{ "site": "Accident Claim Facts", "url": "https://accidentclaimfacts.com/", "description": "Every figure and legal rule used on Accident Claim Facts, with its source and the date it was checked. Read-only. General information, not legal advice.", "license_note": "Figures and rules come from the public sources listed; cite the original source.", "generated": "2026-10-29T23:35:49+00:00", "count": 3270, "facts": [ { "key": "us.crash_deaths_2023", "value": 41025, "unit": "count", "region": "US", "label": "Motor vehicle traffic deaths in the US (FARS 2023 Final File)", "period": "2023", "source_name": "NHTSA, Overview of Motor Vehicle Traffic Crashes in 2024 (DOT HS 813 791)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813791", "as_of": "2026-04-01" }, { "key": "us.crash_injuries_2023", "value": 2442694, "unit": "count", "region": "US", "label": "People injured in police-reported motor vehicle traffic crashes (CRSS estimate)", "period": "2023", "source_name": "NHTSA, Overview of Motor Vehicle Traffic Crashes in 2024 (DOT HS 813 791)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813791", "as_of": "2026-04-01" }, { "key": "us.crashes_2023", "value": 6138474, "unit": "count", "region": "US", "label": "Police-reported motor vehicle traffic crashes (CRSS estimate)", "period": "2023", "source_name": "NHTSA, Overview of Motor Vehicle Traffic Crashes in 2024 (DOT HS 813 791)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813791", "as_of": "2026-04-01" }, { "key": "us.crash_deaths_2024", "value": 39254, "unit": "count", "region": "US", "label": "Motor vehicle traffic deaths in the US (FARS 2024 Annual Report File; not yet final)", "period": "2024", "source_name": "NHTSA, Overview of Motor Vehicle Traffic Crashes in 2024 (DOT HS 813 791)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813791", "as_of": "2026-04-01" }, { "key": "us.crash_injuries_2024", "value": 2422195, "unit": "count", "region": "US", "label": "People injured in police-reported motor vehicle traffic crashes (CRSS estimate)", "period": "2024", "source_name": "NHTSA, Overview of Motor Vehicle Traffic Crashes in 2024 (DOT HS 813 791)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813791", "as_of": "2026-04-01" }, { "key": "us.crashes_2024", "value": 6180241, "unit": "count", "region": "US", "label": "Police-reported motor vehicle traffic crashes (CRSS estimate)", "period": "2024", "source_name": "NHTSA, Overview of Motor Vehicle Traffic Crashes in 2024 (DOT HS 813 791)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813791", "as_of": "2026-04-01" }, { "key": "us.crash_cost_economic", "value": 339.8, "unit": "USDbn", "region": "US", "label": "Economic cost of US motor vehicle crashes (2019 dollars)", "period": "2019", "source_name": "NHTSA, The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (Revised) (DOT HS 813 403)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813403.pdf", "as_of": "2023-02-01" }, { "key": "us.crash_cost_societal", "value": 1370, "unit": "USDbn", "region": "US", "label": "Total societal harm of US motor vehicle crashes incl. quality-of-life losses (2019 dollars)", "period": "2019", "source_name": "NHTSA, The Economic and Societal Impact of Motor Vehicle Crashes, 2019 (Revised) (DOT HS 813 403)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813403.pdf", "as_of": "2023-02-01" }, { "key": "us.tort_trial_share", "value": 4, "unit": "%", "region": "US", "label": "Share of tort cases in state courts disposed of by bench or jury trial", "period": "2005", "source_name": "BJS, Tort Bench and Jury Trials in State Courts, 2005 (NCJ 228129)", "source_url": "https://bjs.ojp.gov/redirect-legacy/content/pub/pdf/tbjtsc05.pdf", "as_of": "2009-11-01" }, { "key": "us.civil_trial_share", "value": 3, "unit": "%", "region": "US", "label": "Share of tort, contract and real property cases in state courts disposed of by trial", "period": "2005", "source_name": "BJS, Civil Bench and Jury Trials in State Courts, 2005 (NCJ 223851)", "source_url": "https://bjs.ojp.gov/redirect-legacy/content/pub/pdf/cbjtsc05.pdf", "as_of": "2008-10-01" }, { "key": "us.tort_trial_months", "value": 23, "unit": "months", "region": "US", "label": "Median months from filing to verdict for tort jury trials in state courts (bench trials: 18)", "period": "2005", "source_name": "BJS, Tort Bench and Jury Trials in State Courts, 2005 (NCJ 228129)", "source_url": "https://bjs.ojp.gov/redirect-legacy/content/pub/pdf/tbjtsc05.pdf", "as_of": "2009-11-01" }, { "key": "us.auto_tort_trial_months", "value": 20.1, "unit": "months", "region": "US", "label": "Median months from filing to verdict or judgment for automobile accident tort trials (all trials)", "period": "2005", "source_name": "BJS, Tort Bench and Jury Trials in State Courts, 2005 (NCJ 228129), Table 8", "source_url": "https://bjs.ojp.gov/redirect-legacy/content/pub/pdf/tbjtsc05.pdf", "as_of": "2009-11-01" }, { "key": "us.auto_share_of_tort_trials", "value": 60, "unit": "%", "region": "US", "label": "Share of state-court tort trials that were automobile accident cases (nearly 60%)", "period": "2005", "source_name": "BJS, Tort Bench and Jury Trials in State Courts, 2005 (NCJ 228129)", "source_url": "https://bjs.ojp.gov/redirect-legacy/content/pub/pdf/tbjtsc05.pdf", "as_of": "2009-11-01" }, { "key": "us.hipaa_access_days", "value": 30, "unit": "days", "region": "US", "label": "Days a HIPAA covered entity has to act on a request for access to medical records (45 CFR 164.524(b)(2))", "period": "2026", "source_name": "HHS, HIPAA FAQ: How timely must a covered entity be in responding to individuals' requests for access to their PHI?", "source_url": "https://www.hhs.gov/hipaa/for-professionals/faq/how-timely-must-a-covered-entity-be/index.html", "as_of": "2016-06-24" }, { "key": "us.hipaa_access_extension_days", "value": 30, "unit": "days", "region": "US", "label": "Maximum one-time extension for acting on a records access request, with written reasons", "period": "2026", "source_name": "HHS, HIPAA FAQ: How timely must a covered entity be in responding to individuals' requests for access to their PHI?", "source_url": "https://www.hhs.gov/hipaa/for-professionals/faq/how-timely-must-a-covered-entity-be/index.html", "as_of": "2016-06-24" }, { "key": "us.naic_ack_days", "value": 15, "unit": "days", "region": "US", "label": "Days for insurer to acknowledge notice of a claim (NAIC model; states adopt their own versions)", "period": "2026", "source_name": "NAIC, Unfair Property/Casualty Claims Settlement Practices Model Regulation (Model 902), Sec. 6A", "source_url": "https://content.naic.org:443/sites/default/files/model-law-902.pdf", "as_of": "1997-07-01" }, { "key": "us.naic_reply_days", "value": 15, "unit": "days", "region": "US", "label": "Days for insurer to reply to a claimant's communication (NAIC model; states vary)", "period": "2026", "source_name": "NAIC, Unfair Property/Casualty Claims Settlement Practices Model Regulation (Model 902), Sec. 6C", "source_url": "https://content.naic.org:443/sites/default/files/model-law-902.pdf", "as_of": "1997-07-01" }, { "key": "us.naic_claim_forms_days", "value": 15, "unit": "days", "region": "US", "label": "Days for insurer to provide claim forms and instructions after notice of a claim (NAIC model; states vary)", "period": "2026", "source_name": "NAIC, Unfair Property/Casualty Claims Settlement Practices Model Regulation (Model 902), Sec. 6D", "source_url": "https://content.naic.org:443/sites/default/files/model-law-902.pdf", "as_of": "1997-07-01" }, { "key": "us.naic_decision_days", "value": 21, "unit": "days", "region": "US", "label": "Days to accept or deny a first-party claim after proofs of loss (NAIC model; states vary)", "period": "2026", "source_name": "NAIC, Unfair Property/Casualty Claims Settlement Practices Model Regulation (Model 902), Sec. 7A", "source_url": "https://content.naic.org:443/sites/default/files/model-law-902.pdf", "as_of": "1997-07-01" }, { "key": "us.naic_status_letter_days", "value": 45, "unit": "days", "region": "US", "label": "Interval for written status letters while a first-party claim investigation is incomplete (NAIC model; states vary)", "period": "2026", "source_name": "NAIC, Unfair Property/Casualty Claims Settlement Practices Model Regulation (Model 902), Sec. 7B", "source_url": "https://content.naic.org:443/sites/default/files/model-law-902.pdf", "as_of": "1997-07-01" }, { "key": "us.naic_payment_days", "value": 30, "unit": "days", "region": "US", "label": "Days to tender payment after liability is affirmed (NAIC model; states vary)", "period": "2026", "source_name": "NAIC, Unfair Property/Casualty Claims Settlement Practices Model Regulation (Model 902), Sec. 7F", "source_url": "https://content.naic.org:443/sites/default/files/model-law-902.pdf", "as_of": "1997-07-01" }, { "key": "us.naic_sol_notice_third_party_days", "value": 60, "unit": "days", "region": "US", "label": "Minimum days' notice to third-party claimants before a statute of limitations expires (NAIC model; states vary)", "period": "2026", "source_name": "NAIC, Unfair Property/Casualty Claims Settlement Practices Model Regulation (Model 902), Sec. 7D", "source_url": "https://content.naic.org:443/sites/default/files/model-law-902.pdf", "as_of": "1997-07-01" }, { "key": "us.ftca_claim_years", "value": 2, "unit": "years", "region": "US", "label": "Years to present a Federal Tort Claims Act claim in writing to the federal agency", "period": "2026", "source_name": "U.S. Code (GPO), 28 U.S.C. § 2401(b)", "source_url": "https://www.govinfo.gov/content/pkg/USCODE-2023-title28/html/USCODE-2023-title28-partVI-chap161-sec2401.htm", "as_of": "2026-10-29" }, { "key": "us.ftca_suit_months", "value": 6, "unit": "months", "region": "US", "label": "Months to sue after the agency mails its final denial of an FTCA claim", "period": "2026", "source_name": "U.S. Code (GPO), 28 U.S.C. § 2401(b)", "source_url": "https://www.govinfo.gov/content/pkg/USCODE-2023-title28/html/USCODE-2023-title28-partVI-chap161-sec2401.htm", "as_of": "2026-10-29" }, { "key": "us.ftca_deemed_denial_months", "value": 6, "unit": "months", "region": "US", "label": "Months after filing after which agency inaction may be treated as a final denial of an FTCA claim", "period": "2026", "source_name": "Cornell LII, 28 U.S.C. § 2675(a)", "source_url": "https://www.law.cornell.edu/uscode/text/28/2675", "as_of": "2026-10-29" }, { "key": "us.ftca_fee_admin_pct", "value": 20, "unit": "%", "region": "US", "label": "Maximum attorney fee on an FTCA administrative award or settlement (28 U.S.C. § 2672)", "period": "2026", "source_name": "Cornell LII, 28 U.S.C. § 2678", "source_url": "https://www.law.cornell.edu/uscode/text/28/2678", "as_of": "2026-10-29" }, { "key": "us.ftca_fee_court_pct", "value": 25, "unit": "%", "region": "US", "label": "Maximum attorney fee on an FTCA court judgment or settlement after suit is filed", "period": "2026", "source_name": "Cornell LII, 28 U.S.C. § 2678", "source_url": "https://www.law.cornell.edu/uscode/text/28/2678", "as_of": "2026-10-29" }, { "key": "us.aba_contingency_writing", "value": "Must be in writing signed by the client", "unit": "text", "region": "US", "label": "ABA model rule on contingent fee agreements (states adopt their own rules)", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 1.5(c)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_5_fees/", "as_of": "2026-10-29" }, { "key": "us.tax_104a2", "value": "Damages (other than punitive damages) received on account of personal physical injuries or physical sickness are excluded from gross income", "unit": "text", "region": "US", "label": "Federal tax exclusion for personal physical injury damages", "period": "2026", "source_name": "Cornell LII, 26 U.S.C. § 104(a)(2)", "source_url": "https://www.law.cornell.edu/uscode/text/26/104", "as_of": "2026-10-29" }, { "key": "us.irs_pub4345", "value": "IRS Publication 4345, Settlements—Taxability (Rev. 9-2023)", "unit": "text", "region": "US", "label": "IRS guide to whether lawsuit settlements are taxable", "period": "2023", "source_name": "IRS, Publication 4345 Settlements—Taxability", "source_url": "https://www.irs.gov/pub/irs-pdf/p4345.pdf", "as_of": "2023-09-01" }, { "key": "us.msp_rule", "value": "Medicare must be repaid its conditional payments when a settlement, judgment or award is paid", "unit": "text", "region": "US", "label": "Medicare Secondary Payer repayment rule for injury settlements", "period": "2026", "source_name": "CMS, Non-Group Health Plan (NGHP) Medicare Secondary Payer (MSP) Beneficiary Reference Guide v1.0", "source_url": "https://www.cms.gov/files/document/non-group-health-plan-nghp-medicare-secondary-payer-msp-beneficiary-reference-guide.pdf", "as_of": "2024-07-19" }, { "key": "us.msp_repay_days", "value": 60, "unit": "days", "region": "US", "label": "Days after the Medicare demand letter to repay before interest is assessed", "period": "2026", "source_name": "CMS, Non-Group Health Plan (NGHP) Medicare Secondary Payer (MSP) Beneficiary Reference Guide v1.0", "source_url": "https://www.cms.gov/files/document/non-group-health-plan-nghp-medicare-secondary-payer-msp-beneficiary-reference-guide.pdf", "as_of": "2024-07-19" }, { "key": "us.alcohol_impaired_deaths_2023", "value": 12382, "unit": "count", "region": "US", "label": "People killed in alcohol-impaired-driving crashes (FARS 2023 Final File)", "period": "2023", "source_name": "NHTSA, Overview of Motor Vehicle Traffic Crashes in 2024 (DOT HS 813 791), Table 5", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813791", "as_of": "2026-04-01" }, { "key": "us.alcohol_impaired_deaths_pct", "value": 30, "unit": "%", "region": "US", "label": "Share of all traffic deaths in alcohol-impaired-driving crashes", "period": "2023", "source_name": "NHTSA, Traffic Safety Facts: Alcohol-Impaired Driving, 2023 Data (DOT HS 813 713)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813713", "as_of": "2025-05-01" }, { "key": "us.alcohol_impaired_deaths_2024", "value": 11904, "unit": "count", "region": "US", "label": "People killed in alcohol-impaired-driving crashes", "period": "2024", "source_name": "NHTSA, Drunk Driving (risky driving page)", "source_url": "https://www.nhtsa.gov/risky-driving/drunk-driving", "as_of": "2026-10-29" }, { "key": "us.fmcsa_driving_limit_hours", "value": 11, "unit": "hours", "region": "US", "label": "Maximum driving hours for property-carrying truck drivers after 10 consecutive hours off duty", "period": "2026", "source_name": "FMCSA, Summary of Hours of Service Regulations", "source_url": "https://www.fmcsa.dot.gov/regulations/hours-service/summary-hours-service-regulations", "as_of": "2022-03-28" }, { "key": "us.fmcsa_window_hours", "value": 14, "unit": "hours", "region": "US", "label": "On-duty window after which property-carrying drivers may not drive", "period": "2026", "source_name": "FMCSA, Summary of Hours of Service Regulations", "source_url": "https://www.fmcsa.dot.gov/regulations/hours-service/summary-hours-service-regulations", "as_of": "2022-03-28" }, { "key": "us.large_truck_deaths_2023", "value": 5478, "unit": "count", "region": "US", "label": "People killed in traffic crashes involving large trucks (FARS 2023 Final File)", "period": "2023", "source_name": "NHTSA, Overview of Motor Vehicle Traffic Crashes in 2024 (DOT HS 813 791), Table 4", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813791", "as_of": "2026-04-01" }, { "key": "us.motorcyclist_deaths_2023", "value": 6366, "unit": "count", "region": "US", "label": "Motorcyclists killed in traffic crashes (FARS 2023 Final File)", "period": "2023", "source_name": "NHTSA, Overview of Motor Vehicle Traffic Crashes in 2024 (DOT HS 813 791), Table 3", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813791", "as_of": "2026-04-01" }, { "key": "us.pedestrian_deaths_2023", "value": 7367, "unit": "count", "region": "US", "label": "Pedestrians killed in traffic crashes (FARS 2023 Final File)", "period": "2023", "source_name": "NHTSA, Overview of Motor Vehicle Traffic Crashes in 2024 (DOT HS 813 791), Table 3", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813791", "as_of": "2026-04-01" }, { "key": "us.bicyclist_deaths_2023", "value": 1173, "unit": "count", "region": "US", "label": "Bicyclists and other pedalcyclists killed in traffic crashes (FARS 2023 Final File)", "period": "2023", "source_name": "NHTSA, Overview of Motor Vehicle Traffic Crashes in 2024 (DOT HS 813 791), Table 3", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813791", "as_of": "2026-04-01" }, { "key": "al.sol_injury", "value": 2, "unit": "years", "region": "AL", "label": "Statute of limitations: personal injury (negligence), Alabama", "period": "2026", "source_name": "Alabama Legislature, Code of Alabama § 6-2-38(l)", "source_url": "https://law.justia.com/codes/alabama/title-6/chapter-2/article-2/section-6-2-38", "as_of": "2026-10-29" }, { "key": "al.sol_injury_cite", "value": "Ala. Code § 6-2-38(l)", "unit": "text", "region": "AL", "label": "Statute of limitations citation: personal injury, Alabama", "period": "2026", "source_name": "Alabama Legislature, Code of Alabama § 6-2-38(l)", "source_url": "https://law.justia.com/codes/alabama/title-6/chapter-2/article-2/section-6-2-38", "as_of": "2026-10-29" }, { "key": "al.sol_death", "value": 2, "unit": "years", "region": "AL", "label": "Statute of limitations: wrongful death, Alabama", "period": "2026", "source_name": "Alabama Legislature, Code of Alabama § 6-5-410(d)", "source_url": "https://law.justia.com/codes/alabama/title-6/chapter-5/article-23/section-6-5-410", "as_of": "2026-10-29" }, { "key": "al.sol_death_cite", "value": "Ala. Code § 6-5-410(d)", "unit": "text", "region": "AL", "label": "Statute of limitations citation: wrongful death, Alabama", "period": "2026", "source_name": "Alabama Legislature, Code of Alabama § 6-5-410(d)", "source_url": "https://law.justia.com/codes/alabama/title-6/chapter-5/article-23/section-6-5-410", "as_of": "2026-10-29" }, { "key": "al.sol_death_from", "value": "date of death", "unit": "text", "region": "AL", "label": "Wrongful death deadline runs from, Alabama", "period": "2026", "source_name": "Alabama Legislature, Code of Alabama § 6-5-410(d)", "source_url": "https://law.justia.com/codes/alabama/title-6/chapter-5/article-23/section-6-5-410", "as_of": "2026-10-29" }, { "key": "al.fault_rule", "value": "contributory", "unit": "text", "region": "AL", "label": "Comparative or contributory negligence rule, Alabama", "period": "2026", "source_name": "U.S. Court of Appeals for the Eleventh Circuit, No. 06-11445 (applying Alabama law; Ridgeway v. CSX Transp., 723 So. 2d 600 (Ala. 1998))", "source_url": "https://media.ca11.uscourts.gov/opinions/unpub/files/200611445.pdf", "as_of": "2026-10-29" }, { "key": "al.fault_rule_cite", "value": "Ridgeway v. CSX Transp., Inc., 723 So. 2d 600, 606 (Ala. 1998) (common law)", "unit": "text", "region": "AL", "label": "Fault rule citation, Alabama", "period": "2026", "source_name": "U.S. Court of Appeals for the Eleventh Circuit, No. 06-11445 (applying Alabama law; Ridgeway v. CSX Transp., 723 So. 2d 600 (Ala. 1998))", "source_url": "https://media.ca11.uscourts.gov/opinions/unpub/files/200611445.pdf", "as_of": "2026-10-29" }, { "key": "ak.sol_injury", "value": 2, "unit": "years", "region": "AK", "label": "Statute of limitations: personal injury (negligence), Alaska", "period": "2026", "source_name": "Alaska Legislature, Alaska Statutes § 09.10.070(a)(2)", "source_url": "https://codes.findlaw.com/ak/title-9-code-of-civil-procedure/ak-st-sect-09-10-070/", "as_of": "2026-10-29" }, { "key": "ak.sol_injury_cite", "value": "Alaska Stat. § 09.10.070(a)(2)", "unit": "text", "region": "AK", "label": "Statute of limitations citation: personal injury, Alaska", "period": "2026", "source_name": "Alaska Legislature, Alaska Statutes § 09.10.070(a)(2)", "source_url": "https://codes.findlaw.com/ak/title-9-code-of-civil-procedure/ak-st-sect-09-10-070/", "as_of": "2026-10-29" }, { "key": "ak.sol_property", "value": 2, "unit": "years", "region": "AK", "label": "Statute of limitations: damage to personal property, Alaska", "period": "2026", "source_name": "Alaska Legislature, Alaska Statutes § 09.10.070(a)(3)", "source_url": "https://codes.findlaw.com/ak/title-9-code-of-civil-procedure/ak-st-sect-09-10-070/", "as_of": "2026-10-29" }, { "key": "ak.sol_property_cite", "value": "Alaska Stat. § 09.10.070(a)(3)", "unit": "text", "region": "AK", "label": "Statute of limitations citation: property damage, Alaska", "period": "2026", "source_name": "Alaska Legislature, Alaska Statutes § 09.10.070(a)(3)", "source_url": "https://codes.findlaw.com/ak/title-9-code-of-civil-procedure/ak-st-sect-09-10-070/", "as_of": "2026-10-29" }, { "key": "ak.sol_death", "value": 2, "unit": "years", "region": "AK", "label": "Statute of limitations: wrongful death, Alaska", "period": "2026", "source_name": "Alaska Legislature, Alaska Statutes § 09.55.580(a)", "source_url": "https://codes.findlaw.com/ak/title-9-code-of-civil-procedure/ak-st-sect-09-55-580/", "as_of": "2026-10-29" }, { "key": "ak.sol_death_cite", "value": "Alaska Stat. § 09.55.580(a)", "unit": "text", "region": "AK", "label": "Statute of limitations citation: wrongful death, Alaska", "period": "2026", "source_name": "Alaska Legislature, Alaska Statutes § 09.55.580(a)", "source_url": "https://codes.findlaw.com/ak/title-9-code-of-civil-procedure/ak-st-sect-09-55-580/", "as_of": "2026-10-29" }, { "key": "ak.sol_death_from", "value": "date of death", "unit": "text", "region": "AK", "label": "Wrongful death deadline runs from, Alaska", "period": "2026", "source_name": "Alaska Legislature, Alaska Statutes § 09.55.580(a)", "source_url": "https://codes.findlaw.com/ak/title-9-code-of-civil-procedure/ak-st-sect-09-55-580/", "as_of": "2026-10-29" }, { "key": "ak.fault_rule", "value": "pure-comparative", "unit": "text", "region": "AK", "label": "Comparative or contributory negligence rule, Alaska", "period": "2026", "source_name": "Alaska Legislature, Alaska Statutes § 09.17.060", "source_url": 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(1975) 13 Cal.3d 804 (via SCOCAL)", "source_url": "https://scocal.stanford.edu/opinion/li-v-yellow-cab-co-27850", "as_of": "2026-10-29" }, { "key": "co.sol_injury", "value": 3, "unit": "years", "region": "CO", "label": "Statute of limitations: personal injury (negligence), Colorado", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 13-80-101(1)(n)(I)", "source_url": "https://colorado.public.law/statutes/crs_13-80-101", "as_of": "2026-10-29" }, { "key": "co.sol_injury_cite", "value": "C.R.S. § 13-80-101(1)(n)(I)", "unit": "text", "region": "CO", "label": "Statute of limitations citation: personal injury, Colorado", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 13-80-101(1)(n)(I)", "source_url": "https://colorado.public.law/statutes/crs_13-80-101", "as_of": "2026-10-29" }, { "key": "co.sol_property", "value": 3, "unit": "years", "region": "CO", "label": "Statute of limitations: damage to personal property, Colorado", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 13-80-101(1)(n)(I)", "source_url": "https://colorado.public.law/statutes/crs_13-80-101", "as_of": "2026-10-29" }, { "key": "co.sol_property_cite", "value": "C.R.S. § 13-80-101(1)(n)(I)", "unit": "text", "region": "CO", "label": "Statute of limitations citation: property damage, Colorado", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 13-80-101(1)(n)(I)", "source_url": "https://colorado.public.law/statutes/crs_13-80-101", "as_of": "2026-10-29" }, { "key": "co.sol_death", "value": 2, "unit": "years", "region": "CO", "label": "Statute of limitations: wrongful death, Colorado", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 13-80-102(1)(d)", "source_url": "https://colorado.public.law/statutes/crs_13-80-102", "as_of": "2026-10-29" }, { "key": "co.sol_death_cite", "value": "C.R.S. § 13-80-102(1)(d); § 13-21-204", "unit": "text", "region": "CO", "label": "Statute of limitations citation: wrongful death, Colorado", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 13-80-102(1)(d)", "source_url": "https://colorado.public.law/statutes/crs_13-80-102", "as_of": "2026-10-29" }, { "key": "co.sol_death_from", "value": "date of death", "unit": "text", "region": "CO", "label": "Wrongful death deadline runs from, Colorado", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 13-80-108(2)", "source_url": "https://colorado.public.law/statutes/crs_13-80-108", "as_of": "2026-10-29" }, { "key": "co.fault_rule", "value": "modified-50", "unit": "text", "region": "CO", "label": "Comparative or contributory negligence rule, Colorado", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 13-21-111(1)", "source_url": "https://colorado.public.law/statutes/crs_13-21-111", "as_of": "2026-10-29" }, { "key": "co.fault_rule_cite", "value": "C.R.S. § 13-21-111(1)", "unit": "text", "region": "CO", "label": "Fault rule citation, Colorado", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 13-21-111(1)", "source_url": "https://colorado.public.law/statutes/crs_13-21-111", "as_of": "2026-10-29" }, { "key": "co.fault_bar", "value": 50, "unit": "%", "region": "CO", "label": "Share of fault at which recovery is barred, Colorado", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 13-21-111(1)", "source_url": "https://colorado.public.law/statutes/crs_13-21-111", "as_of": "2026-10-29" }, { "key": "ct.sol_injury", "value": 2, "unit": "years", "region": "CT", "label": "Statute of limitations: personal injury (negligence), Connecticut", "period": "2026", "source_name": "Connecticut General Assembly, General Statutes § 52-584", "source_url": "https://law.justia.com/codes/connecticut/title-52/chapter-926/section-52-584/", "as_of": "2026-10-29" }, { "key": "ct.sol_injury_cite", "value": "Conn. 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C. § 8107", "unit": "text", "region": "DE", "label": "Statute of limitations citation: wrongful death, Delaware", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 10 § 8107", "source_url": "https://delcode.delaware.gov/title10/c081/index.html", "as_of": "2026-10-29" }, { "key": "de.fault_rule", "value": "modified-51", "unit": "text", "region": "DE", "label": "Comparative or contributory negligence rule, Delaware", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 10 § 8132", "source_url": "https://delcode.delaware.gov/title10/c081/index.html", "as_of": "2026-10-29" }, { "key": "de.fault_rule_cite", "value": "10 Del. C. § 8132", "unit": "text", "region": "DE", "label": "Fault rule citation, Delaware", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 10 § 8132", "source_url": "https://delcode.delaware.gov/title10/c081/index.html", "as_of": "2026-10-29" }, { "key": "de.fault_bar", "value": 51, "unit": "%", "region": "DE", "label": "Share of fault at which recovery is barred, Delaware", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 10 § 8132", "source_url": "https://delcode.delaware.gov/title10/c081/index.html", "as_of": "2026-10-29" }, { "key": "de.fault_note", "value": "Your share of fault is compared with the defendant's, or with the combined fault of all defendants you sue.", "unit": "text", "region": "DE", "label": "Fault rule detail, Delaware", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 10 § 8132", "source_url": "https://delcode.delaware.gov/title10/c081/index.html", "as_of": "2026-10-29" }, { "key": "dc.sol_injury", "value": 3, "unit": "years", "region": "DC", "label": "Statute of limitations: personal injury (negligence), District of Columbia", "period": "2026", "source_name": "Council of the District of Columbia, D.C. Code § 12-301(a)(8)", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/12-301", "as_of": "2026-10-29" }, { "key": "dc.sol_injury_cite", "value": "D.C. Code § 12-301(a)(8)", "unit": "text", "region": "DC", "label": "Statute of limitations citation: personal injury, District of Columbia", "period": "2026", "source_name": "Council of the District of Columbia, D.C. Code § 12-301(a)(8)", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/12-301", "as_of": "2026-10-29" }, { "key": "dc.sol_property", "value": 3, "unit": "years", "region": "DC", "label": "Statute of limitations: damage to personal property, District of Columbia", "period": "2026", "source_name": "Council of the District of Columbia, D.C. Code § 12-301(a)(3)", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/12-301", "as_of": "2026-10-29" }, { "key": "dc.sol_property_cite", "value": "D.C. Code § 12-301(a)(3)", "unit": "text", "region": "DC", "label": "Statute of limitations citation: property damage, District of Columbia", "period": "2026", "source_name": "Council of the District of Columbia, D.C. Code § 12-301(a)(3)", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/12-301", "as_of": "2026-10-29" }, { "key": "dc.sol_death", "value": 2, "unit": "years", "region": "DC", "label": "Statute of limitations: wrongful death, District of Columbia", "period": "2026", "source_name": "Council of the District of Columbia, D.C. Code § 16-2702", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/16-2702", "as_of": "2026-10-29" }, { "key": "dc.sol_death_cite", "value": "D.C. Code § 16-2702", "unit": "text", "region": "DC", "label": "Statute of limitations citation: wrongful death, District of Columbia", "period": "2026", "source_name": "Council of the District of Columbia, D.C. Code § 16-2702", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/16-2702", "as_of": "2026-10-29" }, { "key": "dc.sol_death_from", "value": "date of death", "unit": "text", "region": "DC", "label": "Wrongful death deadline runs from, District of Columbia", "period": "2026", "source_name": "Council of the District of Columbia, D.C. Code § 16-2702", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/16-2702", "as_of": "2026-10-29" }, { "key": "dc.fault_rule", "value": "contributory", "unit": "text", "region": "DC", "label": "Comparative or contributory negligence rule, District of Columbia", "period": "2026", "source_name": "Council of the District of Columbia, D.C. Law 21-167 (common-law contributory negligence)", "source_url": "https://code.dccouncil.gov/us/dc/council/laws/21-167", "as_of": "2026-10-29" }, { "key": "dc.fault_rule_cite", "value": "D.C. common law; limited by D.C. Law 21-167 (D.C. Code § 50-2204.52)", "unit": "text", "region": "DC", "label": "Fault rule citation, District of Columbia", "period": "2026", "source_name": "Council of the District of Columbia, D.C. Law 21-167", "source_url": "https://code.dccouncil.gov/us/dc/council/laws/21-167", "as_of": "2026-10-29" }, { "key": "dc.fault_note", "value": "A pedestrian, cyclist or other 'vulnerable user' (as defined in D.C. Code § 50-2204.51) hit by a motor vehicle is barred only if their own negligence was a proximate cause and greater than all defendants' combined negligence.", "unit": "text", "region": "DC", "label": "Fault rule detail, District of Columbia", "period": "2026", "source_name": "Council of the District of Columbia, D.C. Code § 50-2204.52", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/50-2204.52", "as_of": "2026-10-29" }, { "key": "fl.sol_injury", "value": 2, "unit": "years", "region": "FL", "label": "Statute of limitations: personal injury (negligence), Florida", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 95.11(5)(a)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/95.11", "as_of": "2026-10-29" }, { "key": "fl.sol_injury_cite", "value": "Fla. Stat. § 95.11(5)(a)", "unit": "text", "region": "FL", "label": "Statute of limitations citation: personal injury, Florida", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 95.11(5)(a)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/95.11", "as_of": "2026-10-29" }, { "key": "fl.sol_death", "value": 2, "unit": "years", "region": "FL", "label": "Statute of limitations: wrongful death, Florida", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 95.11(5)(e)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/95.11", "as_of": "2026-10-29" }, { "key": "fl.sol_death_cite", "value": "Fla. Stat. § 95.11(5)(e)", "unit": "text", "region": "FL", "label": "Statute of limitations citation: wrongful death, Florida", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 95.11(5)(e)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/95.11", "as_of": "2026-10-29" }, { "key": "fl.sol_death_from", "value": "date of death", "unit": "text", "region": "FL", "label": "Wrongful death deadline runs from, Florida", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 95.031(1)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/95.031", "as_of": "2026-10-29" }, { "key": "fl.fault_rule", "value": "modified-51", "unit": "text", "region": "FL", "label": "Comparative or contributory negligence rule, Florida", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 768.81(6)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/768.81", "as_of": "2026-10-29" }, { "key": "fl.fault_rule_cite", "value": "Fla. Stat. § 768.81(6)", "unit": "text", "region": "FL", "label": "Fault rule citation, Florida", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 768.81(6)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/768.81", "as_of": "2026-10-29" }, { "key": "fl.fault_bar", "value": 51, "unit": "%", "region": "FL", "label": "Share of fault at which recovery is barred, Florida", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 768.81(6)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/768.81", "as_of": "2026-10-29" }, { "key": "fl.fault_note", "value": "The more-than-50%-at-fault bar applies to cases filed after March 24, 2023, and does not apply to medical-negligence claims.", "unit": "text", "region": "FL", "label": "Fault rule detail, Florida", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 768.81(6); ch. 2023-15, s. 30", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/768.81", "as_of": "2026-10-29" }, { "key": "ga.sol_injury", "value": 2, "unit": "years", "region": "GA", "label": "Statute of limitations: personal injury (negligence), Georgia", "period": "2026", "source_name": "Georgia General Assembly, Official Code of Georgia § 9-3-33", "source_url": "https://law.justia.com/codes/georgia/title-9/chapter-3/article-2/section-9-3-33/", "as_of": "2026-10-29" }, { "key": "ga.sol_injury_cite", "value": "O.C.G.A. § 9-3-33", "unit": "text", "region": "GA", "label": "Statute of limitations citation: personal injury, Georgia", "period": "2026", "source_name": "Georgia General Assembly, Official Code of Georgia § 9-3-33", "source_url": "https://law.justia.com/codes/georgia/title-9/chapter-3/article-2/section-9-3-33/", "as_of": "2026-10-29" }, { "key": "ga.fault_rule", "value": "modified-50", "unit": "text", "region": "GA", "label": "Comparative or contributory negligence rule, Georgia", "period": "2026", "source_name": "Georgia General Assembly, Official Code of Georgia § 51-12-33(g)", "source_url": "https://law.justia.com/codes/georgia/title-51/chapter-12/article-2/section-51-12-33/", "as_of": "2026-10-29" }, { "key": "ga.fault_rule_cite", "value": "O.C.G.A. § 51-12-33(g)", "unit": "text", "region": "GA", "label": "Fault rule citation, Georgia", "period": "2026", "source_name": "Georgia General Assembly, Official Code of Georgia § 51-12-33(g)", "source_url": "https://law.justia.com/codes/georgia/title-51/chapter-12/article-2/section-51-12-33/", "as_of": "2026-10-29" }, { "key": "ga.fault_bar", "value": 50, "unit": "%", "region": "GA", "label": "Share of fault at which recovery is barred, Georgia", "period": "2026", "source_name": "Georgia General Assembly, Official Code of Georgia § 51-12-33(g)", "source_url": "https://law.justia.com/codes/georgia/title-51/chapter-12/article-2/section-51-12-33/", "as_of": "2026-10-29" }, { "key": "hi.sol_injury", "value": 2, "unit": "years", "region": "HI", "label": "Statute of limitations: personal injury (negligence), Hawaii", "period": "2026", "source_name": "Hawaii State Legislature, Hawaii Revised Statutes § 657-7", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0657/HRS_0657-0007.htm", "as_of": "2026-10-29" }, { "key": "hi.sol_injury_cite", "value": "Haw. Rev. Stat. § 657-7; § 431:10C-315(b)", "unit": "text", "region": "HI", "label": "Statute of limitations citation: personal injury, Hawaii", "period": "2026", "source_name": "Hawaii State Legislature, Hawaii Revised Statutes § 657-7", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0657/HRS_0657-0007.htm", "as_of": "2026-10-29" }, { "key": "hi.sol_property", "value": 2, "unit": "years", "region": "HI", "label": "Statute of limitations: damage to personal property, Hawaii", "period": "2026", "source_name": "Hawaii State Legislature, Hawaii Revised Statutes § 657-7", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0657/HRS_0657-0007.htm", "as_of": "2026-10-29" }, { "key": "hi.sol_property_cite", "value": "Haw. Rev. Stat. § 657-7", "unit": "text", "region": "HI", "label": "Statute of limitations citation: property damage, Hawaii", "period": "2026", "source_name": "Hawaii State Legislature, Hawaii Revised Statutes § 657-7", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0657/HRS_0657-0007.htm", "as_of": "2026-10-29" }, { "key": "hi.sol_death", "value": 2, "unit": "years", "region": "HI", "label": "Statute of limitations: wrongful death, Hawaii", "period": "2026", "source_name": "Hawaii State Legislature, Hawaii Revised Statutes § 663-3", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0663/HRS_0663-0003.htm", "as_of": "2026-10-29" }, { "key": "hi.sol_death_cite", "value": "Haw. Rev. Stat. § 663-3", "unit": "text", "region": "HI", "label": "Statute of limitations citation: wrongful death, Hawaii", "period": "2026", "source_name": "Hawaii State Legislature, Hawaii Revised Statutes § 663-3", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0663/HRS_0663-0003.htm", "as_of": "2026-10-29" }, { "key": "hi.sol_death_from", "value": "date of death", "unit": "text", "region": "HI", "label": "Wrongful death deadline runs from, Hawaii", "period": "2026", "source_name": "Hawaii State Legislature, Hawaii Revised Statutes § 663-3", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0663/HRS_0663-0003.htm", "as_of": "2026-10-29" }, { "key": "hi.fault_rule", "value": "modified-51", "unit": "text", "region": "HI", "label": "Comparative or contributory negligence rule, Hawaii", "period": "2026", "source_name": "Hawaii State Legislature, Hawaii Revised Statutes § 663-31(a)", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0663/HRS_0663-0031.htm", "as_of": "2026-10-29" }, { "key": "hi.fault_rule_cite", "value": "Haw. Rev. Stat. § 663-31(a)", "unit": "text", "region": "HI", "label": "Fault rule citation, Hawaii", "period": "2026", "source_name": "Hawaii State Legislature, Hawaii Revised Statutes § 663-31(a)", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0663/HRS_0663-0031.htm", "as_of": "2026-10-29" }, { "key": "hi.fault_bar", "value": 51, "unit": "%", "region": "HI", "label": "Share of fault at which recovery is barred, Hawaii", "period": "2026", "source_name": "Hawaii State Legislature, Hawaii Revised Statutes § 663-31(a)", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0663/HRS_0663-0031.htm", "as_of": "2026-10-29" }, { "key": "hi.fault_note", "value": "Your share of fault is compared with the combined (aggregate) fault of all the defendants you sue.", "unit": "text", "region": "HI", "label": "Fault rule detail, Hawaii", "period": "2026", "source_name": "Hawaii State Legislature, Hawaii Revised Statutes § 663-31(a)", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0663/HRS_0663-0031.htm", "as_of": "2026-10-29" }, { "key": "id.sol_injury", "value": 2, "unit": "years", "region": "ID", "label": "Statute of limitations: personal injury (negligence), Idaho", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 5-219(4)", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title5/T5CH2/SECT5-219/", "as_of": "2026-10-29" }, { "key": "id.sol_injury_cite", "value": "Idaho Code § 5-219(4)", "unit": "text", "region": "ID", "label": "Statute of limitations citation: personal injury, Idaho", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 5-219(4)", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title5/T5CH2/SECT5-219/", "as_of": "2026-10-29" }, { "key": "id.sol_death", "value": 2, "unit": "years", "region": "ID", "label": "Statute of limitations: wrongful death, Idaho", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 5-219(4)", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title5/T5CH2/SECT5-219/", "as_of": "2026-10-29" }, { "key": "id.sol_death_cite", "value": "Idaho Code § 5-219(4)", "unit": "text", "region": "ID", "label": "Statute of limitations citation: wrongful death, Idaho", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 5-219(4)", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title5/T5CH2/SECT5-219/", "as_of": "2026-10-29" }, { "key": "id.sol_property", "value": 3, "unit": "years", "region": "ID", "label": "Statute of limitations: damage to personal property, Idaho", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 5-218(3)", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title5/T5CH2/SECT5-218/", "as_of": "2026-10-29" }, { "key": "id.sol_property_cite", "value": "Idaho Code § 5-218(3)", "unit": "text", "region": "ID", "label": "Statute of limitations citation: property damage, Idaho", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 5-218(3)", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title5/T5CH2/SECT5-218/", "as_of": "2026-10-29" }, { "key": "id.fault_rule", "value": "modified-50", "unit": "text", "region": "ID", "label": "Comparative or contributory negligence rule, Idaho", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 6-801", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title6/T6CH8/SECT6-801/", "as_of": "2026-10-29" }, { "key": "id.fault_rule_cite", "value": "Idaho Code § 6-801", "unit": "text", "region": "ID", "label": "Fault rule citation, Idaho", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 6-801", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title6/T6CH8/SECT6-801/", "as_of": "2026-10-29" }, { "key": "id.fault_bar", "value": 50, "unit": "%", "region": "ID", "label": "Share of fault at which recovery is barred, Idaho", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 6-801", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title6/T6CH8/SECT6-801/", "as_of": "2026-10-29" }, { "key": "il.sol_injury", "value": 2, "unit": "years", "region": "IL", "label": "Statute of limitations: personal injury (negligence), Illinois", "period": "2026", "source_name": "Illinois General Assembly, 735 ILCS 5/13-202", "source_url": "https://www.ilga.gov/Documents/legislation/ilcs/documents/073500050k13-202.htm", "as_of": "2026-10-29" }, { "key": "il.sol_injury_cite", "value": "735 ILCS 5/13-202", "unit": "text", "region": "IL", "label": "Statute of limitations citation: personal injury, Illinois", "period": "2026", "source_name": "Illinois General Assembly, 735 ILCS 5/13-202", "source_url": "https://www.ilga.gov/Documents/legislation/ilcs/documents/073500050k13-202.htm", "as_of": "2026-10-29" }, { "key": "il.sol_property", "value": 5, "unit": "years", "region": "IL", "label": "Statute of limitations: damage to personal property, Illinois", "period": "2026", "source_name": "Illinois General Assembly, 735 ILCS 5/13-205 (text via courtrules.net)", "source_url": "https://www.courtrules.net/illinois/illinois-code-civil-procedure/rule-13-205", "as_of": "2026-10-29" }, { "key": "il.sol_property_cite", "value": "735 ILCS 5/13-205", "unit": "text", "region": "IL", "label": "Statute of limitations citation: property damage, Illinois", "period": "2026", "source_name": "Illinois General Assembly, 735 ILCS 5/13-205 (text via courtrules.net)", "source_url": "https://www.courtrules.net/illinois/illinois-code-civil-procedure/rule-13-205", "as_of": "2026-10-29" }, { "key": "il.sol_death", "value": 2, "unit": "years", "region": "IL", "label": "Statute of limitations: wrongful death, Illinois", "period": "2026", "source_name": "Illinois General Assembly, Wrongful Death Act, 740 ILCS 180/2", "source_url": "https://ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2059", "as_of": "2026-10-29" }, { "key": "il.sol_death_cite", "value": "740 ILCS 180/2", "unit": "text", "region": "IL", "label": "Statute of limitations citation: wrongful death, Illinois", "period": "2026", "source_name": "Illinois General Assembly, Wrongful Death Act, 740 ILCS 180/2", "source_url": "https://ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2059", "as_of": "2026-10-29" }, { "key": "il.sol_death_from", "value": "date of death", "unit": "text", "region": "IL", "label": "Wrongful death deadline runs from, Illinois", "period": "2026", "source_name": "Illinois General Assembly, Wrongful Death Act, 740 ILCS 180/2", "source_url": "https://ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2059", "as_of": "2026-10-29" }, { "key": "il.fault_rule", "value": "modified-51", "unit": "text", "region": "IL", "label": "Comparative or contributory negligence rule, Illinois", "period": "2026", "source_name": "Illinois General Assembly, 735 ILCS 5/2-1116", "source_url": "https://ilga.gov/Documents/legislation/ilcs/documents/073500050K2-1116.htm", "as_of": "2026-10-29" }, { "key": "il.fault_rule_cite", "value": "735 ILCS 5/2-1116", "unit": "text", "region": "IL", "label": "Fault rule citation, Illinois", "period": "2026", "source_name": "Illinois General Assembly, 735 ILCS 5/2-1116", "source_url": "https://ilga.gov/Documents/legislation/ilcs/documents/073500050K2-1116.htm", "as_of": "2026-10-29" }, { "key": "il.fault_bar", "value": 51, "unit": "%", "region": "IL", "label": "Share of fault at which recovery is barred, Illinois", "period": "2026", "source_name": "Illinois General Assembly, 735 ILCS 5/2-1116", "source_url": "https://ilga.gov/Documents/legislation/ilcs/documents/073500050K2-1116.htm", "as_of": "2026-10-29" }, { "key": "in.sol_injury", "value": 2, "unit": "years", "region": "IN", "label": "Statute of limitations: personal injury (negligence), Indiana", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 34-11-2-4 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-34/article-11/chapter-2/section-34-11-2-4/", "as_of": "2026-10-29" }, { "key": "in.sol_injury_cite", "value": "Ind. Code § 34-11-2-4(a)(1)", "unit": "text", "region": "IN", "label": "Statute of limitations citation: personal injury, Indiana", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 34-11-2-4 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-34/article-11/chapter-2/section-34-11-2-4/", "as_of": "2026-10-29" }, { "key": "in.sol_property", "value": 2, "unit": "years", "region": "IN", "label": "Statute of limitations: damage to personal property, Indiana", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 34-11-2-4 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-34/article-11/chapter-2/section-34-11-2-4/", "as_of": "2026-10-29" }, { "key": "in.sol_property_cite", "value": "Ind. Code § 34-11-2-4(a)(2)", "unit": "text", "region": "IN", "label": "Statute of limitations citation: property damage, Indiana", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 34-11-2-4 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-34/article-11/chapter-2/section-34-11-2-4/", "as_of": "2026-10-29" }, { "key": "in.sol_death", "value": 2, "unit": "years", "region": "IN", "label": "Statute of limitations: wrongful death, Indiana", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 34-23-1-1 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-34/article-23/chapter-1/section-34-23-1-1/", "as_of": "2026-10-29" }, { "key": "in.sol_death_cite", "value": "Ind. Code § 34-23-1-1", "unit": "text", "region": "IN", "label": "Statute of limitations citation: wrongful death, Indiana", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 34-23-1-1 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-34/article-23/chapter-1/section-34-23-1-1/", "as_of": "2026-10-29" }, { "key": "in.sol_death_from", "value": "date of death", "unit": "text", "region": "IN", "label": "Wrongful death deadline runs from, Indiana", "period": "2026", "source_name": "Indiana Court of Appeals, Davis-Brumley v. Fair Oaks Farms (Feb. 29, 2024), Indiana courts Case Clips", "source_url": "https://caseclips.courts.in.gov/2024/03/04/davis-brumley-v-fair-oaks-farms-llc-no-23a-ct-1610-__-n-e-3d-__-ind-ct-app-feb-29-2024", "as_of": "2026-10-29" }, { "key": "in.fault_rule", "value": "modified-51", "unit": "text", "region": "IN", "label": "Comparative or contributory negligence rule, Indiana", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 34-51-2-6 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-34/article-51/chapter-2/section-34-51-2-6/", "as_of": "2026-10-29" }, { "key": "in.fault_rule_cite", "value": "Ind. Code § 34-51-2-6", "unit": "text", "region": "IN", "label": "Fault rule citation, Indiana", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 34-51-2-6 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-34/article-51/chapter-2/section-34-51-2-6/", "as_of": "2026-10-29" }, { "key": "in.fault_bar", "value": 51, "unit": "%", "region": "IN", "label": "Share of fault at which recovery is barred, Indiana", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 34-51-2-6 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-34/article-51/chapter-2/section-34-51-2-6/", "as_of": "2026-10-29" }, { "key": "in.fault_note", "value": "Indiana's comparative-fault law does not cover claims against government bodies or public employees, which follow separate rules.", "unit": "text", "region": "IN", "label": "Fault rule detail, Indiana", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 34-51-2-2 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-34/article-51/chapter-2/section-34-51-2-2/", "as_of": "2026-10-29" }, { "key": "ia.sol_injury", "value": 2, "unit": "years", "region": "IA", "label": "Statute of limitations: personal injury (negligence), Iowa", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 614.1 (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/614.1.pdf", "as_of": "2026-10-29" }, { "key": "ia.sol_injury_cite", "value": "Iowa Code § 614.1(2)", "unit": "text", "region": "IA", "label": "Statute of limitations citation: personal injury, Iowa", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 614.1 (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/614.1.pdf", "as_of": "2026-10-29" }, { "key": "ia.sol_property", "value": 5, "unit": "years", "region": "IA", "label": "Statute of limitations: damage to personal property, Iowa", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 614.1 (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/614.1.pdf", "as_of": "2026-10-29" }, { "key": "ia.sol_property_cite", "value": "Iowa Code § 614.1(4)", "unit": "text", "region": "IA", "label": "Statute of limitations citation: property damage, Iowa", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 614.1 (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/614.1.pdf", "as_of": "2026-10-29" }, { "key": "ia.sol_death", "value": 2, "unit": "years", "region": "IA", "label": "Statute of limitations: wrongful death, Iowa", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 614.1 (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/614.1.pdf", "as_of": "2026-10-29" }, { "key": "ia.sol_death_cite", "value": "Iowa Code § 614.1(2)", "unit": "text", "region": "IA", "label": "Statute of limitations citation: wrongful death, Iowa", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 614.1 (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/614.1.pdf", "as_of": "2026-10-29" }, { "key": "ia.sol_death_from", "value": "date of the injury", "unit": "text", "region": "IA", "label": "Wrongful death deadline runs from, Iowa", "period": "2026", "source_name": "Iowa Supreme Court, Estate of Cataldo v. RCHP-Ottumwa, LLC, No. 24-1994 (Feb. 27, 2026)", "source_url": "https://www.iowacourts.gov/courtcases/25292/embed/SupremeCourtOpinion", "as_of": "2026-10-29" }, { "key": "ia.fault_rule", "value": "modified-51", "unit": "text", "region": "IA", "label": "Comparative or contributory negligence rule, Iowa", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 668.3 (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/668.3.pdf", "as_of": "2026-10-29" }, { "key": "ia.fault_rule_cite", "value": "Iowa Code § 668.3(1)(a)", "unit": "text", "region": "IA", "label": "Fault rule citation, Iowa", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 668.3 (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/668.3.pdf", "as_of": "2026-10-29" }, { "key": "ia.fault_bar", "value": 51, "unit": "%", "region": "IA", "label": "Share of fault at which recovery is barred, Iowa", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 668.3 (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/668.3.pdf", "as_of": "2026-10-29" }, { "key": "ks.sol_injury", "value": 2, "unit": "years", "region": "KS", "label": "Statute of limitations: personal injury (negligence), Kansas", "period": "2026", "source_name": "Kansas Office of Revisor of Statutes, K.S.A. 60-513", "source_url": "https://ksrevisor.gov/statutes/chapters/ch60/060_005_0013.html", "as_of": "2026-10-29" }, { "key": "ks.sol_injury_cite", "value": "K.S.A. 60-513(a)(4)", "unit": "text", "region": "KS", "label": "Statute of limitations citation: personal injury, Kansas", "period": "2026", "source_name": "Kansas Office of Revisor of Statutes, K.S.A. 60-513", "source_url": "https://ksrevisor.gov/statutes/chapters/ch60/060_005_0013.html", "as_of": "2026-10-29" }, { "key": "ks.sol_property", "value": 2, "unit": "years", "region": "KS", "label": "Statute of limitations: damage to personal property, Kansas", "period": "2026", "source_name": "Kansas Office of Revisor of Statutes, K.S.A. 60-513", "source_url": "https://ksrevisor.gov/statutes/chapters/ch60/060_005_0013.html", "as_of": "2026-10-29" }, { "key": "ks.sol_property_cite", "value": "K.S.A. 60-513(a)(2)", "unit": "text", "region": "KS", "label": "Statute of limitations citation: property damage, Kansas", "period": "2026", "source_name": "Kansas Office of Revisor of Statutes, K.S.A. 60-513", "source_url": "https://ksrevisor.gov/statutes/chapters/ch60/060_005_0013.html", "as_of": "2026-10-29" }, { "key": "ks.sol_death", "value": 2, "unit": "years", "region": "KS", "label": "Statute of limitations: wrongful death, Kansas", "period": "2026", "source_name": "Kansas Office of Revisor of Statutes, K.S.A. 60-513", "source_url": "https://ksrevisor.gov/statutes/chapters/ch60/060_005_0013.html", "as_of": "2026-10-29" }, { "key": "ks.sol_death_cite", "value": "K.S.A. 60-513(a)(5)", "unit": "text", "region": "KS", "label": "Statute of limitations citation: wrongful death, Kansas", "period": "2026", "source_name": "Kansas Office of Revisor of Statutes, K.S.A. 60-513", "source_url": "https://ksrevisor.gov/statutes/chapters/ch60/060_005_0013.html", "as_of": "2026-10-29" }, { "key": "ks.sol_death_from", "value": "date of death", "unit": "text", "region": "KS", "label": "Wrongful death deadline runs from, Kansas", "period": "2026", "source_name": "Kansas Supreme Court, Martin v. Naik, No. 101,146 (May 3, 2013)", "source_url": "https://2jd.kscourts.gov/KSCourts/media/KsCourts/Opinions/101146.pdf?ext=.pdf", "as_of": "2026-10-29" }, { "key": "ks.fault_rule", "value": "modified-50", "unit": "text", "region": "KS", "label": "Comparative or contributory negligence rule, Kansas", "period": "2026", "source_name": "Kansas Office of Revisor of Statutes, K.S.A. 60-258a", "source_url": "https://ksrevisor.gov/statutes/chapters/ch60/060_002_0058a.html", "as_of": "2026-10-29" }, { "key": "ks.fault_rule_cite", "value": "K.S.A. 60-258a(a)", "unit": "text", "region": "KS", "label": "Fault rule citation, Kansas", "period": "2026", "source_name": "Kansas Office of Revisor of Statutes, K.S.A. 60-258a", "source_url": "https://ksrevisor.gov/statutes/chapters/ch60/060_002_0058a.html", "as_of": "2026-10-29" }, { "key": "ks.fault_bar", "value": 50, "unit": "%", "region": "KS", "label": "Share of fault at which recovery is barred, Kansas", "period": "2026", "source_name": "Kansas Office of Revisor of Statutes, K.S.A. 60-258a", "source_url": "https://ksrevisor.gov/statutes/chapters/ch60/060_002_0058a.html", "as_of": "2026-10-29" }, { "key": "ky.sol_injury", "value": 2, "unit": "years", "region": "KY", "label": "Statute of limitations: personal injury (negligence), Kentucky", "period": "2026", "source_name": "Kentucky General Assembly, KRS 304.39-230 (Motor Vehicle Reparations Act)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=45816", "as_of": "2026-10-29" }, { "key": "ky.sol_injury_cite", "value": "KRS 304.39-230(6)", "unit": "text", "region": "KY", "label": "Statute of limitations citation: personal injury, Kentucky", "period": "2026", "source_name": "Kentucky General Assembly, KRS 304.39-230 (Motor Vehicle Reparations Act)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=45816", "as_of": "2026-10-29" }, { "key": "ky.sol_property", "value": 2, "unit": "years", "region": "KY", "label": "Statute of limitations: damage to personal property, Kentucky", "period": "2026", "source_name": "Kentucky General Assembly, KRS 413.125", "source_url": "https://apps.legislature.ky.gov/Law/statutes/statute.aspx?id=17867", "as_of": "2026-10-29" }, { "key": "ky.sol_property_cite", "value": "KRS 413.125", "unit": "text", "region": "KY", "label": "Statute of limitations citation: property damage, Kentucky", "period": "2026", "source_name": "Kentucky General Assembly, KRS 413.125", "source_url": "https://apps.legislature.ky.gov/Law/statutes/statute.aspx?id=17867", "as_of": "2026-10-29" }, { "key": "ky.sol_death", "value": 2, "unit": "years", "region": "KY", "label": "Statute of limitations: wrongful death, Kentucky", "period": "2026", "source_name": "Kentucky General Assembly, KRS 304.39-230 (Motor Vehicle Reparations Act)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=45816", "as_of": "2026-10-29" }, { "key": "ky.sol_death_cite", "value": "KRS 304.39-230(6)", "unit": "text", "region": "KY", "label": "Statute of limitations citation: wrongful death, Kentucky", "period": "2026", "source_name": "Kentucky General Assembly, KRS 304.39-230 (Motor Vehicle Reparations Act)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=45816", "as_of": "2026-10-29" }, { "key": "ky.sol_death_from", "value": "date of death (or last no-fault/PIP payment, if later)", "unit": "text", "region": "KY", "label": "Wrongful death deadline runs from, Kentucky", "period": "2026", "source_name": "Kentucky General Assembly, KRS 304.39-230 (Motor Vehicle Reparations Act)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=45816", "as_of": "2026-10-29" }, { "key": "ky.fault_rule", "value": "pure-comparative", "unit": "text", "region": "KY", "label": "Comparative or contributory negligence rule, Kentucky", "period": "2026", "source_name": "Kentucky General Assembly, KRS 411.182", "source_url": "https://apps.legislature.ky.gov/Law/statutes/statute.aspx?id=17782", "as_of": "2026-10-29" }, { "key": "ky.fault_rule_cite", "value": "KRS 411.182", "unit": "text", "region": "KY", "label": "Fault rule citation, Kentucky", "period": "2026", "source_name": "Kentucky General Assembly, KRS 411.182", "source_url": "https://apps.legislature.ky.gov/Law/statutes/statute.aspx?id=17782", "as_of": "2026-10-29" }, { "key": "la.sol_injury", "value": 2, "unit": "years", "region": "LA", "label": "Statute of limitations: personal injury (negligence), Louisiana", "period": "2026", "source_name": "Louisiana State Legislature, Civil Code art. 3493.1", "source_url": "https://www.legis.la.gov/Legis/Law.aspx?d=1386443", "as_of": "2026-10-29" }, { "key": "la.sol_injury_cite", "value": "La. Civ. Code art. 3493.1", "unit": "text", "region": "LA", "label": "Statute of limitations citation: personal injury, Louisiana", "period": "2026", "source_name": "Louisiana State Legislature, Civil Code art. 3493.1", "source_url": "https://www.legis.la.gov/Legis/Law.aspx?d=1386443", "as_of": "2026-10-29" }, { "key": "la.sol_property", "value": 2, "unit": "years", "region": "LA", "label": "Statute of limitations: damage to personal property, Louisiana", "period": "2026", "source_name": "Louisiana State Legislature, Civil Code art. 3493.1", "source_url": "https://www.legis.la.gov/Legis/Law.aspx?d=1386443", "as_of": "2026-10-29" }, { "key": "la.sol_property_cite", "value": "La. Civ. Code art. 3493.1", "unit": "text", "region": "LA", "label": "Statute of limitations citation: property damage, Louisiana", "period": "2026", "source_name": "Louisiana State Legislature, Civil Code art. 3493.1", "source_url": "https://www.legis.la.gov/Legis/Law.aspx?d=1386443", "as_of": "2026-10-29" }, { "key": "la.sol_death", "value": 2, "unit": "years", "region": "LA", "label": "Statute of limitations: wrongful death, Louisiana", "period": "2026", "source_name": "Louisiana State Legislature, Civil Code art. 2315.2", "source_url": "https://legis.la.gov/LEGIS/Law.aspx?d=109371", "as_of": "2026-10-29" }, { "key": "la.sol_death_cite", "value": "La. Civ. Code art. 2315.2(B)", "unit": "text", "region": "LA", "label": "Statute of limitations citation: wrongful death, Louisiana", "period": "2026", "source_name": "Louisiana State Legislature, Civil Code art. 2315.2", "source_url": "https://legis.la.gov/LEGIS/Law.aspx?d=109371", "as_of": "2026-10-29" }, { "key": "la.sol_death_from", "value": "date of the injury (or 1 year from death, if that is later)", "unit": "text", "region": "LA", "label": "Wrongful death deadline runs from, Louisiana", "period": "2026", "source_name": "Louisiana State Legislature, Civil Code art. 2315.2", "source_url": "https://legis.la.gov/LEGIS/Law.aspx?d=109371", "as_of": "2026-10-29" }, { "key": "la.fault_rule", "value": "modified-51", "unit": "text", "region": "LA", "label": "Comparative or contributory negligence rule, Louisiana", "period": "2026", "source_name": "Louisiana State Legislature, Civil Code art. 2323", "source_url": "https://legis.la.gov/Legis/Law.aspx?d=109387&p=y", "as_of": "2026-10-29" }, { "key": "la.fault_rule_cite", "value": "La. Civ. Code art. 2323(A)(2)", "unit": "text", "region": "LA", "label": "Fault rule citation, Louisiana", "period": "2026", "source_name": "Louisiana State Legislature, Civil Code art. 2323", "source_url": "https://legis.la.gov/Legis/Law.aspx?d=109387&p=y", "as_of": "2026-10-29" }, { "key": "la.fault_bar", "value": 51, "unit": "%", "region": "LA", "label": "Share of fault at which recovery is barred, Louisiana", "period": "2026", "source_name": "Louisiana State Legislature, Civil Code art. 2323", "source_url": "https://legis.la.gov/Legis/Law.aspx?d=109387&p=y", "as_of": "2026-10-29" }, { "key": "la.fault_note", "value": "Since January 1, 2026 you recover nothing if you are 51% or more at fault; before then Louisiana used pure comparative fault, and accidents before 2026 may still follow the old rule.", "unit": "text", "region": "LA", "label": "Fault rule detail, Louisiana", "period": "2026", "source_name": "Louisiana State Legislature, Civil Code art. 2323", "source_url": "https://legis.la.gov/Legis/Law.aspx?d=109387&p=y", "as_of": "2026-10-29" }, { "key": "me.sol_injury", "value": 6, "unit": "years", "region": "ME", "label": "Statute of limitations: personal injury (negligence), Maine", "period": "2026", "source_name": "Maine Legislature, 14 M.R.S. § 752", "source_url": "https://www.legislature.maine.gov/statutes/14/title14sec752.html", "as_of": "2026-10-29" }, { "key": "me.sol_injury_cite", "value": "14 M.R.S. § 752", "unit": "text", "region": "ME", "label": "Statute of limitations citation: personal injury, Maine", "period": "2026", "source_name": "Maine Legislature, 14 M.R.S. § 752", "source_url": "https://www.legislature.maine.gov/statutes/14/title14sec752.html", "as_of": "2026-10-29" }, { "key": "me.sol_property", "value": 6, "unit": "years", "region": "ME", "label": "Statute of limitations: damage to personal property, Maine", "period": "2026", "source_name": "Maine Legislature, 14 M.R.S. § 752", "source_url": "https://www.legislature.maine.gov/statutes/14/title14sec752.html", "as_of": "2026-10-29" }, { "key": "me.sol_property_cite", "value": "14 M.R.S. § 752", "unit": "text", "region": "ME", "label": "Statute of limitations citation: property damage, Maine", "period": "2026", "source_name": "Maine Legislature, 14 M.R.S. § 752", "source_url": "https://www.legislature.maine.gov/statutes/14/title14sec752.html", "as_of": "2026-10-29" }, { "key": "me.sol_death", "value": 3, "unit": "years", "region": "ME", "label": "Statute of limitations: wrongful death, Maine", "period": "2026", "source_name": "Maine Legislature, 18-C M.R.S. § 2-807", "source_url": "https://legislature.maine.gov/statutes/18-C/title18-Csec2-807.html", "as_of": "2026-10-29" }, { "key": "me.sol_death_cite", "value": "18-C M.R.S. § 2-807(2)", "unit": "text", "region": "ME", "label": "Statute of limitations citation: wrongful death, Maine", "period": "2026", "source_name": "Maine Legislature, 18-C M.R.S. § 2-807", "source_url": "https://legislature.maine.gov/statutes/18-C/title18-Csec2-807.html", "as_of": "2026-10-29" }, { "key": "me.sol_death_from", "value": "date of death", "unit": "text", "region": "ME", "label": "Wrongful death deadline runs from, Maine", "period": "2026", "source_name": "Maine Legislature, 18-C M.R.S. § 2-807", "source_url": "https://legislature.maine.gov/statutes/18-C/title18-Csec2-807.html", "as_of": "2026-10-29" }, { "key": "me.fault_rule", "value": "modified-50", "unit": "text", "region": "ME", "label": "Comparative or contributory negligence rule, Maine", "period": "2026", "source_name": "Maine Legislature, 14 M.R.S. § 156", "source_url": "https://legislature.maine.gov/statutes/14/title14sec156.html", "as_of": "2026-10-29" }, { "key": "me.fault_rule_cite", "value": "14 M.R.S. § 156", "unit": "text", "region": "ME", "label": "Fault rule citation, Maine", "period": "2026", "source_name": "Maine Legislature, 14 M.R.S. § 156", "source_url": "https://legislature.maine.gov/statutes/14/title14sec156.html", "as_of": "2026-10-29" }, { "key": "me.fault_bar", "value": 50, "unit": "%", "region": "ME", "label": "Share of fault at which recovery is barred, Maine", "period": "2026", "source_name": "Maine Legislature, 14 M.R.S. § 156", "source_url": "https://legislature.maine.gov/statutes/14/title14sec156.html", "as_of": "2026-10-29" }, { "key": "me.fault_note", "value": "If you share the blame, the jury cuts your damages by whatever amount it finds 'just and equitable' (not a strict percentage), and you get nothing if found equally at fault.", "unit": "text", "region": "ME", "label": "Fault rule detail, Maine", "period": "2026", "source_name": "Maine Legislature, 14 M.R.S. § 156", "source_url": "https://legislature.maine.gov/statutes/14/title14sec156.html", "as_of": "2026-10-29" }, { "key": "md.sol_injury", "value": 3, "unit": "years", "region": "MD", "label": "Statute of limitations: personal injury (negligence), Maryland", "period": "2026", "source_name": "Maryland General Assembly, Courts and Judicial Proceedings § 5-101", "source_url": "https://mgaleg.maryland.gov/2026RS/Statute_Web/gcj/5-101.pdf", "as_of": "2026-10-29" }, { "key": "md.sol_injury_cite", "value": "Md. Code, Cts. & Jud. Proc. § 5-101", "unit": "text", "region": "MD", "label": "Statute of limitations citation: personal injury, Maryland", "period": "2026", "source_name": "Maryland General Assembly, Courts and Judicial Proceedings § 5-101", "source_url": "https://mgaleg.maryland.gov/2026RS/Statute_Web/gcj/5-101.pdf", "as_of": "2026-10-29" }, { "key": "md.sol_property", "value": 3, "unit": "years", "region": "MD", "label": "Statute of limitations: damage to personal property, Maryland", "period": "2026", "source_name": "Maryland General Assembly, Courts and Judicial Proceedings § 5-101", "source_url": "https://mgaleg.maryland.gov/2026RS/Statute_Web/gcj/5-101.pdf", "as_of": "2026-10-29" }, { "key": "md.sol_property_cite", "value": "Md. Code, Cts. & Jud. Proc. § 5-101", "unit": "text", "region": "MD", "label": "Statute of limitations citation: property damage, Maryland", "period": "2026", "source_name": "Maryland General Assembly, Courts and Judicial Proceedings § 5-101", "source_url": "https://mgaleg.maryland.gov/2026RS/Statute_Web/gcj/5-101.pdf", "as_of": "2026-10-29" }, { "key": "md.sol_death", "value": 3, "unit": "years", "region": "MD", "label": "Statute of limitations: wrongful death, Maryland", "period": "2026", "source_name": "Maryland General Assembly, Courts and Judicial Proceedings § 3-904", "source_url": "https://mgaleg.maryland.gov/2026RS/Statute%5FWeb/gcj/3-904.pdf", "as_of": "2026-10-29" }, { "key": "md.sol_death_cite", "value": "Md. Code, Cts. & Jud. Proc. § 3-904(g)(1)", "unit": "text", "region": "MD", "label": "Statute of limitations citation: wrongful death, Maryland", "period": "2026", "source_name": "Maryland General Assembly, Courts and Judicial Proceedings § 3-904", "source_url": "https://mgaleg.maryland.gov/2026RS/Statute%5FWeb/gcj/3-904.pdf", "as_of": "2026-10-29" }, { "key": "md.sol_death_from", "value": "date of death", "unit": "text", "region": "MD", "label": "Wrongful death deadline runs from, Maryland", "period": "2026", "source_name": "Maryland General Assembly, Courts and Judicial Proceedings § 3-904", "source_url": "https://mgaleg.maryland.gov/2026RS/Statute%5FWeb/gcj/3-904.pdf", "as_of": "2026-10-29" }, { "key": "md.fault_rule", "value": "contributory", "unit": "text", "region": "MD", "label": "Comparative or contributory negligence rule, Maryland", "period": "2026", "source_name": "Court of Appeals of Maryland, Coleman v. Soccer Ass'n of Columbia, No. 9, Sept. Term 2012 (July 9, 2013)", "source_url": "https://www.mdcourts.gov/opinions/coa/2013/9a12.pdf", "as_of": "2026-10-29" }, { "key": "md.fault_rule_cite", "value": "Coleman v. Soccer Ass'n of Columbia (Md. 2013) (common law)", "unit": "text", "region": "MD", "label": "Fault rule citation, Maryland", "period": "2026", "source_name": "Court of Appeals of Maryland, Coleman v. Soccer Ass'n of Columbia, No. 9, Sept. Term 2012 (July 9, 2013)", "source_url": "https://www.mdcourts.gov/opinions/coa/2013/9a12.pdf", "as_of": "2026-10-29" }, { "key": "md.fault_note", "value": "In Maryland even a small share of fault can bar your claim entirely; a 2026 bill to soften this (HB 466) was sent to interim study and not passed.", "unit": "text", "region": "MD", "label": "Fault rule detail, Maryland", "period": "2026", "source_name": "Maryland General Assembly, HB 466 (2026 Regular Session) status page", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Legislation/Details/HB0466?ys=2026RS", "as_of": "2026-10-29" }, { "key": "ma.sol_injury", "value": 3, "unit": "years", "region": "MA", "label": "Statute of limitations: personal injury (negligence), Massachusetts", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 260 § 2A", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleV/Chapter260/Section2A", "as_of": "2026-10-29" }, { "key": "ma.sol_injury_cite", "value": "Mass. Gen. Laws ch. 260, § 2A", "unit": "text", "region": "MA", "label": "Statute of limitations citation: personal injury, Massachusetts", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 260 § 2A", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleV/Chapter260/Section2A", "as_of": "2026-10-29" }, { "key": "ma.sol_property", "value": 3, "unit": "years", "region": "MA", "label": "Statute of limitations: damage to personal property, Massachusetts", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 260 § 2A", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleV/Chapter260/Section2A", "as_of": "2026-10-29" }, { "key": "ma.sol_property_cite", "value": "Mass. Gen. Laws ch. 260, § 2A", "unit": "text", "region": "MA", "label": "Statute of limitations citation: property damage, Massachusetts", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 260 § 2A", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleV/Chapter260/Section2A", "as_of": "2026-10-29" }, { "key": "ma.sol_death", "value": 3, "unit": "years", "region": "MA", "label": "Statute of limitations: wrongful death, Massachusetts", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 229 § 2", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleII/Chapter229/Section2", "as_of": "2026-10-29" }, { "key": "ma.sol_death_cite", "value": "Mass. Gen. Laws ch. 229, § 2", "unit": "text", "region": "MA", "label": "Statute of limitations citation: wrongful death, Massachusetts", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 229 § 2", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleII/Chapter229/Section2", "as_of": "2026-10-29" }, { "key": "ma.sol_death_from", "value": "date of death (or later discovery by the executor/administrator)", "unit": "text", "region": "MA", "label": "Wrongful death deadline runs from, Massachusetts", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 229 § 2", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleII/Chapter229/Section2", "as_of": "2026-10-29" }, { "key": "ma.fault_rule", "value": "modified-51", "unit": "text", "region": "MA", "label": "Comparative or contributory negligence rule, Massachusetts", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 231 § 85", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleII/Chapter231/Section85", "as_of": "2026-10-29" }, { "key": "ma.fault_rule_cite", "value": "Mass. Gen. Laws ch. 231, § 85", "unit": "text", "region": "MA", "label": "Fault rule citation, Massachusetts", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 231 § 85", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleII/Chapter231/Section85", "as_of": "2026-10-29" }, { "key": "ma.fault_bar", "value": 51, "unit": "%", "region": "MA", "label": "Share of fault at which recovery is barred, Massachusetts", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 231 § 85", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleII/Chapter231/Section85", "as_of": "2026-10-29" }, { "key": "mi.sol_injury", "value": 3, "unit": "years", "region": "MI", "label": "Statute of limitations: personal injury (negligence), Michigan", "period": "2026", "source_name": "Michigan Legislature, MCL 600.5805", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-5805", "as_of": "2026-10-29" }, { "key": "mi.sol_injury_cite", "value": "MCL 600.5805(2)", "unit": "text", "region": "MI", "label": "Statute of limitations citation: personal injury, Michigan", "period": "2026", "source_name": "Michigan Legislature, MCL 600.5805", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-5805", "as_of": "2026-10-29" }, { "key": "mi.sol_property", "value": 3, "unit": "years", "region": "MI", "label": "Statute of limitations: damage to personal property, Michigan", "period": "2026", "source_name": "Michigan Legislature, MCL 600.5805", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-5805", "as_of": "2026-10-29" }, { "key": "mi.sol_property_cite", "value": "MCL 600.5805(2)", "unit": "text", "region": "MI", "label": "Statute of limitations citation: property damage, Michigan", "period": "2026", "source_name": "Michigan Legislature, MCL 600.5805", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-5805", "as_of": "2026-10-29" }, { "key": "mi.sol_death", "value": 3, "unit": "years", "region": "MI", "label": "Statute of limitations: wrongful death, Michigan", "period": "2026", "source_name": "Michigan Legislature, MCL 600.5805", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-5805", "as_of": "2026-10-29" }, { "key": "mi.sol_death_cite", "value": "MCL 600.5805(2); MCL 600.5852", "unit": "text", "region": "MI", "label": "Statute of limitations citation: wrongful death, Michigan", "period": "2026", "source_name": "Michigan Legislature, MCL 600.5805", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-5805", "as_of": "2026-10-29" }, { "key": "mi.sol_death_from", "value": "date of the death or injury", "unit": "text", "region": "MI", "label": "Wrongful death deadline runs from, Michigan", "period": "2026", "source_name": "Michigan Legislature, MCL 600.5852", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-5852", "as_of": "2026-10-29" }, { "key": "mi.fault_rule", "value": "modified-51", "unit": "text", "region": "MI", "label": "Comparative or contributory negligence rule, Michigan", "period": "2026", "source_name": "Michigan Legislature, MCL 600.2959", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-2959", "as_of": "2026-10-29" }, { "key": "mi.fault_rule_cite", "value": "MCL 600.2959; MCL 500.3135(2)(b)", "unit": "text", "region": "MI", "label": "Fault rule citation, Michigan", "period": "2026", "source_name": "Michigan Legislature, MCL 600.2959", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-2959", "as_of": "2026-10-29" }, { "key": "mi.fault_bar", "value": 51, "unit": "%", "region": "MI", "label": "Share of fault at which recovery is barred, Michigan", "period": "2026", "source_name": "Michigan Legislature, MCL 600.2959", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-2959", "as_of": "2026-10-29" }, { "key": "mi.fault_note", "value": "If you are more than 50% at fault you lose pain-and-suffering (non-economic) damages, but can still recover economic losses reduced by your share of fault.", "unit": "text", "region": "MI", "label": "Fault rule detail, Michigan", "period": "2026", "source_name": "Michigan Legislature, MCL 600.2959", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-2959", "as_of": "2026-10-29" }, { "key": "mn.sol_injury", "value": 6, "unit": "years", "region": "MN", "label": "Statute of limitations: personal injury (negligence), Minnesota", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 541.05", "source_url": "https://www.revisor.mn.gov/statutes/cite/541.05", "as_of": "2026-10-29" }, { "key": "mn.sol_injury_cite", "value": "Minn. Stat. § 541.05, subd. 1(5)", "unit": "text", "region": "MN", "label": "Statute of limitations citation: personal injury, Minnesota", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 541.05", "source_url": "https://www.revisor.mn.gov/statutes/cite/541.05", "as_of": "2026-10-29" }, { "key": "mn.sol_property", "value": 6, "unit": "years", "region": "MN", "label": "Statute of limitations: damage to personal property, Minnesota", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 541.05", "source_url": "https://www.revisor.mn.gov/statutes/cite/541.05", "as_of": "2026-10-29" }, { "key": "mn.sol_property_cite", "value": "Minn. Stat. § 541.05, subd. 1(4)", "unit": "text", "region": "MN", "label": "Statute of limitations citation: property damage, Minnesota", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 541.05", "source_url": "https://www.revisor.mn.gov/statutes/cite/541.05", "as_of": "2026-10-29" }, { "key": "mn.sol_death", "value": 3, "unit": "years", "region": "MN", "label": "Statute of limitations: wrongful death, Minnesota", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 573.02", "source_url": "https://www.revisor.mn.gov/statutes/cite/573.02", "as_of": "2026-10-29" }, { "key": "mn.sol_death_cite", "value": "Minn. Stat. § 573.02, subd. 1", "unit": "text", "region": "MN", "label": "Statute of limitations citation: wrongful death, Minnesota", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 573.02", "source_url": "https://www.revisor.mn.gov/statutes/cite/573.02", "as_of": "2026-10-29" }, { "key": "mn.sol_death_from", "value": "date of death", "unit": "text", "region": "MN", "label": "Wrongful death deadline runs from, Minnesota", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 573.02", "source_url": "https://www.revisor.mn.gov/statutes/cite/573.02", "as_of": "2026-10-29" }, { "key": "mn.fault_rule", "value": "modified-51", "unit": "text", "region": "MN", "label": "Comparative or contributory negligence rule, Minnesota", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 604.01", "source_url": "https://www.revisor.mn.gov/statutes/cite/604.01", "as_of": "2026-10-29" }, { "key": "mn.fault_rule_cite", "value": "Minn. Stat. § 604.01, subd. 1", "unit": "text", "region": "MN", "label": "Fault rule citation, Minnesota", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 604.01", "source_url": "https://www.revisor.mn.gov/statutes/cite/604.01", "as_of": "2026-10-29" }, { "key": "mn.fault_bar", "value": 51, "unit": "%", "region": "MN", "label": "Share of fault at which recovery is barred, Minnesota", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 604.01", "source_url": "https://www.revisor.mn.gov/statutes/cite/604.01", "as_of": "2026-10-29" }, { "key": "mn.fault_note", "value": "Your fault is compared with the fault of the person you are suing, so you may be barred against a defendant who is less at fault than you.", "unit": "text", "region": "MN", "label": "Fault rule detail, Minnesota", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 604.01", "source_url": "https://www.revisor.mn.gov/statutes/cite/604.01", "as_of": "2026-10-29" }, { "key": "ms.sol_injury", "value": 3, "unit": "years", "region": "MS", "label": "Statute of limitations: personal injury (negligence), Mississippi", "period": "2026", "source_name": "Mississippi Legislature, Miss. Code Ann. § 15-1-49 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/mississippi/title-15/chapter-1/section-15-1-49/", "as_of": "2026-10-29" }, { "key": "ms.sol_injury_cite", "value": "Miss. Code Ann. § 15-1-49(1)", "unit": "text", "region": "MS", "label": "Statute of limitations citation: personal injury, Mississippi", "period": "2026", "source_name": "Mississippi Legislature, Miss. Code Ann. § 15-1-49 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/mississippi/title-15/chapter-1/section-15-1-49/", "as_of": "2026-10-29" }, { "key": "ms.sol_property", "value": 3, "unit": "years", "region": "MS", "label": "Statute of limitations: damage to personal property, Mississippi", "period": "2026", "source_name": "Mississippi Legislature, Miss. Code Ann. § 15-1-49 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/mississippi/title-15/chapter-1/section-15-1-49/", "as_of": "2026-10-29" }, { "key": "ms.sol_property_cite", "value": "Miss. Code Ann. § 15-1-49(1)", "unit": "text", "region": "MS", "label": "Statute of limitations citation: property damage, Mississippi", "period": "2026", "source_name": "Mississippi Legislature, Miss. Code Ann. § 15-1-49 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/mississippi/title-15/chapter-1/section-15-1-49/", "as_of": "2026-10-29" }, { "key": "ms.sol_death", "value": 3, "unit": "years", "region": "MS", "label": "Statute of limitations: wrongful death, Mississippi", "period": "2026", "source_name": "Mississippi Legislature, Miss. Code Ann. § 11-7-13 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/mississippi/title-11/chapter-7/in-general/section-11-7-13/", "as_of": "2026-10-29" }, { "key": "ms.sol_death_cite", "value": "Miss. Code Ann. § 11-7-13; § 15-1-49(1)", "unit": "text", "region": "MS", "label": "Statute of limitations citation: wrongful death, Mississippi", "period": "2026", "source_name": "Mississippi Legislature, Miss. Code Ann. § 11-7-13 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/mississippi/title-11/chapter-7/in-general/section-11-7-13/", "as_of": "2026-10-29" }, { "key": "ms.fault_rule", "value": "pure-comparative", "unit": "text", "region": "MS", "label": "Comparative or contributory negligence rule, Mississippi", "period": "2026", "source_name": "Mississippi Legislature, Miss. Code Ann. § 11-7-15 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/mississippi/title-11/chapter-7/in-general/section-11-7-15/", "as_of": "2026-10-29" }, { "key": "ms.fault_rule_cite", "value": "Miss. Code Ann. § 11-7-15", "unit": "text", "region": "MS", "label": "Fault rule citation, Mississippi", "period": "2026", "source_name": "Mississippi Legislature, Miss. 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Stat. 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Stat. Ann. § 37-1-8", "unit": "text", "region": "NM", "label": "Statute of limitations citation: personal injury, New Mexico", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 37-1-8", "source_url": "https://law.justia.com/codes/new-mexico/chapter-37/article-1/section-37-1-8/", "as_of": "2026-10-29" }, { "key": "nm.sol_property", "value": 4, "unit": "years", "region": "NM", "label": "Statute of limitations: damage to personal property, New Mexico", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 37-1-4", "source_url": "https://law.justia.com/codes/new-mexico/chapter-37/article-1/section-37-1-4/", "as_of": "2026-10-29" }, { "key": "nm.sol_property_cite", "value": "N.M. Stat. Ann. § 37-1-4", "unit": "text", "region": "NM", "label": "Statute of limitations citation: property damage, New Mexico", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 37-1-4", "source_url": "https://law.justia.com/codes/new-mexico/chapter-37/article-1/section-37-1-4/", "as_of": "2026-10-29" }, { "key": "nm.sol_death", "value": 3, "unit": "years", "region": "NM", "label": "Statute of limitations: wrongful death, New Mexico", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 41-2-2", "source_url": "https://law.justia.com/codes/new-mexico/chapter-41/article-2/section-41-2-2/", "as_of": "2026-10-29" }, { "key": "nm.sol_death_cite", "value": "N.M. Stat. Ann. § 41-2-2", "unit": "text", "region": "NM", "label": "Statute of limitations citation: wrongful death, New Mexico", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 41-2-2", "source_url": "https://law.justia.com/codes/new-mexico/chapter-41/article-2/section-41-2-2/", "as_of": "2026-10-29" }, { "key": "nm.sol_death_from", "value": "date of death", "unit": "text", "region": "NM", "label": "Wrongful death deadline runs from, New Mexico", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 41-2-2", "source_url": "https://law.justia.com/codes/new-mexico/chapter-41/article-2/section-41-2-2/", "as_of": "2026-10-29" }, { "key": "nm.fault_rule", "value": "pure-comparative", "unit": "text", "region": "NM", "label": "Comparative or contributory negligence rule, New Mexico", "period": "2026", "source_name": "New Mexico Supreme Court, Scott v. Rizzo, 96 N.M. 682 (1981) (Caselaw Access Project text)", "source_url": "https://cite.case.law/nm/96/682/", "as_of": "2026-10-29" }, { "key": "nm.fault_rule_cite", "value": "Scott v. Rizzo, 96 N.M. 682, 634 P.2d 1234 (1981)", "unit": "text", "region": "NM", "label": "Fault rule citation, New Mexico", "period": "2026", "source_name": "New Mexico Supreme Court, Scott v. Rizzo, 96 N.M. 682 (1981) (Caselaw Access Project text)", "source_url": "https://cite.case.law/nm/96/682/", "as_of": "2026-10-29" }, { "key": "ny.sol_injury", "value": 3, "unit": "years", "region": "NY", "label": "Statute of limitations: personal injury (negligence), New York", "period": "2026", "source_name": "New York State Senate, CPLR 214", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/214", "as_of": "2026-10-29" }, { "key": "ny.sol_injury_cite", "value": "N.Y. CPLR 214(5)", "unit": "text", "region": "NY", "label": "Statute of limitations citation: personal injury, New York", "period": "2026", "source_name": "New York State Senate, CPLR 214", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/214", "as_of": "2026-10-29" }, { "key": "ny.sol_property", "value": 3, "unit": "years", "region": "NY", "label": "Statute of limitations: damage to personal property, New York", "period": "2026", "source_name": "New York State Senate, CPLR 214", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/214", "as_of": "2026-10-29" }, { "key": "ny.sol_property_cite", "value": "N.Y. CPLR 214(4)", "unit": "text", "region": "NY", "label": "Statute of limitations citation: property damage, New York", "period": "2026", "source_name": "New York State Senate, CPLR 214", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/214", "as_of": "2026-10-29" }, { "key": "ny.sol_death", "value": 2, "unit": "years", "region": "NY", "label": "Statute of limitations: wrongful death, New York", "period": "2026", "source_name": "New York State Senate, EPTL 5-4.1", "source_url": "https://www.nysenate.gov/legislation/laws/EPT/5-4.1", "as_of": "2026-10-29" }, { "key": "ny.sol_death_cite", "value": "N.Y. Est. Powers & Trusts Law § 5-4.1(1)", "unit": "text", "region": "NY", "label": "Statute of limitations citation: wrongful death, New York", "period": "2026", "source_name": "New York State Senate, EPTL 5-4.1", "source_url": "https://www.nysenate.gov/legislation/laws/EPT/5-4.1", "as_of": "2026-10-29" }, { "key": "ny.sol_death_from", "value": "date of death", "unit": "text", "region": "NY", "label": "Wrongful death deadline runs from, New York", "period": "2026", "source_name": "New York State Senate, EPTL 5-4.1", "source_url": "https://www.nysenate.gov/legislation/laws/EPT/5-4.1", "as_of": "2026-10-29" }, { "key": "ny.fault_rule", "value": "modified-51", "unit": "text", "region": "NY", "label": "Comparative or contributory negligence rule, New York", "period": "2026", "source_name": "New York State Senate, CPLR 1411", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/1411", "as_of": "2026-10-29" }, { "key": "ny.fault_rule_cite", "value": "N.Y. CPLR 1411(b) (motor-vehicle injury claims); CPLR 1411(a) pure comparative for other claims", "unit": "text", "region": "NY", "label": "Fault rule citation, New York", "period": "2026", "source_name": "New York State Senate, CPLR 1411", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/1411", "as_of": "2026-10-29" }, { "key": "ny.fault_bar", "value": 51, "unit": "%", "region": "NY", "label": "Share of fault at which recovery is barred, New York", "period": "2026", "source_name": "New York State Senate, CPLR 1411", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/1411", "as_of": "2026-10-29" }, { "key": "ny.fault_note", "value": "Since May 26, 2026, a car-crash injury plaintiff more at fault than the defendant(s) recovers nothing; wrongful death and property damage claims stay pure comparative, and suits filed before that date follow the old pure rule.", "unit": "text", "region": "NY", "label": "Fault rule detail, New York", "period": "2026", "source_name": "New York State Senate, CPLR 1411", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/1411", "as_of": "2026-10-29" }, { "key": "nc.sol_injury", "value": 3, "unit": "years", "region": "NC", "label": "Statute of limitations: personal injury (negligence), North Carolina", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 1-52", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-52.html", "as_of": "2026-10-29" }, { "key": "nc.sol_injury_cite", "value": "N.C. Gen. Stat. § 1-52(16)", "unit": "text", "region": "NC", "label": "Statute of limitations citation: personal injury, North Carolina", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 1-52", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-52.html", "as_of": "2026-10-29" }, { "key": "nc.sol_property", "value": 3, "unit": "years", "region": "NC", "label": "Statute of limitations: damage to personal property, North Carolina", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 1-52", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-52.html", "as_of": "2026-10-29" }, { "key": "nc.sol_property_cite", "value": "N.C. Gen. Stat. § 1-52(4)", "unit": "text", "region": "NC", "label": "Statute of limitations citation: property damage, North Carolina", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 1-52", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-52.html", "as_of": "2026-10-29" }, { "key": "nc.sol_death", "value": 2, "unit": "years", "region": "NC", "label": "Statute of limitations: wrongful death, North Carolina", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 1-53", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-53.html", "as_of": "2026-10-29" }, { "key": "nc.sol_death_cite", "value": "N.C. Gen. Stat. § 1-53(4)", "unit": "text", "region": "NC", "label": "Statute of limitations citation: wrongful death, North Carolina", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 1-53", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-53.html", "as_of": "2026-10-29" }, { "key": "nc.sol_death_from", "value": "date of death", "unit": "text", "region": "NC", "label": "Wrongful death deadline runs from, North Carolina", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 1-53", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-53.html", "as_of": "2026-10-29" }, { "key": "nc.fault_rule", "value": "contributory", "unit": "text", "region": "NC", "label": "Comparative or contributory negligence rule, North Carolina", "period": "2026", "source_name": "UNC School of Government, On the Civil Side: 'Fault Lines: Understanding Negligence Doctrines' (2025-03-21)", "source_url": "https://www.sog.unc.edu/node/372836", "as_of": "2026-10-29" }, { "key": "nc.fault_rule_cite", "value": "N.C. common law; N.C. Gen. Stat. § 1-139 (burden of proof)", "unit": "text", "region": "NC", "label": "Fault rule citation, North Carolina", "period": "2026", "source_name": "UNC School of Government, On the Civil Side: 'Fault Lines: Understanding Negligence Doctrines' (2025-03-21)", "source_url": "https://www.sog.unc.edu/node/372836", "as_of": "2026-10-29" }, { "key": "nc.fault_note", "value": "Any fault of yours, even slight, bars recovery unless the defendant had the last clear chance to avoid the crash or was grossly negligent.", "unit": "text", "region": "NC", "label": "Fault rule detail, North Carolina", "period": "2026", "source_name": "UNC School of Government, On the Civil Side: 'Fault Lines: Understanding Negligence Doctrines' (2025-03-21)", "source_url": "https://www.sog.unc.edu/node/372836", "as_of": "2026-10-29" }, { "key": "nd.sol_injury", "value": 6, "unit": "years", "region": "ND", "label": "Statute of limitations: personal injury (negligence), North Dakota", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 28-01-16", "source_url": "https://ndlegis.gov/api/cencode/t28c01.pdf", "as_of": "2026-10-29" }, { "key": "nd.sol_injury_cite", "value": "N.D. Cent. Code § 28-01-16(5)", "unit": "text", "region": "ND", "label": "Statute of limitations citation: personal injury, North Dakota", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 28-01-16", "source_url": "https://ndlegis.gov/api/cencode/t28c01.pdf", "as_of": "2026-10-29" }, { "key": "nd.sol_property", "value": 6, "unit": "years", "region": "ND", "label": "Statute of limitations: damage to personal property, North Dakota", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 28-01-16", "source_url": "https://ndlegis.gov/api/cencode/t28c01.pdf", "as_of": "2026-10-29" }, { "key": "nd.sol_property_cite", "value": "N.D. Cent. Code § 28-01-16(4)", "unit": "text", "region": "ND", "label": "Statute of limitations citation: property damage, North Dakota", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 28-01-16", "source_url": "https://ndlegis.gov/api/cencode/t28c01.pdf", "as_of": "2026-10-29" }, { "key": "nd.sol_death", "value": 2, "unit": "years", "region": "ND", "label": "Statute of limitations: wrongful death, North Dakota", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 28-01-18", "source_url": "https://ndlegis.gov/api/cencode/t28c01.pdf", "as_of": "2026-10-29" }, { "key": "nd.sol_death_cite", "value": "N.D. Cent. Code § 28-01-18(4)", "unit": "text", "region": "ND", "label": "Statute of limitations citation: wrongful death, North Dakota", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 28-01-18", "source_url": "https://ndlegis.gov/api/cencode/t28c01.pdf", "as_of": "2026-10-29" }, { "key": "nd.sol_death_from", "value": "date of death", "unit": "text", "region": "ND", "label": "Wrongful death deadline runs from, North Dakota", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 28-01-18", "source_url": "https://ndlegis.gov/api/cencode/t28c01.pdf", "as_of": "2026-10-29" }, { "key": "nd.fault_rule", "value": "modified-50", "unit": "text", "region": "ND", "label": "Comparative or contributory negligence rule, North Dakota", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 32-03.2-02", "source_url": "https://ndlegis.gov/api/cencode/t32c03-2.pdf", "as_of": "2026-10-29" }, { "key": "nd.fault_rule_cite", "value": "N.D. Cent. Code § 32-03.2-02", "unit": "text", "region": "ND", "label": "Fault rule citation, North Dakota", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 32-03.2-02", "source_url": "https://ndlegis.gov/api/cencode/t32c03-2.pdf", "as_of": "2026-10-29" }, { "key": "nd.fault_bar", "value": 50, "unit": "%", "region": "ND", "label": "Share of fault at which recovery is barred, North Dakota", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 32-03.2-02", "source_url": "https://ndlegis.gov/api/cencode/t32c03-2.pdf", "as_of": "2026-10-29" }, { "key": "oh.sol_injury", "value": 2, "unit": "years", "region": "OH", "label": "Statute of limitations: personal injury (negligence), Ohio", "period": "2026", "source_name": "Ohio General Assembly, Ohio Revised Code 2305.10", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2305.10", "as_of": "2026-10-29" }, { "key": "oh.sol_injury_cite", "value": "Ohio Rev. Code § 2305.10(A)", "unit": "text", "region": "OH", "label": "Statute of limitations citation: personal injury, Ohio", "period": "2026", "source_name": "Ohio General Assembly, Ohio Revised Code 2305.10", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2305.10", "as_of": "2026-10-29" }, { "key": "oh.sol_property", "value": 2, "unit": "years", "region": "OH", "label": "Statute of limitations: damage to personal property, Ohio", "period": "2026", "source_name": "Ohio General Assembly, Ohio Revised Code 2305.10", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2305.10", "as_of": "2026-10-29" }, { "key": "oh.sol_property_cite", "value": "Ohio Rev. Code § 2305.10(A)", "unit": "text", "region": "OH", "label": "Statute of limitations citation: property damage, Ohio", "period": "2026", "source_name": "Ohio General Assembly, Ohio Revised Code 2305.10", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2305.10", "as_of": "2026-10-29" }, { "key": "oh.sol_death", "value": 2, "unit": "years", "region": "OH", "label": "Statute of limitations: wrongful death, Ohio", "period": "2026", "source_name": "Ohio General Assembly, Ohio Revised Code 2125.02", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2125.02", "as_of": "2026-10-29" }, { "key": "oh.sol_death_cite", "value": "Ohio Rev. Code § 2125.02(F)(1)", "unit": "text", "region": "OH", "label": "Statute of limitations citation: wrongful death, Ohio", "period": "2026", "source_name": "Ohio General Assembly, Ohio Revised Code 2125.02", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2125.02", "as_of": "2026-10-29" }, { "key": "oh.sol_death_from", "value": "date of death", "unit": "text", "region": "OH", "label": "Wrongful death deadline runs from, Ohio", "period": "2026", "source_name": "Ohio General Assembly, Ohio Revised Code 2125.02", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2125.02", "as_of": "2026-10-29" }, { "key": "oh.fault_rule", "value": "modified-51", "unit": "text", "region": "OH", "label": "Comparative or contributory negligence rule, Ohio", "period": "2026", "source_name": "Ohio General Assembly, Ohio Revised Code 2315.33", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2315.33", "as_of": "2026-10-29" }, { "key": "oh.fault_rule_cite", "value": "Ohio Rev. Code § 2315.33", "unit": "text", "region": "OH", "label": "Fault rule citation, Ohio", "period": "2026", "source_name": "Ohio General Assembly, Ohio Revised Code 2315.33", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2315.33", "as_of": "2026-10-29" }, { "key": "oh.fault_bar", "value": 51, "unit": "%", "region": "OH", "label": "Share of fault at which recovery is barred, Ohio", "period": "2026", "source_name": "Ohio General Assembly, Ohio Revised Code 2315.33", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2315.33", "as_of": "2026-10-29" }, { "key": "ok.sol_injury", "value": 2, "unit": "years", "region": "OK", "label": "Statute of limitations: personal injury (negligence), Oklahoma", "period": "2026", "source_name": "Justia (2025 Oklahoma Statutes), 12 O.S. § 95", "source_url": "https://law.justia.com/codes/oklahoma/title-12/section-12-95/", "as_of": "2026-10-29" }, { "key": "ok.sol_injury_cite", "value": "Okla. Stat. tit. 12, § 95(A)(3)", "unit": "text", "region": "OK", "label": "Statute of limitations citation: personal injury, Oklahoma", "period": "2026", "source_name": "Justia (2025 Oklahoma Statutes), 12 O.S. § 95", "source_url": "https://law.justia.com/codes/oklahoma/title-12/section-12-95/", "as_of": "2026-10-29" }, { "key": "ok.sol_property", "value": 2, "unit": "years", "region": "OK", "label": "Statute of limitations: damage to personal property, Oklahoma", "period": "2026", "source_name": "Justia (2025 Oklahoma Statutes), 12 O.S. § 95", "source_url": "https://law.justia.com/codes/oklahoma/title-12/section-12-95/", "as_of": "2026-10-29" }, { "key": "ok.sol_property_cite", "value": "Okla. Stat. tit. 12, § 95(A)(3)", "unit": "text", "region": "OK", "label": "Statute of limitations citation: property damage, Oklahoma", "period": "2026", "source_name": "Justia (2025 Oklahoma Statutes), 12 O.S. § 95", "source_url": "https://law.justia.com/codes/oklahoma/title-12/section-12-95/", "as_of": "2026-10-29" }, { "key": "ok.sol_death", "value": 2, "unit": "years", "region": "OK", "label": "Statute of limitations: wrongful death, Oklahoma", "period": "2026", "source_name": "Justia (2025 Oklahoma Statutes), 12 O.S. § 1053", "source_url": "https://law.justia.com/codes/oklahoma/title-12/section-12-1053/", "as_of": "2026-10-29" }, { "key": "ok.sol_death_cite", "value": "Okla. Stat. tit. 12, § 1053(A)", "unit": "text", "region": "OK", "label": "Statute of limitations citation: wrongful death, Oklahoma", "period": "2026", "source_name": "Justia (2025 Oklahoma Statutes), 12 O.S. § 1053", "source_url": "https://law.justia.com/codes/oklahoma/title-12/section-12-1053/", "as_of": "2026-10-29" }, { "key": "ok.fault_rule", "value": "modified-51", "unit": "text", "region": "OK", "label": "Comparative or contributory negligence rule, Oklahoma", "period": "2026", "source_name": "Justia (2025 Oklahoma Statutes), 23 O.S. § 13", "source_url": "https://law.justia.com/codes/oklahoma/title-23/section-23-13/", "as_of": "2026-10-29" }, { "key": "ok.fault_rule_cite", "value": "Okla. Stat. tit. 23, § 13", "unit": "text", "region": "OK", "label": "Fault rule citation, Oklahoma", "period": "2026", "source_name": "Justia (2025 Oklahoma Statutes), 23 O.S. § 13", "source_url": "https://law.justia.com/codes/oklahoma/title-23/section-23-13/", "as_of": "2026-10-29" }, { "key": "ok.fault_bar", "value": 51, "unit": "%", "region": "OK", "label": "Share of fault at which recovery is barred, Oklahoma", "period": "2026", "source_name": "Justia (2025 Oklahoma Statutes), 23 O.S. § 13", "source_url": "https://law.justia.com/codes/oklahoma/title-23/section-23-13/", "as_of": "2026-10-29" }, { "key": "or.sol_injury", "value": 2, "unit": "years", "region": "OR", "label": "Statute of limitations: personal injury (negligence), Oregon", "period": "2026", "source_name": "Oregon Legislature, ORS 12.110", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors012.html", "as_of": "2026-10-29" }, { "key": "or.sol_injury_cite", "value": "Or. Rev. Stat. § 12.110(1)", "unit": "text", "region": "OR", "label": "Statute of limitations citation: personal injury, Oregon", "period": "2026", "source_name": "Oregon Legislature, ORS 12.110", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors012.html", "as_of": "2026-10-29" }, { "key": "or.sol_property", "value": 6, "unit": "years", "region": "OR", "label": "Statute of limitations: damage to personal property, Oregon", "period": "2026", "source_name": "Oregon Legislature, ORS 12.080", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors012.html", "as_of": "2026-10-29" }, { "key": "or.sol_property_cite", "value": "Or. Rev. Stat. § 12.080(4)", "unit": "text", "region": "OR", "label": "Statute of limitations citation: property damage, Oregon", "period": "2026", "source_name": "Oregon Legislature, ORS 12.080", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors012.html", "as_of": "2026-10-29" }, { "key": "or.sol_death", "value": 3, "unit": "years", "region": "OR", "label": "Statute of limitations: wrongful death, Oregon", "period": "2026", "source_name": "Oregon Legislature, ORS 30.020", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors030.html", "as_of": "2026-10-29" }, { "key": "or.sol_death_cite", "value": "Or. Rev. Stat. § 30.020(1)", "unit": "text", "region": "OR", "label": "Statute of limitations citation: wrongful death, Oregon", "period": "2026", "source_name": "Oregon Legislature, ORS 30.020", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors030.html", "as_of": "2026-10-29" }, { "key": "or.sol_death_from", "value": "discovery of the injury that caused death (and no later than 3 years after death)", "unit": "text", "region": "OR", "label": "Wrongful death deadline runs from, Oregon", "period": "2026", "source_name": "Oregon Legislature, ORS 30.020", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors030.html", "as_of": "2026-10-29" }, { "key": "or.fault_rule", "value": "modified-51", "unit": "text", "region": "OR", "label": "Comparative or contributory negligence rule, Oregon", "period": "2026", "source_name": "Oregon Legislature, ORS 31.600", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors031.html", "as_of": "2026-10-29" }, { "key": "or.fault_rule_cite", "value": "Or. Rev. Stat. § 31.600(1)", "unit": "text", "region": "OR", "label": "Fault rule citation, Oregon", "period": "2026", "source_name": "Oregon Legislature, ORS 31.600", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors031.html", "as_of": "2026-10-29" }, { "key": "or.fault_bar", "value": 51, "unit": "%", "region": "OR", "label": "Share of fault at which recovery is barred, Oregon", "period": "2026", "source_name": "Oregon Legislature, ORS 31.600", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors031.html", "as_of": "2026-10-29" }, { "key": "pa.sol_injury", "value": 2, "unit": "years", "region": "PA", "label": "Statute of limitations: personal injury (negligence), Pennsylvania", "period": "2026", "source_name": "Pennsylvania General Assembly, 42 Pa.C.S. § 5524", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.055.024.000..HTM", "as_of": "2026-10-29" }, { "key": "pa.sol_injury_cite", "value": "42 Pa. Cons. Stat. § 5524(2)", "unit": "text", "region": "PA", "label": "Statute of limitations citation: personal injury, Pennsylvania", "period": "2026", "source_name": "Pennsylvania General Assembly, 42 Pa.C.S. § 5524", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.055.024.000..HTM", "as_of": "2026-10-29" }, { "key": "pa.sol_property", "value": 2, "unit": "years", "region": "PA", "label": "Statute of limitations: damage to personal property, Pennsylvania", "period": "2026", "source_name": "Pennsylvania General Assembly, 42 Pa.C.S. § 5524", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.055.024.000..HTM", "as_of": "2026-10-29" }, { "key": "pa.sol_property_cite", "value": "42 Pa. Cons. Stat. § 5524(3)", "unit": "text", "region": "PA", "label": "Statute of limitations citation: property damage, Pennsylvania", "period": "2026", "source_name": "Pennsylvania General Assembly, 42 Pa.C.S. § 5524", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.055.024.000..HTM", "as_of": "2026-10-29" }, { "key": "pa.sol_death", "value": 2, "unit": "years", "region": "PA", "label": "Statute of limitations: wrongful death, Pennsylvania", "period": "2026", "source_name": "Pennsylvania General Assembly, 42 Pa.C.S. § 5524", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.055.024.000..HTM", "as_of": "2026-10-29" }, { "key": "pa.sol_death_cite", "value": "42 Pa. Cons. Stat. § 5524(2)", "unit": "text", "region": "PA", "label": "Statute of limitations citation: wrongful death, Pennsylvania", "period": "2026", "source_name": "Pennsylvania General Assembly, 42 Pa.C.S. § 5524", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.055.024.000..HTM", "as_of": "2026-10-29" }, { "key": "pa.sol_death_from", "value": "date of death", "unit": "text", "region": "PA", "label": "Wrongful death deadline runs from, Pennsylvania", "period": "2026", "source_name": "Supreme Court of Pennsylvania, Reibenstein v. Barax (2022) opinion citing Pastierik v. Duquesne Light Co. (1987)", "source_url": "https://www.pacourts.us/assets/opinions/Supreme/out/J-86-2022cdo%20-%20105368583206274420.pdf?cb=1", "as_of": "2026-10-29" }, { "key": "pa.fault_rule", "value": "modified-51", "unit": "text", "region": "PA", "label": "Comparative or contributory negligence rule, Pennsylvania", "period": "2026", "source_name": "Pennsylvania General Assembly, 42 Pa.C.S. § 7102", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.071.002.000..HTM", "as_of": "2026-10-29" }, { "key": "pa.fault_rule_cite", "value": "42 Pa. Cons. Stat. § 7102(a)", "unit": "text", "region": "PA", "label": "Fault rule citation, Pennsylvania", "period": "2026", "source_name": "Pennsylvania General Assembly, 42 Pa.C.S. § 7102", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.071.002.000..HTM", "as_of": "2026-10-29" }, { "key": "pa.fault_bar", "value": 51, "unit": "%", "region": "PA", "label": "Share of fault at which recovery is barred, Pennsylvania", "period": "2026", "source_name": "Pennsylvania General Assembly, 42 Pa.C.S. § 7102", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.071.002.000..HTM", "as_of": "2026-10-29" }, { "key": "ri.sol_injury", "value": 3, "unit": "years", "region": "RI", "label": "Statute of limitations: personal injury (negligence), Rhode Island", "period": "2026", "source_name": "Rhode Island General Assembly, R.I. Gen. Laws § 9-1-14", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE9/9-1/9-1-14.HTM", "as_of": "2026-10-29" }, { "key": "ri.sol_injury_cite", "value": "R.I. Gen. Laws § 9-1-14(b)", "unit": "text", "region": "RI", "label": "Statute of limitations citation: personal injury, Rhode Island", "period": "2026", "source_name": "Rhode Island General Assembly, R.I. Gen. Laws § 9-1-14", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE9/9-1/9-1-14.HTM", "as_of": "2026-10-29" }, { "key": "ri.sol_property", "value": 10, "unit": "years", "region": "RI", "label": "Statute of limitations: damage to personal property, Rhode Island", "period": "2026", "source_name": "Rhode Island General Assembly, R.I. Gen. Laws § 9-1-13", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE9/9-1/9-1-13.htm", "as_of": "2026-10-29" }, { "key": "ri.sol_property_cite", "value": "R.I. Gen. Laws § 9-1-13(a)", "unit": "text", "region": "RI", "label": "Statute of limitations citation: property damage, Rhode Island", "period": "2026", "source_name": "Rhode Island General Assembly, R.I. Gen. Laws § 9-1-13", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE9/9-1/9-1-13.htm", "as_of": "2026-10-29" }, { "key": "ri.sol_death", "value": 3, "unit": "years", "region": "RI", "label": "Statute of limitations: wrongful death, Rhode Island", "period": "2026", "source_name": "Rhode Island General Assembly, R.I. Gen. Laws § 10-7-2", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE10/10-7/10-7-2.HTM", "as_of": "2026-10-29" }, { "key": "ri.sol_death_cite", "value": "R.I. Gen. Laws § 10-7-2(c)", "unit": "text", "region": "RI", "label": "Statute of limitations citation: wrongful death, Rhode Island", "period": "2026", "source_name": "Rhode Island General Assembly, R.I. Gen. Laws § 10-7-2", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE10/10-7/10-7-2.HTM", "as_of": "2026-10-29" }, { "key": "ri.sol_death_from", "value": "date of death", "unit": "text", "region": "RI", "label": "Wrongful death deadline runs from, Rhode Island", "period": "2026", "source_name": "Rhode Island General Assembly, R.I. Gen. Laws § 10-7-2", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE10/10-7/10-7-2.HTM", "as_of": "2026-10-29" }, { "key": "ri.fault_rule", "value": "pure-comparative", "unit": "text", "region": "RI", "label": "Comparative or contributory negligence rule, Rhode Island", "period": "2026", "source_name": "Rhode Island General Assembly, R.I. Gen. Laws § 9-20-4", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE9/9-20/9-20-4.htm", "as_of": "2026-10-29" }, { "key": "ri.fault_rule_cite", "value": "R.I. Gen. Laws § 9-20-4", "unit": "text", "region": "RI", "label": "Fault rule citation, Rhode Island", "period": "2026", "source_name": "Rhode Island General Assembly, R.I. Gen. Laws § 9-20-4", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE9/9-20/9-20-4.htm", "as_of": "2026-10-29" }, { "key": "ri.fault_note", "value": "You can recover even if you were mostly at fault; your award is reduced by your share of the fault.", "unit": "text", "region": "RI", "label": "Fault rule detail, Rhode Island", "period": "2026", "source_name": "Rhode Island General Assembly, R.I. Gen. Laws § 9-20-4", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE9/9-20/9-20-4.htm", "as_of": "2026-10-29" }, { "key": "sc.sol_injury", "value": 3, "unit": "years", "region": "SC", "label": "Statute of limitations: personal injury (negligence), South Carolina", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code § 15-3-530", "source_url": "https://www.scstatehouse.gov/code/t15c003.php", "as_of": "2026-10-29" }, { "key": "sc.sol_injury_cite", "value": "S.C. Code Ann. § 15-3-530(5)", "unit": "text", "region": "SC", "label": "Statute of limitations citation: personal injury, South Carolina", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code § 15-3-530", "source_url": "https://www.scstatehouse.gov/code/t15c003.php", "as_of": "2026-10-29" }, { "key": "sc.sol_property", "value": 3, "unit": "years", "region": "SC", "label": "Statute of limitations: damage to personal property, South Carolina", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code § 15-3-530", "source_url": "https://www.scstatehouse.gov/code/t15c003.php", "as_of": "2026-10-29" }, { "key": "sc.sol_property_cite", "value": "S.C. Code Ann. § 15-3-530(4)", "unit": "text", "region": "SC", "label": "Statute of limitations citation: property damage, South Carolina", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code § 15-3-530", "source_url": "https://www.scstatehouse.gov/code/t15c003.php", "as_of": "2026-10-29" }, { "key": "sc.sol_death", "value": 3, "unit": "years", "region": "SC", "label": "Statute of limitations: wrongful death, South Carolina", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code § 15-3-530", "source_url": "https://www.scstatehouse.gov/code/t15c003.php", "as_of": "2026-10-29" }, { "key": "sc.sol_death_cite", "value": "S.C. Code Ann. § 15-3-530(6)", "unit": "text", "region": "SC", "label": "Statute of limitations citation: wrongful death, South Carolina", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code § 15-3-530", "source_url": "https://www.scstatehouse.gov/code/t15c003.php", "as_of": "2026-10-29" }, { "key": "sc.sol_death_from", "value": "date of death", "unit": "text", "region": "SC", "label": "Wrongful death deadline runs from, South Carolina", "period": "2026", "source_name": "S.C. Supreme Court (via FindLaw), Hooper v. Ebenezer Senior Services & Rehabilitation Center (2009)", "source_url": "https://caselaw.findlaw.com/sc-supreme-court/1503695.html", "as_of": "2026-10-29" }, { "key": "sc.fault_rule", "value": "modified-51", "unit": "text", "region": "SC", "label": "Comparative or contributory negligence rule, South Carolina", "period": "2026", "source_name": "South Carolina Bar (copy of S.C. Supreme Court opinion), Nelson v. Concrete Supply Co. (1991)", "source_url": "https://www.scbar.org/media/bqrn2bfw/nelson.pdf", "as_of": "2026-10-29" }, { "key": "sc.fault_rule_cite", "value": "Nelson v. Concrete Supply Co., 303 S.C. 243, 399 S.E.2d 783 (1991)", "unit": "text", "region": "SC", "label": "Fault rule citation, South Carolina", "period": "2026", "source_name": "South Carolina Bar (copy of S.C. Supreme Court opinion), Nelson v. Concrete Supply Co. (1991)", "source_url": "https://www.scbar.org/media/bqrn2bfw/nelson.pdf", "as_of": "2026-10-29" }, { "key": "sc.fault_bar", "value": 51, "unit": "%", "region": "SC", "label": "Share of fault at which recovery is barred, South Carolina", "period": "2026", "source_name": "South Carolina Bar (copy of S.C. Supreme Court opinion), Nelson v. Concrete Supply Co. (1991)", "source_url": "https://www.scbar.org/media/bqrn2bfw/nelson.pdf", "as_of": "2026-10-29" }, { "key": "sc.fault_note", "value": "The rule comes from a 1991 court decision, not a statute: you can recover if your fault is not greater than the defendant's (50% or less), with damages reduced by your share.", "unit": "text", "region": "SC", "label": "Fault rule detail, South Carolina", "period": "2026", "source_name": "South Carolina Bar (copy of S.C. Supreme Court opinion), Nelson v. Concrete Supply Co. (1991)", "source_url": "https://www.scbar.org/media/bqrn2bfw/nelson.pdf", "as_of": "2026-10-29" }, { "key": "sd.sol_injury", "value": 3, "unit": "years", "region": "SD", "label": "Statute of limitations: personal injury (negligence), South Dakota", "period": "2026", "source_name": "South Dakota Legislature, SDCL 15-2-14", "source_url": "https://sdlegislature.gov/api/Statutes/15-2-14.html", "as_of": "2026-10-29" }, { "key": "sd.sol_injury_cite", "value": "SDCL § 15-2-14(3)", "unit": "text", "region": "SD", "label": "Statute of limitations citation: personal injury, South Dakota", "period": "2026", "source_name": "South Dakota Legislature, SDCL 15-2-14", "source_url": "https://sdlegislature.gov/api/Statutes/15-2-14.html", "as_of": "2026-10-29" }, { "key": "sd.sol_property", "value": 6, "unit": "years", "region": "SD", "label": "Statute of limitations: damage to personal property, South Dakota", "period": "2026", "source_name": "South Dakota Legislature, SDCL 15-2-13", "source_url": "https://sdlegislature.gov/api/Statutes/15-2-13.html", "as_of": "2026-10-29" }, { "key": "sd.sol_property_cite", "value": "SDCL § 15-2-13(4)", "unit": "text", "region": "SD", "label": "Statute of limitations citation: property damage, South Dakota", "period": "2026", "source_name": "South Dakota Legislature, SDCL 15-2-13", "source_url": "https://sdlegislature.gov/api/Statutes/15-2-13.html", "as_of": "2026-10-29" }, { "key": "sd.sol_death", "value": 3, "unit": "years", "region": "SD", "label": "Statute of limitations: wrongful death, South Dakota", "period": "2026", "source_name": "South Dakota Legislature, SDCL 21-5-3", "source_url": "https://sdlegislature.gov/api/Statutes/21-5-3.html", "as_of": "2026-10-29" }, { "key": "sd.sol_death_cite", "value": "SDCL § 21-5-3", "unit": "text", "region": "SD", "label": "Statute of limitations citation: wrongful death, South Dakota", "period": "2026", "source_name": "South Dakota Legislature, SDCL 21-5-3", "source_url": "https://sdlegislature.gov/api/Statutes/21-5-3.html", "as_of": "2026-10-29" }, { "key": "sd.sol_death_from", "value": "date of death", "unit": "text", "region": "SD", "label": "Wrongful death deadline runs from, South Dakota", "period": "2026", "source_name": "South Dakota Legislature, SDCL 21-5-3", "source_url": "https://sdlegislature.gov/api/Statutes/21-5-3.html", "as_of": "2026-10-29" }, { "key": "sd.fault_rule", "value": "slight-gross", "unit": "text", "region": "SD", "label": "Comparative or contributory negligence rule, South Dakota", "period": "2026", "source_name": "South Dakota Legislature, SDCL 20-9-2", "source_url": "https://sdlegislature.gov/api/Statutes/20-9-2.html", "as_of": "2026-10-29" }, { "key": "sd.fault_rule_cite", "value": "SDCL § 20-9-2", "unit": "text", "region": "SD", "label": "Fault rule citation, South Dakota", "period": "2026", "source_name": "South Dakota Legislature, SDCL 20-9-2", "source_url": "https://sdlegislature.gov/api/Statutes/20-9-2.html", "as_of": "2026-10-29" }, { "key": "sd.fault_note", "value": "There is no fixed percentage: you recover only if your negligence was 'slight' compared with the defendant's, and your damages are then reduced by your share.", "unit": "text", "region": "SD", "label": "Fault rule detail, South Dakota", "period": "2026", "source_name": "South Dakota Legislature, SDCL 20-9-2", "source_url": "https://sdlegislature.gov/api/Statutes/20-9-2.html", "as_of": "2026-10-29" }, { "key": "tn.sol_injury", "value": 1, "unit": "years", "region": "TN", "label": "Statute of limitations: personal injury (negligence), Tennessee", "period": "2026", "source_name": "Justia (2025 Tennessee Code), Tenn. Code Ann. § 28-3-104", "source_url": "https://law.justia.com/codes/tennessee/title-28/chapter-3/part-1/section-28-3-104/", "as_of": "2026-10-29" }, { "key": "tn.sol_injury_cite", "value": "Tenn. Code Ann. § 28-3-104(a)(1)(A)", "unit": "text", "region": "TN", "label": "Statute of limitations citation: personal injury, Tennessee", "period": "2026", "source_name": "Justia (2025 Tennessee Code), Tenn. Code Ann. § 28-3-104", "source_url": "https://law.justia.com/codes/tennessee/title-28/chapter-3/part-1/section-28-3-104/", "as_of": "2026-10-29" }, { "key": "tn.sol_property", "value": 3, "unit": "years", "region": "TN", "label": "Statute of limitations: damage to personal property, Tennessee", "period": "2026", "source_name": "Justia (2025 Tennessee Code), Tenn. Code Ann. § 28-3-105", "source_url": "https://law.justia.com/codes/tennessee/title-28/chapter-3/part-1/section-28-3-105/", "as_of": "2026-10-29" }, { "key": "tn.sol_property_cite", "value": "Tenn. Code Ann. § 28-3-105", "unit": "text", "region": "TN", "label": "Statute of limitations citation: property damage, Tennessee", "period": "2026", "source_name": "Justia (2025 Tennessee Code), Tenn. Code Ann. § 28-3-105", "source_url": "https://law.justia.com/codes/tennessee/title-28/chapter-3/part-1/section-28-3-105/", "as_of": "2026-10-29" }, { "key": "tn.sol_death", "value": 1, "unit": "years", "region": "TN", "label": "Statute of limitations: wrongful death, Tennessee", "period": "2026", "source_name": "U.S. District Court N.D. Ala. (govinfo), Murphy v. McGriff Transportation (2012), quoting Tennessee case law", "source_url": "https://www.govinfo.gov/content/pkg/USCOURTS-alnd-2_11-cv-02754/pdf/USCOURTS-alnd-2_11-cv-02754-0.pdf", "as_of": "2026-10-29" }, { "key": "tn.sol_death_cite", "value": "Tenn. Code Ann. § 28-3-104(a)(1); Collier v. Memphis Light, Gas & Water Div., 657 S.W.2d 771 (Tenn. Ct. App. 1983)", "unit": "text", "region": "TN", "label": "Statute of limitations citation: wrongful death, Tennessee", "period": "2026", "source_name": "U.S. District Court N.D. Ala. (govinfo), Murphy v. McGriff Transportation (2012), quoting Tennessee case law", "source_url": "https://www.govinfo.gov/content/pkg/USCOURTS-alnd-2_11-cv-02754/pdf/USCOURTS-alnd-2_11-cv-02754-0.pdf", "as_of": "2026-10-29" }, { "key": "tn.fault_rule", "value": "modified-50", "unit": "text", "region": "TN", "label": "Comparative or contributory negligence rule, Tennessee", "period": "2026", "source_name": "Tennessee Board of Law Examiners (torts outline quoting Tenn. Supreme Court), McIntyre v. Balentine (1992)", "source_url": "https://www.tnble.org/wp-content/uploads/2019/09/Torts.pdf", "as_of": "2026-10-29" }, { "key": "tn.fault_rule_cite", "value": "McIntyre v. Balentine, 833 S.W.2d 52, 57 (Tenn. 1992)", "unit": "text", "region": "TN", "label": "Fault rule citation, Tennessee", "period": "2026", "source_name": "Tennessee Board of Law Examiners (torts outline quoting Tenn. Supreme Court), McIntyre v. Balentine (1992)", "source_url": "https://www.tnble.org/wp-content/uploads/2019/09/Torts.pdf", "as_of": "2026-10-29" }, { "key": "tn.fault_bar", "value": 50, "unit": "%", "region": "TN", "label": "Share of fault at which recovery is barred, Tennessee", "period": "2026", "source_name": "Tennessee Board of Law Examiners (torts outline quoting Tenn. Supreme Court), McIntyre v. Balentine (1992)", "source_url": "https://www.tnble.org/wp-content/uploads/2019/09/Torts.pdf", "as_of": "2026-10-29" }, { "key": "tn.fault_note", "value": "The rule comes from a 1992 court decision: you recover nothing if you are 50% or more at fault (compared with all defendants combined); otherwise damages are reduced by your share.", "unit": "text", "region": "TN", "label": "Fault rule detail, Tennessee", "period": "2026", "source_name": "Tennessee Board of Law Examiners (torts outline quoting Tenn. Supreme Court), McIntyre v. Balentine (1992)", "source_url": "https://www.tnble.org/wp-content/uploads/2019/09/Torts.pdf", "as_of": "2026-10-29" }, { "key": "tx.fault_note", "value": "Texas calls this proportionate responsibility: more than 50% responsible means no recovery; at 50% or less your damages are cut by your percentage (§ 33.012).", "unit": "text", "region": "TX", "label": "Fault rule detail, Texas", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 33.001", "source_url": "https://tcss.legis.texas.gov/resources/CP/htm/CP.33.htm", "as_of": "2026-10-29" }, { "key": "ut.sol_injury", "value": 4, "unit": "years", "region": "UT", "label": "Statute of limitations: personal injury (negligence), Utah", "period": "2026", "source_name": "Utah Legislature, Utah Code § 78B-2-307", "source_url": "https://le.utah.gov/xcode/Title78B/Chapter2/C78B-2-S307_2023050320230503.html", "as_of": "2026-10-29" }, { "key": "ut.sol_injury_cite", "value": "Utah Code § 78B-2-307(4)", "unit": "text", "region": "UT", "label": "Statute of limitations citation: personal injury, Utah", "period": "2026", "source_name": "Utah Legislature, Utah Code § 78B-2-307", "source_url": "https://le.utah.gov/xcode/Title78B/Chapter2/C78B-2-S307_2023050320230503.html", "as_of": "2026-10-29" }, { "key": "ut.sol_property", "value": 4, "unit": "years", "region": "UT", "label": "Statute of limitations: damage to personal property, Utah", "period": "2026", "source_name": "Utah Legislature, Utah Code § 78B-2-307", "source_url": "https://le.utah.gov/xcode/Title78B/Chapter2/C78B-2-S307_2023050320230503.html", "as_of": "2026-10-29" }, { "key": "ut.sol_property_cite", "value": "Utah Code § 78B-2-307(3)", "unit": "text", "region": "UT", "label": "Statute of limitations citation: property damage, Utah", "period": "2026", "source_name": "Utah Legislature, Utah Code § 78B-2-307", "source_url": "https://le.utah.gov/xcode/Title78B/Chapter2/C78B-2-S307_2023050320230503.html", "as_of": "2026-10-29" }, { "key": "ut.sol_death", "value": 2, "unit": "years", "region": "UT", "label": "Statute of limitations: wrongful death, Utah", "period": "2026", "source_name": "Utah Legislature, Utah Code § 78B-2-304", "source_url": "https://le.utah.gov/xcode/Title78B/Chapter2/C78B-2-S304_2026050620260506.html", "as_of": "2026-10-29" }, { "key": "ut.sol_death_cite", "value": "Utah Code § 78B-2-304(3)", "unit": "text", "region": "UT", "label": "Statute of limitations citation: wrongful death, Utah", "period": "2026", "source_name": "Utah Legislature, Utah Code § 78B-2-304", "source_url": "https://le.utah.gov/xcode/Title78B/Chapter2/C78B-2-S304_2026050620260506.html", "as_of": "2026-10-29" }, { "key": "ut.sol_death_from", "value": "date of death", "unit": "text", "region": "UT", "label": "Wrongful death deadline runs from, Utah", "period": "2026", "source_name": "U.S. Court of Appeals, 10th Cir. (applying Utah law), Maughan v. SW Servicing, 758 F.2d 1381 (1985)", "source_url": "https://m.openjurist.org/758/f2d/1381", "as_of": "2026-10-29" }, { "key": "ut.fault_rule", "value": "modified-50", "unit": "text", "region": "UT", "label": "Comparative or contributory negligence rule, Utah", "period": "2026", "source_name": "Utah Legislature, Utah Code § 78B-5-818", "source_url": "https://le.utah.gov/xcode/Title78B/Chapter5/C78B-5-S818_1800010118000101.html", "as_of": "2026-10-29" }, { "key": "ut.fault_rule_cite", "value": "Utah Code § 78B-5-818(2)", "unit": "text", "region": "UT", "label": "Fault rule citation, Utah", "period": "2026", "source_name": "Utah Legislature, Utah Code § 78B-5-818", "source_url": "https://le.utah.gov/xcode/Title78B/Chapter5/C78B-5-S818_1800010118000101.html", "as_of": "2026-10-29" }, { "key": "ut.fault_bar", "value": 50, "unit": "%", "region": "UT", "label": "Share of fault at which recovery is barred, Utah", "period": "2026", "source_name": "Utah Legislature, Utah Code § 78B-5-818", "source_url": "https://le.utah.gov/xcode/Title78B/Chapter5/C78B-5-S818_1800010118000101.html", "as_of": "2026-10-29" }, { "key": "ut.fault_note", "value": "You recover only if the defendants' combined fault is greater than yours, so being 50% or more at fault bars you; otherwise damages are reduced by your share.", "unit": "text", "region": "UT", "label": "Fault rule detail, Utah", "period": "2026", "source_name": "Utah Legislature, Utah Code § 78B-5-818", "source_url": "https://le.utah.gov/xcode/Title78B/Chapter5/C78B-5-S818_1800010118000101.html", "as_of": "2026-10-29" }, { "key": "vt.sol_injury", "value": 3, "unit": "years", "region": "VT", "label": "Statute of limitations: personal injury (negligence), Vermont", "period": "2026", "source_name": "Vermont General Assembly, 12 V.S.A. § 512", "source_url": "https://legislature.vermont.gov/statutes/section/12/023/00512", "as_of": "2026-10-29" }, { "key": "vt.sol_injury_cite", "value": "12 V.S.A. § 512(4)", "unit": "text", "region": "VT", "label": "Statute of limitations citation: personal injury, Vermont", "period": "2026", "source_name": "Vermont General Assembly, 12 V.S.A. § 512", "source_url": "https://legislature.vermont.gov/statutes/section/12/023/00512", "as_of": "2026-10-29" }, { "key": "vt.sol_property", "value": 3, "unit": "years", "region": "VT", "label": "Statute of limitations: damage to personal property, Vermont", "period": "2026", "source_name": "Vermont General Assembly, 12 V.S.A. § 512", "source_url": "https://legislature.vermont.gov/statutes/section/12/023/00512", "as_of": "2026-10-29" }, { "key": "vt.sol_property_cite", "value": "12 V.S.A. § 512(5)", "unit": "text", "region": "VT", "label": "Statute of limitations citation: property damage, Vermont", "period": "2026", "source_name": "Vermont General Assembly, 12 V.S.A. § 512", "source_url": "https://legislature.vermont.gov/statutes/section/12/023/00512", "as_of": "2026-10-29" }, { "key": "vt.sol_death", "value": 2, "unit": "years", "region": "VT", "label": "Statute of limitations: wrongful death, Vermont", "period": "2026", "source_name": "Vermont General Assembly, 14 V.S.A. § 1492", "source_url": "https://legislature.vermont.gov/statutes/section/14/071/01492", "as_of": "2026-10-29" }, { "key": "vt.sol_death_cite", "value": "14 V.S.A. § 1492(a)", "unit": "text", "region": "VT", "label": "Statute of limitations citation: wrongful death, Vermont", "period": "2026", "source_name": "Vermont General Assembly, 14 V.S.A. § 1492", "source_url": "https://legislature.vermont.gov/statutes/section/14/071/01492", "as_of": "2026-10-29" }, { "key": "vt.sol_death_from", "value": "discovery of the death", "unit": "text", "region": "VT", "label": "Wrongful death deadline runs from, Vermont", "period": "2026", "source_name": "Vermont General Assembly, 14 V.S.A. § 1492", "source_url": "https://legislature.vermont.gov/statutes/section/14/071/01492", "as_of": "2026-10-29" }, { "key": "vt.fault_rule", "value": "modified-51", "unit": "text", "region": "VT", "label": "Comparative or contributory negligence rule, Vermont", "period": "2026", "source_name": "Vermont General Assembly, 12 V.S.A. § 1036", "source_url": "https://legislature.vermont.gov/statutes/section/12/027/01036", "as_of": "2026-10-29" }, { "key": "vt.fault_rule_cite", "value": "12 V.S.A. § 1036(a)", "unit": "text", "region": "VT", "label": "Fault rule citation, Vermont", "period": "2026", "source_name": "Vermont General Assembly, 12 V.S.A. § 1036", "source_url": "https://legislature.vermont.gov/statutes/section/12/027/01036", "as_of": "2026-10-29" }, { "key": "vt.fault_bar", "value": 51, "unit": "%", "region": "VT", "label": "Share of fault at which recovery is barred, Vermont", "period": "2026", "source_name": "Vermont General Assembly, 12 V.S.A. § 1036", "source_url": "https://legislature.vermont.gov/statutes/section/12/027/01036", "as_of": "2026-10-29" }, { "key": "vt.fault_note", "value": "You can recover if your negligence is not greater than all defendants' negligence combined (50% or less); damages are reduced by your share.", "unit": "text", "region": "VT", "label": "Fault rule detail, Vermont", "period": "2026", "source_name": "Vermont General Assembly, 12 V.S.A. § 1036", "source_url": "https://legislature.vermont.gov/statutes/section/12/027/01036", "as_of": "2026-10-29" }, { "key": "va.sol_injury", "value": 2, "unit": "years", "region": "VA", "label": "Statute of limitations: personal injury (negligence), Virginia", "period": "2026", "source_name": "Virginia General Assembly, Code of Virginia § 8.01-243", "source_url": "https://law.lis.virginia.gov/vacode/title8.01/chapter4/section8.01-243/", "as_of": "2026-10-29" }, { "key": "va.sol_injury_cite", "value": "Va. Code § 8.01-243(A)", "unit": "text", "region": "VA", "label": "Statute of limitations citation: personal injury, Virginia", "period": "2026", "source_name": "Virginia General Assembly, Code of Virginia § 8.01-243", "source_url": "https://law.lis.virginia.gov/vacode/title8.01/chapter4/section8.01-243/", "as_of": "2026-10-29" }, { "key": "va.sol_property", "value": 5, "unit": "years", "region": "VA", "label": "Statute of limitations: damage to personal property, Virginia", "period": "2026", "source_name": "Virginia General Assembly, Code of Virginia § 8.01-243", "source_url": "https://law.lis.virginia.gov/vacode/title8.01/chapter4/section8.01-243/", "as_of": "2026-10-29" }, { "key": "va.sol_property_cite", "value": "Va. Code § 8.01-243(B)", "unit": "text", "region": "VA", "label": "Statute of limitations citation: property damage, Virginia", "period": "2026", "source_name": "Virginia General Assembly, Code of Virginia § 8.01-243", "source_url": "https://law.lis.virginia.gov/vacode/title8.01/chapter4/section8.01-243/", "as_of": "2026-10-29" }, { "key": "va.sol_death", "value": 2, "unit": "years", "region": "VA", "label": "Statute of limitations: wrongful death, Virginia", "period": "2026", "source_name": "Virginia General Assembly, Code of Virginia § 8.01-244", "source_url": "https://law.lis.virginia.gov/vacode/title8.01/chapter4/section8.01-244/", "as_of": "2026-10-29" }, { "key": "va.sol_death_cite", "value": "Va. Code § 8.01-244(B)", "unit": "text", "region": "VA", "label": "Statute of limitations citation: wrongful death, Virginia", "period": "2026", "source_name": "Virginia General Assembly, Code of Virginia § 8.01-244", "source_url": "https://law.lis.virginia.gov/vacode/title8.01/chapter4/section8.01-244/", "as_of": "2026-10-29" }, { "key": "va.sol_death_from", "value": "date of death", "unit": "text", "region": "VA", "label": "Wrongful death deadline runs from, Virginia", "period": "2026", "source_name": "Virginia General Assembly, Code of Virginia § 8.01-244", "source_url": "https://law.lis.virginia.gov/vacode/title8.01/chapter4/section8.01-244/", "as_of": "2026-10-29" }, { "key": "va.fault_rule", "value": "contributory", "unit": "text", "region": "VA", "label": "Comparative or contributory negligence rule, Virginia", "period": "2026", "source_name": "Supreme Court of Virginia, Williams v. Harrison, Record No. 970880 (1998)", "source_url": "https://ebrief.courts.state.va.us/opinions/opnscvwp/1970880.pdf", "as_of": "2026-10-29" }, { "key": "va.fault_rule_cite", "value": "Williams v. Harrison, Record No. 970880 (Va. Feb. 27, 1998)", "unit": "text", "region": "VA", "label": "Fault rule citation, Virginia", "period": "2026", "source_name": "Supreme Court of Virginia, Williams v. Harrison, Record No. 970880 (1998)", "source_url": "https://ebrief.courts.state.va.us/opinions/opnscvwp/1970880.pdf", "as_of": "2026-10-29" }, { "key": "va.fault_note", "value": "Virginia keeps pure contributory negligence: if your own negligence helped cause the crash, you generally recover nothing, even if you were only slightly at fault.", "unit": "text", "region": "VA", "label": "Fault rule detail, Virginia", "period": "2026", "source_name": "Supreme Court of Virginia, Williams v. Harrison, Record No. 970880 (1998)", "source_url": "https://ebrief.courts.state.va.us/opinions/opnscvwp/1970880.pdf", "as_of": "2026-10-29" }, { "key": "wa.sol_injury", "value": 3, "unit": "years", "region": "WA", "label": "Statute of limitations: personal injury (negligence), Washington", "period": "2026", "source_name": "Washington State Legislature, RCW 4.16.080", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=4.16.080", "as_of": "2026-10-29" }, { "key": "wa.sol_injury_cite", "value": "RCW 4.16.080(2)", "unit": "text", "region": "WA", "label": "Statute of limitations citation: personal injury, Washington", "period": "2026", "source_name": "Washington State Legislature, RCW 4.16.080", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=4.16.080", "as_of": "2026-10-29" }, { "key": "wa.sol_property", "value": 3, "unit": "years", "region": "WA", "label": "Statute of limitations: damage to personal property, Washington", "period": "2026", "source_name": "Washington State Legislature, RCW 4.16.080", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=4.16.080", "as_of": "2026-10-29" }, { "key": "wa.sol_property_cite", "value": "RCW 4.16.080(2)", "unit": "text", "region": "WA", "label": "Statute of limitations citation: property damage, Washington", "period": "2026", "source_name": "Washington State Legislature, RCW 4.16.080", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=4.16.080", "as_of": "2026-10-29" }, { "key": "wa.sol_death", "value": 3, "unit": "years", "region": "WA", "label": "Statute of limitations: wrongful death, Washington", "period": "2026", "source_name": "Washington Supreme Court, Deggs v. Asbestos Corp. Ltd., No. 91969-1 (2016)", "source_url": "https://www.courts.wa.gov/opinions/pdf/919691.pdf", "as_of": "2026-10-29" }, { "key": "wa.sol_death_cite", "value": "RCW 4.16.080(2); Deggs v. Asbestos Corp. Ltd., No. 91969-1 (Wash. Oct. 6, 2016)", "unit": "text", "region": "WA", "label": "Statute of limitations citation: wrongful death, Washington", "period": "2026", "source_name": "Washington Supreme Court, Deggs v. Asbestos Corp. Ltd., No. 91969-1 (2016)", "source_url": "https://www.courts.wa.gov/opinions/pdf/919691.pdf", "as_of": "2026-10-29" }, { "key": "wa.sol_death_from", "value": "date of death", "unit": "text", "region": "WA", "label": "Wrongful death deadline runs from, Washington", "period": "2026", "source_name": "Washington Supreme Court, Deggs v. Asbestos Corp. Ltd., No. 91969-1 (2016)", "source_url": "https://www.courts.wa.gov/opinions/pdf/919691.pdf", "as_of": "2026-10-29" }, { "key": "wa.fault_rule", "value": "pure-comparative", "unit": "text", "region": "WA", "label": "Comparative or contributory negligence rule, Washington", "period": "2026", "source_name": "Washington State Legislature, RCW 4.22.005", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=4.22.005", "as_of": "2026-10-29" }, { "key": "wa.fault_rule_cite", "value": "RCW 4.22.005", "unit": "text", "region": "WA", "label": "Fault rule citation, Washington", "period": "2026", "source_name": "Washington State Legislature, RCW 4.22.005", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=4.22.005", "as_of": "2026-10-29" }, { "key": "wa.fault_note", "value": "You can recover even if you were mostly at fault; your award is reduced by your share of the fault.", "unit": "text", "region": "WA", "label": "Fault rule detail, Washington", "period": "2026", "source_name": "Washington State Legislature, RCW 4.22.005", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=4.22.005", "as_of": "2026-10-29" }, { "key": "wv.sol_injury", "value": 2, "unit": "years", "region": "WV", "label": "Statute of limitations: personal injury (negligence), West Virginia", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 55-2-12", "source_url": "https://code.wvlegislature.gov/55-2-12/", "as_of": "2026-10-29" }, { "key": "wv.sol_injury_cite", "value": "W. Va. Code § 55-2-12(b)", "unit": "text", "region": "WV", "label": "Statute of limitations citation: personal injury, West Virginia", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 55-2-12", "source_url": "https://code.wvlegislature.gov/55-2-12/", "as_of": "2026-10-29" }, { "key": "wv.sol_property", "value": 2, "unit": "years", "region": "WV", "label": "Statute of limitations: damage to personal property, West Virginia", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 55-2-12", "source_url": "https://code.wvlegislature.gov/55-2-12/", "as_of": "2026-10-29" }, { "key": "wv.sol_property_cite", "value": "W. Va. Code § 55-2-12(a)", "unit": "text", "region": "WV", "label": "Statute of limitations citation: property damage, West Virginia", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 55-2-12", "source_url": "https://code.wvlegislature.gov/55-2-12/", "as_of": "2026-10-29" }, { "key": "wv.sol_death", "value": 2, "unit": "years", "region": "WV", "label": "Statute of limitations: wrongful death, West Virginia", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 55-7-6", "source_url": "https://code.wvlegislature.gov/55-7-6/", "as_of": "2026-10-29" }, { "key": "wv.sol_death_cite", "value": "W. Va. Code § 55-7-6(d)", "unit": "text", "region": "WV", "label": "Statute of limitations citation: wrongful death, West Virginia", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 55-7-6", "source_url": "https://code.wvlegislature.gov/55-7-6/", "as_of": "2026-10-29" }, { "key": "wv.sol_death_from", "value": "date of death", "unit": "text", "region": "WV", "label": "Wrongful death deadline runs from, West Virginia", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 55-7-6", "source_url": "https://code.wvlegislature.gov/55-7-6/", "as_of": "2026-10-29" }, { "key": "wv.fault_rule", "value": "modified-51", "unit": "text", "region": "WV", "label": "Comparative or contributory negligence rule, West Virginia", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 55-7-13c", "source_url": "https://code.wvlegislature.gov/55-7-13c/", "as_of": "2026-10-29" }, { "key": "wv.fault_rule_cite", "value": "W. Va. Code § 55-7-13c(c)", "unit": "text", "region": "WV", "label": "Fault rule citation, West Virginia", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 55-7-13c", "source_url": "https://code.wvlegislature.gov/55-7-13c/", "as_of": "2026-10-29" }, { "key": "wv.fault_bar", "value": 51, "unit": "%", "region": "WV", "label": "Share of fault at which recovery is barred, West Virginia", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 55-7-13c", "source_url": "https://code.wvlegislature.gov/55-7-13c/", "as_of": "2026-10-29" }, { "key": "wv.fault_note", "value": "You can recover if your fault is not greater than everyone else's combined (50% or less); damages are reduced by your share. This rule dates from 2015, so older claims may follow the prior rule.", "unit": "text", "region": "WV", "label": "Fault rule detail, West Virginia", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 55-7-13c", "source_url": "https://code.wvlegislature.gov/55-7-13c/", "as_of": "2026-10-29" }, { "key": "wi.sol_injury", "value": 3, "unit": "years", "region": "WI", "label": "Statute of limitations: personal injury (negligence), Wisconsin", "period": "2026", "source_name": "Wisconsin Legislature, Wis. Stat. § 893.54", "source_url": "https://docs.legis.wisconsin.gov/document/statutes/893.54", "as_of": "2026-10-29" }, { "key": "wi.sol_injury_cite", "value": "Wis. Stat. § 893.54(1m)(a)", "unit": "text", "region": "WI", "label": "Statute of limitations citation: personal injury, Wisconsin", "period": "2026", "source_name": "Wisconsin Legislature, Wis. Stat. § 893.54", "source_url": "https://docs.legis.wisconsin.gov/document/statutes/893.54", "as_of": "2026-10-29" }, { "key": "wi.sol_property", "value": 3, "unit": "years", "region": "WI", "label": "Statute of limitations: damage to personal property, Wisconsin", "period": "2026", "source_name": "Wisconsin Legislature, Wis. Stat. § 893.52", "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/893/v/52", "as_of": "2026-10-29" }, { "key": "wi.sol_property_cite", "value": "Wis. Stat. § 893.52(2)", "unit": "text", "region": "WI", "label": "Statute of limitations citation: property damage, Wisconsin", "period": "2026", "source_name": "Wisconsin Legislature, Wis. Stat. § 893.52", "source_url": "https://docs.legis.wisconsin.gov/statutes/statutes/893/v/52", "as_of": "2026-10-29" }, { "key": "wi.sol_death", "value": 2, "unit": "years", "region": "WI", "label": "Statute of limitations: wrongful death, Wisconsin", "period": "2026", "source_name": "Wisconsin Legislature, Wis. Stat. § 893.54", "source_url": "https://docs.legis.wisconsin.gov/document/statutes/893.54", "as_of": "2026-10-29" }, { "key": "wi.sol_death_cite", "value": "Wis. Stat. § 893.54(2m)", "unit": "text", "region": "WI", "label": "Statute of limitations citation: wrongful death, Wisconsin", "period": "2026", "source_name": "Wisconsin Legislature, Wis. Stat. § 893.54", "source_url": "https://docs.legis.wisconsin.gov/document/statutes/893.54", "as_of": "2026-10-29" }, { "key": "wi.sol_death_from", "value": "date the claim accrues (discovery rule)", "unit": "text", "region": "WI", "label": "Wrongful death deadline runs from, Wisconsin", "period": "2026", "source_name": "Wisconsin Legislature, Wis. Stat. § 893.54", "source_url": "https://docs.legis.wisconsin.gov/document/statutes/893.54", "as_of": "2026-10-29" }, { "key": "wi.fault_rule", "value": "modified-51", "unit": "text", "region": "WI", "label": "Comparative or contributory negligence rule, Wisconsin", "period": "2026", "source_name": "Wisconsin Legislature, Wis. Stat. § 895.045", "source_url": "https://docs.legis.wisconsin.gov/document/statutes/895.045", "as_of": "2026-10-29" }, { "key": "wi.fault_rule_cite", "value": "Wis. Stat. § 895.045(1)", "unit": "text", "region": "WI", "label": "Fault rule citation, Wisconsin", "period": "2026", "source_name": "Wisconsin Legislature, Wis. Stat. § 895.045", "source_url": "https://docs.legis.wisconsin.gov/document/statutes/895.045", "as_of": "2026-10-29" }, { "key": "wi.fault_bar", "value": 51, "unit": "%", "region": "WI", "label": "Share of fault at which recovery is barred, Wisconsin", "period": "2026", "source_name": "Wisconsin Legislature, Wis. Stat. § 895.045", "source_url": "https://docs.legis.wisconsin.gov/document/statutes/895.045", "as_of": "2026-10-29" }, { "key": "wi.fault_note", "value": "Your negligence is measured separately against each defendant, so you can only recover from a defendant whose negligence is at least as great as yours; damages are reduced by your share.", "unit": "text", "region": "WI", "label": "Fault rule detail, Wisconsin", "period": "2026", "source_name": "Wisconsin Legislature, Wis. Stat. § 895.045", "source_url": "https://docs.legis.wisconsin.gov/document/statutes/895.045", "as_of": "2026-10-29" }, { "key": "wy.sol_injury", "value": 4, "unit": "years", "region": "WY", "label": "Statute of limitations: personal injury (negligence), Wyoming", "period": "2026", "source_name": "Wyoming Legislature, Wyo. Stat. Title 1, § 1-3-105", "source_url": "https://wyoleg.gov/statutes/compress/title01.pdf", "as_of": "2026-10-29" }, { "key": "wy.sol_injury_cite", "value": "Wyo. Stat. § 1-3-105(a)(iv)(C)", "unit": "text", "region": "WY", "label": "Statute of limitations citation: personal injury, Wyoming", "period": "2026", "source_name": "Wyoming Legislature, Wyo. Stat. Title 1, § 1-3-105", "source_url": "https://wyoleg.gov/statutes/compress/title01.pdf", "as_of": "2026-10-29" }, { "key": "wy.sol_property", "value": 4, "unit": "years", "region": "WY", "label": "Statute of limitations: damage to personal property, Wyoming", "period": "2026", "source_name": "Wyoming Legislature, Wyo. Stat. Title 1, § 1-3-105", "source_url": "https://wyoleg.gov/statutes/compress/title01.pdf", "as_of": "2026-10-29" }, { "key": "wy.sol_property_cite", "value": "Wyo. Stat. § 1-3-105(a)(iv)(B)", "unit": "text", "region": "WY", "label": "Statute of limitations citation: property damage, Wyoming", "period": "2026", "source_name": "Wyoming Legislature, Wyo. Stat. Title 1, § 1-3-105", "source_url": "https://wyoleg.gov/statutes/compress/title01.pdf", "as_of": "2026-10-29" }, { "key": "wy.sol_death", "value": 2, "unit": "years", "region": "WY", "label": "Statute of limitations: wrongful death, Wyoming", "period": "2026", "source_name": "Justia (2025 Wyoming Statutes), Wyo. Stat. § 1-38-102", "source_url": "https://law.justia.com/codes/wyoming/title-1/chapter-38/section-1-38-102/", "as_of": "2026-10-29" }, { "key": "wy.sol_death_cite", "value": "Wyo. Stat. § 1-38-102(d)", "unit": "text", "region": "WY", "label": "Statute of limitations citation: wrongful death, Wyoming", "period": "2026", "source_name": "Justia (2025 Wyoming Statutes), Wyo. Stat. § 1-38-102", "source_url": "https://law.justia.com/codes/wyoming/title-1/chapter-38/section-1-38-102/", "as_of": "2026-10-29" }, { "key": "wy.sol_death_from", "value": "date of death", "unit": "text", "region": "WY", "label": "Wrongful death deadline runs from, Wyoming", "period": "2026", "source_name": "Justia (2025 Wyoming Statutes), Wyo. Stat. § 1-38-102", "source_url": "https://law.justia.com/codes/wyoming/title-1/chapter-38/section-1-38-102/", "as_of": "2026-10-29" }, { "key": "wy.fault_rule", "value": "modified-51", "unit": "text", "region": "WY", "label": "Comparative or contributory negligence rule, Wyoming", "period": "2026", "source_name": "Wyoming Legislature, Wyo. Stat. Title 1, § 1-1-109", "source_url": "https://wyoleg.gov/statutes/compress/title01.pdf", "as_of": "2026-10-29" }, { "key": "wy.fault_rule_cite", "value": "Wyo. Stat. § 1-1-109(b)", "unit": "text", "region": "WY", "label": "Fault rule citation, Wyoming", "period": "2026", "source_name": "Wyoming Legislature, Wyo. Stat. Title 1, § 1-1-109", "source_url": "https://wyoleg.gov/statutes/compress/title01.pdf", "as_of": "2026-10-29" }, { "key": "wy.fault_bar", "value": 51, "unit": "%", "region": "WY", "label": "Share of fault at which recovery is barred, Wyoming", "period": "2026", "source_name": "Wyoming Legislature, Wyo. Stat. Title 1, § 1-1-109", "source_url": "https://wyoleg.gov/statutes/compress/title01.pdf", "as_of": "2026-10-29" }, { "key": "wy.fault_note", "value": "You can recover if your fault is 50% or less of the total fault of everyone involved; damages are reduced by your share.", "unit": "text", "region": "WY", "label": "Fault rule detail, Wyoming", "period": "2026", "source_name": "Wyoming Legislature, Wyo. Stat. Title 1, § 1-1-109", "source_url": "https://wyoleg.gov/statutes/compress/title01.pdf", "as_of": "2026-10-29" }, { "key": "tx.min_bi_person", "value": 30000, "unit": "USD", "region": "TX", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Texas Department of Insurance, Auto insurance guide", "source_url": "https://www.tdi.texas.gov/pubs/consumer/cb020.html", "as_of": "2025-12-11" }, { "key": "tx.min_bi_accident", "value": 60000, "unit": "USD", "region": "TX", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Texas Department of Insurance, Auto insurance guide", "source_url": "https://www.tdi.texas.gov/pubs/consumer/cb020.html", "as_of": "2025-12-11" }, { "key": "tx.min_pd", "value": 25000, "unit": "USD", "region": "TX", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Texas Department of Insurance, Auto insurance guide", "source_url": "https://www.tdi.texas.gov/pubs/consumer/cb020.html", "as_of": "2025-12-11" }, { "key": "tx.fault_system", "value": "At-fault (add-on PIP)", "unit": "text", "region": "TX", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "Texas Legislature, Insurance Code chapter 1952 (1952.101, 1952.152, 1952.153)", "source_url": "https://tcss.legis.texas.gov/resources/IN/htm/IN.1952.htm", "as_of": "2026-10-28" }, { "key": "tx.pip_min", "value": 2500, "unit": "USD", "region": "TX", "label": "PIP amount insurers must include unless rejected (per person)", "period": "2026", "source_name": "Texas Legislature, Insurance Code chapter 1952 (1952.101, 1952.152, 1952.153)", "source_url": "https://tcss.legis.texas.gov/resources/IN/htm/IN.1952.htm", "as_of": "2026-10-28" }, { "key": "tx.um", "value": "Must be included (combined UM/UIM) unless you reject it in writing", "unit": "text", "region": "TX", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "Texas Legislature, Insurance Code chapter 1952 (1952.101, 1952.152, 1952.153)", "source_url": "https://tcss.legis.texas.gov/resources/IN/htm/IN.1952.htm", "as_of": "2026-10-28" }, { "key": "tx.uninsured_rate", "value": 14.5, "unit": "%", "region": "TX", "label": "Estimated share of uninsured motorists, Texas", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "tx.gov_notice_months", "value": 6, "unit": "months", "region": "TX", "label": "Deadline to give a Texas governmental unit notice of a Tort Claims Act claim, counted from the incident", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 101.101(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.101.htm", "as_of": "2026-10-29" }, { "key": "tx.gov_notice_charter", "value": "A city's own charter or ordinance notice deadline (if permitted by law) is ratified and applies to claims against that city; formal notice rules do not apply if the government already has actual notice of the death, injury or property damage (§ 101.101(c)).", "unit": "text", "region": "TX", "label": "Notice deadline for claims against a city (charter/ordinance periods)", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 101.101(b)-(c)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.101.htm", "as_of": "2026-10-29" }, { "key": "tx.ttca_state_person", "value": 250000, "unit": "USD", "region": "TX", "label": "Tort Claims Act cap, state government: bodily injury or death, per person", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 101.023(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.101.htm", "as_of": "2026-10-29" }, { "key": "tx.ttca_state_occurrence", "value": 500000, "unit": "USD", "region": "TX", "label": "Tort Claims Act cap, state government: bodily injury or death, per single occurrence", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 101.023(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.101.htm", "as_of": "2026-10-29" }, { "key": "tx.ttca_state_property", "value": 100000, "unit": "USD", "region": "TX", "label": "Tort Claims Act cap, state government: property damage, per single occurrence", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 101.023(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.101.htm", "as_of": "2026-10-29" }, { "key": "tx.ttca_local_person", "value": 100000, "unit": "USD", "region": "TX", "label": "Tort Claims Act cap, unit of local government (other than a city): bodily injury or death, per person", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 101.023(b)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.101.htm", "as_of": "2026-10-29" }, { "key": "tx.ttca_local_occurrence", "value": 300000, "unit": "USD", "region": "TX", "label": "Tort Claims Act cap, unit of local government (other than a city): bodily injury or death, per single occurrence", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 101.023(b)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.101.htm", "as_of": "2026-10-29" }, { "key": "tx.ttca_local_property", "value": 100000, "unit": "USD", "region": "TX", "label": "Tort Claims Act cap, unit of local government (other than a city): property damage, per single occurrence", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 101.023(b)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.101.htm", "as_of": "2026-10-29" }, { "key": "tx.ttca_city_person", "value": 250000, "unit": "USD", "region": "TX", "label": "Tort Claims Act cap, municipality (city): bodily injury or death, per person", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 101.023(c)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.101.htm", "as_of": "2026-10-29" }, { "key": "tx.ttca_city_occurrence", "value": 500000, "unit": "USD", "region": "TX", "label": "Tort Claims Act cap, municipality (city): bodily injury or death, per single occurrence", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 101.023(c)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.101.htm", "as_of": "2026-10-29" }, { "key": "tx.ttca_city_property", "value": 100000, "unit": "USD", "region": "TX", "label": "Tort Claims Act cap, municipality (city): property damage, per single occurrence", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 101.023(c)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.101.htm", "as_of": "2026-10-29" }, { "key": "tx.ttca_vehicle_waiver", "value": "A governmental unit is liable for property damage, personal injury and death caused by an on-duty employee's wrongful act or negligence if it arises from operating or using a motor-driven vehicle or equipment and the employee would be personally liable under Texas law.", "unit": "text", "region": "TX", "label": "Tort Claims Act waiver of immunity for crashes involving government vehicles", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 101.021(1)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.101.htm", "as_of": "2026-10-29" }, { "key": "tx.exemplary_cap", "value": "Exemplary (punitive) damages may not exceed the greater of: (1) two times economic damages plus noneconomic damages found by the jury up to $750,000; or (2) $200,000. The cap does not apply to certain knowing/intentional felonies and to intoxication assault or intoxication manslaughter (§ 41.008(c)).", "unit": "text", "region": "TX", "label": "Cap on exemplary (punitive) damages", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 41.008(b)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.41.htm#41.008", "as_of": "2026-10-29" }, { "key": "tx.exemplary_cap_noneconomic_max", "value": 750000, "unit": "USD", "region": "TX", "label": "Most noneconomic damages that count toward the punitive-damages cap formula", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 41.008(b)(1)(B)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.41.htm#41.008", "as_of": "2026-10-29" }, { "key": "tx.exemplary_cap_floor", "value": 200000, "unit": "USD", "region": "TX", "label": "Minimum punitive-damages cap (the cap is never lower than this)", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 41.008(b)(2)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.41.htm#41.008", "as_of": "2026-10-29" }, { "key": "tx.noneconomic_cap_auto", "value": "No general statutory cap on noneconomic (pain and suffering) damages in ordinary car-crash cases; Chapter 41 caps only exemplary damages. Noneconomic damage caps in § 74.301 apply to health care liability claims.", "unit": "text", "region": "TX", "label": "Does Texas cap noneconomic damages in car-accident cases?", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 74.301 (and ch. 41)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.74.htm", "as_of": "2026-10-29" }, { "key": "tx.fault_rule", "value": "modified-51", "unit": "text", "region": "TX", "label": "Comparative fault rule for injury claims (barred if more than 50% at fault; otherwise damages reduced by your share)", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code §§ 33.001, 33.012", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.33.htm", "as_of": "2026-10-29" }, { "key": "tx.fault_bar", "value": 51, "unit": "%", "region": "TX", "label": "Share of fault (51% or more) that bars recovery", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 33.001", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.33.htm", "as_of": "2026-10-29" }, { "key": "tx.fault_rule_cite", "value": "Tex. Civ. Prac. & Rem. Code §§ 33.001, 33.012(a)", "unit": "text", "region": "TX", "label": "Citation for the comparative fault rule", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 33.012(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.33.htm", "as_of": "2026-10-29" }, { "key": "tx.sol_injury", "value": 2, "unit": "years", "region": "TX", "label": "Statute of limitations: personal injury (negligence)", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 16.003(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm", "as_of": "2026-10-29" }, { "key": "tx.sol_injury_cite", "value": "Tex. Civ. Prac. & Rem. Code § 16.003(a)", "unit": "text", "region": "TX", "label": "Citation: personal injury statute of limitations", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 16.003(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm", "as_of": "2026-10-29" }, { "key": "tx.sol_property", "value": 2, "unit": "years", "region": "TX", "label": "Statute of limitations: damage to property (e.g. a damaged car)", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 16.003(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm", "as_of": "2026-10-29" }, { "key": "tx.sol_property_cite", "value": "Tex. Civ. Prac. & Rem. Code § 16.003(a)", "unit": "text", "region": "TX", "label": "Citation: property damage statute of limitations", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 16.003(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm", "as_of": "2026-10-29" }, { "key": "tx.sol_death", "value": 2, "unit": "years", "region": "TX", "label": "Statute of limitations: wrongful death", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 16.003(b)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm", "as_of": "2026-10-29" }, { "key": "tx.sol_death_cite", "value": "Tex. Civ. Prac. & Rem. Code § 16.003(b)", "unit": "text", "region": "TX", "label": "Citation: wrongful death statute of limitations", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 16.003(b)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm", "as_of": "2026-10-29" }, { "key": "tx.sol_death_from", "value": "date of death", "unit": "text", "region": "TX", "label": "Wrongful death: when the two-year clock starts", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 16.003(b)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm", "as_of": "2026-10-29" }, { "key": "tx.minor_tolling", "value": "A person younger than 18 is under a legal disability; if the disability exists when the claim accrues, the time until the child turns 18 is not counted in the limitations period.", "unit": "text", "region": "TX", "label": "Limitations tolling for minors", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 16.001", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.16.htm", "as_of": "2026-10-29" }, { "key": "tx.dram_shop", "value": "A seller or server of alcohol can be liable if, when served, it was apparent the person was obviously intoxicated to the extent of presenting a clear danger to himself and others, and that intoxication was a proximate cause of the damages.", "unit": "text", "region": "TX", "label": "Dram shop liability (bars and other alcohol providers)", "period": "2026", "source_name": "Texas Legislature, Alcoholic Beverage Code § 2.02(b)", "source_url": "https://statutes.capitol.texas.gov/Docs/AL/htm/AL.2.htm", "as_of": "2026-10-29" }, { "key": "tx.dram_shop_safe_harbor", "value": "An employee's actions are not attributed to the employer if the employer requires employees to attend a commission-approved seller training program, the employee actually attended it, and the employer did not directly or indirectly encourage the violation.", "unit": "text", "region": "TX", "label": "Dram shop safe harbor for employers whose servers completed approved seller training", "period": "2026", "source_name": "Texas Legislature, Alcoholic Beverage Code § 106.14(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/AL/htm/AL.106.htm", "as_of": "2026-10-29" }, { "key": "tx.dram_shop_minor_host", "value": "An adult 21 or older (not the minor's parent, guardian, spouse or court-appointed custodian) who knowingly serves alcohol to a minor under 18, or lets a minor be served on premises the adult owns or leases, is liable for damages caused by the minor's intoxication.", "unit": "text", "region": "TX", "label": "Liability of adults who provide alcohol to minors under 18", "period": "2026", "source_name": "Texas Legislature, Alcoholic Beverage Code § 2.02(c)", "source_url": "https://statutes.capitol.texas.gov/Docs/AL/htm/AL.2.htm", "as_of": "2026-10-29" }, { "key": "tx.duty_stop_render_aid", "value": "If a crash results or is reasonably likely to result in injury or death, the driver must immediately stop at (or return to) the scene, determine whether anyone needs aid, and stay until meeting § 550.023 duties, which include giving injured people reasonable assistance such as arranging transport for medical treatment.", "unit": "text", "region": "TX", "label": "Duty to stop and render aid after a crash with injury or death", "period": "2026", "source_name": "Texas Legislature, Transportation Code §§ 550.021, 550.023(3)", "source_url": "https://statutes.capitol.texas.gov/Docs/TN/htm/TN.550.htm", "as_of": "2026-10-29" }, { "key": "tx.duty_give_info", "value": "After a crash involving injury, death or damage to an attended vehicle, give your name and address, vehicle registration number and liability insurer's name, and show your driver's license if requested.", "unit": "text", "region": "TX", "label": "Duty to exchange information after a crash", "period": "2026", "source_name": "Texas Legislature, Transportation Code § 550.023", "source_url": "https://statutes.capitol.texas.gov/Docs/TN/htm/TN.550.htm", "as_of": "2026-10-29" }, { "key": "tx.duty_notify_police", "value": "If a crash causes injury or death, or damages a vehicle so it cannot be normally and safely driven, the driver must immediately notify the local police department (in a city) or the sheriff's office (outside a city) by the quickest means.", "unit": "text", "region": "TX", "label": "Duty to immediately report certain crashes to police", "period": "2026", "source_name": "Texas Legislature, Transportation Code § 550.026(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/TN/htm/TN.550.htm", "as_of": "2026-10-29" }, { "key": "tx.officer_report_threshold", "value": 1000, "unit": "USD", "region": "TX", "label": "Property damage at or above which an investigating officer must write a crash report (also required for any injury or death)", "period": "2026", "source_name": "Texas Legislature, Transportation Code § 550.062(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/TN/htm/TN.550.htm", "as_of": "2026-10-29" }, { "key": "tx.officer_report_filing_days", "value": 10, "unit": "days", "region": "TX", "label": "Deadline for the officer to file the crash report with the state, counted from the crash", "period": "2026", "source_name": "Texas Legislature, Transportation Code § 550.062(b)", "source_url": "https://statutes.capitol.texas.gov/Docs/TN/htm/TN.550.htm", "as_of": "2026-10-29" }, { "key": "tx.crash_report_purchase_url", "value": "https://cris.txdot.gov/public/Purchase", "unit": "text", "region": "TX", "label": "TxDOT Crash Report Online Purchase System (CRIS Purchase)", "period": "2026", "source_name": "TxDOT, Crash reports and records", "source_url": "https://www.txdot.gov/data-maps/crash-reports-records.html", "as_of": "2026-10-29" }, { "key": "tx.crash_report_fee", "value": 6, "unit": "USD", "region": "TX", "label": "Price of a regular (uncertified) crash report copy from TxDOT", "period": "2026", "source_name": "TxDOT, Crash reports and records", "source_url": "https://www.txdot.gov/data-maps/crash-reports-records.html", "as_of": "2026-10-29" }, { "key": "tx.crash_report_fee_certified", "value": 8, "unit": "USD", "region": "TX", "label": "Price of a certified crash report copy from TxDOT", "period": "2026", "source_name": "TxDOT, Crash reports and records", "source_url": "https://www.txdot.gov/data-maps/crash-reports-records.html", "as_of": "2026-10-29" }, { "key": "tx.crash_report_wait", "value": "Officers must submit the report within 10 days of the crash; once TxDOT receives it, processing may take up to 4 business days before it can be bought online.", "unit": "text", "region": "TX", "label": "How soon a crash report is usually available to buy", "period": "2026", "source_name": "TxDOT, CRIS Purchase Help Center: How soon will my report be available for purchase after my crash?", "source_url": "https://cris.dot.state.tx.us/public/Purchase/app/help-center/6/9", "as_of": "2026-10-29" }, { "key": "tx.txdot_deaths", "value": 3769, "unit": "count", "region": "TX", "label": "People killed in Texas motor vehicle traffic crashes (CY2025; data processed as of April 7, 2026)", "period": "2025", "source_name": "TxDOT, Texas Motor Vehicle Traffic Crash Facts Calendar Year 2025", "source_url": "https://www.txdot.gov/content/dam/docs/division/trf/crash-records/2025/2025-texas-motor-vehicle-traffic-crash-facts.pdf", "as_of": "2026-10-29" }, { "key": "tx.txdot_serious_injuries", "value": 17420, "unit": "count", "region": "TX", "label": "People with a serious (incapacitating) injury in Texas crashes (CY2025)", "period": "2025", "source_name": "TxDOT, Texas Motor Vehicle Traffic Crash Facts Calendar Year 2025", "source_url": "https://www.txdot.gov/content/dam/docs/division/trf/crash-records/2025/2025-texas-motor-vehicle-traffic-crash-facts.pdf", "as_of": "2026-10-29" }, { "key": "tx.txdot_injuries", "value": 244534, "unit": "count", "region": "TX", "label": "People injured in Texas motor vehicle traffic crashes (CY2025)", "period": "2025", "source_name": "TxDOT, Texas Motor Vehicle Traffic Crash Facts Calendar Year 2025", "source_url": "https://www.txdot.gov/content/dam/docs/division/trf/crash-records/2025/2025-texas-motor-vehicle-traffic-crash-facts.pdf", "as_of": "2026-10-29" }, { "key": "tx.txdot_crashes", "value": 538860, "unit": "count", "region": "TX", "label": "Total reportable crashes in Texas, statewide (CY2025; data as of April 7, 2026)", "period": "2025", "source_name": "TxDOT, Rural and Urban Crashes and Injuries by Severity 2025", "source_url": "https://www.txdot.gov/content/dam/docs/division/trf/crash-records/2025/2025-rural-urban-crashes-injuries-severity.pdf", "as_of": "2026-10-29" }, { "key": "tx.txdot_death_interval", "value": "1 person was killed every 2 hours 19 minutes", "unit": "text", "region": "TX", "label": "How often someone died on Texas roads (CY2025)", "period": "2025", "source_name": "TxDOT, Texas Motor Vehicle Traffic Crash Facts Calendar Year 2025", "source_url": "https://www.txdot.gov/content/dam/docs/division/trf/crash-records/2025/2025-texas-motor-vehicle-traffic-crash-facts.pdf", "as_of": "2026-10-29" }, { "key": "tx.txdot_streak_since", "value": "November 7, 2000 was the last day with no traffic death on Texas roads; at least one person has died every day since.", "unit": "text", "region": "TX", "label": "Unbroken streak of daily traffic deaths on Texas roads", "period": "2026", "source_name": "TxDOT, #EndTheStreakTX traffic safety campaign", "source_url": "https://www.txdot.gov/safety/traffic-safety-campaigns/endthestreaktx.html", "as_of": "2026-10-29" }, { "key": "tx.prompt_scope", "value": "Prompt-payment deadlines apply to first-party claims: claims you make under your own policy that your insurer pays to you, not claims against the other driver's insurer.", "unit": "text", "region": "TX", "label": "Who the Texas prompt-payment deadlines protect", "period": "2026", "source_name": "Texas Legislature, Insurance Code § 542.051(2)", "source_url": "https://statutes.capitol.texas.gov/Docs/IN/htm/IN.542.htm", "as_of": "2026-10-29" }, { "key": "tx.prompt_ack_days", "value": 15, "unit": "days", "region": "TX", "label": "Your own insurer must acknowledge your claim, start investigating and request needed items within 15 days of notice (first-party claims only)", "period": "2026", "source_name": "Texas Legislature, Insurance Code § 542.055(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/IN/htm/IN.542.htm", "as_of": "2026-10-29" }, { "key": "tx.prompt_decide_business_days", "value": 15, "unit": "business days", "region": "TX", "label": "Your own insurer must accept or reject in writing within 15 business days after receiving all items needed for proof of loss (first-party claims only)", "period": "2026", "source_name": "Texas Legislature, Insurance Code § 542.056(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/IN/htm/IN.542.htm", "as_of": "2026-10-29" }, { "key": "tx.prompt_pay_business_days", "value": 5, "unit": "business days", "region": "TX", "label": "Your own insurer must pay within 5 business days after notifying you it will pay (first-party claims only)", "period": "2026", "source_name": "Texas Legislature, Insurance Code § 542.057(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/IN/htm/IN.542.htm", "as_of": "2026-10-29" }, { "key": "tx.prompt_delay_days", "value": 60, "unit": "days", "region": "TX", "label": "If no other statute sets a period, delaying payment more than 60 days after receiving all requested items triggers statutory damages (first-party claims only)", "period": "2026", "source_name": "Texas Legislature, Insurance Code § 542.058(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/IN/htm/IN.542.htm", "as_of": "2026-10-29" }, { "key": "tx.bar_referral_name", "value": "Lawyer Referral & Information Service (LRIS)", "unit": "text", "region": "TX", "label": "State Bar of Texas lawyer referral service", "period": "2026", "source_name": "State Bar of Texas, Lawyer Referral & Information Service", "source_url": "https://www.texasbar.com/Content/NavigationMenu/ForThePublic/DoYouNeedaLawyer/LawyerReferralServiceLRIS/default.htm", "as_of": "2026-10-29" }, { "key": "tx.bar_referral_phone", "value": "(800) 252-9690", "unit": "text", "region": "TX", "label": "State Bar of Texas LRIS phone (toll free, Mon-Fri 8:30 a.m.-4:30 p.m. CST)", "period": "2026", "source_name": "State Bar of Texas, Lawyer Referral & Information Service", "source_url": "https://www.texasbar.com/Content/NavigationMenu/ForThePublic/DoYouNeedaLawyer/LawyerReferralServiceLRIS/default.htm", "as_of": "2026-10-29" }, { "key": "tx.bar_referral_url", "value": "https://www.texasbar.com/Content/NavigationMenu/ForThePublic/DoYouNeedaLawyer/LawyerReferralServiceLRIS/default.htm", "unit": "text", "region": "TX", "label": "State Bar of Texas LRIS web page", "period": "2026", "source_name": "State Bar of Texas, Lawyer Referral & Information Service", "source_url": "https://www.texasbar.com/Content/NavigationMenu/ForThePublic/DoYouNeedaLawyer/LawyerReferralServiceLRIS/default.htm", "as_of": "2026-10-29" }, { "key": "tx.bar_lookup_url", "value": "https://www.texasbar.com/AM/Template.cfm?Section=Find_A_Lawyer&Template=/CustomSource/MemberDirectory/Search_Form_Client_Main.cfm", "unit": "text", "region": "TX", "label": "State Bar of Texas Find a Lawyer directory (check that a lawyer is licensed in Texas)", "period": "2026", "source_name": "State Bar of Texas, Find A Lawyer (Online Membership Directory)", "source_url": "https://www.texasbar.com/AM/Template.cfm?Section=Find_A_Lawyer&Template=/CustomSource/MemberDirectory/Search_Form_Client_Main.cfm", "as_of": "2026-10-29" }, { "key": "tx.tbls_pi_url", "value": "https://www.tbls.org/specialtyarea/PI", "unit": "text", "region": "TX", "label": "Texas Board of Legal Specialization: Board Certified in Personal Injury Trial Law", "period": "2026", "source_name": "Texas Board of Legal Specialization, Personal Injury Trial Law specialty area", "source_url": "https://www.tbls.org/specialtyarea/PI", "as_of": "2026-10-29" }, { "key": "tx.lrs_certified", "value": "Yes. A lawyer referral service may not operate in Texas without a certificate issued under Occupations Code ch. 952, administered by the State Bar; the State Bar's own LRIS states it is certified.", "unit": "text", "region": "TX", "label": "Are Texas lawyer referral services certified?", "period": "2026", "source_name": "Texas Legislature, Occupations Code § 952.101", "source_url": "https://statutes.capitol.texas.gov/Docs/OC/htm/OC.952.htm", "as_of": "2026-10-29" }, { "key": "tx.hospital_lien", "value": "A hospital has a lien on an injured person's claim, lawsuit judgment or settlement for an accident blamed on someone else's negligence, if the person was admitted within 72 hours of the accident. EMS providers in counties of 800,000 or fewer have a similar lien.", "unit": "text", "region": "TX", "label": "Hospital lien on injury claims and settlements", "period": "2026", "source_name": "Texas Legislature, Property Code §§ 55.002, 55.003", "source_url": "https://statutes.capitol.texas.gov/Docs/PR/htm/PR.55.htm", "as_of": "2026-10-29" }, { "key": "tx.hospital_lien_hours", "value": 72, "unit": "hours", "region": "TX", "label": "Hospital lien attaches only if the person is admitted within this many hours after the accident", "period": "2026", "source_name": "Texas Legislature, Property Code § 55.002(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/PR/htm/PR.55.htm", "as_of": "2026-10-29" }, { "key": "tx.hospital_lien_cap_pct", "value": 50, "unit": "%", "region": "TX", "label": "Hospital lien is limited to the lesser of charges for the first 100 days, 50% of the recovery, or the jury's award for hospital charges less attorney fees share", "period": "2026", "source_name": "Texas Legislature, Property Code § 55.004(b)", "source_url": "https://statutes.capitol.texas.gov/Docs/PR/htm/PR.55.htm", "as_of": "2026-10-29" }, { "key": "tx.tdi_claims_url", "value": "https://tdi.texas.gov/tips/what-to-do-after-a-wreck.html", "unit": "text", "region": "TX", "label": "Texas Department of Insurance guide: Were you in a wreck? Tips for auto insurance claims", "period": "2026", "source_name": "Texas Department of Insurance, Were you in a wreck? Tips for auto insurance claims", "source_url": "https://tdi.texas.gov/tips/what-to-do-after-a-wreck.html", "as_of": "2025-09-24" }, { "key": "tx.tdi_phone", "value": "800-252-3439", "unit": "text", "region": "TX", "label": "Texas Department of Insurance Help Line (8 a.m.-5 p.m. Central, Monday-Friday)", "period": "2026", "source_name": "Texas Department of Insurance, Get help with an auto insurance complaint", "source_url": "https://tdi.texas.gov/consumer/auto-insurance-complaint.html", "as_of": "2025-04-24" }, { "key": "ny.new_york_city_population", "value": 8584629, "unit": "count", "region": "NY", "label": "Resident population, New York City (New York city)", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 city and town population estimates (SUB-EST2025)", "source_url": "https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025.csv", "as_of": "2026-05-14" }, { "key": "ny.new_york_city_population_2020", "value": 8805594, "unit": "count", "region": "NY", "label": "Resident population, New York City (New York city), April 1, 2020 estimates base", "period": "2020", "source_name": "U.S. Census Bureau, Vintage 2025 city and town population estimates (SUB-EST2025)", "source_url": "https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025.csv", "as_of": "2026-05-14" }, { "key": "ny.new_york_city_mean_commute", "value": 40.3, "unit": "minutes", "region": "NY", "label": "Mean travel time to work, New York City", "period": "2020-2024", "source_name": "U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table S0801 (Commuting characteristics)", "source_url": "https://data.census.gov/api/access/data/table?id=ACSST5Y2024.S0801&g=160XX00US3651000", "as_of": "2026-10-28" }, { "key": "ny.new_york_city_drove_alone_pct", "value": 21.6, "unit": "%", "region": "NY", "label": "Share of workers who drove alone to work, New York City", "period": "2020-2024", "source_name": "U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table S0801 (Commuting characteristics)", "source_url": "https://data.census.gov/api/access/data/table?id=ACSST5Y2024.S0801&g=160XX00US3651000", "as_of": "2026-10-28" }, { "key": "ny.new_york_city_transit_pct", "value": 44, "unit": "%", "region": "NY", "label": "Share of workers who took public transportation to work, New York City", "period": "2020-2024", "source_name": "U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table S0801 (Commuting characteristics)", "source_url": "https://data.census.gov/api/access/data/table?id=ACSST5Y2024.S0801&g=160XX00US3651000", "as_of": "2026-10-28" }, { "key": "ny.new_york_city_wfh_pct", "value": 16.9, "unit": "%", "region": "NY", "label": "Share of workers who worked from home, New York City", "period": "2020-2024", "source_name": "U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table S0801 (Commuting characteristics)", "source_url": "https://data.census.gov/api/access/data/table?id=ACSST5Y2024.S0801&g=160XX00US3651000", "as_of": "2026-10-28" }, { "key": "ny.new_york_city_no_vehicle_pct", "value": 55.3, "unit": "%", "region": "NY", "label": "Share of households with no vehicle available, New York City", "period": "2020-2024", "source_name": "U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table DP04 (Selected housing characteristics)", "source_url": "https://data.census.gov/api/access/data/table?id=ACSDP5Y2024.DP04&g=160XX00US3651000", "as_of": "2026-10-28" }, { "key": "ca.los_angeles_population", "value": 3869089, "unit": "count", "region": "CA", "label": "Resident population, Los Angeles (Los Angeles city)", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 city and town population estimates (SUB-EST2025)", "source_url": "https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025.csv", "as_of": "2026-05-14" }, { "key": "ca.los_angeles_population_2020", "value": 3899342, "unit": "count", "region": "CA", "label": "Resident population, Los Angeles (Los Angeles city), April 1, 2020 estimates base", "period": "2020", "source_name": "U.S. Census Bureau, Vintage 2025 city and town population estimates (SUB-EST2025)", "source_url": "https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025.csv", "as_of": "2026-05-14" }, { "key": "ca.los_angeles_mean_commute", "value": 30.7, "unit": "minutes", "region": "CA", "label": "Mean travel time to work, Los Angeles", "period": "2020-2024", "source_name": "U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table S0801 (Commuting characteristics)", "source_url": "https://data.census.gov/api/access/data/table?id=ACSST5Y2024.S0801&g=160XX00US0644000", "as_of": "2026-10-28" }, { "key": "ca.los_angeles_drove_alone_pct", "value": 59.8, "unit": "%", "region": "CA", "label": "Share of workers who drove alone to work, Los Angeles", "period": "2020-2024", "source_name": "U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table S0801 (Commuting characteristics)", "source_url": "https://data.census.gov/api/access/data/table?id=ACSST5Y2024.S0801&g=160XX00US0644000", "as_of": "2026-10-28" }, { "key": "ca.los_angeles_transit_pct", "value": 6.1, "unit": "%", "region": "CA", "label": "Share of workers who took public transportation to work, Los Angeles", "period": "2020-2024", "source_name": "U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table S0801 (Commuting characteristics)", "source_url": "https://data.census.gov/api/access/data/table?id=ACSST5Y2024.S0801&g=160XX00US0644000", "as_of": "2026-10-28" }, { "key": "ca.los_angeles_wfh_pct", "value": 19.5, "unit": "%", "region": "CA", "label": "Share of workers who worked from home, Los Angeles", "period": "2020-2024", "source_name": "U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table S0801 (Commuting characteristics)", "source_url": "https://data.census.gov/api/access/data/table?id=ACSST5Y2024.S0801&g=160XX00US0644000", "as_of": "2026-10-28" }, { "key": "ca.los_angeles_no_vehicle_pct", "value": 11.9, "unit": "%", "region": "CA", "label": "Share of households with no vehicle available, Los Angeles", "period": "2020-2024", "source_name": "U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table DP04 (Selected housing characteristics)", "source_url": "https://data.census.gov/api/access/data/table?id=ACSDP5Y2024.DP04&g=160XX00US0644000", "as_of": "2026-10-28" }, { "key": "il.chicago_population", "value": 2731585, "unit": "count", "region": "IL", "label": "Resident population, Chicago (Chicago city)", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 city and town population estimates (SUB-EST2025)", "source_url": "https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025.csv", "as_of": 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"key": "tx.dallas_drove_alone_pct", "value": 66.6, "unit": "%", "region": "TX", "label": "Share of workers who drove alone to work, Dallas", "period": "2020-2024", "source_name": "U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table S0801 (Commuting characteristics)", "source_url": "https://data.census.gov/api/access/data/table?id=ACSST5Y2024.S0801&g=160XX00US4819000", "as_of": "2026-10-28" }, { "key": "tx.dallas_transit_pct", "value": 2.1, "unit": "%", "region": "TX", "label": "Share of workers who took public transportation to work, Dallas", "period": "2020-2024", "source_name": "U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table S0801 (Commuting characteristics)", "source_url": "https://data.census.gov/api/access/data/table?id=ACSST5Y2024.S0801&g=160XX00US4819000", "as_of": "2026-10-28" }, { "key": "tx.dallas_wfh_pct", "value": 15.8, "unit": "%", "region": "TX", "label": "Share of workers who worked from home, Dallas", 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American Community Survey 2020-2024 5-year estimates, Table B25044 (Tenure by Vehicles Available)", "source_url": "https://data.census.gov/api/access/data/table?id=ACSDT5Y2024.B25044&g=160XX00US0820000", "as_of": "2026-01-29" }, { "key": "co.denver_no_vehicle_households", "value": 34584, "unit": "count", "region": "CO", "label": "Households with no vehicle available, Denver city, Colorado", "period": "2020-2024", "source_name": "US Census Bureau, American Community Survey 2020-2024 5-year estimates, Table B25044 (Tenure by Vehicles Available)", "source_url": "https://data.census.gov/api/access/data/table?id=ACSDT5Y2024.B25044&g=160XX00US0820000", "as_of": "2026-01-29" }, { "key": "nv.las_vegas_population", "value": 679817, "unit": "count", "region": "NV", "label": "Resident population, Las Vegas city, Nevada", "period": "2025", "source_name": "US Census Bureau, City and Town Population Totals: 2020-2025 (Vintage 2025, SUB-EST2025)", "source_url": "https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025.csv", "as_of": "2026-05-14" }, { "key": "nv.las_vegas_commute_minutes", "value": 25.7, "unit": "minutes", "region": "NV", "label": "Mean travel time to work, Las Vegas city, Nevada", "period": "2020-2024", "source_name": "US Census Bureau, American Community Survey 2020-2024 5-year estimates, Table S0801 (Commuting Characteristics by Sex)", "source_url": "https://data.census.gov/api/access/data/table?id=ACSST5Y2024.S0801&g=160XX00US3240000", "as_of": "2026-01-29" }, { "key": "nv.las_vegas_no_vehicle_pct", "value": 8.9, "unit": "%", "region": "NV", "label": "Share of households with no vehicle available, Las Vegas city, Nevada", "period": "2020-2024", "source_name": "US Census Bureau, American Community Survey 2020-2024 5-year estimates, Table B25044 (Tenure by Vehicles Available)", "source_url": "https://data.census.gov/api/access/data/table?id=ACSDT5Y2024.B25044&g=160XX00US3240000", "as_of": "2026-01-29" }, { "key": "nv.las_vegas_no_vehicle_households", "value": 21959, "unit": "count", "region": "NV", "label": "Households with no vehicle available, Las Vegas city, Nevada", "period": "2020-2024", "source_name": "US Census Bureau, American Community Survey 2020-2024 5-year estimates, Table B25044 (Tenure by Vehicles Available)", "source_url": "https://data.census.gov/api/access/data/table?id=ACSDT5Y2024.B25044&g=160XX00US3240000", "as_of": "2026-01-29" }, { "key": "ga.atlanta_population", "value": 529110, "unit": "count", "region": "GA", "label": "Resident population, Atlanta city, Georgia", "period": "2025", "source_name": "US Census Bureau, City and Town Population Totals: 2020-2025 (Vintage 2025, SUB-EST2025)", "source_url": "https://www2.census.gov/programs-surveys/popest/datasets/2020-2025/cities/totals/sub-est2025.csv", "as_of": "2026-05-14" }, { "key": "ga.atlanta_commute_minutes", "value": 26.5, "unit": "minutes", "region": "GA", "label": "Mean travel time to work, 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"key": "co.dmv_name", "value": "Colorado Department of Revenue, Division of Motor Vehicles", "unit": "text", "region": "CO", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "Colorado Department of Revenue, Division of Motor Vehicles home page", "source_url": "https://dmv.colorado.gov/", "as_of": "2026-10-28" }, { "key": "co.dmv_url", "value": "https://dmv.colorado.gov/", "unit": "text", "region": "CO", "label": "Motor vehicle agency website", "period": "2026", "source_name": "Colorado Department of Revenue, Division of Motor Vehicles home page", "source_url": "https://dmv.colorado.gov/", "as_of": "2026-10-28" }, { "key": "ct.min_bi_person", "value": 25000, "unit": "USD", "region": "CT", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Connecticut Insurance Department, Auto Insurance consumer information", "source_url": "https://portal.ct.gov/cid/consumer-information-center/auto-insurance", "as_of": 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1-800-203-3447 (Consumer Affairs)", "unit": "text", "region": "CT", "label": "State insurance regulator consumer phone", "period": "2026", "source_name": "Connecticut Insurance Department, Auto Insurance consumer information", "source_url": "https://portal.ct.gov/cid/consumer-information-center/auto-insurance", "as_of": "2026-10-28" }, { "key": "ct.dmv_name", "value": "Connecticut Department of Motor Vehicles", "unit": "text", "region": "CT", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "Connecticut DMV, Home page", "source_url": "https://portal.ct.gov/dmv", "as_of": "2026-10-28" }, { "key": "ct.dmv_url", "value": "https://portal.ct.gov/dmv", "unit": "text", "region": "CT", "label": "Motor vehicle agency website", "period": "2026", "source_name": "Connecticut DMV, Home page", "source_url": "https://portal.ct.gov/dmv", "as_of": "2026-10-28" }, { "key": "de.min_bi_person", "value": 25000, "unit": "USD", "region": "DE", "label": "Minimum 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"region": "DC", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Code of the District of Columbia, Section 31-2406 (required and optional insurance)", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/31-2406", "as_of": "2026-10-28" }, { "key": "dc.min_pd", "value": 10000, "unit": "USD", "region": "DC", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Code of the District of Columbia, Section 31-2406 (required and optional insurance)", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/31-2406", "as_of": "2026-10-28" }, { "key": "dc.fault_system", "value": "At-fault (add-on PIP)", "unit": "text", "region": "DC", "label": "Fault system for auto injury claims", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": 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"source_name": "Code of the District of Columbia, Section 31-2406 (required and optional insurance)", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/31-2406", "as_of": "2026-10-28" }, { "key": "dc.regulator_name", "value": "DC Department of Insurance, Securities and Banking", "unit": "text", "region": "DC", "label": "State insurance regulator", "period": "2026", "source_name": "DC Department of Insurance, Securities and Banking, Auto Insurance", "source_url": "https://disb.dc.gov/page/auto-insurance", "as_of": "2026-10-28" }, { "key": "dc.regulator_url", "value": "https://disb.dc.gov/page/auto-insurance", "unit": "text", "region": "DC", "label": "State insurance regulator consumer auto page", "period": "2026", "source_name": "DC Department of Insurance, Securities and Banking, Auto Insurance", "source_url": "https://disb.dc.gov/page/auto-insurance", "as_of": "2026-10-28" }, { "key": "dc.regulator_phone", "value": "(202) 727-8000", "unit": "text", "region": "DC", "label": "State insurance regulator consumer phone", "period": "2026", "source_name": "DC Department of Insurance, Securities and Banking, Auto Insurance", "source_url": "https://disb.dc.gov/page/auto-insurance", "as_of": "2026-10-28" }, { "key": "dc.dmv_name", "value": "DC Department of Motor Vehicles", "unit": "text", "region": "DC", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "DC Department of Motor Vehicles, Home page", "source_url": "https://dmv.dc.gov/", "as_of": "2026-10-28" }, { "key": "dc.dmv_url", "value": "https://dmv.dc.gov/", "unit": "text", "region": "DC", "label": "Motor vehicle agency website", "period": "2026", "source_name": "DC Department of Motor Vehicles, Home page", "source_url": "https://dmv.dc.gov/", "as_of": "2026-10-28" }, { "key": "fl.min_pd", "value": 10000, "unit": "USD", "region": "FL", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Florida Department of 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"Florida Department of Highway Safety and Motor Vehicles, Florida Insurance Requirements", "source_url": "https://www.flhsmv.gov/insurance/", "as_of": "2021-04-21" }, { "key": "fl.medpay", "value": "Not required", "unit": "text", "region": "FL", "label": "Medical payments (MedPay) coverage requirement", "period": "2026", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Florida Insurance Requirements", "source_url": "https://www.flhsmv.gov/insurance/", "as_of": "2021-04-21" }, { "key": "fl.regulator_name", "value": "Florida Department of Financial Services, Division of Consumer Services", "unit": "text", "region": "FL", "label": "State insurance regulator", "period": "2026", "source_name": "Florida Department of Financial Services, Personal Automobile Insurance Overview", "source_url": "https://www.myfloridacfo.com/division/consumers/understanding-insurance/personal-automobile-insurance-overview", "as_of": "2026-10-28" }, { "key": "fl.regulator_url", "value": "https://www.myfloridacfo.com/division/consumers/understanding-insurance/personal-automobile-insurance-overview", "unit": "text", "region": "FL", "label": "State insurance regulator consumer auto page", "period": "2026", "source_name": "Florida Department of Financial Services, Personal Automobile Insurance Overview", "source_url": "https://www.myfloridacfo.com/division/consumers/understanding-insurance/personal-automobile-insurance-overview", "as_of": "2026-10-28" }, { "key": "fl.regulator_phone", "value": "1-877-693-5236 (1-877-MY-FL-CFO)", "unit": "text", "region": "FL", "label": "State insurance regulator consumer phone", "period": "2026", "source_name": "Florida Department of Financial Services, Automobile Insurance FAQs", "source_url": "https://www.myfloridacfo.com/division/consumers/understanding-insurance/faq/auto", "as_of": "2026-10-28" }, { "key": "fl.dmv_name", "value": "Florida Department of Highway Safety and Motor Vehicles", "unit": "text", "region": "FL", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Florida Insurance Requirements", "source_url": "https://www.flhsmv.gov/insurance/", "as_of": "2021-04-21" }, { "key": "fl.dmv_url", "value": "https://www.flhsmv.gov/insurance/", "unit": "text", "region": "FL", "label": "Motor vehicle agency website", "period": "2026", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Florida Insurance Requirements", "source_url": "https://www.flhsmv.gov/insurance/", "as_of": "2021-04-21" }, { "key": "ga.min_bi_person", "value": 25000, "unit": "USD", "region": "GA", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Georgia Office of the Commissioner of Insurance and Safety Fire, Auto Insurance", "source_url": "https://oci.ga.gov/insurance-resources/auto", "as_of": "2026-10-28" }, { "key": "ga.min_bi_accident", "value": 50000, "unit": "USD", "region": "GA", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Georgia Office of the Commissioner of Insurance and Safety Fire, Auto Insurance", "source_url": "https://oci.ga.gov/insurance-resources/auto", "as_of": "2026-10-28" }, { "key": "ga.min_pd", "value": 25000, "unit": "USD", "region": "GA", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Georgia Office of the Commissioner of Insurance and Safety Fire, Auto Insurance", "source_url": "https://oci.ga.gov/insurance-resources/auto", "as_of": "2026-10-28" }, { "key": "ga.fault_system", "value": "At-fault", "unit": "text", "region": "GA", "label": "Fault system for auto injury claims", "period": "2026", "source_name": "Alabama Department of Insurance, State Auto Insurance Laws", "source_url": "https://www.aldoi.gov/Consumers/StateAutoLaws.aspx", "as_of": "2026-10-28" }, { "key": "ga.pip", "value": "Not required", "unit": "text", "region": "GA", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Georgia Office of the Commissioner of Insurance and Safety Fire, Auto Insurance", "source_url": "https://oci.ga.gov/insurance-resources/auto", "as_of": "2026-10-28" }, { "key": "ga.um", "value": "Optional", "unit": "text", "region": "GA", "label": "Uninsured motorist (UM) coverage requirement", "period": "2026", "source_name": "Georgia Office of the Commissioner of Insurance and Safety Fire, Auto Insurance", "source_url": "https://oci.ga.gov/insurance-resources/auto", "as_of": "2026-10-28" }, { "key": "ga.medpay", "value": "Optional", "unit": "text", "region": "GA", "label": "Medical payments (MedPay) coverage requirement", "period": "2026", "source_name": "Georgia Office of the Commissioner of Insurance and Safety Fire, Auto Insurance", "source_url": "https://oci.ga.gov/insurance-resources/auto", "as_of": "2026-10-28" }, { "key": "ga.regulator_name", "value": "Georgia Office of the Commissioner of Insurance and 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"Georgia Department of Revenue, Motor Vehicle Division", "unit": "text", "region": "GA", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "Georgia Department of Revenue, Motor Vehicles", "source_url": "https://dor.georgia.gov/motor-vehicles", "as_of": "2026-10-28" }, { "key": "ga.dmv_url", "value": "https://dor.georgia.gov/motor-vehicles", "unit": "text", "region": "GA", "label": "Motor vehicle agency website", "period": "2026", "source_name": "Georgia Department of Revenue, Motor Vehicles", "source_url": "https://dor.georgia.gov/motor-vehicles", "as_of": "2026-10-28" }, { "key": "hi.min_bi_person", "value": 40000, "unit": "USD", "region": "HI", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Hawaii Revised Statutes, Section 431:10C-301 (required motor vehicle policy coverage)", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0010C-0301.htm", "as_of": "2026-10-28" }, { "key": "hi.min_bi_accident", "value": 80000, "unit": "USD", "region": "HI", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Hawaii Revised Statutes, Section 431:10C-301 (required motor vehicle policy coverage)", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0010C-0301.htm", "as_of": "2026-10-28" }, { "key": "hi.min_pd", "value": 20000, "unit": "USD", "region": "HI", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Hawaii Revised Statutes, Section 431:10C-301 (required motor vehicle policy coverage)", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0010C-0301.htm", "as_of": "2026-10-28" }, { "key": "hi.fault_system", "value": "No-fault", "unit": "text", "region": "HI", "label": "Fault system for auto injury claims", "period": "2026", "source_name": "Insurance Information Institute, 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offered at liability limits; can be rejected in writing", "unit": "text", "region": "HI", "label": "Uninsured motorist (UM) coverage requirement", "period": "2026", "source_name": "Hawaii Revised Statutes, Section 431:10C-301 (required motor vehicle policy coverage)", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0010C-0301.htm", "as_of": "2026-10-28" }, { "key": "hi.uim", "value": "Must be offered; can be rejected in writing", "unit": "text", "region": "HI", "label": "Underinsured motorist (UIM) coverage requirement", "period": "2026", "source_name": "Hawaii Revised Statutes, Section 431:10C-301 (required motor vehicle policy coverage)", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0010C-0301.htm", "as_of": "2026-10-28" }, { "key": "hi.medpay", "value": "Not required", "unit": "text", "region": "HI", "label": "Medical payments (MedPay) coverage requirement", "period": "2026", "source_name": "Hawaii Department of Commerce and Consumer Affairs, Insurance Division, Motor Vehicle Insurance Information", "source_url": "https://cca.hawaii.gov/ins/consumers-mvi/", "as_of": "2026-02-17" }, { "key": "hi.regulator_name", "value": "Hawaii Department of Commerce and Consumer Affairs, Insurance Division", "unit": "text", "region": "HI", "label": "State insurance regulator", "period": "2026", "source_name": "Hawaii Department of Commerce and Consumer Affairs, Insurance Division, Motor Vehicle Insurance Information", "source_url": "https://cca.hawaii.gov/ins/consumers-mvi/", "as_of": "2026-02-17" }, { "key": "hi.regulator_url", "value": "https://cca.hawaii.gov/ins/consumers-mvi/", "unit": "text", "region": "HI", "label": "State insurance regulator consumer auto page", "period": "2026", "source_name": "Hawaii Department of Commerce and Consumer Affairs, Insurance Division, Motor Vehicle Insurance Information", "source_url": "https://cca.hawaii.gov/ins/consumers-mvi/", "as_of": "2026-02-17" }, { "key": "hi.regulator_phone", "value": "(808) 586-2790", "unit": "text", "region": "HI", "label": "State insurance regulator consumer phone", "period": "2026", "source_name": "Hawaii Insurance Division, 2026 Motor Vehicle Insurance Premium Comparison guide", "source_url": "https://cca.hawaii.gov/wp-content/uploads/2026/01/5.-2026-MV-Prem-Pub.pdf", "as_of": "2026-01-01" }, { "key": "hi.dmv_name", "value": "County motor vehicle registration offices (for Oahu: City and County of Honolulu, Department of Customer Services, Division of Motor Vehicles)", "unit": "text", "region": "HI", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "City and County of Honolulu, Department of Customer Services", "source_url": "https://www.honolulu.gov/csd/", "as_of": "2026-07-10" }, { "key": "hi.dmv_url", "value": "https://www.honolulu.gov/csd/", "unit": "text", "region": "HI", "label": "Motor vehicle agency website", "period": "2026", "source_name": "City and County of Honolulu, Department of Customer Services", "source_url": "https://www.honolulu.gov/csd/", "as_of": "2026-07-10" }, { "key": "id.min_bi_person", "value": 25000, "unit": "USD", "region": "ID", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Idaho Department of Insurance, Required Auto Coverage", "source_url": "https://doi.idaho.gov/consumers/auto-insurance/required-auto-coverage/", "as_of": "2026-10-28" }, { "key": "id.min_bi_accident", "value": 50000, "unit": "USD", "region": "ID", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Idaho Department of Insurance, Required Auto Coverage", "source_url": "https://doi.idaho.gov/consumers/auto-insurance/required-auto-coverage/", "as_of": "2026-10-28" }, { "key": "id.min_pd", "value": 15000, "unit": "USD", "region": "ID", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Idaho 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"source_name": "Idaho Department of Insurance, Required Auto Coverage", "source_url": "https://doi.idaho.gov/consumers/auto-insurance/required-auto-coverage/", "as_of": "2026-10-28" }, { "key": "id.uim", "value": "Included unless rejected in writing", "unit": "text", "region": "ID", "label": "Underinsured motorist (UIM) coverage requirement", "period": "2026", "source_name": "Idaho Department of Insurance, Required Auto Coverage", "source_url": "https://doi.idaho.gov/consumers/auto-insurance/required-auto-coverage/", "as_of": "2026-10-28" }, { "key": "id.medpay", "value": "Optional", "unit": "text", "region": "ID", "label": "Medical payments (MedPay) coverage requirement", "period": "2026", "source_name": "Idaho Department of Insurance, Optional Auto Coverages", "source_url": "https://doi.idaho.gov/consumers/auto-insurance/optional-auto-coverages/", "as_of": "2026-10-28" }, { "key": "id.regulator_name", "value": "Idaho Department of Insurance", "unit": "text", "region": "ID", "label": "State insurance regulator", "period": "2026", "source_name": "Idaho Department of Insurance, Auto Insurance", "source_url": "https://doi.idaho.gov/consumers/auto-insurance/", "as_of": "2026-10-28" }, { "key": "id.regulator_url", "value": "https://doi.idaho.gov/consumers/auto-insurance/", "unit": "text", "region": "ID", "label": "State insurance regulator consumer auto page", "period": "2026", "source_name": "Idaho Department of Insurance, Auto Insurance", "source_url": "https://doi.idaho.gov/consumers/auto-insurance/", "as_of": "2026-10-28" }, { "key": "id.regulator_phone", "value": "1-800-721-3272 (consumer hotline); (208) 334-4250", "unit": "text", "region": "ID", "label": "State insurance regulator consumer phone", "period": "2026", "source_name": "Idaho Department of Insurance, Auto Insurance", "source_url": "https://doi.idaho.gov/consumers/auto-insurance/", "as_of": "2026-10-28" }, { "key": "id.dmv_name", "value": "Idaho Transportation Department, Division of Motor Vehicles", "unit": "text", "region": "ID", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "Idaho Transportation Department, Division of Motor Vehicles", "source_url": "https://itd.idaho.gov/itddmv/", "as_of": "2026-10-28" }, { "key": "id.dmv_url", "value": "https://itd.idaho.gov/itddmv/", "unit": "text", "region": "ID", "label": "Motor vehicle agency website", "period": "2026", "source_name": "Idaho Transportation Department, Division of Motor Vehicles", "source_url": "https://itd.idaho.gov/itddmv/", "as_of": "2026-10-28" }, { "key": "il.min_bi_person", "value": 25000, "unit": "USD", "region": "IL", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Illinois Department of Insurance, Auto Insurance Shopping Guide", "source_url": "https://idoi.illinois.gov/consumers/consumerinsurance/auto-insurance-shopping-guide.html", "as_of": "2026-10-28" }, { "key": "il.min_bi_accident", "value": 50000, "unit": "USD", "region": "IL", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Illinois Department of Insurance, Auto Insurance Shopping Guide", "source_url": "https://idoi.illinois.gov/consumers/consumerinsurance/auto-insurance-shopping-guide.html", "as_of": "2026-10-28" }, { "key": "il.min_pd", "value": 20000, "unit": "USD", "region": "IL", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Illinois Department of Insurance, Auto Insurance Shopping Guide", "source_url": "https://idoi.illinois.gov/consumers/consumerinsurance/auto-insurance-shopping-guide.html", "as_of": "2026-10-28" }, { "key": "il.fault_system", "value": "At-fault", "unit": "text", "region": "IL", "label": "Fault system for auto injury claims", "period": "2026", "source_name": "Alabama Department of Insurance, State Auto Insurance Laws", "source_url": "https://www.aldoi.gov/Consumers/StateAutoLaws.aspx", "as_of": "2026-10-28" }, { "key": "il.pip", "value": "Not required", "unit": "text", "region": "IL", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Illinois Department of Insurance, Auto Insurance Shopping Guide", "source_url": "https://idoi.illinois.gov/consumers/consumerinsurance/auto-insurance-shopping-guide.html", "as_of": "2026-10-28" }, { "key": "il.um", "value": "Required: $25,000/$50,000", "unit": "text", "region": "IL", "label": "Uninsured motorist (UM) coverage requirement", "period": "2026", "source_name": "Illinois Department of Insurance, Auto Insurance Shopping Guide", "source_url": "https://idoi.illinois.gov/consumers/consumerinsurance/auto-insurance-shopping-guide.html", "as_of": "2026-10-28" }, { "key": "il.uim", "value": "Required if you buy uninsured motorist limits above the minimum", "unit": "text", "region": "IL", "label": "Underinsured motorist (UIM) coverage requirement", "period": "2026", "source_name": "Illinois Department of Insurance, Auto Insurance Shopping Guide", "source_url": "https://idoi.illinois.gov/consumers/consumerinsurance/auto-insurance-shopping-guide.html", "as_of": "2026-10-28" }, { "key": "il.medpay", "value": "Not required (optional)", "unit": "text", "region": "IL", "label": "Medical payments (MedPay) coverage requirement", "period": "2026", "source_name": "Illinois Department of Insurance, Auto Insurance Shopping Guide", "source_url": "https://idoi.illinois.gov/consumers/consumerinsurance/auto-insurance-shopping-guide.html", "as_of": "2026-10-28" }, { "key": "il.regulator_name", "value": "Illinois Department of Insurance", "unit": "text", "region": "IL", "label": "State insurance regulator", "period": "2026", "source_name": "Illinois Department of Insurance, Auto Insurance Shopping Guide", "source_url": "https://idoi.illinois.gov/consumers/consumerinsurance/auto-insurance-shopping-guide.html", "as_of": "2026-10-28" }, { "key": "il.regulator_url", "value": "https://idoi.illinois.gov/consumers/consumerinsurance/auto-insurance-shopping-guide.html", "unit": "text", "region": "IL", "label": "State insurance regulator consumer auto page", "period": "2026", "source_name": "Illinois Department of Insurance, Auto Insurance Shopping Guide", "source_url": "https://idoi.illinois.gov/consumers/consumerinsurance/auto-insurance-shopping-guide.html", "as_of": "2026-10-28" }, { "key": "il.regulator_phone", "value": "1-866-445-5364 (consumer assistance hotline)", "unit": "text", "region": "IL", "label": "State insurance regulator consumer phone", "period": "2026", "source_name": "Illinois Department of Insurance, Contact Us", "source_url": "https://idoi.illinois.gov/aboutus/contactus.html", "as_of": "2026-10-28" }, { "key": "il.dmv_name", "value": "Illinois Secretary of State", "unit": "text", "region": "IL", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "Illinois Department of Insurance, Illinois Secretary of State - Illinois Insurance Verification System", "source_url": "https://idoi.illinois.gov/consumers/consumerinsurance/auto/sos.html", "as_of": "2026-10-28" }, { "key": "in.min_bi_person", "value": 25000, "unit": "USD", "region": "IN", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Indiana Bureau of Motor Vehicles, Proof of Financial Responsibility", "source_url": "https://www.in.gov/bmv/licenses-permits-ids/suspension-and-reinstatement/proof-of-financial-responsibility/", "as_of": "2026-10-28" }, { "key": "in.min_bi_accident", "value": 50000, "unit": "USD", "region": "IN", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Indiana Bureau of Motor Vehicles, Proof of Financial Responsibility", "source_url": "https://www.in.gov/bmv/licenses-permits-ids/suspension-and-reinstatement/proof-of-financial-responsibility/", "as_of": "2026-10-28" }, { "key": "in.min_pd", "value": 25000, "unit": "USD", "region": "IN", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Indiana Bureau of Motor Vehicles, Proof of Financial Responsibility", "source_url": "https://www.in.gov/bmv/licenses-permits-ids/suspension-and-reinstatement/proof-of-financial-responsibility/", "as_of": "2026-10-28" }, { "key": "in.fault_system", "value": "At-fault", "unit": "text", "region": "IN", "label": "Fault system for auto injury claims", "period": "2026", "source_name": "Alabama Department of Insurance, State Auto Insurance Laws", "source_url": "https://www.aldoi.gov/Consumers/StateAutoLaws.aspx", "as_of": "2026-10-28" }, { "key": "in.pip", "value": "Not required", "unit": "text", "region": "IN", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Indiana Bureau of Motor Vehicles, Proof of Financial Responsibility", "source_url": "https://www.in.gov/bmv/licenses-permits-ids/suspension-and-reinstatement/proof-of-financial-responsibility/", "as_of": "2026-10-28" }, { "key": "in.um", "value": "Included unless rejected in writing (minimum $25,000/$50,000 bodily injury and $25,000 property damage)", "unit": "text", "region": "IN", "label": "Uninsured motorist (UM) coverage requirement", "period": "2026", "source_name": "Indiana Department of Insurance, Auto Insurance", "source_url": "https://www.in.gov/idoi/consumer-services/types-of-insurance/auto-insurance/", "as_of": "2026-10-28" }, { "key": "in.uim", "value": "Included unless rejected in writing (minimum $50,000 bodily injury)", "unit": "text", "region": "IN", "label": "Underinsured motorist (UIM) coverage requirement", "period": "2026", "source_name": "Indiana Department of Insurance, Auto Insurance", "source_url": "https://www.in.gov/idoi/consumer-services/types-of-insurance/auto-insurance/", "as_of": "2026-10-28" }, { "key": "in.medpay", "value": "Not required (optional)", "unit": "text", "region": "IN", "label": "Medical payments (MedPay) coverage requirement", "period": "2026", "source_name": "Indiana Department of Insurance, Auto Insurance", "source_url": "https://www.in.gov/idoi/consumer-services/types-of-insurance/auto-insurance/", "as_of": "2026-10-28" }, { "key": "in.regulator_name", "value": "Indiana Department of Insurance", "unit": "text", "region": "IN", "label": "State insurance regulator", "period": "2026", "source_name": "Indiana Department of Insurance, Auto Insurance", "source_url": "https://www.in.gov/idoi/consumer-services/types-of-insurance/auto-insurance/", "as_of": "2026-10-28" }, { "key": "in.regulator_url", "value": "https://www.in.gov/idoi/consumer-services/types-of-insurance/auto-insurance/", "unit": "text", "region": "IN", "label": "State insurance regulator consumer auto page", "period": "2026", "source_name": "Indiana Department of Insurance, Auto Insurance", "source_url": "https://www.in.gov/idoi/consumer-services/types-of-insurance/auto-insurance/", "as_of": "2026-10-28" }, { "key": "in.regulator_phone", "value": "1-800-622-4461; (317) 232-2395", "unit": "text", "region": "IN", "label": "State insurance regulator consumer phone", "period": "2026", "source_name": "Indiana Department of Insurance, Consumer Services", "source_url": "https://www.in.gov/idoi/consumer-services/", "as_of": "2026-10-28" }, { "key": "in.dmv_name", "value": "Indiana Bureau of Motor Vehicles", "unit": "text", "region": "IN", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "Indiana Bureau of Motor Vehicles, Home page", "source_url": "https://www.in.gov/bmv/", "as_of": "2026-10-28" }, { "key": "in.dmv_url", "value": "https://www.in.gov/bmv/", "unit": "text", "region": "IN", "label": "Motor vehicle agency website", "period": "2026", "source_name": "Indiana Bureau of Motor Vehicles, Home page", "source_url": "https://www.in.gov/bmv/", "as_of": "2026-10-28" }, { "key": "ia.min_bi_person", "value": 20000, "unit": "USD", "region": "IA", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Iowa Insurance Division, Auto Insurance", "source_url": "https://iid.iowa.gov/consumers/insurance/auto", "as_of": "2026-10-28" }, { "key": "ia.min_bi_accident", "value": 40000, "unit": "USD", "region": "IA", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Iowa Insurance Division, Auto Insurance", "source_url": "https://iid.iowa.gov/consumers/insurance/auto", "as_of": "2026-10-28" }, { "key": "ia.min_pd", "value": 15000, "unit": "USD", "region": "IA", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Iowa Insurance Division, Auto Insurance", "source_url": "https://iid.iowa.gov/consumers/insurance/auto", "as_of": "2026-10-28" }, { "key": "ia.fault_system", "value": "At-fault", "unit": "text", "region": "IA", "label": "Fault system for auto injury claims", "period": "2026", "source_name": "Alabama Department of Insurance, State Auto Insurance Laws", "source_url": "https://www.aldoi.gov/Consumers/StateAutoLaws.aspx", "as_of": "2026-10-28" }, { "key": "ia.pip", "value": "Not required", "unit": "text", "region": "IA", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Iowa Insurance Division, Auto Insurance", "source_url": "https://iid.iowa.gov/consumers/insurance/auto", "as_of": "2026-10-28" }, { "key": "ia.um", "value": "Included unless rejected in writing", "unit": "text", "region": "IA", "label": "Uninsured motorist (UM) coverage requirement", "period": "2026", "source_name": "Iowa Code 2026, Section 516A.1 (uninsured, underinsured and hit-and-run coverage; rejection)", "source_url": "https://www.legis.iowa.gov/docs/code/516A.1.pdf", "as_of": "2025-12-12" }, { "key": "ia.uim", "value": "Included unless rejected in writing", "unit": "text", "region": "IA", "label": "Underinsured motorist (UIM) coverage requirement", "period": "2026", "source_name": "Iowa Code 2026, Section 516A.1 (uninsured, underinsured and hit-and-run coverage; rejection)", "source_url": "https://www.legis.iowa.gov/docs/code/516A.1.pdf", "as_of": "2025-12-12" }, { "key": "ia.regulator_name", "value": "Iowa Insurance Division", "unit": "text", "region": "IA", "label": "State insurance regulator", "period": "2026", "source_name": "Iowa Insurance Division, Home page", "source_url": "https://iid.iowa.gov/", "as_of": "2026-10-28" }, { "key": "ia.regulator_url", "value": "https://iid.iowa.gov/consumers/insurance/auto", "unit": "text", "region": "IA", "label": "State insurance regulator consumer auto page", "period": "2026", "source_name": "Iowa Insurance Division, Auto Insurance", "source_url": "https://iid.iowa.gov/consumers/insurance/auto", "as_of": "2026-10-28" }, { "key": "ia.regulator_phone", "value": "515-654-6600", "unit": "text", "region": "IA", "label": "State insurance regulator consumer phone", "period": "2026", "source_name": "Iowa Insurance Division, Home page", "source_url": "https://iid.iowa.gov/", "as_of": "2026-10-28" }, { "key": "ia.dmv_name", "value": "Iowa Department of Transportation (DMV services)", "unit": "text", "region": "IA", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "Iowa Department of Transportation, DMV Services", "source_url": "https://iowadot.gov/mvd", "as_of": "2026-10-28" }, { "key": "ia.dmv_url", "value": "https://iowadot.gov/mvd", "unit": "text", "region": "IA", "label": "Motor vehicle agency website", "period": "2026", "source_name": "Iowa Department of Transportation, DMV Services", "source_url": "https://iowadot.gov/mvd", "as_of": "2026-10-28" }, { "key": "ks.min_bi_person", "value": 25000, "unit": "USD", "region": "KS", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Kansas Statutes, K.S.A. 40-3107 (required motor vehicle liability policy contents)", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch40/040_031_0007.html", "as_of": "2026-10-28" }, { "key": "ks.min_bi_accident", "value": 50000, "unit": "USD", "region": "KS", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Kansas Statutes, K.S.A. 40-3107 (required motor vehicle liability policy contents)", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch40/040_031_0007.html", "as_of": "2026-10-28" }, { "key": "ks.min_pd", "value": 25000, "unit": "USD", "region": "KS", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Kansas Statutes, K.S.A. 40-3107 (required motor vehicle liability policy contents)", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch40/040_031_0007.html", "as_of": "2026-10-28" }, { "key": "ks.fault_system", "value": "No-fault", "unit": "text", "region": "KS", "label": "Fault system for auto injury claims", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-28" }, { "key": "ks.pip", "value": "Required: $4,500 medical, $4,500 rehabilitation, up to $900 a month disability for one year, $25 a day substitution, $2,000 funeral, plus survivors benefits", "unit": "text", "region": "KS", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Kansas Statutes, K.S.A. 40-3103 (definitions of personal injury protection benefits)", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch40/040_031_0003.html", "as_of": "2026-10-28" }, { "key": "ks.pip_min", "value": 4500, "unit": "USD", "region": "KS", "label": "Minimum PIP medical benefits per person", "period": "2026", "source_name": "Kansas Statutes, K.S.A. 40-3103 (definitions of personal injury protection benefits)", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch40/040_031_0003.html", "as_of": "2026-10-28" }, { "key": "ks.um", "value": "Required at least $25,000/$50,000; only limits above the minimum can be rejected in writing", "unit": "text", "region": "KS", "label": "Uninsured motorist (UM) coverage requirement", "period": "2026", "source_name": "Kansas Statutes, K.S.A. 40-284 (uninsured and underinsured motorist coverage)", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch40/040_002_0084.html", "as_of": "2026-10-28" }, { "key": "ks.uim", "value": "Included in uninsured motorist coverage", "unit": "text", "region": "KS", "label": "Underinsured motorist (UIM) coverage requirement", "period": "2026", "source_name": "Kansas Statutes, K.S.A. 40-284 (uninsured and underinsured motorist coverage)", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch40/040_002_0084.html", "as_of": "2026-10-28" }, { "key": "ks.regulator_name", "value": "Kansas Department of Insurance", "unit": "text", "region": "KS", "label": "State insurance regulator", "period": "2026", "source_name": "Kansas Department of Insurance, Home page", "source_url": "https://insurance.kansas.gov/", "as_of": "2026-10-28" }, { "key": "ks.regulator_url", "value": "https://insurance.kansas.gov/", "unit": "text", "region": "KS", "label": "State insurance regulator consumer auto page", "period": "2026", "source_name": "Kansas Department of Insurance, Home page", "source_url": "https://insurance.kansas.gov/", "as_of": "2026-10-28" }, { "key": "ks.regulator_phone", "value": "1-800-432-2484 (Consumer Assistance Hotline); 785-296-3071", "unit": "text", "region": "KS", "label": "State insurance regulator consumer phone", "period": "2026", "source_name": "Kansas Department of Insurance, Home page", "source_url": "https://insurance.kansas.gov/", "as_of": "2026-10-28" }, { "key": "ks.dmv_name", "value": "Kansas Department of Revenue, Division of Vehicles", "unit": "text", "region": "KS", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "Kansas Department of Revenue, Division of Vehicles", "source_url": "https://www.ksrevenue.gov/dovindex.html", "as_of": "2026-10-28" }, { "key": "ks.dmv_url", "value": "https://www.ksrevenue.gov/dovindex.html", "unit": "text", "region": "KS", "label": "Motor vehicle agency website", "period": "2026", "source_name": "Kansas Department of Revenue, Division of Vehicles", "source_url": "https://www.ksrevenue.gov/dovindex.html", "as_of": "2026-10-28" }, { "key": "ky.min_bi_person", "value": 25000, "unit": "USD", "region": "KY", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Kentucky Transportation Cabinet, Mandatory Insurance", "source_url": "https://drive.ky.gov/Vehicles/Pages/Mandatory-Insurance.aspx", "as_of": "2026-10-28" }, { "key": "ky.min_bi_accident", "value": 50000, "unit": "USD", "region": "KY", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Kentucky Transportation Cabinet, Mandatory Insurance", "source_url": "https://drive.ky.gov/Vehicles/Pages/Mandatory-Insurance.aspx", "as_of": "2026-10-28" }, { "key": "ky.min_pd", "value": 25000, "unit": "USD", "region": "KY", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Kentucky Transportation Cabinet, Mandatory Insurance", "source_url": "https://drive.ky.gov/Vehicles/Pages/Mandatory-Insurance.aspx", "as_of": "2026-10-28" }, { "key": "ky.fault_system", "value": "Choice no-fault", "unit": "text", "region": "KY", "label": "Fault system for auto injury claims", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-28" }, { "key": "ky.pip", "value": "Required: $10,000 per person (basic reparation benefits)", "unit": "text", "region": "KY", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Kentucky Revised Statutes, KRS 304.39-020 (definitions; basic reparation benefits)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=57854", "as_of": "2026-07-15" }, { "key": "ky.pip_min", "value": 10000, "unit": "USD", "region": "KY", "label": "Minimum personal injury protection (PIP) per person", "period": "2026", "source_name": "Kentucky Revised Statutes, KRS 304.39-020 (definitions; basic reparation benefits)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=57854", "as_of": "2026-07-15" }, { "key": "ky.um", "value": "Included unless rejected in writing", "unit": "text", "region": "KY", "label": "Uninsured motorist (UM) coverage requirement", "period": "2026", "source_name": "Kentucky Revised Statutes, KRS 304.20-020 (uninsured vehicle coverage)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=45815", "as_of": "2026-10-28" }, { "key": "ky.uim", "value": "Must be made available on request", "unit": "text", "region": "KY", "label": "Underinsured motorist (UIM) coverage requirement", "period": "2026", "source_name": "Kentucky Revised Statutes, KRS 304.39-320 (underinsured motorist coverage)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=54466", "as_of": "2026-10-28" }, { "key": "ky.regulator_name", "value": "Kentucky Department of Insurance", "unit": "text", "region": "KY", "label": "State insurance regulator", "period": "2026", "source_name": "Kentucky Department of Insurance, Home page", "source_url": "https://insurance.ky.gov/", "as_of": "2026-10-28" }, { "key": "ky.regulator_url", "value": "https://insurance.ky.gov/", "unit": "text", "region": "KY", "label": "State insurance regulator consumer auto page", "period": "2026", "source_name": "Kentucky Department of Insurance, Home page", "source_url": "https://insurance.ky.gov/", "as_of": "2026-10-28" }, { "key": "ky.regulator_phone", "value": "1-800-595-6053; 502-564-3630", "unit": "text", "region": "KY", "label": "State insurance regulator consumer phone", "period": "2026", "source_name": "Kentucky Department of Insurance, Home page", "source_url": "https://insurance.ky.gov/", "as_of": "2026-10-28" }, { "key": "ky.dmv_name", "value": "Kentucky Transportation Cabinet, Department of Vehicle Regulation", "unit": "text", "region": "KY", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "Kentucky Transportation Cabinet, Mandatory Insurance", "source_url": "https://drive.ky.gov/Vehicles/Pages/Mandatory-Insurance.aspx", "as_of": "2026-10-28" }, { "key": "ky.dmv_url", "value": "https://drive.ky.gov/Vehicles/Pages/Mandatory-Insurance.aspx", "unit": "text", "region": "KY", "label": "Motor vehicle agency website", "period": "2026", "source_name": "Kentucky Transportation Cabinet, Mandatory Insurance", "source_url": "https://drive.ky.gov/Vehicles/Pages/Mandatory-Insurance.aspx", "as_of": "2026-10-28" }, { "key": "la.min_bi_person", "value": 15000, "unit": "USD", "region": "LA", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Louisiana Revised Statutes, R.S. 32:900 (motor vehicle liability policy defined)", "source_url": "https://legis.la.gov/Legis/Law.aspx?d=88632", "as_of": "2026-10-28" }, { "key": "la.min_bi_accident", "value": 30000, "unit": "USD", "region": "LA", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Louisiana Revised Statutes, R.S. 32:900 (motor vehicle liability policy defined)", "source_url": "https://legis.la.gov/Legis/Law.aspx?d=88632", "as_of": "2026-10-28" }, { "key": "la.min_pd", "value": 25000, "unit": "USD", "region": "LA", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Louisiana Revised Statutes, R.S. 32:900 (motor vehicle liability policy defined)", "source_url": "https://legis.la.gov/Legis/Law.aspx?d=88632", "as_of": "2026-10-28" }, { "key": "la.fault_system", "value": "At-fault", "unit": "text", "region": "LA", "label": "Fault system for auto injury claims", "period": "2026", "source_name": "Alabama Department of Insurance, State Auto Insurance Laws", "source_url": "https://www.aldoi.gov/Consumers/StateAutoLaws.aspx", "as_of": "2026-10-28" }, { "key": "la.pip", "value": "Not required", "unit": "text", "region": "LA", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Alabama Department of Insurance, State Auto Insurance Laws", "source_url": "https://www.aldoi.gov/Consumers/StateAutoLaws.aspx", "as_of": "2026-10-28" }, { "key": "la.um", "value": "Included at bodily injury limits unless rejected, lowered or limited to economic-only on the Commissioner's form", "unit": "text", "region": "LA", "label": "Uninsured motorist (UM) coverage requirement", "period": "2026", "source_name": "Louisiana Revised Statutes, R.S. 22:1295 (uninsured motorist coverage)", "source_url": "https://legis.la.gov/Legis/Law.aspx?d=508161", "as_of": "2026-10-28" }, { "key": "la.uim", "value": "Included in uninsured motorist coverage", "unit": "text", "region": "LA", "label": "Underinsured motorist (UIM) coverage requirement", "period": "2026", "source_name": "Louisiana Revised Statutes, R.S. 22:1295 (uninsured motorist coverage)", "source_url": "https://legis.la.gov/Legis/Law.aspx?d=508161", "as_of": "2026-10-28" }, { "key": "la.dmv_name", "value": "Louisiana Office of Motor Vehicles", "unit": "text", "region": "LA", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "Louisiana Office of Motor Vehicles, Home page", "source_url": "https://expresslane.la.gov/omv", "as_of": "2026-10-28" }, { "key": "la.dmv_url", "value": "https://expresslane.la.gov/omv", "unit": "text", "region": "LA", "label": "Motor vehicle agency website", "period": "2026", "source_name": "Louisiana Office of Motor Vehicles, Home page", "source_url": "https://expresslane.la.gov/omv", "as_of": "2026-10-28" }, { "key": "me.min_bi_person", "value": 50000, "unit": "USD", "region": "ME", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Maine Bureau of Insurance, Insurance Required by Law", "source_url": "https://www.maine.gov/pfr/insurance/consumers/auto-insurance/insurance-required-by-law", "as_of": "2026-10-28" }, { "key": "me.min_bi_accident", "value": 100000, "unit": "USD", "region": "ME", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Maine Bureau of Insurance, Insurance Required by Law", "source_url": "https://www.maine.gov/pfr/insurance/consumers/auto-insurance/insurance-required-by-law", "as_of": "2026-10-28" }, { "key": "me.min_pd", "value": 25000, "unit": "USD", "region": "ME", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Maine Bureau of Insurance, Insurance Required by Law", "source_url": "https://www.maine.gov/pfr/insurance/consumers/auto-insurance/insurance-required-by-law", "as_of": "2026-10-28" }, { "key": "me.fault_system", "value": "At-fault", "unit": "text", "region": "ME", "label": "Fault system for auto injury claims", "period": "2026", "source_name": "Alabama Department of Insurance, State Auto Insurance Laws", "source_url": "https://www.aldoi.gov/Consumers/StateAutoLaws.aspx", "as_of": "2026-10-28" }, { "key": "me.pip", "value": "Not required", "unit": "text", "region": "ME", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Maine Bureau of Insurance, Insurance Required by Law", "source_url": "https://www.maine.gov/pfr/insurance/consumers/auto-insurance/insurance-required-by-law", "as_of": "2026-10-28" }, { "key": "me.um", "value": "Required: $50,000/$100,000", "unit": "text", "region": "ME", "label": "Uninsured motorist (UM) coverage requirement", "period": "2026", "source_name": "Maine Bureau of Insurance, Insurance Required by Law", "source_url": "https://www.maine.gov/pfr/insurance/consumers/auto-insurance/insurance-required-by-law", "as_of": "2026-10-28" }, { "key": "me.uim", "value": "Included in required UM coverage", "unit": "text", "region": "ME", "label": "Underinsured motorist (UIM) coverage requirement", "period": "2026", "source_name": "Maine Bureau of Insurance, Insurance Required by Law", "source_url": "https://www.maine.gov/pfr/insurance/consumers/auto-insurance/insurance-required-by-law", "as_of": "2026-10-28" }, { "key": "me.medpay", "value": "Required: $2,000 per person", "unit": "text", "region": "ME", "label": "Medical payments (MedPay) coverage requirement", "period": "2026", "source_name": "Maine Bureau of Insurance, Insurance Required by Law", "source_url": "https://www.maine.gov/pfr/insurance/consumers/auto-insurance/insurance-required-by-law", "as_of": "2026-10-28" }, { "key": "me.regulator_name", "value": "Maine Bureau of Insurance", "unit": "text", "region": "ME", "label": "State insurance regulator", "period": "2026", "source_name": "Maine Bureau of Insurance, Home page", "source_url": "https://www.maine.gov/pfr/insurance/", "as_of": "2026-10-28" }, { "key": "me.regulator_url", "value": "https://www.maine.gov/pfr/insurance/consumers/auto-insurance/insurance-required-by-law", "unit": "text", "region": "ME", "label": "State insurance regulator consumer auto page", "period": "2026", "source_name": "Maine Bureau of Insurance, Insurance Required by Law", "source_url": "https://www.maine.gov/pfr/insurance/consumers/auto-insurance/insurance-required-by-law", "as_of": "2026-10-28" }, { "key": "me.regulator_phone", "value": "1-800-300-5000; (207) 624-8475", "unit": "text", "region": "ME", "label": "State insurance regulator consumer phone", "period": "2026", "source_name": "Maine Bureau of Insurance, Home page", "source_url": "https://www.maine.gov/pfr/insurance/", "as_of": "2026-10-28" }, { "key": "me.dmv_name", "value": "Maine Bureau of Motor Vehicles (Secretary of State)", "unit": "text", "region": "ME", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "Maine Bureau of Motor Vehicles, Home page", "source_url": "https://www.maine.gov/sos/bmv/", "as_of": "2026-10-28" }, { "key": "me.dmv_url", "value": "https://www.maine.gov/sos/bmv/", "unit": "text", "region": "ME", "label": "Motor vehicle agency website", "period": "2026", "source_name": "Maine Bureau of Motor Vehicles, Home page", "source_url": "https://www.maine.gov/sos/bmv/", "as_of": "2026-10-28" }, { "key": "md.min_bi_person", "value": 30000, "unit": "USD", "region": "MD", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Maryland Insurance Administration, A Consumer Guide to Auto Insurance", "source_url": "https://insurance.maryland.gov/Consumer/Documents/publications/autoinsuranceguide.pdf", "as_of": "2026-10-28" }, { "key": "md.min_bi_accident", "value": 60000, "unit": "USD", "region": "MD", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Maryland Insurance Administration, A Consumer Guide to Auto Insurance", "source_url": "https://insurance.maryland.gov/Consumer/Documents/publications/autoinsuranceguide.pdf", "as_of": "2026-10-28" }, { "key": "md.min_pd", "value": 15000, "unit": "USD", "region": "MD", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Maryland Insurance Administration, A Consumer Guide to Auto Insurance", "source_url": "https://insurance.maryland.gov/Consumer/Documents/publications/autoinsuranceguide.pdf", "as_of": "2026-10-28" }, { "key": "md.fault_system", "value": "At-fault (add-on PIP)", "unit": "text", "region": "MD", "label": "Fault system for auto injury claims", "period": "2026", "source_name": "Alabama Department of Insurance, State Auto Insurance Laws", "source_url": "https://www.aldoi.gov/Consumers/StateAutoLaws.aspx", "as_of": "2026-10-28" }, { "key": "md.pip", "value": "Must be offered (at least $2,500); can be waived or limited", "unit": "text", "region": "MD", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Maryland Insurance Administration, A Consumer Guide to Auto Insurance", "source_url": "https://insurance.maryland.gov/Consumer/Documents/publications/autoinsuranceguide.pdf", "as_of": "2026-10-28" }, { "key": "md.pip_min", "value": 2500, "unit": "USD", "region": "MD", "label": "Minimum personal injury protection insurers must offer per person", "period": "2026", "source_name": "Maryland Insurance Administration, A Consumer Guide to Auto Insurance", "source_url": "https://insurance.maryland.gov/Consumer/Documents/publications/autoinsuranceguide.pdf", "as_of": "2026-10-28" }, { "key": "md.um", "value": "Required: $30,000/$60,000 bodily injury and $15,000 property damage", "unit": "text", "region": "MD", "label": "Uninsured motorist (UM) coverage requirement", "period": "2026", "source_name": "Maryland Insurance Administration, A Consumer Guide to Auto Insurance", "source_url": "https://insurance.maryland.gov/Consumer/Documents/publications/autoinsuranceguide.pdf", "as_of": "2026-10-28" }, { "key": "md.uim", "value": "Included in required UM coverage", "unit": "text", "region": "MD", "label": "Underinsured motorist (UIM) coverage requirement", "period": "2026", "source_name": "Maryland Insurance Administration, A Consumer Guide to Auto Insurance", "source_url": "https://insurance.maryland.gov/Consumer/Documents/publications/autoinsuranceguide.pdf", "as_of": "2026-10-28" }, { "key": "md.medpay", "value": "Optional", "unit": "text", "region": "MD", "label": "Medical payments (MedPay) coverage requirement", "period": "2026", "source_name": "Maryland Insurance Administration, A Consumer Guide to Auto Insurance", "source_url": "https://insurance.maryland.gov/Consumer/Documents/publications/autoinsuranceguide.pdf", "as_of": "2026-10-28" }, { "key": "md.regulator_name", "value": "Maryland Insurance Administration", "unit": "text", "region": "MD", "label": "State insurance regulator", "period": "2026", "source_name": "Maryland Insurance Administration, Automobile Insurance", "source_url": "https://insurance.maryland.gov/Consumer/Pages/AutomobileInsurance.aspx", "as_of": "2026-10-28" }, { "key": "md.regulator_url", "value": "https://insurance.maryland.gov/Consumer/Pages/AutomobileInsurance.aspx", "unit": "text", "region": "MD", "label": "State insurance regulator consumer auto page", "period": "2026", "source_name": "Maryland Insurance Administration, Automobile Insurance", "source_url": "https://insurance.maryland.gov/Consumer/Pages/AutomobileInsurance.aspx", "as_of": "2026-10-28" }, { "key": "md.regulator_phone", "value": "1-800-492-6116; 410-468-2340 (auto complaints)", "unit": "text", "region": "MD", "label": "State insurance regulator consumer phone", "period": "2026", "source_name": "Maryland Insurance Administration, Home page", "source_url": "https://insurance.maryland.gov/", "as_of": "2026-10-28" }, { "key": "md.dmv_name", "value": "Maryland Department of Transportation, Motor Vehicle Administration (MDOT MVA)", "unit": "text", "region": "MD", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "Maryland Department of Transportation, Motor Vehicle Administration", "source_url": "https://mva.maryland.gov/", "as_of": "2026-10-28" }, { "key": "md.dmv_url", "value": "https://mva.maryland.gov/", "unit": "text", "region": "MD", "label": "Motor vehicle agency website", "period": "2026", "source_name": "Maryland Department of Transportation, Motor Vehicle Administration", "source_url": "https://mva.maryland.gov/", "as_of": "2026-10-28" }, { "key": "ma.min_bi_person", "value": 25000, "unit": "USD", "region": "MA", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Massachusetts Acts of 2024, Chapter 275 (minimum liability limits)", "source_url": "https://malegislature.gov/Laws/SessionLaws/Acts/2024/Chapter275", "as_of": "2024-12-23" }, { "key": "ma.min_bi_accident", "value": 50000, "unit": "USD", "region": "MA", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Massachusetts Acts of 2024, Chapter 275 (minimum liability limits)", "source_url": "https://malegislature.gov/Laws/SessionLaws/Acts/2024/Chapter275", "as_of": "2024-12-23" }, { "key": "ma.min_pd", "value": 30000, "unit": "USD", "region": "MA", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Massachusetts Acts of 2024, Chapter 275 (minimum liability limits)", "source_url": "https://malegislature.gov/Laws/SessionLaws/Acts/2024/Chapter275", "as_of": "2024-12-23" }, { "key": "ma.fault_system", "value": "No-fault", "unit": "text", "region": "MA", "label": "Fault system for auto injury claims", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-28" }, { "key": "ma.pip", "value": "Required: $8,000 per person", "unit": "text", "region": "MA", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Massachusetts General Laws, Chapter 90, Section 34A (motor vehicle liability policy defined)", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXIV/Chapter90/Section34A", "as_of": "2026-10-28" }, { "key": "ma.pip_min", "value": 8000, "unit": "USD", "region": "MA", "label": "Minimum personal injury protection (PIP) per person", "period": "2026", "source_name": "Massachusetts General Laws, Chapter 90, Section 34A (motor vehicle liability policy defined)", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXIV/Chapter90/Section34A", "as_of": "2026-10-28" }, { "key": "ma.um", "value": "Required at least at the compulsory bodily injury limits", "unit": "text", "region": "MA", "label": "Uninsured motorist (UM) coverage requirement", "period": "2026", "source_name": "Massachusetts General Laws, Chapter 175, Section 113L (uninsured motorist coverage)", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section113L", "as_of": "2026-10-28" }, { "key": "ma.uim", "value": "Optional", "unit": "text", "region": "MA", "label": "Underinsured motorist (UIM) coverage requirement", "period": "2026", "source_name": "Massachusetts General Laws, Chapter 175, Section 113L (uninsured motorist coverage)", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section113L", "as_of": "2026-10-28" }, { "key": "ma.regulator_name", "value": "Massachusetts Division of Insurance", "unit": "text", "region": "MA", "label": "State insurance regulator", "period": "2026", "source_name": "Massachusetts Division of Insurance, Organization page", "source_url": "https://www.mass.gov/orgs/division-of-insurance", "as_of": "2026-10-28" }, { "key": "ma.regulator_url", "value": "https://www.mass.gov/orgs/division-of-insurance", "unit": "text", "region": "MA", "label": "State insurance regulator consumer auto page", "period": "2026", "source_name": "Massachusetts Division of Insurance, Organization page", "source_url": "https://www.mass.gov/orgs/division-of-insurance", "as_of": "2026-10-28" }, { "key": "ma.regulator_phone", "value": "1-877-563-4467; (617) 521-7794", "unit": "text", "region": "MA", "label": "State insurance regulator consumer phone", "period": "2026", "source_name": "Massachusetts Division of Insurance, Organization page", "source_url": "https://www.mass.gov/orgs/division-of-insurance", "as_of": "2026-10-28" }, { "key": "ma.dmv_name", "value": "Massachusetts Registry of Motor Vehicles", "unit": "text", "region": "MA", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "Massachusetts Registry of Motor Vehicles, Organization page", "source_url": "https://www.mass.gov/orgs/massachusetts-registry-of-motor-vehicles", "as_of": "2026-10-28" }, { "key": "ma.dmv_url", "value": "https://www.mass.gov/orgs/massachusetts-registry-of-motor-vehicles", "unit": "text", "region": "MA", "label": "Motor vehicle agency website", "period": "2026", "source_name": "Massachusetts Registry of Motor Vehicles, Organization page", "source_url": "https://www.mass.gov/orgs/massachusetts-registry-of-motor-vehicles", "as_of": "2026-10-28" }, { "key": "mi.min_bi_person", "value": 50000, "unit": "USD", "region": "MI", "label": "Lowest bodily injury liability per person a driver may choose", "period": "2026", "source_name": "Michigan Department of Insurance and Financial Services, Choosing Bodily Injury Coverage", "source_url": "https://www.michigan.gov/autoinsurance/choosing-coverage/choosing-bodily-injury-coverage", "as_of": "2026-10-28" }, { "key": "mi.min_bi_accident", "value": 100000, "unit": "USD", "region": "MI", "label": "Lowest bodily injury liability per accident a driver may choose", "period": "2026", "source_name": "Michigan Department of Insurance and Financial Services, Choosing Bodily Injury Coverage", "source_url": "https://www.michigan.gov/autoinsurance/choosing-coverage/choosing-bodily-injury-coverage", "as_of": "2026-10-28" }, { "key": "mi.min_pd", "value": 10000, "unit": "USD", "region": "MI", "label": "Property damage liability (accidents in another state)", "period": "2026", "source_name": "Michigan Department of Insurance and Financial Services, Choosing Bodily Injury Coverage", "source_url": "https://www.michigan.gov/autoinsurance/choosing-coverage/choosing-bodily-injury-coverage", "as_of": "2026-10-28" }, { "key": "mi.fault_system", "value": "No-fault", "unit": "text", "region": "MI", "label": "Fault system for auto injury claims", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-28" }, { "key": "mi.pip", "value": "Required: choose a PIP medical level (unlimited by default; $500,000; $250,000; $50,000 for Medicaid enrollees; opt-out for Medicare enrollees)", "unit": "text", "region": "MI", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Michigan Department of Insurance and Financial Services, Choosing PIP Medical Coverage", "source_url": "https://www.michigan.gov/autoinsurance/choosing-coverage/choosing-pip-med-coverage", "as_of": "2026-10-28" }, { "key": "mi.um", "value": "Optional", "unit": "text", "region": "MI", "label": "Uninsured motorist (UM) coverage requirement", "period": "2026", "source_name": "Michigan Department of Insurance and Financial Services, auto insurance shopping guide (FIS-PUB 0201a)", "source_url": "https://www.michigan.gov/autoinsurance/-/media/Project/Websites/autoinsurance/PDFs/FIS-PUB_0201a.pdf", "as_of": "2026-10-28" }, { "key": "mi.uim", "value": "Not required", "unit": "text", "region": "MI", "label": "Underinsured motorist (UIM) coverage requirement", "period": "2026", "source_name": "Michigan Department of Insurance and Financial Services, Auto Insurance Frequently Asked Questions", "source_url": "https://www.michigan.gov/autoinsurance/frequently-asked-questions", "as_of": "2026-10-28" }, { "key": "mi.medpay", "value": "Not required", "unit": "text", "region": "MI", "label": "Medical payments (MedPay) coverage requirement", "period": "2026", "source_name": "Michigan Department of Insurance and Financial Services, Auto Insurance Frequently Asked Questions", "source_url": "https://www.michigan.gov/autoinsurance/frequently-asked-questions", "as_of": "2026-10-28" }, { "key": "mi.regulator_name", "value": "Michigan Department of Insurance and Financial Services", "unit": "text", "region": "MI", "label": "State insurance regulator", "period": "2026", "source_name": "Michigan Department of Insurance and Financial Services, Home page", "source_url": "https://www.michigan.gov/difs", "as_of": "2026-10-28" }, { "key": "mi.regulator_url", "value": "https://www.michigan.gov/autoinsurance", "unit": "text", "region": "MI", "label": "State insurance regulator consumer auto page", "period": "2026", "source_name": "Michigan Department of Insurance and Financial Services, Auto Insurance Frequently Asked Questions", "source_url": "https://www.michigan.gov/autoinsurance/frequently-asked-questions", "as_of": "2026-10-28" }, { "key": "mi.regulator_phone", "value": "1-877-999-6442", "unit": "text", "region": "MI", "label": "State insurance regulator consumer phone", "period": "2026", "source_name": "Michigan Department of Insurance and Financial Services, Home page", "source_url": "https://www.michigan.gov/difs", "as_of": "2026-10-28" }, { "key": "mi.dmv_name", "value": "Michigan Department of State (Secretary of State)", "unit": "text", "region": "MI", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "Michigan Department of State (Secretary of State), Home page", "source_url": "https://www.michigan.gov/sos", "as_of": "2026-10-28" }, { "key": "mi.dmv_url", "value": "https://www.michigan.gov/sos", "unit": "text", "region": "MI", "label": "Motor vehicle agency website", "period": "2026", "source_name": "Michigan Department of State (Secretary of State), Home page", "source_url": "https://www.michigan.gov/sos", "as_of": "2026-10-28" }, { "key": "mn.min_bi_person", "value": 30000, "unit": "USD", "region": "MN", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Minnesota Statutes, Section 65B.49 (security; residual liability; uninsured and underinsured motorist)", "source_url": "https://www.revisor.mn.gov/statutes/cite/65B.49", "as_of": "2026-10-28" }, { "key": "mn.min_bi_accident", "value": 60000, "unit": "USD", "region": "MN", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Minnesota Statutes, Section 65B.49 (security; residual liability; uninsured and underinsured motorist)", "source_url": "https://www.revisor.mn.gov/statutes/cite/65B.49", "as_of": "2026-10-28" }, { "key": "mn.min_pd", "value": 10000, "unit": "USD", "region": "MN", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Minnesota Statutes, Section 65B.49 (security; residual liability; uninsured and underinsured motorist)", "source_url": "https://www.revisor.mn.gov/statutes/cite/65B.49", "as_of": "2026-10-28" }, { "key": "mn.fault_system", "value": "No-fault", "unit": "text", "region": "MN", "label": "Fault system for auto injury claims", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-28" }, { "key": "mn.pip", "value": "Required: $40,000 per person ($20,000 medical and $20,000 income loss and other non-medical benefits)", "unit": "text", "region": "MN", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Minnesota Statutes, Section 65B.44 (basic economic loss benefits)", "source_url": "https://www.revisor.mn.gov/statutes/cite/65B.44", "as_of": "2026-10-28" }, { "key": "mn.pip_min", "value": 40000, "unit": "USD", "region": "MN", "label": "Minimum personal injury protection (PIP) per person", "period": "2026", "source_name": "Minnesota Statutes, Section 65B.44 (basic economic loss benefits)", "source_url": "https://www.revisor.mn.gov/statutes/cite/65B.44", "as_of": "2026-10-28" }, { "key": "mn.um", "value": "Required: $25,000/$50,000", "unit": "text", "region": "MN", "label": "Uninsured motorist (UM) coverage requirement", "period": "2026", "source_name": "Minnesota Statutes, Section 65B.49 (security; residual liability; uninsured and underinsured motorist)", "source_url": "https://www.revisor.mn.gov/statutes/cite/65B.49", "as_of": "2026-10-28" }, { "key": "mn.uim", "value": "Required: $25,000/$50,000", "unit": "text", "region": "MN", "label": "Underinsured motorist (UIM) coverage requirement", "period": "2026", "source_name": "Minnesota Statutes, Section 65B.49 (security; residual liability; uninsured and underinsured motorist)", "source_url": "https://www.revisor.mn.gov/statutes/cite/65B.49", "as_of": "2026-10-28" }, { "key": "mn.regulator_name", "value": "Minnesota Department of Commerce", "unit": "text", "region": "MN", "label": "State insurance regulator", "period": "2026", "source_name": "Minnesota Department of Commerce, Home page", "source_url": "https://mn.gov/commerce/", "as_of": "2026-10-28" }, { "key": "mn.regulator_url", "value": "https://mn.gov/commerce/", "unit": "text", "region": "MN", "label": "State insurance regulator consumer auto page", "period": "2026", "source_name": "Minnesota Department of Commerce, Home page", "source_url": "https://mn.gov/commerce/", "as_of": "2026-10-28" }, { "key": "mn.regulator_phone", "value": "651-539-1600 (complaints); 1-800-657-3602 (Greater Minnesota)", "unit": "text", "region": "MN", "label": "State insurance regulator consumer phone", "period": "2026", "source_name": "Minnesota Department of Commerce, Home page", "source_url": "https://mn.gov/commerce/", "as_of": "2026-10-28" }, { "key": "mn.dmv_name", "value": "Minnesota Department of Public Safety, Driver and Vehicle Services", "unit": "text", "region": "MN", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "Minnesota Department of Public Safety, Driver and Vehicle Services", "source_url": "https://dps.mn.gov/divisions/dvs/", "as_of": "2026-10-28" }, { "key": "mn.dmv_url", "value": "https://dps.mn.gov/divisions/dvs/", "unit": "text", "region": "MN", "label": "Motor vehicle agency website", "period": "2026", "source_name": "Minnesota Department of Public Safety, Driver and Vehicle Services", "source_url": "https://dps.mn.gov/divisions/dvs/", "as_of": "2026-10-28" }, { "key": "ms.min_bi_person", "value": 25000, "unit": "USD", "region": "MS", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Mississippi Insurance Department, Auto Insurance", "source_url": "https://www.mid.ms.gov/mississippi-insurance-department/consumers/auto-insurance/", "as_of": "2026-09-03" }, { "key": "ms.min_bi_accident", "value": 50000, "unit": "USD", "region": "MS", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Mississippi Insurance Department, Auto Insurance", "source_url": "https://www.mid.ms.gov/mississippi-insurance-department/consumers/auto-insurance/", "as_of": "2026-09-03" }, { "key": "ms.min_pd", "value": 25000, "unit": "USD", "region": "MS", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Mississippi Insurance Department, Auto Insurance", "source_url": "https://www.mid.ms.gov/mississippi-insurance-department/consumers/auto-insurance/", "as_of": "2026-09-03" }, { "key": "ms.fault_system", "value": "At-fault", "unit": "text", "region": "MS", "label": "Fault system for auto injury claims", "period": "2026", "source_name": "Alabama Department of Insurance, State Auto Insurance Laws", "source_url": "https://www.aldoi.gov/Consumers/StateAutoLaws.aspx", "as_of": "2026-10-28" }, { "key": "ms.pip", "value": "Not required", "unit": "text", "region": "MS", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Mississippi Insurance Department, Auto Insurance", "source_url": "https://www.mid.ms.gov/mississippi-insurance-department/consumers/auto-insurance/", "as_of": "2026-09-03" }, { "key": "ms.um", "value": "Optional", "unit": "text", "region": "MS", "label": "Uninsured motorist (UM) coverage requirement", "period": "2026", "source_name": "Mississippi Insurance Department, Auto Insurance", "source_url": "https://www.mid.ms.gov/mississippi-insurance-department/consumers/auto-insurance/", "as_of": "2026-09-03" }, { "key": "ms.uim", "value": "Optional", "unit": "text", "region": "MS", "label": "Underinsured motorist (UIM) coverage requirement", "period": "2026", "source_name": "Mississippi Insurance Department, Auto Insurance", "source_url": "https://www.mid.ms.gov/mississippi-insurance-department/consumers/auto-insurance/", "as_of": "2026-09-03" }, { "key": "ms.medpay", "value": "Optional", "unit": "text", "region": "MS", "label": "Medical payments (MedPay) coverage requirement", "period": "2026", "source_name": "Mississippi Insurance Department, Auto Insurance", "source_url": "https://www.mid.ms.gov/mississippi-insurance-department/consumers/auto-insurance/", "as_of": "2026-09-03" }, { "key": "ms.regulator_name", "value": "Mississippi Insurance Department", "unit": "text", "region": "MS", "label": "State insurance regulator", "period": "2026", "source_name": "Mississippi Insurance Department, Home page", "source_url": "https://www.mid.ms.gov/", "as_of": "2026-10-28" }, { "key": "ms.regulator_url", "value": "https://www.mid.ms.gov/mississippi-insurance-department/consumers/auto-insurance/", "unit": "text", "region": "MS", "label": "State insurance regulator consumer auto page", "period": "2026", "source_name": "Mississippi Insurance Department, Auto Insurance", "source_url": "https://www.mid.ms.gov/mississippi-insurance-department/consumers/auto-insurance/", "as_of": "2026-09-03" }, { "key": "ms.regulator_phone", "value": "1-800-562-2957 (Consumer Help Line); 601-359-2453", "unit": "text", "region": "MS", "label": "State insurance regulator consumer phone", "period": "2026", "source_name": "Mississippi Insurance Department, Home page", "source_url": "https://www.mid.ms.gov/", "as_of": "2026-10-28" }, { "key": "ms.dmv_name", "value": "Mississippi Department of Revenue, Motor Vehicle Services", "unit": "text", "region": "MS", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "Mississippi Department of Revenue, Motor Vehicle Services", "source_url": "https://www.dor.ms.gov/motor-vehicle", "as_of": "2026-10-28" }, { "key": "ms.dmv_url", "value": "https://www.dor.ms.gov/motor-vehicle", "unit": "text", "region": "MS", "label": "Motor vehicle agency website", "period": "2026", "source_name": "Mississippi Department of Revenue, Motor Vehicle Services", "source_url": "https://www.dor.ms.gov/motor-vehicle", "as_of": "2026-10-28" }, { "key": "mo.min_bi_person", "value": 25000, "unit": "USD", "region": "MO", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Missouri Department of Commerce and Insurance, Automobile Insurance", "source_url": "https://insurance.mo.gov/automobile-insurance", "as_of": "2026-10-28" }, { "key": "mo.min_bi_accident", "value": 50000, "unit": "USD", "region": "MO", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Missouri Department of Commerce and Insurance, Automobile Insurance", "source_url": "https://insurance.mo.gov/automobile-insurance", "as_of": "2026-10-28" }, { "key": "mo.min_pd", "value": 25000, "unit": "USD", "region": "MO", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Missouri Department of Commerce and Insurance, Automobile Insurance", "source_url": "https://insurance.mo.gov/automobile-insurance", "as_of": "2026-10-28" }, { "key": "mo.fault_system", "value": "At-fault", "unit": "text", "region": "MO", "label": "Fault system for auto injury claims", "period": "2026", "source_name": "Alabama Department of Insurance, State Auto Insurance Laws", "source_url": "https://www.aldoi.gov/Consumers/StateAutoLaws.aspx", "as_of": "2026-10-28" }, { "key": "mo.pip", "value": "Not required", "unit": "text", "region": "MO", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Missouri Department of Commerce and Insurance, Automobile Insurance", "source_url": "https://insurance.mo.gov/automobile-insurance", "as_of": "2026-10-28" }, { "key": "mo.um", "value": "Required: $25,000/$50,000", "unit": "text", "region": "MO", "label": "Uninsured motorist (UM) coverage requirement", "period": "2026", "source_name": "Revised Statutes of Missouri, Section 379.203 (uninsured motorist coverage required)", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=379.203", "as_of": "2026-10-28" }, { "key": "mo.uim", "value": "Not required (optional)", "unit": "text", "region": "MO", "label": "Underinsured motorist (UIM) coverage requirement", "period": "2026", "source_name": "Missouri Department of Commerce and Insurance, Other Types of Automobile Insurance", "source_url": "https://insurance.mo.gov/other-types-automobile-insurance", "as_of": "2026-10-28" }, { "key": "mo.medpay", "value": "Optional", "unit": "text", "region": "MO", "label": "Medical payments (MedPay) coverage requirement", "period": "2026", "source_name": "Missouri Department of Commerce and Insurance, Other Types of Automobile Insurance", "source_url": "https://insurance.mo.gov/other-types-automobile-insurance", "as_of": "2026-10-28" }, { "key": "mo.regulator_name", "value": "Missouri Department of Commerce and Insurance", "unit": "text", "region": "MO", "label": "State insurance regulator", "period": "2026", "source_name": "Missouri Department of Commerce and Insurance, Automobile Insurance", "source_url": "https://insurance.mo.gov/automobile-insurance", "as_of": "2026-10-28" }, { "key": "mo.regulator_url", "value": "https://insurance.mo.gov/automobile-insurance", "unit": "text", "region": "MO", "label": "State insurance regulator consumer auto page", "period": "2026", "source_name": "Missouri Department of Commerce and Insurance, Automobile Insurance", "source_url": "https://insurance.mo.gov/automobile-insurance", "as_of": "2026-10-28" }, { "key": "mo.regulator_phone", "value": "1-800-726-7390 (Insurance Consumer Hotline)", "unit": "text", "region": "MO", "label": "State insurance regulator consumer phone", "period": "2026", "source_name": "Missouri Department of Commerce and Insurance, Home page", "source_url": "https://insurance.mo.gov/", "as_of": "2026-10-28" }, { "key": "mo.dmv_name", "value": "Missouri Department of Revenue, Motor Vehicle", "unit": "text", "region": "MO", "label": "Motor vehicle agency (registration and insurance)", "period": "2026", "source_name": "Missouri Department of Revenue, Motor Vehicle Titling and Registration", "source_url": "https://dor.mo.gov/motor-vehicle/", "as_of": "2026-10-28" }, { "key": "mo.dmv_url", "value": "https://dor.mo.gov/motor-vehicle/", "unit": "text", "region": "MO", "label": "Motor vehicle agency website", "period": "2026", "source_name": "Missouri Department of Revenue, Motor Vehicle Titling and Registration", "source_url": "https://dor.mo.gov/motor-vehicle/", "as_of": "2026-10-28" }, { "key": "mt.min_bi_person", "value": 25000, "unit": "USD", "region": "MT", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Montana Legislature, MCA 61-6-103 (2025), motor vehicle liability policy limits", "source_url": "https://mca.legmt.gov/bills/mca/title_0610/chapter_0060/part_0010/section_0030/0610-0060-0010-0030.html", "as_of": "2026-10-28" }, { "key": "mt.min_bi_accident", "value": 50000, "unit": "USD", "region": "MT", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Montana Legislature, MCA 61-6-103 (2025), motor vehicle liability policy limits", "source_url": "https://mca.legmt.gov/bills/mca/title_0610/chapter_0060/part_0010/section_0030/0610-0060-0010-0030.html", "as_of": "2026-10-28" }, { "key": "mt.min_pd", "value": 20000, "unit": "USD", "region": "MT", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Montana Legislature, MCA 61-6-103 (2025), motor vehicle liability policy limits", "source_url": "https://mca.legmt.gov/bills/mca/title_0610/chapter_0060/part_0010/section_0030/0610-0060-0010-0030.html", "as_of": "2026-10-28" }, { "key": "mt.fault_system", "value": "At-fault", "unit": "text", "region": "MT", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "Montana Commissioner of Securities and Insurance, Auto insurance", "source_url": "https://csimt.gov/insurance/auto/", "as_of": "2025-12-10" }, { "key": "mt.pip", "value": "Not required", "unit": "text", "region": "MT", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Insurance Information Institute, Background on: Compulsory auto/uninsured motorists (financial responsibility limits by state table)", "source_url": "https://www.iii.org/article/background-on-compulsory-auto-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "mt.um", "value": "Included at the bodily injury minimums ($25,000/$50,000) unless you reject it by signing a form", "unit": "text", "region": "MT", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "Montana Legislature, MCA 33-23-201 (2025), uninsured motorist coverage and rejection by insured", "source_url": "https://mca.legmt.gov/bills/mca/title_0330/chapter_0230/part_0020/section_0010/0330-0230-0020-0010.html", "as_of": "2026-10-28" }, { "key": "mt.regulator_name", "value": "Montana Commissioner of Securities and Insurance (Office of the Montana State Auditor)", "unit": "text", "region": "MT", "label": "State insurance regulator", "period": "2026", "source_name": "Montana Commissioner of Securities and Insurance, Auto insurance", "source_url": "https://csimt.gov/insurance/auto/", "as_of": "2025-12-10" }, { "key": "mt.regulator_url", "value": "https://csimt.gov/insurance/auto/", "unit": "text", "region": "MT", "label": "Insurance regulator consumer auto page", "period": "2026", "source_name": "Montana Commissioner of Securities and Insurance, Auto insurance", "source_url": "https://csimt.gov/insurance/auto/", "as_of": "2025-12-10" }, { "key": "mt.regulator_phone", "value": "800-332-6148 (toll-free); 406-444-2040", "unit": "text", "region": "MT", "label": "Insurance regulator consumer phone", "period": "2026", "source_name": "Montana Commissioner of Securities and Insurance, Auto insurance", "source_url": "https://csimt.gov/insurance/auto/", "as_of": "2025-12-10" }, { "key": "mt.dmv_name", "value": "Montana Motor Vehicle Division (Montana Department of Justice)", "unit": "text", "region": "MT", "label": "Motor vehicle agency", "period": "2026", "source_name": "Montana Motor Vehicle Division, Vehicle insurance and verification", "source_url": "https://mvdmt.gov/vehicle-insurance-and-verification/", "as_of": "2026-10-28" }, { "key": "mt.dmv_url", "value": "https://mvdmt.gov/vehicle-insurance-and-verification/", "unit": "text", "region": "MT", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "Montana Motor Vehicle Division, Vehicle insurance and verification", "source_url": "https://mvdmt.gov/vehicle-insurance-and-verification/", "as_of": "2026-10-28" }, { "key": "ne.min_bi_person", "value": 25000, "unit": "USD", "region": "NE", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Nebraska Legislature, Neb. Rev. Stat. 60-534, motor vehicle liability policy limits", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=60-534", "as_of": "2026-10-28" }, { "key": "ne.min_bi_accident", "value": 50000, "unit": "USD", "region": "NE", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Nebraska Legislature, Neb. Rev. Stat. 60-534, motor vehicle liability policy limits", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=60-534", "as_of": "2026-10-28" }, { "key": "ne.min_pd", "value": 25000, "unit": "USD", "region": "NE", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Nebraska Legislature, Neb. Rev. Stat. 60-534, motor vehicle liability policy limits", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=60-534", "as_of": "2026-10-28" }, { "key": "ne.fault_system", "value": "At-fault", "unit": "text", "region": "NE", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-28" }, { "key": "ne.pip", "value": "Not required", "unit": "text", "region": "NE", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Nebraska Department of Insurance, Importance of Auto Insurance and Types of Coverage", "source_url": "https://doi.nebraska.gov/important-auto-insurance-and-types-coverage", "as_of": "2026-10-28" }, { "key": "ne.um", "value": "Required: $25,000/$50,000", "unit": "text", "region": "NE", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "Nebraska Legislature, Neb. Rev. Stat. 44-6408, uninsured and underinsured motorist coverage", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=44-6408", "as_of": "2026-10-28" }, { "key": "ne.uim", "value": "Required: $25,000/$50,000", "unit": "text", "region": "NE", "label": "Underinsured motorist coverage requirement", "period": "2026", "source_name": "Nebraska Legislature, Neb. Rev. Stat. 44-6408, uninsured and underinsured motorist coverage", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=44-6408", "as_of": "2026-10-28" }, { "key": "ne.medpay", "value": "Not required (optional)", "unit": "text", "region": "NE", "label": "Medical payments coverage requirement", "period": "2026", "source_name": "Nebraska Department of Insurance, Importance of Auto Insurance and Types of Coverage", "source_url": "https://doi.nebraska.gov/important-auto-insurance-and-types-coverage", "as_of": "2026-10-28" }, { "key": "ne.regulator_name", "value": "Nebraska Department of Insurance", "unit": "text", "region": "NE", "label": "State insurance regulator", "period": "2026", "source_name": "Nebraska Department of Insurance, Importance of Auto Insurance and Types of Coverage", "source_url": "https://doi.nebraska.gov/important-auto-insurance-and-types-coverage", "as_of": "2026-10-28" }, { "key": "ne.regulator_url", "value": "https://doi.nebraska.gov/important-auto-insurance-and-types-coverage", "unit": "text", "region": "NE", "label": "Insurance regulator consumer auto page", "period": "2026", "source_name": "Nebraska Department of Insurance, Importance of Auto Insurance and Types of Coverage", "source_url": "https://doi.nebraska.gov/important-auto-insurance-and-types-coverage", "as_of": "2026-10-28" }, { "key": "ne.regulator_phone", "value": "402-471-2201; complaint hotline 877-564-7323 (in-state only)", "unit": "text", "region": "NE", "label": "Insurance regulator consumer phone", "period": "2026", "source_name": "Nebraska Department of Insurance, Importance of Auto Insurance and Types of Coverage", "source_url": "https://doi.nebraska.gov/important-auto-insurance-and-types-coverage", "as_of": "2026-10-28" }, { "key": "ne.dmv_name", "value": "Nebraska Department of Motor Vehicles", "unit": "text", "region": "NE", "label": "Motor vehicle agency", "period": "2026", "source_name": "Nebraska Department of Motor Vehicles, Insurance Requirements", "source_url": "https://dmv.nebraska.gov/dvr/ins-req", "as_of": "2026-10-28" }, { "key": "ne.dmv_url", "value": "https://dmv.nebraska.gov/dvr/ins-req", "unit": "text", "region": "NE", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "Nebraska Department of Motor Vehicles, Insurance Requirements", "source_url": "https://dmv.nebraska.gov/dvr/ins-req", "as_of": "2026-10-28" }, { "key": "nv.min_bi_person", "value": 25000, "unit": "USD", "region": "NV", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Nevada Division of Insurance, Automobile Insurance", "source_url": "https://doi.nv.gov/Consumers/Automobile-Insurance/", "as_of": "2026-10-28" }, { "key": "nv.min_bi_accident", "value": 50000, "unit": "USD", "region": "NV", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Nevada Division of Insurance, Automobile Insurance", "source_url": "https://doi.nv.gov/Consumers/Automobile-Insurance/", "as_of": "2026-10-28" }, { "key": "nv.min_pd", "value": 20000, "unit": "USD", "region": "NV", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Nevada Division of Insurance, Automobile Insurance", "source_url": "https://doi.nv.gov/Consumers/Automobile-Insurance/", "as_of": "2026-10-28" }, { "key": "nv.fault_system", "value": "At-fault", "unit": "text", "region": "NV", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-28" }, { "key": "nv.pip", "value": "Not required", "unit": "text", "region": "NV", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Insurance Information Institute, Background on: Compulsory auto/uninsured motorists (financial responsibility limits by state table)", "source_url": "https://www.iii.org/article/background-on-compulsory-auto-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "nv.um", "value": "Must be offered at your bodily injury limits; optional", "unit": "text", "region": "NV", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "Nevada Legislature, NRS 687B.145, uninsured/underinsured and medical expense coverage offers", "source_url": "https://www.leg.state.nv.us/nrs/nrs-687b.html", "as_of": "2026-10-28" }, { "key": "nv.uim", "value": "Must be offered together with UM at your bodily injury limits; optional", "unit": "text", "region": "NV", "label": "Underinsured motorist coverage requirement", "period": "2026", "source_name": "Nevada Legislature, NRS 687B.145, uninsured/underinsured and medical expense coverage offers", "source_url": "https://www.leg.state.nv.us/nrs/nrs-687b.html", "as_of": "2026-10-28" }, { "key": "nv.medpay", "value": "Must be offered (at least $1,000); optional", "unit": "text", "region": "NV", "label": "Medical payments coverage requirement", "period": "2026", "source_name": "Nevada Legislature, NRS 687B.145, uninsured/underinsured and medical expense coverage offers", "source_url": "https://www.leg.state.nv.us/nrs/nrs-687b.html", "as_of": "2026-10-28" }, { "key": "nv.regulator_name", "value": "Nevada Division of Insurance", "unit": "text", "region": "NV", "label": "State insurance regulator", "period": "2026", "source_name": "Nevada Division of Insurance, Automobile Insurance", "source_url": "https://doi.nv.gov/Consumers/Automobile-Insurance/", "as_of": "2026-10-28" }, { "key": "nv.regulator_url", "value": "https://doi.nv.gov/Consumers/Automobile-Insurance/", "unit": "text", "region": "NV", "label": "Insurance regulator consumer auto page", "period": "2026", "source_name": "Nevada Division of Insurance, Automobile Insurance", "source_url": "https://doi.nv.gov/Consumers/Automobile-Insurance/", "as_of": "2026-10-28" }, { "key": "nv.regulator_phone", "value": "888-872-3234 (toll-free); 775-687-0700 (Carson City); 702-486-4009 (Las Vegas)", "unit": "text", "region": "NV", "label": "Insurance regulator consumer phone", "period": "2026", "source_name": "Nevada Division of Insurance, Contact Us", "source_url": "https://doi.nv.gov/Contact-Us/", "as_of": "2026-10-28" }, { "key": "nv.dmv_name", "value": "Nevada Department of Motor Vehicles", "unit": "text", "region": "NV", "label": "Motor vehicle agency", "period": "2026", "source_name": "Nevada Department of Motor Vehicles, Nevada Liability Insurance Requirements", "source_url": "https://dmv.nv.gov/insurance.htm", "as_of": "2026-10-28" }, { "key": "nv.dmv_url", "value": "https://dmv.nv.gov/insurance.htm", "unit": "text", "region": "NV", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "Nevada Department of Motor Vehicles, Nevada Liability Insurance Requirements", "source_url": "https://dmv.nv.gov/insurance.htm", "as_of": "2026-10-28" }, { "key": "nh.min_bi_person", "value": 25000, "unit": "USD", "region": "NH", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "New Hampshire Insurance Department, Automobile Insurance Consumer Frequently Asked Questions (2022)", "source_url": "https://mm.nh.gov/files/uploads/nhid/documents/nh-auto-guide.pdf", "as_of": "2026-10-28" }, { "key": "nh.min_bi_accident", "value": 50000, "unit": "USD", "region": "NH", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "New Hampshire Insurance Department, Automobile Insurance Consumer Frequently Asked Questions (2022)", "source_url": "https://mm.nh.gov/files/uploads/nhid/documents/nh-auto-guide.pdf", "as_of": "2026-10-28" }, { "key": "nh.min_pd", "value": 25000, "unit": "USD", "region": "NH", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "New Hampshire Insurance Department, Automobile Insurance Consumer Frequently Asked Questions (2022)", "source_url": "https://mm.nh.gov/files/uploads/nhid/documents/nh-auto-guide.pdf", "as_of": "2026-10-28" }, { "key": "nh.fault_system", "value": "At-fault", "unit": "text", "region": "NH", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "New Hampshire Insurance Department, Automobile Insurance Consumer Frequently Asked Questions (2022)", "source_url": "https://mm.nh.gov/files/uploads/nhid/documents/nh-auto-guide.pdf", "as_of": "2026-10-28" }, { "key": "nh.pip", "value": "Not required", "unit": "text", "region": "NH", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "New Hampshire Insurance Department, Automobile Insurance Consumer Frequently Asked Questions (2022)", "source_url": "https://mm.nh.gov/files/uploads/nhid/documents/nh-auto-guide.pdf", "as_of": "2026-10-28" }, { "key": "nh.um", "value": "Required if you buy a policy: limits equal to your liability coverage", "unit": "text", "region": "NH", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "New Hampshire Insurance Department, Automobile Insurance Consumer Frequently Asked Questions (2022)", "source_url": "https://mm.nh.gov/files/uploads/nhid/documents/nh-auto-guide.pdf", "as_of": "2026-10-28" }, { "key": "nh.uim", "value": "Included: New Hampshire uninsured motorist coverage also protects against drivers whose coverage is lower than yours", "unit": "text", "region": "NH", "label": "Underinsured motorist coverage requirement", "period": "2026", "source_name": "New Hampshire Insurance Department, Automobile Insurance Consumer Frequently Asked Questions (2022)", "source_url": "https://mm.nh.gov/files/uploads/nhid/documents/nh-auto-guide.pdf", "as_of": "2026-10-28" }, { "key": "nh.medpay", "value": "Required if you buy a personal policy: at least $1,000", "unit": "text", "region": "NH", "label": "Medical payments coverage requirement", "period": "2026", "source_name": "New Hampshire Insurance Department, Automobile Insurance Consumer Frequently Asked Questions (2022)", "source_url": "https://mm.nh.gov/files/uploads/nhid/documents/nh-auto-guide.pdf", "as_of": "2026-10-28" }, { "key": "nh.regulator_name", "value": "New Hampshire Insurance Department", "unit": "text", "region": "NH", "label": "State insurance regulator", "period": "2026", "source_name": "New Hampshire Insurance Department, Automobile Insurance Consumer Frequently Asked Questions (2022)", "source_url": "https://mm.nh.gov/files/uploads/nhid/documents/nh-auto-guide.pdf", "as_of": "2026-10-28" }, { "key": "nh.regulator_url", "value": "https://mm.nh.gov/files/uploads/nhid/documents/nh-auto-guide.pdf", "unit": "text", "region": "NH", "label": "Insurance regulator consumer auto page", "period": "2026", "source_name": "New Hampshire Insurance Department, Automobile Insurance Consumer Frequently Asked Questions (2022)", "source_url": "https://mm.nh.gov/files/uploads/nhid/documents/nh-auto-guide.pdf", "as_of": "2026-10-28" }, { "key": "nh.regulator_phone", "value": "800-852-3416 (in-state toll-free); 603-271-2261", "unit": "text", "region": "NH", "label": "Insurance regulator consumer phone", "period": "2026", "source_name": "New Hampshire Insurance Department, Automobile Insurance Consumer Frequently Asked Questions (2022)", "source_url": "https://mm.nh.gov/files/uploads/nhid/documents/nh-auto-guide.pdf", "as_of": "2026-10-28" }, { "key": "nh.dmv_name", "value": "New Hampshire Division of Motor Vehicles", "unit": "text", "region": "NH", "label": "Motor vehicle agency", "period": "2026", "source_name": "New Hampshire Division of Motor Vehicles", "source_url": "https://www.dmv.nh.gov/", "as_of": "2026-10-28" }, { "key": "nh.dmv_url", "value": "https://www.dmv.nh.gov/", "unit": "text", "region": "NH", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "New Hampshire Division of Motor Vehicles", "source_url": "https://www.dmv.nh.gov/", "as_of": "2026-10-28" }, { "key": "nj.min_bi_person", "value": 35000, "unit": "USD", "region": "NJ", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "New Jersey Department of Banking and Insurance, Bulletin No. 25-06 (increased minimum liability limits)", "source_url": "https://www.nj.gov/dobi/bulletins/blt25_06.pdf", "as_of": "2025-07-31" }, { "key": "nj.min_bi_accident", "value": 70000, "unit": "USD", "region": "NJ", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "New Jersey Department of Banking and Insurance, Bulletin No. 25-06 (increased minimum liability limits)", "source_url": "https://www.nj.gov/dobi/bulletins/blt25_06.pdf", "as_of": "2025-07-31" }, { "key": "nj.min_pd", "value": 25000, "unit": "USD", "region": "NJ", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "New Jersey Department of Banking and Insurance, Bulletin No. 25-06 (increased minimum liability limits)", "source_url": "https://www.nj.gov/dobi/bulletins/blt25_06.pdf", "as_of": "2025-07-31" }, { "key": "nj.fault_system", "value": "Choice no-fault", "unit": "text", "region": "NJ", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "New Jersey Department of Banking and Insurance, New Jersey Auto Insurance Buyer's Guide", "source_url": "https://nj.gov/dobi/division_consumers/pdf/autoguide2026.pdf", "as_of": "2026-10-28" }, { "key": "nj.pip", "value": "Required: $15,000 per person per accident (up to $250,000 for certain injuries)", "unit": "text", "region": "NJ", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "New Jersey Department of Banking and Insurance, New Jersey Auto Insurance Buyer's Guide", "source_url": "https://nj.gov/dobi/division_consumers/pdf/autoguide2026.pdf", "as_of": "2026-10-28" }, { "key": "nj.pip_min", "value": 15000, "unit": "USD", "region": "NJ", "label": "Minimum PIP benefit per person", "period": "2026", "source_name": "New Jersey Department of Banking and Insurance, New Jersey Auto Insurance Buyer's Guide", "source_url": "https://nj.gov/dobi/division_consumers/pdf/autoguide2026.pdf", "as_of": "2026-10-28" }, { "key": "nj.um", "value": "Required in a Standard Policy: at least $35,000/$70,000 bodily injury and $25,000 property damage", "unit": "text", "region": "NJ", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "New Jersey Legislature, P.L.2022, c.87 (N.J.S.A. 17:28-1.1, 39:6A-3, 39:6B-1)", "source_url": "https://pub.njleg.gov/Bills/2022/PL22/87_.HTM", "as_of": "2022-08-05" }, { "key": "nj.uim", "value": "Required in a Standard Policy (combined UM/UIM coverage, same minimums)", "unit": "text", "region": "NJ", "label": "Underinsured motorist coverage requirement", "period": "2026", "source_name": "New Jersey Legislature, P.L.2022, c.87 (N.J.S.A. 17:28-1.1, 39:6A-3, 39:6B-1)", "source_url": "https://pub.njleg.gov/Bills/2022/PL22/87_.HTM", "as_of": "2022-08-05" }, { "key": "nj.regulator_name", "value": "New Jersey Department of Banking and Insurance (DOBI)", "unit": "text", "region": "NJ", "label": "State insurance regulator", "period": "2026", "source_name": "New Jersey Department of Banking and Insurance, New Jersey Auto Insurance Buyer's Guide", "source_url": "https://nj.gov/dobi/division_consumers/pdf/autoguide2026.pdf", "as_of": "2026-10-28" }, { "key": "nj.regulator_url", "value": "https://www.nj.gov/dobi/", "unit": "text", "region": "NJ", "label": "Insurance regulator consumer auto page", "period": "2026", "source_name": "New Jersey Department of Banking and Insurance, New Jersey Auto Insurance Buyer's Guide", "source_url": "https://nj.gov/dobi/division_consumers/pdf/autoguide2026.pdf", "as_of": "2026-10-28" }, { "key": "nj.regulator_phone", "value": "800-446-7467 (consumer hotline); 609-292-7272", "unit": "text", "region": "NJ", "label": "Insurance regulator consumer phone", "period": "2026", "source_name": "New Jersey Department of Banking and Insurance, New Jersey Auto Insurance Buyer's Guide", "source_url": "https://nj.gov/dobi/division_consumers/pdf/autoguide2026.pdf", "as_of": "2026-10-28" }, { "key": "nj.dmv_name", "value": "New Jersey Motor Vehicle Commission", "unit": "text", "region": "NJ", "label": "Motor vehicle agency", "period": "2026", "source_name": "New Jersey Motor Vehicle Commission, Vehicle Registration", "source_url": "https://www.nj.gov/mvc/vehicles/reginitial.htm", "as_of": "2026-10-28" }, { "key": "nj.dmv_url", "value": "https://www.nj.gov/mvc/vehicles/reginitial.htm", "unit": "text", "region": "NJ", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "New Jersey Motor Vehicle Commission, Vehicle Registration", "source_url": "https://www.nj.gov/mvc/vehicles/reginitial.htm", "as_of": "2026-10-28" }, { "key": "nm.min_bi_person", "value": 25000, "unit": "USD", "region": "NM", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "New Mexico Motor Vehicle Division, Insurance", "source_url": "https://www.mvd.newmexico.gov/vehicles/insurance/", "as_of": "2026-10-28" }, { "key": "nm.min_bi_accident", "value": 50000, "unit": "USD", "region": "NM", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "New Mexico Motor Vehicle Division, Insurance", "source_url": "https://www.mvd.newmexico.gov/vehicles/insurance/", "as_of": "2026-10-28" }, { "key": "nm.min_pd", "value": 10000, "unit": "USD", "region": "NM", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "New Mexico Motor Vehicle Division, Insurance", "source_url": "https://www.mvd.newmexico.gov/vehicles/insurance/", "as_of": "2026-10-28" }, { "key": "nm.fault_system", "value": "At-fault", "unit": "text", "region": "NM", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-28" }, { "key": "nm.pip", "value": "Not required", "unit": "text", "region": "NM", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Insurance Information Institute, Background on: Compulsory auto/uninsured motorists (financial responsibility limits by state table)", "source_url": "https://www.iii.org/article/background-on-compulsory-auto-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "nm.um", "value": "Must be included at the state minimums or higher; the named insured can reject it", "unit": "text", "region": "NM", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "New Mexico Legislature, 2025 House Bill 97 (shows current text of NMSA 66-5-301)", "source_url": "https://www.nmlegis.gov/Sessions/25%20Regular/bills/house/HB0097.PDF", "as_of": "2026-10-28" }, { "key": "nm.uim", "value": "Included in uninsured motorist coverage; can be rejected with it", "unit": "text", "region": "NM", "label": "Underinsured motorist coverage requirement", "period": "2026", "source_name": "New Mexico Legislature, 2025 House Bill 97 (shows current text of NMSA 66-5-301)", "source_url": "https://www.nmlegis.gov/Sessions/25%20Regular/bills/house/HB0097.PDF", "as_of": "2026-10-28" }, { "key": "nm.regulator_name", "value": "New Mexico Office of Superintendent of Insurance", "unit": "text", "region": "NM", "label": "State insurance regulator", "period": "2026", "source_name": "New Mexico Office of Superintendent of Insurance, Auto insurance", "source_url": "https://osi.state.nm.us/en/consumer-assistance/insurance-types/auto/", "as_of": "2026-10-28" }, { "key": "nm.regulator_url", "value": "https://osi.state.nm.us/en/consumer-assistance/insurance-types/auto/", "unit": "text", "region": "NM", "label": "Insurance regulator consumer auto page", "period": "2026", "source_name": "New Mexico Office of Superintendent of Insurance, Auto insurance", "source_url": "https://osi.state.nm.us/en/consumer-assistance/insurance-types/auto/", "as_of": "2026-10-28" }, { "key": "nm.regulator_phone", "value": "855-427-5674", "unit": "text", "region": "NM", "label": "Insurance regulator consumer phone", "period": "2026", "source_name": "New Mexico Office of Superintendent of Insurance, Auto insurance", "source_url": "https://osi.state.nm.us/en/consumer-assistance/insurance-types/auto/", "as_of": "2026-10-28" }, { "key": "nm.dmv_name", "value": "New Mexico Motor Vehicle Division (Taxation and Revenue Department)", "unit": "text", "region": "NM", "label": "Motor vehicle agency", "period": "2026", "source_name": "New Mexico Motor Vehicle Division, Insurance", "source_url": "https://www.mvd.newmexico.gov/vehicles/insurance/", "as_of": "2026-10-28" }, { "key": "nm.dmv_url", "value": "https://www.mvd.newmexico.gov/vehicles/insurance/", "unit": "text", "region": "NM", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "New Mexico Motor Vehicle Division, Insurance", "source_url": "https://www.mvd.newmexico.gov/vehicles/insurance/", "as_of": "2026-10-28" }, { "key": "ny.min_bi_person", "value": 25000, "unit": "USD", "region": "NY", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "New York State Department of Motor Vehicles, New York State Insurance Requirements", "source_url": "https://dmv.ny.gov/insurance/insurance-requirements", "as_of": "2026-10-28" }, { "key": "ny.min_bi_accident", "value": 50000, "unit": "USD", "region": "NY", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "New York State Department of Motor Vehicles, New York State Insurance Requirements", "source_url": "https://dmv.ny.gov/insurance/insurance-requirements", "as_of": "2026-10-28" }, { "key": "ny.min_pd", "value": 10000, "unit": "USD", "region": "NY", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "New York State Department of Motor Vehicles, New York State Insurance Requirements", "source_url": "https://dmv.ny.gov/insurance/insurance-requirements", "as_of": "2026-10-28" }, { "key": "ny.fault_system", "value": "No-fault", "unit": "text", "region": "NY", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "New York State Department of Financial Services, Auto Insurance Information for Consumers", "source_url": "https://www.dfs.ny.gov/consumers/auto_insurance", "as_of": "2026-10-28" }, { "key": "ny.pip", "value": "Required: $50,000 per person (basic no-fault)", "unit": "text", "region": "NY", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "New York State Department of Financial Services, Auto Insurance Information for Consumers", "source_url": "https://www.dfs.ny.gov/consumers/auto_insurance", "as_of": "2026-10-28" }, { "key": "ny.pip_min", "value": 50000, "unit": "USD", "region": "NY", "label": "Minimum PIP benefit per person", "period": "2026", "source_name": "New York State Department of Financial Services, Auto Insurance Information for Consumers", "source_url": "https://www.dfs.ny.gov/consumers/auto_insurance", "as_of": "2026-10-28" }, { "key": "ny.um", "value": "Required: same as the bodily injury minimums ($25,000/$50,000), for accidents in New York", "unit": "text", "region": "NY", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "New York State Department of Financial Services, Auto Insurance Information for Consumers", "source_url": "https://www.dfs.ny.gov/consumers/auto_insurance", "as_of": "2026-10-28" }, { "key": "ny.uim", "value": "Supplementary UM/UIM (SUM) is added at your bodily injury limits unless you decline or lower it in writing", "unit": "text", "region": "NY", "label": "Underinsured motorist coverage requirement", "period": "2026", "source_name": "New York State Department of Financial Services, Auto Insurance Information for Consumers", "source_url": "https://www.dfs.ny.gov/consumers/auto_insurance", "as_of": "2026-10-28" }, { "key": "ny.medpay", "value": "Optional", "unit": "text", "region": "NY", "label": "Medical payments coverage requirement", "period": "2026", "source_name": "New York State Department of Financial Services, Auto Insurance Information for Consumers", "source_url": "https://www.dfs.ny.gov/consumers/auto_insurance", "as_of": "2026-10-28" }, { "key": "ny.regulator_name", "value": "New York State Department of Financial Services (DFS)", "unit": "text", "region": "NY", "label": "State insurance regulator", "period": "2026", "source_name": "New York State Department of Financial Services, Auto Insurance Information for Consumers", "source_url": "https://www.dfs.ny.gov/consumers/auto_insurance", "as_of": "2026-10-28" }, { "key": "ny.regulator_url", "value": "https://www.dfs.ny.gov/consumers/auto_insurance", "unit": "text", "region": "NY", "label": "Insurance regulator consumer auto page", "period": "2026", "source_name": "New York State Department of Financial Services, Auto Insurance Information for Consumers", "source_url": "https://www.dfs.ny.gov/consumers/auto_insurance", "as_of": "2026-10-28" }, { "key": "ny.regulator_phone", "value": "800-342-3736", "unit": "text", "region": "NY", "label": "Insurance regulator consumer phone", "period": "2026", "source_name": "New York State Department of Financial Services, Contact", "source_url": "https://www.dfs.ny.gov/contact", "as_of": "2026-10-28" }, { "key": "ny.dmv_name", "value": "New York State Department of Motor Vehicles", "unit": "text", "region": "NY", "label": "Motor vehicle agency", "period": "2026", "source_name": "New York State Department of Motor Vehicles, New York State Insurance Requirements", "source_url": "https://dmv.ny.gov/insurance/insurance-requirements", "as_of": "2026-10-28" }, { "key": "ny.dmv_url", "value": "https://dmv.ny.gov/insurance/insurance-requirements", "unit": "text", "region": "NY", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "New York State Department of Motor Vehicles, New York State Insurance Requirements", "source_url": "https://dmv.ny.gov/insurance/insurance-requirements", "as_of": "2026-10-28" }, { "key": "nc.min_bi_person", "value": 50000, "unit": "USD", "region": "NC", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "North Carolina Division of Motor Vehicles, Insurance Requirements", "source_url": "https://www.ncdot.gov/dmv/title-registration/insurance-requirements/Pages/default.aspx", "as_of": "2026-10-28" }, { "key": "nc.min_bi_accident", "value": 100000, "unit": "USD", "region": "NC", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "North Carolina Division of Motor Vehicles, Insurance Requirements", "source_url": "https://www.ncdot.gov/dmv/title-registration/insurance-requirements/Pages/default.aspx", "as_of": "2026-10-28" }, { "key": "nc.min_pd", "value": 50000, "unit": "USD", "region": "NC", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "North Carolina Division of Motor Vehicles, Insurance Requirements", "source_url": "https://www.ncdot.gov/dmv/title-registration/insurance-requirements/Pages/default.aspx", "as_of": "2026-10-28" }, { "key": "nc.fault_system", "value": "At-fault", "unit": "text", "region": "NC", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-28" }, { "key": "nc.pip", "value": "Not required", "unit": "text", "region": "NC", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Insurance Information Institute, Background on: Compulsory auto/uninsured motorists (financial responsibility limits by state table)", "source_url": "https://www.iii.org/article/background-on-compulsory-auto-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "nc.um", "value": "Required: equal to your bodily injury limits unless you choose otherwise (never below the liability minimums); includes property damage", "unit": "text", "region": "NC", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 20-279.21", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_20/GS_20-279.21.html", "as_of": "2026-10-28" }, { "key": "nc.uim", "value": "Required: limits equal to your uninsured motorist bodily injury limits", "unit": "text", "region": "NC", "label": "Underinsured motorist coverage requirement", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 20-279.21", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_20/GS_20-279.21.html", "as_of": "2026-10-28" }, { "key": "nc.medpay", "value": "Not required (optional)", "unit": "text", "region": "NC", "label": "Medical payments coverage requirement", "period": "2026", "source_name": "North Carolina Department of Insurance, Auto and Vehicle Insurance", "source_url": "https://www.ncdoi.gov/consumers/auto-and-vehicle-insurance", "as_of": "2026-10-28" }, { "key": "nc.regulator_name", "value": "North Carolina Department of Insurance", "unit": "text", "region": "NC", "label": "State insurance regulator", "period": "2026", "source_name": "North Carolina Department of Insurance, Auto and Vehicle Insurance", "source_url": "https://www.ncdoi.gov/consumers/auto-and-vehicle-insurance", "as_of": "2026-10-28" }, { "key": "nc.regulator_url", "value": "https://www.ncdoi.gov/consumers/auto-and-vehicle-insurance", "unit": "text", "region": "NC", "label": "Insurance regulator consumer auto page", "period": "2026", "source_name": "North Carolina Department of Insurance, Auto and Vehicle Insurance", "source_url": "https://www.ncdoi.gov/consumers/auto-and-vehicle-insurance", "as_of": "2026-10-28" }, { "key": "nc.regulator_phone", "value": "855-408-1212 (toll-free)", "unit": "text", "region": "NC", "label": "Insurance regulator consumer phone", "period": "2026", "source_name": "North Carolina Department of Insurance, Home", "source_url": "https://www.ncdoi.gov/", "as_of": "2026-10-28" }, { "key": "nc.dmv_name", "value": "North Carolina Division of Motor Vehicles (NCDMV)", "unit": "text", "region": "NC", "label": "Motor vehicle agency", "period": "2026", "source_name": "North Carolina Division of Motor Vehicles, Insurance Requirements", "source_url": "https://www.ncdot.gov/dmv/title-registration/insurance-requirements/Pages/default.aspx", "as_of": "2026-10-28" }, { "key": "nc.dmv_url", "value": "https://www.ncdot.gov/dmv/title-registration/insurance-requirements/Pages/default.aspx", "unit": "text", "region": "NC", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "North Carolina Division of Motor Vehicles, Insurance Requirements", "source_url": "https://www.ncdot.gov/dmv/title-registration/insurance-requirements/Pages/default.aspx", "as_of": "2026-10-28" }, { "key": "nd.min_bi_person", "value": 25000, "unit": "USD", "region": "ND", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "North Dakota Insurance Department, Auto", "source_url": "https://www.insurance.nd.gov/consumers/insurance/auto", "as_of": "2026-10-28" }, { "key": "nd.min_bi_accident", "value": 50000, "unit": "USD", "region": "ND", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "North Dakota Insurance Department, Auto", "source_url": "https://www.insurance.nd.gov/consumers/insurance/auto", "as_of": "2026-10-28" }, { "key": "nd.min_pd", "value": 25000, "unit": "USD", "region": "ND", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "North Dakota Insurance Department, Auto", "source_url": "https://www.insurance.nd.gov/consumers/insurance/auto", "as_of": "2026-10-28" }, { "key": "nd.fault_system", "value": "No-fault", "unit": "text", "region": "ND", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. chapter 26.1-41 (Auto Accident Reparations Act)", "source_url": "https://ndlegis.gov/cencode/t26-1c41.pdf", "as_of": "2026-10-28" }, { "key": "nd.pip", "value": "Required: $30,000 per person (basic no-fault)", "unit": "text", "region": "ND", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "North Dakota Insurance Department, Auto", "source_url": "https://www.insurance.nd.gov/consumers/insurance/auto", "as_of": "2026-10-28" }, { "key": "nd.pip_min", "value": 30000, "unit": "USD", "region": "ND", "label": "Minimum PIP benefit per person", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. chapter 26.1-41 (Auto Accident Reparations Act)", "source_url": "https://ndlegis.gov/cencode/t26-1c41.pdf", "as_of": "2026-10-28" }, { "key": "nd.um", "value": "Required: $25,000/$50,000", "unit": "text", "region": "ND", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "North Dakota Insurance Department, Auto", "source_url": "https://www.insurance.nd.gov/consumers/insurance/auto", "as_of": "2026-10-28" }, { "key": "nd.uim", "value": "Required: equal to your uninsured motorist coverage", "unit": "text", "region": "ND", "label": "Underinsured motorist coverage requirement", "period": "2026", "source_name": "North Dakota Insurance Department, Auto", "source_url": "https://www.insurance.nd.gov/consumers/insurance/auto", "as_of": "2026-10-28" }, { "key": "nd.regulator_name", "value": "North Dakota Insurance Department", "unit": "text", "region": "ND", "label": "State insurance regulator", "period": "2026", "source_name": "North Dakota Insurance Department, Auto", "source_url": "https://www.insurance.nd.gov/consumers/insurance/auto", "as_of": "2026-10-28" }, { "key": "nd.regulator_url", "value": "https://www.insurance.nd.gov/consumers/insurance/auto", "unit": "text", "region": "ND", "label": "Insurance regulator consumer auto page", "period": "2026", "source_name": "North Dakota Insurance Department, Auto", "source_url": "https://www.insurance.nd.gov/consumers/insurance/auto", "as_of": "2026-10-28" }, { "key": "nd.regulator_phone", "value": "701-328-2440", "unit": "text", "region": "ND", "label": "Insurance regulator consumer phone", "period": "2026", "source_name": "North Dakota Insurance Department, Contact Us", "source_url": "https://www.insurance.nd.gov/about-us/contact-us", "as_of": "2026-10-28" }, { "key": "nd.dmv_name", "value": "North Dakota Department of Transportation (Motor Vehicle)", "unit": "text", "region": "ND", "label": "Motor vehicle agency", "period": "2026", "source_name": "North Dakota Department of Transportation, Motor Vehicle", "source_url": "https://www.dot.nd.gov/motor-vehicle", "as_of": "2026-10-28" }, { "key": "nd.dmv_url", "value": "https://www.dot.nd.gov/motor-vehicle", "unit": "text", "region": "ND", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "North Dakota Department of Transportation, Motor Vehicle", "source_url": "https://www.dot.nd.gov/motor-vehicle", "as_of": "2026-10-28" }, { "key": "oh.min_bi_person", "value": 25000, "unit": "USD", "region": "OH", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Ohio Department of Insurance, Automobile Insurance Guide", "source_url": "https://insurance.ohio.gov/wps/portal/gov/odi/consumers/automobile/automobile-insurance-guide", "as_of": "2024-11-25" }, { "key": "oh.min_bi_accident", "value": 50000, "unit": "USD", "region": "OH", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Ohio Department of Insurance, Automobile Insurance Guide", "source_url": "https://insurance.ohio.gov/wps/portal/gov/odi/consumers/automobile/automobile-insurance-guide", "as_of": "2024-11-25" }, { "key": "oh.min_pd", "value": 25000, "unit": "USD", "region": "OH", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Ohio Department of Insurance, Automobile Insurance Guide", "source_url": "https://insurance.ohio.gov/wps/portal/gov/odi/consumers/automobile/automobile-insurance-guide", "as_of": "2024-11-25" }, { "key": "oh.fault_system", "value": "At-fault", "unit": "text", "region": "OH", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "Ohio Department of Insurance, Automobile Insurance Guide", "source_url": "https://insurance.ohio.gov/wps/portal/gov/odi/consumers/automobile/automobile-insurance-guide", "as_of": "2024-11-25" }, { "key": "oh.pip", "value": "Not required", "unit": "text", "region": "OH", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Insurance Information Institute, Background on: Compulsory auto/uninsured motorists (financial responsibility limits by state table)", "source_url": "https://www.iii.org/article/background-on-compulsory-auto-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "oh.um", "value": "Optional: insurers may offer it; you can choose a lower amount or decline it", "unit": "text", "region": "OH", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "Ohio Department of Insurance, Automobile Insurance Guide", "source_url": "https://insurance.ohio.gov/wps/portal/gov/odi/consumers/automobile/automobile-insurance-guide", "as_of": "2024-11-25" }, { "key": "oh.uim", "value": "Optional: offered with UM; you can choose a lower amount or decline it", "unit": "text", "region": "OH", "label": "Underinsured motorist coverage requirement", "period": "2026", "source_name": "Ohio Department of Insurance, Automobile Insurance Guide", "source_url": "https://insurance.ohio.gov/wps/portal/gov/odi/consumers/automobile/automobile-insurance-guide", "as_of": "2024-11-25" }, { "key": "oh.medpay", "value": "Optional", "unit": "text", "region": "OH", "label": "Medical payments coverage requirement", "period": "2026", "source_name": "Ohio Department of Insurance, Automobile Insurance Guide", "source_url": "https://insurance.ohio.gov/wps/portal/gov/odi/consumers/automobile/automobile-insurance-guide", "as_of": "2024-11-25" }, { "key": "oh.regulator_name", "value": "Ohio Department of Insurance", "unit": "text", "region": "OH", "label": "State insurance regulator", "period": "2026", "source_name": "Ohio Department of Insurance, Automobile", "source_url": "https://insurance.ohio.gov/wps/portal/gov/odi/consumers/automobile", "as_of": "2026-10-28" }, { "key": "oh.regulator_url", "value": "https://insurance.ohio.gov/wps/portal/gov/odi/consumers/automobile", "unit": "text", "region": "OH", "label": "Insurance regulator consumer auto page", "period": "2026", "source_name": "Ohio Department of Insurance, Automobile", "source_url": "https://insurance.ohio.gov/wps/portal/gov/odi/consumers/automobile", "as_of": "2026-10-28" }, { "key": "oh.regulator_phone", "value": "800-686-1526 (Consumer Services)", "unit": "text", "region": "OH", "label": "Insurance regulator consumer phone", "period": "2026", "source_name": "Ohio Department of Insurance, Automobile", "source_url": "https://insurance.ohio.gov/wps/portal/gov/odi/consumers/automobile", "as_of": "2026-10-28" }, { "key": "oh.dmv_name", "value": "Ohio Bureau of Motor Vehicles", "unit": "text", "region": "OH", "label": "Motor vehicle agency", "period": "2026", "source_name": "Ohio Bureau of Motor Vehicles", "source_url": "https://www.bmv.ohio.gov/", "as_of": "2026-10-28" }, { "key": "oh.dmv_url", "value": "https://www.bmv.ohio.gov/", "unit": "text", "region": "OH", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "Ohio Bureau of Motor Vehicles", "source_url": "https://www.bmv.ohio.gov/", "as_of": "2026-10-28" }, { "key": "ok.min_bi_person", "value": 25000, "unit": "USD", "region": "OK", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Oklahoma Insurance Department, Auto Insurance Common Myths", "source_url": "https://www.oid.ok.gov/auto-insurance-common-myths/", "as_of": "2026-10-28" }, { "key": "ok.min_bi_accident", "value": 50000, "unit": "USD", "region": "OK", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Oklahoma Insurance Department, Auto Insurance Common Myths", "source_url": "https://www.oid.ok.gov/auto-insurance-common-myths/", "as_of": "2026-10-28" }, { "key": "ok.min_pd", "value": 25000, "unit": "USD", "region": "OK", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Oklahoma Insurance Department, Auto Insurance Common Myths", "source_url": "https://www.oid.ok.gov/auto-insurance-common-myths/", "as_of": "2026-10-28" }, { "key": "ok.fault_system", "value": "At-fault", "unit": "text", "region": "OK", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-28" }, { "key": "ok.pip", "value": "Not required", "unit": "text", "region": "OK", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Insurance Information Institute, Background on: Compulsory auto/uninsured motorists (financial responsibility limits by state table)", "source_url": "https://www.iii.org/article/background-on-compulsory-auto-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "ok.um", "value": "Optional: not part of the required minimum; can be added to a policy", "unit": "text", "region": "OK", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "Oklahoma Insurance Department, Choosing Your Automobile Insurance Policy", "source_url": "https://www.oid.ok.gov/consumers/insurance-basics/choosing-your-automobile-insurance-policy/", "as_of": "2026-10-28" }, { "key": "ok.medpay", "value": "Optional: can be purchased", "unit": "text", "region": "OK", "label": "Medical payments coverage requirement", "period": "2026", "source_name": "Oklahoma Insurance Department, Choosing Your Automobile Insurance Policy", "source_url": "https://www.oid.ok.gov/consumers/insurance-basics/choosing-your-automobile-insurance-policy/", "as_of": "2026-10-28" }, { "key": "ok.regulator_name", "value": "Oklahoma Insurance Department", "unit": "text", "region": "OK", "label": "State insurance regulator", "period": "2026", "source_name": "Oklahoma Insurance Department, Choosing Your Automobile Insurance Policy", "source_url": "https://www.oid.ok.gov/consumers/insurance-basics/choosing-your-automobile-insurance-policy/", "as_of": "2026-10-28" }, { "key": "ok.regulator_url", "value": "https://www.oid.ok.gov/consumers/insurance-basics/choosing-your-automobile-insurance-policy/", "unit": "text", "region": "OK", "label": "Insurance regulator consumer auto page", "period": "2026", "source_name": "Oklahoma Insurance Department, Choosing Your Automobile Insurance Policy", "source_url": "https://www.oid.ok.gov/consumers/insurance-basics/choosing-your-automobile-insurance-policy/", "as_of": "2026-10-28" }, { "key": "ok.regulator_phone", "value": "800-522-0071 (in-state); 405-521-2828 (Oklahoma City)", "unit": "text", "region": "OK", "label": "Insurance regulator consumer phone", "period": "2026", "source_name": "Oklahoma Insurance Department, Choosing Your Automobile Insurance Policy", "source_url": "https://www.oid.ok.gov/consumers/insurance-basics/choosing-your-automobile-insurance-policy/", "as_of": "2026-10-28" }, { "key": "ok.dmv_name", "value": "Service Oklahoma", "unit": "text", "region": "OK", "label": "Motor vehicle agency", "period": "2026", "source_name": "Service Oklahoma, Auto and Vehicle Services", "source_url": "https://oklahoma.gov/service/all-services/auto-vehicle.html", "as_of": "2026-10-28" }, { "key": "ok.dmv_url", "value": "https://oklahoma.gov/service/all-services/auto-vehicle.html", "unit": "text", "region": "OK", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "Service Oklahoma, Auto and Vehicle Services", "source_url": "https://oklahoma.gov/service/all-services/auto-vehicle.html", "as_of": "2026-10-28" }, { "key": "or.min_bi_person", "value": 25000, "unit": "USD", "region": "OR", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Oregon Legislature, ORS 806.070 minimum payment schedule", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors806.html", "as_of": "2026-10-28" }, { "key": "or.min_bi_accident", "value": 50000, "unit": "USD", "region": "OR", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Oregon Legislature, ORS 806.070 minimum payment schedule", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors806.html", "as_of": "2026-10-28" }, { "key": "or.min_pd", "value": 20000, "unit": "USD", "region": "OR", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Oregon Legislature, ORS 806.070 minimum payment schedule", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors806.html", "as_of": "2026-10-28" }, { "key": "or.fault_system", "value": "At-fault (add-on PIP)", "unit": "text", "region": "OR", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "Oregon Legislature, ORS chapter 742 (742.502, 742.520, 742.524)", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors742.html", "as_of": "2026-10-28" }, { "key": "or.pip", "value": "Required: $15,000 per person for medical expenses", "unit": "text", "region": "OR", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Oregon Legislature, ORS chapter 742 (742.502, 742.520, 742.524)", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors742.html", "as_of": "2026-10-28" }, { "key": "or.pip_min", "value": 15000, "unit": "USD", "region": "OR", "label": "Minimum PIP benefit per person", "period": "2026", "source_name": "Oregon Legislature, ORS chapter 742 (742.502, 742.520, 742.524)", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors742.html", "as_of": "2026-10-28" }, { "key": "or.um", "value": "Required: equal to your bodily injury limits unless you elect lower limits in writing (not below $25,000/$50,000)", "unit": "text", "region": "OR", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "Oregon Legislature, ORS chapter 742 (742.502, 742.520, 742.524)", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors742.html", "as_of": "2026-10-28" }, { "key": "or.uim", "value": "Required: included in uninsured motorist coverage", "unit": "text", "region": "OR", "label": "Underinsured motorist coverage requirement", "period": "2026", "source_name": "Oregon Legislature, ORS chapter 742 (742.502, 742.520, 742.524)", "source_url": "https://www.oregonlegislature.gov/bills_laws/ors/ors742.html", "as_of": "2026-10-28" }, { "key": "or.regulator_name", "value": "Oregon Division of 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"https://dfr.oregon.gov/insure/auto/Pages/auto-insurance-101.aspx", "as_of": "2026-10-28" }, { "key": "or.dmv_name", "value": "Oregon Driver and Motor Vehicle Services (ODOT DMV)", "unit": "text", "region": "OR", "label": "Motor vehicle agency", "period": "2026", "source_name": "Oregon Driver and Motor Vehicle Services, Insurance Requirements", "source_url": "https://www.oregon.gov/odot/DMV/pages/driverid/insurance.aspx", "as_of": "2026-10-28" }, { "key": "or.dmv_url", "value": "https://www.oregon.gov/odot/DMV/pages/driverid/insurance.aspx", "unit": "text", "region": "OR", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "Oregon Driver and Motor Vehicle Services, Insurance Requirements", "source_url": "https://www.oregon.gov/odot/DMV/pages/driverid/insurance.aspx", "as_of": "2026-10-28" }, { "key": "pa.min_bi_person", "value": 15000, "unit": "USD", "region": "PA", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Pennsylvania Insurance Department, Auto Insurance", "source_url": "https://www.pa.gov/agencies/insurance/consumer-help-center/learn-about-insurance/auto-insurance", "as_of": "2026-10-28" }, { "key": "pa.min_bi_accident", "value": 30000, "unit": "USD", "region": "PA", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Pennsylvania Insurance Department, Auto Insurance", "source_url": "https://www.pa.gov/agencies/insurance/consumer-help-center/learn-about-insurance/auto-insurance", "as_of": "2026-10-28" }, { "key": "pa.min_pd", "value": 5000, "unit": "USD", "region": "PA", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Pennsylvania Insurance Department, Auto Insurance", "source_url": "https://www.pa.gov/agencies/insurance/consumer-help-center/learn-about-insurance/auto-insurance", "as_of": "2026-10-28" }, { "key": "pa.fault_system", "value": "Choice no-fault", "unit": "text", "region": "PA", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "Pennsylvania Insurance Department, Auto Insurance Guide", "source_url": "https://www.pa.gov/content/dam/copapwp-pagov/en/insurance/documents/consumer-help-center/learn-about-insurance/auto-insurance-guide.pdf", "as_of": "2026-10-28" }, { "key": "pa.pip", "value": "Required: first-party medical benefits of $5,000", "unit": "text", "region": "PA", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Pennsylvania Insurance Department, Auto Insurance", "source_url": "https://www.pa.gov/agencies/insurance/consumer-help-center/learn-about-insurance/auto-insurance", "as_of": "2026-10-28" }, { "key": "pa.pip_min", "value": 5000, "unit": "USD", "region": "PA", "label": "Minimum PIP benefit per person", "period": "2026", "source_name": "Pennsylvania Insurance Department, Auto Insurance", "source_url": "https://www.pa.gov/agencies/insurance/consumer-help-center/learn-about-insurance/auto-insurance", "as_of": "2026-10-28" }, { "key": "pa.um", "value": "Must be offered; optional (can be rejected on a separate signed form)", "unit": "text", "region": "PA", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "Pennsylvania General Assembly, 75 Pa.C.S. 1731 (uninsured and underinsured motorist coverage)", "source_url": "https://www.palegis.us/statutes/consolidated/view-statute?txtType=PDF&ttl=75&chpt=017&sctn=031&subsctn=000", "as_of": "2026-10-28" }, { "key": "pa.uim", "value": "Must be offered; optional (can be rejected on a separate signed form)", "unit": "text", "region": "PA", "label": "Underinsured motorist coverage requirement", "period": "2026", "source_name": "Pennsylvania General Assembly, 75 Pa.C.S. 1731 (uninsured and underinsured motorist coverage)", "source_url": 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Gen. Laws 27-7-2.1 (uninsured motorist coverage)", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE27/27-7/27-7-2.1.htm", "as_of": "2026-10-28" }, { "key": "ri.uim", "value": "Included in uninsured motorist coverage (Rhode Island law treats underinsured drivers as uninsured)", "unit": "text", "region": "RI", "label": "Underinsured motorist coverage requirement", "period": "2026", "source_name": "Rhode Island General Assembly, R.I. Gen. Laws 27-7-2.1 (uninsured motorist coverage)", "source_url": "https://webserver.rilegislature.gov/Statutes/TITLE27/27-7/27-7-2.1.htm", "as_of": "2026-10-28" }, { "key": "ri.regulator_name", "value": "Rhode Island Department of Business Regulation, Insurance Division", "unit": "text", "region": "RI", "label": "State insurance regulator", "period": "2026", "source_name": "Rhode Island Department of Business Regulation, Insurance consumers", "source_url": "https://dbr.ri.gov/insurance/consumers", "as_of": "2026-10-28" }, { "key": "ri.regulator_url", "value": "https://dbr.ri.gov/insurance/consumers", "unit": "text", "region": "RI", "label": "Insurance regulator consumer auto page", "period": "2026", "source_name": "Rhode Island Department of Business Regulation, Insurance consumers", "source_url": "https://dbr.ri.gov/insurance/consumers", "as_of": "2026-10-28" }, { "key": "ri.regulator_phone", "value": "401-462-9520", "unit": "text", "region": "RI", "label": "Insurance regulator consumer phone", "period": "2026", "source_name": "Rhode Island Department of Business Regulation, Insurance consumers", "source_url": "https://dbr.ri.gov/insurance/consumers", "as_of": "2026-10-28" }, { "key": "ri.dmv_name", "value": "Rhode Island Division of Motor Vehicles", "unit": "text", "region": "RI", "label": "Motor vehicle agency", "period": "2026", "source_name": "Rhode Island Division of Motor Vehicles", "source_url": "https://dmv.ri.gov/", "as_of": "2026-10-28" }, { "key": "ri.dmv_url", "value": "https://dmv.ri.gov/", "unit": "text", "region": "RI", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "Rhode Island Division of Motor Vehicles", "source_url": "https://dmv.ri.gov/", "as_of": "2026-10-28" }, { "key": "sc.min_bi_person", "value": 25000, "unit": "USD", "region": "SC", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code Title 38 Chapter 77 (38-77-140, 38-77-150, 38-77-160)", "source_url": "https://www.scstatehouse.gov/code/t38c077.php", "as_of": "2026-10-28" }, { "key": "sc.min_bi_accident", "value": 50000, "unit": "USD", "region": "SC", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code Title 38 Chapter 77 (38-77-140, 38-77-150, 38-77-160)", "source_url": "https://www.scstatehouse.gov/code/t38c077.php", "as_of": "2026-10-28" }, { "key": "sc.min_pd", "value": 25000, "unit": "USD", "region": "SC", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code Title 38 Chapter 77 (38-77-140, 38-77-150, 38-77-160)", "source_url": "https://www.scstatehouse.gov/code/t38c077.php", "as_of": "2026-10-28" }, { "key": "sc.fault_system", "value": "At-fault", "unit": "text", "region": "SC", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "South Carolina Department of Insurance, Automobile Insurance", "source_url": "https://doi.sc.gov/588/Automobile-Insurance", "as_of": "2026-10-28" }, { "key": "sc.pip", "value": "Not required", "unit": "text", "region": "SC", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "South Carolina Department of Insurance, Automobile Insurance", "source_url": "https://doi.sc.gov/588/Automobile-Insurance", "as_of": "2026-10-28" }, { "key": "sc.um", "value": "Required: $25,000/$50,000 bodily injury and $25,000 property damage", "unit": "text", "region": "SC", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code Title 38 Chapter 77 (38-77-140, 38-77-150, 38-77-160)", "source_url": "https://www.scstatehouse.gov/code/t38c077.php", "as_of": "2026-10-28" }, { "key": "sc.uim", "value": "Must be offered; optional", "unit": "text", "region": "SC", "label": "Underinsured motorist coverage requirement", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code Title 38 Chapter 77 (38-77-140, 38-77-150, 38-77-160)", "source_url": "https://www.scstatehouse.gov/code/t38c077.php", "as_of": "2026-10-28" }, { "key": "sc.medpay", "value": "Not required", "unit": "text", "region": "SC", "label": "Medical payments coverage requirement", "period": "2026", "source_name": "South Carolina Department of Insurance, Automobile Insurance", "source_url": "https://doi.sc.gov/588/Automobile-Insurance", "as_of": "2026-10-28" }, { "key": "sc.regulator_name", "value": "South Carolina Department of Insurance", "unit": "text", "region": "SC", "label": "State insurance regulator", "period": "2026", "source_name": "South Carolina Department of Insurance, Automobile Insurance", "source_url": "https://doi.sc.gov/588/Automobile-Insurance", "as_of": "2026-10-28" }, { "key": "sc.regulator_url", "value": "https://doi.sc.gov/588/Automobile-Insurance", "unit": "text", "region": "SC", "label": "Insurance regulator consumer auto page", "period": "2026", "source_name": "South Carolina Department of Insurance, Automobile Insurance", "source_url": "https://doi.sc.gov/588/Automobile-Insurance", "as_of": "2026-10-28" }, { "key": "sc.regulator_phone", "value": "800-768-3467 (toll-free); 803-737-6180", "unit": "text", "region": "SC", "label": "Insurance regulator consumer phone", "period": "2026", "source_name": "South Carolina Department of Insurance, Consumer Services", "source_url": "https://doi.sc.gov/8/Consumers", "as_of": "2026-10-28" }, { "key": "sc.dmv_name", "value": "South Carolina Department of Motor Vehicles (SCDMV)", "unit": "text", "region": "SC", "label": "Motor vehicle agency", "period": "2026", "source_name": "South Carolina Department of Motor Vehicles, Insurance Requirements", "source_url": "https://dmv.sc.gov/vehicle-owners/insurance-requirements", "as_of": "2026-10-28" }, { "key": "sc.dmv_url", "value": "https://dmv.sc.gov/vehicle-owners/insurance-requirements", "unit": "text", "region": "SC", "label": "Motor vehicle agency insurance 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"label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Tennessee Department of Revenue, Financial Responsibility Law (Drive Insured Tennessee)", "source_url": "https://www.tn.gov/revenue/title-and-registration/drive-insured-tennessee/why-you-should-have-insurance.html", "as_of": "2026-10-28" }, { "key": "tn.fault_system", "value": "At-fault", "unit": "text", "region": "TN", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-28" }, { "key": "tn.pip", "value": "Not required", "unit": "text", "region": "TN", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Insurance Information Institute, Background on: Compulsory auto/uninsured motorists (financial responsibility limits by state table)", "source_url": "https://www.iii.org/article/background-on-compulsory-auto-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "tn.regulator_name", "value": "Tennessee Department of Commerce and Insurance", "unit": "text", "region": "TN", "label": "State insurance regulator", "period": "2026", "source_name": "Tennessee Department of Commerce and Insurance, Auto Insurance 101", "source_url": "https://www.tn.gov/commerce/insurance/consumer-edu/auto.html", "as_of": "2026-10-28" }, { "key": "tn.regulator_url", "value": "https://www.tn.gov/commerce/insurance/consumer-edu/auto.html", "unit": "text", "region": "TN", "label": "Insurance regulator consumer auto page", "period": "2026", "source_name": "Tennessee Department of Commerce and Insurance, Auto Insurance 101", "source_url": "https://www.tn.gov/commerce/insurance/consumer-edu/auto.html", "as_of": "2026-10-28" }, { "key": "tn.regulator_phone", "value": "615-741-2241", "unit": "text", "region": "TN", "label": "Insurance regulator 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"2026-10-28" }, { "key": "tx.pip", "value": "Included in every policy unless you reject it in writing (required amount: $2,500 per person)", "unit": "text", "region": "TX", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Texas Legislature, Insurance Code chapter 1952 (1952.101, 1952.152, 1952.153)", "source_url": "https://tcss.legis.texas.gov/resources/IN/htm/IN.1952.htm", "as_of": "2026-10-28" }, { "key": "tx.uim", "value": "Part of the same UM/UIM coverage; can be rejected in writing", "unit": "text", "region": "TX", "label": "Underinsured motorist coverage requirement", "period": "2026", "source_name": "Texas Legislature, Insurance Code chapter 1952 (1952.101, 1952.152, 1952.153)", "source_url": "https://tcss.legis.texas.gov/resources/IN/htm/IN.1952.htm", "as_of": "2026-10-28" }, { "key": "tx.medpay", "value": "Optional", "unit": "text", "region": "TX", "label": "Medical payments coverage requirement", "period": "2026", "source_name": 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"Texas Department of Insurance, Auto insurance", "source_url": "https://www.tdi.texas.gov/consumer/auto-insurance.html", "as_of": "2026-10-28" }, { "key": "tx.dmv_name", "value": "Texas Department of Motor Vehicles (TxDMV)", "unit": "text", "region": "TX", "label": "Motor vehicle agency", "period": "2026", "source_name": "Texas Department of Motor Vehicles, TexasSure insurance verification", "source_url": "https://www.txdmv.gov/motorists/register-your-vehicle/texassure-insurance-verification", "as_of": "2026-10-28" }, { "key": "tx.dmv_url", "value": "https://www.txdmv.gov/motorists/register-your-vehicle/texassure-insurance-verification", "unit": "text", "region": "TX", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "Texas Department of Motor Vehicles, TexasSure insurance verification", "source_url": "https://www.txdmv.gov/motorists/register-your-vehicle/texassure-insurance-verification", "as_of": "2026-10-28" }, { "key": "ut.min_bi_person", "value": 30000, "unit": "USD", "region": "UT", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Utah Legislature, Utah Code 31A-22-304 (motor vehicle liability policy minimum limits)", "source_url": "https://le.utah.gov/xcode/Title31A/Chapter22/C31A-22-S304_2023050320230503.html", "as_of": "2023-05-03" }, { "key": "ut.min_bi_accident", "value": 65000, "unit": "USD", "region": "UT", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Utah Legislature, Utah Code 31A-22-304 (motor vehicle liability policy minimum limits)", "source_url": "https://le.utah.gov/xcode/Title31A/Chapter22/C31A-22-S304_2023050320230503.html", "as_of": "2023-05-03" }, { "key": "ut.min_pd", "value": 25000, "unit": "USD", "region": "UT", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Utah Legislature, Utah Code 31A-22-304 (motor vehicle liability policy minimum limits)", 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"2026", "source_name": "Utah Insurance Department, Home", "source_url": "https://insurance.utah.gov/", "as_of": "2026-10-28" }, { "key": "ut.dmv_name", "value": "Utah DMV (Utah State Tax Commission)", "unit": "text", "region": "UT", "label": "Motor vehicle agency", "period": "2026", "source_name": "Utah DMV, Vehicle Insurance Requirements", "source_url": "https://dmv.utah.gov/register/insurance/", "as_of": "2026-10-28" }, { "key": "ut.dmv_url", "value": "https://dmv.utah.gov/register/insurance/", "unit": "text", "region": "UT", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "Utah DMV, Vehicle Insurance Requirements", "source_url": "https://dmv.utah.gov/register/insurance/", "as_of": "2026-10-28" }, { "key": "vt.min_bi_person", "value": 25000, "unit": "USD", "region": "VT", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Vermont General Assembly, 23 V.S.A. 800 (maintenance of financial 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"Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-28" }, { "key": "vt.pip", "value": "Not required", "unit": "text", "region": "VT", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Insurance Information Institute, Background on: Compulsory auto/uninsured motorists (financial responsibility limits by state table)", "source_url": "https://www.iii.org/article/background-on-compulsory-auto-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "vt.um", "value": "Required: at least $50,000/$100,000 bodily injury, plus property damage up to $10,000 ($150 deductible)", "unit": "text", "region": "VT", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "Vermont General Assembly, 23 V.S.A. 941 (uninsured, underinsured or unknown motorists)", "source_url": 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"source_name": "Vermont Department of Financial Regulation, Home", "source_url": "https://dfr.vermont.gov/", "as_of": "2026-10-28" }, { "key": "vt.regulator_phone", "value": "802-828-3302 (insurance consumer services)", "unit": "text", "region": "VT", "label": "Insurance regulator consumer phone", "period": "2026", "source_name": "Vermont Department of Financial Regulation, Home", "source_url": "https://dfr.vermont.gov/", "as_of": "2026-10-28" }, { "key": "vt.dmv_name", "value": "Vermont Department of Motor Vehicles", "unit": "text", "region": "VT", "label": "Motor vehicle agency", "period": "2026", "source_name": "Vermont Department of Motor Vehicles, Registrations", "source_url": "https://dmv.vermont.gov/registrations", "as_of": "2026-10-28" }, { "key": "vt.dmv_url", "value": "https://dmv.vermont.gov/registrations", "unit": "text", "region": "VT", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "Vermont Department of Motor Vehicles, 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"https://dol.wa.gov/vehicles-and-boats/vehicles/vehicle-registration", "unit": "text", "region": "WA", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "Washington State Department of Licensing, Register a vehicle", "source_url": "https://dol.wa.gov/vehicles-and-boats/vehicles/vehicle-registration", "as_of": "2026-10-28" }, { "key": "wv.min_bi_person", "value": 25000, "unit": "USD", "region": "WV", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "West Virginia Legislature, W. 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Code 17D-4-2 (proof of financial responsibility)", "source_url": "https://code.wvlegislature.gov/17D-4-2/", "as_of": "2026-10-28" }, { "key": "wv.fault_system", "value": "At-fault", "unit": "text", "region": "WV", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-28" }, { "key": "wv.pip", "value": "Not required", "unit": "text", "region": "WV", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Insurance Information Institute, Background on: Compulsory auto/uninsured motorists (financial responsibility limits by state table)", "source_url": "https://www.iii.org/article/background-on-compulsory-auto-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "wv.um", "value": "Required: at least the state minimum limits ($25,000/$50,000 bodily injury, $25,000 property damage)", "unit": "text", "region": "WV", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code 33-6-31 (uninsured and underinsured motorists' coverage)", "source_url": "https://code.wvlegislature.gov/33-6-31/", "as_of": "2026-10-28" }, { "key": "wv.uim", "value": "Must be offered; optional", "unit": "text", "region": "WV", "label": "Underinsured motorist coverage requirement", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code 33-6-31 (uninsured and underinsured motorists' coverage)", "source_url": "https://code.wvlegislature.gov/33-6-31/", "as_of": "2026-10-28" }, { "key": "wv.regulator_name", "value": "West Virginia Offices of the Insurance Commissioner", "unit": "text", "region": "WV", "label": "State insurance regulator", "period": "2026", "source_name": "West Virginia Offices of the Insurance Commissioner, Consumer Services", "source_url": "https://www.wvinsurance.gov/Consumer_Services", "as_of": "2026-10-28" }, { "key": "wv.regulator_url", "value": "https://www.wvinsurance.gov/Consumer_Services", "unit": "text", "region": "WV", "label": "Insurance regulator consumer auto page", "period": "2026", "source_name": "West Virginia Offices of the Insurance Commissioner, Consumer Services", "source_url": "https://www.wvinsurance.gov/Consumer_Services", "as_of": "2026-10-28" }, { "key": "wv.regulator_phone", "value": "888-879-9842 (toll-free); 304-720-8580 (property and casualty consumer services)", "unit": "text", "region": "WV", "label": "Insurance regulator consumer phone", "period": "2026", "source_name": "West Virginia Offices of the Insurance Commissioner, Consumer Services", "source_url": "https://www.wvinsurance.gov/Consumer_Services", "as_of": "2026-10-28" }, { "key": "wv.dmv_name", "value": "West Virginia Division of Motor Vehicles", "unit": "text", "region": "WV", "label": "Motor vehicle agency", "period": "2026", "source_name": "West Virginia Division of Motor Vehicles, Insurance", "source_url": "https://dmv.wv.gov/vehicle-services/vehicles/insurance", "as_of": "2026-10-28" }, { "key": "wv.dmv_url", "value": "https://dmv.wv.gov/vehicle-services/vehicles/insurance", "unit": "text", "region": "WV", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "West Virginia Division of Motor Vehicles, Insurance", "source_url": "https://dmv.wv.gov/vehicle-services/vehicles/insurance", "as_of": "2026-10-28" }, { "key": "wi.min_bi_person", "value": 25000, "unit": "USD", "region": "WI", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Wisconsin Office of the Commissioner of Insurance, Auto Insurance FAQs", "source_url": "https://oci.wi.gov/Pages/Consumers/PI-233.aspx", "as_of": "2026-08-03" }, { "key": "wi.min_bi_accident", "value": 50000, "unit": "USD", "region": "WI", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Wisconsin Office of the Commissioner of Insurance, Auto Insurance FAQs", "source_url": "https://oci.wi.gov/Pages/Consumers/PI-233.aspx", "as_of": "2026-08-03" }, { "key": "wi.min_pd", "value": 10000, "unit": "USD", "region": "WI", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Wisconsin Office of the Commissioner of Insurance, Auto Insurance FAQs", "source_url": "https://oci.wi.gov/Pages/Consumers/PI-233.aspx", "as_of": "2026-08-03" }, { "key": "wi.fault_system", "value": "At-fault", "unit": "text", "region": "WI", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-28" }, { "key": "wi.pip", "value": "Not required", "unit": "text", "region": "WI", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Wisconsin Office of the Commissioner of Insurance, Auto Insurance FAQs", "source_url": "https://oci.wi.gov/Pages/Consumers/PI-233.aspx", "as_of": "2026-08-03" }, { "key": "wi.um", "value": "Required: $25,000/$50,000", "unit": "text", "region": "WI", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "Wisconsin Office of the Commissioner of Insurance, Auto Insurance FAQs", "source_url": "https://oci.wi.gov/Pages/Consumers/PI-233.aspx", "as_of": "2026-08-03" }, { "key": "wi.uim", "value": "Optional (insurers must give notice it is available); if bought, at least $50,000/$100,000", "unit": "text", "region": "WI", "label": "Underinsured motorist coverage requirement", "period": "2026", "source_name": "Wisconsin Office of the Commissioner of Insurance, Auto Insurance FAQs", "source_url": "https://oci.wi.gov/Pages/Consumers/PI-233.aspx", "as_of": "2026-08-03" }, { "key": "wi.medpay", "value": "Must be offered; can be declined (at least $1,000 if bought)", "unit": "text", "region": "WI", "label": "Medical payments coverage requirement", "period": "2026", "source_name": "Wisconsin Office of the Commissioner of Insurance, Auto Insurance FAQs", "source_url": "https://oci.wi.gov/Pages/Consumers/PI-233.aspx", "as_of": "2026-08-03" }, { "key": "wi.regulator_name", "value": "Wisconsin Office of the Commissioner of Insurance (OCI)", "unit": "text", "region": "WI", "label": "State insurance regulator", "period": "2026", "source_name": "Wisconsin Office of the Commissioner of Insurance, Auto and Vehicle", "source_url": "https://oci.wi.gov/Pages/Consumers/AutoInsurance.aspx", "as_of": "2026-10-28" }, { "key": "wi.regulator_url", "value": "https://oci.wi.gov/Pages/Consumers/AutoInsurance.aspx", "unit": "text", "region": "WI", "label": "Insurance regulator consumer auto page", "period": "2026", "source_name": "Wisconsin Office of the Commissioner of Insurance, Auto and Vehicle", "source_url": "https://oci.wi.gov/Pages/Consumers/AutoInsurance.aspx", "as_of": "2026-10-28" }, { "key": "wi.regulator_phone", "value": "800-236-8517 (complaints); 608-266-3585", "unit": "text", "region": "WI", "label": "Insurance regulator consumer phone", "period": "2026", "source_name": "Wisconsin Office of the Commissioner of Insurance, Home", "source_url": "https://oci.wi.gov/Pages/Homepage.aspx", "as_of": "2026-10-28" }, { "key": "wi.dmv_name", "value": "Wisconsin Department of Transportation, Division of Motor Vehicles", "unit": "text", "region": "WI", "label": "Motor vehicle agency", "period": "2026", "source_name": "Wisconsin Department of Transportation, DMV", "source_url": "https://wisconsindot.gov/Pages/online-srvcs/external/dmv.aspx", "as_of": "2026-10-28" }, { "key": "wi.dmv_url", "value": "https://wisconsindot.gov/Pages/online-srvcs/external/dmv.aspx", "unit": "text", "region": "WI", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "Wisconsin Department of Transportation, DMV", "source_url": "https://wisconsindot.gov/Pages/online-srvcs/external/dmv.aspx", "as_of": "2026-10-28" }, { "key": "wy.min_bi_person", "value": 25000, "unit": "USD", "region": "WY", "label": "Minimum bodily injury liability per person", "period": "2026", "source_name": "Wyoming Legislature, Wyoming Statutes Title 31 (31-4-103, 31-9-102, 31-9-405, 31-10-101)", "source_url": "https://wyoleg.gov/statutes/compress/title31.pdf", "as_of": "2026-10-28" }, { "key": "wy.min_bi_accident", "value": 50000, "unit": "USD", "region": "WY", "label": "Minimum bodily injury liability per accident", "period": "2026", "source_name": "Wyoming Legislature, Wyoming Statutes Title 31 (31-4-103, 31-9-102, 31-9-405, 31-10-101)", "source_url": "https://wyoleg.gov/statutes/compress/title31.pdf", "as_of": "2026-10-28" }, { "key": "wy.min_pd", "value": 20000, "unit": "USD", "region": "WY", "label": "Minimum property damage liability per accident", "period": "2026", "source_name": "Wyoming Legislature, Wyoming Statutes Title 31 (31-4-103, 31-9-102, 31-9-405, 31-10-101)", "source_url": "https://wyoleg.gov/statutes/compress/title31.pdf", "as_of": "2026-10-28" }, { "key": "wy.fault_system", "value": "At-fault", "unit": "text", "region": "WY", "label": "Fault system for car accident injury claims", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-28" }, { "key": "wy.pip", "value": "Not required", "unit": "text", "region": "WY", "label": "Personal injury protection (PIP) requirement", "period": "2026", "source_name": "Insurance Information Institute, Background on: Compulsory auto/uninsured motorists (financial responsibility limits by state table)", "source_url": "https://www.iii.org/article/background-on-compulsory-auto-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "wy.um", "value": "Must be included at $25,000/$50,000 unless the named insured rejects it", "unit": "text", "region": "WY", "label": "Uninsured motorist coverage requirement", "period": "2026", "source_name": "Wyoming Legislature, Wyoming Statutes Title 31 (31-4-103, 31-9-102, 31-9-405, 31-10-101)", "source_url": "https://wyoleg.gov/statutes/compress/title31.pdf", "as_of": "2026-10-28" }, { "key": "wy.regulator_name", "value": "Wyoming Department of Insurance", "unit": "text", "region": "WY", "label": "State insurance regulator", "period": "2026", "source_name": "Wyoming Department of Insurance, Consumers", "source_url": "https://doi.wyo.gov/consumers", "as_of": "2026-10-28" }, { "key": "wy.regulator_url", "value": "https://doi.wyo.gov/consumers", "unit": "text", "region": "WY", "label": "Insurance regulator consumer auto page", "period": "2026", "source_name": "Wyoming Department of Insurance, Consumers", "source_url": "https://doi.wyo.gov/consumers", "as_of": "2026-10-28" }, { "key": "wy.regulator_phone", "value": "800-438-5768 (toll-free); 307-777-7402 (Consumer Affairs)", "unit": "text", "region": "WY", "label": "Insurance regulator consumer phone", "period": "2026", "source_name": "Wyoming Department of Insurance, Consumers", "source_url": "https://doi.wyo.gov/consumers", "as_of": "2026-10-28" }, { "key": "wy.dmv_name", "value": "Wyoming Department of Transportation (Motor Vehicle Services)", "unit": "text", "region": "WY", "label": "Motor vehicle agency", "period": "2026", "source_name": "Wyoming Department of Transportation, Titles, Plates and Registration", "source_url": "https://www.dot.state.wy.us/home/titles_plates_registration.html", "as_of": "2026-10-28" }, { "key": "wy.dmv_url", "value": "https://www.dot.state.wy.us/home/titles_plates_registration.html", "unit": "text", "region": "WY", "label": "Motor vehicle agency insurance or registration page", "period": "2026", "source_name": "Wyoming Department of Transportation, Titles, Plates and Registration", "source_url": "https://www.dot.state.wy.us/home/titles_plates_registration.html", "as_of": "2026-10-28" }, { "key": "al.traffic_deaths", "value": 962, "unit": "count", "region": "AL", "label": "Motor vehicle crash deaths, Alabama", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "al.traffic_deaths_per_100k", "value": 18.7, "unit": "per 100,000 people", "region": "AL", "label": "Crash deaths per 100,000 people, Alabama", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ak.traffic_deaths", "value": 70, "unit": "count", "region": "AK", "label": "Motor vehicle crash deaths, Alaska", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ak.traffic_deaths_per_100k", "value": 9.5, "unit": "per 100,000 people", "region": "AK", "label": "Crash deaths per 100,000 people, Alaska", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "az.traffic_deaths", "value": 1229, "unit": "count", "region": "AZ", "label": "Motor vehicle crash deaths, Arizona", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "az.traffic_deaths_per_100k", "value": 16.2, "unit": "per 100,000 people", "region": "AZ", "label": "Crash deaths per 100,000 people, Arizona", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ar.traffic_deaths", "value": 603, "unit": "count", "region": "AR", "label": "Motor vehicle crash deaths, Arkansas", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ar.traffic_deaths_per_100k", "value": 19.5, "unit": "per 100,000 people", "region": "AR", "label": "Crash deaths per 100,000 people, Arkansas", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ca.traffic_deaths", "value": 3876, "unit": "count", "region": "CA", "label": "Motor vehicle crash deaths, California", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ca.traffic_deaths_per_100k", "value": 9.8, "unit": "per 100,000 people", "region": "CA", "label": "Crash deaths per 100,000 people, California", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "co.traffic_deaths", "value": 689, "unit": "count", "region": "CO", "label": "Motor vehicle crash deaths, Colorado", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "co.traffic_deaths_per_100k", "value": 11.6, "unit": "per 100,000 people", "region": "CO", "label": "Crash deaths per 100,000 people, Colorado", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ct.traffic_deaths", "value": 310, "unit": "count", "region": "CT", "label": "Motor vehicle crash deaths, Connecticut", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ct.traffic_deaths_per_100k", "value": 8.4, "unit": "per 100,000 people", "region": "CT", "label": "Crash deaths per 100,000 people, Connecticut", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "de.traffic_deaths", "value": 126, "unit": "count", "region": "DE", "label": "Motor vehicle crash deaths, Delaware", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "de.traffic_deaths_per_100k", "value": 12, "unit": "per 100,000 people", "region": "DE", "label": "Crash deaths per 100,000 people, Delaware", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "dc.traffic_deaths", "value": 47, "unit": "count", "region": "DC", "label": "Motor vehicle crash deaths, District of Columbia", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "dc.traffic_deaths_per_100k", "value": 6.7, "unit": "per 100,000 people", "region": "DC", "label": "Crash deaths per 100,000 people, District of Columbia", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "fl.traffic_deaths", "value": 3138, "unit": "count", "region": "FL", "label": "Motor vehicle crash deaths, Florida", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "fl.traffic_deaths_per_100k", "value": 13.4, "unit": "per 100,000 people", "region": "FL", "label": "Crash deaths per 100,000 people, Florida", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ga.traffic_deaths", "value": 1403, "unit": "count", "region": "GA", "label": "Motor vehicle crash deaths, Georgia", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ga.traffic_deaths_per_100k", "value": 12.5, "unit": "per 100,000 people", "region": "GA", "label": "Crash deaths per 100,000 people, Georgia", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "hi.traffic_deaths", "value": 102, "unit": "count", "region": "HI", "label": "Motor vehicle crash deaths, Hawaii", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "hi.traffic_deaths_per_100k", "value": 7.1, "unit": "per 100,000 people", "region": "HI", "label": "Crash deaths per 100,000 people, Hawaii", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "id.traffic_deaths", "value": 238, "unit": "count", "region": "ID", "label": "Motor vehicle crash deaths, Idaho", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "id.traffic_deaths_per_100k", "value": 11.9, "unit": "per 100,000 people", "region": "ID", "label": "Crash deaths per 100,000 people, Idaho", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "il.traffic_deaths", "value": 1177, "unit": "count", "region": "IL", "label": "Motor vehicle crash deaths, Illinois", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "il.traffic_deaths_per_100k", "value": 9.3, "unit": "per 100,000 people", "region": "IL", "label": "Crash deaths per 100,000 people, Illinois", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "in.traffic_deaths", "value": 832, "unit": "count", "region": "IN", "label": "Motor vehicle crash deaths, Indiana", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "in.traffic_deaths_per_100k", "value": 12, "unit": "per 100,000 people", "region": "IN", "label": "Crash deaths per 100,000 people, Indiana", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ia.traffic_deaths", "value": 356, "unit": "count", "region": "IA", "label": "Motor vehicle crash deaths, Iowa", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ia.traffic_deaths_per_100k", "value": 11, "unit": "per 100,000 people", "region": "IA", "label": "Crash deaths per 100,000 people, Iowa", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ks.traffic_deaths", "value": 339, "unit": "count", "region": "KS", "label": "Motor vehicle crash deaths, Kansas", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ks.traffic_deaths_per_100k", "value": 11.4, "unit": "per 100,000 people", "region": "KS", "label": "Crash deaths per 100,000 people, Kansas", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ky.traffic_deaths", "value": 707, "unit": "count", "region": "KY", "label": "Motor vehicle crash deaths, Kentucky", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ky.traffic_deaths_per_100k", "value": 15.4, "unit": "per 100,000 people", "region": "KY", "label": "Crash deaths per 100,000 people, Kentucky", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "la.traffic_deaths", "value": 752, "unit": "count", "region": "LA", "label": "Motor vehicle crash deaths, Louisiana", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "la.traffic_deaths_per_100k", "value": 16.4, "unit": "per 100,000 people", "region": "LA", "label": "Crash deaths per 100,000 people, Louisiana", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "me.traffic_deaths", "value": 177, "unit": "count", "region": "ME", "label": "Motor vehicle crash deaths, Maine", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "me.traffic_deaths_per_100k", "value": 12.6, "unit": "per 100,000 people", "region": "ME", "label": "Crash deaths per 100,000 people, Maine", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "md.traffic_deaths", "value": 578, "unit": "count", "region": "MD", "label": "Motor vehicle crash deaths, Maryland", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "md.traffic_deaths_per_100k", "value": 9.2, "unit": "per 100,000 people", "region": "MD", "label": "Crash deaths per 100,000 people, Maryland", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ma.traffic_deaths", "value": 363, "unit": "count", "region": "MA", "label": "Motor vehicle crash deaths, Massachusetts", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ma.traffic_deaths_per_100k", "value": 5.1, "unit": "per 100,000 people", "region": "MA", "label": "Crash deaths per 100,000 people, Massachusetts", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "mi.traffic_deaths", "value": 1098, "unit": "count", "region": "MI", "label": "Motor vehicle crash deaths, Michigan", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "mi.traffic_deaths_per_100k", "value": 10.8, "unit": "per 100,000 people", "region": "MI", "label": "Crash deaths per 100,000 people, Michigan", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "mn.traffic_deaths", "value": 477, "unit": "count", "region": "MN", "label": "Motor vehicle crash deaths, Minnesota", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "mn.traffic_deaths_per_100k", "value": 8.2, "unit": "per 100,000 people", "region": "MN", "label": "Crash deaths per 100,000 people, Minnesota", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ms.traffic_deaths", "value": 753, "unit": "count", "region": "MS", "label": "Motor vehicle crash deaths, Mississippi", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ms.traffic_deaths_per_100k", "value": 25.6, "unit": "per 100,000 people", "region": "MS", "label": "Crash deaths per 100,000 people, Mississippi", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "mo.traffic_deaths", "value": 955, "unit": "count", "region": "MO", "label": "Motor vehicle crash deaths, Missouri", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "mo.traffic_deaths_per_100k", "value": 15.3, "unit": "per 100,000 people", "region": "MO", "label": "Crash deaths per 100,000 people, Missouri", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "mt.traffic_deaths", "value": 206, "unit": "count", "region": "MT", "label": "Motor vehicle crash deaths, Montana", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "mt.traffic_deaths_per_100k", "value": 18.1, "unit": "per 100,000 people", "region": "MT", "label": "Crash deaths per 100,000 people, Montana", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ne.traffic_deaths", "value": 251, "unit": "count", "region": "NE", "label": "Motor vehicle crash deaths, Nebraska", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ne.traffic_deaths_per_100k", "value": 12.5, "unit": "per 100,000 people", "region": "NE", "label": "Crash deaths per 100,000 people, Nebraska", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nv.traffic_deaths", "value": 417, "unit": "count", "region": "NV", "label": "Motor vehicle crash deaths, Nevada", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nv.traffic_deaths_per_100k", "value": 12.8, "unit": "per 100,000 people", "region": "NV", "label": "Crash deaths per 100,000 people, Nevada", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nh.traffic_deaths", "value": 133, "unit": "count", "region": "NH", "label": "Motor vehicle crash deaths, New Hampshire", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nh.traffic_deaths_per_100k", "value": 9.4, "unit": "per 100,000 people", "region": "NH", "label": "Crash deaths per 100,000 people, New Hampshire", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nj.traffic_deaths", "value": 670, "unit": "count", "region": "NJ", "label": "Motor vehicle crash deaths, New Jersey", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nj.traffic_deaths_per_100k", "value": 7.1, "unit": "per 100,000 people", "region": "NJ", "label": "Crash deaths per 100,000 people, New Jersey", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nm.traffic_deaths", "value": 409, "unit": "count", "region": "NM", "label": "Motor vehicle crash deaths, New Mexico", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nm.traffic_deaths_per_100k", "value": 19.2, "unit": "per 100,000 people", "region": "NM", "label": "Crash deaths per 100,000 people, New Mexico", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ny.traffic_deaths", "value": 1101, "unit": "count", "region": "NY", "label": "Motor vehicle crash deaths, New York", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ny.traffic_deaths_per_100k", "value": 5.5, "unit": "per 100,000 people", "region": "NY", "label": "Crash deaths per 100,000 people, New York", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nc.traffic_deaths", "value": 1619, "unit": "count", "region": "NC", "label": "Motor vehicle crash deaths, North Carolina", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nc.traffic_deaths_per_100k", "value": 14.7, "unit": "per 100,000 people", "region": "NC", "label": "Crash deaths per 100,000 people, North Carolina", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nd.traffic_deaths", "value": 90, "unit": "count", "region": "ND", "label": "Motor vehicle crash deaths, North Dakota", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nd.traffic_deaths_per_100k", "value": 11.3, "unit": "per 100,000 people", "region": "ND", "label": "Crash deaths per 100,000 people, North Dakota", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "oh.traffic_deaths", "value": 1157, "unit": "count", "region": "OH", "label": "Motor vehicle crash deaths, Ohio", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "oh.traffic_deaths_per_100k", "value": 9.7, "unit": "per 100,000 people", "region": "OH", "label": "Crash deaths per 100,000 people, Ohio", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ok.traffic_deaths", "value": 645, "unit": "count", "region": "OK", "label": "Motor vehicle crash deaths, Oklahoma", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ok.traffic_deaths_per_100k", "value": 15.7, "unit": "per 100,000 people", "region": "OK", "label": "Crash deaths per 100,000 people, Oklahoma", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "or.traffic_deaths", "value": 538, "unit": "count", "region": "OR", "label": "Motor vehicle crash deaths, Oregon", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "or.traffic_deaths_per_100k", "value": 12.6, "unit": "per 100,000 people", "region": "OR", "label": "Crash deaths per 100,000 people, Oregon", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "pa.traffic_deaths", "value": 1127, "unit": "count", "region": "PA", "label": "Motor vehicle crash deaths, Pennsylvania", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "pa.traffic_deaths_per_100k", "value": 8.6, "unit": "per 100,000 people", "region": "PA", "label": "Crash deaths per 100,000 people, Pennsylvania", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ri.traffic_deaths", "value": 52, "unit": "count", "region": "RI", "label": "Motor vehicle crash deaths, Rhode Island", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ri.traffic_deaths_per_100k", "value": 4.7, "unit": "per 100,000 people", "region": "RI", "label": "Crash deaths per 100,000 people, Rhode Island", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "sc.traffic_deaths", "value": 1038, "unit": "count", "region": "SC", "label": "Motor vehicle crash deaths, South Carolina", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "sc.traffic_deaths_per_100k", "value": 18.9, "unit": "per 100,000 people", "region": "SC", "label": "Crash deaths per 100,000 people, South Carolina", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "sd.traffic_deaths", "value": 146, "unit": "count", "region": "SD", "label": "Motor vehicle crash deaths, South Dakota", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "sd.traffic_deaths_per_100k", "value": 15.8, "unit": "per 100,000 people", "region": "SD", "label": "Crash deaths per 100,000 people, South Dakota", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "tn.traffic_deaths", "value": 1197, "unit": "count", "region": "TN", "label": "Motor vehicle crash deaths, Tennessee", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "tn.traffic_deaths_per_100k", "value": 16.6, "unit": "per 100,000 people", "region": "TN", "label": "Crash deaths per 100,000 people, Tennessee", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "tx.traffic_deaths", "value": 4160, "unit": "count", "region": "TX", "label": "Motor vehicle crash deaths, Texas", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "tx.traffic_deaths_per_100k", "value": 13.3, "unit": "per 100,000 people", "region": "TX", "label": "Crash deaths per 100,000 people, Texas", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ut.traffic_deaths", "value": 277, "unit": "count", "region": "UT", "label": "Motor vehicle crash deaths, Utah", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ut.traffic_deaths_per_100k", "value": 7.9, "unit": "per 100,000 people", "region": "UT", "label": "Crash deaths per 100,000 people, Utah", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "vt.traffic_deaths", "value": 59, "unit": "count", "region": "VT", "label": "Motor vehicle crash deaths, Vermont", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "vt.traffic_deaths_per_100k", "value": 9.1, "unit": "per 100,000 people", "region": "VT", "label": "Crash deaths per 100,000 people, Vermont", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "va.traffic_deaths", "value": 917, "unit": "count", "region": "VA", "label": "Motor vehicle crash deaths, Virginia", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "va.traffic_deaths_per_100k", "value": 10.4, "unit": "per 100,000 people", "region": "VA", "label": "Crash deaths per 100,000 people, Virginia", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "wa.traffic_deaths", "value": 730, "unit": "count", "region": "WA", "label": "Motor vehicle crash deaths, Washington", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "wa.traffic_deaths_per_100k", "value": 9.2, "unit": "per 100,000 people", "region": "WA", "label": "Crash deaths per 100,000 people, Washington", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "wv.traffic_deaths", "value": 256, "unit": "count", "region": "WV", "label": "Motor vehicle crash deaths, West Virginia", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "wv.traffic_deaths_per_100k", "value": 14.5, "unit": "per 100,000 people", "region": "WV", "label": "Crash deaths per 100,000 people, West Virginia", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "wi.traffic_deaths", "value": 595, "unit": "count", "region": "WI", "label": "Motor vehicle crash deaths, Wisconsin", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "wi.traffic_deaths_per_100k", "value": 10, "unit": "per 100,000 people", "region": "WI", "label": "Crash deaths per 100,000 people, Wisconsin", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "wy.traffic_deaths", "value": 107, "unit": "count", "region": "WY", "label": "Motor vehicle crash deaths, Wyoming", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "wy.traffic_deaths_per_100k", "value": 18.2, "unit": "per 100,000 people", "region": "WY", "label": "Crash deaths per 100,000 people, Wyoming", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "us.traffic_deaths", "value": 39254, "unit": "count", "region": "US", "label": "Motor vehicle crash deaths, United States", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "us.traffic_deaths_per_100k", "value": 11.5, "unit": "per 100,000 people", "region": "US", "label": "Crash deaths per 100,000 people, United States", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ar.drunk_driver_deaths_pct", "value": 29, "unit": "%", "region": "AR", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Arkansas", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "co.drunk_driver_deaths_pct", "value": 34, "unit": "%", "region": "CO", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Colorado", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ct.drunk_driver_deaths_pct", "value": 32, "unit": "%", "region": "CT", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Connecticut", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "de.drunk_driver_deaths_pct", "value": 33, "unit": "%", "region": "DE", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Delaware", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "hi.drunk_driver_deaths_pct", "value": 49, "unit": "%", "region": "HI", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Hawaii", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ks.drunk_driver_deaths_pct", "value": 32, "unit": "%", "region": "KS", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Kansas", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ky.drunk_driver_deaths_pct", "value": 23, "unit": "%", "region": "KY", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Kentucky", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "la.drunk_driver_deaths_pct", "value": 30, "unit": "%", "region": "LA", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Louisiana", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "me.drunk_driver_deaths_pct", "value": 30, "unit": "%", "region": "ME", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Maine", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "md.drunk_driver_deaths_pct", "value": 31, "unit": "%", "region": "MD", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Maryland", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ma.drunk_driver_deaths_pct", "value": 26, "unit": "%", "region": "MA", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Massachusetts", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "mn.drunk_driver_deaths_pct", "value": 23, "unit": "%", "region": "MN", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Minnesota", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "mt.drunk_driver_deaths_pct", "value": 37, "unit": "%", "region": "MT", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Montana", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ne.drunk_driver_deaths_pct", "value": 29, "unit": "%", "region": "NE", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Nebraska", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nh.drunk_driver_deaths_pct", "value": 29, "unit": "%", "region": "NH", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, New Hampshire", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nj.drunk_driver_deaths_pct", "value": 24, "unit": "%", "region": "NJ", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, New Jersey", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nd.drunk_driver_deaths_pct", "value": 27, "unit": "%", "region": "ND", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, North Dakota", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "oh.drunk_driver_deaths_pct", "value": 33, "unit": "%", "region": "OH", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Ohio", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "or.drunk_driver_deaths_pct", "value": 33, "unit": "%", "region": "OR", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Oregon", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ri.drunk_driver_deaths_pct", "value": 48, "unit": "%", "region": "RI", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Rhode Island", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "sc.drunk_driver_deaths_pct", "value": 41, "unit": "%", "region": "SC", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, South Carolina", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "sd.drunk_driver_deaths_pct", "value": 37, "unit": "%", "region": "SD", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, South Dakota", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ut.drunk_driver_deaths_pct", "value": 30, "unit": "%", "region": "UT", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Utah", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "vt.drunk_driver_deaths_pct", "value": 42, "unit": "%", "region": "VT", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Vermont", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "va.drunk_driver_deaths_pct", "value": 30, "unit": "%", "region": "VA", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Virginia", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "wa.drunk_driver_deaths_pct", "value": 33, "unit": "%", "region": "WA", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, Washington", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "wv.drunk_driver_deaths_pct", "value": 24, "unit": "%", "region": "WV", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, West Virginia", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "us.drunk_driver_deaths_pct", "value": 31, "unit": "%", "region": "US", "label": "Estimated share of fatally injured passenger vehicle drivers with BAC of 0.08% or higher, United States", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "al.speeding_deaths_pct", "value": 29, "unit": "%", "region": "AL", "label": "Share of crash deaths that were speeding-related, Alabama", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ak.speeding_deaths_pct", "value": 50, "unit": "%", "region": "AK", "label": "Share of crash deaths that were speeding-related, Alaska", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "az.speeding_deaths_pct", "value": 36, "unit": "%", "region": "AZ", "label": "Share of crash deaths that were speeding-related, Arizona", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ar.speeding_deaths_pct", "value": 23, "unit": "%", "region": "AR", "label": "Share of crash deaths that were speeding-related, Arkansas", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ca.speeding_deaths_pct", "value": 29, "unit": "%", "region": "CA", "label": "Share of crash deaths that were speeding-related, California", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "co.speeding_deaths_pct", "value": 34, "unit": "%", "region": "CO", "label": "Share of crash deaths that were speeding-related, Colorado", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ct.speeding_deaths_pct", "value": 41, "unit": "%", "region": "CT", "label": "Share of crash deaths that were speeding-related, Connecticut", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "de.speeding_deaths_pct", "value": 25, "unit": "%", "region": "DE", "label": "Share of crash deaths that were speeding-related, Delaware", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "dc.speeding_deaths_pct", "value": 38, "unit": "%", "region": "DC", "label": "Share of crash deaths that were speeding-related, District of Columbia", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "fl.speeding_deaths_pct", "value": 11, "unit": "%", "region": "FL", "label": "Share of crash deaths that were speeding-related, Florida", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ga.speeding_deaths_pct", "value": 24, "unit": "%", "region": "GA", "label": "Share of crash deaths that were speeding-related, Georgia", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "hi.speeding_deaths_pct", "value": 42, "unit": "%", "region": "HI", "label": "Share of crash deaths that were speeding-related, Hawaii", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "id.speeding_deaths_pct", "value": 24, "unit": "%", "region": "ID", "label": "Share of crash deaths that were speeding-related, Idaho", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "il.speeding_deaths_pct", "value": 36, "unit": "%", "region": "IL", "label": "Share of crash deaths that were speeding-related, Illinois", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "in.speeding_deaths_pct", "value": 26, "unit": "%", "region": "IN", "label": "Share of crash deaths that were speeding-related, Indiana", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ia.speeding_deaths_pct", "value": 20, "unit": "%", "region": "IA", "label": "Share of crash deaths that were speeding-related, Iowa", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ks.speeding_deaths_pct", "value": 21, "unit": "%", "region": "KS", "label": "Share of crash deaths that were speeding-related, Kansas", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ky.speeding_deaths_pct", "value": 13, "unit": "%", "region": "KY", "label": "Share of crash deaths that were speeding-related, Kentucky", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "la.speeding_deaths_pct", "value": 28, "unit": "%", "region": "LA", "label": "Share of crash deaths that were speeding-related, Louisiana", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "me.speeding_deaths_pct", "value": 24, "unit": "%", "region": "ME", "label": "Share of crash deaths that were speeding-related, Maine", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "md.speeding_deaths_pct", "value": 20, "unit": "%", "region": "MD", "label": "Share of crash deaths that were speeding-related, Maryland", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ma.speeding_deaths_pct", "value": 29, "unit": "%", "region": "MA", "label": "Share of crash deaths that were speeding-related, Massachusetts", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "mi.speeding_deaths_pct", "value": 25, "unit": "%", "region": "MI", "label": "Share of crash deaths that were speeding-related, Michigan", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "mn.speeding_deaths_pct", "value": 29, "unit": "%", "region": "MN", "label": "Share of crash deaths that were speeding-related, Minnesota", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ms.speeding_deaths_pct", "value": 17, "unit": "%", "region": "MS", "label": "Share of crash deaths that were speeding-related, Mississippi", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "mo.speeding_deaths_pct", "value": 33, "unit": "%", "region": "MO", "label": "Share of crash deaths that were speeding-related, Missouri", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "mt.speeding_deaths_pct", "value": 43, "unit": "%", "region": "MT", "label": "Share of crash deaths that were speeding-related, Montana", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ne.speeding_deaths_pct", "value": 27, "unit": "%", "region": "NE", "label": "Share of crash deaths that were speeding-related, Nebraska", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nv.speeding_deaths_pct", "value": 33, "unit": "%", "region": "NV", "label": "Share of crash deaths that were speeding-related, Nevada", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nh.speeding_deaths_pct", "value": 29, "unit": "%", "region": "NH", "label": "Share of crash deaths that were speeding-related, New Hampshire", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nj.speeding_deaths_pct", "value": 23, "unit": "%", "region": "NJ", "label": "Share of crash deaths that were speeding-related, New Jersey", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nm.speeding_deaths_pct", "value": 36, "unit": "%", "region": "NM", "label": "Share of crash deaths that were speeding-related, New Mexico", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ny.speeding_deaths_pct", "value": 33, "unit": "%", "region": "NY", "label": "Share of crash deaths that were speeding-related, New York", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nc.speeding_deaths_pct", "value": 42, "unit": "%", "region": "NC", "label": "Share of crash deaths that were speeding-related, North Carolina", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nd.speeding_deaths_pct", "value": 22, "unit": "%", "region": "ND", "label": "Share of crash deaths that were speeding-related, North Dakota", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "oh.speeding_deaths_pct", "value": 17, "unit": "%", "region": "OH", "label": "Share of crash deaths that were speeding-related, Ohio", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ok.speeding_deaths_pct", "value": 37, "unit": "%", "region": "OK", "label": "Share of crash deaths that were speeding-related, Oklahoma", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "or.speeding_deaths_pct", "value": 30, "unit": "%", "region": "OR", "label": "Share of crash deaths that were speeding-related, Oregon", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "pa.speeding_deaths_pct", "value": 39, "unit": "%", "region": "PA", "label": "Share of crash deaths that were speeding-related, Pennsylvania", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ri.speeding_deaths_pct", "value": 31, "unit": "%", "region": "RI", "label": "Share of crash deaths that were speeding-related, Rhode Island", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "sc.speeding_deaths_pct", "value": 38, "unit": "%", "region": "SC", "label": "Share of crash deaths that were speeding-related, South Carolina", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "sd.speeding_deaths_pct", "value": 23, "unit": "%", "region": "SD", "label": "Share of crash deaths that were speeding-related, South Dakota", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "tn.speeding_deaths_pct", "value": 19, "unit": "%", "region": "TN", "label": "Share of crash deaths that were speeding-related, Tennessee", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "tx.speeding_deaths_pct", "value": 36, "unit": "%", "region": "TX", "label": "Share of crash deaths that were speeding-related, Texas", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ut.speeding_deaths_pct", "value": 30, "unit": "%", "region": "UT", "label": "Share of crash deaths that were speeding-related, Utah", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "vt.speeding_deaths_pct", "value": 54, "unit": "%", "region": "VT", "label": "Share of crash deaths that were speeding-related, Vermont", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "va.speeding_deaths_pct", "value": 31, "unit": "%", "region": "VA", "label": "Share of crash deaths that were speeding-related, Virginia", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "wa.speeding_deaths_pct", "value": 34, "unit": "%", "region": "WA", "label": "Share of crash deaths that were speeding-related, Washington", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "wv.speeding_deaths_pct", "value": 30, "unit": "%", "region": "WV", "label": "Share of crash deaths that were speeding-related, West Virginia", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "wi.speeding_deaths_pct", "value": 32, "unit": "%", "region": "WI", "label": "Share of crash deaths that were speeding-related, Wisconsin", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "wy.speeding_deaths_pct", "value": 39, "unit": "%", "region": "WY", "label": "Share of crash deaths that were speeding-related, Wyoming", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "us.speeding_deaths_pct", "value": 29, "unit": "%", "region": "US", "label": "Share of crash deaths that were speeding-related, United States", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "al.rural_deaths_pct", "value": 59, "unit": "%", "region": "AL", "label": "Share of crash deaths on rural roads, Alabama", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ak.rural_deaths_pct", "value": 53, "unit": "%", "region": "AK", "label": "Share of crash deaths on rural roads, Alaska", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "az.rural_deaths_pct", "value": 30, "unit": "%", "region": "AZ", "label": "Share of crash deaths on rural roads, Arizona", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ar.rural_deaths_pct", "value": 68, "unit": "%", "region": "AR", "label": "Share of crash deaths on rural roads, Arkansas", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ca.rural_deaths_pct", "value": 27, "unit": "%", "region": "CA", "label": "Share of crash deaths on rural roads, California", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "co.rural_deaths_pct", "value": 34, "unit": "%", "region": "CO", "label": "Share of crash deaths on rural roads, Colorado", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ct.rural_deaths_pct", "value": 13, "unit": "%", "region": "CT", "label": "Share of crash deaths on rural roads, Connecticut", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "de.rural_deaths_pct", "value": 40, "unit": "%", "region": "DE", "label": "Share of crash deaths on rural roads, Delaware", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "dc.rural_deaths_pct", "value": 0, "unit": "%", "region": "DC", "label": "Share of crash deaths on rural roads, District of Columbia", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "fl.rural_deaths_pct", "value": 21, "unit": "%", "region": "FL", "label": "Share of crash deaths on rural roads, Florida", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ga.rural_deaths_pct", "value": 35, "unit": "%", "region": "GA", "label": "Share of crash deaths on rural roads, Georgia", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "hi.rural_deaths_pct", "value": 13, "unit": "%", "region": "HI", "label": "Share of crash deaths on rural roads, Hawaii", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "id.rural_deaths_pct", "value": 75, "unit": "%", "region": "ID", "label": "Share of crash deaths on rural roads, Idaho", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "il.rural_deaths_pct", "value": 32, "unit": "%", "region": "IL", "label": "Share of crash deaths on rural roads, Illinois", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "in.rural_deaths_pct", "value": 59, "unit": "%", "region": "IN", "label": "Share of crash deaths on rural roads, Indiana", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ia.rural_deaths_pct", "value": 64, "unit": "%", "region": "IA", "label": "Share of crash deaths on rural roads, Iowa", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ks.rural_deaths_pct", "value": 55, "unit": "%", "region": "KS", "label": "Share of crash deaths on rural roads, Kansas", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ky.rural_deaths_pct", "value": 62, "unit": "%", "region": "KY", "label": "Share of crash deaths on rural roads, Kentucky", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "la.rural_deaths_pct", "value": 45, "unit": "%", "region": "LA", "label": "Share of crash deaths on rural roads, Louisiana", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "me.rural_deaths_pct", "value": 80, "unit": "%", "region": "ME", "label": "Share of crash deaths on rural roads, Maine", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "md.rural_deaths_pct", "value": 18, "unit": "%", "region": "MD", "label": "Share of crash deaths on rural roads, Maryland", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ma.rural_deaths_pct", "value": 8, "unit": "%", "region": "MA", "label": "Share of crash deaths on rural roads, Massachusetts", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "mi.rural_deaths_pct", "value": 41, "unit": "%", "region": "MI", "label": "Share of crash deaths on rural roads, Michigan", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "mn.rural_deaths_pct", "value": 58, "unit": "%", "region": "MN", "label": "Share of crash deaths on rural roads, Minnesota", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ms.rural_deaths_pct", "value": 67, "unit": "%", "region": "MS", "label": "Share of crash deaths on rural roads, Mississippi", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "mo.rural_deaths_pct", "value": 47, "unit": "%", "region": "MO", "label": "Share of crash deaths on rural roads, Missouri", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "mt.rural_deaths_pct", "value": 79, "unit": "%", "region": "MT", "label": "Share of crash deaths on rural roads, Montana", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ne.rural_deaths_pct", "value": 65, "unit": "%", "region": "NE", "label": "Share of crash deaths on rural roads, Nebraska", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nv.rural_deaths_pct", "value": 25, "unit": "%", "region": "NV", "label": "Share of crash deaths on rural roads, Nevada", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nh.rural_deaths_pct", "value": 56, "unit": "%", "region": "NH", "label": "Share of crash deaths on rural roads, New Hampshire", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nj.rural_deaths_pct", "value": 15, "unit": "%", "region": "NJ", "label": "Share of crash deaths on rural roads, New Jersey", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nm.rural_deaths_pct", "value": 64, "unit": "%", "region": "NM", "label": "Share of crash deaths on rural roads, New Mexico", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ny.rural_deaths_pct", "value": 26, "unit": "%", "region": "NY", "label": "Share of crash deaths on rural roads, New York", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nc.rural_deaths_pct", "value": 62, "unit": "%", "region": "NC", "label": "Share of crash deaths on rural roads, North Carolina", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "nd.rural_deaths_pct", "value": 81, "unit": "%", "region": "ND", "label": "Share of crash deaths on rural roads, North Dakota", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "oh.rural_deaths_pct", "value": 43, "unit": "%", "region": "OH", "label": "Share of crash deaths on rural roads, Ohio", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ok.rural_deaths_pct", "value": 58, "unit": "%", "region": "OK", "label": "Share of crash deaths on rural roads, Oklahoma", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "or.rural_deaths_pct", "value": 54, "unit": "%", "region": "OR", "label": "Share of crash deaths on rural roads, Oregon", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "pa.rural_deaths_pct", "value": 39, "unit": "%", "region": "PA", "label": "Share of crash deaths on rural roads, Pennsylvania", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ri.rural_deaths_pct", "value": 13, "unit": "%", "region": "RI", "label": "Share of crash deaths on rural roads, Rhode Island", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "sc.rural_deaths_pct", "value": 46, "unit": "%", "region": "SC", "label": "Share of crash deaths on rural roads, South Carolina", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "sd.rural_deaths_pct", "value": 80, "unit": "%", "region": "SD", "label": "Share of crash deaths on rural roads, South Dakota", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "tn.rural_deaths_pct", "value": 40, "unit": "%", "region": "TN", "label": "Share of crash deaths on rural roads, Tennessee", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "tx.rural_deaths_pct", "value": 36, "unit": "%", "region": "TX", "label": "Share of crash deaths on rural roads, Texas", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ut.rural_deaths_pct", "value": 49, "unit": "%", "region": "UT", "label": "Share of crash deaths on rural roads, Utah", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "vt.rural_deaths_pct", "value": 71, "unit": "%", "region": "VT", "label": "Share of crash deaths on rural roads, Vermont", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "va.rural_deaths_pct", "value": 50, "unit": "%", "region": "VA", "label": "Share of crash deaths on rural roads, Virginia", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "wa.rural_deaths_pct", "value": 40, "unit": "%", "region": "WA", "label": "Share of crash deaths on rural roads, Washington", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "wv.rural_deaths_pct", "value": 56, "unit": "%", "region": "WV", "label": "Share of crash deaths on rural roads, West Virginia", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "wi.rural_deaths_pct", "value": 57, "unit": "%", "region": "WI", "label": "Share of crash deaths on rural roads, Wisconsin", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "wy.rural_deaths_pct", "value": 75, "unit": "%", "region": "WY", "label": "Share of crash deaths on rural roads, Wyoming", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "us.rural_deaths_pct", "value": 41, "unit": "%", "region": "US", "label": "Share of crash deaths on rural roads, United States", "period": "2024", "source_name": "IIHS, Fatality Facts 2024: State by state", "source_url": "https://www.iihs.org/research-areas/fatality-statistics/detail/state-by-state", "as_of": "2026-06-01" }, { "key": "ak.uninsured_rate", "value": 12.5, "unit": "%", "region": "AK", "label": "Estimated share of uninsured motorists, Alaska", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "ak.population", "value": 737270, "unit": "count", "region": "AK", "label": "Resident population, Alaska", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "al.uninsured_rate", "value": 16.8, "unit": "%", "region": "AL", "label": "Estimated share of uninsured motorists, Alabama", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "al.population", "value": 5193088, "unit": "count", "region": "AL", "label": "Resident population, Alabama", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "ar.uninsured_rate", "value": 12.1, "unit": "%", "region": "AR", "label": "Estimated share of uninsured motorists, Arkansas", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "ar.population", "value": 3114791, "unit": "count", "region": "AR", "label": "Resident population, Arkansas", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "az.uninsured_rate", "value": 10.6, "unit": "%", "region": "AZ", "label": "Estimated share of uninsured motorists, Arizona", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "az.population", "value": 7623818, "unit": "count", "region": "AZ", "label": "Resident population, Arizona", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "ca.uninsured_rate", "value": 20.4, "unit": "%", "region": "CA", "label": "Estimated share of uninsured motorists, California", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "ca.population", "value": 39355309, "unit": "count", "region": "CA", "label": "Resident population, California", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "co.uninsured_rate", "value": 19.7, "unit": "%", "region": "CO", "label": "Estimated share of uninsured motorists, Colorado", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "co.population", "value": 6012561, "unit": "count", "region": "CO", "label": "Resident population, Colorado", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "ct.uninsured_rate", "value": 11.8, "unit": "%", "region": "CT", "label": "Estimated share of uninsured motorists, Connecticut", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "ct.population", "value": 3688496, "unit": "count", "region": "CT", "label": "Resident population, Connecticut", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "dc.uninsured_rate", "value": 23.1, "unit": "%", "region": "DC", "label": "Estimated share of uninsured motorists, District of Columbia", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "dc.population", "value": 693645, "unit": "count", "region": "DC", "label": "Resident population, District of Columbia", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "de.uninsured_rate", "value": 17.6, "unit": "%", "region": "DE", "label": "Estimated share of uninsured motorists, Delaware", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "de.population", "value": 1059952, "unit": "count", "region": "DE", "label": "Resident population, Delaware", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "fl.uninsured_rate", "value": 20.6, "unit": "%", "region": "FL", "label": "Estimated share of uninsured motorists, Florida", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "fl.population", "value": 23462518, "unit": "count", "region": "FL", "label": "Resident population, Florida", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "ga.uninsured_rate", "value": 19, "unit": "%", "region": "GA", "label": "Estimated share of uninsured motorists, Georgia", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "ga.population", "value": 11302748, "unit": "count", "region": "GA", "label": "Resident population, Georgia", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "hi.uninsured_rate", "value": 9.6, "unit": "%", "region": "HI", "label": "Estimated share of uninsured motorists, Hawaii", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "hi.population", "value": 1432820, "unit": "count", "region": "HI", "label": "Resident population, Hawaii", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "ia.uninsured_rate", "value": 11.4, "unit": "%", "region": "IA", "label": "Estimated share of uninsured motorists, Iowa", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "ia.population", "value": 3238387, "unit": "count", "region": "IA", "label": "Resident population, Iowa", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "id.uninsured_rate", "value": 6.4, "unit": "%", "region": "ID", "label": "Estimated share of uninsured motorists, Idaho", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "id.population", "value": 2029733, "unit": "count", "region": "ID", "label": "Resident population, Idaho", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "il.uninsured_rate", "value": 15.2, "unit": "%", "region": "IL", "label": "Estimated share of uninsured motorists, Illinois", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "il.population", "value": 12719141, "unit": "count", "region": "IL", "label": "Resident population, Illinois", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "in.uninsured_rate", "value": 14, "unit": "%", "region": "IN", "label": "Estimated share of uninsured motorists, Indiana", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "in.population", "value": 6973333, "unit": "count", "region": "IN", "label": "Resident population, Indiana", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "ks.uninsured_rate", "value": 12, "unit": "%", "region": "KS", "label": "Estimated share of uninsured motorists, Kansas", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "ks.population", "value": 2977220, "unit": "count", "region": "KS", "label": "Resident population, Kansas", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "ky.uninsured_rate", "value": 14.1, "unit": "%", "region": "KY", "label": "Estimated share of uninsured motorists, Kentucky", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "ky.population", "value": 4606864, "unit": "count", "region": "KY", "label": "Resident population, Kentucky", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "la.uninsured_rate", "value": 11.7, "unit": "%", "region": "LA", "label": "Estimated share of uninsured motorists, Louisiana", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "la.population", "value": 4618189, "unit": "count", "region": "LA", "label": "Resident population, Louisiana", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "ma.uninsured_rate", "value": 7.9, "unit": "%", "region": "MA", "label": "Estimated share of uninsured motorists, Massachusetts", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "ma.population", "value": 7154084, "unit": "count", "region": "MA", "label": "Resident population, Massachusetts", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "md.uninsured_rate", "value": 16.9, "unit": "%", "region": "MD", "label": "Estimated share of uninsured motorists, Maryland", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "md.population", "value": 6265347, "unit": "count", "region": "MD", "label": "Resident population, Maryland", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "me.uninsured_rate", "value": 5.7, "unit": "%", "region": "ME", "label": "Estimated share of uninsured motorists, Maine", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "me.population", "value": 1414874, "unit": "count", "region": "ME", "label": "Resident population, Maine", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "mi.uninsured_rate", "value": 22.3, "unit": "%", "region": "MI", "label": "Estimated share of uninsured motorists, Michigan", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "mi.population", "value": 10127884, "unit": "count", "region": "MI", "label": "Resident population, Michigan", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "mn.uninsured_rate", "value": 11.3, "unit": "%", "region": "MN", "label": "Estimated share of uninsured motorists, Minnesota", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "mn.population", "value": 5830405, "unit": "count", "region": "MN", "label": "Resident population, Minnesota", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "mo.uninsured_rate", "value": 20.7, "unit": "%", "region": "MO", "label": "Estimated share of uninsured motorists, Missouri", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "mo.population", "value": 6270541, "unit": "count", "region": "MO", "label": "Resident population, Missouri", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "ms.uninsured_rate", "value": 28.2, "unit": "%", "region": "MS", "label": "Estimated share of uninsured motorists, Mississippi", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "ms.population", "value": 2954160, "unit": "count", "region": "MS", "label": "Resident population, Mississippi", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "mt.uninsured_rate", "value": 7.2, "unit": "%", "region": "MT", "label": "Estimated share of uninsured motorists, Montana", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "mt.population", "value": 1144694, "unit": "count", "region": "MT", "label": "Resident population, Montana", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "nc.uninsured_rate", "value": 11.8, "unit": "%", "region": "NC", "label": "Estimated share of uninsured motorists, North Carolina", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "nc.population", "value": 11197968, "unit": "count", "region": "NC", "label": "Resident population, North Carolina", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "nd.uninsured_rate", "value": 10.6, "unit": "%", "region": "ND", "label": "Estimated share of uninsured motorists, North Dakota", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "nd.population", "value": 799358, "unit": "count", "region": "ND", "label": "Resident population, North Dakota", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "ne.uninsured_rate", "value": 9.5, "unit": "%", "region": "NE", "label": "Estimated share of uninsured motorists, Nebraska", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "ne.population", "value": 2018006, "unit": "count", "region": "NE", "label": "Resident population, Nebraska", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "nh.uninsured_rate", "value": 10, "unit": "%", "region": "NH", "label": "Estimated share of uninsured motorists, New Hampshire", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "nh.population", "value": 1415342, "unit": "count", "region": "NH", "label": "Resident population, New Hampshire", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "nj.uninsured_rate", "value": 14.1, "unit": "%", "region": "NJ", "label": "Estimated share of uninsured motorists, New Jersey", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "nj.population", "value": 9548215, "unit": "count", "region": "NJ", "label": "Resident population, New Jersey", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "nm.uninsured_rate", "value": 24.1, "unit": "%", "region": "NM", "label": "Estimated share of uninsured motorists, New Mexico", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "nm.population", "value": 2125498, "unit": "count", "region": "NM", "label": "Resident population, New Mexico", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "nv.uninsured_rate", "value": 11.1, "unit": "%", "region": "NV", "label": "Estimated share of uninsured motorists, Nevada", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "nv.population", "value": 3282188, "unit": "count", "region": "NV", "label": "Resident population, Nevada", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "ny.uninsured_rate", "value": 8.6, "unit": "%", "region": "NY", "label": "Estimated share of uninsured motorists, New York", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "ny.population", "value": 20002427, "unit": "count", "region": "NY", "label": "Resident population, New York", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "oh.uninsured_rate", "value": 18.5, "unit": "%", "region": "OH", "label": "Estimated share of uninsured motorists, Ohio", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "oh.population", "value": 11900510, "unit": "count", "region": "OH", "label": "Resident population, Ohio", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "ok.uninsured_rate", "value": 12, "unit": "%", "region": "OK", "label": "Estimated share of uninsured motorists, Oklahoma", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "ok.population", "value": 4123288, "unit": "count", "region": "OK", "label": "Resident population, Oklahoma", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "or.uninsured_rate", "value": 14.7, "unit": "%", "region": "OR", "label": "Estimated share of uninsured motorists, Oregon", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "or.population", "value": 4273586, "unit": "count", "region": "OR", "label": "Resident population, Oregon", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "pa.uninsured_rate", "value": 11, "unit": "%", "region": "PA", "label": "Estimated share of uninsured motorists, Pennsylvania", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "pa.population", "value": 13059432, "unit": "count", "region": "PA", "label": "Resident population, Pennsylvania", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "ri.uninsured_rate", "value": 12.4, "unit": "%", "region": "RI", "label": "Estimated share of uninsured motorists, Rhode Island", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "ri.population", "value": 1114521, "unit": "count", "region": "RI", "label": "Resident population, Rhode Island", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "sc.uninsured_rate", "value": 10.3, "unit": "%", "region": "SC", "label": "Estimated share of uninsured motorists, South Carolina", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "sc.population", "value": 5570274, "unit": "count", "region": "SC", "label": "Resident population, South Carolina", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "sd.uninsured_rate", "value": 9.4, "unit": "%", "region": "SD", "label": "Estimated share of uninsured motorists, South Dakota", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "sd.population", "value": 935094, "unit": "count", "region": "SD", "label": "Resident population, South Dakota", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "tn.uninsured_rate", "value": 21.3, "unit": "%", "region": "TN", "label": "Estimated share of uninsured motorists, Tennessee", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "tn.population", "value": 7315076, "unit": "count", "region": "TN", "label": "Resident population, Tennessee", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "tx.population", "value": 31709821, "unit": "count", "region": "TX", "label": "Resident population, Texas", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "ut.uninsured_rate", "value": 6.2, "unit": "%", "region": "UT", "label": "Estimated share of uninsured motorists, Utah", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "ut.population", "value": 3538904, "unit": "count", "region": "UT", "label": "Resident population, Utah", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "va.uninsured_rate", "value": 12.9, "unit": "%", "region": "VA", "label": "Estimated share of uninsured motorists, Virginia", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "va.population", "value": 8880107, "unit": "count", "region": "VA", "label": "Resident population, Virginia", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "vt.uninsured_rate", "value": 11.8, "unit": "%", "region": "VT", "label": "Estimated share of uninsured motorists, Vermont", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "vt.population", "value": 644663, "unit": "count", "region": "VT", "label": "Resident population, Vermont", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "wa.uninsured_rate", "value": 19.1, "unit": "%", "region": "WA", "label": "Estimated share of uninsured motorists, Washington", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "wa.population", "value": 8001020, "unit": "count", "region": "WA", "label": "Resident population, Washington", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "wi.uninsured_rate", "value": 15.6, "unit": "%", "region": "WI", "label": "Estimated share of uninsured motorists, Wisconsin", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "wi.population", "value": 5972787, "unit": "count", "region": "WI", "label": "Resident population, Wisconsin", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "wv.uninsured_rate", "value": 7.8, "unit": "%", "region": "WV", "label": "Estimated share of uninsured motorists, West Virginia", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "wv.population", "value": 1766147, "unit": "count", "region": "WV", "label": "Resident population, West Virginia", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "wy.uninsured_rate", "value": 6.7, "unit": "%", "region": "WY", "label": "Estimated share of uninsured motorists, Wyoming", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-28" }, { "key": "wy.population", "value": 588753, "unit": "count", "region": "WY", "label": "Resident population, Wyoming", "period": "2025", "source_name": "U.S. Census Bureau, Vintage 2025 state population estimates (NST-EST2025-POP)", "source_url": "https://www.census.gov/data/datasets/time-series/demo/popest/2020s-state-total.html", "as_of": "2026-01-27" }, { "key": "us.fre408_rule", "value": "offers to settle, and statements made during settlement talks, generally cannot be used to prove or disprove the claim or its amount", "unit": "text", "region": "US", "label": "Federal Rule of Evidence 408 on compromise offers and negotiations (states have similar rules)", "period": "2026", "source_name": "Cornell LII, Federal Rules of Evidence, Rule 408", "source_url": "https://www.law.cornell.edu/rules/fre/rule_408", "as_of": "2026-10-29" }, { "key": "us.irc130_payments_rule", "value": "fixed and determinable in amount and timing, and the person receiving them cannot speed them up, delay, increase or decrease them", "unit": "text", "region": "US", "label": "Conditions for periodic injury payments under a qualified assignment (26 U.S.C. § 130(c))", "period": "2026", "source_name": "Cornell LII, 26 U.S.C. § 130(c)", "source_url": "https://www.law.cornell.edu/uscode/text/26/130", "as_of": "2026-10-29" }, { "key": "us.irc130_funding", "value": "an annuity from a licensed insurance company or a US government obligation", "unit": "text", "region": "US", "label": "Qualified funding assets for structured settlement payments (26 U.S.C. § 130(d))", "period": "2026", "source_name": "Cornell LII, 26 U.S.C. § 130(d)", "source_url": "https://www.law.cornell.edu/uscode/text/26/130", "as_of": "2026-10-29" }, { "key": "us.irc5891_tax_pct", "value": 40, "unit": "%", "region": "US", "label": "Federal excise tax on the factoring discount when structured settlement payments are bought without an advance qualified court order", "period": "2026", "source_name": "Cornell LII, 26 U.S.C. § 5891", "source_url": "https://www.law.cornell.edu/uscode/text/26/5891", "as_of": "2026-10-29" }, { "key": "tx.minor_settlement_rule", "value": "a next friend may settle a child's lawsuit only with the court's approval, and an approved settlement binds the child", "unit": "text", "region": "TX", "label": "Court approval of a minor's settlement in a Texas lawsuit (Tex. R. Civ. P. 44)", "period": "2026", "source_name": "Supreme Court of Texas, Texas Rules of Civil Procedure, Rule 44", "source_url": "https://txcourts.gov/media/1463426/texas-rules-of-civil-procedure.pdf", "as_of": "2026-10-29" }, { "key": "fl.minor_guardianship_usd", "value": 15000, "unit": "USD", "region": "FL", "label": "Net settlement to a minor above which Florida requires a legal guardianship", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 744.387(2)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/744.387", "as_of": "2026-10-29" }, { "key": "fl.minor_suit_approval", "value": "no settlement of a minor's lawsuit takes effect unless the court approves it", "unit": "text", "region": "FL", "label": "Court approval of settlements after a lawsuit is filed for a minor (Fla. Stat. § 744.387(3)(a))", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 744.387(3)(a)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/744.387", "as_of": "2026-10-29" }, { "key": "pa.settlement_payment_days", "value": 20, "unit": "days", "region": "PA", "label": "Calendar days for a defendant to deliver settlement funds after receiving the signed release (Pa.R.C.P. 229.1; parties may change this in writing)", "period": "2026", "source_name": "Pennsylvania Code, 231 Pa. Code Rule 229.1(c)", "source_url": "https://www.pacodeandbulletin.gov/Display/pacode?file=/secure/pacode/data/231/chapter200/s229.1.html", "as_of": "2026-10-29" }, { "key": "us.frcp_service_days", "value": 90, "unit": "days", "region": "US", "label": "Days after filing to serve a defendant in federal court before the court must dismiss or set a deadline (FRCP 4(m))", "period": "2026", "source_name": "Cornell LII, Federal Rules of Civil Procedure, Rule 4(m)", "source_url": "https://www.law.cornell.edu/rules/frcp/rule_4", "as_of": "2026-10-29" }, { "key": "us.frcp_answer_days", "value": 21, "unit": "days", "region": "US", "label": "Days a defendant has to answer after being served in federal court (FRCP 12(a))", "period": "2026", "source_name": "Cornell LII, Federal Rules of Civil Procedure, Rule 12(a)(1)(A)", "source_url": "https://www.law.cornell.edu/rules/frcp/rule_12", "as_of": "2026-10-29" }, { "key": "us.frcp_interrogatories", "value": 25, "unit": "count", "region": "US", "label": "Maximum written interrogatories one party may serve on another in federal court without permission (FRCP 33)", "period": "2026", "source_name": "Cornell LII, Federal Rules of Civil Procedure, Rule 33(a)(1)", "source_url": "https://www.law.cornell.edu/rules/frcp/rule_33", "as_of": "2026-10-29" }, { "key": "us.frcp_interrogatory_days", "value": 30, "unit": "days", "region": "US", "label": "Days to answer interrogatories in federal court (FRCP 33(b)(2))", "period": "2026", "source_name": "Cornell LII, Federal Rules of Civil Procedure, Rule 33(b)(2)", "source_url": "https://www.law.cornell.edu/rules/frcp/rule_33", "as_of": "2026-10-29" }, { "key": "us.frcp30_depo_hours", "value": 7, "unit": "hours", "region": "US", "label": "Default length limit of a federal deposition: one day of 7 hours (FRCP 30(d)(1))", "period": "2026", "source_name": "Cornell LII, Federal Rules of Civil Procedure, Rule 30(d)(1)", "source_url": "https://www.law.cornell.edu/rules/frcp/rule_30", "as_of": "2026-10-29" }, { "key": "us.frcp30_depo_count", "value": 10, "unit": "count", "region": "US", "label": "Depositions each side may take in federal court without agreement or court permission (FRCP 30(a)(2)(A)(i))", "period": "2026", "source_name": "Cornell LII, Federal Rules of Civil Procedure, Rule 30(a)(2)(A)(i)", "source_url": "https://www.law.cornell.edu/rules/frcp/rule_30", "as_of": "2026-10-29" }, { "key": "us.frcp30_review_days", "value": 30, "unit": "days", "region": "US", "label": "Days a federal deposition witness has to review the transcript and sign a statement of changes if review was requested (FRCP 30(e)(1))", "period": "2026", "source_name": "Cornell LII, Federal Rules of Civil Procedure, Rule 30(e)(1)", "source_url": "https://www.law.cornell.edu/rules/frcp/rule_30", "as_of": "2026-10-29" }, { "key": "us.frcp30_instruct_rule", "value": "only to protect a privilege, to enforce a limit the court has ordered, or to pause for a motion to end or limit an abusive deposition", "unit": "text", "region": "US", "label": "When a lawyer may tell a federal deposition witness not to answer (FRCP 30(c)(2))", "period": "2026", "source_name": "Cornell LII, Federal Rules of Civil Procedure, Rule 30(c)(2)", "source_url": "https://www.law.cornell.edu/rules/frcp/rule_30", "as_of": "2026-10-29" }, { "key": "us.frcp32_unavailable", "value": "has died, is more than 100 miles away or outside the US, or cannot attend because of age, illness, infirmity or imprisonment", "unit": "text", "region": "US", "label": "When a federal court may let a deposition be used in place of live testimony (FRCP 32(a)(4))", "period": "2026", "source_name": "Cornell LII, Federal Rules of Civil Procedure, Rule 32(a)(4)", "source_url": "https://www.law.cornell.edu/rules/frcp/rule_32", "as_of": "2026-10-29" }, { "key": "tx.depo_hours", "value": 6, "unit": "hours", "region": "TX", "label": "Maximum time each side may question one witness at a Texas deposition (breaks excluded)", "period": "2026", "source_name": "Supreme Court of Texas, Texas Rules of Civil Procedure, Rule 199.5(c)", "source_url": "https://txcourts.gov/media/1463426/texas-rules-of-civil-procedure.pdf", "as_of": "2026-10-29" }, { "key": "tx.depo_review_days", "value": 20, "unit": "days", "region": "TX", "label": "Days a Texas witness has to return the signed transcript with changes before the right to change it may be waived", "period": "2026", "source_name": "Supreme Court of Texas, Texas Rules of Civil Procedure, Rule 203.1(b)", "source_url": "https://txcourts.gov/media/1463426/texas-rules-of-civil-procedure.pdf", "as_of": "2026-10-29" }, { "key": "tx.small_claims_limit", "value": 20000, "unit": "USD", "region": "TX", "label": "Maximum amount in controversy in a Texas justice court (small claims) case", "period": "2026", "source_name": "Texas Legislature, Government Code § 27.031(a)(1)", "source_url": "https://statutes.capitol.texas.gov/Docs/GV/htm/GV.27.htm", "as_of": "2026-10-29" }, { "key": "ca.small_claims_limit", "value": 12500, "unit": "USD", "region": "CA", "label": "Maximum small claims amount for an individual in California", "period": "2026", "source_name": "Judicial Branch of California, Small claims basics", "source_url": "https://selfhelp.courts.ca.gov/small-claims-basics", "as_of": "2026-10-29" }, { "key": "ca.small_claims_limit_business", "value": 6250, "unit": "USD", "region": "CA", "label": "Maximum small claims amount for a business in California", "period": "2026", "source_name": "Judicial Branch of California, Small claims basics", "source_url": "https://selfhelp.courts.ca.gov/small-claims-basics", "as_of": "2026-10-29" }, { "key": "ca.small_claims_fee", "value": "between $30 and $100", "unit": "text", "region": "CA", "label": "Filing fee range for a California small claims case", "period": "2026", "source_name": "Judicial Branch of California, Small claims basics", "source_url": "https://selfhelp.courts.ca.gov/small-claims-basics", "as_of": "2026-10-29" }, { "key": "ca.small_claims_no_lawyer", "value": "you can ask a lawyer for advice before court, but a lawyer cannot appear with you in court", "unit": "text", "region": "CA", "label": "Lawyers in California small claims court", "period": "2026", "source_name": "Judicial Branch of California, Small claims basics", "source_url": "https://selfhelp.courts.ca.gov/small-claims-basics", "as_of": "2026-10-29" }, { "key": "ny.nyc_small_claims_limit", "value": 10000, "unit": "USD", "region": "NY", "label": "Maximum small claims amount in New York City", "period": "2026", "source_name": "New York State Unified Court System, CourtHelp: Small Claims", "source_url": "https://nycourts.gov/courthelp/SmallClaims", "as_of": "2026-10-29" }, { "key": "tx.adr_referral_rule", "value": "a court may send a pending case to mediation on its own motion or at a party's request", "unit": "text", "region": "TX", "label": "Court referral of a pending Texas case to alternative dispute resolution", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 154.021(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.154.htm", "as_of": "2026-10-29" }, { "key": "tx.adr_objection_days", "value": 10, "unit": "days", "region": "TX", "label": "Days a party has to file a written objection to a Texas court's referral to mediation or other ADR", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 154.022(b)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.154.htm", "as_of": "2026-10-29" }, { "key": "tx.mediation_confidential", "value": "communications in mediation are confidential and may not be used as evidence against the person who made them", "unit": "text", "region": "TX", "label": "Confidentiality of Texas mediation communications (subject to listed exceptions)", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 154.073(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.154.htm", "as_of": "2026-10-29" }, { "key": "tx.mediated_settlement_rule", "value": "a signed written settlement agreement can be enforced like any other written contract", "unit": "text", "region": "TX", "label": "Effect of a written settlement agreement reached in Texas ADR", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 154.071(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.154.htm", "as_of": "2026-10-29" }, { "key": "tx.mediator_role", "value": "a mediator may not impose their own judgment on the issues in place of the parties", "unit": "text", "region": "TX", "label": "Role of a mediator under Texas law", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 154.023(b)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.154.htm", "as_of": "2026-10-29" }, { "key": "fl.mediation_on_request", "value": "a court must send a filed civil case for money damages to mediation if one party asks and the costs can be paid, with some exceptions", "unit": "text", "region": "FL", "label": "Florida court-ordered mediation on a party's request", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 44.102(2)(a)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/44.102", "as_of": "2026-10-29" }, { "key": "oh.mediation_privilege", "value": "mediation communications are privileged: they cannot be obtained in discovery or used as evidence unless the privilege is waived", "unit": "text", "region": "OH", "label": "Mediation privilege under Ohio's Uniform Mediation Act (subject to listed exceptions)", "period": "2026", "source_name": "Ohio Revised Code, § 2710.03 (Uniform Mediation Act)", "source_url": "https://codes.ohio.gov/ohio-revised-code/chapter-2710", "as_of": "2026-10-29" }, { "key": "oh.mediation_signed_agreement", "value": "a written agreement signed by all parties is not covered by the mediation privilege", "unit": "text", "region": "OH", "label": "Signed agreements are an exception to Ohio's mediation privilege", "period": "2026", "source_name": "Ohio Revised Code, § 2710.05(A)(1) (Uniform Mediation Act)", "source_url": "https://codes.ohio.gov/ohio-revised-code/chapter-2710", "as_of": "2026-10-29" }, { "key": "wa.mediator_report_limit", "value": "whether the mediation took place or ended, whether it settled, and who attended", "unit": "text", "region": "WA", "label": "What a mediator may tell the court about a mediation under Washington's Uniform Mediation Act", "period": "2026", "source_name": "Washington State Legislature, RCW 7.07.060 (Uniform Mediation Act)", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=7.07&full=true", "as_of": "2026-10-29" }, { "key": "wa.mediation_attorney", "value": "a lawyer or another person chosen by a party may come to the mediation and take part", "unit": "text", "region": "WA", "label": "Who may accompany a party to mediation under Washington's Uniform Mediation Act", "period": "2026", "source_name": "Washington State Legislature, RCW 7.07.090 (Uniform Mediation Act)", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=7.07&full=true", "as_of": "2026-10-29" }, { "key": "us.auto_jury_trial_months", "value": 20.3, "unit": "months", "region": "US", "label": "Median months from filing to verdict for automobile accident jury trials in state courts", "period": "2005", "source_name": "BJS, Tort Bench and Jury Trials in State Courts, 2005 (NCJ 228129), Table 8", "source_url": "https://bjs.ojp.gov/redirect-legacy/content/pub/pdf/tbjtsc05.pdf", "as_of": "2026-10-29" }, { "key": "us.auto_bench_trial_months", "value": 16.6, "unit": "months", "region": "US", "label": "Median months from filing to judgment for automobile accident bench (judge-only) trials in state courts", "period": "2005", "source_name": "BJS, Tort Bench and Jury Trials in State Courts, 2005 (NCJ 228129), Table 8", "source_url": "https://bjs.ojp.gov/redirect-legacy/content/pub/pdf/tbjtsc05.pdf", "as_of": "2026-10-29" }, { "key": "us.msp_cpl_days", "value": 65, "unit": "days", "region": "US", "label": "Days after the Rights and Responsibilities letter within which Medicare's contractor sends the Conditional Payment Letter", "period": "2026", "source_name": "CMS, Non-Group Health Plan (NGHP) Medicare Secondary Payer (MSP) Beneficiary Reference Guide v1.0", "source_url": "https://www.cms.gov/files/document/non-group-health-plan-nghp-medicare-secondary-payer-msp-beneficiary-reference-guide.pdf", "as_of": "2026-10-29" }, { "key": "tx.depo_conference_rule", "value": "private talks between the witness and their lawyer while questions are being asked are improper, except to decide whether to claim a privilege; they may talk during agreed breaks", "unit": "text", "region": "TX", "label": "Texas rule on lawyer-witness conferences during a deposition", "period": "2026", "source_name": "Supreme Court of Texas, Texas Rules of Civil Procedure, Rule 199.5(d)", "source_url": "https://txcourts.gov/media/1463426/texas-rules-of-civil-procedure.pdf", "as_of": "2026-10-29" }, { "key": "tx.depo_attendees", "value": "the witness, the parties, spouses of parties, the lawyers and their employees, and the officer taking the deposition", "unit": "text", "region": "TX", "label": "People who may attend a Texas deposition without advance notice of their identity", "period": "2026", "source_name": "Supreme Court of Texas, Texas Rules of Civil Procedure, Rule 199.5(a)(3)", "source_url": "https://txcourts.gov/media/1463426/texas-rules-of-civil-procedure.pdf", "as_of": "2026-10-29" }, { "key": "us.frcp30_recording", "value": "audio, video or a stenographic transcript by a court reporter", "unit": "text", "region": "US", "label": "Ways federal deposition testimony may be recorded (FRCP 30(b)(3)(A))", "period": "2026", "source_name": "Cornell LII, Federal Rules of Civil Procedure, Rule 30(b)(3)(A)", "source_url": "https://www.law.cornell.edu/rules/frcp/rule_30", "as_of": "2026-10-29" }, { "key": "us.frcp30_remote", "value": "by telephone or other remote means if the parties agree or the court orders it", "unit": "text", "region": "US", "label": "Remote depositions in federal court (FRCP 30(b)(4))", "period": "2026", "source_name": "Cornell LII, Federal Rules of Civil Procedure, Rule 30(b)(4)", "source_url": "https://www.law.cornell.edu/rules/frcp/rule_30", "as_of": "2026-10-29" }, { "key": "tx.mediator_training_hours", "value": 40, "unit": "hours", "region": "TX", "label": "Minimum classroom hours of dispute resolution training for a court-appointed mediator in Texas (general civil cases)", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 154.052(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.154.htm", "as_of": "2026-10-29" }, { "key": "tx.mediator_fee_rule", "value": "the court may set a reasonable fee for a court-appointed mediator and, unless the parties agree otherwise, charge it as a cost of the lawsuit", "unit": "text", "region": "TX", "label": "Fees of a court-appointed mediator in Texas", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 154.054", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.154.htm", "as_of": "2026-10-29" }, { "key": "tx.mediation_independent_evidence", "value": "evidence that could be obtained or used anyway does not become secret just because it was used in mediation", "unit": "text", "region": "TX", "label": "Limit on Texas mediation confidentiality for independently available evidence", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 154.073(c)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.154.htm", "as_of": "2026-10-29" }, { "key": "ga.punitive_cap", "value": 250000, "unit": "USD", "region": "GA", "label": "Cap on punitive damages in most Georgia tort cases", "period": "2026", "source_name": "Official Code of Georgia, O.C.G.A. § 51-12-5.1(g)", "source_url": "https://law.justia.com/codes/georgia/title-51/chapter-12/article-1/section-51-12-5-1/", "as_of": "2026-10-29" }, { "key": "ga.punitive_cap_exceptions", "value": "product liability claims, or a defendant who acted with specific intent to cause harm or while under the influence of alcohol or drugs to the point that judgment was substantially impaired", "unit": "text", "region": "GA", "label": "When the Georgia punitive damages cap does not apply", "period": "2026", "source_name": "Official Code of Georgia, O.C.G.A. § 51-12-5.1(e)-(f)", "source_url": "https://law.justia.com/codes/georgia/title-51/chapter-12/article-1/section-51-12-5-1/", "as_of": "2026-10-29" }, { "key": "ga.punitive_standard", "value": "clear and convincing evidence of willful misconduct, malice, fraud, wantonness, oppression or an entire want of care that suggests conscious indifference to consequences", "unit": "text", "region": "GA", "label": "What a claimant must prove for punitive damages in Georgia", "period": "2026", "source_name": "Official Code of Georgia, O.C.G.A. § 51-12-5.1(b)", "source_url": "https://law.justia.com/codes/georgia/title-51/chapter-12/article-1/section-51-12-5-1/", "as_of": "2026-10-29" }, { "key": "nc.punitive_cap", "value": "three times compensatory damages or $250,000, whichever is greater", "unit": "text", "region": "NC", "label": "Cap on punitive damages in North Carolina", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 1D-25(b)", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1D/GS_1D-25.html", "as_of": "2026-10-29" }, { "key": "nc.punitive_cap_dwi", "value": "the cap does not apply when the defendant's driving would be the crime of driving while impaired", "unit": "text", "region": "NC", "label": "North Carolina punitive cap exemption for impaired driving", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 1D-26", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1D/GS_1D-26.html", "as_of": "2026-10-29" }, { "key": "tx.exemplary_standard", "value": "clear and convincing evidence that the harm resulted from fraud, malice or gross negligence", "unit": "text", "region": "TX", "label": "What a claimant must prove for exemplary (punitive) damages in Texas", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 41.003(a)", "source_url": "https://tcss.legis.texas.gov/resources/CP/htm/CP.41.htm", "as_of": "2026-10-29" }, { "key": "tx.medical_paid_or_incurred", "value": "the amount actually paid or incurred by or on behalf of the claimant", "unit": "text", "region": "TX", "label": "Limit on recovery of past medical expenses in Texas", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 41.0105", "source_url": "https://tcss.legis.texas.gov/resources/CP/htm/CP.41.htm", "as_of": "2026-10-29" }, { "key": "tx.noneconomic_definition", "value": "physical pain and suffering, mental or emotional pain or anguish, loss of consortium, disfigurement, physical impairment, loss of companionship and society, inconvenience, loss of enjoyment of life and injury to reputation", "unit": "text", "region": "TX", "label": "What Texas law counts as noneconomic damages", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 41.001(12)", "source_url": "https://tcss.legis.texas.gov/resources/CP/htm/CP.41.htm", "as_of": "2026-10-29" }, { "key": "fl.collateral_source", "value": "the court reduces an award by amounts already paid from collateral sources such as health or disability insurance, except sources that have a right to be repaid", "unit": "text", "region": "FL", "label": "Florida collateral source rule", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 768.76(1)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/768.76", "as_of": "2026-10-29" }, { "key": "fl.medical_paid_evidence", "value": "limited to the amount actually paid, regardless of the source of payment", "unit": "text", "region": "FL", "label": "Florida evidence rule for past medical bills that have been paid", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 768.0427(2)(a)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/768.0427", "as_of": "2026-10-29" }, { "key": "fl.lop_disclosure", "value": "a copy of the letter of protection and itemized, coded bills for the medical care", "unit": "text", "region": "FL", "label": "What a Florida claimant must disclose to claim medical bills treated under a letter of protection", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 768.0427(3)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/768.0427", "as_of": "2026-10-29" }, { "key": "oh.noneconomic_cap_floor", "value": 250000, "unit": "USD", "region": "OH", "label": "Ohio cap on noneconomic damages: the greater of this amount or three times economic loss", "period": "2026", "source_name": "Ohio Revised Code § 2315.18(B)(2)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2315.18", "as_of": "2026-10-29" }, { "key": "oh.noneconomic_cap_plaintiff_max", "value": 350000, "unit": "USD", "region": "OH", "label": "Most noneconomic damages one plaintiff can recover under the Ohio cap", "period": "2026", "source_name": "Ohio Revised Code § 2315.18(B)(2)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2315.18", "as_of": "2026-10-29" }, { "key": "oh.noneconomic_cap_occurrence_max", "value": 500000, "unit": "USD", "region": "OH", "label": "Most noneconomic damages per occurrence under the Ohio cap", "period": "2026", "source_name": "Ohio Revised Code § 2315.18(B)(2)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2315.18", "as_of": "2026-10-29" }, { "key": "oh.noneconomic_cap_exception", "value": "permanent and substantial physical deformity, loss of use of a limb, loss of a bodily organ system, or a permanent injury that prevents the person from caring for themselves", "unit": "text", "region": "OH", "label": "Injuries excluded from the Ohio noneconomic damages cap", "period": "2026", "source_name": "Ohio Revised Code § 2315.18(B)(3)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2315.18", "as_of": "2026-10-29" }, { "key": "ca.caci_noneconomic_standard", "value": "No fixed standard exists for deciding the amount of these noneconomic damages", "unit": "text", "region": "CA", "label": "California civil jury instruction on pain and suffering (CACI No. 3905A)", "period": "2026", "source_name": "Judicial Council of California, Civil Jury Instructions (CACI) 2026 edition, No. 3905A", "source_url": "https://courts.ca.gov/system/files/file/judicial_council_of_california_civil_jury_instructions_2026.pdf", "as_of": "2026-10-29" }, { "key": "ca.caci_mitigation", "value": "harm that the defendant proves the injured person could have avoided with reasonable efforts or expenditures", "unit": "text", "region": "CA", "label": "California civil jury instruction on mitigation of damages (CACI No. 3930)", "period": "2026", "source_name": "Judicial Council of California, Civil Jury Instructions (CACI) 2026 edition, No. 3930", "source_url": "https://courts.ca.gov/system/files/file/judicial_council_of_california_civil_jury_instructions_2026.pdf", "as_of": "2026-10-29" }, { "key": "ca.caci_earning_capacity", "value": "compare what the injured person could probably have earned without the injury with what they can still earn with it", "unit": "text", "region": "CA", "label": "California civil jury instruction on lost earning capacity (CACI No. 3903D)", "period": "2026", "source_name": "Judicial Council of California, Civil Jury Instructions (CACI) 2026 edition, No. 3903D", "source_url": "https://courts.ca.gov/system/files/file/judicial_council_of_california_civil_jury_instructions_2026.pdf", "as_of": "2026-10-29" }, { "key": "ny.nofault_wage_pct", "value": 80, "unit": "%", "region": "NY", "label": "Share of lost earnings New York no-fault (PIP) pays", "period": "2026", "source_name": "New York State Department of Financial Services, Auto Insurance Information for Consumers", "source_url": "https://www.dfs.ny.gov/consumers/auto_insurance", "as_of": "2026-10-29" }, { "key": "ny.nofault_wage_max_month", "value": 2000, "unit": "USD", "region": "NY", "label": "Most New York no-fault pays for lost earnings per month", "period": "2026", "source_name": "New York State Senate, Insurance Law § 5102(a)(2)", "source_url": "https://www.nysenate.gov/legislation/laws/ISC/5102", "as_of": "2026-10-29" }, { "key": "ny.nofault_wage_max_years", "value": 3, "unit": "years", "region": "NY", "label": "Longest period New York no-fault pays lost earnings after the accident", "period": "2026", "source_name": "New York State Senate, Insurance Law § 5102(a)(2)", "source_url": "https://www.nysenate.gov/legislation/laws/ISC/5102", "as_of": "2026-10-29" }, { "key": "ny.nofault_other_expenses_day", "value": 25, "unit": "USD", "region": "NY", "label": "Daily limit for other reasonable and necessary expenses under New York no-fault (for up to one year)", "period": "2026", "source_name": "New York State Department of Financial Services, Auto Insurance Information for Consumers", "source_url": "https://www.dfs.ny.gov/consumers/auto_insurance", "as_of": "2026-10-29" }, { "key": "ny.nofault_claim_deadline_days", "value": 30, "unit": "days", "region": "NY", "label": "Latest time to file a New York no-fault claim after the accident", "period": "2026", "source_name": "New York State Department of Financial Services, Auto Insurance Information for Consumers", "source_url": "https://www.dfs.ny.gov/consumers/auto_insurance", "as_of": "2026-10-29" }, { "key": "ny.serious_injury", "value": "such as death, dismemberment, significant disfigurement, a fracture, or a permanent or significant limitation of use of a body organ, member, function or system", "unit": "text", "region": "NY", "label": "Injuries that meet New York's \"serious injury\" threshold for pain-and-suffering suits", "period": "2026", "source_name": "New York State Senate, Insurance Law § 5102(d) and § 5104(a)", "source_url": "https://www.nysenate.gov/legislation/laws/ISC/5102", "as_of": "2026-10-29" }, { "key": "fl.pip_medical_pct", "value": 80, "unit": "%", "region": "FL", "label": "Share of reasonable medical expenses Florida PIP pays", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.736(1)(a)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/627.736", "as_of": "2026-10-29" }, { "key": "fl.pip_wage_pct", "value": 60, "unit": "%", "region": "FL", "label": "Share of lost gross income Florida PIP pays as disability benefits", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.736(1)(b)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/627.736", "as_of": "2026-10-29" }, { "key": "fl.pip_initial_care_days", "value": 14, "unit": "days", "region": "FL", "label": "Days after the crash to get initial care for Florida PIP medical benefits", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.736(1)(a)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/627.736", "as_of": "2026-10-29" }, { "key": "fl.pip_non_emc_cap", "value": 2500, "unit": "USD", "region": "FL", "label": "Florida PIP medical limit when a provider finds no emergency medical condition", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.736(1)(a)4.", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/627.736", "as_of": "2026-10-29" }, { "key": "fl.tort_threshold", "value": "significant and permanent loss of an important bodily function, a permanent injury (other than scarring or disfigurement), significant and permanent scarring or disfigurement, or death", "unit": "text", "region": "FL", "label": "Injuries that allow a pain-and-suffering claim under Florida no-fault law", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.737(2)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/627.737", "as_of": "2026-10-29" }, { "key": "mi.tort_threshold", "value": "death, serious impairment of body function, or permanent serious disfigurement", "unit": "text", "region": "MI", "label": "Injuries that allow a noneconomic damages claim under Michigan no-fault law", "period": "2026", "source_name": "Michigan Legislature, MCL 500.3135(1)", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-500-3135", "as_of": "2026-10-29" }, { "key": "ut.tort_threshold_medical", "value": 3000, "unit": "USD", "region": "UT", "label": "Medical expenses above which a Utah PIP holder may sue for general damages", "period": "2026", "source_name": "Utah Legislature, Utah Code § 31A-22-309(1)(a)", "source_url": "https://le.utah.gov/xcode/Title31A/Chapter22/C31A-22-S309_2026050620260506.html", "as_of": "2026-10-29" }, { "key": "us.msp_nofault_first", "value": "Medicare does not pay until the beneficiary has used up their no-fault benefits", "unit": "text", "region": "US", "label": "Medicare is secondary to no-fault (PIP/MedPay) coverage", "period": "2026", "source_name": "eCFR, 42 CFR 411.51(b)", "source_url": "https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-411/subpart-C/section-411.51", "as_of": "2026-10-29" }, { "key": "us.msp_liability_prompt_days", "value": 120, "unit": "days", "region": "US", "label": "Days within which a liability insurer must pay to count as paying promptly under Medicare rules", "period": "2026", "source_name": "eCFR, 42 CFR 411.50(b)", "source_url": "https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-411/subpart-C/section-411.50", "as_of": "2026-10-29" }, { "key": "us.medicaid_last_resort", "value": "Medicaid is generally the payer of last resort", "unit": "text", "region": "US", "label": "Medicaid pays after other liable sources", "period": "2026", "source_name": "MACPAC, Third Party Liability", "source_url": "https://www.macpac.gov/subtopic/third-party-liability", "as_of": "2026-10-29" }, { "key": "us.fmla_weeks", "value": 12, "unit": "count", "region": "US", "label": "Workweeks of unpaid job-protected leave the FMLA allows in a 12-month period", "period": "2026", "source_name": "U.S. Department of Labor, Family and Medical Leave Act", "source_url": "https://www.dol.gov/agencies/whd/fmla", "as_of": "2026-10-29" }, { "key": "ca.caci_preexisting", "value": "the effect of the crash on a physical or emotional condition that it made worse", "unit": "text", "region": "CA", "label": "California civil jury instruction on aggravation of a preexisting condition (CACI No. 3927)", "period": "2026", "source_name": "Judicial Council of California, Civil Jury Instructions (CACI) 2026 edition, No. 3927", "source_url": "https://courts.ca.gov/system/files/file/judicial_council_of_california_civil_jury_instructions_2026.pdf", "as_of": "2026-10-29" }, { "key": "ca.caci_future_pain", "value": "reasonably certain to suffer that harm", "unit": "text", "region": "CA", "label": "What a plaintiff must prove to recover future pain and suffering in California (CACI No. 3905A)", "period": "2026", "source_name": "Judicial Council of California, Civil Jury Instructions (CACI) 2026 edition, No. 3905A", "source_url": "https://courts.ca.gov/system/files/file/judicial_council_of_california_civil_jury_instructions_2026.pdf", "as_of": "2026-10-29" }, { "key": "tx.justice_court_civil_limit", "value": 20000, "unit": "USD", "region": "TX", "label": "Most a Texas justice court (small claims) can hear in a civil case, excluding interest", "period": "2026", "source_name": "Texas Legislature, Government Code § 27.031(a)(1)", "source_url": "https://statutes.capitol.texas.gov/Docs/GV/htm/GV.27.htm", "as_of": "2026-10-29" }, { "key": "tx.county_court_at_law_civil_limit", "value": 325000, "unit": "USD", "region": "TX", "label": "Upper limit of a Texas statutory county court's (county court at law's) civil jurisdiction shared with the district court", "period": "2026", "source_name": "Texas Legislature, Government Code § 25.0003(c)(1)", "source_url": "https://statutes.capitol.texas.gov/Docs/GV/htm/GV.25.htm", "as_of": "2026-10-29" }, { "key": "tx.venue_general_rule", "value": "in the county where all or a substantial part of the events happened, or in the county where the defendant lived when the claim arose (for a business, its principal Texas office)", "unit": "text", "region": "TX", "label": "General rule for which Texas county a lawsuit is filed in", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 15.002(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.15.htm", "as_of": "2026-10-29" }, { "key": "tx.houston_claim_notice_days", "value": 90, "unit": "days", "region": "TX", "label": "Deadline to give the City of Houston written, verified notice of a damage or injury claim", "period": "2026", "source_name": "City of Houston Legal Department, Filing a Claim (City Charter Article IX, Section 11)", "source_url": "https://houstontx.gov/legal/fileclaim.html", "as_of": "2026-10-29" }, { "key": "tx.houston_claim_send_to", "value": "City Secretary's Office, P.O. Box 1562, Houston, TX 77251-1562, with a copy to the City Attorney's Office, Claims/Subrogation Section, P.O. Box 368, Houston, TX 77001-0368", "unit": "text", "region": "TX", "label": "Where to mail a notice of claim against the City of Houston", "period": "2026", "source_name": "City of Houston Legal Department, Filing a Claim", "source_url": "https://houstontx.gov/legal/fileclaim.html", "as_of": "2026-10-29" }, { "key": "tx.houston_crash_report_fee_mail", "value": 6, "unit": "USD", "region": "TX", "label": "Fee for a crash report ordered by mail from the Houston Police Department Records Division", "period": "2026", "source_name": "Houston Police Department, Public Information: Accident Report / Crash Report", "source_url": "https://www.houstontx.gov/police/public_information.htm", "as_of": "2026-10-29" }, { "key": "tx.houston_crash_report_processing", "value": "5 to 8 days", "unit": "text", "region": "TX", "label": "How long HPD crash reports take before they are available to the public", "period": "2026", "source_name": "Houston Police Department, Public Information: Accident Report / Crash Report", "source_url": "https://www.houstontx.gov/police/public_information.htm", "as_of": "2026-10-29" }, { "key": "tx.houston_records_office", "value": "HPD Records Division, Edward A. Thomas Building, 1200 Travis St., 1st floor, Houston, TX 77002 (713-308-8500, option 3)", "unit": "text", "region": "TX", "label": "Where to get a Houston Police crash report in person or by mail", "period": "2026", "source_name": "Houston Police Department, Public Information: Accident Report / Crash Report", "source_url": "https://www.houstontx.gov/police/public_information.htm", "as_of": "2026-10-29" }, { "key": "tx.houston_crash_deaths_2025", "value": 293, "unit": "count", "region": "TX", "label": "People killed in crashes in the city of Houston (CY2025)", "period": "2025", "source_name": "TxDOT, Crashes and Injuries Cities and Towns 2025", "source_url": "https://www.txdot.gov/content/dam/docs/division/trf/crash-records/2025/2025-crashes-injuries-cities-towns.pdf", "as_of": "2026-10-29" }, { "key": "tx.houston_serious_injuries_2025", "value": 1465, "unit": "count", "region": "TX", "label": "People with a suspected serious injury in crashes in the city of Houston (CY2025)", "period": "2025", "source_name": "TxDOT, Crashes and Injuries Cities and Towns 2025", "source_url": "https://www.txdot.gov/content/dam/docs/division/trf/crash-records/2025/2025-crashes-injuries-cities-towns.pdf", "as_of": "2026-10-29" }, { "key": "tx.houston_crashes_2025", "value": 60317, "unit": "count", "region": "TX", "label": "Reportable crashes in the city of Houston (CY2025)", "period": "2025", "source_name": "TxDOT, Crashes and Injuries Cities and Towns 2025", "source_url": "https://www.txdot.gov/content/dam/docs/division/trf/crash-records/2025/2025-crashes-injuries-cities-towns.pdf", "as_of": "2026-10-29" }, { "key": "tx.houston_lrs_name", "value": "Houston Lawyer Referral Service", "unit": "text", "region": "TX", "label": "Certified lawyer referral service for the Houston area, a public service organization of the Houston Bar Association", "period": "2026", "source_name": "Houston Bar Association, Houston Lawyer Referral Service", "source_url": "https://www.hba.org/?pg=Houston-Lawyer-Referral-Service-Ancillary-Org", "as_of": "2026-10-29" }, { "key": "tx.houston_lrs_phone", "value": "(713) 237-9429", "unit": "text", "region": "TX", "label": "Houston Lawyer Referral Service phone (direct line)", "period": "2026", "source_name": "State Bar of Texas, Certified Lawyer Referral Services", "source_url": "https://www.texasbar.com/Content/NavigationMenu/ForThePublic/DOYouNeedaLawyer/CertifiedLawyerReferralServices1/default.htm", "as_of": "2026-10-29" }, { "key": "tx.houston_lrs_fee", "value": 20, "unit": "USD", "region": "TX", "label": "Fee for the first 30-minute office consultation with a Houston Lawyer Referral Service attorney", "period": "2026", "source_name": "Houston Lawyer Referral Service, About HLRS", "source_url": "https://hlrs.org/about-hlrs/", "as_of": "2026-10-29" }, { "key": "tx.dallas_claim_notice_months", "value": 6, "unit": "months", "region": "TX", "label": "Deadline to file a notice of claim with the City of Dallas (Charter Chapter XXIII; sections 1 and 2)", "period": "2026", "source_name": "City of Dallas Office of Risk Management, Notice of Claim form (ORM-FRM-230)", "source_url": "https://dallas.gov/departments/officeriskmanagement/DCH%20Documents/ORM-FRM-230%20NoticeOfClaim.pdf", "as_of": "2026-10-29" }, { "key": "tx.dallas_claim_send_to", "value": "City of Dallas Office of Risk Management, 1500 Marilla, 6A South, Dallas, TX 75201", "unit": "text", "region": "TX", "label": "Where to send a notice of claim against the City of Dallas", "period": "2026", "source_name": "City of Dallas Office of Risk Management, Notice of Claim form (ORM-FRM-230)", "source_url": "https://dallas.gov/departments/officeriskmanagement/DCH%20Documents/ORM-FRM-230%20NoticeOfClaim.pdf", "as_of": "2026-10-29" }, { "key": "tx.dallas_police_records_phone", "value": "(214) 671-3343", "unit": "text", "region": "TX", "label": "Dallas Police Department open records division phone", "period": "2026", "source_name": "City of Dallas City Secretary's Office, Open Records", "source_url": "https://dallascityhall.com/government/citysecretary/pages/openrecords.aspx", "as_of": "2026-10-29" }, { "key": "tx.dallas_records_portal_url", "value": "https://dallastx.govqa.us/WEBAPP/_rs/SupportHome.aspx", "unit": "text", "region": "TX", "label": "City of Dallas Open Records Center (includes police open records and crash report requests)", "period": "2026", "source_name": "City of Dallas, Open Records Center", "source_url": "https://dallastx.govqa.us/WEBAPP/_rs/SupportHome.aspx", "as_of": "2026-10-29" }, { "key": "tx.dallas_county_court_at_law_civil", "value": "concurrent jurisdiction with the district courts in civil cases, whatever the amount in controversy", "unit": "text", "region": "TX", "label": "Civil jurisdiction of the county courts at law in Dallas County", "period": "2026", "source_name": "Texas Legislature, Government Code § 25.0592(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/GV/htm/GV.25.htm", "as_of": "2026-10-29" }, { "key": "tx.dallas_crash_deaths_2025", "value": 172, "unit": "count", "region": "TX", "label": "People killed in crashes in the city of Dallas (CY2025)", "period": "2025", "source_name": "TxDOT, Crashes and Injuries Cities and Towns 2025", "source_url": "https://www.txdot.gov/content/dam/docs/division/trf/crash-records/2025/2025-crashes-injuries-cities-towns.pdf", "as_of": "2026-10-29" }, { "key": "tx.dallas_serious_injuries_2025", "value": 1065, "unit": "count", "region": "TX", "label": "People with a suspected serious injury in crashes in the city of Dallas (CY2025)", "period": "2025", "source_name": "TxDOT, Crashes and Injuries Cities and Towns 2025", "source_url": "https://www.txdot.gov/content/dam/docs/division/trf/crash-records/2025/2025-crashes-injuries-cities-towns.pdf", "as_of": "2026-10-29" }, { "key": "tx.dallas_crashes_2025", "value": 24677, "unit": "count", "region": "TX", "label": "Reportable crashes in the city of Dallas (CY2025)", "period": "2025", "source_name": "TxDOT, Crashes and Injuries Cities and Towns 2025", "source_url": "https://www.txdot.gov/content/dam/docs/division/trf/crash-records/2025/2025-crashes-injuries-cities-towns.pdf", "as_of": "2026-10-29" }, { "key": "tx.dallas_lrs_phone", "value": "(214) 220-7444", "unit": "text", "region": "TX", "label": "Dallas Bar Association Lawyer Referral Service phone", "period": "2026", "source_name": "State Bar of Texas, Certified Lawyer Referral Services", "source_url": "https://www.texasbar.com/Content/NavigationMenu/ForThePublic/DOYouNeedaLawyer/CertifiedLawyerReferralServices1/default.htm", "as_of": "2026-10-29" }, { "key": "tx.dallas_lrs_fee", "value": 20, "unit": "USD", "region": "TX", "label": "Fee for a 30-minute consultation through the Dallas Bar Association Lawyer Referral Service", "period": "2026", "source_name": "Dallas Bar Association, Lawyer Referral Service", "source_url": "https://www.dallasbar.org/index.cfm?pg=LawyerReferralService", "as_of": "2026-10-29" }, { "key": "tx.san_antonio_claim_notice_days", "value": 90, "unit": "days", "region": "TX", "label": "Deadline to give the City of San Antonio written notice of a damage or injury claim (City Charter Section 150)", "period": "2026", "source_name": "City of San Antonio, Notice of Claim (City Charter Section 150)", "source_url": "https://webapp1.sanantonio.gov/NoticeOfClaim/English.aspx", "as_of": "2026-10-29" }, { "key": "tx.san_antonio_claim_send_to", "value": "the City Manager or the City Clerk, in writing; the city's online Notice of Claim form goes to its Office of Risk Management", "unit": "text", "region": "TX", "label": "Where a notice of claim against the City of San Antonio goes", "period": "2026", "source_name": "City of San Antonio, Notice of Claim (City Charter Section 150)", "source_url": "https://webapp1.sanantonio.gov/NoticeOfClaim/English.aspx", "as_of": "2026-10-29" }, { "key": "tx.san_antonio_risk_mgmt_phone", "value": "210-207-7204", "unit": "text", "region": "TX", "label": "City of San Antonio Office of Risk Management, Liability Division phone", "period": "2026", "source_name": "City of San Antonio, Notice of Claim", "source_url": "https://webapp1.sanantonio.gov/NoticeOfClaim/English.aspx", "as_of": "2026-10-29" }, { "key": "tx.san_antonio_crash_report_fee", "value": 6, "unit": "USD", "region": "TX", "label": "San Antonio Police Department fee for an accident (crash) report", "period": "2026", "source_name": "San Antonio Police Department, Open Records Requests", "source_url": "https://sa.gov/Directory/Departments/SAPD/Transparency-Open-Data/Open-Records-Requests", "as_of": "2026-10-29" }, { "key": "tx.san_antonio_records_admin_fee", "value": 5, "unit": "USD", "region": "TX", "label": "San Antonio Police Department administration fee per report", "period": "2026", "source_name": "San Antonio Police Department, Open Records Requests", "source_url": "https://sa.gov/Directory/Departments/SAPD/Transparency-Open-Data/Open-Records-Requests", "as_of": "2026-10-29" }, { "key": "tx.san_antonio_records_overhead_pct", "value": 20, "unit": "%", "region": "TX", "label": "San Antonio Police Department overhead charge added to each records request", "period": "2026", "source_name": "San Antonio Police Department, Open Records Requests", "source_url": "https://sa.gov/Directory/Departments/SAPD/Transparency-Open-Data/Open-Records-Requests", "as_of": "2026-10-29" }, { "key": "tx.san_antonio_records_office", "value": "SAPD Records Office, 315 S. Santa Rosa, San Antonio, TX 78207 (Monday to Friday, 9 a.m. to 4 p.m.)", "unit": "text", "region": "TX", "label": "Where to request a San Antonio Police crash report by mail or in person", "period": "2026", "source_name": "San Antonio Police Department, Open Records Requests", "source_url": "https://sa.gov/Directory/Departments/SAPD/Transparency-Open-Data/Open-Records-Requests", "as_of": "2026-10-29" }, { "key": "tx.san_antonio_crash_report_txdot_wait", "value": "up to 14 days", "unit": "text", "region": "TX", "label": "How long a San Antonio crash report can take to appear in TxDOT's online purchase system", "period": "2026", "source_name": "San Antonio Police Department, Open Records Requests", "source_url": "https://sa.gov/Directory/Departments/SAPD/Transparency-Open-Data/Open-Records-Requests", "as_of": "2026-10-29" }, { "key": "tx.san_antonio_crash_deaths_2025", "value": 167, "unit": "count", "region": "TX", "label": "People killed in crashes in the city of San Antonio (CY2025)", "period": "2025", "source_name": "TxDOT, Crashes and Injuries Cities and Towns 2025", "source_url": "https://www.txdot.gov/content/dam/docs/division/trf/crash-records/2025/2025-crashes-injuries-cities-towns.pdf", "as_of": "2026-10-29" }, { "key": "tx.san_antonio_serious_injuries_2025", "value": 579, "unit": "count", "region": "TX", "label": "People with a suspected serious injury in crashes in the city of San Antonio (CY2025)", "period": "2025", "source_name": "TxDOT, Crashes and Injuries Cities and Towns 2025", "source_url": "https://www.txdot.gov/content/dam/docs/division/trf/crash-records/2025/2025-crashes-injuries-cities-towns.pdf", "as_of": "2026-10-29" }, { "key": "tx.san_antonio_crashes_2025", "value": 37299, "unit": "count", "region": "TX", "label": "Reportable crashes in the city of San Antonio (CY2025)", "period": "2025", "source_name": "TxDOT, Crashes and Injuries Cities and Towns 2025", "source_url": "https://www.txdot.gov/content/dam/docs/division/trf/crash-records/2025/2025-crashes-injuries-cities-towns.pdf", "as_of": "2026-10-29" }, { "key": "tx.san_antonio_lrs_url", "value": "https://www.salawhelp.org/hire-a-lawyer", "unit": "text", "region": "TX", "label": "San Antonio Bar Association Lawyer Referral Service online request page", "period": "2026", "source_name": "San Antonio Bar Association, SA Law Help: Hire a Lawyer", "source_url": "https://www.salawhelp.org/hire-a-lawyer", "as_of": "2026-10-29" }, { "key": "tx.san_antonio_lrs_fee", "value": "does not charge a referral fee", "unit": "text", "region": "TX", "label": "What the San Antonio Bar Association Lawyer Referral Service charges for a referral", "period": "2026", "source_name": "San Antonio Bar Association, SA Law Help: Hire a Lawyer", "source_url": "https://www.salawhelp.org/hire-a-lawyer", "as_of": "2026-10-29" }, { "key": "co.denver_notice_of_claim_days", "value": 182, "unit": "days", "region": "CO", "label": "Deadline to file a written notice of claim against the City and County of Denver, counted from the date of the injury or damage", "period": "2026", "source_name": "City and County of Denver, City Attorney's Office: File a Claim", "source_url": "https://www.denvergov.org/Government/Agencies-Departments-Offices/Agencies-Departments-Offices-Directory/City-Attorneys-Office/File-a-Claim", "as_of": "2026-10-29" }, { "key": "co.denver_claim_send_to", "value": "Claims Dept., City Attorney's Office, 201 W. Colfax Ave., Dept. 1108, Denver, CO 80202", "unit": "text", "region": "CO", "label": "Where to file a notice of claim against the City and County of Denver", "period": "2026", "source_name": "City and County of Denver, City Attorney's Office: File a Claim", "source_url": "https://www.denvergov.org/Government/Agencies-Departments-Offices/Agencies-Departments-Offices-Directory/City-Attorneys-Office/File-a-Claim", "as_of": "2026-10-29" }, { "key": "co.denver_cgia_wait_days", "value": 90, "unit": "days", "region": "CO", "label": "Days a claimant must wait after filing a notice of claim before suing a Colorado public entity, unless the claim is denied sooner", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 24-10-109(6)", "source_url": "https://colorado.public.law/statutes/crs_24-10-109", "as_of": "2026-10-29" }, { "key": "co.denver_cgia_vehicle_waiver", "value": "Immunity is waived for injuries caused by a public employee driving a vehicle the public entity owns or leases, in the course of employment (emergency vehicles operating under the emergency-vehicle rules excepted)", "unit": "text", "region": "CO", "label": "When a Colorado public entity can be sued over a vehicle crash", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 24-10-106(1)(a)", "source_url": "https://colorado.public.law/statutes/crs_24-10-106", "as_of": "2026-10-29" }, { "key": "co.denver_cgia_cap_rule", "value": "Colorado caps what can be recovered from public entities, per person and per occurrence, and the Secretary of State adjusts the amounts every four years", "unit": "text", "region": "CO", "label": "Damage limits in claims against Colorado public entities", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 24-10-114(1)", "source_url": "https://colorado.public.law/statutes/crs_24-10-114", "as_of": "2026-10-29" }, { "key": "co.denver_crash_report_fee_mail", "value": 10, "unit": "USD", "region": "CO", "label": "Fee for a Denver Police crash report ordered by mail (check or money order payable to Manager of Revenue)", "period": "2026", "source_name": "Denver Police Department, Report Request form DPD 241B", "source_url": "https://www.denvergov.org/files/assets/public/v/1/police-department/documents/records/dpd241b.pdf", "as_of": "2026-10-29" }, { "key": "co.denver_records_office", "value": "Denver Police Department Records Unit, 1331 Cherokee Street, Room 420, Denver, CO 80204", "unit": "text", "region": "CO", "label": "Mailing address for Denver Police crash report requests", "period": "2026", "source_name": "Denver Police Department, Report Request form DPD 241B", "source_url": "https://www.denvergov.org/files/assets/public/v/1/police-department/documents/records/dpd241b.pdf", "as_of": "2026-10-29" }, { "key": "co.denver_crash_report_wait", "value": "5 to 7 days after the report is closed", "unit": "text", "region": "CO", "label": "How soon a Denver Police crash report is usually available", "period": "2026", "source_name": "City and County of Denver, Police Records", "source_url": "https://www.denvergov.org/Government/Agencies-Departments-Offices/Agencies-Departments-Offices-Directory/Police-Department/Police-Records", "as_of": "2026-10-29" }, { "key": "co.denver_investigation_report_fee", "value": 20, "unit": "USD", "region": "CO", "label": "Non-refundable research fee for a Denver Police Civil Liability request, such as an Investigation Report (needed for crashes with a death, serious injury, juvenile or city vehicle)", "period": "2026", "source_name": "City and County of Denver, Police Records", "source_url": "https://www.denvergov.org/Government/Agencies-Departments-Offices/Agencies-Departments-Offices-Directory/Police-Department/Police-Records", "as_of": "2026-10-29" }, { "key": "co.denver_traffic_deaths_2025", "value": 94, "unit": "count", "region": "CO", "label": "Traffic deaths in Denver (calendar year 2025)", "period": "2025", "source_name": "City and County of Denver, Vision Zero Statistics & Real-Time Tracking", "source_url": "https://www.denvergov.org/Government/Citywide-Programs-and-Initiatives/Vision-Zero/Statistics", "as_of": "2026-10-29" }, { "key": "co.denver_county_court_limit", "value": 25000, "unit": "USD", "region": "CO", "label": "Most Denver County Court can hear in a civil money claim (larger claims go to Denver District Court)", "period": "2026", "source_name": "Denver County Court, Civil", "source_url": "https://www.denvercountycourt.org/civil/", "as_of": "2026-10-29" }, { "key": "co.denver_small_claims_limit", "value": 7500, "unit": "USD", "region": "CO", "label": "Most a small claims case can be for in Denver County Court", "period": "2026", "source_name": "Denver County Court, Civil", "source_url": "https://www.denvercountycourt.org/civil/", "as_of": "2026-10-29" }, { "key": "co.denver_lawyer_referral", "value": "The Colorado Bar Association does not make referrals; it offers an online Find-a-Lawyer directory", "unit": "text", "region": "CO", "label": "Bar association lawyer referral for Denver", "period": "2026", "source_name": "Colorado Bar Association, FAQs for the Public", "source_url": "https://cobar.org/For-the-Public/FAQs-For-the-Public", "as_of": "2026-10-29" }, { "key": "co.denver_attorney_registration_phone", "value": "303-928-7800", "unit": "text", "region": "CO", "label": "Colorado Attorney Registration phone (to check that a lawyer is licensed in Colorado)", "period": "2026", "source_name": "Colorado Bar Association, FAQs for the Public", "source_url": "https://cobar.org/For-the-Public/FAQs-For-the-Public", "as_of": "2026-10-29" }, { "key": "us.aba_contingency_contents", "value": "the percentage the lawyer takes if the case settles, goes to trial or is appealed, the expenses to be deducted, and whether they come out before or after the fee", "unit": "text", "region": "US", "label": "What an ABA-model contingent fee agreement must state", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 1.5(c)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_5_fees/", "as_of": "2026-10-29" }, { "key": "us.aba_contingency_expenses", "value": "any expenses you must pay whether or not you win", "unit": "text", "region": "US", "label": "Expenses an ABA-model contingent fee agreement must flag", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 1.5(c)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_5_fees/", "as_of": "2026-10-29" }, { "key": "us.aba_closing_statement", "value": "a written statement of the outcome and, if there is a recovery, what you receive and how it was worked out", "unit": "text", "region": "US", "label": "What a lawyer must give the client when a contingent fee case ends (ABA model rule)", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 1.5(c)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_5_fees/", "as_of": "2026-10-29" }, { "key": "us.aba_fee_basis", "value": "explained to you, preferably in writing, before or soon after the work starts", "unit": "text", "region": "US", "label": "When the scope of work and basis of the fee must be communicated (ABA model rule)", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 1.5(b)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_5_fees/", "as_of": "2026-10-29" }, { "key": "us.aba_fee_division_consent", "value": "you agree in writing, including the share each lawyer will receive", "unit": "text", "region": "US", "label": "Client consent needed when lawyers from different firms split a fee (ABA model rule)", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 1.5(e)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_5_fees/", "as_of": "2026-10-29" }, { "key": "us.aba_settlement_decision", "value": "the client decides whether to settle", "unit": "text", "region": "US", "label": "Who decides whether to settle a case (ABA model rule)", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 1.2(a)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_2_scope_of_representation_allocation_of_authority_between_client_lawyer/", "as_of": "2026-10-29" }, { "key": "us.aba_status_updates", "value": "keep you reasonably informed and promptly answer reasonable requests for information", "unit": "text", "region": "US", "label": "A lawyer's duty to communicate with a client (ABA model rule)", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 1.4(a)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_4_communications/", "as_of": "2026-10-29" }, { "key": "us.aba_trust_account", "value": "in a separate account, apart from the lawyer's own money", "unit": "text", "region": "US", "label": "How a lawyer must hold client funds (ABA model rule)", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 1.15(a)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_15_safekeeping_property/", "as_of": "2026-10-29" }, { "key": "us.aba_trust_records_years", "value": 5, "unit": "years", "region": "US", "label": "Years the ABA model rule suggests lawyers keep complete trust account records (states set their own period)", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 1.15(a)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_15_safekeeping_property/", "as_of": "2026-10-29" }, { "key": "us.aba_prompt_delivery", "value": "promptly pay you the funds you are entitled to and, if you ask, give a full accounting", "unit": "text", "region": "US", "label": "A lawyer's duty when client money comes in (ABA model rule)", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 1.15(d)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_15_safekeeping_property/", "as_of": "2026-10-29" }, { "key": "us.aba_live_solicitation", "value": "may not solicit you by live person-to-person contact when a significant motive is the lawyer's financial gain, with narrow exceptions", "unit": "text", "region": "US", "label": "ABA model rule on in-person solicitation of clients", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 7.3(b)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_7_3_direct_contact_with_prospective_clients/", "as_of": "2026-10-29" }, { "key": "fl.cf_cancel_business_days", "value": 3, "unit": "business days", "region": "FL", "label": "Days a Florida client has to cancel a personal injury contingent fee contract without owing a fee", "period": "2026", "source_name": "The Florida Bar, Rules Regulating The Florida Bar, Rule 4-1.5(f)(4)(A)(ii)", "source_url": "https://www-media.floridabar.org/uploads/2026/10/2027_04-OCT-Chapter-4-RRTFB.pdf", "as_of": "2026-10-29" }, { "key": "fl.cf_rights_statement", "value": "a signed Statement of Client's Rights for Contingency Fees", "unit": "text", "region": "FL", "label": "Document a Florida lawyer must give a client before signing a personal injury contingent fee contract", "period": "2026", "source_name": "The Florida Bar, Rules Regulating The Florida Bar, Rule 4-1.5(f)(4)(C)", "source_url": "https://www-media.floridabar.org/uploads/2026/10/2027_04-OCT-Chapter-4-RRTFB.pdf", "as_of": "2026-10-29" }, { "key": "fl.cf_cap_before_answer", "value": "33 1/3% of any recovery up to $1 million", "unit": "text", "region": "FL", "label": "Florida contingent fee level presumed excessive if exceeded: before an answer is filed (first $1 million)", "period": "2026", "source_name": "The Florida Bar, Rules Regulating The Florida Bar, Rule 4-1.5(f)(4)(B)(i)", "source_url": "https://www-media.floridabar.org/uploads/2026/10/2027_04-OCT-Chapter-4-RRTFB.pdf", "as_of": "2026-10-29" }, { "key": "fl.cf_cap_after_answer_pct", "value": 40, "unit": "%", "region": "FL", "label": "Florida contingent fee level presumed excessive if exceeded: after an answer is filed through judgment (first $1 million)", "period": "2026", "source_name": "The Florida Bar, Rules Regulating The Florida Bar, Rule 4-1.5(f)(4)(B)(i)", "source_url": "https://www-media.floridabar.org/uploads/2026/10/2027_04-OCT-Chapter-4-RRTFB.pdf", "as_of": "2026-10-29" }, { "key": "fl.cf_referral_share_pct", "value": 25, "unit": "%", "region": "FL", "label": "Maximum share of a Florida personal injury contingent fee for the lawyer with secondary responsibility", "period": "2026", "source_name": "The Florida Bar, Rules Regulating The Florida Bar, Rule 4-1.5(f)(4)(D)(ii)", "source_url": "https://www-media.floridabar.org/uploads/2026/10/2027_04-OCT-Chapter-4-RRTFB.pdf", "as_of": "2026-10-29" }, { "key": "fl.cf_records_years", "value": 6, "unit": "years", "region": "FL", "label": "Years a Florida lawyer must keep the contingent fee contract and closing statement", "period": "2026", "source_name": "The Florida Bar, Rules Regulating The Florida Bar, Rule 4-1.5(f)(5)", "source_url": "https://www-media.floridabar.org/uploads/2026/10/2027_04-OCT-Chapter-4-RRTFB.pdf", "as_of": "2026-10-29" }, { "key": "tx.barratry_cite", "value": "Tex. Penal Code § 38.12", "unit": "text", "region": "TX", "label": "Texas barratry and solicitation statute", "period": "2026", "source_name": "Texas Legislature, Penal Code § 38.12", "source_url": "https://statutes.capitol.texas.gov/Docs/PE/htm/PE.38.htm", "as_of": "2026-10-29" }, { "key": "tx.barratry_no_contact_days", "value": 30, "unit": "days", "region": "TX", "label": "Days after an accident during which Texas lawyers, doctors and chiropractors may not send unsolicited solicitations about it", "period": "2026", "source_name": "Texas Legislature, Penal Code § 38.12(d)(2)(A)", "source_url": "https://statutes.capitol.texas.gov/Docs/PE/htm/PE.38.htm", "as_of": "2026-10-29" }, { "key": "tx.barratry_grade", "value": "a third-degree felony", "unit": "text", "region": "TX", "label": "Offense grade for barratry under Texas Penal Code § 38.12(a) or (b)", "period": "2026", "source_name": "Texas Legislature, Penal Code § 38.12(f)", "source_url": "https://statutes.capitol.texas.gov/Docs/PE/htm/PE.38.htm", "as_of": "2026-10-29" }, { "key": "tx.barratry_contract_penalty", "value": 10000, "unit": "USD", "region": "TX", "label": "Penalty a Texas client recovers after voiding a legal contract procured by barratry", "period": "2026", "source_name": "Texas Legislature, Government Code § 82.0651(b)", "source_url": "https://statutes.capitol.texas.gov/Docs/GV/htm/GV.82.htm", "as_of": "2026-10-29" }, { "key": "tx.barratry_solicited_penalty", "value": 50000, "unit": "USD", "region": "TX", "label": "Penalty recoverable by a person illegally solicited in Texas who did not sign a contract", "period": "2026", "source_name": "Texas Legislature, Government Code § 82.0651(d)", "source_url": "https://statutes.capitol.texas.gov/Docs/GV/htm/GV.82.htm", "as_of": "2026-10-29" }, { "key": "tx.contingent_fee_contract", "value": "must be in writing and signed by the attorney and client", "unit": "text", "region": "TX", "label": "Texas rule for contingent fee contracts", "period": "2026", "source_name": "Texas Legislature, Government Code § 82.065(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/GV/htm/GV.82.htm", "as_of": "2026-10-29" }, { "key": "tx.grievance_phone", "value": "(800) 932-1900", "unit": "text", "region": "TX", "label": "State Bar of Texas Grievance Information Helpline", "period": "2026", "source_name": "State Bar of Texas, File a Grievance", "source_url": "https://www.texasbar.com/Content/NavigationMenu/ForThePublic/ProblemswithanAttorney/GrievanceEthicsInfo1/File_a_Grievance.htm", "as_of": "2026-10-29" }, { "key": "tx.csf_deadline_months", "value": 18, "unit": "months", "region": "TX", "label": "Months after a disciplinary judgment to apply to the Texas Client Security Fund", "period": "2026", "source_name": "State Bar of Texas, Client Security Fund", "source_url": "https://www.texasbar.com/AM/Template.cfm?Section=Client_Security_Fund1&Template=/CM/HTMLDisplay.cfm&ContentID=69888", "as_of": "2026-10-29" }, { "key": "ca.runner_capper_rule", "value": "it is unlawful to act as a runner or capper for lawyers, including in and around hospitals", "unit": "text", "region": "CA", "label": "California ban on runners and cappers", "period": "2026", "source_name": "California Legislature, Business and Professions Code § 6152(a)", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC§ionNum=6152.", "as_of": "2026-10-29" }, { "key": "ca.hospital_release_days", "value": 15, "unit": "days", "region": "CA", "label": "Days after a hospital or clinic stay begins during which a signed general release is presumed fraudulent in California", "period": "2026", "source_name": "California Legislature, Business and Professions Code § 6152(b)", "source_url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=BPC§ionNum=6152.", "as_of": "2026-10-29" }, { "key": "ca.cf_negotiable", "value": "the fee is not set by law but is negotiable", "unit": "text", "region": "CA", "label": "Statement every California contingency fee contract must include (outside medical malpractice)", "period": "2026", "source_name": "State Bar of California, State Bar Act: Business and Professions Code § 6147(a)(4)", "source_url": "https://www.calbar.ca.gov/sites/default/files/2025-09/Publication-250-Volume-1.pdf", "as_of": "2026-10-29" }, { "key": "ca.cf_voidable", "value": "voidable at your option, and the lawyer is then limited to a reasonable fee", "unit": "text", "region": "CA", "label": "Effect of a California contingency fee contract that leaves out required terms", "period": "2026", "source_name": "State Bar of California, State Bar Act: Business and Professions Code § 6147(b)", "source_url": "https://www.calbar.ca.gov/sites/default/files/2025-09/Publication-250-Volume-1.pdf", "as_of": "2026-10-29" }, { "key": "ca.no_insurance_disclosure", "value": "must tell you in writing, when you hire them, if they do not have professional liability insurance", "unit": "text", "region": "CA", "label": "California rule on disclosing a lawyer's lack of malpractice insurance", "period": "2026", "source_name": "State Bar of California, Rules of Professional Conduct, Rule 1.4.2(a)", "source_url": "https://www.calbar.ca.gov/sites/default/files/portals/0/documents/rules/Rules-of-Professional-Conduct.pdf", "as_of": "2026-10-29" }, { "key": "ca.no_insurance_hours", "value": 4, "unit": "hours", "region": "CA", "label": "Expected length of work below which California's insurance disclosure rule does not apply", "period": "2026", "source_name": "State Bar of California, Rules of Professional Conduct, Rule 1.4.2(c)(1)", "source_url": "https://www.calbar.ca.gov/sites/default/files/portals/0/documents/rules/Rules-of-Professional-Conduct.pdf", "as_of": "2026-10-29" }, { "key": "fl.client_right_experience", "value": "to be told, if you ask, about the lawyer's actual experience with cases like yours", "unit": "text", "region": "FL", "label": "Florida client's right to information about a lawyer's experience before hiring", "period": "2026", "source_name": "The Florida Bar, Rules Regulating The Florida Bar, Rule 4-1.5, Statement of Client's Rights for Contingency Fees", "source_url": "https://www-media.floridabar.org/uploads/2026/10/2027_04-OCT-Chapter-4-RRTFB.pdf", "as_of": "2026-10-29" }, { "key": "fl.client_right_cocounsel", "value": "whether the lawyer will handle your case alone or with other lawyers", "unit": "text", "region": "FL", "label": "What a Florida lawyer must tell you before signing a contingent fee contract", "period": "2026", "source_name": "The Florida Bar, Rules Regulating The Florida Bar, Rule 4-1.5, Statement of Client's Rights for Contingency Fees", "source_url": "https://www-media.floridabar.org/uploads/2026/10/2027_04-OCT-Chapter-4-RRTFB.pdf", "as_of": "2026-10-29" }, { "key": "fl.client_right_gross_net", "value": "whether the fee will be based on the gross amount recovered or on the amount recovered minus the costs", "unit": "text", "region": "FL", "label": "What a Florida lawyer should tell you about how the fee is calculated", "period": "2026", "source_name": "The Florida Bar, Rules Regulating The Florida Bar, Rule 4-1.5, Statement of Client's Rights for Contingency Fees", "source_url": "https://www-media.floridabar.org/uploads/2026/10/2027_04-OCT-Chapter-4-RRTFB.pdf", "as_of": "2026-10-29" }, { "key": "fl.costs_advance_rule", "value": "a lawyer may advance court costs and litigation expenses, and repayment may depend on the outcome", "unit": "text", "region": "FL", "label": "Florida rule on lawyers advancing case costs", "period": "2026", "source_name": "The Florida Bar, Rules Regulating The Florida Bar, Rule 4-1.8(e)(1)", "source_url": "https://www-media.floridabar.org/uploads/2026/10/2027_04-OCT-Chapter-4-RRTFB.pdf", "as_of": "2026-10-29" }, { "key": "fl.client_right_if_you_lose", "value": "to be told what you could owe if you lose, including costs owed to your lawyer and any liability for the other side's fees and costs", "unit": "text", "region": "FL", "label": "Florida client's right to know the consequences of losing", "period": "2026", "source_name": "The Florida Bar, Rules Regulating The Florida Bar, Rule 4-1.5, Statement of Client's Rights for Contingency Fees", "source_url": "https://www-media.floridabar.org/uploads/2026/10/2027_04-OCT-Chapter-4-RRTFB.pdf", "as_of": "2026-10-29" }, { "key": "fl.closing_statement_approval", "value": "until you approve the closing statement, your lawyer cannot pay any money to anyone, including you, without a court order", "unit": "text", "region": "FL", "label": "Florida rule on paying out a contingency fee recovery", "period": "2026", "source_name": "The Florida Bar, Rules Regulating The Florida Bar, Rule 4-1.5, Statement of Client's Rights for Contingency Fees", "source_url": "https://www-media.floridabar.org/uploads/2026/10/2027_04-OCT-Chapter-4-RRTFB.pdf", "as_of": "2026-10-29" }, { "key": "ca.cf_contents", "value": "the fee rate, how costs affect the fee and your recovery, and what you could owe for related matters the contract does not cover", "unit": "text", "region": "CA", "label": "What a California contingency fee contract must state", "period": "2026", "source_name": "State Bar of California, State Bar Act: Business and Professions Code § 6147(a)", "source_url": "https://www.calbar.ca.gov/sites/default/files/2025-09/Publication-250-Volume-1.pdf", "as_of": "2026-10-29" }, { "key": "ca.cf_signed_copy", "value": "a duplicate copy signed by both you and the lawyer when the contract is made", "unit": "text", "region": "CA", "label": "Copy of a California contingency fee contract the client must receive", "period": "2026", "source_name": "State Bar of California, State Bar Act: Business and Professions Code § 6147(a)", "source_url": "https://www.calbar.ca.gov/sites/default/files/2025-09/Publication-250-Volume-1.pdf", "as_of": "2026-10-29" }, { "key": "fl.client_right_bargain", "value": "there is no legal requirement to charge a set fee or percentage, and you have the right to bargain about the rate", "unit": "text", "region": "FL", "label": "Florida client's right to negotiate a contingency fee", "period": "2026", "source_name": "The Florida Bar, Rules Regulating The Florida Bar, Rule 4-1.5, Statement of Client's Rights for Contingency Fees", "source_url": "https://www-media.floridabar.org/uploads/2026/10/2027_04-OCT-Chapter-4-RRTFB.pdf", "as_of": "2026-10-29" }, { "key": "tx.barratry_report_optout", "value": "a wish not to be contacted is presumed if the crash report shows that the injured person or a relative said so", "unit": "text", "region": "TX", "label": "Texas presumption that a crash victim does not want to be solicited", "period": "2026", "source_name": "Texas Legislature, Penal Code § 38.12(e)", "source_url": "https://statutes.capitol.texas.gov/Docs/PE/htm/PE.38.htm", "as_of": "2026-10-29" }, { "key": "tx.barratry_contract_voidable", "value": "voidable by the client", "unit": "text", "region": "TX", "label": "Status of a Texas legal services contract obtained through barratry", "period": "2026", "source_name": "Texas Legislature, Government Code § 82.065(b)", "source_url": "https://statutes.capitol.texas.gov/Docs/GV/htm/GV.82.htm", "as_of": "2026-10-29" }, { "key": "fl.client_right_offers", "value": "your lawyer must tell you about all settlement offers, before and after trial, and the final decision is yours", "unit": "text", "region": "FL", "label": "Florida client's right to hear about every settlement offer", "period": "2026", "source_name": "The Florida Bar, Rules Regulating The Florida Bar, Rule 4-1.5, Statement of Client's Rights for Contingency Fees", "source_url": "https://www-media.floridabar.org/uploads/2026/10/2027_04-OCT-Chapter-4-RRTFB.pdf", "as_of": "2026-10-29" }, { "key": "us.fracture_causes", "value": "car accidents, falls, or sports injuries", "unit": "text", "region": "US", "label": "Common causes of fractures named by MedlinePlus", "period": "2026", "source_name": "MedlinePlus (National Library of Medicine), Fractures", "source_url": "https://medlineplus.gov/fractures.html", "as_of": "2026-10-29" }, { "key": "us.fracture_hardware", "value": "plates, pins, or screws", "unit": "text", "region": "US", "label": "Hardware a surgeon may use to hold a broken bone in place (MedlinePlus)", "period": "2026", "source_name": "MedlinePlus (National Library of Medicine), Fractures", "source_url": "https://medlineplus.gov/fractures.html", "as_of": "2026-10-29" }, { "key": "us.ama_guides_states", "value": "more than 40", "unit": "text", "region": "US", "label": "States that rely on the AMA Guides to rate permanent loss of function", "period": "2025", "source_name": "American Medical Association, AMA Guides to the Evaluation of Permanent Impairment: an overview", "source_url": "https://www.ama-assn.org/practice-management/ama-guides/ama-guides-evaluation-permanent-impairment-overview", "as_of": "2026-10-29" }, { "key": "tx.impairment_rating_def", "value": "the percentage of permanent impairment of the whole body", "unit": "text", "region": "TX", "label": "How Texas workers' compensation law defines an impairment rating", "period": "2026", "source_name": "Texas Legislature, Labor Code § 401.011(24)", "source_url": "https://statutes.capitol.texas.gov/Docs/LA/htm/LA.401.htm", "as_of": "2026-10-29" }, { "key": "tx.future_earnings_def", "value": "loss of income, wages, or earning capacity", "unit": "text", "region": "TX", "label": "What Texas law includes in future loss of earnings", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 41.001(10)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.41.htm", "as_of": "2026-10-29" }, { "key": "ut.tort_threshold_injuries", "value": "death, dismemberment, permanent disability or impairment based on objective findings, permanent disfigurement, or a bone fracture", "unit": "text", "region": "UT", "label": "Injuries that let a Utah PIP holder sue for general damages", "period": "2026", "source_name": "Utah Legislature, Utah Code § 31A-22-309(1)(a)", "source_url": "https://le.utah.gov/xcode/Title31A/Chapter22/C31A-22-S309_2026050620260506.html", "as_of": "2026-10-29" }, { "key": "us.burn_third_degree_grafts", "value": "always require skin grafts", "unit": "text", "region": "US", "label": "NIGMS on skin grafts for third-degree burns", "period": "2023", "source_name": "National Institute of General Medical Sciences (NIH), Burns fact sheet", "source_url": "https://www.nigms.nih.gov/education/fact-sheets/Pages/burns.aspx", "as_of": "2026-10-29" }, { "key": "us.burn_recovery_time", "value": "a year or more", "unit": "text", "region": "US", "label": "Time NIGMS-funded research found burn survivors need to recover", "period": "2023", "source_name": "National Institute of General Medical Sciences (NIH), Burns fact sheet", "source_url": "https://www.nigms.nih.gov/education/fact-sheets/Pages/burns.aspx", "as_of": "2026-10-29" }, { "key": "us.vehicle_fires_2024", "value": 211500, "unit": "count", "region": "US", "label": "Vehicle fires in the US from all causes (NFPA estimate reported by USFA)", "period": "2024", "source_name": "U.S. Fire Administration (FEMA), Outside and vehicle fires statistics", "source_url": "https://www.usfa.fema.gov/statistics/outside-vehicle-fires/", "as_of": "2026-10-29" }, { "key": "us.ptsd_lifetime_pct", "value": 6, "unit": "%", "region": "US", "label": "Share of people in the US who will have PTSD at some point in their lives (VA estimate)", "period": "2026", "source_name": "U.S. Department of Veterans Affairs, National Center for PTSD, How Common is PTSD in Adults?", "source_url": "https://www.ptsd.va.gov/understand/common/common_adults.asp", "as_of": "2026-10-29" }, { "key": "us.ptsd_year_pct", "value": 5, "unit": "%", "region": "US", "label": "Share of US adults with PTSD in a given year (VA estimate)", "period": "2026", "source_name": "U.S. Department of Veterans Affairs, National Center for PTSD, How Common is PTSD in Adults?", "source_url": "https://www.ptsd.va.gov/understand/common/common_adults.asp", "as_of": "2026-10-29" }, { "key": "us.trauma_exposure_share", "value": "about half", "unit": "text", "region": "US", "label": "Share of US adults who will experience at least one traumatic event (NIMH)", "period": "2026", "source_name": "National Institute of Mental Health, Post-Traumatic Stress Disorder (PTSD) statistics", "source_url": "https://www.nimh.nih.gov/health/statistics/post-traumatic-stress-disorder-ptsd", "as_of": "2026-10-29" }, { "key": "us.ptsd_va_duration", "value": "longer than a month", "unit": "text", "region": "US", "label": "How long symptoms last before the VA says they could be PTSD", "period": "2026", "source_name": "U.S. Department of Veterans Affairs, National Center for PTSD, PTSD Basics", "source_url": "https://www.ptsd.va.gov/understand/what/ptsd_basics.asp", "as_of": "2026-10-29" }, { "key": "us.crisis_line_988", "value": "call or text 988, or chat online", "unit": "text", "region": "US", "label": "How to reach the 988 Suicide & Crisis Lifeline", "period": "2026", "source_name": "988 Suicide & Crisis Lifeline, Home page", "source_url": "https://988lifeline.org/", "as_of": "2026-10-29" }, { "key": "us.psychotherapy_notes_rule", "value": "a provider needs the patient's authorization before disclosing psychotherapy notes, with few exceptions", "unit": "text", "region": "US", "label": "HIPAA rule on disclosing psychotherapy notes", "period": "2026", "source_name": "U.S. Department of Health and Human Services, HIPAA FAQ: Does HIPAA provide extra protections for mental health information?", "source_url": "https://www.hhs.gov/hipaa/for-professionals/faq/2088/does-hipaa-provide-extra-protections-mental-health-information-compared-other-health.html", "as_of": "2026-10-29" }, { "key": "ca.mental_privilege_exception", "value": "there is no privilege for communications relevant to the patient's mental or emotional condition once the patient puts that condition at issue", "unit": "text", "region": "CA", "label": "California's patient-litigant exception to the psychotherapist-patient privilege", "period": "2026", "source_name": "California Legislature, Evidence Code § 1016 (via California.Public.Law)", "source_url": "https://california.public.law/codes/evidence_code_section_1016", "as_of": "2026-10-29" }, { "key": "us.frcp35_exam_rule", "value": "a court may order a party whose mental or physical condition is in controversy to be examined, on motion for good cause", "unit": "text", "region": "US", "label": "Federal rule on court-ordered mental or physical examinations", "period": "2026", "source_name": "Cornell LII, Federal Rules of Civil Procedure, Rule 35", "source_url": "https://www.law.cornell.edu/rules/frcp/rule_35", "as_of": "2026-10-29" }, { "key": "ny.nofault_psychiatric", "value": "psychiatric services", "unit": "text", "region": "NY", "label": "Whether New York no-fault (PIP) benefits cover psychiatric expenses", "period": "2026", "source_name": "New York State Senate, Insurance Law § 5102(a)(1)", "source_url": "https://www.nysenate.gov/legislation/laws/ISC/5102", "as_of": "2026-10-29" }, { "key": "us.frcp26_protective_order", "value": "a court may, for good cause, limit or forbid discovery to protect a party from annoyance, embarrassment, oppression, or undue burden or expense", "unit": "text", "region": "US", "label": "Federal rule on protective orders that limit discovery", "period": "2026", "source_name": "Cornell LII, Federal Rules of Civil Procedure, Rule 26(c)", "source_url": "https://www.law.cornell.edu/rules/frcp/rule_26", "as_of": "2026-10-29" }, { "key": "ny.noneconomic_loss_def", "value": "pain and suffering and similar non-monetary detriment", "unit": "text", "region": "NY", "label": "How New York no-fault law defines non-economic loss", "period": "2026", "source_name": "New York State Senate, Insurance Law § 5102(c)", "source_url": "https://www.nysenate.gov/legislation/laws/ISC/5102", "as_of": "2026-10-29" }, { "key": "fl.tort_threshold_damages", "value": "pain, suffering, mental anguish, and inconvenience", "unit": "text", "region": "FL", "label": "Damages Florida no-fault law allows only for threshold injuries", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.737(2)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/627.737", "as_of": "2026-10-29" }, { "key": "tx.wd_beneficiaries", "value": "the surviving spouse, children and parents", "unit": "text", "region": "TX", "label": "Who a Texas wrongful death claim benefits", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 71.004", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.71.htm", "as_of": "2026-10-29" }, { "key": "tx.wd_estate_months", "value": 3, "unit": "months", "region": "TX", "label": "Time Texas family members have to sue before the executor or administrator must bring the wrongful death claim", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 71.004(c)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.71.htm", "as_of": "2026-10-29" }, { "key": "tx.wd_division", "value": "in shares found by the jury", "unit": "text", "region": "TX", "label": "How a Texas wrongful death verdict is divided among family members", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 71.010(b)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.71.htm", "as_of": "2026-10-29" }, { "key": "tx.wd_debts_rule", "value": "not subject to the debts of the deceased", "unit": "text", "region": "TX", "label": "Whether creditors of the deceased can reach Texas wrongful death damages", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 71.011", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.71.htm", "as_of": "2026-10-29" }, { "key": "tx.survival_rule", "value": "survives to and in favor of the heirs, legal representatives, and estate of the injured person", "unit": "text", "region": "TX", "label": "Texas survival rule for an injured person who dies", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 71.021(b)", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.71.htm", "as_of": "2026-10-29" }, { "key": "tx.wd_exemplary", "value": "when the death is caused by the wilful act or omission or gross negligence of the defendant", "unit": "text", "region": "TX", "label": "When Texas allows exemplary (punitive) damages in a wrongful death case", "period": "2026", "source_name": "Texas Legislature, Civil Practice and Remedies Code § 71.009", "source_url": "https://statutes.capitol.texas.gov/Docs/CP/htm/CP.71.htm", "as_of": "2026-10-29" }, { "key": "ca.survival_who", "value": "the personal representative or, if there is none, the successor in interest", "unit": "text", "region": "CA", "label": "Who brings a California survival claim", "period": "2026", "source_name": "California Legislature, Code of Civil Procedure § 377.30 (via California.Public.Law)", "source_url": "https://california.public.law/codes/code_of_civil_procedure_section_377.30", "as_of": "2026-10-29" }, { "key": "ca.wd_who", "value": "the spouse or registered domestic partner, children and descendants of deceased children (or the heirs if there are none), certain dependents, or the personal representative on their behalf", "unit": "text", "region": "CA", "label": "Who may bring a California wrongful death claim", "period": "2026", "source_name": "California Legislature, Code of Civil Procedure § 377.60 (via California.Public.Law)", "source_url": "https://california.public.law/codes/code_of_civil_procedure_section_377.60", "as_of": "2026-10-29" }, { "key": "ca.wd_court_shares", "value": "the court decides each person's share of the award", "unit": "text", "region": "CA", "label": "How a California wrongful death award is divided", "period": "2026", "source_name": "California Legislature, Code of Civil Procedure § 377.61 (via California.Public.Law)", "source_url": "https://california.public.law/codes/code_of_civil_procedure_section_377.61", "as_of": "2026-10-29" }, { "key": "ca.survival_noneconomic_rule", "value": "cannot include the person's pain, suffering or disfigurement, except in certain cases filed from January 1, 2022, through December 31, 2025", "unit": "text", "region": "CA", "label": "California rule on pain and suffering in survival claims", "period": "2026", "source_name": "California Legislature, Code of Civil Procedure § 377.34 (via California.Public.Law)", "source_url": "https://california.public.law/codes/code_of_civil_procedure_section_377.34", "as_of": "2026-10-29" }, { "key": "ny.wd_who", "value": "the personal representative of the estate", "unit": "text", "region": "NY", "label": "Who brings a New York wrongful death claim", "period": "2026", "source_name": "New York State Senate, EPTL 5-4.1", "source_url": "https://www.nysenate.gov/legislation/laws/EPT/5-4.1", "as_of": "2026-10-29" }, { "key": "ny.wd_criminal_extension", "value": 1, "unit": "years", "region": "NY", "label": "Minimum time to sue after a related criminal case ends (New York wrongful death)", "period": "2026", "source_name": "New York State Senate, EPTL 5-4.1(2)", "source_url": "https://www.nysenate.gov/legislation/laws/EPT/5-4.1", "as_of": "2026-10-29" }, { "key": "ny.wd_damages", "value": "fair and just compensation for the pecuniary (financial) injuries the death caused the family, plus reasonable medical and funeral expenses", "unit": "text", "region": "NY", "label": "What a New York wrongful death award covers", "period": "2026", "source_name": "New York State Senate, EPTL 5-4.3", "source_url": "https://www.nysenate.gov/legislation/laws/EPT/5-4.3", "as_of": "2026-10-29" }, { "key": "ny.wd_distribution", "value": "in proportion to the financial loss each family member suffered, as decided by a court after a hearing", "unit": "text", "region": "NY", "label": "How New York divides wrongful death damages", "period": "2026", "source_name": "New York State Senate, EPTL 5-4.4", "source_url": "https://www.nysenate.gov/legislation/laws/EPT/5-4.4", "as_of": "2026-10-29" }, { "key": "ny.wd_compromise_rule", "value": "the court must approve or reject the proposed settlement in writing", "unit": "text", "region": "NY", "label": "Court review of a settlement in a pending New York wrongful death lawsuit", "period": "2026", "source_name": "New York State Senate, EPTL 5-4.6", "source_url": "https://www.nysenate.gov/legislation/laws/EPT/5-4.6", "as_of": "2026-10-29" }, { "key": "us.aba_state_lawyer_records", "value": "each state keeps current records of registration and discipline for the lawyers it licenses", "unit": "text", "region": "US", "label": "Where license and discipline records for lawyers are kept (ABA consumer guidance)", "period": "2026", "source_name": "American Bar Association, Center for Professional Responsibility, Consumer FAQs", "source_url": "https://www.americanbar.org/groups/professional_responsibility/resources/resources_for_the_public/consumer_faqs/", "as_of": "2026-10-29" }, { "key": "us.aba_complaint_where", "value": "the lawyer disciplinary agency in the state where the lawyer is licensed", "unit": "text", "region": "US", "label": "Where to file a complaint about a lawyer (ABA consumer guidance)", "period": "2026", "source_name": "American Bar Association, Center for Professional Responsibility, Consumer FAQs", "source_url": "https://www.americanbar.org/groups/professional_responsibility/resources/resources_for_the_public/consumer_faqs/", "as_of": "2026-10-29" }, { "key": "us.aba_client_protection_funds", "value": "in every state", "unit": "text", "region": "US", "label": "Where a lawyers' fund for client protection exists (ABA consumer guidance)", "period": "2026", "source_name": "American Bar Association, Center for Professional Responsibility, Consumer FAQs", "source_url": "https://www.americanbar.org/groups/professional_responsibility/resources/resources_for_the_public/consumer_faqs/", "as_of": "2026-10-29" }, { "key": "us.aba_discipline_directory", "value": "a directory of state disciplinary agencies", "unit": "text", "region": "US", "label": "ABA resource for finding the agency that handles complaints about lawyers in each state", "period": "2026", "source_name": "American Bar Association, Center for Professional Responsibility, Resources for the Public", "source_url": "https://www.americanbar.org/groups/professional_responsibility/resources/resources_for_the_public/", "as_of": "2026-10-29" }, { "key": "us.aba_insurance_disclosure_rule", "value": "lawyers state on their annual registration whether they carry malpractice insurance", "unit": "text", "region": "US", "label": "What the ABA Model Court Rule on Insurance Disclosure asks of lawyers (states adopt their own rules)", "period": "2026", "source_name": "American Bar Association, Compendium of Client Protection Rules, Preface", "source_url": "https://www.americanbar.org/groups/professional_responsibility/resources/client_protection/preface/", "as_of": "2026-10-29" }, { "key": "or.plf_required", "value": "must carry malpractice coverage through the Oregon State Bar Professional Liability Fund", "unit": "text", "region": "OR", "label": "Oregon malpractice coverage requirement for lawyers in private practice", "period": "2026", "source_name": "Oregon State Bar Professional Liability Fund, What is the PLF?", "source_url": "https://www.osbplf.org/for-the-public/what-is-the-plf.html", "as_of": "2026-10-29" }, { "key": "us.aba_specialist_rule", "value": "certified by an organization approved by a state authority or accredited by the American Bar Association, and the certifying organization must be named", "unit": "text", "region": "US", "label": "When a lawyer may say they are a certified specialist (ABA model rule)", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 7.2(c)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_7_2_advertising/", "as_of": "2026-10-29" }, { "key": "us.aba_accredited_cert_orgs", "value": 8, "unit": "count", "region": "US", "label": "Organizations with ABA-accredited lawyer certification programs", "period": "2026", "source_name": "American Bar Association, Standing Committee on Specialization, ABA Accredited Programs", "source_url": "https://www.americanbar.org/groups/specialization/organizations-with-aba-accredited-lawyer-certification-programs/", "as_of": "2026-10-29" }, { "key": "ny.attorney_search_url", "value": "https://iapps.courts.state.ny.us/attorneyservices/search?1", "unit": "text", "region": "NY", "label": "New York courts' Attorney Search (registered office and date of admission)", "period": "2026", "source_name": "New York State Unified Court System, Ask a Law Librarian: How do I research an attorney?", "source_url": "https://askalawlibrarian.nycourts.gov/legalresearch/faq/367669", "as_of": "2026-10-29" }, { "key": "ny.discipline_contact", "value": "the grievance committee for the Appellate Division that admitted the lawyer", "unit": "text", "region": "NY", "label": "Where to ask about a New York lawyer's good standing and disciplinary record", "period": "2026", "source_name": "New York State Unified Court System, Ask a Law Librarian: How do I research an attorney?", "source_url": "https://askalawlibrarian.nycourts.gov/legalresearch/faq/367669", "as_of": "2026-10-29" }, { "key": "al.pro_hac_vice_rule", "value": "must bring in a member in good standing of the Alabama State Bar on the case", "unit": "text", "region": "AL", "label": "Local-lawyer requirement for an out-of-state lawyer appearing pro hac vice in Alabama", "period": "2026", "source_name": "Alabama State Bar, Rules Governing Admission to the Alabama State Bar, Rule VII (Pro Hac Vice)", "source_url": "https://admissions.alabar.org/rule-7", "as_of": "2026-10-29" }, { "key": "us.aba_lris_rules_adopted", "value": "August 2022", "unit": "text", "region": "US", "label": "When the ABA adopted its Model Rules Governing Lawyer Referral and Information Services", "period": "2022", "source_name": "American Bar Association, Standing Committee on Lawyer Referral and Information Service, Model Rules Governing Lawyer Referral and Information Services", "source_url": "https://www.americanbar.org/groups/lawyer_referral/publications/meets-aba-standards---model-supreme-court-rules-governing-lawyer/", "as_of": "2026-10-29" }, { "key": "us.aba_lris_experience", "value": "set objective experience requirements for the lawyers on their panels", "unit": "text", "region": "US", "label": "ABA standard for approved referral programs: panel lawyer experience", "period": "2026", "source_name": "American Bar Association, ABA Lawyer Referral and Information Service Approved Programs", "source_url": "https://www.americanbar.org/groups/lawyer_referral/resources/aba-lawyer-referral-and-information-service-approved-programs/", "as_of": "2026-10-29" }, { "key": "us.aba_lris_malpractice", "value": "require and verify that every panel lawyer carries malpractice insurance", "unit": "text", "region": "US", "label": "ABA standard for approved referral programs: malpractice insurance", "period": "2026", "source_name": "American Bar Association, ABA Lawyer Referral and Information Service Approved Programs", "source_url": "https://www.americanbar.org/groups/lawyer_referral/resources/aba-lawyer-referral-and-information-service-approved-programs/", "as_of": "2026-10-29" }, { "key": "us.aba_lris_complaints", "value": "offer a way for clients to give feedback and resolve complaints", "unit": "text", "region": "US", "label": "ABA standard for approved referral programs: client complaints", "period": "2026", "source_name": "American Bar Association, ABA Lawyer Referral and Information Service Approved Programs", "source_url": "https://www.americanbar.org/groups/lawyer_referral/resources/aba-lawyer-referral-and-information-service-approved-programs/", "as_of": "2026-10-29" }, { "key": "us.aba_lris_open_panels", "value": "do not cap the number of lawyers who may join, as long as they meet the panel requirements", "unit": "text", "region": "US", "label": "ABA standard for approved referral programs: open panels", "period": "2026", "source_name": "American Bar Association, ABA Lawyer Referral and Information Service Approved Programs", "source_url": "https://www.americanbar.org/groups/lawyer_referral/resources/aba-lawyer-referral-and-information-service-approved-programs/", "as_of": "2026-10-29" }, { "key": "us.aba_lris_no_lawyer_review", "value": "it does not review the qualifications of the individual lawyers", "unit": "text", "region": "US", "label": "Limit of ABA approval of a referral program", "period": "2026", "source_name": "American Bar Association, ABA Lawyer Referral and Information Service Approved Programs", "source_url": "https://www.americanbar.org/groups/lawyer_referral/resources/aba-lawyer-referral-and-information-service-approved-programs/", "as_of": "2026-10-29" }, { "key": "us.aba_referral_pay_rule", "value": "may not pay anyone for recommending them, except the usual charges of a legal service plan or a not-for-profit or qualified lawyer referral service", "unit": "text", "region": "US", "label": "ABA model rule on paying for recommendations", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 7.2(b)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_7_2_advertising/", "as_of": "2026-10-29" }, { "key": "us.aba_ad_costs_rule", "value": "may pay the reasonable costs of advertising", "unit": "text", "region": "US", "label": "ABA model rule on paying for advertising", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 7.2(b)(1)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_7_2_advertising/", "as_of": "2026-10-29" }, { "key": "mn.lead_generator_rule", "value": "a lawyer may pay for client leads as long as the lead generator does not recommend the lawyer", "unit": "text", "region": "MN", "label": "Paying lead generators (comment to Minnesota Rule 7.2)", "period": "2026", "source_name": "Minnesota Rules of Professional Conduct (Office of the Revisor of Statutes), Rule 7.2 and comment", "source_url": "https://www.revisor.mn.gov/court_rules/rule/prcond-7.2/", "as_of": "2026-10-29" }, { "key": "mn.qualified_lrs", "value": "one approved by an appropriate regulatory authority", "unit": "text", "region": "MN", "label": "What a qualified lawyer referral service is (comment to Minnesota Rule 7.2)", "period": "2026", "source_name": "Minnesota Rules of Professional Conduct (Office of the Revisor of Statutes), Rule 7.2 and comment", "source_url": "https://www.revisor.mn.gov/court_rules/rule/prcond-7.2/", "as_of": "2026-10-29" }, { "key": "tx.bar_referral_consult_fee", "value": 20, "unit": "USD", "region": "TX", "label": "Most a lawyer referred by the State Bar of Texas LRIS charges for the first consultation", "period": "2026", "source_name": "State Bar of Texas, Lawyer Referral & Information Service", "source_url": "https://www.texasbar.com/Content/NavigationMenu/ForThePublic/DoYouNeedaLawyer/LawyerReferralServiceLRIS/default.htm", "as_of": "2026-10-29" }, { "key": "tx.bar_referral_consult_minutes", "value": 30, "unit": "minutes", "region": "TX", "label": "Length of the first consultation through the State Bar of Texas LRIS", "period": "2026", "source_name": "State Bar of Texas, Lawyer Referral & Information Service", "source_url": "https://www.texasbar.com/Content/NavigationMenu/ForThePublic/DoYouNeedaLawyer/LawyerReferralServiceLRIS/default.htm", "as_of": "2026-10-29" }, { "key": "fl.bar_lrs_consult_fee", "value": 25, "unit": "USD", "region": "FL", "label": "Fee for the initial half-hour consultation through The Florida Bar Lawyer Referral Service", "period": "2026", "source_name": "The Florida Bar, How to Hire a Lawyer", "source_url": "https://www.floridabar.org/public/how-to-hire-a-lawyer/", "as_of": "2026-10-29" }, { "key": "fl.bar_lrs_consult_minutes", "value": 30, "unit": "minutes", "region": "FL", "label": "Length of the initial consultation through The Florida Bar Lawyer Referral Service", "period": "2026", "source_name": "The Florida Bar, How to Hire a Lawyer", "source_url": "https://www.floridabar.org/public/how-to-hire-a-lawyer/", "as_of": "2026-10-29" }, { "key": "fl.local_lrs_fee_range", "value": "between $25 and $50", "unit": "text", "region": "FL", "label": "Initial appointment fee at local bar-sponsored referral services in Florida", "period": "2026", "source_name": "The Florida Bar, How to Hire a Lawyer", "source_url": "https://www.floridabar.org/public/how-to-hire-a-lawyer/", "as_of": "2026-10-29" }, { "key": "us.aba_discharge_right", "value": "at any time, with or without cause", "unit": "text", "region": "US", "label": "When a client may discharge a lawyer (ABA model rule comment)", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Comment on Rule 1.16, [4]", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_16_declining_or_terminating_representation/comment_on_rule_1_16_declining_or_terminating_representation/", "as_of": "2026-10-29" }, { "key": "us.aba_discharge_payment", "value": "may still owe payment for the lawyer's services", "unit": "text", "region": "US", "label": "Payment after discharging a lawyer (ABA model rule comment)", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Comment on Rule 1.16, [4]", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_16_declining_or_terminating_representation/comment_on_rule_1_16_declining_or_terminating_representation/", "as_of": "2026-10-29" }, { "key": "us.aba_termination_steps", "value": "give you reasonable notice, allow time to hire another lawyer, hand over the papers and property you are entitled to, and refund any advance payment not yet earned", "unit": "text", "region": "US", "label": "A lawyer's duties when a representation ends (ABA model rule)", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 1.16(d)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_16_declining_or_terminating_representation/", "as_of": "2026-10-29" }, { "key": "us.aba_withdrawal_tribunal", "value": "must follow any law that requires notice to, or permission from, the court", "unit": "text", "region": "US", "label": "Court notice or permission when a representation ends (ABA model rule)", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 1.16(c)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_16_declining_or_terminating_representation/", "as_of": "2026-10-29" }, { "key": "us.aba_papers_security", "value": "only to the extent permitted by law", "unit": "text", "region": "US", "label": "Whether a lawyer may hold a client's papers as security for a fee (ABA model rule comment)", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Comment on Rule 1.16, [9]", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_16_declining_or_terminating_representation/comment_on_rule_1_16_declining_or_terminating_representation/", "as_of": "2026-10-29" }, { "key": "us.aba_op471_items", "value": "the materials you gave the lawyer, court filings, signed documents, correspondence, and discovery and evidence", "unit": "text", "region": "US", "label": "What ABA Formal Opinion 471 says a former client is entitled to receive", "period": "2015", "source_name": "Minnesota Office of Lawyers Professional Responsibility, Client Files: The ABA Weighs In (on ABA Formal Opinion 471)", "source_url": "https://lprb.mncourts.gov/articles/Articles/Client%20Files%20the%20ABA%20Weighs%20In.pdf", "as_of": "2026-10-29" }, { "key": "us.aba_op471_not_required", "value": "drafts, internal research memos and personal notes", "unit": "text", "region": "US", "label": "What ABA Formal Opinion 471 says a lawyer need not hand over", "period": "2015", "source_name": "Minnesota Office of Lawyers Professional Responsibility, Client Files: The ABA Weighs In (on ABA Formal Opinion 471)", "source_url": "https://lprb.mncourts.gov/articles/Articles/Client%20Files%20the%20ABA%20Weighs%20In.pdf", "as_of": "2026-10-29" }, { "key": "us.naic_sol_notice_first_party_days", "value": 30, "unit": "days", "region": "US", "label": "Minimum days' notice to unrepresented first-party claimants before a time limit expires (NAIC model; states vary)", "period": "2026", "source_name": "NAIC, Unfair Property/Casualty Claims Settlement Practices Model Regulation (Model 902), Sec. 7D", "source_url": "https://content.naic.org:443/sites/default/files/model-law-902.pdf", "as_of": "2026-10-29" }, { "key": "us.naic_unrepresented_notice", "value": "may not keep negotiating directly with a claimant who has no lawyer, when a time limit may affect the claim, unless it has given written notice of that limit", "unit": "text", "region": "US", "label": "NAIC model rule on negotiating with claimants who have no lawyer (states vary)", "period": "2026", "source_name": "NAIC, Unfair Property/Casualty Claims Settlement Practices Model Regulation (Model 902), Sec. 7D", "source_url": "https://content.naic.org:443/sites/default/files/model-law-902.pdf", "as_of": "2026-10-29" }, { "key": "us.naic_partial_release", "value": "may not put language releasing the insurer or its policyholder from all liability on a check for a partial payment", "unit": "text", "region": "US", "label": "NAIC model rule on release language on partial-payment checks (states vary)", "period": "2026", "source_name": "NAIC, Unfair Property/Casualty Claims Settlement Practices Model Regulation (Model 902), Sec. 5F", "source_url": "https://content.naic.org:443/sites/default/files/model-law-902.pdf", "as_of": "2026-10-29" }, { "key": "us.naic_complaint_first", "value": "try to resolve the problem with the insurer first", "unit": "text", "region": "US", "label": "NAIC guidance before filing an insurance complaint", "period": "2026", "source_name": "NAIC, How to File a Complaint", "source_url": "https://content.naic.org/consumer/how-to-file-complaint", "as_of": "2026-10-29" }, { "key": "us.naic_complaint_lookup_years", "value": 3, "unit": "years", "region": "US", "label": "Years of closed, confirmed complaint data searchable by company in NAIC Consumer Insurance Search", "period": "2026", "source_name": "NAIC, How to File a Complaint and Research Complaints Against Insurance Carriers", "source_url": "https://content.naic.org/article/how-file-complaint-and-research-complaints-against-insurance-carriers", "as_of": "2026-10-29" }, { "key": "ca.tnc_period1_bi_person", "value": 50000, "unit": "USD", "region": "CA", "label": "Rideshare (TNC) liability minimum per person while the driver is logged on and waiting for a ride request", "period": "2026", "source_name": "California Legislature, Public Utilities Code § 5433(c)(1)", "source_url": "https://law.justia.com/codes/california/code-puc/division-2/chapter-8/article-7/section-5433/", "as_of": "2026-10-29" }, { "key": "ca.tnc_period1_bi_incident", "value": 100000, "unit": "USD", "region": "CA", "label": "Rideshare (TNC) liability minimum per incident while the driver is logged on and waiting for a ride request", "period": "2026", "source_name": "California Legislature, Public Utilities Code § 5433(c)(1)", "source_url": "https://law.justia.com/codes/california/code-puc/division-2/chapter-8/article-7/section-5433/", "as_of": "2026-10-29" }, { "key": "ca.tnc_period1_pd", "value": 30000, "unit": "USD", "region": "CA", "label": "Rideshare (TNC) property damage minimum while the driver is logged on and waiting for a ride request", "period": "2026", "source_name": "California Legislature, Public Utilities Code § 5433(c)(1)", "source_url": "https://law.justia.com/codes/california/code-puc/division-2/chapter-8/article-7/section-5433/", "as_of": "2026-10-29" }, { "key": "ca.tnc_period1_excess", "value": 200000, "unit": "USD", "region": "CA", "label": "Excess liability coverage the rideshare company must keep while the driver is logged on and waiting", "period": "2026", "source_name": "California Legislature, Public Utilities Code § 5433(c)(2)", "source_url": "https://law.justia.com/codes/california/code-puc/division-2/chapter-8/article-7/section-5433/", "as_of": "2026-10-29" }, { "key": "ca.tnc_ride_liability", "value": 1000000, "unit": "USD", "region": "CA", "label": "Rideshare liability coverage from the moment a driver accepts a ride until the ride is complete", "period": "2026", "source_name": "California Legislature, Public Utilities Code § 5433(b)(1)", "source_url": "https://law.justia.com/codes/california/code-puc/division-2/chapter-8/article-7/section-5433/", "as_of": "2026-10-29" }, { "key": "ca.tnc_passenger_um_person", "value": 60000, "unit": "USD", "region": "CA", "label": "Uninsured/underinsured motorist coverage per person for rideshare passengers while in the vehicle (as amended by SB 371, effective 2026)", "period": "2026", "source_name": "California Legislature, Public Utilities Code § 5433(b)(2)", "source_url": "https://law.justia.com/codes/california/code-puc/division-2/chapter-8/article-7/section-5433/", "as_of": "2026-10-29" }, { "key": "ca.tnc_passenger_um_incident", "value": 300000, "unit": "USD", "region": "CA", "label": "Uninsured/underinsured motorist coverage per incident for rideshare passengers while in the vehicle (as amended by SB 371, effective 2026)", "period": "2026", "source_name": "California Legislature, Public Utilities Code § 5433(b)(2)", "source_url": "https://law.justia.com/codes/california/code-puc/division-2/chapter-8/article-7/section-5433/", "as_of": "2026-10-29" }, { "key": "tx.tnc_period1_bi_person", "value": 50000, "unit": "USD", "region": "TX", "label": "Rideshare liability minimum per person while the driver is logged on but not on a prearranged ride", "period": "2026", "source_name": "Texas Legislature, Insurance Code § 1954.052", "source_url": "https://statutes.capitol.texas.gov/Docs/IN/htm/IN.1954.htm#1954.052", "as_of": "2026-10-29" }, { "key": "tx.tnc_period1_bi_incident", "value": 100000, "unit": "USD", "region": "TX", "label": "Rideshare liability minimum per incident while the driver is logged on but not on a prearranged ride", "period": "2026", "source_name": "Texas Legislature, Insurance Code § 1954.052", "source_url": "https://statutes.capitol.texas.gov/Docs/IN/htm/IN.1954.htm#1954.052", "as_of": "2026-10-29" }, { "key": "tx.tnc_period1_pd", "value": 25000, "unit": "USD", "region": "TX", "label": "Rideshare property damage minimum while the driver is logged on but not on a prearranged ride", "period": "2026", "source_name": "Texas Legislature, Insurance Code § 1954.052", "source_url": "https://statutes.capitol.texas.gov/Docs/IN/htm/IN.1954.htm#1954.052", "as_of": "2026-10-29" }, { "key": "tx.tnc_ride_liability", "value": 1000000, "unit": "USD", "region": "TX", "label": "Rideshare liability coverage while the driver is engaged in a prearranged ride", "period": "2026", "source_name": "Texas Legislature, Insurance Code § 1954.053", "source_url": "https://statutes.capitol.texas.gov/Docs/IN/htm/IN.1954.htm#1954.053", "as_of": "2026-10-29" }, { "key": "tx.tnc_status_disclosure", "value": "after a collision, the driver must tell the people involved, their insurers and the police, on request, whether they were logged on to the app or on a prearranged ride", "unit": "text", "region": "TX", "label": "Rideshare driver duty to disclose app status after a collision", "period": "2026", "source_name": "Texas Legislature, Insurance Code § 1954.056(b)", "source_url": "https://statutes.capitol.texas.gov/Docs/IN/htm/IN.1954.htm#1954.056", "as_of": "2026-10-29" }, { "key": "tx.tnc_personal_exclusion", "value": "a personal auto policy may exclude any loss while the driver is logged on to a rideshare app or engaged in a prearranged ride", "unit": "text", "region": "TX", "label": "Personal auto policy exclusion for rideshare driving", "period": "2026", "source_name": "Texas Legislature, Insurance Code § 1954.151(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/IN/htm/IN.1954.htm#1954.151", "as_of": "2026-10-29" }, { "key": "fl.tnc_period1_bi_person", "value": 50000, "unit": "USD", "region": "FL", "label": "Rideshare liability minimum per person while the driver is logged on but not on a prearranged ride", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.748(7)(b)", "source_url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0627/Sections/0627.748.html", "as_of": "2026-10-29" }, { "key": "fl.tnc_period1_bi_incident", "value": 100000, "unit": "USD", "region": "FL", "label": "Rideshare liability minimum per incident while the driver is logged on but not on a prearranged ride", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.748(7)(b)", "source_url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0627/Sections/0627.748.html", "as_of": "2026-10-29" }, { "key": "fl.tnc_period1_pd", "value": 25000, "unit": "USD", "region": "FL", "label": "Rideshare property damage minimum while the driver is logged on but not on a prearranged ride", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.748(7)(b)", "source_url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0627/Sections/0627.748.html", "as_of": "2026-10-29" }, { "key": "fl.tnc_ride_liability", "value": 1000000, "unit": "USD", "region": "FL", "label": "Rideshare liability coverage while the driver is engaged in a prearranged ride", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.748(7)(c)", "source_url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0627/Sections/0627.748.html", "as_of": "2026-10-29" }, { "key": "fl.tnc_receipt", "value": "an electronic receipt listing the origin and destination, the total time and distance, and the total fare", "unit": "text", "region": "FL", "label": "Electronic receipt a rideshare company must send after each ride", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.748(6)", "source_url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/0627/Sections/0627.748.html", "as_of": "2026-10-29" }, { "key": "ca.um_hit_run_contact", "value": "the injury must come from physical contact between the hit-and-run vehicle and you or the vehicle you were in", "unit": "text", "region": "CA", "label": "Physical contact rule for uninsured motorist claims after a hit-and-run", "period": "2026", "source_name": "California Legislature, Insurance Code § 11580.2(b)(1)", "source_url": "https://law.justia.com/codes/california/code-ins/division-2/part-3/chapter-1/article-2/section-11580-2/", "as_of": "2026-10-29" }, { "key": "ca.um_hit_run_report_hours", "value": 24, "unit": "hours", "region": "CA", "label": "Hours to report a hit-and-run to the police, CHP or sheriff for a California uninsured motorist claim", "period": "2026", "source_name": "California Legislature, Insurance Code § 11580.2(b)(2)", "source_url": "https://law.justia.com/codes/california/code-ins/division-2/part-3/chapter-1/article-2/section-11580-2/", "as_of": "2026-10-29" }, { "key": "ca.um_hit_run_statement_days", "value": 30, "unit": "days", "region": "CA", "label": "Days after the police report to file a sworn statement with your insurer after a hit-and-run (California UM claims)", "period": "2026", "source_name": "California Legislature, Insurance Code § 11580.2(b)(2)", "source_url": "https://law.justia.com/codes/california/code-ins/division-2/part-3/chapter-1/article-2/section-11580-2/", "as_of": "2026-10-29" }, { "key": "ca.um_claim_years", "value": 2, "unit": "years", "region": "CA", "label": "Years from the crash to sue the uninsured driver, agree on the amount or formally start arbitration of a California UM claim", "period": "2026", "source_name": "California Legislature, Insurance Code § 11580.2(i)(1)", "source_url": "https://law.justia.com/codes/california/code-ins/division-2/part-3/chapter-1/article-2/section-11580-2/", "as_of": "2026-10-29" }, { "key": "ca.um_arbitration", "value": "by agreement between you and your insurer or, if you disagree, by arbitration", "unit": "text", "region": "CA", "label": "How disputes over a California uninsured motorist claim are decided", "period": "2026", "source_name": "California Legislature, Insurance Code § 11580.2(f)", "source_url": "https://law.justia.com/codes/california/code-ins/division-2/part-3/chapter-1/article-2/section-11580-2/", "as_of": "2026-10-29" }, { "key": "tx.um_hit_run_contact", "value": "there must have been actual physical contact between the unknown driver's vehicle and you or your property", "unit": "text", "region": "TX", "label": "Physical contact rule for uninsured motorist claims when the other driver is unknown", "period": "2026", "source_name": "Texas Legislature, Insurance Code § 1952.104(3)", "source_url": "https://statutes.capitol.texas.gov/Docs/IN/htm/IN.1952.htm#1952.104", "as_of": "2026-10-29" }, { "key": "wa.phantom_report_hours", "value": 72, "unit": "hours", "region": "WA", "label": "Hours to report a no-contact (phantom vehicle) crash to law enforcement for a Washington UIM claim", "period": "2026", "source_name": "Washington State Legislature, RCW 48.22.030(8)(b)", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=48.22.030", "as_of": "2026-10-29" }, { "key": "wa.phantom_corroboration", "value": "the facts must be backed by evidence other than the testimony of the people making the claim", "unit": "text", "region": "WA", "label": "Proof needed for a Washington phantom vehicle (no-contact) claim", "period": "2026", "source_name": "Washington State Legislature, RCW 48.22.030(8)(a)", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=48.22.030", "as_of": "2026-10-29" }, { "key": "wa.hit_run_pd_deductible", "value": 300, "unit": "USD", "region": "WA", "label": "Maximum deductible for property damage caused by a hit-and-run or phantom vehicle under Washington UIM coverage", "period": "2026", "source_name": "Washington State Legislature, RCW 48.22.030(7)(a)", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=48.22.030", "as_of": "2026-10-29" }, { "key": "tx.hit_run_death_offense", "value": "a second-degree felony", "unit": "text", "region": "TX", "label": "Offense level for failing to stop after a crash that kills someone", "period": "2026", "source_name": "Texas Legislature, Transportation Code § 550.021(c)", "source_url": "https://statutes.capitol.texas.gov/Docs/TN/htm/TN.550.htm#550.021", "as_of": "2026-10-29" }, { "key": "tx.hit_run_sbi_offense", "value": "a third-degree felony", "unit": "text", "region": "TX", "label": "Offense level for failing to stop after a crash causing serious bodily injury", "period": "2026", "source_name": "Texas Legislature, Transportation Code § 550.021(c)", "source_url": "https://statutes.capitol.texas.gov/Docs/TN/htm/TN.550.htm#550.021", "as_of": "2026-10-29" }, { "key": "tx.hit_run_injury_fine_max", "value": 5000, "unit": "USD", "region": "TX", "label": "Maximum fine for failing to stop after a crash causing (non-serious) injury", "period": "2026", "source_name": "Texas Legislature, Transportation Code § 550.021(c)(2)", "source_url": "https://statutes.capitol.texas.gov/Docs/TN/htm/TN.550.htm#550.021", "as_of": "2026-10-29" }, { "key": "tx.hit_run_injury_prison_years", "value": 5, "unit": "years", "region": "TX", "label": "Maximum prison term for failing to stop after a crash causing (non-serious) injury", "period": "2026", "source_name": "Texas Legislature, Transportation Code § 550.021(c)(2)", "source_url": "https://statutes.capitol.texas.gov/Docs/TN/htm/TN.550.htm#550.021", "as_of": "2026-10-29" }, { "key": "tx.unattended_vehicle_note", "value": "stop and either find the owner or leave a written note with the driver's and owner's names and addresses and a statement of how the crash happened", "unit": "text", "region": "TX", "label": "Duty after hitting an unattended vehicle", "period": "2026", "source_name": "Texas Legislature, Transportation Code § 550.024", "source_url": "https://statutes.capitol.texas.gov/Docs/TN/htm/TN.550.htm#550.024", "as_of": "2026-10-29" }, { "key": "tx.cvc_max_award", "value": 50000, "unit": "USD", "region": "TX", "label": "Maximum Texas crime victims' compensation award for one victim's injury or death (aggregate)", "period": "2026", "source_name": "Texas Legislature, Code of Criminal Procedure art. 56B.106(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/CR/htm/CR.56B.htm", "as_of": "2026-10-29" }, { "key": "tx.cvc_filing_years", "value": 3, "unit": "years", "region": "TX", "label": "Years to apply for Texas crime victims' compensation, counted from the crime", "period": "2026", "source_name": "Texas Legislature, Code of Criminal Procedure art. 56B.052(a)", "source_url": "https://statutes.capitol.texas.gov/Docs/CR/htm/CR.56B.htm", "as_of": "2026-10-29" }, { "key": "tx.cvc_vehicle_crimes", "value": "failure to stop and render aid, driving while intoxicated, intoxication assault and intoxication manslaughter, among other listed offenses", "unit": "text", "region": "TX", "label": "Vehicle crimes that can qualify for Texas crime victims' compensation", "period": "2026", "source_name": "Texas Legislature, Code of Criminal Procedure art. 56B.003(4)", "source_url": "https://statutes.capitol.texas.gov/Docs/CR/htm/CR.56B.htm", "as_of": "2026-10-29" }, { "key": "tx.cvc_last_resort", "value": "the payer of last resort", "unit": "text", "region": "TX", "label": "Texas crime victims' compensation fund pays only after other sources", "period": "2026", "source_name": "Texas Legislature, Code of Criminal Procedure art. 56B.462", "source_url": "https://statutes.capitol.texas.gov/Docs/CR/htm/CR.56B.htm", "as_of": "2026-10-29" }, { "key": "us.bac_limit", "value": "0.08 g/dL", "unit": "text", "region": "US", "label": "Blood alcohol concentration at which driving is illegal in every state except Utah", "period": "2026", "source_name": "NHTSA, Drunk Driving (risky driving page)", "source_url": "https://www.nhtsa.gov/risky-driving/drunk-driving", "as_of": "2026-10-29" }, { "key": "ut.bac_limit", "value": "0.05 g/dL", "unit": "text", "region": "UT", "label": "Blood alcohol concentration at which driving is illegal in Utah", "period": "2026", "source_name": "NHTSA, Drunk Driving (risky driving page)", "source_url": "https://www.nhtsa.gov/risky-driving/drunk-driving", "as_of": "2026-10-29" }, { "key": "us.drunk_death_interval_minutes", "value": 44, "unit": "minutes", "region": "US", "label": "Average minutes between drunk-driving crash deaths in the US", "period": "2024", "source_name": "NHTSA, Drunk Driving (risky driving page)", "source_url": "https://www.nhtsa.gov/risky-driving/drunk-driving", "as_of": "2026-10-29" }, { "key": "fl.punitive_intoxication_exception", "value": "the usual limits on punitive damages do not apply to a defendant who was impaired by alcohol or drugs or had a blood or breath alcohol level of 0.08 or higher", "unit": "text", "region": "FL", "label": "Florida punitive damages cap exception for intoxicated defendants", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 768.736", "source_url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0768/Sections/0768.736.html", "as_of": "2026-10-29" }, { "key": "fl.dram_shop", "value": "a seller is not liable for serving an adult, except for willfully and unlawfully serving someone under the legal drinking age or knowingly serving a person habitually addicted to alcohol", "unit": "text", "region": "FL", "label": "Florida dram shop rule", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 768.125", "source_url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0700-0799/0768/Sections/0768.125.html", "as_of": "2026-10-29" }, { "key": "ny.dram_shop", "value": "a person injured because of someone's intoxication can sue whoever caused or contributed to it by selling alcohol unlawfully, such as to a visibly intoxicated person or someone under 21", "unit": "text", "region": "NY", "label": "New York dram shop rule", "period": "2026", "source_name": "New York State Senate, General Obligations Law § 11-101 (with Alcoholic Beverage Control Law § 65)", "source_url": "https://www.nysenate.gov/legislation/laws/GOB/11-101", "as_of": "2026-10-29" }, { "key": "ca.dram_shop", "value": "a seller or server is generally not liable for injuries caused by an adult customer's intoxication, but a claim is allowed against a licensee who sells alcohol to an obviously intoxicated minor", "unit": "text", "region": "CA", "label": "California dram shop rule", "period": "2026", "source_name": "California Department of Alcoholic Beverage Control, Intoxicated Persons and Disorderly Premises (Bus. & Prof. Code §§ 25602, 25602.1)", "source_url": "https://www.abc.ca.gov/education/merchant-education/off-sale-licensee-informational-guide/intoxicated-persons-and-disorderly-premises", "as_of": "2026-10-29" }, { "key": "ca.social_host", "value": "a social host is generally not liable for serving alcohol to guests, but an adult who knowingly serves alcohol at home to someone under 21 can face a claim", "unit": "text", "region": "CA", "label": "California social host rule", "period": "2026", "source_name": "California Legislature, Civil Code § 1714(c)-(d)", "source_url": "https://law.justia.com/codes/california/code-civ/division-3/part-3/section-1714", "as_of": "2026-10-29" }, { "key": "us.uninsured_rate", "value": 15.4, "unit": "%", "region": "US", "label": "Estimated share of uninsured motorists, United States", "period": "2023", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-29" }, { "key": "us.uninsured_rate_2017", "value": 12.4, "unit": "%", "region": "US", "label": "Estimated share of uninsured motorists, United States, 2017", "period": "2017", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-29" }, { "key": "us.um_required_states", "value": 20, "unit": "count", "region": "US", "label": "States (plus the District of Columbia) with mandatory uninsured or underinsured motorist coverage requirements", "period": "2026", "source_name": "Insurance Information Institute, Facts + Statistics: Uninsured motorists", "source_url": "https://www.iii.org/fact-statistic/facts-statistics-uninsured-motorists", "as_of": "2026-10-29" }, { "key": "pa.um_stacking", "value": "the uninsured and underinsured motorist limits for each insured vehicle are added together unless the named insured signs a waiver", "unit": "text", "region": "PA", "label": "Pennsylvania stacking of UM/UIM limits", "period": "2026", "source_name": "Pennsylvania General Assembly, 75 Pa.C.S. § 1738", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/75/00.017.038.000..HTM", "as_of": "2026-10-29" }, { "key": "ca.uninsured_noneconomic_bar", "value": "an injured person who owned an uninsured vehicle in the crash, or drove without proof of insurance, generally cannot recover non-economic damages such as pain and suffering", "unit": "text", "region": "CA", "label": "California limit on uninsured drivers recovering non-economic damages (Civil Code § 3333.4)", "period": "2026", "source_name": "California Secretary of State, Proposition 213 (1996) text adding Civil Code § 3333.4", "source_url": "https://vigarchive.sos.ca.gov/1996/general/pamphlet/213text.htm", "as_of": "2026-10-29" }, { "key": "us.work_roadway_deaths_2024", "value": 1146, "unit": "count", "region": "US", "label": "Workers killed in roadway incidents involving motorized land vehicles", "period": "2024", "source_name": "U.S. Bureau of Labor Statistics, Census of Fatal Occupational Injuries Summary, 2024", "source_url": "https://www.bls.gov/news.release/cfoi.nr0.htm", "as_of": "2026-10-29" }, { "key": "us.work_transport_deaths_pct", "value": 38.2, "unit": "%", "region": "US", "label": "Share of fatal work injuries caused by transportation incidents", "period": "2024", "source_name": "U.S. Bureau of Labor Statistics, Census of Fatal Occupational Injuries Summary, 2024", "source_url": "https://www.bls.gov/news.release/cfoi.nr0.htm", "as_of": "2026-10-29" }, { "key": "us.ftca_claim_form", "value": "a signed Standard Form 95 or other written notice of the incident, with a claim for money damages in a sum certain", "unit": "text", "region": "US", "label": "What counts as a Federal Tort Claims Act claim presented to an agency", "period": "2026", "source_name": "eCFR, 28 CFR § 14.2(a)", "source_url": "https://www.ecfr.gov/current/title-28/chapter-I/part-14/section-14.2", "as_of": "2026-10-29" }, { "key": "us.ftca_no_punitive", "value": "punitive damages or interest before judgment", "unit": "text", "region": "US", "label": "Damages the United States does not pay under the Federal Tort Claims Act", "period": "2026", "source_name": "Cornell LII, 28 U.S.C. § 2674", "source_url": "https://www.law.cornell.edu/uscode/text/28/2674", "as_of": "2026-10-29" }, { "key": "us.ftca_amount_rule", "value": "a lawsuit cannot ask for more than the amount in the written claim, unless the increase rests on newly discovered evidence or intervening facts", "unit": "text", "region": "US", "label": "FTCA limit on the amount sued for", "period": "2026", "source_name": "Cornell LII, 28 U.S.C. § 2675(b)", "source_url": "https://www.law.cornell.edu/uscode/text/28/2675", "as_of": "2026-10-29" }, { "key": "tx.wc_exclusive_remedy", "value": "workers' compensation benefits are the exclusive remedy against an employer that has workers' comp coverage, apart from limited exemplary damages in some death cases", "unit": "text", "region": "TX", "label": "Texas workers' compensation exclusive remedy rule", "period": "2026", "source_name": "Texas Legislature, Labor Code § 408.001", "source_url": "https://statutes.capitol.texas.gov/Docs/LA/htm/LA.408.htm#408.001", "as_of": "2026-10-29" }, { "key": "tx.wc_third_party", "value": "an injured worker can claim workers' comp benefits and also seek damages from a third party, and the carrier can be repaid from that recovery for the benefits it paid", "unit": "text", "region": "TX", "label": "Texas workers' compensation third-party claims and subrogation", "period": "2026", "source_name": "Texas Legislature, Labor Code § 417.001", "source_url": "https://statutes.capitol.texas.gov/Docs/LA/htm/LA.417.htm#417.001", "as_of": "2026-10-29" }, { "key": "tx.wc_optional", "value": "private employers can choose to carry workers' comp insurance, but it is not required in most cases", "unit": "text", "region": "TX", "label": "Whether Texas private employers must carry workers' compensation", "period": "2026", "source_name": "Texas Department of Insurance, Division of Workers' Compensation, Employer resources", "source_url": "https://www.tdi.texas.gov/wc/employer/index.html", "as_of": "2026-10-29" }, { "key": "ny.owner_liability", "value": "every vehicle owner is liable for deaths and injuries caused by the negligence of anyone driving it with the owner's permission", "unit": "text", "region": "NY", "label": "New York vehicle owner liability for permissive drivers", "period": "2026", "source_name": "New York State Senate, Vehicle and Traffic Law § 388(1)", "source_url": "https://www.nysenate.gov/legislation/laws/VAT/388", "as_of": "2026-10-29" }, { "key": "ga.atlanta_ante_litem_months", "value": 6, "unit": "months", "region": "GA", "label": "Deadline to give the City of Atlanta written notice of a claim (ante litem notice), counted from the event", "period": "2026", "source_name": "City of Atlanta Department of Law, Filing a Notice of Claim (with O.C.G.A. § 36-33-5)", "source_url": "https://atlantaga.gov/home/showpublisheddocument/63530/638641877707800000", "as_of": "2026-10-29" }, { "key": "ga.atlanta_ante_litem_served_on", "value": "the Mayor or the President of the Atlanta City Council, by personal delivery, certified mail or statutory overnight delivery", "unit": "text", "region": "GA", "label": "Who must receive a notice of claim against the City of Atlanta, and how", "period": "2026", "source_name": "City of Atlanta Department of Law, Filing a Notice of Claim (with O.C.G.A. § 36-33-5)", "source_url": "https://atlantaga.gov/home/showpublisheddocument/63530/638641877707800000", "as_of": "2026-10-29" }, { "key": "ga.atlanta_ante_litem_response_days", "value": 30, "unit": "days", "region": "GA", "label": "Time the city has to consider and act on a claim after it is presented", "period": "2026", "source_name": "City of Atlanta Department of Law, Filing a Notice of Claim (with O.C.G.A. § 36-33-5)", "source_url": "https://atlantaga.gov/home/showpublisheddocument/63530/638641877707800000", "as_of": "2026-10-29" }, { "key": "ga.atlanta_claims_line", "value": "(404) 546-4195", "unit": "text", "region": "GA", "label": "City of Atlanta Department of Law, Claims Division phone line", "period": "2026", "source_name": "City of Atlanta Department of Law, Filing a Notice of Claim (with O.C.G.A. § 36-33-5)", "source_url": "https://atlantaga.gov/home/showpublisheddocument/63530/638641877707800000", "as_of": "2026-10-29" }, { "key": "ga.atlanta_crash_report_fee", "value": 5, "unit": "USD", "region": "GA", "label": "GDOT fee for a copy of a Georgia crash report requested by mail", "period": "2026", "source_name": "Georgia Department of Transportation, Individual Crash Report Request form", "source_url": "https://www.dot.ga.gov/DriveSmart/CrashReporting/request_form.pdf", "as_of": "2026-10-29" }, { "key": "ga.atlanta_crash_report_certified_extra", "value": 2, "unit": "USD", "region": "GA", "label": "Extra GDOT charge for a certified copy of a crash report", "period": "2026", "source_name": "Georgia Department of Transportation, Individual Crash Report Request form", "source_url": "https://www.dot.ga.gov/DriveSmart/CrashReporting/request_form.pdf", "as_of": "2026-10-29" }, { "key": "ga.atlanta_apd_records_address", "value": "Atlanta Public Safety Annex, 3493 Donald Lee Hollowell Pkwy NW", "unit": "text", "region": "GA", "label": "Atlanta Police Department Central Records location (report pickup)", "period": "2026", "source_name": "Atlanta Police Department, FAQ list", "source_url": "https://atlantapd.org/about-apd/advanced-components/faq-list", "as_of": "2026-10-29" }, { "key": "ga.atlanta_traffic_deaths_2024", "value": 61, "unit": "count", "region": "GA", "label": "Traffic deaths in the City of Atlanta", "period": "2024", "source_name": "Atlanta Department of Transportation, Fatal Crash Review Commission 2024 Annual Report & 2025 Q1 Review", "source_url": "https://atldot.atlantaga.gov/wp-content/uploads/2025/11/2025_Q1__2024-Annual-Report_FCRC_Report.pdf", "as_of": "2026-10-29" }, { "key": "ga.atlanta_traffic_deaths_2023", "value": 79, "unit": "count", "region": "GA", "label": "Traffic deaths in the City of Atlanta", "period": "2023", "source_name": "Atlanta Department of Transportation, Fatal Crash Review Commission 2024 Annual Report & 2025 Q1 Review", "source_url": "https://atldot.atlantaga.gov/wp-content/uploads/2025/11/2025_Q1__2024-Annual-Report_FCRC_Report.pdf", "as_of": "2026-10-29" }, { "key": "ga.atlanta_magistrate_limit", "value": 15000, "unit": "USD", "region": "GA", "label": "Largest civil claim the Magistrate Court of Fulton County can hear (cases filed before January 1, 2027)", "period": "2026", "source_name": "Fulton County Government, Magistrate Court", "source_url": "https://www.fultoncountyga.gov/inside-fulton-county/fulton-county-departments/magistrate-court", "as_of": "2026-10-29" }, { "key": "ga.atlanta_magistrate_limit_2027", "value": 25000, "unit": "USD", "region": "GA", "label": "Georgia magistrate court civil claim limit for actions filed on or after January 1, 2027", "period": "2027", "source_name": "Georgia General Assembly, HB 999 (2026) as passed House and Senate, Section 3 (amending O.C.G.A. § 15-10-2)", "source_url": "https://www.legis.ga.gov/api/legislation/document/20252026/249095", "as_of": "2026-10-29" }, { "key": "ga.atlanta_lrs_phone", "value": "(404) 521-0777", "unit": "text", "region": "GA", "label": "Atlanta Bar Association Lawyer Referral and Information Service phone", "period": "2026", "source_name": "Atlanta Bar Association, Lawyer Referral and Information Service", "source_url": "https://atlantabar.org/?pg=lrishome", "as_of": "2026-10-29" }, { "key": "ga.atlanta_lrs_fee", "value": 45, "unit": "USD", "region": "GA", "label": "Fee that may apply for the first consultation with a lawyer referred by the Atlanta Bar LRIS", "period": "2026", "source_name": "Atlanta Bar Association, Lawyer Referral and Information Service", "source_url": "https://atlantabar.org/?pg=lrishome", "as_of": "2026-10-29" }, { "key": "ga.atlanta_lrs_minutes", "value": 30, "unit": "minutes", "region": "GA", "label": "Length of the first consultation through the Atlanta Bar LRIS", "period": "2026", "source_name": "Atlanta Bar Association, Lawyer Referral and Information Service", "source_url": "https://atlantabar.org/?pg=lrishome", "as_of": "2026-10-29" }, { "key": "ga.atlanta_lrs_url", "value": "https://atlantabar.org/?pg=lrishome", "unit": "text", "region": "GA", "label": "Atlanta Bar Association Lawyer Referral and Information Service web page", "period": "2026", "source_name": "Atlanta Bar Association, Lawyer Referral and Information Service", "source_url": "https://atlantabar.org/?pg=lrishome", "as_of": "2026-10-29" }, { "key": "ga.atlanta_bar_lookup_url", "value": "https://www.gabar.org/member-directory/", "unit": "text", "region": "GA", "label": "State Bar of Georgia Member Directory (check a lawyer is a member)", "period": "2026", "source_name": "State Bar of Georgia, Member Directory", "source_url": "https://www.gabar.org/member-directory/", "as_of": "2026-10-29" }, { "key": "fl.miami_crash_report_fee", "value": 10, "unit": "USD", "region": "FL", "label": "FLHSMV fee per crash report bought through the Florida Crash Portal", "period": "2026", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Traffic Crash Reports", "source_url": "https://www.flhsmv.gov/traffic-crash-reports/", "as_of": "2026-10-29" }, { "key": "fl.miami_crash_portal_fee", "value": 2, "unit": "USD", "region": "FL", "label": "Florida Crash Portal convenience fee per transaction", "period": "2026", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Traffic Crash Reports", "source_url": "https://www.flhsmv.gov/traffic-crash-reports/", "as_of": "2026-10-29" }, { "key": "fl.miami_crash_report_wait_days", "value": 10, "unit": "days", "region": "FL", "label": "How long a Florida crash report may take to become available", "period": "2026", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Traffic Crash Reports", "source_url": "https://www.flhsmv.gov/traffic-crash-reports/", "as_of": "2026-10-29" }, { "key": "fl.miami_crash_portal_url", "value": "https://services.flhsmv.gov/CrashReportPurchasing/", "unit": "text", "region": "FL", "label": "FLHSMV Florida Crash Portal (buy a crash report)", "period": "2026", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Traffic Crash Reports", "source_url": "https://www.flhsmv.gov/traffic-crash-reports/", "as_of": "2026-10-29" }, { "key": "fl.miami_crash_confidential_days", "value": 60, "unit": "days", "region": "FL", "label": "Period after filing during which crash reports with personal information are open only to the parties, their lawyers, insurers and certain others", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 316.066", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/316.066", "as_of": "2026-10-29" }, { "key": "fl.miami_officer_report_days", "value": 10, "unit": "days", "region": "FL", "label": "Deadline for the investigating officer to submit a long-form crash report, counted from the end of the investigation", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 316.066", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/316.066", "as_of": "2026-10-29" }, { "key": "fl.miami_gov_notice_years", "value": 3, "unit": "years", "region": "FL", "label": "Deadline to present a written claim to a Florida government agency (state agencies also need notice to the Department of Financial Services)", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 768.28", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/768.28", "as_of": "2026-10-29" }, { "key": "fl.miami_gov_decision_months", "value": 6, "unit": "months", "region": "FL", "label": "Time a Florida agency has to decide a claim before silence counts as a denial", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 768.28", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/768.28", "as_of": "2026-10-29" }, { "key": "fl.miami_gov_suit_years", "value": 4, "unit": "years", "region": "FL", "label": "Deadline to sue a Florida government body for negligence (wrongful death follows s. 95.11(5))", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 768.28", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/768.28", "as_of": "2026-10-29" }, { "key": "fl.miami_gov_cap_person", "value": 200000, "unit": "USD", "region": "FL", "label": "Most a Florida government body generally pays one person on a tort claim or judgment (more usually needs a claims bill)", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 768.28", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/768.28", "as_of": "2026-10-29" }, { "key": "fl.miami_gov_cap_incident", "value": 300000, "unit": "USD", "region": "FL", "label": "Most a Florida government body pays for all claims from one incident", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 768.28", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/768.28", "as_of": "2026-10-29" }, { "key": "fl.miami_county_court_limit", "value": 50000, "unit": "USD", "region": "FL", "label": "County court limit for civil cases filed on or after January 1, 2023 (larger cases go to circuit court)", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 34.01(1)(c)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/34.01", "as_of": "2026-10-29" }, { "key": "fl.miami_pip_initial_care_days", "value": 14, "unit": "days", "region": "FL", "label": "PIP pays medical benefits only if initial care is received within this many days after the crash", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.736(1)(a)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/627.736", "as_of": "2026-10-29" }, { "key": "fl.miami_pip_medical_pct", "value": 80, "unit": "%", "region": "FL", "label": "Share of reasonable medical expenses PIP pays", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.736(1)(a)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/627.736", "as_of": "2026-10-29" }, { "key": "fl.miami_pip_non_emc_limit", "value": 2500, "unit": "USD", "region": "FL", "label": "PIP medical limit when no emergency medical condition is found", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.736(1)(a)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/627.736", "as_of": "2026-10-29" }, { "key": "fl.miami_county_crashes_2024", "value": 60000, "unit": "count", "region": "FL", "label": "Reported crashes in Miami-Dade County", "period": "2024", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Florida Traffic Crash Facts Annual Report 2024 (Traffic Crash and Injury History by County)", "source_url": "https://www.flhsmv.gov/pdf/crashreports/2024-Crash-Report.pdf", "as_of": "2026-10-29" }, { "key": "fl.miami_county_crash_deaths_2024", "value": 272, "unit": "count", "region": "FL", "label": "Crash deaths in Miami-Dade County", "period": "2024", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Florida Traffic Crash Facts Annual Report 2024 (Traffic Crash and Injury History by County)", "source_url": "https://www.flhsmv.gov/pdf/crashreports/2024-Crash-Report.pdf", "as_of": "2026-10-29" }, { "key": "fl.miami_county_crash_injuries_2024", "value": 29359, "unit": "count", "region": "FL", "label": "People injured in crashes in Miami-Dade County", "period": "2024", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Florida Traffic Crash Facts Annual Report 2024 (Traffic Crash and Injury History by County)", "source_url": "https://www.flhsmv.gov/pdf/crashreports/2024-Crash-Report.pdf", "as_of": "2026-10-29" }, { "key": "fl.miami_county_crash_rank_2024", "value": "the most of any Florida county", "unit": "text", "region": "FL", "label": "Miami-Dade County's rank among Florida's 67 counties by reported crashes", "period": "2024", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Florida Traffic Crash Facts Annual Report 2024 (Traffic Crash and Injury History by County)", "source_url": "https://www.flhsmv.gov/pdf/crashreports/2024-Crash-Report.pdf", "as_of": "2026-10-29" }, { "key": "fl.miami_small_claims_limit", "value": 8000, "unit": "USD", "region": "FL", "label": "Small claims limit in Miami-Dade County Court, not counting costs, interest and attorney fees", "period": "2026", "source_name": "Miami-Dade Clerk of the Court and Comptroller, Small Claims", "source_url": "https://www.miamidadeclerk.gov/clerk/small-claims.page", "as_of": "2026-10-29" }, { "key": "fl.miami_lrs_phone", "value": "1-888-305-LAW1 (5291)", "unit": "text", "region": "FL", "label": "Miami-Dade Bar Lawyer Referral Service phone", "period": "2026", "source_name": "Miami-Dade Bar, Lawyer Referral Service", "source_url": "https://www.miamidadebar.org/lawyer-referral-service/", "as_of": "2026-10-29" }, { "key": "fl.miami_lrs_fee", "value": 50, "unit": "USD", "region": "FL", "label": "Miami-Dade Bar Lawyer Referral Service referral fee (covers a consultation)", "period": "2026", "source_name": "Miami-Dade Bar, Lawyer Referral Service", "source_url": "https://www.miamidadebar.org/lawyer-referral-service/", "as_of": "2026-10-29" }, { "key": "fl.miami_lrs_url", "value": "https://www.miamidadebar.org/lawyer-referral-service/", "unit": "text", "region": "FL", "label": "Miami-Dade Bar Lawyer Referral Service web page", "period": "2026", "source_name": "Miami-Dade Bar, Lawyer Referral Service", "source_url": "https://www.miamidadebar.org/lawyer-referral-service/", "as_of": "2026-10-29" }, { "key": "fl.miami_bar_lookup_url", "value": "https://www.floridabar.org/directories/find-mbr/", "unit": "text", "region": "FL", "label": "The Florida Bar member directory (check a lawyer is eligible to practice)", "period": "2026", "source_name": "The Florida Bar, Find a Florida Bar Lawyer (member directory)", "source_url": "https://www.floridabar.org/directories/find-mbr/", "as_of": "2026-10-29" }, { "key": "fl.tampa_county_crashes_2024", "value": 26269, "unit": "count", "region": "FL", "label": "Reported crashes in Hillsborough County", "period": "2024", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Florida Traffic Crash Facts Annual Report 2024 (Traffic Crash and Injury History by County)", "source_url": "https://www.flhsmv.gov/pdf/crashreports/2024-Crash-Report.pdf", "as_of": "2026-10-29" }, { "key": "fl.tampa_county_crash_deaths_2024", "value": 180, "unit": "count", "region": "FL", "label": "Crash deaths in Hillsborough County", "period": "2024", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Florida Traffic Crash Facts Annual Report 2024 (Traffic Crash and Injury History by County)", "source_url": "https://www.flhsmv.gov/pdf/crashreports/2024-Crash-Report.pdf", "as_of": "2026-10-29" }, { "key": "fl.tampa_county_crash_deaths_2023", "value": 230, "unit": "count", "region": "FL", "label": "Crash deaths in Hillsborough County", "period": "2023", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Florida Traffic Crash Facts Annual Report 2024 (Traffic Crash and Injury History by County)", "source_url": "https://www.flhsmv.gov/pdf/crashreports/2024-Crash-Report.pdf", "as_of": "2026-10-29" }, { "key": "fl.tampa_county_crash_injuries_2024", "value": 17359, "unit": "count", "region": "FL", "label": "People injured in crashes in Hillsborough County", "period": "2024", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Florida Traffic Crash Facts Annual Report 2024 (Traffic Crash and Injury History by County)", "source_url": "https://www.flhsmv.gov/pdf/crashreports/2024-Crash-Report.pdf", "as_of": "2026-10-29" }, { "key": "fl.tampa_small_claims_limit", "value": 8000, "unit": "USD", "region": "FL", "label": "Dividing line for small claims cases in Hillsborough County Court", "period": "2026", "source_name": "Hillsborough County Clerk of Court and Comptroller, County Civil", "source_url": "https://www.hillsclerk.com/court-services/county-civil", "as_of": "2026-10-29" }, { "key": "fl.tampa_lrs_phone", "value": "(813) 221-7780", "unit": "text", "region": "FL", "label": "Hillsborough County Bar Association Lawyer Referral & Information Service phone (Mon-Fri 9 a.m.-4:30 p.m.)", "period": "2026", "source_name": "Hillsborough County Bar Association, Lawyer Referral & Information Service", "source_url": "https://hillsbarlrs.com/", "as_of": "2026-10-29" }, { "key": "fl.tampa_lrs_fee", "value": 35, "unit": "USD", "region": "FL", "label": "Fee for a 30-minute consultation through the Hillsborough County Bar LRIS", "period": "2026", "source_name": "Hillsborough County Bar Association, Lawyer Referral & Information Service", "source_url": "https://hillsbarlrs.com/", "as_of": "2026-10-29" }, { "key": "fl.tampa_lrs_minutes", "value": 30, "unit": "minutes", "region": "FL", "label": "Length of a consultation through the Hillsborough County Bar LRIS", "period": "2026", "source_name": "Hillsborough County Bar Association, Lawyer Referral & Information Service", "source_url": "https://hillsbarlrs.com/", "as_of": "2026-10-29" }, { "key": "fl.tampa_lrs_fee_waiver", "value": "waived for certain types of cases, including personal injury", "unit": "text", "region": "FL", "label": "When the Hillsborough County Bar LRIS consultation fee is waived", "period": "2026", "source_name": "Hillsborough County Bar Association, Lawyer Referral & Information Service", "source_url": "https://hillsbarlrs.com/", "as_of": "2026-10-29" }, { "key": "fl.tampa_lrs_url", "value": "https://hillsbarlrs.com/", "unit": "text", "region": "FL", "label": "Hillsborough County Bar Association Lawyer Referral & Information Service web page", "period": "2026", "source_name": "Hillsborough County Bar Association, Lawyer Referral & Information Service", "source_url": "https://hillsbarlrs.com/", "as_of": "2026-10-29" }, { "key": "fl.orlando_county_crashes_2024", "value": 25415, "unit": "count", "region": "FL", "label": "Reported crashes in Orange County", "period": "2024", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Florida Traffic Crash Facts Annual Report 2024 (Traffic Crash and Injury History by County)", "source_url": "https://www.flhsmv.gov/pdf/crashreports/2024-Crash-Report.pdf", "as_of": "2026-10-29" }, { "key": "fl.orlando_county_crash_deaths_2024", "value": 153, "unit": "count", "region": "FL", "label": "Crash deaths in Orange County", "period": "2024", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Florida Traffic Crash Facts Annual Report 2024 (Traffic Crash and Injury History by County)", "source_url": "https://www.flhsmv.gov/pdf/crashreports/2024-Crash-Report.pdf", "as_of": "2026-10-29" }, { "key": "fl.orlando_county_crash_deaths_2023", "value": 172, "unit": "count", "region": "FL", "label": "Crash deaths in Orange County", "period": "2023", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Florida Traffic Crash Facts Annual Report 2024 (Traffic Crash and Injury History by County)", "source_url": "https://www.flhsmv.gov/pdf/crashreports/2024-Crash-Report.pdf", "as_of": "2026-10-29" }, { "key": "fl.orlando_county_crash_injuries_2024", "value": 19495, "unit": "count", "region": "FL", "label": "People injured in crashes in Orange County", "period": "2024", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Florida Traffic Crash Facts Annual Report 2024 (Traffic Crash and Injury History by County)", "source_url": "https://www.flhsmv.gov/pdf/crashreports/2024-Crash-Report.pdf", "as_of": "2026-10-29" }, { "key": "fl.orlando_county_injury_rank_2024", "value": "the third most of any Florida county", "unit": "text", "region": "FL", "label": "Orange County's rank among Florida's 67 counties by people injured in crashes", "period": "2024", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Florida Traffic Crash Facts Annual Report 2024 (Traffic Crash and Injury History by County)", "source_url": "https://www.flhsmv.gov/pdf/crashreports/2024-Crash-Report.pdf", "as_of": "2026-10-29" }, { "key": "fl.orlando_small_claims_limit", "value": 8000, "unit": "USD", "region": "FL", "label": "Small claims limit in Orange County Court, not counting costs, interest and attorney fees", "period": "2026", "source_name": "Orange County Clerk of Courts, Small Claims", "source_url": "https://www.myorangeclerk.com/Divisions/Civil/Small-Claims", "as_of": "2026-10-29" }, { "key": "fl.orlando_lrs_phone", "value": "407-422-4537", "unit": "text", "region": "FL", "label": "Orange County Bar Association Lawyer Referral Service phone", "period": "2026", "source_name": "The Florida Bar, Lawyer Referral Service coverage areas", "source_url": "https://www.floridabar.org/public/lrs/coverage-areas/", "as_of": "2026-10-29" }, { "key": "fl.orlando_lrs_area", "value": "Orange and Brevard counties", "unit": "text", "region": "FL", "label": "Counties covered by the Orange County Bar Association Lawyer Referral Service", "period": "2026", "source_name": "The Florida Bar, Lawyer Referral Service coverage areas", "source_url": "https://www.floridabar.org/public/lrs/coverage-areas/", "as_of": "2026-10-29" }, { "key": "ca.sr1_days", "value": 10, "unit": "days", "region": "CA", "label": "Days after a crash to file the SR-1 report with the California DMV (injury, death or property damage over $1,000)", "period": "2026", "source_name": "California DMV, Report of Traffic Accident Occurring in California (SR 1, Rev. 6/2025)", "source_url": "https://www.dmv.ca.gov/portal/file/report-of-traffic-accident-occurring-in-california-sr-1-pdf/", "as_of": "2026-10-29" }, { "key": "ca.sr1_damage_min", "value": 1000, "unit": "USD", "region": "CA", "label": "Property damage above which a California driver must file an SR-1 (the damage must exceed this amount)", "period": "2026", "source_name": "California DMV, Report of Traffic Accident Occurring in California (SR 1, Rev. 6/2025)", "source_url": "https://www.dmv.ca.gov/portal/file/report-of-traffic-accident-occurring-in-california-sr-1-pdf/", "as_of": "2026-10-29" }, { "key": "ca.sr1_police_not_enough", "value": "a report filed with the police, the CHP or an insurance company does not count as the SR-1", "unit": "text", "region": "CA", "label": "Police and insurer reports do not satisfy California's SR-1 requirement", "period": "2026", "source_name": "California DMV, Report of Traffic Accident Occurring in California (SR 1, Rev. 6/2025)", "source_url": "https://www.dmv.ca.gov/portal/file/report-of-traffic-accident-occurring-in-california-sr-1-pdf/", "as_of": "2026-10-29" }, { "key": "ny.mv104_days", "value": 10, "unit": "days", "region": "NY", "label": "Days after a crash to file a Report of Motor Vehicle Crash (MV-104) with the New York DMV", "period": "2026", "source_name": "New York State Senate, Vehicle and Traffic Law § 605(a)", "source_url": "https://www.nysenate.gov/legislation/laws/VAT/605", "as_of": "2026-10-29" }, { "key": "ny.mv104_damage_min", "value": 1000, "unit": "USD", "region": "NY", "label": "Property damage to any one person above which a New York driver must file an MV-104 (a report is also required for any injury or death)", "period": "2026", "source_name": "New York State Senate, Vehicle and Traffic Law § 605(a)", "source_url": "https://www.nysenate.gov/legislation/laws/VAT/605", "as_of": "2026-10-29" }, { "key": "ny.crash_report_search_fee", "value": 7, "unit": "USD", "region": "NY", "label": "Search fee per crash report ordered online from the New York DMV", "period": "2026", "source_name": "New York State DMV, Order and access motor vehicle crash (accident) reports", "source_url": "https://dmv.ny.gov/records/order-and-access-motor-vehicle-crash-accident-reports", "as_of": "2026-10-29" }, { "key": "ny.crash_report_fee", "value": 15, "unit": "USD", "region": "NY", "label": "Report fee per crash report ordered online from the New York DMV (charged with the search fee)", "period": "2026", "source_name": "New York State DMV, Order and access motor vehicle crash (accident) reports", "source_url": "https://dmv.ny.gov/records/order-and-access-motor-vehicle-crash-accident-reports", "as_of": "2026-10-29" }, { "key": "fl.long_form_days", "value": 10, "unit": "days", "region": "FL", "label": "Days after an officer completes the investigation to submit a Florida long-form crash report", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 316.066(1)(a)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/316.066", "as_of": "2026-10-29" }, { "key": "fl.long_form_triggers", "value": "a death or injury (including complaints of pain), leaving the scene, impaired driving, a vehicle that had to be towed away, or a commercial vehicle", "unit": "text", "region": "FL", "label": "Crashes for which a Florida officer must complete a long-form crash report", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 316.066(1)(a)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/316.066", "as_of": "2026-10-29" }, { "key": "fl.long_form_contents", "value": "the date, time and place; the vehicles; the names and addresses of drivers, passengers and witnesses; the officer's name, badge number and agency; and each party's insurance company", "unit": "text", "region": "FL", "label": "What a Florida long-form crash report must include", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 316.066(1)(b)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/316.066", "as_of": "2026-10-29" }, { "key": "fl.driver_report_days", "value": 10, "unit": "days", "region": "FL", "label": "Days for a driver to send FLHSMV a written crash report when the crash damaged property but no police report was required", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 316.066(1)(e)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/316.066", "as_of": "2026-10-29" }, { "key": "fl.crash_report_confidential_days", "value": 60, "unit": "days", "region": "FL", "label": "Days a Florida crash report with personal information stays confidential (the people involved, their lawyers and insurers can get it sooner)", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 316.066(2)(a)-(b)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/316.066", "as_of": "2026-10-29" }, { "key": "fl.crash_report_statement_rule", "value": "generally cannot be used as evidence in any trial, civil or criminal", "unit": "text", "region": "FL", "label": "Use at trial of what a driver says or writes to complete a Florida crash report", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 316.066(4)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/316.066", "as_of": "2026-10-29" }, { "key": "fl.crash_report_fee", "value": 10, "unit": "USD", "region": "FL", "label": "Fee per crash report bought from the Florida Department of Highway Safety and Motor Vehicles", "period": "2026", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Traffic crash reports", "source_url": "https://www.flhsmv.gov/traffic-crash-reports/", "as_of": "2026-10-29" }, { "key": "fl.crash_portal_fee", "value": 2, "unit": "USD", "region": "FL", "label": "Convenience fee per transaction on the Florida Crash Portal", "period": "2026", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Traffic crash reports", "source_url": "https://www.flhsmv.gov/traffic-crash-reports/", "as_of": "2026-10-29" }, { "key": "fl.crash_report_available_days", "value": 10, "unit": "days", "region": "FL", "label": "Days a Florida crash report may take to become available", "period": "2026", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Traffic crash reports", "source_url": "https://www.flhsmv.gov/traffic-crash-reports/", "as_of": "2026-10-29" }, { "key": "tx.cr2_not_retained", "value": "TxDOT no longer keeps drivers' own crash reports (Form CR-2)", "unit": "text", "region": "TX", "label": "Texas drivers' crash reports (CR-2) are not kept by the state", "period": "2026", "source_name": "TxDOT, Crash reports and records", "source_url": "https://www.txdot.gov/data-maps/crash-reports-records.html", "as_of": "2026-10-29" }, { "key": "us.hipaa_flat_fee", "value": 6.5, "unit": "USD", "region": "US", "label": "Optional flat fee a provider may charge for an electronic copy of records kept electronically (labor, supplies and postage included)", "period": "2026", "source_name": "HHS, HIPAA FAQ: How can covered entities calculate the limited fee that can be charged to individuals to provide them with a copy of their PHI?", "source_url": "https://www.hhs.gov/hipaa/for-professionals/faq/how-can-covered-entities-calculate-the-limited-fee/index.html", "as_of": "2026-10-29" }, { "key": "us.hipaa_fee_items", "value": "labor for copying, supplies, postage and, if you agree to one, preparing a summary", "unit": "text", "region": "US", "label": "Costs a reasonable cost-based HIPAA access fee may include (45 CFR 164.524(c)(4))", "period": "2026", "source_name": "eCFR, 45 CFR 164.524 Access of individuals to protected health information", "source_url": "https://www.ecfr.gov/current/title-45/subtitle-A/subchapter-C/part-164/subpart-E/section-164.524", "as_of": "2026-10-29" }, { "key": "us.hipaa_no_search_fee", "value": "the time spent searching for and retrieving records", "unit": "text", "region": "US", "label": "Labor that HHS says a HIPAA access fee may not include", "period": "2026", "source_name": "HHS, HIPAA FAQ: How can covered entities calculate the limited fee that can be charged to individuals to provide them with a copy of their PHI?", "source_url": "https://www.hhs.gov/hipaa/for-professionals/faq/how-can-covered-entities-calculate-the-limited-fee/index.html", "as_of": "2026-10-29" }, { "key": "us.hipaa_record_set", "value": "medical records and billing records", "unit": "text", "region": "US", "label": "What a health care provider's designated record set includes (45 CFR 164.501)", "period": "2026", "source_name": "eCFR, 45 CFR 164.501 Definitions", "source_url": "https://www.ecfr.gov/current/title-45/subtitle-A/subchapter-C/part-164/subpart-E/section-164.501", "as_of": "2026-10-29" }, { "key": "us.hipaa_form_format", "value": "in the form and format you ask for if it is readily producible, including an electronic copy of records kept electronically", "unit": "text", "region": "US", "label": "Form in which a provider must give you access to your records (45 CFR 164.524(c)(2))", "period": "2026", "source_name": "eCFR, 45 CFR 164.524 Access of individuals to protected health information", "source_url": "https://www.ecfr.gov/current/title-45/subtitle-A/subchapter-C/part-164/subpart-E/section-164.524", "as_of": "2026-10-29" }, { "key": "us.hipaa_auth_elements", "value": "what will be released, who may release it, who may receive it, the purpose, an expiration date or event, and your signature and date", "unit": "text", "region": "US", "label": "Core elements of a valid HIPAA authorization (45 CFR 164.508(c)(1))", "period": "2026", "source_name": "eCFR, 45 CFR 164.508 Uses and disclosures for which an authorization is required", "source_url": "https://www.ecfr.gov/current/title-45/subtitle-A/subchapter-C/part-164/subpart-E/section-164.508", "as_of": "2026-10-29" }, { "key": "us.hipaa_auth_revoke", "value": "at any time, in writing, except for anything already done in reliance on it", "unit": "text", "region": "US", "label": "How a HIPAA authorization can be revoked (45 CFR 164.508(b)(5))", "period": "2026", "source_name": "eCFR, 45 CFR 164.508 Uses and disclosures for which an authorization is required", "source_url": "https://www.ecfr.gov/current/title-45/subtitle-A/subchapter-C/part-164/subpart-E/section-164.508", "as_of": "2026-10-29" }, { "key": "us.naic_good_faith", "value": "not attempting in good faith to effectuate prompt, fair and equitable settlement of claims submitted in which liability has become reasonably clear", "unit": "text", "region": "US", "label": "An unfair claims practice listed in the NAIC model act (Model 900 Sec. 4D; states adopt their own versions)", "period": "2026", "source_name": "NAIC, Unfair Claims Settlement Practices Act (Model 900), Sec. 4", "source_url": "https://content.naic.org/sites/default/files/model-law-900.pdf", "as_of": "2026-10-29" }, { "key": "us.naic_denial_explanation", "value": "a reasonable and accurate explanation of the basis for a denial or a compromise offer", "unit": "text", "region": "US", "label": "What the NAIC model act expects an insurer to give promptly when it denies a claim or offers less (Model 900 Sec. 4L)", "period": "2026", "source_name": "NAIC, Unfair Claims Settlement Practices Act (Model 900), Sec. 4", "source_url": "https://content.naic.org/sites/default/files/model-law-900.pdf", "as_of": "2026-10-29" }, { "key": "ca.fcspr_ack_days", "value": 15, "unit": "days", "region": "CA", "label": "Calendar days for an insurer to acknowledge a claim, send forms and begin investigating", "period": "2026", "source_name": "California Code of Regulations, tit. 10, § 2695.5(e)", "source_url": "https://www.law.cornell.edu/regulations/california/10-CCR-2695.5", "as_of": "2026-10-29" }, { "key": "ca.fcspr_reply_days", "value": 15, "unit": "days", "region": "CA", "label": "Calendar days for an insurer to give a complete response to a claimant's communication that expects a reply", "period": "2026", "source_name": "California Code of Regulations, tit. 10, § 2695.5(b)", "source_url": "https://www.law.cornell.edu/regulations/california/10-CCR-2695.5", "as_of": "2026-10-29" }, { "key": "ca.fcspr_decision_days", "value": 40, "unit": "days", "region": "CA", "label": "Calendar days after proof of claim for an insurer to accept or deny a claim, in whole or in part", "period": "2026", "source_name": "California Code of Regulations, tit. 10, § 2695.7(b)", "source_url": "https://www.law.cornell.edu/regulations/california/10-CCR-2695.7", "as_of": "2026-10-29" }, { "key": "ca.fcspr_status_days", "value": 30, "unit": "days", "region": "CA", "label": "Interval for written notices while an insurer needs more time to decide a claim", "period": "2026", "source_name": "California Code of Regulations, tit. 10, § 2695.7(c)(1)", "source_url": "https://www.law.cornell.edu/regulations/california/10-CCR-2695.7", "as_of": "2026-10-29" }, { "key": "ca.fcspr_claimants", "value": "people claiming on their own policy and people claiming against someone else's policy", "unit": "text", "region": "CA", "label": "Who counts as a claimant under California's Fair Claims Settlement Practices Regulations", "period": "2026", "source_name": "California Code of Regulations, tit. 10, § 2695.2(c)", "source_url": "https://www.law.cornell.edu/regulations/california/10-CCR-2695.2", "as_of": "2026-10-29" }, { "key": "va.ror_notice_days", "value": 45, "unit": "days", "region": "VA", "label": "Days for a liability insurer to tell the injured claimant it has sent its own customer a reservation of rights letter", "period": "2026", "source_name": "Code of Virginia, § 38.2-2226", "source_url": "https://law.lis.virginia.gov/vacode/title38.2/chapter22/section38.2-2226/", "as_of": "2026-10-29" }, { "key": "va.ror_late_notice", "value": "the insurer waives that coverage defense, to the extent of the claim", "unit": "text", "region": "VA", "label": "What happens if a Virginia liability insurer misses the 45-day notice to the claimant", "period": "2026", "source_name": "Code of Virginia, § 38.2-2226", "source_url": "https://law.lis.virginia.gov/vacode/title38.2/chapter22/section38.2-2226/", "as_of": "2026-10-29" }, { "key": "dc.cfa_statement_note", "value": "You are under no obligation to the other insurance company to record a statement about the accident.", "unit": "text", "region": "DC", "label": "Consumer checklist guidance on recorded statements to the other driver's insurer", "period": "2011", "source_name": "District of Columbia Department of Insurance, Securities and Banking, Consumer Federation of America's Guide to Navigating the Auto Claims' Maze (checklist)", "source_url": "https://disb.dc.gov/sites/default/files/dc/sites/disb/publication/attachments/Auto-Insurance-Claims-Checklist-12-14-11.pdf", "as_of": "2026-10-29" }, { "key": "dc.cfa_authorization_note", "value": "Do not sign an authorization form giving the insurer permission to look at your entire medical history.", "unit": "text", "region": "DC", "label": "Consumer checklist guidance on broad medical authorizations for injury claims", "period": "2011", "source_name": "District of Columbia Department of Insurance, Securities and Banking, Consumer Federation of America's Guide to Navigating the Auto Claims' Maze (checklist)", "source_url": "https://disb.dc.gov/sites/default/files/dc/sites/disb/publication/attachments/Auto-Insurance-Claims-Checklist-12-14-11.pdf", "as_of": "2026-10-29" }, { "key": "fl.pip_euo", "value": "submitting to an examination under oath is a condition of receiving PIP benefits", "unit": "text", "region": "FL", "label": "Florida PIP: an insured must comply with the policy's examination-under-oath terms", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.736(6)(g)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/627.736", "as_of": "2026-10-29" }, { "key": "fl.liability_disclosure_days", "value": 30, "unit": "days", "region": "FL", "label": "Days for a liability insurer to give a claimant a sworn statement of coverage after a written request", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.4137(1)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/627.4137", "as_of": "2026-10-29" }, { "key": "fl.liability_disclosure_items", "value": "the insurer's name, each insured's name, the liability limits, any coverage defense the insurer believes it has, and a copy of the policy", "unit": "text", "region": "FL", "label": "What a Florida liability insurer's sworn coverage statement must include", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.4137(1)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/627.4137", "as_of": "2026-10-29" }, { "key": "mo.tld_accept_days", "value": 90, "unit": "days", "region": "MO", "label": "Minimum days a Missouri time-limited demand must stay open after the insurer receives it", "period": "2026", "source_name": "Revisor of Missouri, RSMo § 537.058", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=537.058", "as_of": "2026-10-29" }, { "key": "mo.tld_payment_days", "value": 10, "unit": "days", "region": "MO", "label": "Minimum days a Missouri time-limited demand must allow for payment after the insurer receives the signed release", "period": "2026", "source_name": "Revisor of Missouri, RSMo § 537.058", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=537.058", "as_of": "2026-10-29" }, { "key": "mo.tld_form", "value": "be in writing, refer to the statute and go to the insurer by certified mail, return receipt requested", "unit": "text", "region": "MO", "label": "Form a Missouri time-limited demand must take", "period": "2026", "source_name": "Revisor of Missouri, RSMo § 537.058", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=537.058", "as_of": "2026-10-29" }, { "key": "mo.tld_attachments", "value": "a list of treating providers with HIPAA-compliant authorizations, plus a list of employers with authorizations if lost wages are claimed", "unit": "text", "region": "MO", "label": "What must come with a Missouri time-limited demand", "period": "2026", "source_name": "Revisor of Missouri, RSMo § 537.058", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=537.058", "as_of": "2026-10-29" }, { "key": "ca.sr1_late", "value": "the DMV may suspend the driver's license", "unit": "text", "region": "CA", "label": "Consequence of filing California's SR-1 late", "period": "2026", "source_name": "California DMV, Report of Traffic Accident Occurring in California (SR 1, Rev. 6/2025)", "source_url": "https://www.dmv.ca.gov/portal/file/report-of-traffic-accident-occurring-in-california-sr-1-pdf/", "as_of": "2026-10-29" }, { "key": "us.hipaa_no_per_page", "value": "per-page fees are not allowed for copies of records kept electronically", "unit": "text", "region": "US", "label": "HHS guidance on per-page fees for HIPAA access copies", "period": "2026", "source_name": "HHS, HIPAA FAQ: How can covered entities calculate the limited fee that can be charged to individuals to provide them with a copy of their PHI?", "source_url": "https://www.hhs.gov/hipaa/for-professionals/faq/how-can-covered-entities-calculate-the-limited-fee/index.html", "as_of": "2026-10-29" }, { "key": "us.hipaa_psychotherapy_auth", "value": "psychotherapy notes generally need their own separate authorization", "unit": "text", "region": "US", "label": "HIPAA rule for releasing psychotherapy notes (45 CFR 164.508(a)(2))", "period": "2026", "source_name": "eCFR, 45 CFR 164.508 Uses and disclosures for which an authorization is required", "source_url": "https://www.ecfr.gov/current/title-45/subtitle-A/subchapter-C/part-164/subpart-E/section-164.508", "as_of": "2026-10-29" }, { "key": "fl.pip_records_rule", "value": "providers must, if the PIP insurer asks, send a report on your history, condition, treatment and costs and let it inspect and copy the records", "unit": "text", "region": "FL", "label": "What Florida medical providers must give a PIP insurer on request", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.736(6)(b)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/627.736", "as_of": "2026-10-29" }, { "key": "us.frcp26_own_statement", "value": "a party or other person can, on request, get a copy of their own earlier statement about the case, including a recording or a transcript of it", "unit": "text", "region": "US", "label": "Federal civil rule on obtaining your own previous statement (FRCP 26(b)(3)(C); federal court cases)", "period": "2026", "source_name": "Cornell LII, Federal Rules of Civil Procedure, Rule 26", "source_url": "https://www.law.cornell.edu/rules/frcp/rule_26", "as_of": "2026-10-29" }, { "key": "il.chicago_city_claim_deadline", "value": 1, "unit": "years", "region": "IL", "label": "Deadline to sue a local public entity (such as the City of Chicago) or its employee for an injury, from the date of injury", "period": "2026", "source_name": "Illinois General Assembly, 745 ILCS 10/8-101(a) (Local Governmental and Governmental Employees Tort Immunity Act)", "source_url": "https://www.ilga.gov/Documents/legislation/ilcs/documents/074500100K8-101.htm", "as_of": "2026-10-29" }, { "key": "il.chicago_clerk_claim_limit", "value": 2500, "unit": "USD", "region": "IL", "label": "Vehicle or property damage claims against the City of Chicago below this amount are filed with the Office of the City Clerk", "period": "2026", "source_name": "City of Chicago Department of Law, Claims", "source_url": "https://www.chicago.gov/city/en/depts/dol/provdrs/claims.html", "as_of": "2026-10-29" }, { "key": "il.chicago_claims_unit_phone", "value": "312-744-5650", "unit": "text", "region": "IL", "label": "City of Chicago Claims Unit phone (bodily injury claims and property damage over $2,500)", "period": "2026", "source_name": "City of Chicago Department of Law, Claims", "source_url": "https://www.chicago.gov/city/en/depts/dol/provdrs/claims.html", "as_of": "2026-10-29" }, { "key": "il.chicago_cpd_report_fee", "value": 6, "unit": "USD", "region": "IL", "label": "Fee for a copy of a Chicago Police Department traffic crash report", "period": "2026", "source_name": "Chicago Police Department, Traffic Crash Reports", "source_url": "https://www.chicagopolice.org/traffic-crash-reports/", "as_of": "2026-10-29" }, { "key": "il.chicago_isp_report_fee", "value": 5, "unit": "USD", "region": "IL", "label": "Fee for a copy of an Illinois State Police traffic crash report requested by mail", "period": "2026", "source_name": "Illinois State Police, Obtain a Crash Report by Mail", "source_url": "https://isp.illinois.gov/CrashReports/Mail", "as_of": "2026-10-29" }, { "key": "il.chicago_driver_report_days", "value": 10, "unit": "days", "region": "IL", "label": "Time for a driver to report a reportable crash when no police officer came to the scene (Illinois rule)", "period": "2026", "source_name": "Illinois State Police, Crash Reports", "source_url": "https://isp.illinois.gov/CrashReports", "as_of": "2026-10-29" }, { "key": "il.chicago_driver_report_damage", "value": 1500, "unit": "USD", "region": "IL", "label": "Property damage above which an Illinois crash must be reported (all drivers insured)", "period": "2026", "source_name": "Illinois State Police, Crash Reports", "source_url": "https://isp.illinois.gov/CrashReports", "as_of": "2026-10-29" }, { "key": "il.chicago_driver_report_damage_uninsured", "value": 500, "unit": "USD", "region": "IL", "label": "Property damage above which an Illinois crash must be reported if any driver is uninsured", "period": "2026", "source_name": "Illinois State Police, Crash Reports", "source_url": "https://isp.illinois.gov/CrashReports", "as_of": "2026-10-29" }, { "key": "il.chicago_crash_deaths_2024", "value": 130, "unit": "count", "region": "IL", "label": "People killed in traffic crashes in Chicago (CDOT count; excludes the interstate highway system)", "period": "2024", "source_name": "Chicago Department of Transportation, Chicago Traffic Crashes Annual Report (published fall 2025)", "source_url": "https://api.chicago.gov/filenet5/servlets/getDocumentContent?applicationId=CompleteStreets&documentId=%7B805EE69A-0000-C518-8777-D32746FEA322%7D", "as_of": "2026-10-29" }, { "key": "il.chicago_serious_injuries_2024", "value": 1896, "unit": "count", "region": "IL", "label": "People seriously injured in traffic crashes in Chicago (CDOT count; excludes the interstate highway system)", "period": "2024", "source_name": "Chicago Department of Transportation, Chicago Traffic Crashes Annual Report (published fall 2025)", "source_url": "https://api.chicago.gov/filenet5/servlets/getDocumentContent?applicationId=CompleteStreets&documentId=%7B805EE69A-0000-C518-8777-D32746FEA322%7D", "as_of": "2026-10-29" }, { "key": "il.chicago_pedestrian_deaths_2024", "value": 45, "unit": "count", "region": "IL", "label": "People killed while walking in Chicago traffic crashes (CDOT count)", "period": "2024", "source_name": "Chicago Department of Transportation, Chicago Traffic Crashes Annual Report (published fall 2025)", "source_url": "https://api.chicago.gov/filenet5/servlets/getDocumentContent?applicationId=CompleteStreets&documentId=%7B805EE69A-0000-C518-8777-D32746FEA322%7D", "as_of": "2026-10-29" }, { "key": "il.chicago_law_division_threshold", "value": 30000, "unit": "USD", "region": "IL", "label": "Claims above this amount are heard in the Law Division of the Circuit Court of Cook County", "period": "2026", "source_name": "Clerk of the Circuit Court of Cook County, Law Division", "source_url": "https://www.cookcountyclerkofcourt.org/divisions/law-division", "as_of": "2026-10-29" }, { "key": "il.chicago_bar_referral_phone", "value": "(312) 554-2001", "unit": "text", "region": "IL", "label": "Chicago Bar Association Lawyer Referral Service phone", "period": "2026", "source_name": "Chicago Bar Association, Lawyer Referral Service", "source_url": "https://www.chicagobar.org/CBA/Legal_Help_for_the_Public/Lawyer_Referral_Service.aspx", "as_of": "2026-10-29" }, { "key": "il.chicago_bar_referral_fee", "value": 30, "unit": "USD", "region": "IL", "label": "Fee the referred lawyer collects at the first consultation through the Chicago Bar Association Lawyer Referral Service", "period": "2026", "source_name": "Chicago Bar Association, Lawyer Referral Service", "source_url": "https://www.chicagobar.org/CBA/Legal_Help_for_the_Public/Lawyer_Referral_Service.aspx", "as_of": "2026-10-29" }, { "key": "ny.new_york_city_notice_of_claim_days", "value": 90, "unit": "days", "region": "NY", "label": "Deadline to serve a notice of claim on a public corporation such as the City of New York, from when the claim arises", "period": "2026", "source_name": "New York State Senate, General Municipal Law § 50-e(1)(a)", "source_url": "https://www.nysenate.gov/legislation/laws/GMU/50-E", "as_of": "2026-10-29" }, { "key": "ny.new_york_city_city_suit_deadline", "value": "1 year and 90 days", "unit": "text", "region": "NY", "label": "Deadline to sue the City of New York for a personal injury or property damage claim, from the event", "period": "2026", "source_name": "New York State Senate, General Municipal Law § 50-i(1)(c)", "source_url": "https://www.nysenate.gov/legislation/laws/GMU/50-I", "as_of": "2026-10-29" }, { "key": "ny.new_york_city_claim_wait_days", "value": 30, "unit": "days", "region": "NY", "label": "Time a claimant must wait after filing a notice of claim with the NYC Comptroller before suing the City", "period": "2026", "source_name": "New York City Comptroller, Filing a Claim with the New York City Comptroller (January 2026)", "source_url": "https://comptroller.nyc.gov/wp-content/uploads/2025/12/Filing-a-Claim-with-the-New-York-City-Comptroller-2026.pdf", "as_of": "2026-10-29" }, { "key": "ny.new_york_city_nypd_portal_days", "value": 7, "unit": "business days", "region": "NY", "label": "Time it may take an NYPD collision report to appear on the online Collision Report Retrieval Portal", "period": "2026", "source_name": "NYPD, Collision Report Retrieval Portal", "source_url": "https://collisionreport.nypdonline.org/", "as_of": "2026-10-29" }, { "key": "ny.new_york_city_precinct_copy_days", "value": 30, "unit": "days", "region": "NY", "label": "Period during which a copy of an NYPD collision report can be requested from the precinct where the crash happened", "period": "2026", "source_name": "NYPD, Motor Vehicle Accident Reports", "source_url": "https://www.nyc.gov/site/nypd/services/vehicles-property/reports.page", "as_of": "2026-10-29" }, { "key": "ny.new_york_city_dmv_search_fee", "value": 7, "unit": "USD", "region": "NY", "label": "NY DMV online search fee for each crash report ordered", "period": "2026", "source_name": "New York State DMV, Order and Access Motor Vehicle Crash (Accident) Reports", "source_url": "https://dmv.ny.gov/records/order-and-access-motor-vehicle-crash-accident-reports", "as_of": "2026-10-29" }, { "key": "ny.new_york_city_dmv_report_fee", "value": 15, "unit": "USD", "region": "NY", "label": "NY DMV report fee for each crash report ordered online", "period": "2026", "source_name": "New York State DMV, Order and Access Motor Vehicle Crash (Accident) Reports", "source_url": "https://dmv.ny.gov/records/order-and-access-motor-vehicle-crash-accident-reports", "as_of": "2026-10-29" }, { "key": "ny.new_york_city_dmv_available_days", "value": 14, "unit": "days", "region": "NY", "label": "Minimum time before an electronically filed NYC police crash report is available from the DMV", "period": "2026", "source_name": "New York State DMV, Order and Access Motor Vehicle Crash (Accident) Reports", "source_url": "https://dmv.ny.gov/records/order-and-access-motor-vehicle-crash-accident-reports", "as_of": "2026-10-29" }, { "key": "ny.new_york_city_mv104_days", "value": 10, "unit": "days", "region": "NY", "label": "Deadline for a driver to file a crash report (MV-104) with the DMV under New York's statewide rule", "period": "2026", "source_name": "New York State Senate, Vehicle and Traffic Law § 605(a)(1)", "source_url": "https://www.nysenate.gov/legislation/laws/VAT/605", "as_of": "2026-10-29" }, { "key": "ny.new_york_city_mv104_damage", "value": 1000, "unit": "USD", "region": "NY", "label": "Property damage to any one person above which a driver must file a crash report (MV-104) with the DMV", "period": "2026", "source_name": "New York State Senate, Vehicle and Traffic Law § 605(a)(1)", "source_url": "https://www.nysenate.gov/legislation/laws/VAT/605", "as_of": "2026-10-29" }, { "key": "ny.new_york_city_no_fault_notice_days", "value": 30, "unit": "days", "region": "NY", "label": "Deadline to give the no-fault insurer written notice of the accident (Insurance Regulation 68), from the accident date", "period": "2026", "source_name": "New York State Department of Financial Services, FAQ: Consumer Questions About No-Fault Insurance", "source_url": "https://www.dfs.ny.gov/consumers/auto_insurance/nofault_faqs", "as_of": "2026-10-29" }, { "key": "ny.new_york_city_serious_injury", "value": "death, dismemberment, significant disfigurement, a fracture, loss of a fetus, permanent loss of use of a body organ, member, function or system, permanent consequential limitation of use of a body organ or member, or significant limitation of use of a body function or system", "unit": "text", "region": "NY", "label": "Injuries that meet New York's no-fault \"serious injury\" definition (needed to sue for pain and suffering)", "period": "2026", "source_name": "New York State Senate, Insurance Law § 5102(d) (revision of 2026-05-29)", "source_url": "https://www.nysenate.gov/legislation/laws/ISC/5102", "as_of": "2026-10-29" }, { "key": "ny.new_york_city_traffic_deaths_2025", "value": 205, "unit": "count", "region": "NY", "label": "Traffic deaths recorded in New York City", "period": "2025", "source_name": "NYC Department of Transportation, Traffic Deaths Reach All-time Low (press release, January 2, 2026)", "source_url": "https://www.nyc.gov/html/dot/html/pr2026/traffic-deaths-reach-all-time-low.shtml", "as_of": "2026-10-29" }, { "key": "ny.new_york_city_pedestrian_deaths_2025", "value": 111, "unit": "count", "region": "NY", "label": "Pedestrians killed in New York City traffic crashes", "period": "2025", "source_name": "NYC Department of Transportation, Traffic Deaths Reach All-time Low (press release, January 2, 2026)", "source_url": "https://www.nyc.gov/html/dot/html/pr2026/traffic-deaths-reach-all-time-low.shtml", "as_of": "2026-10-29" }, { "key": "ny.new_york_city_civil_court_limit", "value": 50000, "unit": "USD", "region": "NY", "label": "Maximum amount sought in a money action in the Civil Court of the City of New York", "period": "2026", "source_name": "New York State Senate, New York City Civil Court Act § 202", "source_url": "https://www.nysenate.gov/legislation/laws/CCA/202", "as_of": "2026-10-29" }, { "key": "ny.new_york_city_small_claims_limit", "value": 10000, "unit": "USD", "region": "NY", "label": "Maximum claim in the small claims part of the Civil Court of the City of New York", "period": "2026", "source_name": "New York State Senate, New York City Civil Court Act § 1801", "source_url": "https://www.nysenate.gov/legislation/laws/CCA/1801", "as_of": "2026-10-29" }, { "key": "ny.new_york_city_bar_referral_phone", "value": "212-626-7373", "unit": "text", "region": "NY", "label": "New York City Bar Legal Referral Service phone (English; Spanish 212-626-7374)", "period": "2026", "source_name": "New York City Bar Legal Referral Service, Request a Lawyer", "source_url": "https://www.nycbar.org/get-legal-help/our-services/request-a-lawyer/", "as_of": "2026-10-29" }, { "key": "ny.new_york_city_bar_referral_fee", "value": 35, "unit": "USD", "region": "NY", "label": "Maximum initial consultation fee (up to 30 minutes) through the New York City Bar Legal Referral Service; free for some case types", "period": "2026", "source_name": "New York City Bar Legal Referral Service, Request a Lawyer", "source_url": "https://www.nycbar.org/get-legal-help/our-services/request-a-lawyer/", "as_of": "2026-10-29" }, { "key": "pa.philadelphia_gov_notice_months", "value": 6, "unit": "months", "region": "PA", "label": "Deadline to file a written notice before suing a Pennsylvania government unit (such as the City of Philadelphia), from the injury", "period": "2026", "source_name": "Pennsylvania General Assembly, 42 Pa.C.S. § 5522(a)(1)", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.055.022.000..HTM", "as_of": "2026-10-29" }, { "key": "pa.philadelphia_local_agency_cap", "value": 500000, "unit": "USD", "region": "PA", "label": "Cap on damages against a Pennsylvania local agency (such as the City of Philadelphia) for one occurrence", "period": "2026", "source_name": "Pennsylvania General Assembly, 42 Pa.C.S. § 8553(b)", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.085.053.000..HTM", "as_of": "2026-10-29" }, { "key": "pa.philadelphia_local_agency_medical_min", "value": 1500, "unit": "USD", "region": "PA", "label": "Medical and dental expenses that must be exceeded (with a permanent injury) to recover pain and suffering from a local agency", "period": "2026", "source_name": "Pennsylvania General Assembly, 42 Pa.C.S. § 8553(c)(2)", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.085.053.000..HTM", "as_of": "2026-10-29" }, { "key": "pa.philadelphia_driver_report_days", "value": 5, "unit": "days", "region": "PA", "label": "Deadline for a driver to send PennDOT a written crash report when police did not investigate a reportable crash", "period": "2026", "source_name": "Pennsylvania General Assembly, 75 Pa.C.S. § 3747(a)", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/75/00.037.047.000..HTM", "as_of": "2026-10-29" }, { "key": "pa.philadelphia_limited_tort_serious_injury", "value": "a personal injury resulting in death, serious impairment of body function or permanent serious disfigurement", "unit": "text", "region": "PA", "label": "Definition of serious injury under the Pennsylvania Motor Vehicle Financial Responsibility Law (limited tort threshold)", "period": "2026", "source_name": "Pennsylvania General Assembly, 75 Pa.C.S. § 1702", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/75/00.017.002.000..HTM", "as_of": "2026-10-29" }, { "key": "pa.philadelphia_psp_report_fee", "value": 22, "unit": "USD", "region": "PA", "label": "Fee for a copy of a Pennsylvania State Police crash report", "period": "2026", "source_name": "Pennsylvania State Police, Request a Copy of a Vehicle Crash Report", "source_url": "https://www.pa.gov/services/psp/request-a-copy-of-a-vehicle-crash-report", "as_of": "2026-10-29" }, { "key": "pa.philadelphia_psp_report_wait_days", "value": 15, "unit": "days", "region": "PA", "label": "Days after the crash before a Pennsylvania State Police crash report is available", "period": "2026", "source_name": "Pennsylvania State Police, Request a Copy of a Vehicle Crash Report", "source_url": "https://www.pa.gov/services/psp/request-a-copy-of-a-vehicle-crash-report", "as_of": "2026-10-29" }, { "key": "pa.philadelphia_traffic_deaths_2025", "value": 100, "unit": "count", "region": "PA", "label": "Traffic deaths in Philadelphia County (same boundaries as the city)", "period": "2025", "source_name": "PennDOT, 2025 Pennsylvania Crash Facts and Statistics, Traffic Fatalities by County", "source_url": "https://www.pa.gov/content/dam/copapwp-pagov/en/penndot/documents/travelinpa/safety/documents/2025_cfb_linked.pdf", "as_of": "2026-10-29" }, { "key": "pa.philadelphia_pedestrian_deaths_2025", "value": 41, "unit": "count", "region": "PA", "label": "Pedestrian deaths in Philadelphia County (same boundaries as the city)", "period": "2025", "source_name": "PennDOT, 2025 Pennsylvania Crash Facts and Statistics, Pedestrian Fatalities by County", "source_url": "https://www.pa.gov/content/dam/copapwp-pagov/en/penndot/documents/travelinpa/safety/documents/2025_cfb_linked.pdf", "as_of": "2026-10-29" }, { "key": "pa.philadelphia_crashes_2025", "value": 7000, "unit": "count", "region": "PA", "label": "Reportable traffic crashes in Philadelphia County", "period": "2025", "source_name": "PennDOT, 2025 Pennsylvania Crash Facts and Statistics, Pennsylvania Crashes by County", "source_url": "https://www.pa.gov/content/dam/copapwp-pagov/en/penndot/documents/travelinpa/safety/documents/2025_cfb_linked.pdf", "as_of": "2026-10-29" }, { "key": "pa.philadelphia_municipal_court_limit", "value": 12000, "unit": "USD", "region": "PA", "label": "Maximum amount in a civil (small claims) case in Philadelphia Municipal Court", "period": "2026", "source_name": "Pennsylvania General Assembly, 42 Pa.C.S. § 1123(a)(4)", "source_url": "https://www.legis.state.pa.us/WU01/LI/LI/CT/HTM/42/00.011.023.000..HTM", "as_of": "2026-10-29" }, { "key": "pa.philadelphia_arbitration_limit", "value": 50000, "unit": "USD", "region": "PA", "label": "Civil cases in the Philadelphia Court of Common Pleas at or below this amount go to compulsory arbitration", "period": "2026", "source_name": "First Judicial District of Pennsylvania, Court of Common Pleas Trial Division - Civil", "source_url": "https://www.courts.phila.gov/common-pleas/trial/civil", "as_of": "2026-10-29" }, { "key": "pa.philadelphia_bar_referral_phone", "value": "(215) 238-6333", "unit": "text", "region": "PA", "label": "Philadelphia Bar Association Lawyer Referral and Information Service (LRIS) phone", "period": "2026", "source_name": "Philadelphia Bar Association, Lawyer Referral and Information Service", "source_url": "https://philadelphiabar.org/?pg=LawyerReferralHome", "as_of": "2026-10-29" }, { "key": "pa.philadelphia_bar_referral_fee", "value": 35, "unit": "USD", "region": "PA", "label": "LRIS administrative fee for a 30-minute consultation (waived for accident and personal injury matters)", "period": "2026", "source_name": "Philadelphia Bar Association, Lawyer Referral and Information Service", "source_url": "https://philadelphiabar.org/?pg=LawyerReferralHome", "as_of": "2026-10-29" }, { "key": "us.no_fault_verbal_states", "value": "Florida, Michigan, New Jersey, New York and Pennsylvania", "unit": "text", "region": "US", "label": "No-fault states with a verbal (injury-description) lawsuit threshold", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-29" }, { "key": "us.no_fault_monetary_states", "value": "Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota and Utah", "unit": "text", "region": "US", "label": "No-fault states with a monetary (medical bills) lawsuit threshold", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-29" }, { "key": "ks.tort_threshold_medical", "value": 2000, "unit": "USD", "region": "KS", "label": "Reasonable value of medical treatment that lets a Kansas claimant sue for pain and suffering (unless a listed serious injury applies)", "period": "2026", "source_name": "Kansas Office of Revisor of Statutes, K.S.A. 40-3117", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch40/040_031_0017.html", "as_of": "2026-10-29" }, { "key": "us.iihs_neck_sprain_claims", "value": "the most frequently reported injuries in U.S. auto insurance claims", "unit": "text", "region": "US", "label": "How often neck sprains and strains appear in auto insurance claims (IIHS)", "period": "2026", "source_name": "IIHS, IIHS launches new whiplash prevention test (January 27, 2026)", "source_url": "https://www.iihs.org/news/detail/iihs-launches-new-whiplash-prevention-test", "as_of": "2026-10-29" }, { "key": "us.rear_end_injury_crashes_2023", "value": 461282, "unit": "count", "region": "US", "label": "Police-reported injury crashes that were rear-end collisions between moving vehicles", "period": "2023", "source_name": "NHTSA, Traffic Safety Facts 2023: A Compilation of Motor Vehicle Traffic Crash Data (DOT HS 813 738), Table 29", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813738", "as_of": "2026-10-29" }, { "key": "us.rear_end_injury_crash_pct_2023", "value": 27.2, "unit": "%", "region": "US", "label": "Share of police-reported injury crashes that were rear-end collisions", "period": "2023", "source_name": "NHTSA, Traffic Safety Facts 2023: A Compilation of Motor Vehicle Traffic Crash Data (DOT HS 813 738), Table 29", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813738", "as_of": "2026-10-29" }, { "key": "us.rear_end_crash_pct_2023", "value": 28.5, "unit": "%", "region": "US", "label": "Share of all police-reported crashes that were rear-end collisions (the most common manner of collision)", "period": "2023", "source_name": "NHTSA, Traffic Safety Facts 2023: A Compilation of Motor Vehicle Traffic Crash Data (DOT HS 813 738), Table 29", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813738", "as_of": "2026-10-29" }, { "key": "us.tbi_deaths_2021", "value": 69000, "unit": "count", "region": "US", "label": "TBI-related deaths in the US (CDC: 'over 69,000')", "period": "2021", "source_name": "CDC, Traumatic Brain Injury & Concussion: Facts and Stats", "source_url": "https://www.cdc.gov/traumatic-brain-injury/data-research/facts-stats/index.html", "as_of": "2026-10-29" }, { "key": "us.tbi_common_causes", "value": "a fall, firearm-related injury, motor vehicle crash, or an assault", "unit": "text", "region": "US", "label": "Most common ways people get a traumatic brain injury (CDC)", "period": "2026", "source_name": "CDC, Traumatic Brain Injury & Concussion: Facts and Stats", "source_url": "https://www.cdc.gov/traumatic-brain-injury/data-research/facts-stats/index.html", "as_of": "2026-10-29" }, { "key": "us.tbi_hosp_2018", "value": 223050, "unit": "count", "region": "US", "label": "Nonfatal TBI-related hospitalizations in the US", "period": "2018", "source_name": "CDC, MMWR 70(48): Incidence of Nonfatal Traumatic Brain Injury-Related Hospitalizations, United States, 2018", "source_url": "https://www.cdc.gov/mmwr/volumes/70/wr/mm7048a3.htm", "as_of": "2026-10-29" }, { "key": "us.tbi_hosp_mvc_pct", "value": 23.8, "unit": "%", "region": "US", "label": "Share of nonfatal TBI-related hospitalizations caused by motor vehicle crashes (second only to falls)", "period": "2018", "source_name": "CDC, MMWR 70(48): Incidence of Nonfatal Traumatic Brain Injury-Related Hospitalizations, United States, 2018", "source_url": "https://www.cdc.gov/mmwr/volumes/70/wr/mm7048a3.htm", "as_of": "2026-10-29" }, { "key": "us.tbi_hosp_falls_pct", "value": 51, "unit": "%", "region": "US", "label": "Share of nonfatal TBI-related hospitalizations caused by unintentional falls", "period": "2018", "source_name": "CDC, MMWR 70(48): Incidence of Nonfatal Traumatic Brain Injury-Related Hospitalizations, United States, 2018", "source_url": "https://www.cdc.gov/mmwr/volumes/70/wr/mm7048a3.htm", "as_of": "2026-10-29" }, { "key": "us.concussion_symptom_timing", "value": "may not appear for hours or days after the injury", "unit": "text", "region": "US", "label": "When some mild TBI and concussion symptoms appear (CDC)", "period": "2026", "source_name": "CDC, Traumatic Brain Injury & Concussion: Signs and Symptoms", "source_url": "https://www.cdc.gov/traumatic-brain-injury/signs-symptoms/index.html", "as_of": "2026-10-29" }, { "key": "us.sci_new_cases_per_year", "value": 18482, "unit": "count", "region": "US", "label": "Estimated new traumatic spinal cord injury cases each year in the US (not counting people who die at the scene)", "period": "2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_living_with", "value": 311560, "unit": "count", "region": "US", "label": "People living with traumatic spinal cord injury in the US (estimate; range 261,168 to 399,079)", "period": "2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_vehicle_cause_pct", "value": 37.1, "unit": "%", "region": "US", "label": "Share of traumatic spinal cord injuries since 2015 caused by vehicle crashes (the leading cause)", "period": "2015-2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_falls_cause_pct", "value": 32.5, "unit": "%", "region": "US", "label": "Share of traumatic spinal cord injuries since 2015 caused by falls", "period": "2015-2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_avg_age", "value": 44.3, "unit": "years", "region": "US", "label": "Average age at traumatic spinal cord injury since 2015", "period": "2015-2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_incomplete_tetra_pct", "value": 47.7, "unit": "%", "region": "US", "label": "Share of traumatic spinal cord injuries since 2015 that are incomplete tetraplegia (the most frequent category)", "period": "2015-2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_acute_stay_days", "value": 18.6, "unit": "days", "region": "US", "label": "Average hospital acute care stay after traumatic spinal cord injury (since 2015)", "period": "2015-2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_rehab_stay_days", "value": 36.3, "unit": "days", "region": "US", "label": "Average inpatient rehabilitation stay after traumatic spinal cord injury (since 2015)", "period": "2015-2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_rehosp_pct", "value": 29, "unit": "%", "region": "US", "label": "Share of people with traumatic spinal cord injury re-hospitalized at least once in any given year after injury", "period": "2015-2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_employed_at_injury_pct", "value": 64.5, "unit": "%", "region": "US", "label": "Share of people employed at the time of traumatic spinal cord injury (since 2015)", "period": "2015-2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_employed_year1_pct", "value": 17.8, "unit": "%", "region": "US", "label": "Share of people with traumatic spinal cord injury employed one year after injury (since 2015)", "period": "2015-2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_cost_high_tetra_y1", "value": 1446827, "unit": "USD", "region": "US", "label": "Average first-year expenses (health care and living), high tetraplegia C1-C4 AIS ABC, 2025 dollars", "period": "2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_cost_high_tetra_later", "value": 251246, "unit": "USD", "region": "US", "label": "Average expenses in each later year (health care and living), high tetraplegia C1-C4 AIS ABC, 2025 dollars", "period": "2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_cost_low_tetra_y1", "value": 1045459, "unit": "USD", "region": "US", "label": "Average first-year expenses (health care and living), low tetraplegia C5-C8 AIS ABC, 2025 dollars", "period": "2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_cost_low_tetra_later", "value": 154128, "unit": "USD", "region": "US", "label": "Average expenses in each later year (health care and living), low tetraplegia C5-C8 AIS ABC, 2025 dollars", "period": "2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_cost_para_y1", "value": 705131, "unit": "USD", "region": "US", "label": "Average first-year expenses (health care and living), paraplegia AIS ABC, 2025 dollars", "period": "2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_cost_para_later", "value": 93409, "unit": "USD", "region": "US", "label": "Average expenses in each later year (health care and living), paraplegia AIS ABC, 2025 dollars", "period": "2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_cost_motor_func_y1", "value": 472190, "unit": "USD", "region": "US", "label": "Average first-year expenses (health care and living), motor functional at any level AIS D, 2025 dollars", "period": "2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_cost_motor_func_later", "value": 57353, "unit": "USD", "region": "US", "label": "Average expenses in each later year (health care and living), motor functional at any level AIS D, 2025 dollars", "period": "2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.sci_indirect_cost_yearly", "value": 97787, "unit": "USD", "region": "US", "label": "Average yearly indirect costs of traumatic spinal cord injury (lost wages, fringe benefits and productivity), 2025 dollars", "period": "2025", "source_name": "National Spinal Cord Injury Statistical Center (UAB), Traumatic Spinal Cord Injury Facts and Figures at a Glance, 2026 SCI Data Sheet", "source_url": "https://sites.uab.edu/nscisc/files/2026/03/Facts-and-Figures-English-03.25.2026-Accessible.pdf", "as_of": "2026-10-29" }, { "key": "us.back_pain_lifetime", "value": "8 out of 10 people", "unit": "text", "region": "US", "label": "How many people have back pain at some point in their lives (MedlinePlus)", "period": "2026", "source_name": "MedlinePlus (National Library of Medicine), Back Pain", "source_url": "https://medlineplus.gov/backpain.html", "as_of": "2026-10-29" }, { "key": "us.chronic_back_pain_months", "value": 3, "unit": "months", "region": "US", "label": "Back pain is called chronic when it lasts longer than this (MedlinePlus)", "period": "2026", "source_name": "MedlinePlus (National Library of Medicine), Back Pain", "source_url": "https://medlineplus.gov/backpain.html", "as_of": "2026-10-29" }, { "key": "us.spondylosis_by_60", "value": "most people show signs of cervical spondylosis on x-ray", "unit": "text", "region": "US", "label": "Age-related wear in the neck seen on x-rays by age 60 (MedlinePlus)", "period": "2025", "source_name": "MedlinePlus Medical Encyclopedia, Cervical spondylosis (review date 6/4/2025)", "source_url": "https://medlineplus.gov/ency/article/000436.htm", "as_of": "2026-10-29" }, { "key": "us.frcp35_order_scope", "value": "the time, place, manner, conditions, and scope of the examination, and who will perform it", "unit": "text", "region": "US", "label": "What a court order for a Rule 35 examination must spell out (FRCP 35(a)(2)(B))", "period": "2026", "source_name": "Cornell LII, Federal Rules of Civil Procedure, Rule 35. Physical and Mental Examinations", "source_url": "https://www.law.cornell.edu/rules/frcp/rule_35", "as_of": "2026-10-29" }, { "key": "us.frcp35_report", "value": "a copy of the examiner's written report", "unit": "text", "region": "US", "label": "What the examined person can ask for after a Rule 35 examination (FRCP 35(b))", "period": "2026", "source_name": "Cornell LII, Federal Rules of Civil Procedure, Rule 35. Physical and Mental Examinations", "source_url": "https://www.law.cornell.edu/rules/frcp/rule_35", "as_of": "2026-10-29" }, { "key": "ca.caci_susceptible", "value": "even if the injured person was more susceptible to injury than a normally healthy person would have been", "unit": "text", "region": "CA", "label": "California jury instruction on the unusually susceptible (eggshell) plaintiff (CACI No. 3928)", "period": "2026", "source_name": "Judicial Council of California, Civil Jury Instructions (CACI) 2026 edition, No. 3928", "source_url": "https://courts.ca.gov/system/files/file/judicial_council_of_california_civil_jury_instructions_2026.pdf", "as_of": "2026-10-29" }, { "key": "ca.caci_future_medical", "value": "reasonably certain to need in the future", "unit": "text", "region": "CA", "label": "California standard for future medical expenses (CACI No. 3903A)", "period": "2026", "source_name": "Judicial Council of California, Civil Jury Instructions (CACI) 2026 edition, No. 3903A", "source_url": "https://courts.ca.gov/system/files/file/judicial_council_of_california_civil_jury_instructions_2026.pdf", "as_of": "2026-10-29" }, { "key": "ca.caci_consortium", "value": "love, companionship, comfort, care, assistance, protection, affection, society, and moral support", "unit": "text", "region": "CA", "label": "What a spouse's loss of consortium claim covers in California (CACI No. 3920)", "period": "2026", "source_name": "Judicial Council of California, Civil Jury Instructions (CACI) 2026 edition, No. 3920", "source_url": "https://courts.ca.gov/system/files/file/judicial_council_of_california_civil_jury_instructions_2026.pdf", "as_of": "2026-10-29" }, { "key": "mo.health_lien_share_pct", "value": 50, "unit": "%", "region": "MO", "label": "Share of net proceeds that Missouri hospital, clinic and practitioner lienholders split when their liens exceed half of the amount due the patient", "period": "2026", "source_name": "Missouri Revisor of Statutes, RSMo § 430.225", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=430.225", "as_of": "2026-10-29" }, { "key": "mo.health_lien_net_proceeds", "value": "what is left after the lawyer's contract fee and other expenses of recovery", "unit": "text", "region": "MO", "label": "Meaning of net proceeds for Missouri health care liens", "period": "2026", "source_name": "Missouri Revisor of Statutes, RSMo § 430.225", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=430.225", "as_of": "2026-10-29" }, { "key": "tx.hospital_release_rule", "value": "a release of the claim is not valid unless the hospital's charges were paid or the hospital is a party to the release", "unit": "text", "region": "TX", "label": "Effect of a Texas hospital lien on a settlement release", "period": "2026", "source_name": "Texas Legislature, Property Code § 55.007(a)", "source_url": "https://tcss.legis.texas.gov/resources/PR/htm/PR.55.htm", "as_of": "2026-10-29" }, { "key": "us.erisa_plan_terms_rule", "value": "the plan's own terms govern, and the double-recovery and common-fund rules cannot override a clear reimbursement clause", "unit": "text", "region": "US", "label": "US Supreme Court rule for reimbursement claims by ERISA health plans (US Airways v. McCutchen)", "period": "2013", "source_name": "Cornell LII, US Airways, Inc. v. McCutchen, No. 11-1285 (2013)", "source_url": "https://www.law.cornell.edu/supremecourt/text/11-1285", "as_of": "2026-10-29" }, { "key": "us.erisa_common_fund_gap", "value": "when the plan says nothing about the costs of recovery, the common-fund doctrine fills the gap", "unit": "text", "region": "US", "label": "How US Airways v. McCutchen treats lawyer's fees when an ERISA plan is silent", "period": "2013", "source_name": "Cornell LII, US Airways, Inc. v. McCutchen, No. 11-1285 (2013)", "source_url": "https://www.law.cornell.edu/supremecourt/text/11-1285", "as_of": "2026-10-29" }, { "key": "us.erisa_self_funded_rule", "value": "self-funded employer plans are not subject to state insurance laws, so a state ban on repayment from a car-crash recovery did not apply", "unit": "text", "region": "US", "label": "US Supreme Court rule on state anti-subrogation laws and self-funded ERISA plans (FMC Corp. v. Holliday)", "period": "1990", "source_name": "Cornell LII, FMC Corp. v. Holliday, 498 U.S. 52 (1990), syllabus", "source_url": "https://www.law.cornell.edu/supct/html/89-1048.ZS.html", "as_of": "2026-10-29" }, { "key": "us.msp_procurement_reduction", "value": "a pro-rata reduction of the amount owed for your lawyer's fees and other costs of getting the settlement", "unit": "text", "region": "US", "label": "Medicare reduces its recovery for attorney fees and procurement costs", "period": "2026", "source_name": "CMS, Non-Group Health Plan (NGHP) Medicare Secondary Payer (MSP) Beneficiary Reference Guide v1.0", "source_url": "https://www.cms.gov/files/document/non-group-health-plan-nghp-medicare-secondary-payer-msp-beneficiary-reference-guide.pdf", "as_of": "2026-10-29" }, { "key": "us.msp_waiver_appeal", "value": "ask Medicare to waive recovery in full or in part, or appeal the demand", "unit": "text", "region": "US", "label": "A Medicare beneficiary's options after a recovery demand", "period": "2026", "source_name": "CMS, Non-Group Health Plan (NGHP) Medicare Secondary Payer (MSP) Beneficiary Reference Guide v1.0", "source_url": "https://www.cms.gov/files/document/non-group-health-plan-nghp-medicare-secondary-payer-msp-beneficiary-reference-guide.pdf", "as_of": "2026-10-29" }, { "key": "us.msp_waiver_timing", "value": "only after Medicare's recovery demand letter has been issued", "unit": "text", "region": "US", "label": "When a Medicare beneficiary can ask for a waiver of recovery", "period": "2026", "source_name": "CMS, Non-Group Health Plan Recovery", "source_url": "https://www.cms.gov/medicare/coordination-benefits-recovery/overview/non-group-health-plan-recovery", "as_of": "2026-10-29" }, { "key": "tx.hospital_lien_charge_days", "value": 100, "unit": "days", "region": "TX", "label": "Texas hospital lien can cover the hospital's charges for at most this many days of hospitalization (or less, under the other caps)", "period": "2026", "source_name": "Texas Legislature, Property Code § 55.004(b)", "source_url": "https://tcss.legis.texas.gov/resources/PR/htm/PR.55.htm", "as_of": "2026-10-29" }, { "key": "us.medicaid_assignment", "value": "assign to the state their rights to payment for medical care from any third party", "unit": "text", "region": "US", "label": "Medicaid assignment of rights to third-party payments", "period": "2026", "source_name": "Cornell LII, 42 U.S.C. § 1396k(a)(1)(A)", "source_url": "https://www.law.cornell.edu/uscode/text/42/1396k", "as_of": "2026-10-29" }, { "key": "us.medicaid_medical_portion", "value": "only the part of a settlement that represents medical care, not money for pain and suffering or lost wages", "unit": "text", "region": "US", "label": "Limit on Medicaid recovery from settlements (Arkansas DHHS v. Ahlborn, as described in Gallardo v. Marstiller)", "period": "2022", "source_name": "Cornell LII, Gallardo v. Marstiller, No. 20-1263 (2022)", "source_url": "https://www.law.cornell.edu/supremecourt/text/20-1263", "as_of": "2026-10-29" }, { "key": "us.medicaid_future_medical", "value": "including settlement money allocated for future medical care", "unit": "text", "region": "US", "label": "Medicaid recovery from settlement money for future medical care (Gallardo v. Marstiller)", "period": "2022", "source_name": "Cornell LII, Gallardo v. Marstiller, No. 20-1263 (2022)", "source_url": "https://www.law.cornell.edu/supremecourt/text/20-1263", "as_of": "2026-10-29" }, { "key": "us.aba_disputed_funds", "value": "kept separate by the lawyer until the dispute is resolved, while undisputed amounts are paid out promptly", "unit": "text", "region": "US", "label": "How a lawyer must hold settlement money that two or more people claim (ABA model rule)", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 1.15(e)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_15_safekeeping_property/", "as_of": "2026-10-29" }, { "key": "us.aba_fee_reasonable", "value": "may not charge an unreasonable fee or an unreasonable amount for expenses", "unit": "text", "region": "US", "label": "ABA model rule against unreasonable fees (Rule 1.5(a))", "period": "2026", "source_name": "American Bar Association, Model Rules of Professional Conduct, Rule 1.5(a)", "source_url": "https://www.americanbar.org/groups/professional_responsibility/publications/model_rules_of_professional_conduct/rule_1_5_fees/", "as_of": "2026-10-29" }, { "key": "fl.cf_cap_upper_tiers", "value": "30% of any part between $1 million and $2 million, plus 20% of any part above $2 million", "unit": "text", "region": "FL", "label": "Florida contingent fee levels presumed excessive if exceeded, for the larger parts of a recovery", "period": "2026", "source_name": "The Florida Bar, Rules Regulating The Florida Bar, Rule 4-1.5(f)(4)(B)(i)", "source_url": "https://www-media.floridabar.org/uploads/2026/10/2027_04-OCT-Chapter-4-RRTFB.pdf", "as_of": "2026-10-29" }, { "key": "fl.cf_appeal_add_pct", "value": 5, "unit": "%", "region": "FL", "label": "Extra contingent fee percentage allowed in Florida once an appeal is started", "period": "2026", "source_name": "The Florida Bar, Rules Regulating The Florida Bar, Rule 4-1.5(f)(4)(B)(i)", "source_url": "https://www-media.floridabar.org/uploads/2026/10/2027_04-OCT-Chapter-4-RRTFB.pdf", "as_of": "2026-10-29" }, { "key": "nj.cf_cap_tiers", "value": "33 1/3% of the first $750,000, 30% of the next $750,000, 25% of the next $750,000 and 20% of the next $750,000", "unit": "text", "region": "NJ", "label": "New Jersey maximum contingent fees in tort cases", "period": "2026", "source_name": "U.S. District Court for the District of New Jersey, Nikoo v. Cameron, No. 18-11621 (2021), quoting N.J. Court Rule 1:21-7(c)", "source_url": "https://www.govinfo.gov/content/pkg/USCOURTS-njd-1_18-cv-11621/pdf/USCOURTS-njd-1_18-cv-11621-0.pdf", "as_of": "2026-10-29" }, { "key": "nj.cf_court_fee_above_usd", "value": 3000000, "unit": "USD", "region": "NJ", "label": "Recovery above which a New Jersey lawyer's fee on the excess must be set by the court on application", "period": "2026", "source_name": "U.S. District Court for the District of New Jersey, Nikoo v. Cameron, No. 18-11621 (2021), quoting N.J. Court Rule 1:21-7(c)", "source_url": "https://www.govinfo.gov/content/pkg/USCOURTS-njd-1_18-cv-11621/pdf/USCOURTS-njd-1_18-cv-11621-0.pdf", "as_of": "2026-10-29" }, { "key": "nj.cf_net_sum", "value": "on the net sum recovered after deducting case costs", "unit": "text", "region": "NJ", "label": "How a New Jersey contingent fee is computed", "period": "2026", "source_name": "New Jersey Court Rules, R. 1:21-7(d) (text via courtrules.net)", "source_url": "https://www.courtrules.net/new_jersey/nj-general/rule-1-21-7", "as_of": "2026-10-29" }, { "key": "us.tax_104_periodic", "value": "whether paid after a lawsuit or by agreement, and as a lump sum or as periodic payments", "unit": "text", "region": "US", "label": "Forms of payment covered by the physical injury exclusion (26 U.S.C. § 104(a)(2))", "period": "2026", "source_name": "Cornell LII, 26 U.S.C. § 104(a)(2)", "source_url": "https://www.law.cornell.edu/uscode/text/26/104", "as_of": "2026-10-29" }, { "key": "us.tax_emotional_distress", "value": "emotional distress is not treated as a physical injury or physical sickness", "unit": "text", "region": "US", "label": "Emotional distress and the physical injury exclusion (26 U.S.C. § 104(a))", "period": "2026", "source_name": "Cornell LII, 26 U.S.C. § 104(a)", "source_url": "https://www.law.cornell.edu/uscode/text/26/104", "as_of": "2026-10-29" }, { "key": "us.irs_punitive_rule", "value": "taxable, even when they are part of a settlement for a physical injury", "unit": "text", "region": "US", "label": "IRS treatment of punitive damages", "period": "2023", "source_name": "IRS, Publication 4345 Settlements—Taxability (Rev. 9-2023)", "source_url": "https://www.irs.gov/pub/irs-pdf/p4345.pdf", "as_of": "2026-10-29" }, { "key": "us.irs_interest_rule", "value": "generally taxable as interest income", "unit": "text", "region": "US", "label": "IRS treatment of interest on a settlement", "period": "2023", "source_name": "IRS, Publication 4345 Settlements—Taxability (Rev. 9-2023)", "source_url": "https://www.irs.gov/pub/irs-pdf/p4345.pdf", "as_of": "2026-10-29" }, { "key": "us.irs_prior_medical_rule", "value": "taxable to the extent the earlier deduction gave you a tax benefit", "unit": "text", "region": "US", "label": "IRS treatment of settlement money for medical expenses deducted in earlier years", "period": "2023", "source_name": "IRS, Publication 4345 Settlements—Taxability (Rev. 9-2023)", "source_url": "https://www.irs.gov/pub/irs-pdf/p4345.pdf", "as_of": "2026-10-29" }, { "key": "us.irs_nonphysical_distress_rule", "value": "taxable, except amounts for related medical expenses you did not deduct earlier", "unit": "text", "region": "US", "label": "IRS treatment of emotional distress damages that do not come from a physical injury", "period": "2023", "source_name": "IRS, Publication 4345 Settlements—Taxability (Rev. 9-2023)", "source_url": "https://www.irs.gov/pub/irs-pdf/p4345.pdf", "as_of": "2026-10-29" }, { "key": "us.irs_employment_wages_rule", "value": "taxable wages, subject to social security and Medicare taxes", "unit": "text", "region": "US", "label": "IRS treatment of lost wages in an employment-related lawsuit settlement", "period": "2023", "source_name": "IRS, Publication 4345 Settlements—Taxability (Rev. 9-2023)", "source_url": "https://www.irs.gov/pub/irs-pdf/p4345.pdf", "as_of": "2026-10-29" }, { "key": "us.irs_lost_profits_rule", "value": "taxable business income, subject to self-employment tax", "unit": "text", "region": "US", "label": "IRS treatment of a settlement for lost business profits", "period": "2023", "source_name": "IRS, Publication 4345 Settlements—Taxability (Rev. 9-2023)", "source_url": "https://www.irs.gov/pub/irs-pdf/p4345.pdf", "as_of": "2026-10-29" }, { "key": "us.irs_property_rule", "value": "not taxable up to your adjusted basis in the property, which the settlement reduces; any amount above basis is income", "unit": "text", "region": "US", "label": "IRS treatment of settlements for loss in value of property", "period": "2023", "source_name": "IRS, Publication 4345 Settlements—Taxability (Rev. 9-2023)", "source_url": "https://www.irs.gov/pub/irs-pdf/p4345.pdf", "as_of": "2026-10-29" }, { "key": "us.irs_allocation_rule", "value": "generally will not disturb an allocation that is consistent with the substance of the settled claims", "unit": "text", "region": "US", "label": "IRS approach to how a settlement is divided among types of damages", "period": "2023", "source_name": "IRS, Publication 4345 Settlements—Taxability (Rev. 9-2023)", "source_url": "https://www.irs.gov/pub/irs-pdf/p4345.pdf", "as_of": "2026-10-29" }, { "key": "us.irs_estimated_tax_usd", "value": 1000, "unit": "USD", "region": "US", "label": "Expected tax (after credits and withholding) at which a settlement recipient may need to make estimated tax payments", "period": "2023", "source_name": "IRS, Publication 4345 Settlements—Taxability (Rev. 9-2023)", "source_url": "https://www.irs.gov/pub/irs-pdf/p4345.pdf", "as_of": "2026-10-29" }, { "key": "us.irs_attorney_fees_income", "value": "counted as ordinary income when the underlying recovery is taxable, including contingent fees", "unit": "text", "region": "US", "label": "IRS treatment of attorney fees paid out of a taxable recovery", "period": "2025", "source_name": "IRS, Publication 525 Taxable and Nontaxable Income (for 2025 returns)", "source_url": "https://www.irs.gov/pub/irs-pdf/p525.pdf", "as_of": "2026-10-29" }, { "key": "us.form1099_other_income_usd", "value": 2000, "unit": "USD", "region": "US", "label": "Taxable damages and other income at or above this amount in a year are reported in box 3 of Form 1099-MISC (tax years after 2025)", "period": "2026", "source_name": "IRS, Instructions for Forms 1099-MISC and 1099-NEC (Rev. December 2026)", "source_url": "https://www.irs.gov/pub/irs-pdf/i1099mec.pdf", "as_of": "2026-10-29" }, { "key": "us.form1099_attorney_usd", "value": 600, "unit": "USD", "region": "US", "label": "Gross proceeds paid to an attorney at or above this amount are reported in box 10 of Form 1099-MISC", "period": "2026", "source_name": "IRS, Instructions for Forms 1099-MISC and 1099-NEC (Rev. December 2026)", "source_url": "https://www.irs.gov/pub/irs-pdf/i1099mec.pdf", "as_of": "2026-10-29" }, { "key": "us.form1099_physical_injury_rule", "value": "damages (other than punitive damages) received on account of personal physical injuries or physical sickness are not reported", "unit": "text", "region": "US", "label": "Form 1099-MISC reporting of physical injury damages", "period": "2026", "source_name": "IRS, Instructions for Forms 1099-MISC and 1099-NEC (Rev. December 2026)", "source_url": "https://www.irs.gov/pub/irs-pdf/i1099mec.pdf", "as_of": "2026-10-29" }, { "key": "md.total_loss_pct", "value": 75, "unit": "%", "region": "MD", "label": "Repair cost, as a share of the vehicle's fair market value, at which a Maryland vehicle is a total loss", "period": "2026", "source_name": "Maryland Insurance Administration, Understanding Total Loss", "source_url": "https://insurance.maryland.gov/Consumer/Pages/total-loss.aspx", "as_of": "2026-10-29" }, { "key": "md.total_loss_response_days", "value": 7, "unit": "business days", "region": "MD", "label": "Business days a Maryland insurer has to answer a written request for its total-loss offer and calculation", "period": "2026", "source_name": "Maryland Insurance Administration, Understanding Total Loss", "source_url": "https://insurance.maryland.gov/Consumer/Pages/total-loss.aspx", "as_of": "2026-10-29" }, { "key": "md.total_loss_taxes", "value": "all applicable taxes and registration fees", "unit": "text", "region": "MD", "label": "What a Maryland total-loss cash offer must include", "period": "2026", "source_name": "Maryland Insurance Administration, Understanding Total Loss", "source_url": "https://insurance.maryland.gov/Consumer/Pages/total-loss.aspx", "as_of": "2026-10-29" }, { "key": "tx.total_loss_rule", "value": "the cost to repair it is about the same as or more than its value", "unit": "text", "region": "TX", "label": "When Texas insurers usually total a car (Texas Department of Insurance)", "period": "2026", "source_name": "Texas Department of Insurance, My car was totaled! Now what?", "source_url": "https://tdi.texas.gov/tips/car-totaled.html", "as_of": "2026-10-29" }, { "key": "tx.third_party_pd_rule", "value": "should pay for your car repair, medical bills and a rental car", "unit": "text", "region": "TX", "label": "What the at-fault driver's insurer should pay, according to the Texas Department of Insurance", "period": "2026", "source_name": "Texas Department of Insurance, Were you in a wreck? Tips for auto insurance claims", "source_url": "https://tdi.texas.gov/tips/what-to-do-after-a-wreck.html", "as_of": "2026-10-29" }, { "key": "tx.repair_shop_rule", "value": "can't require you to use a shop on its list", "unit": "text", "region": "TX", "label": "Texas rule on insurer-preferred repair shops (Texas Department of Insurance)", "period": "2026", "source_name": "Texas Department of Insurance, Auto insurance guide", "source_url": "https://www.tdi.texas.gov/pubs/consumer/cb020.html", "as_of": "2026-10-29" }, { "key": "tx.like_kind_parts_rule", "value": "parts of like kind and quality, not necessarily original manufacturer parts", "unit": "text", "region": "TX", "label": "What parts an insurer must pay for in Texas (Texas Department of Insurance)", "period": "2026", "source_name": "Texas Department of Insurance, Auto insurance guide", "source_url": "https://www.tdi.texas.gov/pubs/consumer/cb020.html", "as_of": "2026-10-29" }, { "key": "wa.diminished_value_def", "value": "the difference between your car's market value before the accident and its market value after repairs", "unit": "text", "region": "WA", "label": "Definition of diminished value (Washington Office of the Insurance Commissioner)", "period": "2026", "source_name": "Washington State Office of the Insurance Commissioner, Filing an auto insurance claim", "source_url": "https://www.insurance.wa.gov/insurance-resources/auto-insurance/auto-insurance-claims/filing-auto-insurance-claim", "as_of": "2026-10-29" }, { "key": "wa.deductible_subrogation", "value": "your insurer must include your deductible in its demand to the at-fault driver's side", "unit": "text", "region": "WA", "label": "Recovering your deductible through subrogation in Washington", "period": "2026", "source_name": "Washington State Office of the Insurance Commissioner, Filing an auto insurance claim", "source_url": "https://www.insurance.wa.gov/insurance-resources/auto-insurance/auto-insurance-claims/filing-auto-insurance-claim", "as_of": "2026-10-29" }, { "key": "md.diminished_value_rule", "value": "not covered under your own policy, but a valid part of a liability claim against an at-fault driver", "unit": "text", "region": "MD", "label": "Diminished value claims in Maryland (Maryland Insurance Administration)", "period": "2026", "source_name": "Maryland Insurance Administration, A Consumer Guide to Auto Insurance", "source_url": "https://insurance.maryland.gov/Consumer/Documents/publications/autoinsuranceguide.pdf", "as_of": "2026-10-29" }, { "key": "us.nhtsa_car_seat_rule", "value": "replace car seats after a moderate or severe crash", "unit": "text", "region": "US", "label": "NHTSA recommendation on car seats after a crash", "period": "2026", "source_name": "NHTSA, Car Seat Use After a Crash", "source_url": "https://www.nhtsa.gov/car-seats-and-booster-seats/car-seat-use-after-crash", "as_of": "2026-10-29" }, { "key": "us.large_truck_deaths_2024", "value": 5340, "unit": "count", "region": "US", "label": "People killed in traffic crashes involving large trucks (FARS 2024 Annual Report File)", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Large Trucks, 2024 Data (DOT HS 813 816)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813816", "as_of": "2026-10-29" }, { "key": "us.large_truck_injuries_2024", "value": 161201, "unit": "count", "region": "US", "label": "People injured in traffic crashes involving large trucks (CRSS estimate)", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Large Trucks, 2024 Data (DOT HS 813 816)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813816", "as_of": "2026-10-29" }, { "key": "us.large_truck_deaths_other_vehicle_pct", "value": 70, "unit": "%", "region": "US", "label": "Share of people killed in large-truck crashes who were occupants of other vehicles", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Large Trucks, 2024 Data (DOT HS 813 816)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813816", "as_of": "2026-10-29" }, { "key": "us.large_truck_driver_bac08_pct", "value": 4, "unit": "%", "region": "US", "label": "Share of large-truck drivers in fatal crashes with a blood alcohol concentration of .08 g/dL or higher", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Large Trucks, 2024 Data (DOT HS 813 816)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813816", "as_of": "2026-10-29" }, { "key": "us.fmcsa_min_liability_freight", "value": 750000, "unit": "USD", "region": "US", "label": "Federal minimum public liability coverage for for-hire interstate carriers of nonhazardous property (vehicles of 10,001 lb GVWR or more)", "period": "2026", "source_name": "eCFR, 49 CFR 387.9 (Financial responsibility, minimum levels)", "source_url": "https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-387/subpart-A/section-387.9", "as_of": "2026-10-29" }, { "key": "us.fmcsa_min_liability_hazmat", "value": 1000000, "unit": "USD", "region": "US", "label": "Federal minimum public liability coverage for carriers of oil, hazardous waste and other hazardous materials not in the $5 million class", "period": "2026", "source_name": "eCFR, 49 CFR 387.9 (Financial responsibility, minimum levels)", "source_url": "https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-387/subpart-A/section-387.9", "as_of": "2026-10-29" }, { "key": "us.fmcsa_min_liability_hazmat_bulk", "value": 5000000, "unit": "USD", "region": "US", "label": "Federal minimum public liability coverage for bulk hazardous substances, certain explosives and poison gases, and highway-route-controlled radioactive material", "period": "2026", "source_name": "eCFR, 49 CFR 387.9 (Financial responsibility, minimum levels)", "source_url": "https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-387/subpart-A/section-387.9", "as_of": "2026-10-29" }, { "key": "us.fmcsa_off_duty_hours", "value": 10, "unit": "hours", "region": "US", "label": "Consecutive off-duty hours a property-carrying truck driver needs before starting a driving shift", "period": "2026", "source_name": "eCFR, 49 CFR 395.3 (Maximum driving time for property-carrying vehicles)", "source_url": "https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-395/subpart-A/section-395.3", "as_of": "2026-10-29" }, { "key": "us.fmcsa_break_after_hours", "value": 8, "unit": "hours", "region": "US", "label": "Driving time after which a property-carrying driver must take a 30-minute break", "period": "2026", "source_name": "eCFR, 49 CFR 395.3 (Maximum driving time for property-carrying vehicles)", "source_url": "https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-395/subpart-A/section-395.3", "as_of": "2026-10-29" }, { "key": "us.fmcsa_break_minutes", "value": 30, "unit": "minutes", "region": "US", "label": "Length of the required break in driving for property-carrying drivers", "period": "2026", "source_name": "eCFR, 49 CFR 395.3 (Maximum driving time for property-carrying vehicles)", "source_url": "https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-395/subpart-A/section-395.3", "as_of": "2026-10-29" }, { "key": "us.fmcsa_weekly_hours_7day", "value": 60, "unit": "hours", "region": "US", "label": "On-duty limit in any 7 consecutive days (carriers that do not operate every day)", "period": "2026", "source_name": "eCFR, 49 CFR 395.3 (Maximum driving time for property-carrying vehicles)", "source_url": "https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-395/subpart-A/section-395.3", "as_of": "2026-10-29" }, { "key": "us.fmcsa_weekly_hours_8day", "value": 70, "unit": "hours", "region": "US", "label": "On-duty limit in any 8 consecutive days (carriers that operate every day)", "period": "2026", "source_name": "eCFR, 49 CFR 395.3 (Maximum driving time for property-carrying vehicles)", "source_url": "https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-395/subpart-A/section-395.3", "as_of": "2026-10-29" }, { "key": "us.eld_required_since", "value": "December 18, 2017", "unit": "text", "region": "US", "label": "Date by which motor carriers had to install electronic logging devices (ELDs) and require drivers to use them", "period": "2026", "source_name": "eCFR, 49 CFR 395.8 (Driver's record of duty status)", "source_url": "https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-395/subpart-A/section-395.8", "as_of": "2026-10-29" }, { "key": "us.hos_record_retention_months", "value": 6, "unit": "months", "region": "US", "label": "Minimum time a motor carrier must keep drivers' records of duty status and supporting documents", "period": "2026", "source_name": "eCFR, 49 CFR 395.8 (Driver's record of duty status)", "source_url": "https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-395/subpart-A/section-395.8", "as_of": "2026-10-29" }, { "key": "us.fmcsa_accident_register_years", "value": 3, "unit": "years", "region": "US", "label": "Years a motor carrier must keep its accident register", "period": "2026", "source_name": "eCFR, 49 CFR 390.15 (Assistance in investigations and special studies)", "source_url": "https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-390/subpart-B/section-390.15", "as_of": "2026-10-29" }, { "key": "us.fmcsa_maintenance_record_retention", "value": "1 year, and for 6 months after the vehicle leaves the carrier's control", "unit": "text", "region": "US", "label": "How long a motor carrier must keep inspection, repair and maintenance records for a vehicle", "period": "2026", "source_name": "eCFR, 49 CFR 396.3 (Inspection, repair, and maintenance)", "source_url": "https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-396/section-396.3", "as_of": "2026-10-29" }, { "key": "us.fmcsa_driver_file_years", "value": 3, "unit": "years", "region": "US", "label": "Years a carrier must keep a driver qualification file after the driver leaves", "period": "2026", "source_name": "eCFR, 49 CFR 391.51 (General requirements for driver qualification files)", "source_url": "https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-391/subpart-F/section-391.51", "as_of": "2026-10-29" }, { "key": "us.post_crash_test_triggers", "value": "any crash in which someone dies, and crashes in which the truck driver is cited for a moving violation and someone is treated away from the scene or a vehicle is towed away", "unit": "text", "region": "US", "label": "When federal rules require post-crash alcohol and drug tests of a commercial driver", "period": "2026", "source_name": "eCFR, 49 CFR 382.303 (Post-accident testing)", "source_url": "https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-382/subpart-C/section-382.303", "as_of": "2026-10-29" }, { "key": "us.post_crash_alcohol_test_hours", "value": 2, "unit": "hours", "region": "US", "label": "Time within which a required post-crash alcohol test should be given (otherwise the employer must record why)", "period": "2026", "source_name": "eCFR, 49 CFR 382.303 (Post-accident testing)", "source_url": "https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-382/subpart-C/section-382.303", "as_of": "2026-10-29" }, { "key": "us.post_crash_alcohol_cutoff_hours", "value": 8, "unit": "hours", "region": "US", "label": "Time after which an employer must stop trying to give a post-crash alcohol test", "period": "2026", "source_name": "eCFR, 49 CFR 382.303 (Post-accident testing)", "source_url": "https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-382/subpart-C/section-382.303", "as_of": "2026-10-29" }, { "key": "us.post_crash_drug_test_hours", "value": 32, "unit": "hours", "region": "US", "label": "Time after which an employer must stop trying to give a post-crash drug test", "period": "2026", "source_name": "eCFR, 49 CFR 382.303 (Post-accident testing)", "source_url": "https://www.ecfr.gov/current/title-49/subtitle-B/chapter-III/subchapter-B/part-382/subpart-C/section-382.303", "as_of": "2026-10-29" }, { "key": "us.motorcyclist_deaths_2024", "value": 6228, "unit": "count", "region": "US", "label": "Motorcyclists killed in traffic crashes (FARS 2024 Annual Report File)", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Motorcycles, 2024 Data (DOT HS 813 824)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813824", "as_of": "2026-10-29" }, { "key": "us.motorcyclist_share_of_deaths_2024", "value": 16, "unit": "%", "region": "US", "label": "Motorcyclists as a share of all traffic deaths", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Motorcycles, 2024 Data (DOT HS 813 824)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813824", "as_of": "2026-10-29" }, { "key": "us.motorcyclist_injuries_2024", "value": 86887, "unit": "count", "region": "US", "label": "Motorcyclists injured in traffic crashes (CRSS estimate)", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Motorcycles, 2024 Data (DOT HS 813 824)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813824", "as_of": "2026-10-29" }, { "key": "us.motorcyclist_fatality_rate_multiple", "value": "almost 27 times", "unit": "text", "region": "US", "label": "Motorcyclist death rate per vehicle mile traveled compared with passenger car occupants", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Motorcycles, 2024 Data (DOT HS 813 824)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813824", "as_of": "2026-10-29" }, { "key": "us.motorcycle_left_turn_crash_pct", "value": 45, "unit": "%", "region": "US", "label": "Share of fatal two-vehicle motorcycle crashes in which the other vehicle was turning left while the motorcycle went straight, passed or overtook", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Motorcycles, 2024 Data (DOT HS 813 824)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813824", "as_of": "2026-10-29" }, { "key": "us.motorcycle_unhelmeted_no_universal_pct", "value": 48, "unit": "%", "region": "US", "label": "Share of motorcyclists killed who were not wearing helmets in states without universal helmet laws (known helmet use)", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Motorcycles, 2024 Data (DOT HS 813 824)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813824", "as_of": "2026-10-29" }, { "key": "us.motorcycle_unhelmeted_universal_pct", "value": 11, "unit": "%", "region": "US", "label": "Share of motorcyclists killed who were not wearing helmets in states with universal helmet laws (known helmet use)", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Motorcycles, 2024 Data (DOT HS 813 824)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813824", "as_of": "2026-10-29" }, { "key": "us.helmet_universal_law_states", "value": 17, "unit": "count", "region": "US", "label": "States (not counting DC) whose motorcycle helmet law covers all riders", "period": "2026", "source_name": "IIHS, Motorcycle helmet use laws (state law table, October 2026)", "source_url": "https://www.iihs.org/research-areas/motorcycles/motorcycle-helmet-laws-table", "as_of": "2026-10-29" }, { "key": "us.helmet_no_law_states", "value": "Illinois, Iowa and New Hampshire", "unit": "text", "region": "US", "label": "States with no motorcycle helmet law for riders of any age", "period": "2026", "source_name": "IIHS, Motorcycle helmet use laws (state law table, October 2026)", "source_url": "https://www.iihs.org/research-areas/motorcycles/motorcycle-helmet-laws-table", "as_of": "2026-10-29" }, { "key": "fl.helmet_exemption_medical_usd", "value": 10000, "unit": "USD", "region": "FL", "label": "Medical benefits a Florida rider over 21 must be insured for to ride without a helmet", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 316.211(3)(b)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/316.211", "as_of": "2026-10-29" }, { "key": "tx.helmet_exception", "value": "riders 21 or older who have completed an approved motorcycle safety course or are covered by a health plan for motorcycle-crash injuries", "unit": "text", "region": "TX", "label": "Who may lawfully ride without a motorcycle helmet in Texas", "period": "2026", "source_name": "Texas Legislature, Transportation Code § 661.003", "source_url": "https://statutes.capitol.texas.gov/Docs/TN/htm/TN.661.htm", "as_of": "2026-10-29" }, { "key": "fl.pip_motor_vehicle_definition", "value": "a self-propelled vehicle with four or more wheels", "unit": "text", "region": "FL", "label": "What counts as a motor vehicle under Florida's no-fault (PIP) law", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.732(3)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/627.732", "as_of": "2026-10-29" }, { "key": "mi.motorcycle_pip_first_insurer", "value": "the insurer of the owner or registrant of the motor vehicle involved", "unit": "text", "region": "MI", "label": "First insurer in line to pay PIP benefits to a motorcyclist hurt in a crash involving a motor vehicle in Michigan", "period": "2026", "source_name": "Michigan Legislature, MCL 500.3114(5)", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-500-3114", "as_of": "2026-10-29" }, { "key": "fl.pip_struck_nonoccupant", "value": "people hit by a motor vehicle while not riding in a self-propelled vehicle, if the vehicle physically struck them", "unit": "text", "region": "FL", "label": "Florida PIP coverage for pedestrians and cyclists", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.736(4)(e)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/627.736", "as_of": "2026-10-29" }, { "key": "us.pedestrian_deaths_2024", "value": 7080, "unit": "count", "region": "US", "label": "Pedestrians killed in traffic crashes (FARS 2024 Annual Report File)", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Pedestrians, 2024 Data (DOT HS 813 818)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813818", "as_of": "2026-10-29" }, { "key": "us.pedestrian_injuries_2024", "value": 71635, "unit": "count", "region": "US", "label": "Pedestrians injured in traffic crashes (CRSS estimate)", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Pedestrians, 2024 Data (DOT HS 813 818)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813818", "as_of": "2026-10-29" }, { "key": "us.pedestrian_death_interval_minutes", "value": 74, "unit": "minutes", "region": "US", "label": "Average time between pedestrian deaths in US traffic crashes", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Pedestrians, 2024 Data (DOT HS 813 818)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813818", "as_of": "2026-10-29" }, { "key": "us.pedestrian_share_of_deaths_2024", "value": 18, "unit": "%", "region": "US", "label": "Pedestrians as a share of all traffic deaths", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Pedestrians, 2024 Data (DOT HS 813 818)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813818", "as_of": "2026-10-29" }, { "key": "us.pedestrian_deaths_dark_pct", "value": 76, "unit": "%", "region": "US", "label": "Share of pedestrian deaths that happened in the dark", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Pedestrians, 2024 Data (DOT HS 813 818)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813818", "as_of": "2026-10-29" }, { "key": "us.pedestrian_deaths_non_intersection_pct", "value": 73, "unit": "%", "region": "US", "label": "Share of pedestrian deaths at locations that were not intersections", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Pedestrians, 2024 Data (DOT HS 813 818)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813818", "as_of": "2026-10-29" }, { "key": "us.pedestrian_deaths_urban_pct", "value": 84, "unit": "%", "region": "US", "label": "Share of pedestrian deaths in urban areas", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Pedestrians, 2024 Data (DOT HS 813 818)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813818", "as_of": "2026-10-29" }, { "key": "us.pedestrian_hit_and_run_pct", "value": 24, "unit": "%", "region": "US", "label": "Share of pedestrians killed who were struck by hit-and-run drivers", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Pedestrians, 2024 Data (DOT HS 813 818)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813818", "as_of": "2026-10-29" }, { "key": "us.pedestrian_share_65_plus_deaths", "value": 19, "unit": "%", "region": "US", "label": "Share of people 65 and older killed in traffic crashes who were pedestrians", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Pedestrians, 2024 Data (DOT HS 813 818)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813818", "as_of": "2026-10-29" }, { "key": "us.pedestrian_share_child_deaths", "value": 17, "unit": "%", "region": "US", "label": "Share of children 14 and younger killed in traffic crashes who were pedestrians", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Pedestrians, 2024 Data (DOT HS 813 818)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813818", "as_of": "2026-10-29" }, { "key": "us.pedestrian_alcohol_involvement_pct", "value": 43, "unit": "%", "region": "US", "label": "Share of fatal pedestrian crashes with alcohol involvement (BAC .01+) for the driver and/or the pedestrian", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Pedestrians, 2024 Data (DOT HS 813 818)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813818", "as_of": "2026-10-29" }, { "key": "us.bicyclist_deaths_2024", "value": 1103, "unit": "count", "region": "US", "label": "Bicyclists and other cyclists killed in traffic crashes (FARS 2024 Annual Report File)", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Bicyclists and Other Cyclists, 2024 Data (DOT HS 813 822)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813822", "as_of": "2026-10-29" }, { "key": "us.bicyclist_share_of_deaths_2024", "value": 2.8, "unit": "%", "region": "US", "label": "Bicyclists and other cyclists as a share of all traffic deaths", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Bicyclists and Other Cyclists, 2024 Data (DOT HS 813 822)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813822", "as_of": "2026-10-29" }, { "key": "us.bicyclist_injuries_2024", "value": 52887, "unit": "count", "region": "US", "label": "Bicyclists and other cyclists injured in traffic crashes (CRSS estimate)", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Bicyclists and Other Cyclists, 2024 Data (DOT HS 813 822)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813822", "as_of": "2026-10-29" }, { "key": "us.bicyclist_deaths_urban_pct", "value": 81, "unit": "%", "region": "US", "label": "Share of cyclist deaths in urban areas", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Bicyclists and Other Cyclists, 2024 Data (DOT HS 813 822)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813822", "as_of": "2026-10-29" }, { "key": "us.bicyclist_deaths_intersection_pct", "value": 30, "unit": "%", "region": "US", "label": "Share of cyclist deaths that happened at intersections", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Bicyclists and Other Cyclists, 2024 Data (DOT HS 813 822)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813822", "as_of": "2026-10-29" }, { "key": "us.ebike_counted_as_cyclists_since", "value": 2022, "unit": "text", "region": "US", "label": "Year from which NHTSA crash data count riders of motorized bicycles (e-bikes) as cyclists", "period": "2024", "source_name": "NHTSA, Traffic Safety Facts: Bicyclists and Other Cyclists, 2024 Data (DOT HS 813 822)", "source_url": "https://crashstats.nhtsa.dot.gov/Api/Public/ViewPublication/813822", "as_of": "2026-10-29" }, { "key": "fl.bike_passing_distance", "value": "not less than 3 feet", "unit": "text", "region": "FL", "label": "Minimum distance when a driver passes a bicycle in the same lane in Florida", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 316.083(2)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/316.083", "as_of": "2026-10-29" }, { "key": "fl.bike_helmet_age", "value": 16, "unit": "years", "region": "FL", "label": "Age under which Florida bicycle riders and passengers must wear a helmet", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 316.2065(3)(d)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/316.2065", "as_of": "2026-10-29" }, { "key": "fl.ebike_rule", "value": "has the rights and duties of a bicycle rider and is not subject to the insurance (financial responsibility), license or registration laws", "unit": "text", "region": "FL", "label": "Legal status of an electric bicycle rider in Florida", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 316.20655", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/316.20655", "as_of": "2026-10-29" }, { "key": "us.no_fault_states_count", "value": 12, "unit": "count", "region": "US", "label": "States with no-fault auto insurance laws (Puerto Rico also has one)", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-29" }, { "key": "us.no_fault_states", "value": "Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania and Utah", "unit": "text", "region": "US", "label": "The states with no-fault auto insurance laws", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-29" }, { "key": "us.choice_no_fault_states", "value": "Kentucky, New Jersey and Pennsylvania", "unit": "text", "region": "US", "label": "States where drivers can choose whether to keep the no-fault limit on lawsuits", "period": "2026", "source_name": "Insurance Information Institute, Background on: No-fault auto insurance", "source_url": "https://www.iii.org/article/background-on-no-fault-auto-insurance", "as_of": "2026-10-29" }, { "key": "ca.los_angeles_freeway_agency", "value": "California Highway Patrol (CHP)", "unit": "text", "region": "CA", "label": "Agency with primary jurisdiction for crashes on freeways inside the City of Los Angeles", "period": "2026", "source_name": "California Highway Patrol, Highway Patrol Manual 100.67, Chapter 3 (Traffic law enforcement services/incorporated cities)", "source_url": "https://www.chp.ca.gov/siteassets/policy/hpm/hpm-100.67/hpm-100.67-ch-3.pdf", "as_of": "2026-10-29" }, { "key": "ca.los_angeles_lapd_no_report", "value": "LAPD does not write a report when no one is hurt and every driver is licensed and exchanges information", "unit": "text", "region": "CA", "label": "When the Los Angeles Police Department does not complete a collision report", "period": "2026", "source_name": "Los Angeles Police Department, Traffic collision questions", "source_url": "https://www.lapdonline.org/office-of-the-chief-of-police/office-of-special-operations/transit-services-bureau/traffic-collision-questions/", "as_of": "2026-10-29" }, { "key": "ca.los_angeles_lapd_report_fee", "value": 19, "unit": "USD", "region": "CA", "label": "Fee for an LAPD traffic collision report requested by mail", "period": "2026", "source_name": "Los Angeles Police Department, Request a traffic report", "source_url": "https://www.lapdonline.org/request-a-traffic-report/", "as_of": "2026-10-29" }, { "key": "ca.los_angeles_lapd_online_wait_days", "value": 45, "unit": "days", "region": "CA", "label": "Minimum wait after a crash before requesting an LAPD collision report online", "period": "2026", "source_name": "Los Angeles Police Department, Request a traffic report", "source_url": "https://www.lapdonline.org/request-a-traffic-report/", "as_of": "2026-10-29" }, { "key": "ca.los_angeles_lapd_mail_only", "value": "an arrest, a death or a juvenile", "unit": "text", "region": "CA", "label": "LAPD collision reports that cannot be released online and must be requested by mail", "period": "2026", "source_name": "Los Angeles Police Department, Request a traffic report", "source_url": "https://www.lapdonline.org/request-a-traffic-report/", "as_of": "2026-10-29" }, { "key": "ca.los_angeles_gov_claim_months", "value": 6, "unit": "months", "region": "CA", "label": "Deadline to file a claim with the City of Los Angeles for death, injury or damage to personal property (Gov. 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{ "key": "or.bar_referral_url", "value": "https://www.osbar.org/public/ris/", "unit": "text", "region": "OR", "label": "Oregon State Bar Lawyer Referral Service page", "period": "2026", "source_name": "Oregon State Bar, Lawyer Referral Service", "source_url": "https://www.osbar.org/public/ris/", "as_of": "2026-10-29" }, { "key": "or.bar_referral_fee", "value": 50, "unit": "USD", "region": "OR", "label": "Maximum fee for a first consultation of up to 30 minutes through the Oregon State Bar Lawyer Referral Service", "period": "2026", "source_name": "Oregon State Bar, Lawyer Referral Service", "source_url": "https://www.osbar.org/public/ris/", "as_of": "2026-10-29" }, { "key": "pa.crash_report_duty", "value": "notify the nearest police office right away if anyone is hurt or killed, or a vehicle cannot be driven and needs towing", "unit": "text", "region": "PA", "label": "When a Pennsylvania driver must notify police of a crash", "period": "2026", "source_name": "Pennsylvania General 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Stat. § 893.54(1m)(b)", "source_url": "https://docs.legis.wisconsin.gov/document/statutes/893.54", "as_of": "2026-10-29" }, { "key": "wi.um_min_person", "value": 25000, "unit": "USD", "region": "WI", "label": "Minimum uninsured motorist coverage per person required in every Wisconsin auto policy", "period": "2026", "source_name": "Wisconsin Legislature, Wis. Stat. § 632.32(4)(a)1.", "source_url": "https://docs.legis.wisconsin.gov/document/statutes/632.32(4)", "as_of": "2026-10-29" }, { "key": "wi.um_min_accident", "value": 50000, "unit": "USD", "region": "WI", "label": "Minimum uninsured motorist coverage per accident required in every Wisconsin auto policy", "period": "2026", "source_name": "Wisconsin Legislature, Wis. Stat. § 632.32(4)(a)1.", "source_url": "https://docs.legis.wisconsin.gov/document/statutes/632.32(4)", "as_of": "2026-10-29" }, { "key": "wi.joint_several_pct", "value": 51, "unit": "%", "region": "WI", "label": "Share of causal negligence at or above which a Wisconsin defendant is jointly and severally liable for all damages allowed", "period": "2026", "source_name": "Wisconsin Legislature, Wis. Stat. § 895.045(1)", "source_url": "https://docs.legis.wisconsin.gov/document/statutes/895.045", "as_of": "2026-10-29" }, { "key": "wi.several_liability", "value": "each defendant found less than 51% at fault pays only its own percentage of the total negligence", "unit": "text", "region": "WI", "label": "How damages are split among Wisconsin defendants under 51% at fault", "period": "2026", "source_name": "Wisconsin Legislature, Wis. 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"text", "region": "NV", "label": "Nevada cap on punitive damages in most injury cases", "period": "2026", "source_name": "Nevada Legislature, NRS 42.005", "source_url": "https://www.leg.state.nv.us/NRS/NRS-042.html", "as_of": "2026-10-29" }, { "key": "nv.punitive_dui", "value": "the punitive damages cap does not apply", "unit": "text", "region": "NV", "label": "Punitive damages cap in Nevada claims against an impaired driver", "period": "2026", "source_name": "Nevada Legislature, NRS 42.010", "source_url": "https://www.leg.state.nv.us/NRS/NRS-042.html", "as_of": "2026-10-29" }, { "key": "nv.bar_referral_name", "value": "Lawyer Referral Service", "unit": "text", "region": "NV", "label": "State Bar of Nevada lawyer referral service", "period": "2026", "source_name": "State Bar of Nevada, Lawyer referral process", "source_url": "https://nvbar.org/for-the-public/find-a-lawyer/lawyer-referral-process/", "as_of": "2026-10-29" }, { "key": "nv.bar_referral_phone", "value": "800-789-5747", "unit": "text", "region": "NV", "label": "State Bar of Nevada Lawyer Referral Service toll-free phone", "period": "2026", "source_name": "State Bar of Nevada, Lawyer referral process", "source_url": "https://nvbar.org/for-the-public/find-a-lawyer/lawyer-referral-process/", "as_of": "2026-10-29" }, { "key": "nv.bar_referral_url", "value": "https://nvbar.org/for-the-public/find-a-lawyer/lawyer-referral-process/", "unit": "text", "region": "NV", "label": "State Bar of Nevada Lawyer Referral Service page", "period": "2026", "source_name": "State Bar of Nevada, Lawyer referral process", "source_url": "https://nvbar.org/for-the-public/find-a-lawyer/lawyer-referral-process/", "as_of": "2026-10-29" }, { "key": "nh.insurance_required", "value": "not required by New Hampshire motor vehicle law", "unit": "text", "region": "NH", "label": "Whether New Hampshire requires drivers to carry auto insurance", "period": "2026", "source_name": "New Hampshire Insurance Department, 2022 Automobile Insurance 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"period": "2026", "source_name": "New Hampshire General Court, RSA 264:25", "source_url": "https://gc.nh.gov/rsa/html/XXI/264/264-25.htm", "as_of": "2026-10-29" }, { "key": "nh.crash_report_threshold", "value": 1000, "unit": "USD", "region": "NH", "label": "Property damage above which a New Hampshire crash must be reported to the DMV", "period": "2026", "source_name": "New Hampshire General Court, RSA 264:25", "source_url": "https://gc.nh.gov/rsa/html/XXI/264/264-25.htm", "as_of": "2026-10-29" }, { "key": "nh.crash_report_days", "value": 15, "unit": "days", "region": "NH", "label": "Days a New Hampshire driver has to report a crash to the DMV", "period": "2026", "source_name": "New Hampshire General Court, RSA 264:25", "source_url": "https://gc.nh.gov/rsa/html/XXI/264/264-25.htm", "as_of": "2026-10-29" }, { "key": "nh.crash_report_copy", "value": "from the police agency that wrote it, which may charge a reasonable fee", "unit": "text", "region": "NH", "label": "Where to get a copy of a New Hampshire police crash report", "period": "2026", "source_name": "New Hampshire General Court, RSA 260:14", "source_url": "https://gc.nh.gov/rsa/html/XXI/260/260-14.htm", "as_of": "2026-10-29" }, { "key": "nh.gov_notice", "value": "written notice by registered mail to the town or city clerk within 60 days for local claims, and written notice to the state agency within 180 days for state claims", "unit": "text", "region": "NH", "label": "Notice rule for injury claims against New Hampshire government bodies", "period": "2026", "source_name": "New Hampshire General Court, RSA 507-B:7 and RSA 541-B:14", "source_url": "https://gc.nh.gov/rsa/html/LII/507-B/507-B-7.htm", "as_of": "2026-10-29" }, { "key": "nh.gov_notice_days", "value": 60, "unit": "days", "region": "NH", "label": "Days to notify a New Hampshire city or town clerk of an injury claim", "period": "2026", "source_name": "New Hampshire General Court, RSA 507-B:7", "source_url": "https://gc.nh.gov/rsa/html/LII/507-B/507-B-7.htm", "as_of": "2026-10-29" }, { "key": "nh.gov_suit_years", "value": 3, "unit": "years", "region": "NH", "label": "Deadline to sue a New Hampshire city or town for injury or damage", "period": "2026", "source_name": "New Hampshire General Court, RSA 507-B:7", "source_url": "https://gc.nh.gov/rsa/html/LII/507-B/507-B-7.htm", "as_of": "2026-10-29" }, { "key": "nh.gov_cap_person", "value": 325000, "unit": "USD", "region": "NH", "label": "Most a New Hampshire city or town can be liable for to one person", "period": "2026", "source_name": "New Hampshire General Court, RSA 507-B:4", "source_url": "https://gc.nh.gov/rsa/html/LII/507-B/507-B-4.htm", "as_of": "2026-10-29" }, { "key": "nh.gov_cap_occurrence", "value": 1000000, "unit": "USD", "region": "NH", "label": "Most a New Hampshire city or town can be liable for in one occurrence", "period": "2026", "source_name": "New Hampshire General Court, RSA 507-B:4", "source_url": "https://gc.nh.gov/rsa/html/LII/507-B/507-B-4.htm", "as_of": "2026-10-29" }, { "key": "nh.state_notice_days", "value": 180, "unit": "days", "region": "NH", "label": "Days to give written notice to the state agency for a claim against the State of New Hampshire", "period": "2026", "source_name": "New Hampshire General Court, RSA 541-B:14", "source_url": "https://gc.nh.gov/rsa/html/LV/541-B/541-B-14.htm", "as_of": "2026-10-29" }, { "key": "nh.state_suit_years", "value": 3, "unit": "years", "region": "NH", "label": "Deadline for injury claims against the State of New Hampshire", "period": "2026", "source_name": "New Hampshire General Court, RSA 541-B:14", "source_url": "https://gc.nh.gov/rsa/html/LV/541-B/541-B-14.htm", "as_of": "2026-10-29" }, { "key": "nh.state_cap_claimant", "value": 475000, "unit": "USD", "region": "NH", "label": "Cap on tort damages per claimant against the State of New Hampshire", "period": "2026", "source_name": "New Hampshire General Court, RSA 541-B:14", "source_url": "https://gc.nh.gov/rsa/html/LV/541-B/541-B-14.htm", "as_of": "2026-10-29" }, { "key": "nh.state_cap_incident", "value": 3750000, "unit": "USD", "region": "NH", "label": "Cap on tort damages per incident against the State of New Hampshire", "period": "2026", "source_name": "New Hampshire General Court, RSA 541-B:14", "source_url": "https://gc.nh.gov/rsa/html/LV/541-B/541-B-14.htm", "as_of": "2026-10-29" }, { "key": "nh.minor_tolling", "value": "an injured child can sue within 2 years after the disability of being a minor ends", "unit": "text", "region": "NH", "label": "How the New Hampshire filing deadline works for injured minors", "period": "2026", "source_name": "New Hampshire General Court, RSA 508:8", "source_url": "https://gc.nh.gov/rsa/html/LII/508/508-8.htm", "as_of": "2026-10-29" }, { "key": "nh.punitive_rule", "value": "no punitive damages unless a statute provides for them", "unit": "text", "region": "NH", "label": "New Hampshire rule on punitive damages", "period": "2026", "source_name": "New Hampshire General Court, RSA 507:16", "source_url": "https://gc.nh.gov/rsa/html/LII/507/507-16.htm", "as_of": "2026-10-29" }, { "key": "nh.bar_referral_name", "value": "NHBA Lawyer Referral Service", "unit": "text", "region": "NH", "label": "New Hampshire Bar Association lawyer referral service", "period": "2026", "source_name": "New Hampshire Bar Association, Lawyer Referral Service", "source_url": "https://www.nhbar.org/lawyer-referral-service", "as_of": "2026-10-29" }, { "key": "nh.bar_referral_phone", "value": "603-229-0002", "unit": "text", "region": "NH", "label": "New Hampshire Bar Association Lawyer Referral Service phone", "period": "2026", "source_name": "New Hampshire Bar Association, Lawyer Referral Service", "source_url": "https://www.nhbar.org/lawyer-referral-service", "as_of": "2026-10-29" }, { "key": "nh.bar_referral_fee", "value": 25, "unit": "USD", "region": "NH", "label": "Administrative fee charged by the New Hampshire Bar Association Lawyer Referral Service", "period": "2026", "source_name": "New Hampshire Bar Association, Lawyer Referral Service", "source_url": "https://www.nhbar.org/lawyer-referral-service", "as_of": "2026-10-29" }, { "key": "nh.bar_referral_url", "value": "https://www.nhbar.org/lawyer-referral-service", "unit": "text", "region": "NH", "label": "New Hampshire Bar Association Lawyer Referral Service page", "period": "2026", "source_name": "New Hampshire Bar Association, Lawyer Referral Service", "source_url": "https://www.nhbar.org/lawyer-referral-service", "as_of": "2026-10-29" }, { "key": "nh.bar_lookup_url", "value": "https://www.nhbar.org/attorney-verification-good-standing-request", "unit": "text", "region": "NH", "label": "New Hampshire Bar Association attorney verification and good standing request page", "period": "2026", "source_name": "New Hampshire Bar Association, Attorney Verification / Good Standing Request", "source_url": "https://www.nhbar.org/attorney-verification-good-standing-request", "as_of": "2026-10-29" }, { "key": "nj.tort_threshold", "value": "death, loss of a body part, significant disfigurement or scarring, a displaced fracture, loss of a fetus, or a permanent injury", "unit": "text", "region": "NJ", "label": "Injuries that allow a pain-and-suffering lawsuit under New Jersey's Limitation on Lawsuit option", "period": "2026", "source_name": "New Jersey Department of Banking and Insurance, New Jersey Auto Insurance Buyer's Guide", "source_url": "https://nj.gov/dobi/division_consumers/pdf/autoguide2026.pdf", "as_of": "2026-10-29" }, { "key": "nj.tort_permanent", "value": "the body part or organ has not healed to function normally and will not heal to function normally with further medical treatment, based on objective medical proof", "unit": "text", "region": "NJ", "label": "When an injury counts as permanent under New Jersey's Limitation on Lawsuit option", "period": "2026", "source_name": "New Jersey Department of Banking and Insurance, New Jersey Auto Insurance Buyer's Guide", "source_url": "https://nj.gov/dobi/division_consumers/pdf/autoguide2026.pdf", "as_of": "2026-10-29" }, { "key": "nj.tort_default", "value": "the Limitation on Lawsuit option applies by law", "unit": "text", "region": "NJ", "label": "New Jersey lawsuit option when a policyholder makes no choice", "period": "2026", "source_name": "New Jersey Department of Banking and Insurance, New Jersey Auto Insurance Buyer's Guide", "source_url": "https://nj.gov/dobi/division_consumers/pdf/autoguide2026.pdf", "as_of": "2026-10-29" }, { "key": "nj.crash_report_duty", "value": "tell the police by the quickest means after a crash that injures or kills someone or causes more than $500 in property damage", "unit": "text", "region": "NJ", "label": "When New Jersey drivers must report a crash to the police", "period": "2026", "source_name": "Justia (2025 New Jersey Revised Statutes), N.J.S.A. 39:4-130", "source_url": "https://law.justia.com/codes/new-jersey/title-39/section-39-4-130/", "as_of": "2026-10-29" }, { "key": "nj.crash_report_threshold", "value": 500, "unit": "USD", "region": "NJ", "label": "Property damage above which a New Jersey crash must be reported to the police", "period": "2026", "source_name": "Justia (2025 New Jersey Revised Statutes), N.J.S.A. 39:4-130", "source_url": "https://law.justia.com/codes/new-jersey/title-39/section-39-4-130/", "as_of": "2026-10-29" }, { "key": "nj.crash_report_days", "value": 10, "unit": "days", "region": "NJ", "label": "Days a New Jersey driver has to file a written crash report when no officer filed one", "period": "2026", "source_name": "Justia (2025 New Jersey Revised Statutes), N.J.S.A. 39:4-130", "source_url": "https://law.justia.com/codes/new-jersey/title-39/section-39-4-130/", "as_of": "2026-10-29" }, { "key": "nj.officer_report_days", "value": 5, "unit": "days", "region": "NJ", "label": "Days a New Jersey officer has to send a crash report to the Department of Transportation", "period": "2026", "source_name": "Justia (2025 New Jersey Revised Statutes), N.J.S.A. 39:4-131", "source_url": "https://law.justia.com/codes/new-jersey/title-39/section-39-4-131/", "as_of": "2026-10-29" }, { "key": "nj.crash_report_copy", "value": "from the police department that investigated; the reports are public, and the department must mail or fax a copy on request", "unit": "text", "region": "NJ", "label": "Where to get a copy of a New Jersey police crash report", "period": "2026", "source_name": "Justia (2025 New Jersey Revised Statutes), N.J.S.A. 39:4-131", "source_url": "https://law.justia.com/codes/new-jersey/title-39/section-39-4-131/", "as_of": "2026-10-29" }, { "key": "nj.gov_notice", "value": "a written notice of claim within 90 days after the claim arises", "unit": "text", "region": "NJ", "label": "Notice rule for injury claims against New Jersey public entities", "period": "2026", "source_name": "Justia (2025 New Jersey Revised Statutes), N.J.S.A. 59:8-8", "source_url": "https://law.justia.com/codes/new-jersey/title-59/section-59-8-8/", "as_of": "2026-10-29" }, { "key": "nj.gov_notice_days", "value": 90, "unit": "days", "region": "NJ", "label": "Days to file a notice of claim against a New Jersey public entity", "period": "2026", "source_name": "Justia (2025 New Jersey Revised Statutes), N.J.S.A. 59:8-8", "source_url": "https://law.justia.com/codes/new-jersey/title-59/section-59-8-8/", "as_of": "2026-10-29" }, { "key": "nj.gov_suit_wait_months", "value": 6, "unit": "months", "region": "NJ", "label": "Months after a notice of claim is received before a New Jersey public entity can be sued", "period": "2026", "source_name": "Justia (2025 New Jersey Revised Statutes), N.J.S.A. 59:8-8", "source_url": "https://law.justia.com/codes/new-jersey/title-59/section-59-8-8/", "as_of": "2026-10-29" }, { "key": "nj.gov_late_notice", "value": "within 1 year, only with a Superior Court judge's permission and a showing of extraordinary circumstances", "unit": "text", "region": "NJ", "label": "Late notice of claim against a New Jersey public entity", "period": "2026", "source_name": "Justia (2025 New Jersey Revised Statutes), N.J.S.A. 59:8-9", "source_url": "https://law.justia.com/codes/new-jersey/title-59/section-59-8-9/", "as_of": "2026-10-29" }, { "key": "nj.minor_tolling", "value": "the deadline does not start until the child turns 18", "unit": "text", "region": "NJ", "label": "How the New Jersey filing deadline works for injured minors", "period": "2026", "source_name": "Justia (2025 New Jersey Revised Statutes), N.J.S.A. 2A:14-21", "source_url": "https://law.justia.com/codes/new-jersey/title-2a/section-2a-14-21/", "as_of": "2026-10-29" }, { "key": "nj.bar_referral_name", "value": "county bar association lawyer referral services", "unit": "text", "region": "NJ", "label": "Lawyer referral services in New Jersey (listed by the New Jersey State Bar Association)", "period": "2026", "source_name": "New Jersey State Bar Association, County bar associations for the public", "source_url": "https://njsba.com/county-bar-associations-for-the-public/", "as_of": "2026-10-29" }, { "key": "nj.bar_referral_url", "value": "https://njsba.com/county-bar-associations-for-the-public/", "unit": "text", "region": "NJ", "label": "New Jersey State Bar Association list of county lawyer referral services", "period": "2026", "source_name": "New Jersey State Bar Association, County bar associations for the public", "source_url": "https://njsba.com/county-bar-associations-for-the-public/", "as_of": "2026-10-29" }, { "key": "nj.bar_referral_residency", "value": "you must live in the county to use its referral service", "unit": "text", "region": "NJ", "label": "Residency rule for New Jersey county bar lawyer referral services", "period": "2026", "source_name": "New Jersey State Bar Association, County bar associations for the public", "source_url": "https://njsba.com/county-bar-associations-for-the-public/", "as_of": "2026-10-29" }, { "key": "nh.uninsured_crash_security", "value": "the DMV can suspend an uninsured driver's and owner's licenses and registrations until they post security to cover possible judgments", "unit": "text", "region": "NH", "label": "What can happen to an uninsured New Hampshire driver after a reported crash", "period": "2026", "source_name": "New Hampshire General Court, RSA 264:3", "source_url": "https://gc.nh.gov/rsa/html/XXI/264/264-3.htm", "as_of": "2026-10-29" }, { "key": "nj.tort_economic", "value": "does not affect your right to sue for economic losses such as medical expenses and lost wages", "unit": "text", "region": "NJ", "label": "Effect of New Jersey's Limitation on Lawsuit option on claims for economic losses", "period": "2026", "source_name": "New Jersey Department of Banking and Insurance, New Jersey Auto Insurance Buyer's Guide", "source_url": "https://nj.gov/dobi/division_consumers/pdf/autoguide2026.pdf", "as_of": "2026-10-29" }, { "key": "nj.pip_any_fault", "value": "pays your own medical expenses no matter who caused the crash", "unit": "text", "region": "NJ", "label": "What New Jersey personal injury protection (PIP) pays", "period": "2026", "source_name": "New Jersey Department of Banking and Insurance, New Jersey Auto Insurance Buyer's Guide", "source_url": "https://nj.gov/dobi/division_consumers/pdf/autoguide2026.pdf", "as_of": "2026-10-29" }, { "key": "nv.police_report_duty", "value": "report the crash right away to the nearest police office or the Nevada Highway Patrol if no officer is present and the crash happened on a highway or injured or killed someone", "unit": "text", "region": "NV", "label": "When Nevada drivers must report a crash to the police", "period": "2026", "source_name": "Nevada Legislature, NRS 484E.030(2)", "source_url": "https://www.leg.state.nv.us/NRS/NRS-484E.html", "as_of": "2026-10-29" }, { "key": "nm.crash_report_duty", "value": "notify the city police, the county sheriff or the nearest State Police office right away after a crash that injures or kills someone or causes apparent property damage of $500 or more", "unit": "text", "region": "NM", "label": "When New Mexico drivers must report a crash to law enforcement", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 66-7-206", "source_url": "https://law.justia.com/codes/new-mexico/chapter-66/article-7/part-3/section-66-7-206/", "as_of": "2026-10-29" }, { "key": "nm.crash_report_threshold", "value": 500, "unit": "USD", "region": "NM", "label": "Apparent property damage at or above which a New Mexico crash must be reported", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 66-7-206", "source_url": "https://law.justia.com/codes/new-mexico/chapter-66/article-7/part-3/section-66-7-206/", "as_of": "2026-10-29" }, { "key": "nm.crash_report_days", "value": 5, "unit": "days", "region": "NM", "label": "Days a New Mexico driver has to send a written crash report to the Department of Transportation", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 66-7-207", "source_url": "https://law.justia.com/codes/new-mexico/chapter-66/article-7/part-3/section-66-7-207/", "as_of": "2026-10-29" }, { "key": "nm.officer_report_hours", "value": 24, "unit": "hours", "region": "NM", "label": "Hours a New Mexico officer has to send a crash report to the Department of Transportation after the investigation", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 66-7-207", "source_url": "https://law.justia.com/codes/new-mexico/chapter-66/article-7/part-3/section-66-7-207/", "as_of": "2026-10-29" }, { "key": "nm.crash_report_copy", "value": "through the Department of Public Safety's online records request portal, with no fee for records delivered electronically", "unit": "text", "region": "NM", "label": "How to get a copy of a New Mexico State Police crash report", "period": "2026", "source_name": "New Mexico Department of Public Safety, Law Enforcement Records Bureau", "source_url": "https://www.dps.nm.gov/law-enforcement-records-bureau/", "as_of": "2026-10-29" }, { "key": "nm.gov_notice", "value": "a written notice stating the time, place and circumstances of the loss or injury within 90 days", "unit": "text", "region": "NM", "label": "Notice rule for claims against New Mexico government bodies under the Tort Claims Act", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 41-4-16", "source_url": "https://law.justia.com/codes/new-mexico/chapter-41/article-4/section-41-4-16/", "as_of": "2026-10-29" }, { "key": "nm.gov_notice_days", "value": 90, "unit": "days", "region": "NM", "label": "Days to give written notice of a claim against a New Mexico government body", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 41-4-16", "source_url": "https://law.justia.com/codes/new-mexico/chapter-41/article-4/section-41-4-16/", "as_of": "2026-10-29" }, { "key": "nm.gov_notice_to", "value": "the Risk Management Division for a state claim, the mayor for a city, the county clerk for a county, or the administrative head of another local public body", "unit": "text", "region": "NM", "label": "Who receives a New Mexico Tort Claims Act notice", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 41-4-16", "source_url": "https://law.justia.com/codes/new-mexico/chapter-41/article-4/section-41-4-16/", "as_of": "2026-10-29" }, { "key": "nm.gov_suit_years", "value": 2, "unit": "years", "region": "NM", "label": "Deadline to sue a New Mexico government body or public employee under the Tort Claims Act", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 41-4-15", "source_url": "https://law.justia.com/codes/new-mexico/chapter-41/article-4/section-41-4-15/", "as_of": "2026-10-29" }, { "key": "nm.gov_minor_rule", "value": "a child under 7 has until their ninth birthday to file", "unit": "text", "region": "NM", "label": "Tort Claims Act deadline rule for young children in New Mexico", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 41-4-15", "source_url": "https://law.justia.com/codes/new-mexico/chapter-41/article-4/section-41-4-15/", "as_of": "2026-10-29" }, { "key": "nm.minor_tolling", "value": "the deadline is extended so that an injured child has one year after reaching adulthood to sue", "unit": "text", "region": "NM", "label": "How the New Mexico filing deadline works for injured minors", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 37-1-10", "source_url": "https://law.justia.com/codes/new-mexico/chapter-37/article-1/section-37-1-10/", "as_of": "2026-10-29" }, { "key": "nm.dram_shop", "value": "sold or served alcohol to a person who was intoxicated, when it was reasonably apparent and the seller knew from the circumstances that the person was intoxicated", "unit": "text", "region": "NM", "label": "When a New Mexico alcohol licensee can be liable for injuries caused by a customer", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 41-11-1", "source_url": "https://law.justia.com/codes/new-mexico/chapter-41/article-11/section-41-11-1/", "as_of": "2026-10-29" }, { "key": "nm.bar_lookup_url", "value": "https://www.sbnm.org/For-Public/I-Need-a-Lawyer/Online-Bar-Directory", "unit": "text", "region": "NM", "label": "State Bar of New Mexico online attorney directory", "period": "2026", "source_name": "State Bar of New Mexico, For the Public", "source_url": "https://www.sbnm.org/For-Public", "as_of": "2026-10-29" }, { "key": "nm.modest_means", "value": "a civil legal telephone helpline and pro bono referral service for New Mexico residents of modest means, up to 500% of federal poverty guidelines", "unit": "text", "region": "NM", "label": "State Bar of New Mexico Modest Means Helpline", "period": "2026", "source_name": "State Bar of 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"nm.gov_vehicle_waiver", "value": "injuries, deaths and property damage caused by a public employee's negligent operation or maintenance of a motor vehicle", "unit": "text", "region": "NM", "label": "Vehicle claims for which the New Mexico Tort Claims Act waives immunity", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 41-4-5", "source_url": "https://law.justia.com/codes/new-mexico/chapter-41/article-4/section-41-4-5/", "as_of": "2026-10-29" }, { "key": "nm.gov_punitive", "value": "cannot include punitive damages", "unit": "text", "region": "NM", "label": "Punitive damages in judgments against New Mexico government bodies", "period": "2026", "source_name": "Justia (2025 New Mexico Statutes), NMSA 1978 § 41-4-19", "source_url": "https://law.justia.com/codes/new-mexico/chapter-41/article-4/section-41-4-19/", "as_of": "2026-10-29" }, { "key": "vt.crash_report_duty", "value": "the driver must send a written crash report to the DMV Commissioner within 72 hours if anyone is injured or total property damage is $3,000 or more", "unit": "text", "region": "VT", "label": "When a Vermont driver must report a crash to the DMV", "period": "2026", "source_name": "Vermont General Assembly, 23 V.S.A. § 1129 (crashes; reports)", "source_url": "https://legislature.vermont.gov/statutes/section/23/013/01129", "as_of": "2026-10-29" }, { "key": "vt.crash_report_threshold", "value": 3000, "unit": "USD", "region": "VT", "label": "Total property damage that triggers a Vermont driver's written crash report", "period": "2026", "source_name": "Vermont General Assembly, 23 V.S.A. § 1129(a)", "source_url": "https://legislature.vermont.gov/statutes/section/23/013/01129", "as_of": "2026-10-29" }, { "key": "vt.crash_report_hours", "value": 72, "unit": "hours", "region": "VT", "label": "Hours a Vermont driver has to send the written crash report to the DMV Commissioner", "period": "2026", "source_name": "Vermont General Assembly, 23 V.S.A. § 1129(a)", "source_url": "https://legislature.vermont.gov/statutes/section/23/013/01129", "as_of": "2026-10-29" }, { "key": "vt.insurance_info_days", "value": 5, "unit": "days", "region": "VT", "label": "Days for a Vermont owner or driver to give injured people the names, addresses and policy numbers of their liability insurers", "period": "2026", "source_name": "Vermont General Assembly, 23 V.S.A. § 1129(c)", "source_url": "https://legislature.vermont.gov/statutes/section/23/013/01129", "as_of": "2026-10-29" }, { "key": "vt.crash_report_copy", "value": "request it from the Vermont DMV with its records request form (VG-116), online or by mail", "unit": "text", "region": "VT", "label": "How to get a copy of a Vermont crash report", "period": "2026", "source_name": "Vermont Department of Motor Vehicles, Public Records", "source_url": "https://dmv.vermont.gov/about-vermont-dmv/public-records", "as_of": "2026-10-29" }, { "key": "vt.crash_report_fee", "value": 22, "unit": "USD", "region": "VT", "label": "DMV fee for a certified copy of a Vermont police crash report", "period": "2026", "source_name": "Vermont General Assembly, 23 V.S.A. § 114 (fees)", "source_url": "https://legislature.vermont.gov/statutes/section/23/003/00114", "as_of": "2026-10-29" }, { "key": "vt.crash_report_fee_individual", "value": 15, "unit": "USD", "region": "VT", "label": "DMV fee for a certified copy of a Vermont individual (driver's) crash report", "period": "2026", "source_name": "Vermont General Assembly, 23 V.S.A. § 114 (fees)", "source_url": "https://legislature.vermont.gov/statutes/section/23/003/00114", "as_of": "2026-10-29" }, { "key": "vt.gov_notice", "value": "there is no separate notice-of-claim step, and lawsuits against the State are filed in Superior Court", "unit": "text", "region": "VT", "label": "Notice rule for claims against the State of Vermont", "period": "2026", "source_name": "Vermont General Assembly, 12 V.S.A. chapter 189 (Vermont Tort Claims Act)", "source_url": "https://legislature.vermont.gov/statutes/fullchapter/12/189", "as_of": "2026-10-29" }, { "key": "vt.bridge_notice_days", "value": 20, "unit": "days", "region": "VT", "label": "Days to give a town written notice of an injury caused by a defective town bridge or culvert", "period": "2026", "source_name": "Vermont General Assembly, 19 V.S.A. § 987", "source_url": "https://legislature.vermont.gov/statutes/fullchapter/19/009", "as_of": "2026-10-29" }, { "key": "vt.state_tort_cap_person", "value": 500000, "unit": "USD", "region": "VT", "label": "Most the State of Vermont pays any one person under the Vermont Tort Claims Act", "period": "2026", "source_name": "Vermont General Assembly, 12 V.S.A. § 5601(b)", "source_url": "https://legislature.vermont.gov/statutes/fullchapter/12/189", "as_of": "2026-10-29" }, { "key": "vt.state_tort_cap_occurrence", "value": 2000000, "unit": "USD", "region": "VT", "label": "Most the State of Vermont pays all persons for one occurrence under the Vermont Tort Claims Act", "period": "2026", "source_name": "Vermont General Assembly, 12 V.S.A. § 5601(b)", "source_url": "https://legislature.vermont.gov/statutes/fullchapter/12/189", "as_of": "2026-10-29" }, { "key": "vt.minor_tolling", "value": "if the injured person is a minor when the claim arises, the limitation period starts to run when they turn 18", "unit": "text", "region": "VT", "label": "Limitations tolling for injured minors in Vermont", "period": "2026", "source_name": "Vermont General Assembly, 12 V.S.A. § 551 (minority, incapacity, or imprisonment)", "source_url": "https://legislature.vermont.gov/statutes/section/12/023/00551", "as_of": "2026-10-29" }, { "key": "vt.bar_referral_name", "value": "Lawyer Referral Service", "unit": "text", "region": "VT", "label": "Vermont Bar Association lawyer referral service", "period": "2026", "source_name": "Vermont Bar Association, Find a Lawyer", "source_url": "https://www.vtbar.org/find-a-lawyer/", "as_of": "2026-10-29" }, { "key": "vt.bar_referral_phone", "value": "1-800-639-7036", "unit": "text", "region": "VT", "label": "Vermont Bar Association Lawyer Referral Service phone (Mon-Fri 8am-4pm; online requests 24/7)", "period": "2026", "source_name": "Vermont Bar Association, Find a Lawyer", "source_url": "https://www.vtbar.org/find-a-lawyer/", "as_of": "2026-10-29" }, { "key": "vt.bar_referral_url", "value": "https://www.vtbar.org/find-a-lawyer/", "unit": "text", "region": "VT", "label": "Vermont Bar Association Lawyer Referral Service web page", "period": "2026", "source_name": "Vermont Bar Association, Find a Lawyer", "source_url": "https://www.vtbar.org/find-a-lawyer/", "as_of": "2026-10-29" }, { "key": "vt.bar_referral_consult_fee", "value": 25, "unit": "USD", "region": "VT", "label": "Most a lawyer referred by the Vermont Bar Association charges for the first consultation", "period": "2026", "source_name": "Vermont Bar Association, Find a Lawyer", "source_url": "https://www.vtbar.org/find-a-lawyer/", "as_of": "2026-10-29" }, { "key": "vt.bar_referral_consult_minutes", "value": 30, "unit": "minutes", "region": "VT", "label": "Length of the first consultation through the Vermont Bar Association referral service", "period": "2026", "source_name": "Vermont Bar Association, Find a Lawyer", "source_url": "https://www.vtbar.org/find-a-lawyer/", "as_of": "2026-10-29" }, { "key": "vt.bar_lookup_url", "value": "https://www.vtcourts.gov/attorneys/attorney-licensing", "unit": "text", "region": "VT", "label": "Vermont Judiciary attorney licensing page with the list of attorneys in good standing", "period": "2026", "source_name": "Vermont Judiciary, Attorney Licensing", "source_url": "https://www.vtcourts.gov/attorneys/attorney-licensing", "as_of": "2026-10-29" }, { "key": "vt.dram_shop", "value": "a licensed seller can be sued if it served a minor, served after legal serving hours, or negligently served someone who was apparently under the influence", "unit": "text", "region": "VT", "label": "When a Vermont alcohol licensee can be liable to people hurt by an intoxicated person", "period": "2026", "source_name": "Vermont General Assembly, 7 V.S.A. § 501 (civil action for damages)", "source_url": "https://legislature.vermont.gov/statutes/fullchapter/07/017", "as_of": "2026-10-29" }, { "key": "vt.dram_shop_sol", "value": 2, "unit": "years", "region": "VT", "label": "Deadline to sue an alcohol seller under Vermont's dram shop law", "period": "2026", "source_name": "Vermont General Assembly, 7 V.S.A. § 501(d)", "source_url": "https://legislature.vermont.gov/statutes/fullchapter/07/017", "as_of": "2026-10-29" }, { "key": "vt.seatbelt_evidence", "value": "not wearing a seat belt is not admissible as evidence in a civil case and is not negligence or contributory negligence", "unit": "text", "region": "VT", "label": "How Vermont treats a missing seat belt in a civil case (adults 18 and older)", "period": "2026", "source_name": "Vermont General Assembly, 23 V.S.A. § 1259(c)-(d)", "source_url": "https://legislature.vermont.gov/statutes/section/23/013/01259", "as_of": "2026-10-29" }, { "key": "vt.several_liability", "value": "each defendant pays only its share of the damages, in proportion to its own negligence", "unit": "text", "region": "VT", "label": "How damages are split among several liable defendants in Vermont", "period": "2026", "source_name": "Vermont General Assembly, 12 V.S.A. § 1036(a)", "source_url": "https://legislature.vermont.gov/statutes/section/12/027/01036", "as_of": "2026-10-29" }, { "key": "va.crash_report_duty", "value": "the driver must stop and report their name, address, license number and vehicle registration number at once to the State Police or local police when anyone is killed or injured or an attended vehicle or property is damaged", "unit": "text", "region": "VA", "label": "When a Virginia driver must stop and report a crash to police", "period": "2026", "source_name": "Code of Virginia, § 46.2-894", "source_url": "https://law.lis.virginia.gov/vacode/title46.2/chapter8/section46.2-894/", "as_of": "2026-10-29" }, { "key": "va.officer_report_threshold", "value": 3000, "unit": "USD", "region": "VA", "label": "Apparent total property damage that requires an investigating Virginia officer to file a crash report", "period": "2026", "source_name": "Code of Virginia, § 46.2-373", "source_url": "https://law.lis.virginia.gov/vacode/title46.2/chapter3/section46.2-373/", "as_of": "2026-10-29" }, { "key": "va.officer_report_hours", "value": 24, "unit": "hours", "region": "VA", "label": "Hours for a Virginia officer to send the crash report to the DMV after completing the investigation", "period": "2026", "source_name": "Code of Virginia, § 46.2-373", "source_url": "https://law.lis.virginia.gov/vacode/title46.2/chapter3/section46.2-373/", "as_of": "2026-10-29" }, { "key": "va.crash_report_copy", "value": "request it from the Virginia DMV in writing or on form CRD 93, by mail, fax or in person; DMV releases the full report to people involved in the crash and their authorized representatives", "unit": "text", "region": "VA", "label": "How to get a copy of a Virginia police crash report", "period": "2026", "source_name": "Virginia Department of Motor Vehicles, Request a Police Crash Report", "source_url": "https://www.dmv.virginia.gov/records/request-police-crash-report", "as_of": "2026-10-29" }, { "key": "va.crash_report_fee", "value": 8, "unit": "USD", "region": "VA", "label": "Virginia DMV fee per police crash report", "period": "2026", "source_name": "Virginia Department of Motor Vehicles, Request a Police Crash Report", "source_url": "https://www.dmv.virginia.gov/records/request-police-crash-report", "as_of": "2026-10-29" }, { "key": "va.gov_notice", "value": "a written notice of claim within one year for claims against the Commonwealth, and within six months for negligence claims against a county, city or town", "unit": "text", "region": "VA", "label": "Notice-of-claim rules for claims against Virginia governments", "period": "2026", "source_name": "Code of Virginia, § 8.01-195.6 and § 15.2-209", "source_url": "https://law.lis.virginia.gov/vacode/title15.2/chapter2/section15.2-209/", "as_of": "2026-10-29" }, { "key": "va.gov_notice_months", "value": 6, "unit": "months", "region": "VA", "label": "Months to give a Virginia county, city or town written notice of a negligence claim", "period": "2026", "source_name": "Code of Virginia, § 15.2-209", "source_url": "https://law.lis.virginia.gov/vacode/title15.2/chapter2/section15.2-209/", "as_of": "2026-10-29" }, { "key": "va.gov_notice_state_years", "value": 1, "unit": "years", "region": "VA", "label": "Deadline to file a notice of claim against the Commonwealth under the Virginia Tort Claims Act", "period": "2026", "source_name": "Code of Virginia, § 8.01-195.6", "source_url": "https://law.lis.virginia.gov/vacode/title8.01/chapter3/article18.1/section8.01-195.6/", "as_of": "2026-10-29" }, { "key": "va.vtca_cap", "value": 100000, "unit": "USD", "region": "VA", "label": "Most a claimant can recover from the Commonwealth under the Virginia Tort Claims Act (or the liability policy limit, if greater)", "period": "2026", "source_name": "Code of Virginia, § 8.01-195.3", "source_url": "https://law.lis.virginia.gov/vacode/title8.01/chapter3/article18.1/section8.01-195.3/", "as_of": "2026-10-29" }, { "key": "va.minor_tolling", "value": "if the injured person is a minor when the claim arises, they have the full limitation period after turning 18", "unit": "text", "region": "VA", "label": "Limitations tolling for injured minors in Virginia", "period": "2026", "source_name": "Code of Virginia, § 8.01-229(A)(1)", "source_url": "https://law.lis.virginia.gov/vacode/title8.01/chapter4/section8.01-229/", "as_of": "2026-10-29" }, { "key": "va.bar_referral_name", "value": "Virginia Lawyer Referral Service (VLRS)", "unit": "text", "region": "VA", "label": "Virginia State Bar lawyer referral service", "period": "2026", "source_name": "Virginia State Bar, Virginia Lawyer Referral Service", "source_url": "https://www.vsb.org/Site/Site/legal-help/vlrs.aspx", "as_of": "2026-10-29" }, { "key": "va.bar_referral_phone", "value": "(800) 552-7977", "unit": "text", "region": "VA", "label": "Virginia Lawyer Referral Service phone (toll-free; Richmond area 804-775-0808)", "period": "2026", "source_name": "Virginia State Bar, Virginia Lawyer Referral Service", "source_url": "https://www.vsb.org/Site/Site/legal-help/vlrs.aspx", "as_of": "2026-10-29" }, { "key": "va.bar_referral_url", "value": "https://www.vsb.org/Site/Site/legal-help/vlrs.aspx", "unit": "text", "region": "VA", "label": "Virginia Lawyer Referral Service web page", "period": "2026", "source_name": "Virginia State Bar, Virginia Lawyer Referral Service", "source_url": "https://www.vsb.org/Site/Site/legal-help/vlrs.aspx", "as_of": "2026-10-29" }, { "key": "va.bar_referral_fee", "value": 35, "unit": "USD", "region": "VA", "label": "Non-refundable referral fee charged by the Virginia Lawyer Referral Service", "period": "2026", "source_name": "Virginia State Bar, Virginia Lawyer Referral Service", "source_url": "https://www.vsb.org/Site/Site/legal-help/vlrs.aspx", "as_of": "2026-10-29" }, { "key": "va.bar_referral_consult_minutes", "value": 30, "unit": "minutes", "region": "VA", "label": "Length of the first consultation covered by the Virginia Lawyer Referral Service fee", "period": "2026", "source_name": "Virginia State Bar, Virginia Lawyer Referral Service", "source_url": "https://www.vsb.org/Site/Site/legal-help/vlrs.aspx", "as_of": "2026-10-29" }, { "key": "va.bar_lookup_url", "value": "https://vsb.org/Shared_Content/Directory/va-lawyer-directory.aspx", "unit": "text", "region": "VA", "label": "Virginia State Bar Lawyer Look Up (license status and discipline)", "period": "2026", "source_name": "Virginia State Bar, Lawyer Look Up", "source_url": "https://vsb.org/Shared_Content/Directory/va-lawyer-directory.aspx", "as_of": "2026-10-29" }, { "key": "va.punitive_cap", "value": 350000, "unit": "USD", "region": "VA", "label": "Most a Virginia court can award in punitive damages", "period": "2026", "source_name": "Code of Virginia, § 8.01-38.1", "source_url": "https://law.lis.virginia.gov/vacode/title8.01/chapter3/section8.01-38.1/", "as_of": "2026-10-29" }, { "key": "va.dui_punitive_bac", "value": 0.15, "unit": "%", "region": "VA", "label": "Blood alcohol concentration at which a Virginia driver's conduct is deemed willful or wanton for punitive damages (with knowledge of impairment and proximate cause)", "period": "2026", "source_name": "Code of Virginia, § 8.01-44.5", "source_url": "https://law.lis.virginia.gov/vacode/title8.01/chapter3/section8.01-44.5/", "as_of": "2026-10-29" }, { "key": "va.seatbelt_evidence", "value": "not wearing a seat belt is not negligence, cannot reduce damages and cannot be put in evidence or commented on in a crash lawsuit", "unit": "text", "region": "VA", "label": "How Virginia treats a missing seat belt in a civil case", "period": "2026", "source_name": "Code of Virginia, § 46.2-1094(D)", "source_url": "https://law.lis.virginia.gov/vacode/title46.2/chapter10/section46.2-1094/", "as_of": "2026-10-29" }, { "key": "va.last_clear_chance", "value": "it can apply to an injured person who could not get out of danger (the helpless plaintiff) or was unaware of it (the inattentive plaintiff)", "unit": "text", "region": "VA", "label": "When Virginia's last clear chance doctrine can apply", "period": "2026", "source_name": "Supreme Court of Virginia, Williams v. Harrison, Record No. 970880 (1998)", "source_url": "https://ebrief.courts.state.va.us/opinions/opnscvwp/1970880.pdf", "as_of": "2026-10-29" }, { "key": "va.min_limits_effective", "value": "January 1, 2025", "unit": "text", "region": "VA", "label": "Date Virginia's current minimum liability limits took effect (policies effective on or after)", "period": "2026", "source_name": "Virginia Department of Motor Vehicles, Insurance Requirements", "source_url": "https://www.dmv.virginia.gov/vehicles/insurance-requirements", "as_of": "2026-10-29" }, { "key": "va.min_bi_person_prior", "value": 30000, "unit": "USD", "region": "VA", "label": "Virginia minimum bodily injury liability per person for policies effective 2022 through 2024", "period": "2024", "source_name": "Virginia Department of Motor Vehicles, Insurance Requirements", "source_url": "https://www.dmv.virginia.gov/vehicles/insurance-requirements", "as_of": "2026-10-29" }, { "key": "va.min_bi_accident_prior", "value": 60000, "unit": "USD", "region": "VA", "label": "Virginia minimum bodily injury liability per accident for policies effective 2022 through 2024", "period": "2024", "source_name": "Virginia Department of Motor Vehicles, Insurance Requirements", "source_url": "https://www.dmv.virginia.gov/vehicles/insurance-requirements", "as_of": "2026-10-29" }, { "key": "va.min_pd_prior", "value": 20000, "unit": "USD", "region": "VA", "label": "Virginia minimum property damage liability for policies effective 2022 through 2024", "period": "2024", "source_name": "Virginia Department of Motor Vehicles, Insurance Requirements", "source_url": "https://www.dmv.virginia.gov/vehicles/insurance-requirements", "as_of": "2026-10-29" }, { "key": "wa.crash_report_duty", "value": "if no officer makes a report, each driver must file a written collision report within 4 days when anyone is injured or killed or property damage to any one person is $1,000 or more", "unit": "text", "region": "WA", "label": "When a Washington driver must file their own collision report", "period": "2026", "source_name": "Washington State Legislature, RCW 46.52.030 (accident reports)", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=46.52.030", "as_of": "2026-10-29" }, { "key": "wa.crash_report_days", "value": 4, "unit": "days", "region": "WA", "label": "Days a Washington driver has to file a written collision report (when no officer report is made)", "period": "2026", "source_name": "Washington State Legislature, RCW 46.52.030(1)", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=46.52.030", "as_of": "2026-10-29" }, { "key": "wa.crash_report_threshold", "value": 1000, "unit": "USD", "region": "WA", "label": "Property damage threshold for reporting a Washington collision", "period": "2026", "source_name": "Washington Administrative Code, WAC 446-85-010 (accident-reporting threshold)", "source_url": "https://app.leg.wa.gov/wac/default.aspx?cite=446-85-010", "as_of": "2026-10-29" }, { "key": "wa.crash_report_copy", "value": "buy it from the Washington State Patrol through its online WRECR system or by mail; people involved get an unredacted copy and others a redacted one", "unit": "text", "region": "WA", "label": "How to get a copy of a Washington police collision report", "period": "2026", "source_name": "Washington State Patrol, Collision Records", "source_url": "https://wsp.wa.gov/driver/collision-records/", "as_of": "2026-10-29" }, { "key": "wa.crash_report_fee", "value": 10.5, "unit": "USD", "region": "WA", "label": "Washington State Patrol fee for a collision report copy", "period": "2026", "source_name": "Washington State Patrol, Collision Records", "source_url": "https://wsp.wa.gov/driver/collision-records/", "as_of": "2026-10-29" }, { "key": "wa.crash_report_wait", "value": "2 to 4 weeks", "unit": "text", "region": "WA", "label": "How long a Washington police collision report can take to become available", "period": "2026", "source_name": "Washington State Patrol, Collision Records", "source_url": "https://wsp.wa.gov/driver/collision-records/", "as_of": "2026-10-29" }, { "key": "wa.gov_notice", "value": "file a claim on the standard tort claim form (with the state's Office of Risk Management, or the local government's appointed agent) and wait 60 days before suing; the deadline is paused during the wait", "unit": "text", "region": "WA", "label": "Claim-filing rule before suing a Washington government", "period": "2026", "source_name": "Washington State Legislature, RCW 4.92.110 and RCW 4.96.020", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=4.96.020", "as_of": "2026-10-29" }, { "key": "wa.gov_notice_days", "value": 60, "unit": "days", "region": "WA", "label": "Days a Washington claimant must wait after presenting a tort claim to a government before suing", "period": "2026", "source_name": "Washington State Legislature, RCW 4.92.110", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=4.92.110", "as_of": "2026-10-29" }, { "key": "wa.minor_tolling", "value": "if the injured person is under 18 when the claim arises, the time before they turn 18 does not count toward the deadline", "unit": "text", "region": "WA", "label": "Limitations tolling for injured minors in Washington", "period": "2026", "source_name": "Washington State Legislature, RCW 4.16.190(1)", "source_url": "https://app.leg.wa.gov/RCW/default.aspx?cite=4.16.190", "as_of": "2026-10-29" }, { "key": "wa.bar_referral_name", "value": "county bar association referral services", "unit": "text", "region": "WA", "label": "Where Washington residents find a lawyer referral service (the Washington State Bar Association does not make referrals)", "period": "2026", "source_name": "Washington State Bar Association, Find Legal Help", "source_url": "https://www.wsba.org/for-the-public/find-legal-help", "as_of": "2026-10-29" }, { "key": "wa.bar_referral_url", "value": "https://www.wsba.org/for-the-public/find-legal-help", "unit": "text", "region": "WA", "label": "Washington State Bar Association Find Legal Help page (lists county referral services)", "period": "2026", "source_name": "Washington State Bar Association, Find Legal Help", "source_url": "https://www.wsba.org/for-the-public/find-legal-help", "as_of": "2026-10-29" }, { "key": "wa.kcba_phone", "value": "(206) 267-7100", "unit": "text", "region": "WA", "label": "King County Bar Association main line (for referral requests by people who cannot use the online form)", "period": "2026", "source_name": "King County Bar Association, Hire a Lawyer (Lawyer Referral Service)", "source_url": "https://www.kcba.org/?pg=Hire-a-Lawyer", "as_of": "2026-10-29" }, { "key": "wa.bar_lookup_url", "value": "https://www.mywsba.org/PersonifyEbusiness/LegalDirectory.aspx", "unit": "text", "region": "WA", "label": "Washington State Bar Association Legal Directory (check a lawyer's license)", "period": "2026", "source_name": "Washington State Bar Association, Find Legal Help", "source_url": "https://www.wsba.org/for-the-public/find-legal-help", "as_of": "2026-10-29" }, { "key": "wv.crash_report_duty", "value": "the driver must immediately notify police by the quickest means when anyone is injured or killed or total property damage appears to be $1,000 or more", "unit": "text", "region": "WV", "label": "When a West Virginia driver must report a crash to police", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 17C-4-6 (immediate notification of crashes)", "source_url": "https://code.wvlegislature.gov/17C-4-6/", "as_of": "2026-10-29" }, { "key": "wv.crash_report_threshold", "value": 1000, "unit": "USD", "region": "WV", "label": "Apparent total property damage that requires a West Virginia driver to notify police of a crash", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 17C-4-6", "source_url": "https://code.wvlegislature.gov/17C-4-6/", "as_of": "2026-10-29" }, { "key": "wv.crash_report_police", "value": "the local police department inside a city, otherwise the county sheriff or the nearest West Virginia State Police office", "unit": "text", "region": "WV", "label": "Which police agency a West Virginia driver must notify after a reportable crash", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 17C-4-6", "source_url": "https://code.wvlegislature.gov/17C-4-6/", "as_of": "2026-10-29" }, { "key": "wv.officer_info_hours", "value": 24, "unit": "hours", "region": "WV", "label": "Hours within which a West Virginia investigating officer must give involved parties each other's owner, driver and insurance information on request", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 17C-4-7(b)", "source_url": "https://code.wvlegislature.gov/17C-4-7/", "as_of": "2026-10-29" }, { "key": "wv.crash_report_agency", "value": "the West Virginia Division of Highways", "unit": "text", "region": "WV", "label": "Where West Virginia crash reports are filed", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 17C-4-7", "source_url": "https://code.wvlegislature.gov/17C-4-7/", "as_of": "2026-10-29" }, { "key": "wv.officer_report_hours", "value": 24, "unit": "hours", "region": "WV", "label": "Hours for a West Virginia officer to submit the crash report after completing the investigation", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 17C-4-7(c)", "source_url": "https://code.wvlegislature.gov/17C-4-7/", "as_of": "2026-10-29" }, { "key": "wv.gov_notice", "value": "written notice of the claim and the relief wanted, by certified mail, to the agency's chief officer and the Attorney General at least 30 days before suing", "unit": "text", "region": "WV", "label": "Notice rule before suing a West Virginia state agency", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 55-17-3", "source_url": "https://code.wvlegislature.gov/55-17-3/", "as_of": "2026-10-29" }, { "key": "wv.gov_notice_days", "value": 30, "unit": "days", "region": "WV", "label": "Days of written notice required before suing a West Virginia state agency", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 55-17-3", "source_url": "https://code.wvlegislature.gov/55-17-3/", "as_of": "2026-10-29" }, { "key": "wv.subdivision_sol", "value": 2, "unit": "years", "region": "WV", "label": "Deadline to sue a West Virginia political subdivision (city, county and similar) for injury, death or loss", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 29-12A-6", "source_url": "https://code.wvlegislature.gov/29-12A-6/", "as_of": "2026-10-29" }, { "key": "wv.subdivision_minor_rule", "value": "within two years or before the child's 12th birthday, whichever is longer", "unit": "text", "region": "WV", "label": "Deadline for a child injured before age 10 to sue a West Virginia political subdivision", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 29-12A-6(b)", "source_url": "https://code.wvlegislature.gov/29-12A-6/", "as_of": "2026-10-29" }, { "key": "wv.subdivision_noneconomic_cap", "value": 500000, "unit": "USD", "region": "WV", "label": "Cap on noneconomic damages per person against a West Virginia political subdivision", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 29-12A-7(b)", "source_url": "https://code.wvlegislature.gov/29-12A-7/", "as_of": "2026-10-29" }, { "key": "wv.subdivision_punitive", "value": "not allowed", "unit": "text", "region": "WV", "label": "Punitive damages against a West Virginia political subdivision", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 29-12A-7(a)", "source_url": "https://code.wvlegislature.gov/29-12A-7/", "as_of": "2026-10-29" }, { "key": "wv.minor_tolling", "value": "if the injured person is a minor when the claim arises, they have the same number of years after turning 18, but never more than 20 years after the claim arose", "unit": "text", "region": "WV", "label": "Limitations tolling for injured minors in West Virginia", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 55-2-15(b)", "source_url": "https://code.wvlegislature.gov/55-2-15/", "as_of": "2026-10-29" }, { "key": "wv.seatbelt_evidence", "value": "with expert support, the defense may show that an adult driver's or passenger's failure to wear a seat belt made their injuries worse, to reduce damages; it cannot be used to show they were negligent", "unit": "text", "region": "WV", "label": "How West Virginia treats a missing seat belt in a civil case (crashes after the 2021 amendments)", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 17C-15-49a", "source_url": "https://code.wvlegislature.gov/17C-15-49A/", "as_of": "2026-10-29" }, { "key": "wv.punitive_cap", "value": "the greater of four times compensatory damages or $500,000", "unit": "text", "region": "WV", "label": "Cap on punitive damages in West Virginia civil actions", "period": "2026", "source_name": "West Virginia Legislature, W. Va. Code § 55-7-29(c)", "source_url": "https://code.wvlegislature.gov/55-7-29/", "as_of": "2026-10-29" }, { "key": "wv.bar_referral_name", "value": "West Virginia Lawyer Referral Service", "unit": "text", "region": "WV", "label": "West Virginia State Bar lawyer referral service", "period": "2026", "source_name": "West Virginia State Bar, West Virginia Lawyer Referral Service (client referrals)", "source_url": "https://referrals.wvlawyerreferral.org/?pg=ClientReferrals", "as_of": "2026-10-29" }, { "key": "wv.bar_referral_phone", "value": "(304) 553-7220", "unit": "text", "region": "WV", "label": "West Virginia Lawyer Referral Service contact phone (West Virginia State Bar)", "period": "2026", "source_name": "West Virginia State Bar, West Virginia Lawyer Referral Service (client referrals)", "source_url": "https://referrals.wvlawyerreferral.org/?pg=ClientReferrals", "as_of": "2026-10-29" }, { "key": "wv.bar_referral_url", "value": "https://referrals.wvlawyerreferral.org/?pg=ClientReferrals", "unit": "text", "region": "WV", "label": "West Virginia Lawyer Referral Service online request form", "period": "2026", "source_name": "West Virginia State Bar, West Virginia Lawyer Referral Service (client referrals)", "source_url": "https://referrals.wvlawyerreferral.org/?pg=ClientReferrals", "as_of": "2026-10-29" }, { "key": "wv.bar_referral_consult_fee", "value": 25, "unit": "USD", "region": "WV", "label": "Most a lawyer referred by the West Virginia Lawyer Referral Service charges for a 30-minute consultation", "period": "2026", "source_name": "West Virginia State Bar, West Virginia Lawyer Referral Service (client referrals)", "source_url": "https://referrals.wvlawyerreferral.org/?pg=ClientReferrals", "as_of": "2026-10-29" }, { "key": "wv.bar_referral_consult_minutes", "value": 30, "unit": "minutes", "region": "WV", "label": "Length of the first consultation through the West Virginia Lawyer Referral Service", "period": "2026", "source_name": "West Virginia State Bar, West Virginia Lawyer Referral Service (client referrals)", "source_url": "https://referrals.wvlawyerreferral.org/?pg=ClientReferrals", "as_of": "2026-10-29" }, { "key": "wv.bar_lookup_url", "value": "https://www.mywvbar.org/membership-search-members", "unit": "text", "region": "WV", "label": "West Virginia State Bar Membership Directory Search", "period": "2026", "source_name": "West Virginia State Bar, Home (Membership Directory Search link)", "source_url": "https://wvbar.org/", "as_of": "2026-10-29" }, { "key": "al.minor_tolling", "value": "the deadline is paused until a child turns 19; for a crash injury, the normal two-year period then runs from that birthday, and no extension can go beyond 20 years from the injury", "unit": "text", "region": "AL", "label": "How the Alabama limitations period works for an injured minor", "period": "2026", "source_name": "Alabama Legislature, Code of Alabama § 6-2-8(a)", "source_url": "https://law.justia.com/codes/alabama/title-6/chapter-2/article-1/section-6-2-8/", "as_of": "2026-10-29" }, { "key": "al.gov_notice", "value": "Six months for a claim against a city or town; 12 months for a county; one year for the state (State Board of Adjustment)", "unit": "text", "region": "AL", "label": "Deadlines to present a claim to an Alabama city or town, county or the state", "period": "2026", "source_name": "Alabama Legislature, Code of Alabama §§ 11-47-23, 11-12-8 and 41-9-65", "source_url": "https://law.justia.com/codes/alabama/title-11/title-2/chapter-47/article-1/section-11-47-23/", "as_of": "2026-10-29" }, { "key": "al.gov_notice_months", "value": 6, "unit": "months", "region": "AL", "label": "Deadline to present a tort claim to an Alabama city or town", "period": "2026", "source_name": "Alabama Legislature, Code of Alabama § 11-47-23", "source_url": "https://law.justia.com/codes/alabama/title-11/title-2/chapter-47/article-1/section-11-47-23/", "as_of": "2026-10-29" }, { "key": "al.county_claim_months", "value": 12, "unit": "months", "region": "AL", "label": "Deadline to present a claim to an Alabama county", "period": "2026", "source_name": "Alabama Legislature, Code of Alabama § 11-12-8", "source_url": "https://law.justia.com/codes/alabama/title-11/title-1/chapter-12/section-11-12-8/", "as_of": "2026-10-29" }, { "key": "al.state_claim_years", "value": 1, "unit": "years", "region": "AL", "label": "Deadline to present a claim against the State of Alabama to the Board of Adjustment", "period": "2026", "source_name": "Alabama Legislature, Code of Alabama § 41-9-65", "source_url": "https://law.justia.com/codes/alabama/title-41/chapter-9/article-4/division-1/section-41-9-65/", "as_of": "2026-10-29" }, { "key": "al.city_claim_statement", "value": "a sworn statement filed with the city clerk that describes how the injury happened, when and where, and the damages claimed", "unit": "text", "region": "AL", "label": "What an injury claim against an Alabama city or town must include", "period": "2026", "source_name": "Alabama Legislature, Code of Alabama § 11-47-192", "source_url": "https://law.justia.com/codes/alabama/title-11/title-2/chapter-47/article-8/section-11-47-192/", "as_of": "2026-10-29" }, { "key": "al.crash_report_duty", "value": "the driver must immediately notify the local police (inside a city) or the county sheriff or state highway patrol (elsewhere) of any crash that injures or kills someone", "unit": "text", "region": "AL", "label": "Alabama driver's duty to report a crash to police", "period": "2026", "source_name": "Alabama Legislature, Code of Alabama § 32-10-5", "source_url": "https://law.justia.com/codes/alabama/title-32/chapter-10/section-32-10-5/", "as_of": "2026-10-29" }, { "key": "al.crash_report_copy", "value": "online through ALEA's crash report portal or in person at any ALEA Driver License office", "unit": "text", "region": "AL", "label": "Where to buy a copy of an Alabama crash report", "period": "2026", "source_name": "Alabama Law Enforcement Agency, Driver Records, Crash Reports, and Driver License Reinstatements", "source_url": "https://www.alea.gov/dps/driver-license/driver-records-crash-reports-and-driver-license-reinstatements", "as_of": "2026-10-29" }, { "key": "al.crash_report_fee", "value": 15, "unit": "USD", "region": "AL", "label": "Fee for a copy of an Alabama crash report from ALEA", "period": "2026", "source_name": "Alabama Law Enforcement Agency, Driver Records, Crash Reports, and Driver License Reinstatements", "source_url": "https://www.alea.gov/dps/driver-license/driver-records-crash-reports-and-driver-license-reinstatements", "as_of": "2026-10-29" }, { "key": "al.crash_report_portal_url", "value": "https://alabamadl.alea.gov", "unit": "text", "region": "AL", "label": "ALEA online portal for buying crash reports", "period": "2026", "source_name": "Alabama Law Enforcement Agency, Driver Records, Crash Reports, and Driver License Reinstatements", "source_url": "https://www.alea.gov/dps/driver-license/driver-records-crash-reports-and-driver-license-reinstatements", "as_of": "2026-10-29" }, { "key": "al.bar_referral_name", "value": "Alabama State Bar Lawyer Referral Service", "unit": "text", "region": "AL", "label": "Alabama State Bar lawyer referral service", "period": "2026", "source_name": "Alabama State Bar, Get Legal Help", "source_url": "https://www.alabar.org/for-the-public/get-legal-help/", "as_of": "2026-10-29" }, { "key": "al.bar_referral_phone", "value": "1-800-392-5660", "unit": "text", "region": "AL", "label": "Alabama State Bar Lawyer Referral Service phone (toll free)", "period": "2026", "source_name": "Alabama State Bar, Get Legal Help", "source_url": "https://www.alabar.org/for-the-public/get-legal-help/", "as_of": "2026-10-29" }, { "key": "al.bar_referral_url", "value": "https://www.alabar.org/for-the-public/get-legal-help/", "unit": "text", "region": "AL", "label": "Alabama State Bar Lawyer Referral Service web page (online referral form)", "period": "2026", "source_name": "Alabama State Bar, Get Legal Help", "source_url": "https://www.alabar.org/for-the-public/get-legal-help/", "as_of": "2026-10-29" }, { "key": "al.bar_referral_fee", "value": 50, "unit": "USD", "region": "AL", "label": "Most a lawyer referred by the Alabama State Bar service charges for an initial 30-minute consultation", "period": "2026", "source_name": "Alabama State Bar, Lawyer Referral Service", "source_url": "https://www.alabar.org/programs/lawyer-referral-service/", "as_of": "2026-10-29" }, { "key": "al.bar_lookup_url", "value": "https://members.alabar.org/Member_Portal/Member_Portal/Member-Search.aspx", "unit": "text", "region": "AL", "label": "Alabama State Bar member search (check a lawyer's license)", "period": "2026", "source_name": "Alabama State Bar, Find a Member", "source_url": "https://www.alabar.org/", "as_of": "2026-10-29" }, { "key": "al.dram_shop", "value": "anyone who knowingly sells, furnishes or serves alcohol contrary to law to a visibly intoxicated person can be sued by people that person injures", "unit": "text", "region": "AL", "label": "Alabama Civil Damages Act (dram shop liability)", "period": "2026", "source_name": "Alabama Legislature, Code of Alabama § 6-5-71", "source_url": "https://law.justia.com/codes/alabama/title-6/chapter-5/article-6/section-6-5-71/", "as_of": "2026-10-29" }, { "key": "ak.minor_tolling", "value": "time spent as a minor is not counted, but the deadline is not extended more than two years after the person comes of age", "unit": "text", "region": "AK", "label": "How the Alaska limitations period works for an injured minor", "period": "2026", "source_name": "Alaska Legislature, Alaska Statutes § 09.10.140(a)", "source_url": "https://codes.findlaw.com/ak/title-9-code-of-civil-procedure/ak-st-sect-09-10-140/", "as_of": "2026-10-29" }, { "key": "ak.minor_under8_rule", "value": "for a child injured before age 8, the time before the eighth birthday is not counted toward the injury deadline", "unit": "text", "region": "AK", "label": "Alaska rule for injury claims of children under 8", "period": "2026", "source_name": "Alaska Legislature, Alaska Statutes § 09.10.140(c)", "source_url": "https://codes.findlaw.com/ak/title-9-code-of-civil-procedure/ak-st-sect-09-10-140/", "as_of": "2026-10-29" }, { "key": "ak.gov_notice", "value": "No separate notice-of-claim deadline in the state tort claims law (AS 09.50.250), but some claims are excluded", "unit": "text", "region": "AK", "label": "Notice rule for tort claims against the State of Alaska", "period": "2026", "source_name": "Alaska Legislature, Alaska Statutes § 09.50.250", "source_url": "https://codes.findlaw.com/ak/title-9-code-of-civil-procedure/ak-st-sect-09-50-250/", "as_of": "2026-10-29" }, { "key": "ak.crash_report_duty", "value": "the driver must immediately notify police of a crash that causes injury, death or apparent property damage of $2,000 or more, and send a written report within 10 days unless a peace officer investigated", "unit": "text", "region": "AK", "label": "Alaska driver's duty to report a crash", "period": "2026", "source_name": "Alaska Legislature, Alaska Statutes § 28.35.080", "source_url": "https://codes.findlaw.com/ak/title-28-motor-vehicles/ak-st-sect-28-35-080/", "as_of": "2026-10-29" }, { "key": "ak.crash_report_threshold", "value": 2000, "unit": "USD", "region": "AK", "label": "Property damage that makes an Alaska crash reportable", "period": "2026", "source_name": "Alaska Legislature, Alaska Statutes § 28.35.080", "source_url": "https://codes.findlaw.com/ak/title-28-motor-vehicles/ak-st-sect-28-35-080/", "as_of": "2026-10-29" }, { "key": "ak.crash_report_days", "value": 10, "unit": "days", "region": "AK", "label": "Days to send the driver's written crash report in Alaska (when no officer investigated)", "period": "2026", "source_name": "Alaska Legislature, Alaska Statutes § 28.35.080", "source_url": "https://codes.findlaw.com/ak/title-28-motor-vehicles/ak-st-sect-28-35-080/", "as_of": "2026-10-29" }, { "key": "ak.crash_report_online_url", "value": "https://online.dmv.alaska.gov/OnlineGateway/Gateway/PublicCrashReport", "unit": "text", "region": "AK", "label": "Alaska DMV online crash report form (12-209)", "period": "2026", "source_name": "Alaska Division of Motor Vehicles, Forms", "source_url": "https://dmv.alaska.gov/forms/", "as_of": "2026-10-29" }, { "key": "ak.crash_report_copy", "value": "from the Alaska DMV, using its Request for Crash Report form (form 440) by mail or email", "unit": "text", "region": "AK", "label": "Where to get a copy of an Alaska crash report", "period": "2026", "source_name": "Alaska Division of Motor Vehicles, Request for Crash Report Form (440)", "source_url": "https://dmv.alaska.gov/media/g4ieqkco/440.pdf", "as_of": "2026-10-29" }, { "key": "ak.crash_report_fee", "value": 10, "unit": "USD", "region": "AK", "label": "Alaska DMV fee for a copy of a crash report", "period": "2026", "source_name": "Alaska Division of Motor Vehicles, Request for Crash Report Form (440)", "source_url": "https://dmv.alaska.gov/media/g4ieqkco/440.pdf", "as_of": "2026-10-29" }, { "key": "ak.noneconomic_cap", "value": 400000, "unit": "USD", "region": "AK", "label": "Alaska cap on noneconomic damages (or $8,000 times life expectancy in years, if greater)", "period": "2026", "source_name": "Alaska Legislature, Alaska Statutes § 09.17.010(b)", "source_url": "https://codes.findlaw.com/ak/title-9-code-of-civil-procedure/ak-st-sect-09-17-010/", "as_of": "2026-10-29" }, { "key": "ak.noneconomic_cap_per_year", "value": 8000, "unit": "USD", "region": "AK", "label": "Alaska noneconomic damages cap: amount per year of life expectancy", "period": "2026", "source_name": "Alaska Legislature, Alaska Statutes § 09.17.010(b)", "source_url": "https://codes.findlaw.com/ak/title-9-code-of-civil-procedure/ak-st-sect-09-17-010/", "as_of": "2026-10-29" }, { "key": "ak.noneconomic_cap_severe", "value": 1000000, "unit": "USD", "region": "AK", "label": "Alaska noneconomic damages cap for severe permanent physical impairment or severe disfigurement", "period": "2026", "source_name": "Alaska Legislature, Alaska Statutes § 09.17.010(c)", "source_url": "https://codes.findlaw.com/ak/title-9-code-of-civil-procedure/ak-st-sect-09-17-010/", "as_of": "2026-10-29" }, { "key": "ak.noneconomic_cap_severe_per_year", "value": 25000, "unit": "USD", "region": "AK", "label": "Alaska higher noneconomic damages cap: amount per year of life expectancy", "period": "2026", "source_name": "Alaska Legislature, Alaska Statutes § 09.17.010(c)", "source_url": "https://codes.findlaw.com/ak/title-9-code-of-civil-procedure/ak-st-sect-09-17-010/", "as_of": "2026-10-29" }, { "key": "ak.bar_referral_name", "value": "Lawyer Referral Service", "unit": "text", "region": "AK", "label": "Alaska Bar Association lawyer referral service", "period": "2026", "source_name": "Alaska Bar 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"label": "Most a lawyer referred by the Alaska Bar service charges for the first half hour", "period": "2026", "source_name": "Alaska Bar Association, Lawyer Referral Service", "source_url": "https://alaskabar.org/for-our-lawyers/lawyer-referral-service/", "as_of": "2026-10-29" }, { "key": "ak.bar_lookup_url", "value": "https://alaskabar.org/for-lawyers/member-directories/", "unit": "text", "region": "AK", "label": "Alaska Bar Association member directory (check a lawyer's membership)", "period": "2026", "source_name": "Alaska Bar Association, Member Directories", "source_url": "https://alaskabar.org/for-lawyers/member-directories/", "as_of": "2026-10-29" }, { "key": "az.minor_tolling", "value": "the time before a child turns 18 is not counted, so the two-year period generally starts on the 18th birthday", "unit": "text", "region": "AZ", "label": "How the Arizona limitations period works for an injured minor", "period": "2026", "source_name": "Arizona Legislature, A.R.S. § 12-502", 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"AZ", "label": "Arizona several (not joint) liability rule", "period": "2026", "source_name": "Arizona Legislature, A.R.S. § 12-2506(A)", "source_url": "https://www.azleg.gov/ars/12/02506.htm", "as_of": "2026-10-29" }, { "key": "az.bar_referral_name", "value": "Maricopa County Bar Association Lawyer Referral Service", "unit": "text", "region": "AZ", "label": "Lawyer referral service of the Maricopa County Bar Association", "period": "2026", "source_name": "Maricopa County Bar Association, Lawyer Referral Service (client referrals)", "source_url": "https://maricopabar.org/?pg=clientReferrals", "as_of": "2026-10-29" }, { "key": "az.bar_referral_phone", "value": "(602) 257-4434, ext. 1", "unit": "text", "region": "AZ", "label": "Maricopa County Bar Association Lawyer Referral Service phone", "period": "2026", "source_name": "Maricopa County Bar Association, Lawyer Referral Service (client referrals)", "source_url": "https://maricopabar.org/?pg=clientReferrals", "as_of": "2026-10-29" }, { "key": "az.bar_referral_url", "value": "https://maricopabar.org/?pg=clientReferrals", "unit": "text", "region": "AZ", "label": "Maricopa County Bar Association Lawyer Referral Service web page", "period": "2026", "source_name": "Maricopa County Bar Association, Lawyer Referral Service (client referrals)", "source_url": "https://maricopabar.org/?pg=clientReferrals", "as_of": "2026-10-29" }, { "key": "ar.minor_tolling", "value": "a person who is under 21 when the claim arises may sue within three years after reaching full age", "unit": "text", "region": "AR", "label": "How the Arkansas limitations period works for an injured minor", "period": "2026", "source_name": "Arkansas General Assembly, Arkansas Code § 16-56-116(a)", "source_url": "https://law.justia.com/codes/arkansas/title-16/subtitle-5/chapter-56/subchapter-1/section-16-56-116/", "as_of": "2026-10-29" }, { "key": "ar.crash_report_duty", "value": "the driver must immediately notify the nearest law enforcement agency of a crash 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"Where to get a copy of an Arkansas crash report", "period": "2026", "source_name": "Arkansas State Police, Crash Reports", "source_url": "https://crashreports.ark.org/", "as_of": "2026-10-29" }, { "key": "ar.crash_report_url", "value": "https://crashreports.ark.org/", "unit": "text", "region": "AR", "label": "Arkansas State Police online crash report system", "period": "2026", "source_name": "Arkansas State Police, Crash Reports", "source_url": "https://crashreports.ark.org/", "as_of": "2026-10-29" }, { "key": "ar.crash_report_fee", "value": 25, "unit": "USD", "region": "AR", "label": "Arkansas State Police fee for a crash report through the online system", "period": "2026", "source_name": "Arkansas State Police, Crash Reports", "source_url": "https://crashreports.ark.org/", "as_of": "2026-10-29" }, { "key": "ar.crash_report_fee_involved", "value": 10, "unit": "USD", "region": "AR", "label": "Arkansas State Police statutory fee for a basic crash report requested by a person involved in the crash", "period": "2026", "source_name": "Arkansas General Assembly, Arkansas Code § 27-53-210(b)", "source_url": "https://law.justia.com/codes/arkansas/title-27/subtitle-4/chapter-53/subchapter-2/section-27-53-210/", "as_of": "2026-10-29" }, { "key": "ar.crash_report_fee_local", "value": 10, "unit": "USD", "region": "AR", "label": "Fee for a basic crash report from an Arkansas county or city law enforcement agency", "period": "2026", "source_name": "Arkansas General Assembly, Arkansas Code § 27-53-210(c)", "source_url": "https://law.justia.com/codes/arkansas/title-27/subtitle-4/chapter-53/subchapter-2/section-27-53-210/", "as_of": "2026-10-29" }, { "key": "ar.crash_report_wait", "value": 10, "unit": "business days", "region": "AR", "label": "Time within which most Arkansas State Police crash reports are available", "period": "2026", "source_name": "Arkansas State Police, Crash Reports", "source_url": "https://crashreports.ark.org/", "as_of": "2026-10-29" }, { "key": "ar.crash_records_phone", "value": "(501) 618-8130", "unit": "text", "region": "AR", "label": "Arkansas State Police Crash Records Section phone", "period": "2026", "source_name": "Arkansas State Police, Crash Reports", "source_url": "https://crashreports.ark.org/", "as_of": "2026-10-29" }, { "key": "ar.local_gov_immunity", "value": "immune from liability and from suit for damages, except to the extent they are covered by liability insurance", "unit": "text", "region": "AR", "label": "Arkansas immunity of counties and cities and other political subdivisions", "period": "2026", "source_name": "Arkansas General Assembly, Arkansas Code § 21-9-301(a)", "source_url": "https://law.justia.com/codes/arkansas/title-21/chapter-9/subchapter-3/section-21-9-301/", "as_of": "2026-10-29" }, { "key": "ar.local_gov_vehicle_insurance", "value": "must carry liability insurance on their vehicles, or self-insure, at least at the state's minimum limits", "unit": "text", "region": "AR", "label": "Arkansas insurance requirement for vehicles of local governments", "period": "2026", "source_name": "Arkansas General Assembly, Arkansas Code § 21-9-303", "source_url": "https://law.justia.com/codes/arkansas/title-21/chapter-9/subchapter-3/section-21-9-303/", "as_of": "2026-10-29" }, { "key": "ar.pip_min", "value": 5000, "unit": "USD", "region": "AR", "label": "Minimum PIP medical and hospital benefit that Arkansas insurers must offer (per person)", "period": "2026", "source_name": "Arkansas General Assembly, Arkansas Code § 23-89-202", "source_url": "https://law.justia.com/codes/arkansas/title-23/subtitle-3/chapter-89/subchapter-2/section-23-89-202/", "as_of": "2026-10-29" }, { "key": "ar.pip_wage_pct", "value": 70, "unit": "%", "region": "AR", "label": "Share of lost income paid by Arkansas minimum PIP income disability benefits", "period": "2026", "source_name": "Arkansas General Assembly, Arkansas Code § 23-89-202", "source_url": "https://law.justia.com/codes/arkansas/title-23/subtitle-3/chapter-89/subchapter-2/section-23-89-202/", "as_of": "2026-10-29" }, { "key": "ar.pip_wage_week_max", "value": 140, "unit": "USD", "region": "AR", "label": "Weekly maximum of Arkansas minimum PIP income disability benefits", "period": "2026", "source_name": "Arkansas General Assembly, Arkansas Code § 23-89-202", "source_url": "https://law.justia.com/codes/arkansas/title-23/subtitle-3/chapter-89/subchapter-2/section-23-89-202/", "as_of": "2026-10-29" }, { "key": "ar.pip_death", "value": 5000, "unit": "USD", "region": "AR", "label": "Arkansas minimum PIP accidental death benefit", "period": "2026", "source_name": "Arkansas General Assembly, Arkansas Code § 23-89-202", "source_url": "https://law.justia.com/codes/arkansas/title-23/subtitle-3/chapter-89/subchapter-2/section-23-89-202/", "as_of": "2026-10-29" }, { "key": "ar.bar_referral_name", "value": "ArkansasFindALawyer", "unit": "text", "region": "AR", "label": "Arkansas Bar Association online lawyer directory for the public", "period": "2026", "source_name": "Arkansas Bar Association, ArkansasFindALawyer", "source_url": "https://www.arkbar.com/?pg=Arkansas-Find-a-Lawyer", "as_of": "2026-10-29" }, { "key": "ar.bar_referral_url", "value": "https://www.arkbar.com/?pg=Arkansas-Find-a-Lawyer", "unit": "text", "region": "AR", "label": "Arkansas Bar Association ArkansasFindALawyer web page", "period": "2026", "source_name": "Arkansas Bar Association, ArkansasFindALawyer", "source_url": "https://www.arkbar.com/?pg=Arkansas-Find-a-Lawyer", "as_of": "2026-10-29" }, { "key": "ar.bar_referral_phone", "value": "501-375-4606", "unit": "text", "region": "AR", "label": "Arkansas Bar Association main phone", "period": "2026", "source_name": "Arkansas Bar Association, Contact Us", "source_url": "https://www.arkbar.com/", "as_of": "2026-10-29" }, { "key": "ar.bar_lookup_url", "value": "https://attorneyinfo.aoc.arkansas.gov/info/attorney/attorneysearch.aspx", "unit": "text", "region": "AR", "label": "Arkansas Judiciary attorney search (check a lawyer's license)", "period": "2026", "source_name": "Arkansas Judiciary, Attorney Search", "source_url": "https://www.arcourts.gov/", "as_of": "2026-10-29" }, { "key": "ar.local_gov_direct_action", "value": "can sue the government's insurer directly, or the government itself if its vehicle was uninsured", "unit": "text", "region": "AR", "label": "Direct claim against the insurer of an Arkansas local government vehicle", "period": "2026", "source_name": "Arkansas General Assembly, Arkansas Code § 21-9-303(c)", "source_url": "https://law.justia.com/codes/arkansas/title-21/chapter-9/subchapter-3/section-21-9-303/", "as_of": "2026-10-29" }, { "key": "md.crash_report_duty", "value": "a written report to the Motor Vehicle Administration after any crash that injures or kills someone, unless a police officer investigated and filed a report", "unit": "text", "region": "MD", "label": "Driver's duty to file a written crash report in Maryland", "period": "2026", "source_name": "Maryland General Assembly, Transportation § 20-107", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gtr§ion=20-107&enactments=false", "as_of": "2026-10-29" }, { "key": "md.crash_report_days", "value": 15, "unit": "days", "region": "MD", "label": "Days a Maryland driver has to file the written crash report", "period": "2026", "source_name": "Maryland General Assembly, Transportation § 20-107", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gtr§ion=20-107&enactments=false", "as_of": "2026-10-29" }, { "key": "md.crash_report_copy", "value": "the State Police online request form, by mail, or in person at the barracks or the Central Records Division", "unit": "text", "region": "MD", "label": "How to get a copy of a Maryland State Police crash report", "period": "2026", "source_name": "Maryland State Police, Request Police Reports", "source_url": 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required before suing a Maryland local government (Local Government Tort Claims Act)", "period": "2026", "source_name": "Maryland General Assembly, Courts and Judicial Proceedings § 5-304", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcj§ion=5-304&enactments=false", "as_of": "2026-10-29" }, { "key": "md.gov_notice_years", "value": 1, "unit": "years", "region": "MD", "label": "Deadline to give notice of a claim to a Maryland county or city", "period": "2026", "source_name": "Maryland General Assembly, Courts and Judicial Proceedings § 5-304", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcj§ion=5-304&enactments=false", "as_of": "2026-10-29" }, { "key": "md.state_claim_years", "value": 1, "unit": "years", "region": "MD", "label": "Deadline to submit a written claim to the State Treasurer before suing the State of Maryland", "period": "2026", "source_name": "Maryland General Assembly, State Government § 12-106", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gsg§ion=12-106&enactments=false", "as_of": "2026-10-29" }, { "key": "md.state_suit_years", "value": 3, "unit": "years", "region": "MD", "label": "Deadline to file a lawsuit against the State of Maryland under the Maryland Tort Claims Act", "period": "2026", "source_name": "Maryland General Assembly, State Government § 12-106", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gsg§ion=12-106&enactments=false", "as_of": "2026-10-29" }, { "key": "md.minor_tolling", "value": "the clock does not run while the child is a minor; the child then has three years after turning 18 to file", "unit": "text", "region": "MD", "label": "How the Maryland filing deadline works for injured minors", "period": "2026", "source_name": "Maryland General Assembly, Courts and Judicial Proceedings § 5-201", "source_url": 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"https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcj§ion=11-108&enactments=false", "as_of": "2026-10-29" }, { "key": "md.noneconomic_cap_prior", "value": 965000, "unit": "USD", "region": "MD", "label": "Maryland non-economic damages limit for causes of action arising October 1, 2025 to September 30, 2026", "period": "2025", "source_name": "Maryland General Assembly, Courts and Judicial Proceedings § 11-108", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcj§ion=11-108&enactments=false", "as_of": "2026-10-29" }, { "key": "md.noneconomic_cap_death_pct", "value": 150, "unit": "%", "region": "MD", "label": "Maryland wrongful death limit with two or more beneficiaries (share of the regular non-economic limit)", "period": "2026", "source_name": "Maryland General Assembly, Courts and Judicial Proceedings § 11-108", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcj§ion=11-108&enactments=false", "as_of": "2026-10-29" }, { "key": "md.seatbelt_evidence", "value": "may not be considered evidence of negligence or contributory negligence", "unit": "text", "region": "MD", "label": "How Maryland treats not wearing a seat belt in a crash lawsuit", "period": "2026", "source_name": "Maryland General Assembly, Transportation § 22-412.3", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gtr§ion=22-412.3&enactments=false", "as_of": "2026-10-29" }, { "key": "md.last_clear_chance", "value": "partly modified by the last clear chance doctrine", "unit": "text", "region": "MD", "label": "Exception to Maryland's contributory negligence rule", "period": "2013", "source_name": "Court of Appeals of Maryland, Coleman v. Soccer Ass'n of Columbia, No. 9, Sept. Term 2012 (July 9, 2013)", "source_url": "https://www.mdcourts.gov/opinions/coa/2013/9a12.pdf", "as_of": "2026-10-29" }, { "key": "md.bar_referral_name", "value": "lawyer referral services of the county bar associations", "unit": "text", "region": "MD", "label": "Lawyer referral in Maryland (no statewide service; county bar associations)", "period": "2026", "source_name": "Maryland State Bar Association, Local Bar Association Referral Services", "source_url": "https://www.msba.org/site/site/content/Resources-and-Tools-Content/For-The-Public.aspx", "as_of": "2026-10-29" }, { "key": "md.bar_referral_url", "value": "https://www.msba.org/site/site/content/Resources-and-Tools-Content/For-The-Public.aspx", "unit": "text", "region": "MD", "label": "Maryland State Bar Association list of local bar referral services", "period": "2026", "source_name": "Maryland Courts, Finding Legal Help", "source_url": "https://www.mdcourts.gov/legalhelp/findinglegalhelp", "as_of": "2026-10-29" }, { "key": "md.bar_referral_phone_baltimore_city", "value": "(410) 539-3112", "unit": "text", "region": "MD", "label": "Bar referral phone for Baltimore City", "period": "2026", "source_name": "Maryland State Bar Association, Local Bar Association Referral Services", "source_url": "https://www.msba.org/site/site/content/Resources-and-Tools-Content/For-The-Public.aspx", "as_of": "2026-10-29" }, { "key": "md.bar_referral_phone_baltimore_county", "value": "(410) 337-9100", "unit": "text", "region": "MD", "label": "Bar referral phone for Baltimore, Carroll and Frederick counties", "period": "2026", "source_name": "Maryland State Bar Association, Local Bar Association Referral Services", "source_url": "https://www.msba.org/site/site/content/Resources-and-Tools-Content/For-The-Public.aspx", "as_of": "2026-10-29" }, { "key": "md.bar_referral_phone_montgomery", "value": "(301) 279-9100", "unit": "text", "region": "MD", "label": "Bar referral phone for Montgomery County", "period": "2026", "source_name": "Maryland State Bar Association, Local Bar Association Referral Services", "source_url": "https://www.msba.org/site/site/content/Resources-and-Tools-Content/For-The-Public.aspx", "as_of": "2026-10-29" }, { "key": "md.bar_referral_phone_prince_georges", "value": "(301) 952-1440", "unit": "text", "region": "MD", "label": "Bar referral phone for Prince George's and Charles counties", "period": "2026", "source_name": "Maryland State Bar Association, Local Bar Association Referral Services", "source_url": "https://www.msba.org/site/site/content/Resources-and-Tools-Content/For-The-Public.aspx", "as_of": "2026-10-29" }, { "key": "md.bar_lookup_url", "value": "https://www.mdcourts.gov/attysearch", "unit": "text", "region": "MD", "label": "Maryland Attorney Listing (official license lookup)", "period": "2026", "source_name": "Maryland Courts, Attorney Search", "source_url": "https://www.mdcourts.gov/attysearch", "as_of": "2026-10-29" }, { "key": "ma.tort_threshold", "value": "death, loss of a body member, permanent and serious disfigurement, loss of sight or hearing, or a fracture", "unit": "text", "region": "MA", "label": "Injuries that allow a pain-and-suffering claim in Massachusetts regardless of medical expenses", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 231 § 6D", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleII/Chapter231/Section6D", "as_of": "2026-10-29" }, { "key": "ma.tort_threshold_medical", "value": 2000, "unit": "USD", "region": "MA", "label": "Medical expenses above which a Massachusetts crash victim may claim pain and suffering", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 231 § 6D", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleII/Chapter231/Section6D", "as_of": "2026-10-29" }, { "key": "ma.pip_claim_years", "value": 2, "unit": "years", "region": "MA", "label": "Outside deadline to present a Massachusetts PIP claim", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 90 § 34M", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXIV/Chapter90/Section34M", "as_of": "2026-10-29" }, { "key": "ma.pip_tort_exemption", "value": "the at-fault driver is exempt from tort liability for injury losses to the extent PIP benefits are payable", "unit": "text", "region": "MA", "label": "How PIP limits lawsuits against the at-fault driver in Massachusetts", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 90 § 34M", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXIV/Chapter90/Section34M", "as_of": "2026-10-29" }, { "key": "ma.crash_report_duty", "value": "a written report to the Registry of Motor Vehicles, with a copy to the police where the crash happened, after a crash that kills or injures anyone or causes more than $1,000 of damage to any one vehicle or other property", "unit": "text", "region": "MA", "label": "Driver's duty to report a crash in Massachusetts", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 90 § 26", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXIV/Chapter90/Section26", "as_of": "2026-10-29" }, { "key": "ma.crash_report_days", "value": 5, "unit": "days", "region": "MA", "label": "Days a Massachusetts driver has to file a written crash report", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 90 § 26", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXIV/Chapter90/Section26", "as_of": "2026-10-29" }, { "key": "ma.crash_report_threshold", "value": 1000, "unit": "USD", "region": "MA", "label": "Property damage above which a Massachusetts crash must be reported", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 90 § 26", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXIV/Chapter90/Section26", "as_of": "2026-10-29" }, { "key": "ma.crash_report_copy", "value": "the Registry of Motor Vehicles, online through the myRMV Online Service Center or by mail to RMV Crash Records", "unit": "text", "region": "MA", "label": "How to get a copy of a Massachusetts police crash report", "period": "2026", "source_name": "Massachusetts Registry of Motor Vehicles, Request a crash report", "source_url": "https://www.mass.gov/how-to/request-a-crash-report", "as_of": "2026-10-29" }, { "key": "ma.crash_report_fee", "value": 20, "unit": "USD", "region": "MA", "label": "RMV search fee for each Massachusetts crash report", "period": "2026", "source_name": "Massachusetts Registry of Motor Vehicles, Request a crash report", "source_url": "https://www.mass.gov/how-to/request-a-crash-report", "as_of": "2026-10-29" }, { "key": "ma.crash_report_wait", "value": "at least 4 weeks after the crash", "unit": "text", "region": "MA", "label": "When to request a Massachusetts crash report from the RMV", "period": "2026", "source_name": "Massachusetts Registry of Motor Vehicles, Request a crash report", "source_url": "https://www.mass.gov/how-to/request-a-crash-report", "as_of": "2026-10-29" }, { "key": "ma.gov_notice", "value": "a written claim (presentment) to the executive officer of the public employer, or to the Attorney General for a state agency", "unit": "text", "region": "MA", "label": "Claim required before suing a Massachusetts public employer (Massachusetts Tort Claims Act)", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 258 § 4", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleIV/Chapter258/Section4", "as_of": "2026-10-29" }, { "key": "ma.gov_notice_years", "value": 2, "unit": "years", "region": "MA", "label": "Deadline to present a claim to a Massachusetts public employer", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 258 § 4", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleIV/Chapter258/Section4", "as_of": "2026-10-29" }, { "key": "ma.gov_suit_years", "value": 3, "unit": "years", "region": "MA", "label": "Deadline to sue a Massachusetts public employer", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 258 § 4", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleIV/Chapter258/Section4", "as_of": "2026-10-29" }, { "key": "ma.gov_denial_months", "value": 6, "unit": "months", "region": "MA", "label": "Time a Massachusetts public employer has to deny a presented claim", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 258 § 4", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleIV/Chapter258/Section4", "as_of": "2026-10-29" }, { "key": "ma.gov_cap", "value": 100000, "unit": "USD", "region": "MA", "label": "Cap on a Massachusetts public employer's liability under the Tort Claims Act", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 258 § 2", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleIV/Chapter258/Section2", "as_of": "2026-10-29" }, { "key": "ma.minor_tolling", "value": "the usual deadline is counted from the day the child turns 18", "unit": "text", "region": "MA", "label": "How the Massachusetts filing deadline works for injured minors", "period": "2026", "source_name": "Massachusetts Legislature, General Laws c. 260 § 7", "source_url": "https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleV/Chapter260/Section7", "as_of": "2026-10-29" }, { "key": "ma.bar_referral_name", "value": "Massachusetts Bar Association Lawyer Referral Service", "unit": "text", "region": "MA", "label": "Massachusetts Bar Association lawyer referral service", "period": "2026", "source_name": "Massachusetts Bar Association, Lawyer Referral Service", "source_url": "https://www.massbar.org/public/lawyer-referral-service", "as_of": "2026-10-29" }, { "key": "ma.bar_referral_phone", "value": "(617) 654-0400 or toll-free (866) 627-7577", "unit": "text", "region": "MA", "label": "Massachusetts Bar Association lawyer referral phone numbers", "period": "2026", "source_name": "Massachusetts Bar Association, Lawyer Referral Service", "source_url": "https://www.massbar.org/public/lawyer-referral-service", "as_of": "2026-10-29" }, { "key": "ma.bar_referral_url", "value": "https://www.massbar.org/public/lawyer-referral-service", "unit": "text", "region": "MA", "label": "Massachusetts Bar Association lawyer referral page", "period": "2026", "source_name": "Massachusetts Bar Association, Lawyer Referral Service", "source_url": "https://www.massbar.org/public/lawyer-referral-service", "as_of": "2026-10-29" }, { "key": "ma.bar_referral_consult_fee", "value": 25, "unit": "USD", "region": "MA", "label": "Most a referred lawyer may charge for the first half-hour consultation through the Massachusetts Bar Association service", "period": "2026", "source_name": "Massachusetts Bar Association, Lawyer Referral Service", "source_url": "https://www.massbar.org/public/lawyer-referral-service", "as_of": "2026-10-29" }, { "key": "ma.bar_lookup_url", "value": "https://www.massbbo.org/", "unit": "text", "region": "MA", "label": "Massachusetts Board of Bar Overseers (attorney lookup and public discipline)", "period": "2026", "source_name": "Massachusetts Court System, Finding a lawyer", "source_url": "https://www.mass.gov/info-details/finding-a-lawyer", "as_of": "2026-10-29" }, { "key": "mi.pip_med_default", "value": "unlimited", "unit": "text", "region": "MI", "label": "Michigan PIP medical level that applies if the driver makes no choice", "period": "2026", "source_name": "Michigan Department of Insurance and Financial Services, Choosing PIP Medical Coverage", "source_url": "https://www.michigan.gov/autoinsurance/choosing-coverage/choosing-pip-med-coverage", "as_of": "2026-10-29" }, { "key": "mi.pip_med_level_high", "value": 500000, "unit": "USD", "region": "MI", "label": "Michigan PIP medical coverage level (second highest choice)", "period": "2026", "source_name": "Michigan Department of Insurance and Financial Services, Choosing PIP Medical Coverage", "source_url": "https://www.michigan.gov/autoinsurance/choosing-coverage/choosing-pip-med-coverage", "as_of": "2026-10-29" }, { "key": "mi.pip_med_level_mid", "value": 250000, "unit": "USD", "region": "MI", "label": "Michigan PIP medical coverage level (also available with exclusions for people with qualifying health coverage)", "period": "2026", "source_name": "Michigan Department of Insurance and Financial Services, Choosing PIP Medical Coverage", "source_url": "https://www.michigan.gov/autoinsurance/choosing-coverage/choosing-pip-med-coverage", "as_of": "2026-10-29" }, { "key": "mi.pip_med_level_medicaid", "value": 50000, "unit": "USD", "region": "MI", "label": "Michigan PIP medical level available when the named insured is enrolled in Medicaid", "period": "2026", "source_name": "Michigan Department of Insurance and Financial Services, Choosing PIP Medical Coverage", "source_url": "https://www.michigan.gov/autoinsurance/choosing-coverage/choosing-pip-med-coverage", "as_of": "2026-10-29" }, { "key": "mi.pip_opt_out", "value": "the named insured has Medicare (Parts A and B)", "unit": "text", "region": "MI", "label": "When a Michigan driver may opt out of PIP medical coverage", "period": "2026", "source_name": "Michigan Department of Insurance and Financial Services, Choosing PIP Medical Coverage", "source_url": "https://www.michigan.gov/autoinsurance/choosing-coverage/choosing-pip-med-coverage", "as_of": "2026-10-29" }, { "key": "mi.reform_effective", "value": "policies issued or renewed after July 1, 2020", "unit": "text", "region": "MI", "label": "When Michigan's 2019 no-fault reform changes took effect", "period": "2020", "source_name": "Michigan Department of Insurance and Financial Services, Auto Insurance", "source_url": "https://www.michigan.gov/autoinsurance", "as_of": "2026-10-29" }, { "key": "mi.serious_impairment", "value": "an objectively manifested impairment of an important body function that affects the person's general ability to lead a normal life", "unit": "text", "region": "MI", "label": "What 'serious impairment of body function' means under Michigan no-fault law", "period": "2026", "source_name": "Michigan Legislature, MCL 500.3135(5)", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-500-3135", "as_of": "2026-10-29" }, { "key": "mi.excess_economic", "value": "medical expenses, lost wages and survivor's loss above what PIP pays", "unit": "text", "region": "MI", "label": "Economic losses a Michigan crash victim can still claim from the at-fault driver", "period": "2026", "source_name": "Michigan Legislature, MCL 500.3135(3)(c)", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-500-3135", "as_of": "2026-10-29" }, { "key": "mi.mini_tort_max", "value": 3000, "unit": "USD", "region": "MI", "label": "Most a Michigan driver can claim from the at-fault driver for uninsured vehicle damage (mini-tort)", "period": "2026", "source_name": "Michigan Legislature, MCL 500.3135(3)(e)", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-500-3135", "as_of": "2026-10-29" }, { "key": "mi.pip_notice_years", "value": 1, "unit": "years", "region": "MI", "label": "Deadline to give a Michigan insurer written notice of injury for PIP benefits (or to sue)", "period": "2026", "source_name": "Michigan Legislature, MCL 500.3145", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-500-3145", "as_of": "2026-10-29" }, { "key": "mi.pip_one_year_back", "value": "the claimant may not recover benefits for any part of a loss incurred more than 1 year before the lawsuit is filed", "unit": "text", "region": "MI", "label": "Michigan one-year-back rule for PIP benefits lawsuits", "period": "2026", "source_name": "Michigan Legislature, MCL 500.3145", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-500-3145", "as_of": "2026-10-29" }, { "key": "mi.minor_tolling", "value": "a child has until 1 year after turning 18 to sue, even if the usual period has run", "unit": "text", "region": "MI", "label": "How the Michigan filing deadline works for injured minors", "period": "2026", "source_name": "Michigan Legislature, MCL 600.5851", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-5851", "as_of": "2026-10-29" }, { "key": "mi.sol_death_saving", "value": "within 2 years after the estate's personal representative receives letters of authority, but no later than 3 years after the usual deadline ran", "unit": "text", "region": "MI", "label": "Michigan wrongful death saving period for the estate's personal representative", "period": "2026", "source_name": "Michigan Legislature, MCL 600.5852", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-5852", "as_of": "2026-10-29" }, { "key": "mi.gov_notice", "value": "a claim or written notice of intent filed with the clerk of the Court of Claims", "unit": "text", "region": "MI", "label": "Notice required before suing the State of Michigan", "period": "2026", "source_name": "Michigan Legislature, MCL 600.6431", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-6431", "as_of": "2026-10-29" }, { "key": "mi.gov_notice_months", "value": 6, "unit": "months", "region": "MI", "label": "Deadline to file a claim or notice against the State of Michigan for injury or property damage", "period": "2026", "source_name": "Michigan Legislature, MCL 600.6431(4)", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-600-6431", "as_of": "2026-10-29" }, { "key": "mi.road_defect_notice_days", "value": 120, "unit": "days", "region": "MI", "label": "Deadline to give notice of an injury caused by a highway defect in Michigan", "period": "2026", "source_name": "Michigan Legislature, MCL 691.1404", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-691-1404", "as_of": "2026-10-29" }, { "key": "mi.gov_vehicle", "value": "the negligent driving of a government-owned vehicle by an officer, agent or employee", "unit": "text", "region": "MI", "label": "When a Michigan government agency is liable for a crash", "period": "2026", "source_name": "Michigan Legislature, MCL 691.1405", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-691-1405", "as_of": "2026-10-29" }, { "key": "mi.crash_report_duty", "value": "report immediately to the nearest police station or officer any crash that injures or kills someone or causes apparent property damage of $1,000 or more", "unit": "text", "region": "MI", "label": "Driver's duty to report a crash in Michigan", "period": "2026", "source_name": "Michigan Legislature, MCL 257.622", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-257-622", "as_of": "2026-10-29" }, { "key": "mi.crash_report_threshold", "value": 1000, "unit": "USD", "region": "MI", "label": "Apparent property damage at which a Michigan crash must be reported to police", "period": "2026", "source_name": "Michigan Legislature, MCL 257.622", "source_url": "https://www.legislature.mi.gov/Laws/MCL?objectName=mcl-257-622", "as_of": "2026-10-29" }, { "key": "mi.crash_report_copy", "value": "the Michigan State Police Traffic Crash Purchasing System (TCPS)", "unit": "text", "region": "MI", "label": "Where to buy a copy of a Michigan crash report", "period": "2026", "source_name": "Michigan State Police, Home page", "source_url": "https://www.michigan.gov/msp", "as_of": "2026-10-29" }, { "key": "mi.crash_report_wait", "value": "3 to 30 days after the crash", "unit": "text", "region": "MI", "label": "How long a Michigan crash report can take to become available", "period": "2026", "source_name": "Michigan State Police, Traffic Crash Reporting Unit", "source_url": "https://www.michigan.gov/msp/divisions/cjic/traffic-crash-reporting-unit", "as_of": "2026-10-29" }, { "key": "mi.bar_lookup_url", "value": "https://directory.michbar.org/", "unit": "text", "region": "MI", "label": "State Bar of Michigan member directory (attorney search)", "period": "2026", "source_name": "State Bar of Michigan, Home page", "source_url": "https://www.michbar.org/", "as_of": "2026-10-29" }, { "key": "md.pip_no_fault", "value": "regardless of who caused the accident", "unit": "text", "region": "MD", "label": "When Maryland PIP pays", "period": "2026", "source_name": "Maryland Insurance Administration, A Consumer Guide to Auto Insurance", "source_url": "https://insurance.maryland.gov/Consumer/Documents/publications/autoinsuranceguide.pdf", "as_of": "2026-10-29" }, { "key": "md.pip_income_pct", "value": 85, "unit": "%", "region": "MD", "label": "Share of lost income Maryland PIP pays for an injured person who was earning income", "period": "2026", "source_name": "Maryland General Assembly, Insurance § 19-505", "source_url": "https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gin§ion=19-505&enactments=false", "as_of": "2026-10-29" }, { "key": "mi.bi_default_person", "value": 250000, "unit": "USD", "region": "MI", "label": "Default Michigan bodily injury liability limit per person (unless a lower option is chosen)", "period": "2026", "source_name": "Michigan Department of Insurance and Financial Services, Choosing Bodily Injury Coverage", "source_url": "https://www.michigan.gov/autoinsurance/choosing-coverage/choosing-bodily-injury-coverage", "as_of": "2026-10-29" }, { "key": "mi.bi_default_accident", "value": 500000, "unit": "USD", "region": "MI", "label": "Default Michigan bodily injury liability limit per accident (unless a lower option is chosen)", "period": "2026", "source_name": "Michigan Department of Insurance and Financial Services, Choosing Bodily Injury Coverage", "source_url": "https://www.michigan.gov/autoinsurance/choosing-coverage/choosing-bodily-injury-coverage", "as_of": "2026-10-29" }, { "key": "mi.bar_referral_name", "value": "Lawyer Referral Service", "unit": "text", "region": "MI", "label": "State Bar of Michigan lawyer referral service", "period": "2026", "source_name": "State Bar of Michigan, Lawyer Referral Service", "source_url": "https://lrs.michbar.org/LRS-Info/Lawyer-Referral-Service", "as_of": "2026-10-29" }, { "key": "mi.bar_referral_phone", "value": "(800) 968-0738", "unit": "text", "region": "MI", "label": "State Bar of Michigan lawyer referral phone", "period": "2026", "source_name": "State Bar of Michigan, Lawyer Referral Service", "source_url": "https://lrs.michbar.org/LRS-Info/Lawyer-Referral-Service", "as_of": "2026-10-29" }, { "key": "mi.bar_referral_url", "value": "https://lrs.michbar.org/", "unit": "text", "region": "MI", "label": "State Bar of Michigan lawyer referral website", "period": "2026", "source_name": "State Bar of Michigan, Home page", "source_url": "https://www.michbar.org/", "as_of": "2026-10-29" }, { "key": "mi.bar_referral_fee", "value": 25, "unit": "USD", "region": "MI", "label": "State Bar of Michigan lawyer referral administrative fee", "period": "2026", "source_name": "State Bar of Michigan, Lawyer Referral Service", "source_url": "https://lrs.michbar.org/LRS-Info/Lawyer-Referral-Service", "as_of": "2026-10-29" }, { "key": "mi.bar_referral_fee_waiver", "value": "waived for personal injury plaintiffs", "unit": "text", "region": "MI", "label": "Who does not pay the State Bar of Michigan referral fee (crash claims)", "period": "2026", "source_name": "State Bar of Michigan, Lawyer Referral Service", "source_url": "https://lrs.michbar.org/LRS-Info/Lawyer-Referral-Service", "as_of": "2026-10-29" }, { "key": "mi.bar_referral_consult_minutes", "value": 25, "unit": "minutes", "region": "MI", "label": "Free first consultation with a lawyer referred by the State Bar of Michigan", "period": "2026", "source_name": "State Bar of Michigan, Lawyer Referral Service", "source_url": "https://lrs.michbar.org/LRS-Info/Lawyer-Referral-Service", "as_of": "2026-10-29" }, { "key": "mn.tort_threshold", "value": "permanent disfigurement, permanent injury, death, or disability for 60 days or more", "unit": "text", "region": "MN", "label": "Injuries that allow a pain-and-suffering claim in Minnesota regardless of medical expenses", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 65B.51", "source_url": "https://www.revisor.mn.gov/statutes/cite/65B.51", "as_of": "2026-10-29" }, { "key": "mn.tort_threshold_medical", "value": 4000, "unit": "USD", "region": "MN", "label": "Medical expenses (excluding diagnostic X-rays and rehabilitation) above which a Minnesota crash victim may claim pain and suffering", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 65B.51", "source_url": "https://www.revisor.mn.gov/statutes/cite/65B.51", "as_of": "2026-10-29" }, { "key": "mn.disability_definition", "value": "the inability to engage in substantially all of the injured person's usual and customary daily activities", "unit": "text", "region": "MN", "label": "What 'disability' means for the Minnesota 60-day threshold", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 65B.51", "source_url": "https://www.revisor.mn.gov/statutes/cite/65B.51", "as_of": "2026-10-29" }, { "key": "mn.pip_deduction", "value": "the court subtracts no-fault benefits paid or payable from what you recover", "unit": "text", "region": "MN", "label": "How Minnesota no-fault benefits affect a negligence award", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 65B.51", "source_url": "https://www.revisor.mn.gov/statutes/cite/65B.51", "as_of": "2026-10-29" }, { "key": "mn.minor_tolling", "value": "the clock is paused while the child is a minor, but the extra time cannot run more than one year past the child's 18th birthday", "unit": "text", "region": "MN", "label": "How the Minnesota filing deadline works for injured minors", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 541.15", "source_url": "https://www.revisor.mn.gov/statutes/cite/541.15", "as_of": "2026-10-29" }, { "key": "mn.gov_notice", "value": "written notice of the time, place and circumstances, the employees involved and the amount demanded, to the governing body of the city or county", "unit": "text", "region": "MN", "label": "Notice required before suing a Minnesota municipality", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 466.05", "source_url": "https://www.revisor.mn.gov/statutes/cite/466.05", "as_of": "2026-10-29" }, { "key": "mn.gov_notice_days", "value": 180, "unit": "days", "region": "MN", "label": "Deadline to give notice of a claim to a Minnesota municipality", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 466.05", "source_url": "https://www.revisor.mn.gov/statutes/cite/466.05", "as_of": "2026-10-29" }, { "key": "mn.gov_notice_death_years", "value": 1, "unit": "years", "region": "MN", "label": "Deadline to give a Minnesota municipality notice of a wrongful death claim", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 466.05", "source_url": "https://www.revisor.mn.gov/statutes/cite/466.05", "as_of": "2026-10-29" }, { "key": "mn.state_notice_days", "value": 180, "unit": "days", "region": "MN", "label": "Deadline to give the Minnesota attorney general notice of a claim against the state", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 3.736", "source_url": "https://www.revisor.mn.gov/statutes/cite/3.736", "as_of": "2026-10-29" }, { "key": "mn.gov_cap_claimant", "value": 500000, "unit": "USD", "region": "MN", "label": "Minnesota cap on a city's or the state's liability to one claimant", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 466.04", "source_url": "https://www.revisor.mn.gov/statutes/cite/466.04", "as_of": "2026-10-29" }, { "key": "mn.gov_cap_occurrence", "value": 1500000, "unit": "USD", "region": "MN", "label": "Minnesota cap on a city's or the state's liability for all claims from one occurrence", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 466.04", "source_url": "https://www.revisor.mn.gov/statutes/cite/466.04", "as_of": "2026-10-29" }, { "key": "mn.crash_report_duty", "value": "notify the local police (or, outside a city, the State Patrol on a trunk highway or the county sheriff) by the quickest means after a crash that injures or kills someone", "unit": "text", "region": "MN", "label": "Driver's duty to report an injury crash in Minnesota", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 169.09", "source_url": "https://www.revisor.mn.gov/statutes/cite/169.09", "as_of": "2026-10-29" }, { "key": "mn.crash_report_officer_days", "value": 10, "unit": "days", "region": "MN", "label": "Days a Minnesota peace officer has to submit a crash report to the commissioner of public safety", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 169.09", "source_url": "https://www.revisor.mn.gov/statutes/cite/169.09", "as_of": "2026-10-29" }, { "key": "mn.crash_report_copy", "value": "the Department of Public Safety, a driver and vehicle services full-service provider or the law enforcement agency", "unit": "text", "region": "MN", "label": "Who must give a copy of a Minnesota crash report to people entitled to it", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 169.09", "source_url": "https://www.revisor.mn.gov/statutes/cite/169.09", "as_of": "2026-10-29" }, { "key": "mn.crash_report_who", "value": "people involved in the crash, the representative of a deceased person's estate, other injured people, and their lawyers and insurers", "unit": "text", "region": "MN", "label": "Who can get a copy of a Minnesota crash report", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 169.09", "source_url": "https://www.revisor.mn.gov/statutes/cite/169.09", "as_of": "2026-10-29" }, { "key": "mn.crash_report_fee", "value": 5, "unit": "USD", "region": "MN", "label": "Fee for a copy of a Minnesota crash report", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 169.09", "source_url": "https://www.revisor.mn.gov/statutes/cite/169.09", "as_of": "2026-10-29" }, { "key": "mn.crash_report_evidence", "value": "must not be used as evidence in any trial, civil or criminal", "unit": "text", "region": "MN", "label": "Use of Minnesota crash reports in court", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 169.09", "source_url": "https://www.revisor.mn.gov/statutes/cite/169.09", "as_of": "2026-10-29" }, { "key": "mn.bar_referral_name", "value": "Minnesota Lawyer Referral and Information Service (MNLRIS)", "unit": "text", "region": "MN", "label": "Lawyer referral service run by the Minnesota bar associations", "period": "2026", "source_name": "Minnesota Lawyers Professional Responsibility Board, Resources for the Public", "source_url": "https://lprb.mncourts.gov/about/resources-for-the-public/", "as_of": "2026-10-29" }, { "key": "mn.bar_referral_url", "value": "https://www.mnfindalawyer.com/", "unit": "text", "region": "MN", "label": "Minnesota Lawyer Referral and Information Service website", "period": "2026", "source_name": "Minnesota Lawyers Professional Responsibility Board, Resources for the Public", "source_url": "https://lprb.mncourts.gov/about/resources-for-the-public/", "as_of": "2026-10-29" }, { "key": "mn.bar_referral_consult", "value": "free 30-minute legal consultations", "unit": "text", "region": "MN", "label": "First consultation through the Minnesota Lawyer Referral and Information Service", "period": "2026", "source_name": "Minnesota Lawyers Professional Responsibility Board, Resources for the Public", "source_url": "https://lprb.mncourts.gov/about/resources-for-the-public/", "as_of": "2026-10-29" }, { "key": "mn.bar_lookup_url", "value": "https://olpr.mncourts.gov/lawyer-search/", "unit": "text", "region": "MN", "label": "Minnesota lawyer search (license and public discipline)", "period": "2026", "source_name": "Minnesota Lawyers Professional Responsibility Board, Helpful Tips for Hiring a Lawyer", "source_url": "https://lprb.mncourts.gov/about/helpful-tips-for-hiring-a-lawyer/", "as_of": "2026-10-29" }, { "key": "mn.sol_death_outer", "value": 6, "unit": "years", "region": "MN", "label": "Outer limit for a Minnesota wrongful death lawsuit (from the act or omission)", "period": "2026", "source_name": "Minnesota Office of the Revisor of Statutes, Minn. Stat. § 573.02", "source_url": "https://www.revisor.mn.gov/statutes/cite/573.02", "as_of": "2026-10-29" }, { "key": "sc.crash_report_duty", "value": "immediately notify the local police, the sheriff or the Highway Patrol after any crash that injures or kills someone", "unit": "text", "region": "SC", "label": "Driver's duty to report a South Carolina crash to police", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code § 56-5-1260", "source_url": "https://www.scstatehouse.gov/code/t56c005.php", "as_of": "2026-10-29" }, { "key": "sc.crash_report_threshold", "value": 1000, "unit": "USD", "region": "SC", "label": "Property damage at which a crash no officer investigated must be reported in writing to SCDMV", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code § 56-5-1270", "source_url": "https://www.scstatehouse.gov/code/t56c005.php", "as_of": "2026-10-29" }, { "key": "sc.crash_report_days", "value": 15, "unit": "days", "region": "SC", "label": "Days a driver or owner has to send SCDMV a written report of a crash no officer investigated", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code § 56-5-1270", "source_url": "https://www.scstatehouse.gov/code/t56c005.php", "as_of": "2026-10-29" }, { "key": "sc.crash_report_copy", "value": "from SCDMV, online or with Form FR-50 by mail or at a branch", "unit": "text", "region": "SC", "label": "How to get a copy of a South Carolina collision report", "period": "2026", "source_name": "South Carolina Department of Motor Vehicles, Collision Reports", "source_url": "https://dmv.sc.gov/vehicle-owners/collision-reports", "as_of": "2026-10-29" }, { "key": "sc.crash_report_fee", "value": 10, "unit": "USD", "region": "SC", "label": "Fee per collision report on SCDMV Form FR-50", "period": "2026", "source_name": "South Carolina Department of Motor Vehicles, Form FR-50 Request for Copy of Collision Report", "source_url": "https://dmv.sc.gov/sites/scdmv/files/2026-01/FR-50%20Request%20for%20Copy%20of%20Collision%20Report.pdf", "as_of": "2026-10-29" }, { "key": "sc.gov_notice", "value": "optional: a verified claim may be filed within one year, which extends the time to sue from two years to three", "unit": "text", "region": "SC", "label": "Claim rule for South Carolina Tort Claims Act cases against government bodies", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code §§ 15-78-80 and 15-78-110", "source_url": "https://www.scstatehouse.gov/code/t15c078.php", "as_of": "2026-10-29" }, { "key": "sc.gov_sue_years", "value": 2, "unit": "years", "region": "SC", "label": "Time to sue a South Carolina government body when no verified claim was filed", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code § 15-78-110", "source_url": "https://www.scstatehouse.gov/code/t15c078.php", "as_of": "2026-10-29" }, { "key": "sc.gov_sue_years_claim", "value": 3, "unit": "years", "region": "SC", "label": "Time to sue a South Carolina government body after filing a verified claim", "period": "2026", "source_name": "South Carolina Legislature, S.C. 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Code § 15-78-120", "source_url": "https://www.scstatehouse.gov/code/t15c078.php", "as_of": "2026-10-29" }, { "key": "sc.minor_tolling", "value": "the time before a child turns 18 is not counted, but the extension cannot run longer than one year after the 18th birthday", "unit": "text", "region": "SC", "label": "How the filing deadline works for injured minors in South Carolina", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code § 15-3-40", "source_url": "https://www.scstatehouse.gov/code/t15c003.php", "as_of": "2026-10-29" }, { "key": "sc.punitive_cap", "value": "the greater of three times the compensatory damages or $500,000", "unit": "text", "region": "SC", "label": "General cap on punitive damages in South Carolina", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code § 15-32-530", "source_url": "https://www.scstatehouse.gov/code/t15c032.php", "as_of": "2026-10-29" }, { "key": "sc.punitive_no_cap", "value": "the defendant acted under the influence of alcohol or drugs to the point that their judgment was substantially impaired", "unit": "text", "region": "SC", "label": "When South Carolina's punitive damages cap does not apply (one of three exceptions)", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code § 15-32-530(C)", "source_url": "https://www.scstatehouse.gov/code/t15c032.php", "as_of": "2026-10-29" }, { "key": "sc.bar_referral_name", "value": "SC Bar Lawyer Referral Service", "unit": "text", "region": "SC", "label": "South Carolina Bar lawyer referral service", "period": "2026", "source_name": "South Carolina Bar, Lawyer Referral Service", "source_url": "https://www.scbar.org/lrs", "as_of": "2026-10-29" }, { "key": "sc.bar_referral_phone", "value": "(803) 799-7100", "unit": "text", "region": "SC", "label": "SC Bar Lawyer Referral Service phone (weekdays 9 a.m.-noon and 1-5 p.m.)", "period": "2026", "source_name": "South Carolina Bar, Lawyer Referral Service", "source_url": "https://www.scbar.org/lrs", "as_of": "2026-10-29" }, { "key": "sc.bar_referral_url", "value": "https://www.scbar.org/lrs", "unit": "text", "region": "SC", "label": "SC Bar Lawyer Referral Service web page", "period": "2026", "source_name": "South Carolina Bar, Lawyer Referral Service", "source_url": "https://www.scbar.org/lrs", "as_of": "2026-10-29" }, { "key": "sc.bar_referral_fee", "value": 50, "unit": "USD", "region": "SC", "label": "Most a lawyer referred by the SC Bar charges for the first consultation", "period": "2026", "source_name": "South Carolina Bar, Lawyer Referral Service", "source_url": "https://www.scbar.org/lrs", "as_of": "2026-10-29" }, { "key": "sc.bar_referral_minutes", "value": 30, "unit": "minutes", "region": "SC", "label": "Length of the first consultation through the SC Bar Lawyer Referral Service", "period": "2026", "source_name": "South Carolina Bar, Lawyer Referral Service", "source_url": "https://www.scbar.org/lrs", "as_of": "2026-10-29" }, { "key": "sc.bar_lookup_url", "value": "https://www.sccourts.org/attorneys/", "unit": "text", "region": "SC", "label": "South Carolina Judicial Branch Attorney Search (check a lawyer's status)", "period": "2026", "source_name": "South Carolina Bar, Member Directory", "source_url": "https://www.scbar.org/for-lawyers/quicklinks/member-directory/", "as_of": "2026-10-29" }, { "key": "sc.officer_report_hours", "value": 24, "unit": "hours", "region": "SC", "label": "Hours an investigating officer has to send a crash report to SCDMV after completing the investigation", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code § 56-5-1270", "source_url": "https://www.scstatehouse.gov/code/t56c005.php", "as_of": "2026-10-29" }, { "key": "sc.report_evidence_rule", "value": "cannot be used as evidence of negligence or due care at the trial of a lawsuit for damages", "unit": "text", "region": "SC", "label": "Use of required crash reports as evidence in South Carolina lawsuits", "period": "2026", "source_name": "South Carolina Legislature, S.C. Code § 56-5-1290", "source_url": "https://www.scstatehouse.gov/code/t56c005.php", "as_of": "2026-10-29" }, { "key": "sd.crash_report_duty", "value": "immediately notify the nearest law enforcement officer after a crash that causes injury, death or reportable property damage", "unit": "text", "region": "SD", "label": "Driver's duty to report a South Dakota crash to police", "period": "2026", "source_name": "South Dakota Legislature, SDCL 32-34-7", "source_url": "https://sdlegislature.gov/api/Statutes/32-34-7.html", "as_of": "2026-10-29" }, { "key": "sd.crash_report_threshold", "value": 1000, "unit": "USD", "region": "SD", "label": "Damage to any one person's property that makes a South Dakota crash reportable", "period": "2026", "source_name": "South Dakota Legislature, SDCL 32-34-7", "source_url": "https://sdlegislature.gov/api/Statutes/32-34-7.html", "as_of": "2026-10-29" }, { "key": "sd.crash_report_threshold_total", "value": 2000, "unit": "USD", "region": "SD", "label": "Total property damage per crash that makes a South Dakota crash reportable", "period": "2026", "source_name": "South Dakota Legislature, SDCL 32-34-7", "source_url": "https://sdlegislature.gov/api/Statutes/32-34-7.html", "as_of": "2026-10-29" }, { "key": "sd.officer_report_days", "value": 3, "unit": "days", "region": "SD", "label": "Days an investigating officer has to send the crash report to the Department of Public Safety", "period": "2026", "source_name": "South Dakota Legislature, SDCL 32-34-10", "source_url": "https://sdlegislature.gov/api/Statutes/32-34-10.html", "as_of": "2026-10-29" }, { "key": "sd.crash_report_copy", "value": "from the Department of Public Safety, which charges a search fee for each request", "unit": "text", "region": "SD", "label": "How to get a copy of a South Dakota crash report", "period": "2026", "source_name": "South Dakota Legislature, SDCL 32-34-13", "source_url": "https://sdlegislature.gov/api/Statutes/32-34-13.html", "as_of": "2026-10-29" }, { "key": "sd.crash_report_fee", "value": 4, "unit": "USD", "region": "SD", "label": "Department of Public Safety fee to locate and furnish a crash report", "period": "2026", "source_name": "South Dakota Legislature, SDCL 32-34-13", "source_url": "https://sdlegislature.gov/api/Statutes/32-34-13.html", "as_of": "2026-10-29" }, { "key": "sd.gov_notice", "value": "written notice within 180 days of the injury, saying when, where and how it happened", "unit": "text", "region": "SD", "label": "Notice rule for claims against South Dakota public entities", "period": "2026", "source_name": "South Dakota Legislature, SDCL 3-21-2", "source_url": "https://sdlegislature.gov/api/Statutes/3-21-2.html", "as_of": "2026-10-29" }, { "key": "sd.gov_notice_days", "value": 180, "unit": "days", "region": "SD", "label": "Days to give written notice of a claim against a South Dakota public entity", "period": "2026", "source_name": "South Dakota Legislature, SDCL 3-21-2", "source_url": "https://sdlegislature.gov/api/Statutes/3-21-2.html", "as_of": "2026-10-29" }, { "key": "sd.gov_notice_to", "value": "the attorney general and the commissioner of human resources and administration for the state, or the county auditor for a county", "unit": "text", "region": "SD", "label": "Who receives notice of a claim against the state or a county in South Dakota", "period": "2026", "source_name": "South Dakota Legislature, SDCL 3-21-3", "source_url": "https://sdlegislature.gov/api/Statutes/3-21-3.html", "as_of": "2026-10-29" }, { "key": "sd.minor_tolling", "value": "the time before a child reaches adulthood is not counted, but the extension cannot run longer than one year after that", "unit": "text", "region": "SD", "label": "How the filing deadline works for injured minors in South Dakota", "period": "2026", "source_name": "South Dakota Legislature, SDCL 15-2-22", "source_url": "https://sdlegislature.gov/api/Statutes/15-2-22.html", "as_of": "2026-10-29" }, { "key": "sd.dram_shop", "value": "drinking, not serving, is the legal cause of injuries an intoxicated person causes", "unit": "text", "region": "SD", "label": "South Dakota rule on liability for serving alcohol", "period": "2026", "source_name": "South Dakota Legislature, SDCL 35-11-1", "source_url": "https://sdlegislature.gov/api/Statutes/35-11-1.html", "as_of": "2026-10-29" }, { "key": "sd.seatbelt_evidence", "value": "not wearing a seat belt is not negligence and cannot be used in a civil case on the injuries or on reducing damages", "unit": "text", "region": "SD", "label": "Seat belt evidence rule in South Dakota civil cases", "period": "2026", "source_name": "South Dakota Legislature, SDCL 32-38-4", "source_url": "https://sdlegislature.gov/api/Statutes/32-38-4.html", "as_of": "2026-10-29" }, { "key": "sd.bar_name", "value": "State Bar of South Dakota", "unit": "text", "region": "SD", "label": "South Dakota's state bar", "period": "2026", "source_name": "State Bar of South Dakota, Free & Low Cost Help", "source_url": "https://www.statebarofsouthdakota.com/free-low-cost-help/", "as_of": "2026-10-29" }, { "key": "sd.bar_phone", "value": "605-224-7554", "unit": "text", "region": "SD", "label": "State Bar of South Dakota main phone", "period": "2026", "source_name": "State Bar of South Dakota, Free & Low Cost Help", "source_url": "https://www.statebarofsouthdakota.com/free-low-cost-help/", "as_of": "2026-10-29" }, { "key": "sd.bar_help_url", "value": "https://www.statebarofsouthdakota.com/free-low-cost-help/", "unit": "text", "region": "SD", "label": "State Bar of South Dakota page on free and low-cost legal help", "period": "2026", "source_name": "State Bar of South Dakota, Free & Low Cost Help", "source_url": "https://www.statebarofsouthdakota.com/free-low-cost-help/", "as_of": "2026-10-29" }, { "key": "tn.sol_injury_criminal", "value": 2, "unit": "years", "region": "TN", "label": "Tennessee injury deadline when the person who caused the injury is criminally prosecuted and sued", "period": "2026", "source_name": "Justia (2025 Tennessee Code), Tenn. 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Bar's Consumer Assistance Program", "period": "2026", "source_name": "The Mississippi Bar, Consumer Assistance Program", "source_url": "https://msbar.org/for-the-public/consumer-assistance-program/", "as_of": "2026-10-29" }, { "key": "ms.bar_no_referral", "value": "cannot recommend or refer anyone to a specific attorney", "unit": "text", "region": "MS", "label": "What the Mississippi Bar's Consumer Assistance Program says about lawyer referrals", "period": "2026", "source_name": "The Mississippi Bar, Consumer Assistance Program", "source_url": "https://msbar.org/for-the-public/consumer-assistance-program/", "as_of": "2026-10-29" }, { "key": "mo.crash_report_duty", "value": "report it in writing to the Director of Revenue", "unit": "text", "region": "MO", "label": "What Missouri drivers or owners must do after a crash with an uninsured motorist that causes injury, death or more than $500 of damage (uninsured drivers: any crash)", "period": "2026", "source_name": "Revisor of Missouri, RSMo § 303.040", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=303.040", "as_of": "2026-10-29" }, { "key": "mo.crash_report_days", "value": 30, "unit": "days", "region": "MO", "label": "Days after a reportable crash to send the written report to the Missouri Director of Revenue", "period": "2026", "source_name": "Revisor of Missouri, RSMo § 303.040", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=303.040", "as_of": "2026-10-29" }, { "key": "mo.crash_report_threshold", "value": 500, "unit": "USD", "region": "MO", "label": "Property damage to any one person above which a Missouri crash with an uninsured motorist must be reported to the Director of Revenue", "period": "2026", "source_name": "Revisor of Missouri, RSMo § 303.040", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=303.040", "as_of": "2026-10-29" }, { "key": "mo.crash_report_copy", "value": "online through the Highway Patrol's Public Records Center, as a Traffic Crash Report Request", "unit": "text", "region": "MO", "label": "How to request a Missouri Uniform Crash Report from the Missouri State Highway Patrol", "period": "2026", "source_name": "Missouri State Highway Patrol, FAQs", "source_url": "https://statepatrol.dps.mo.gov/faq", "as_of": "2026-10-29" }, { "key": "mo.gov_notice", "value": "written notice to the mayor within 90 days for injuries from a defective street, sidewalk or bridge in a city of 100,000 or more", "unit": "text", "region": "MO", "label": "Notice rule for injury claims over street defects in large Missouri cities", "period": "2026", "source_name": "Revisor of Missouri, RSMo § 82.210", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=82.210", "as_of": "2026-10-29" }, { "key": "mo.gov_notice_days", "value": 90, "unit": "days", "region": "MO", "label": "Days to give the mayor written notice of an injury from a street defect in a Missouri city of 100000 or more", "period": "2026", "source_name": "Revisor of Missouri, RSMo § 82.210", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=82.210", "as_of": "2026-10-29" }, { "key": "mo.sovereign_waiver", "value": "injuries directly caused by public employees' negligence in operating motor vehicles while on the job", "unit": "text", "region": "MO", "label": "Vehicle claims for which Missouri waives sovereign immunity", "period": "2026", "source_name": "Revisor of Missouri, RSMo § 537.600", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=537.600", "as_of": "2026-10-29" }, { "key": "mo.sovereign_cap_person_base", "value": 300000, "unit": "USD", "region": "MO", "label": "Base limit in the statute on a Missouri public entity's liability to any one person in one occurrence (adjusted every year)", "period": "2026", "source_name": "Revisor of Missouri, RSMo § 537.610", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=537.610", "as_of": "2026-10-29" }, { "key": "mo.sovereign_cap_occurrence_base", "value": 2000000, "unit": "USD", "region": "MO", "label": "Base limit in the statute on a Missouri public entity's liability for all claims from one occurrence (adjusted every year)", "period": "2026", "source_name": "Revisor of Missouri, RSMo § 537.610", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=537.610", "as_of": "2026-10-29" }, { "key": "mo.sovereign_cap_adjust", "value": "recalculated every January 1 by the director of the Department of Commerce and Insurance, using an inflation index", "unit": "text", "region": "MO", "label": "How Missouri's sovereign immunity damage limits are updated", "period": "2026", "source_name": "Revisor of Missouri, RSMo § 537.610", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=537.610", "as_of": "2026-10-29" }, { "key": "mo.minor_tolling", "value": "the deadline starts to run only after the injured person turns 21", "unit": "text", "region": "MO", "label": "How the Missouri lawsuit deadline works for an injured minor", "period": "2026", "source_name": "Revisor of Missouri, RSMo § 516.170", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=516.170", "as_of": "2026-10-29" }, { "key": "mo.seatbelt_reduction_pct", "value": 1, "unit": "%", "region": "MO", "label": "Most a Missouri damages award can be reduced because the injured person did not wear a seat belt", "period": "2026", "source_name": "Revisor of Missouri, RSMo § 307.178", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=307.178", "as_of": "2026-10-29" }, { "key": "mo.seatbelt_evidence", "value": "admissible only to reduce damages, and only after expert evidence shows the missing belt contributed to the injuries", "unit": "text", "region": "MO", "label": "When evidence of not wearing a seat belt can be used in a Missouri civil case", "period": "2026", "source_name": "Revisor of Missouri, RSMo § 307.178", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=307.178", "as_of": "2026-10-29" }, { "key": "mo.bar_search_url", "value": "https://mobar.org/public/LawyerSearch.aspx", "unit": "text", "region": "MO", "label": "The Missouri Bar's LawyerSearch directory of lawyers who opted in, by practice area or county", "period": "2026", "source_name": "The Missouri Bar, LawyerSearch", "source_url": "https://mobar.org/public/LawyerSearch.aspx", "as_of": "2026-10-29" }, { "key": "mo.bar_lookup_url", "value": "https://mobar.org/public/LawyerDirectory.aspx", "unit": "text", "region": "MO", "label": "The Missouri Bar's public directory of every lawyer in good standing with the Supreme Court of Missouri", "period": "2026", "source_name": "The Missouri Bar, Lawyer Directory", "source_url": "https://mobar.org/public/LawyerDirectory.aspx", "as_of": "2026-10-29" }, { "key": "mo.bar_phone", "value": "(573) 635-4128", "unit": "text", "region": "MO", "label": "Main phone number of The Missouri Bar", "period": "2026", "source_name": "The Missouri Bar, Home page", "source_url": "https://mobar.org/", "as_of": "2026-10-29" }, { "key": "ms.gov_punitive", "value": "not allowed", "unit": "text", "region": "MS", "label": "Whether punitive damages can be awarded against a Mississippi government body or employee under the Tort Claims Act", "period": "2026", "source_name": "Mississippi Legislature, Miss. Code Ann. § 11-46-15 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/mississippi/title-11/chapter-46/section-11-46-15/", "as_of": "2026-10-29" }, { "key": "mo.gov_punitive", "value": "not allowed", "unit": "text", "region": "MO", "label": "Whether punitive damages can be awarded on a claim against a Missouri public entity under the sovereign immunity waiver", "period": "2026", "source_name": "Revisor of Missouri, RSMo § 537.610", "source_url": "https://revisor.mo.gov/main/OneSection.aspx?section=537.610", "as_of": "2026-10-29" }, { "key": "mt.crash_report_duty", "value": "notify the city police right away, or outside a city the county sheriff or the nearest Highway Patrol office", "unit": "text", "region": "MT", "label": "Who a Montana driver must notify after a crash with injury, death or apparent damage of $1,000 or more", "period": "2026", "source_name": "Montana Legislature, MCA 61-7-108, Immediate notice of accidents", "source_url": "https://mca.legmt.gov/bills/mca/title_0610/chapter_0070/part_0010/section_0080/0610-0070-0010-0080.html", "as_of": "2026-10-29" }, { "key": "mt.crash_report_threshold", "value": 1000, "unit": "USD", "region": "MT", "label": "Apparent property damage at which a Montana crash must be reported to police right away (crashes with injury or death always)", "period": "2026", "source_name": "Montana Legislature, MCA 61-7-108, Immediate notice of accidents", "source_url": "https://mca.legmt.gov/bills/mca/title_0610/chapter_0070/part_0010/section_0080/0610-0070-0010-0080.html", "as_of": "2026-10-29" }, { "key": "mt.crash_report_written_days", "value": 10, "unit": "days", "region": "MT", "label": "Days a Montana driver has to send a written crash report to the Department of Justice (injury, death or damage over $1,000) when no officer investigated and reported it", "period": "2026", "source_name": "Montana Legislature, MCA 61-7-109, Written reports of accidents", "source_url": "https://mca.legmt.gov/bills/mca/title_0610/chapter_0070/part_0010/section_0090/0610-0070-0010-0090.html", "as_of": "2026-10-29" }, { "key": "mt.crash_report_who", "value": "people named in the report or involved in the crash, their insurers or written representatives, parties to a lawsuit over the crash, and the estate of a person who died", "unit": "text", "region": "MT", "label": "Who may examine and copy a Montana law enforcement crash report without a court order", "period": "2026", "source_name": "Montana Legislature, MCA 61-7-114, Accident reports confidential", "source_url": "https://mca.legmt.gov/bills/mca/title_0610/chapter_0070/part_0010/section_0140/0610-0070-0010-0140.html", "as_of": "2026-10-29" }, { "key": "mt.gov_notice", "value": "a written claim to the Department of Administration", "unit": "text", "region": "MT", "label": "What must be filed (and denied) before suing the State of Montana", "period": "2026", "source_name": "Montana Legislature, MCA 2-9-301, Presentation of claims", "source_url": "https://mca.legmt.gov/bills/mca/title_0020/chapter_0090/part_0030/section_0010/0020-0090-0030-0010.html", "as_of": "2026-10-29" }, { "key": "mt.gov_claim_days", "value": 120, "unit": "days", "region": "MT", "label": "Days the Montana Department of Administration has to grant or deny a claim (no decision counts as a denial; the deadline to sue is paused as long)", "period": "2026", "source_name": "Montana Legislature, MCA 2-9-301, Presentation of claims", "source_url": "https://mca.legmt.gov/bills/mca/title_0020/chapter_0090/part_0030/section_0010/0020-0090-0030-0010.html", "as_of": "2026-10-29" }, { "key": "mt.gov_local_claim", "value": "presented to and filed with the clerk or secretary of the city, county or other political subdivision", "unit": "text", "region": "MT", "label": "Where claims against a Montana political subdivision are filed", "period": "2026", "source_name": "Montana Legislature, MCA 2-9-301, Presentation of claims", "source_url": "https://mca.legmt.gov/bills/mca/title_0020/chapter_0090/part_0030/section_0010/0020-0090-0030-0010.html", "as_of": "2026-10-29" }, { "key": "mt.gov_cap_claim", "value": 750000, "unit": "USD", "region": "MT", "label": "Most a Montana government body pays on each claim", "period": "2026", "source_name": "Montana Legislature, MCA 2-9-108, Limitation on governmental liability for damages in tort", "source_url": "https://mca.legmt.gov/bills/mca/title_0020/chapter_0090/part_0010/section_0080/0020-0090-0010-0080.html", "as_of": "2026-10-29" }, { "key": "mt.gov_cap_occurrence", "value": 1500000, "unit": "USD", "region": "MT", "label": "Most a Montana government body pays for each occurrence", "period": "2026", "source_name": "Montana Legislature, MCA 2-9-108, Limitation on governmental liability for damages in tort", "source_url": "https://mca.legmt.gov/bills/mca/title_0020/chapter_0090/part_0010/section_0080/0020-0090-0010-0080.html", "as_of": "2026-10-29" }, { "key": "mt.minor_tolling", "value": "the time while the injured person is a minor does not count toward the deadline", "unit": "text", "region": "MT", "label": "How the Montana lawsuit deadline works for an injured minor", "period": "2026", "source_name": "Montana Legislature, MCA 27-2-401, Tolling of statute of limitations", "source_url": "https://mca.legmt.gov/bills/mca/title_0270/chapter_0020/part_0040/section_0010/0270-0020-0040-0010.html", "as_of": "2026-10-29" }, { "key": "mt.seatbelt_evidence", "value": "not admissible in a civil case over a motor vehicle crash, and not wearing one is not negligence", "unit": "text", "region": "MT", "label": "How Montana law treats seat belt use in a civil case for crash injuries or damage", "period": "2026", "source_name": "Montana Legislature, MCA 61-13-106, Evidence not admissible", "source_url": "https://mca.legmt.gov/bills/mca/title_0610/chapter_0130/part_0010/section_0060/0610-0130-0010-0060.html", "as_of": "2026-10-29" }, { "key": "mt.punitive_cap", "value": "$10 million or 3% of the defendant's net worth, whichever is less", "unit": "text", "region": "MT", "label": "Cap on punitive damages in Montana (class actions excepted)", "period": "2026", "source_name": "Montana Legislature, MCA 27-1-220, Punitive damages", "source_url": "https://mca.legmt.gov/bills/mca/title_0270/chapter_0010/part_0020/section_0200/0270-0010-0020-0200.html", "as_of": "2026-10-29" }, { "key": "mt.bar_referral_name", "value": "Licensed Lawyer Montana", "unit": "text", "region": "MT", "label": "Lawyer referral service of the State Bar of Montana", "period": "2026", "source_name": "State Bar of Montana, Find a Lawyer", "source_url": "https://www.montanabar.org/For-the-Public/Find-a-Lawyer", "as_of": "2026-10-29" }, { "key": "mt.bar_referral_url", "value": "https://www.licensedlawyer.org/mt", "unit": "text", "region": "MT", "label": "Online address of Licensed Lawyer Montana", "period": "2026", "source_name": "State Bar of Montana, Home page", "source_url": "https://www.montanabar.org/", "as_of": "2026-10-29" }, { "key": "mt.bar_referral_fee", "value": "free of charge to the public", "unit": "text", "region": "MT", "label": "Cost of using the State Bar of Montana referral service", "period": "2026", "source_name": "State Bar of Montana, Find a Lawyer", "source_url": "https://www.montanabar.org/For-the-Public/Find-a-Lawyer", "as_of": "2026-10-29" }, { "key": "mt.bar_referral_rule", "value": "only lawyers who opt in, and they must carry malpractice insurance", "unit": "text", "region": "MT", "label": "Who is listed in Licensed Lawyer Montana", "period": "2026", "source_name": "State Bar of Montana, Find a Lawyer", "source_url": "https://www.montanabar.org/For-the-Public/Find-a-Lawyer", "as_of": "2026-10-29" }, { "key": "mt.bar_phone", "value": "(406) 442-7660", "unit": "text", "region": "MT", "label": "Main phone number of the State Bar of Montana", "period": "2026", "source_name": "State Bar of Montana, Home page", "source_url": "https://www.montanabar.org/", "as_of": "2026-10-29" }, { "key": "mt.bar_lookup_url", "value": "https://www.montanabar.org/For-Attorneys/Attorney-Directory", "unit": "text", "region": "MT", "label": "State Bar of Montana Attorney Directory", "period": "2026", "source_name": "State Bar of Montana, Home page", "source_url": "https://www.montanabar.org/", "as_of": "2026-10-29" }, { "key": "ne.crash_report_duty", "value": "send a Driver's Motor Vehicle Crash Report to the Nebraska Department of Transportation, unless a peace officer investigated", "unit": "text", "region": "NE", "label": "What a Nebraska driver must do after a crash with injury, death or apparent damage of $2,000 or more to one person's property", "period": "2026", "source_name": "Nebraska Legislature, Neb. Rev. Stat. 60-699", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=60-699", "as_of": "2026-10-29" }, { "key": "ne.crash_report_days", "value": 10, "unit": "days", "region": "NE", "label": "Days a Nebraska driver has to send a crash report to the Department of Transportation", "period": "2026", "source_name": "Nebraska Legislature, Neb. Rev. Stat. 60-699", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=60-699", "as_of": "2026-10-29" }, { "key": "ne.crash_report_threshold", "value": 2000, "unit": "USD", "region": "NE", "label": "Apparent damage to one person's property at which a Nebraska driver must report a crash (injury or death crashes always)", "period": "2026", "source_name": "Nebraska Legislature, Neb. Rev. Stat. 60-699", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=60-699", "as_of": "2026-10-29" }, { "key": "ne.crash_report_copy", "value": "from the Nebraska Department of Transportation's Highway Safety Section by email, phone, mail or in person", "unit": "text", "region": "NE", "label": "How to request a copy of an officer's crash report in Nebraska", "period": "2026", "source_name": "Nebraska Department of Transportation, Crash Reporting", "source_url": "https://dot.nebraska.gov/safety/crash-reporting/", "as_of": "2026-10-29" }, { "key": "ne.crash_report_fee", "value": 13, "unit": "USD", "region": "NE", "label": "Fee for a copy of an officer's crash report from the Nebraska Department of Transportation (plus tax)", "period": "2026", "source_name": "Nebraska Department of Transportation, Crash Reporting", "source_url": "https://dot.nebraska.gov/safety/crash-reporting/", "as_of": "2026-10-29" }, { "key": "ne.crash_report_phone", "value": "402-479-4645", "unit": "text", "region": "NE", "label": "Phone number of the Nebraska Department of Transportation crash report desk", "period": "2026", "source_name": "Nebraska Department of Transportation, Crash Reporting", "source_url": "https://dot.nebraska.gov/safety/crash-reporting/", "as_of": "2026-10-29" }, { "key": "ne.crash_report_public", "value": "public information, while drivers' own reports are confidential by law", "unit": "text", "region": "NE", "label": "Which Nebraska crash reports the public can get", "period": "2026", "source_name": "Nebraska Department of Transportation, Crash Reporting", "source_url": "https://dot.nebraska.gov/safety/crash-reporting/", "as_of": "2026-10-29" }, { "key": "ne.gov_notice", "value": "a written claim to the governing body within one year (political subdivisions), or to the State Risk Manager within two years (the state)", "unit": "text", "region": "NE", "label": "Written claim required before suing a Nebraska government body", "period": "2026", "source_name": "Nebraska Legislature, Neb. Rev. Stat. 13-919 and 81-8,227", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=13-919", "as_of": "2026-10-29" }, { "key": "ne.gov_notice_local", "value": 1, "unit": "years", "region": "NE", "label": "Deadline to make a written claim to a Nebraska city, county or other political subdivision", "period": "2026", "source_name": "Nebraska Legislature, Neb. Rev. Stat. 13-919", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=13-919", "as_of": "2026-10-29" }, { "key": "ne.gov_sol_local", "value": 2, "unit": "years", "region": "NE", "label": "Deadline to sue a Nebraska political subdivision under the Political Subdivisions Tort Claims Act", "period": "2026", "source_name": "Nebraska Legislature, Neb. Rev. Stat. 13-919", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=13-919", "as_of": "2026-10-29" }, { "key": "ne.gov_notice_state", "value": 2, "unit": "years", "region": "NE", "label": "Deadline to make a written tort claim to the Nebraska State Risk Manager", "period": "2026", "source_name": "Nebraska Legislature, Neb. Rev. Stat. 81-8,227", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=81-8,227", "as_of": "2026-10-29" }, { "key": "ne.gov_extension_months", "value": 6, "unit": "months", "region": "NE", "label": "Extra time to sue after a Nebraska government body finally decides or the claimant withdraws the claim (when the deadline would otherwise end sooner)", "period": "2026", "source_name": "Nebraska Legislature, Neb. Rev. Stat. 13-919", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=13-919", "as_of": "2026-10-29" }, { "key": "ne.minor_tolling", "value": "the deadline starts to run once the injured person turns 21", "unit": "text", "region": "NE", "label": "How the Nebraska lawsuit deadline works for an injured minor", "period": "2026", "source_name": "Nebraska Legislature, Neb. Rev. Stat. 25-213", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=25-213", "as_of": "2026-10-29" }, { "key": "ne.seatbelt_evidence", "value": "admissible only on mitigation of damages, not on fault or cause", "unit": "text", "region": "NE", "label": "When evidence of not wearing a seat belt can be used in a Nebraska civil case", "period": "2026", "source_name": "Nebraska Legislature, Neb. Rev. Stat. 60-6,273", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=60-6,273", "as_of": "2026-10-29" }, { "key": "ne.seatbelt_reduction_pct", "value": 5, "unit": "%", "region": "NE", "label": "Most a Nebraska damages award can be reduced because the injured person did not wear a seat belt", "period": "2026", "source_name": "Nebraska Legislature, Neb. Rev. Stat. 60-6,273", "source_url": "https://nebraskalegislature.gov/laws/statutes.php?statute=60-6,273", "as_of": "2026-10-29" }, { "key": "ne.bar_referral_name", "value": "Nebraska Find-a-Lawyer", "unit": "text", "region": "NE", "label": "Lawyer directory of the Nebraska State Bar Association", "period": "2026", "source_name": "Nebraska State Bar Association, Nebraska Find-a-Lawyer", "source_url": "https://www.nefindalawyer.com/", "as_of": "2026-10-29" }, { "key": "ne.bar_referral_url", "value": "https://www.nefindalawyer.com/", "unit": "text", "region": "NE", "label": "Online address of Nebraska Find-a-Lawyer", "period": "2026", "source_name": "Nebraska State Bar Association, Nebraska Find-a-Lawyer", "source_url": "https://www.nefindalawyer.com/", "as_of": "2026-10-29" }, { "key": "ne.bar_referral_fee", "value": "$50 or less for the first 30 minutes", "unit": "text", "region": "NE", "label": "First consultation fee charged by lawyers listed in Nebraska Find-a-Lawyer", "period": "2026", "source_name": "Nebraska State Bar Association, Nebraska Find-a-Lawyer", "source_url": "https://www.nefindalawyer.com/", "as_of": "2026-10-29" }, { "key": "ne.bar_phone", "value": "(402) 475-7091", "unit": "text", "region": "NE", "label": "Main phone number of the Nebraska State Bar Association", "period": "2026", "source_name": "Nebraska State Bar Association, Home page", "source_url": "https://www.nebar.com/", "as_of": "2026-10-29" }, { "key": "ne.bar_lookup_url", "value": "https://attorneys.nejudicial.gov/member-search", "unit": "text", "region": "NE", "label": "Nebraska attorney roster (search licensed attorneys)", "period": "2026", "source_name": "Nebraska State Bar Association, Home page", "source_url": "https://www.nebar.com/", "as_of": "2026-10-29" }, { "key": "ne.bar_licensing", "value": "the Attorney Services Division of the Nebraska Supreme Court", "unit": "text", "region": "NE", "label": "Who licenses lawyers in Nebraska", "period": "2026", "source_name": "Nebraska State Bar Association, Home page", "source_url": "https://www.nebar.com/", "as_of": "2026-10-29" }, { "key": "mt.crash_report_written_threshold", "value": 1000, "unit": "USD", "region": "MT", "label": "Property damage above which a Montana driver must send a written crash report when no officer investigated (injury or death crashes always)", "period": "2026", "source_name": "Montana Legislature, MCA 61-7-109, Written reports of accidents", "source_url": "https://mca.legmt.gov/bills/mca/title_0610/chapter_0070/part_0010/section_0090/0610-0070-0010-0090.html", "as_of": "2026-10-29" }, { "key": "ca.gov_notice", "value": "you must first file a written claim with the public agency, within 6 months for an injury or for damage to your property, before you can sue it", "unit": "text", "region": "CA", "label": "Claim required before suing a California government agency (Government Claims Act)", "period": "2026", "source_name": "Judicial Branch of California, Ask a government agency to pay you: submit a claim", "source_url": "https://selfhelp.courts.ca.gov/ask-government-agency-pay-you-submit-claim", "as_of": "2026-10-29" }, { "key": "ca.gov_notice_months", "value": 6, "unit": "months", "region": "CA", "label": "Deadline to file a claim with a California government agency for an injury or damage to personal property", "period": "2026", "source_name": "Judicial Branch of California, Ask a government agency to pay you: submit a claim", "source_url": "https://selfhelp.courts.ca.gov/ask-government-agency-pay-you-submit-claim", "as_of": "2026-10-29" }, { "key": "ca.gov_suit_after_rejection_months", "value": 6, "unit": "months", "region": "CA", "label": "Time to sue a California public agency after it serves written notice that it rejected the claim (Gov. Code § 945.6)", "period": "2026", "source_name": "Los Angeles City Attorney, Claims (citing Government Code § 945.6)", "source_url": "https://cityattorney.lacity.gov/claims", "as_of": "2026-10-29" }, { "key": "ca.minor_tolling", "value": "the time before the child turns 18 is not counted toward the deadline, but this pause does not apply to claims against a public agency that require a government claim first", "unit": "text", "region": "CA", "label": "How California's lawsuit deadline works for injured minors (Code Civ. Proc. § 352)", "period": "2026", "source_name": "California Legislature, Code of Civil Procedure § 352 (2025 code)", "source_url": "https://law.justia.com/codes/california/code-ccp/part-2/title-2/chapter-4/section-352/", "as_of": "2026-10-29" }, { "key": "ca.crash_report_duty", "value": "if anyone is hurt or killed, the driver must make a written report to the California Highway Patrol or, in a city, to the CHP or the city police within 24 hours", "unit": "text", "region": "CA", "label": "Duty to report an injury or fatal crash to law enforcement in California (Vehicle Code § 20008)", "period": "2026", "source_name": "California Legislature, Vehicle Code § 20008 (2023 code)", "source_url": "https://law.justia.com/codes/california/code-veh/division-10/chapter-1/section-20008/", "as_of": "2026-10-29" }, { "key": "ca.crash_report_hours", "value": 24, "unit": "hours", "region": "CA", "label": "Hours after an injury or fatal crash for the driver to make a written report to the CHP or city police (Vehicle Code § 20008)", "period": "2026", "source_name": "California Legislature, Vehicle Code § 20008 (2023 code)", "source_url": "https://law.justia.com/codes/california/code-veh/division-10/chapter-1/section-20008/", "as_of": "2026-10-29" }, { "key": "ca.crash_report_copy", "value": "ask the agency that wrote the report; for a CHP report, a party to the crash can request it through the CHP's online crash portal, or with form CHP 190 at the CHP Area office", "unit": "text", "region": "CA", "label": "How to get a copy of a California crash report", "period": "2026", "source_name": "California Highway Patrol, Request a crash report", "source_url": "https://chp.ca.gov/traffic/request-a-crash-report/", "as_of": "2026-10-29" }, { "key": "ca.crash_report_fee_rule", "value": "the CHP Area office tells you the exact fee", "unit": "text", "region": "CA", "label": "Fee for a copy of a CHP crash report", "period": "2026", "source_name": "California Highway Patrol, Request a crash report", "source_url": "https://chp.ca.gov/traffic/request-a-crash-report/", "as_of": "2026-10-29" }, { "key": "ca.bar_referral_name", "value": "a lawyer referral service certified by the State Bar of California", "unit": "text", "region": "CA", "label": "Lawyer referral in California (the State Bar certifies local services, listed by county)", "period": "2026", "source_name": "State Bar of California, List of Certified Lawyer Referral Services (updated 7/14/26)", "source_url": "https://www.calbar.ca.gov/sites/default/files/2026-07/Certified-Legal-Referral-Services.pdf", "as_of": "2026-10-29" }, { "key": "ca.bar_referral_url", "value": "https://www.calbar.ca.gov/sites/default/files/2026-07/Certified-Legal-Referral-Services.pdf", "unit": "text", "region": "CA", "label": "State Bar of California list of certified lawyer referral services", "period": "2026", "source_name": "State Bar of California, List of Certified Lawyer Referral Services (updated 7/14/26)", "source_url": "https://www.calbar.ca.gov/sites/default/files/2026-07/Certified-Legal-Referral-Services.pdf", "as_of": "2026-10-29" }, { "key": "ca.low_cost_auto", "value": "California's Low Cost Automobile Insurance Program", "unit": "text", "region": "CA", "label": "State low-cost auto insurance program for income-eligible California drivers", "period": "2026", "source_name": "California Department of Insurance, Automobile Insurance consumer guide (Form 901, February 2025)", "source_url": "https://www.insurance.ca.gov/01-consumers/105-type/95-guides/01-auto/upload/IG-Auto-Insurance-Updated-020525.pdf", "as_of": "2026-10-29" }, { "key": "co.gov_notice", "value": "a written notice of claim must be filed within 182 days after the injury is discovered, with the attorney general for the state or with the governing body or attorney of any other public entity", "unit": "text", "region": "CO", "label": "Notice of claim before suing a Colorado public entity (Colorado Governmental Immunity Act)", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 24-10-109", "source_url": "https://colorado.public.law/statutes/crs_24-10-109", "as_of": "2026-10-29" }, { "key": "co.gov_notice_days", "value": 182, "unit": "days", "region": "CO", "label": "Deadline to file a written notice of claim against a Colorado public entity (from discovery of the injury)", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 24-10-109(1)", "source_url": "https://colorado.public.law/statutes/crs_24-10-109", "as_of": "2026-10-29" }, { "key": "co.minor_tolling", "value": "if no court-appointed guardian or conservator is in place, a child can generally sue within the normal period or within two years after turning 18, whichever ends later", "unit": "text", "region": "CO", "label": "How Colorado's lawsuit deadline works for injured minors (C.R.S. §§ 13-81-101 and 13-81-103)", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 13-81-103(1)(c)", "source_url": "https://colorado.public.law/statutes/crs_13-81-103", "as_of": "2026-10-29" }, { "key": "co.crash_report_duty", "value": "a driver in a crash that causes injury, death or any property damage must give immediate notice of its location to the nearest police authority", "unit": "text", "region": "CO", "label": "Duty to notify police after a crash in Colorado (C.R.S. § 42-4-1606(1))", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 42-4-1606", "source_url": "https://colorado.public.law/statutes/crs_42-4-1606", "as_of": "2026-10-29" }, { "key": "co.officer_report_threshold", "value": 1000, "unit": "USD", "region": "CO", "label": "Property damage per person at or below which a Colorado officer need not investigate or report a crash with no injuries (unless a driver cannot show proof of insurance or asks)", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 42-4-1606(4)(b)", "source_url": "https://colorado.public.law/statutes/crs_42-4-1606", "as_of": "2026-10-29" }, { "key": "co.crash_report_copy", "value": "ask the police agency that handled the crash, or request it from the Colorado DMV with form DR 2559 by mail or at the Westgate office in Lakewood", "unit": "text", "region": "CO", "label": "How to get a copy of a Colorado crash report", "period": "2026", "source_name": "Colorado Department of Revenue, Division of Motor Vehicles, Report an Accident", "source_url": "https://dmv.colorado.gov/report-accident", "as_of": "2026-10-29" }, { "key": "co.crash_report_dmv_days", "value": 90, "unit": "days", "region": "CO", "label": "Time to allow for a police crash report to reach the Colorado DMV's records", "period": "2026", "source_name": "Colorado Department of Revenue, Division of Motor Vehicles, Report an Accident", "source_url": "https://dmv.colorado.gov/report-accident", "as_of": "2026-10-29" }, { "key": "co.counter_report", "value": "if no officer came to the scene, you can file a counter report online with the DMV, which is kept for record purposes only", "unit": "text", "region": "CO", "label": "Online crash report option in Colorado when police did not respond", "period": "2026", "source_name": "Colorado Department of Revenue, Division of Motor Vehicles, Report an Accident", "source_url": "https://dmv.colorado.gov/report-accident", "as_of": "2026-10-29" }, { "key": "co.noneconomic_cap", "value": 1500000, "unit": "USD", "region": "CO", "label": "Cap on noneconomic damages in Colorado civil actions filed on or after January 1, 2025 (inflation-adjusted every 2 years from 2028)", "period": "2025", "source_name": "Colorado General Assembly, HB24-1472 Raise Damage Limit Tort Actions (bill summary; approved June 3, 2024)", "source_url": "https://leg.colorado.gov/bills/hb24-1472", "as_of": "2026-10-29" }, { "key": "co.wd_cap", "value": 2125000, "unit": "USD", "region": "CO", "label": "Wrongful death damages cap set by Colorado HB24-1472 (inflation-adjusted every 2 years from 2028)", "period": "2025", "source_name": "Colorado General Assembly, HB24-1472 Raise Damage Limit Tort Actions (bill summary; approved June 3, 2024)", "source_url": "https://leg.colorado.gov/bills/hb24-1472", "as_of": "2026-10-29" }, { "key": "co.seatbelt_evidence", "value": "not wearing a seat belt can be used to reduce damages for pain and suffering, but not for economic loss or medical payments", "unit": "text", "region": "CO", "label": "Seat belt evidence rule in Colorado injury cases (C.R.S. § 42-4-237(7))", "period": "2026", "source_name": "Colorado General Assembly, C.R.S. § 42-4-237(7)", "source_url": "https://colorado.public.law/statutes/crs_42-4-237", "as_of": "2026-10-29" }, { "key": "co.bar_referral_url", "value": "https://www.cobar.org/Find-A-Lawyer", "unit": "text", "region": "CO", "label": "Colorado Bar Association Find a Lawyer directory", "period": "2026", "source_name": "Colorado Bar Association, FAQs for the Public", "source_url": "https://cobar.org/For-the-Public/FAQs-For-the-Public", "as_of": "2026-10-29" }, { "key": "co.bar_lookup_url", "value": "https://www.coloradolegalregulation.com/attorney-search/", "unit": "text", "region": "CO", "label": "Colorado Supreme Court attorney search (license status and disciplinary history)", "period": "2026", "source_name": "Colorado Supreme Court, Office of Attorney Regulation Counsel: Attorney / LLP Search & Disciplinary History", "source_url": "https://www.coloradolegalregulation.com/attorney-search/", "as_of": "2026-10-29" }, { "key": "ct.sol_start", "value": "the date the injury is first sustained or discovered", "unit": "text", "region": "CT", "label": "When Connecticut's two-year injury and property damage deadline starts (Conn. Gen. Stat. § 52-584)", "period": "2026", "source_name": "Connecticut General Assembly, General Statutes § 52-584", "source_url": "https://www.cga.ct.gov/current/pub/chap_926.htm", "as_of": "2026-10-29" }, { "key": "ct.sol_repose_years", "value": 3, "unit": "years", "region": "CT", "label": "Outer limit for a Connecticut negligence lawsuit for injury or property damage, counted from the act or omission (Conn. Gen. Stat. § 52-584)", "period": "2026", "source_name": "Connecticut General Assembly, General Statutes § 52-584", "source_url": "https://www.cga.ct.gov/current/pub/chap_926.htm", "as_of": "2026-10-29" }, { "key": "ct.sol_death_repose_years", "value": 5, "unit": "years", "region": "CT", "label": "Outer limit for a Connecticut wrongful death lawsuit, counted from the act or omission (Conn. Gen. Stat. § 52-555(a))", "period": "2026", "source_name": "Connecticut General Assembly, General Statutes § 52-555", "source_url": "https://www.cga.ct.gov/current/pub/chap_925.htm", "as_of": "2026-10-29" }, { "key": "ct.minor_tolling", "value": "§ 52-584 has no exception that pauses the deadline for children", "unit": "text", "region": "CT", "label": "How Connecticut's injury deadline works for injured minors", "period": "2026", "source_name": "Connecticut General Assembly, General Statutes § 52-584 and official annotations", "source_url": "https://www.cga.ct.gov/current/pub/chap_926.htm", "as_of": "2026-10-29" }, { "key": "ct.state_vehicle_suit", "value": "a person hurt through the negligence of a state official or employee driving a motor vehicle owned and insured by the state can sue the state directly", "unit": "text", "region": "CT", "label": "Right to sue Connecticut over a crash with a state-owned vehicle (Conn. Gen. Stat. § 52-556)", "period": "2026", "source_name": "Connecticut General Assembly, General Statutes § 52-556", "source_url": "https://www.cga.ct.gov/current/pub/chap_925.htm", "as_of": "2026-10-29" }, { "key": "ct.gov_notice", "value": "most other claims against the state must be presented to the Office of the Claims Commissioner within one year after they accrue, and never more than three years after the event", "unit": "text", "region": "CT", "label": "Deadline to present a claim against the State of Connecticut to the Claims Commissioner (Conn. Gen. Stat. § 4-148)", "period": "2026", "source_name": "Connecticut General Assembly, General Statutes § 4-148(a)", "source_url": "https://www.cga.ct.gov/current/pub/chap_053.htm", "as_of": "2026-10-29" }, { "key": "ct.gov_notice_years", "value": 1, "unit": "years", "region": "CT", "label": "Deadline to present a claim to Connecticut's Office of the Claims Commissioner after it accrues", "period": "2026", "source_name": "Connecticut General Assembly, General Statutes § 4-148(a)", "source_url": "https://www.cga.ct.gov/current/pub/chap_053.htm", "as_of": "2026-10-29" }, { "key": "ct.crash_report_duty", "value": "a driver involved in a crash that causes injury, death or property damage must stop, give help where needed and give their name, address, license number and registration number; if that is not possible, they must report to the police", "unit": "text", "region": "CT", "label": "Duties after a crash in Connecticut (Conn. Gen. Stat. § 14-224)", "period": "2026", "source_name": "Connecticut General Assembly, General Statutes § 14-224 (2025)", "source_url": "https://law.justia.com/codes/connecticut/title-14/chapter-248/section-14-224/", "as_of": "2026-10-29" }, { "key": "ct.crash_report_copy", "value": "buy a simple report online through BuyCrash, or request other reports through the State Police Reports and Records Unit's online portal", "unit": "text", "region": "CT", "label": "How to get a copy of a Connecticut State Police crash report", "period": "2026", "source_name": "Connecticut Department of Emergency Services and Public Protection, Reports and Records", "source_url": "https://portal.ct.gov/despp/division-of-emergency-service-and-public-protection/reports-and-records/reports-and-records", "as_of": "2026-10-29" }, { "key": "ct.crash_report_fee", "value": 16, "unit": "USD", "region": "CT", "label": "Non-refundable search fee for a Connecticut State Police report request (Conn. Gen. Stat. § 29-10b), charged whether or not a report is found", "period": "2026", "source_name": "Connecticut Department of Emergency Services and Public Protection, Reports and Records", "source_url": "https://portal.ct.gov/despp/division-of-emergency-service-and-public-protection/reports-and-records/reports-and-records", "as_of": "2026-10-29" }, { "key": "ct.crash_summary_days", "value": 30, "unit": "days", "region": "CT", "label": "Days after a crash that the free online State Police Accident Information Summary stays available", "period": "2026", "source_name": "Connecticut Department of Emergency Services and Public Protection, Reports and Records", "source_url": "https://portal.ct.gov/despp/division-of-emergency-service-and-public-protection/reports-and-records/reports-and-records", "as_of": "2026-10-29" }, { "key": "ct.multiple_damages", "value": "a jury may award double or treble damages if the other driver deliberately or with reckless disregard broke certain listed traffic laws, such as those on speeding, reckless driving, drunk driving, following too closely or hand-held phones, and that was a substantial factor in the harm", "unit": "text", "region": "CT", "label": "Double or treble damages for reckless traffic violations in Connecticut (Conn. Gen. Stat. § 14-295)", "period": "2026", "source_name": "Connecticut General Assembly, General Statutes § 14-295 (2025)", "source_url": "https://law.justia.com/codes/connecticut/title-14/chapter-248/section-14-295/", "as_of": "2026-10-29" }, { "key": "ct.dram_shop", "value": "a seller who sells alcohol to an intoxicated person can be liable to someone that person then injures", "unit": "text", "region": "CT", "label": "Connecticut dram shop rule (Conn. Gen. Stat. § 30-102)", "period": "2026", "source_name": "Connecticut General Assembly, General Statutes § 30-102 (2025)", "source_url": "https://law.justia.com/codes/connecticut/title-30/chapter-545/section-30-102/", "as_of": "2026-10-29" }, { "key": "ct.dram_shop_cap", "value": 250000, "unit": "USD", "region": "CT", "label": "Most that can be recovered from a seller under Connecticut's dram shop law, per injured person and in total", "period": "2026", "source_name": "Connecticut General Assembly, General Statutes § 30-102 (2025)", "source_url": "https://law.justia.com/codes/connecticut/title-30/chapter-545/section-30-102/", "as_of": "2026-10-29" }, { "key": "ct.dram_shop_notice_days", "value": 120, "unit": "days", "region": "CT", "label": "Days after the injury to give the seller written notice of a Connecticut dram shop claim (180 if the injured person died or was incapacitated)", "period": "2026", "source_name": "Connecticut General Assembly, General Statutes § 30-102 (2025)", "source_url": "https://law.justia.com/codes/connecticut/title-30/chapter-545/section-30-102/", "as_of": "2026-10-29" }, { "key": "ct.dram_shop_years", "value": 1, "unit": "years", "region": "CT", "label": "Deadline to file a Connecticut dram shop lawsuit (from the act or omission)", "period": "2026", "source_name": "Connecticut General Assembly, General Statutes § 30-102 (2025)", "source_url": "https://law.justia.com/codes/connecticut/title-30/chapter-545/section-30-102/", "as_of": "2026-10-29" }, { "key": "ct.bar_referral_name", "value": "lawyer referral services run by county bar associations", "unit": "text", "region": "CT", "label": "Lawyer referral services listed by the Connecticut Bar Association", "period": "2026", "source_name": "Connecticut Bar Association, Find a Lawyer to Hire", "source_url": "https://www.ctbar.org/public/pro-bono-legal-aid-services/find-lawyer", "as_of": "2026-10-29" }, { "key": "ct.bar_referral_url", "value": "https://www.ctbar.org/public/pro-bono-legal-aid-services/find-lawyer", "unit": "text", "region": "CT", "label": "Connecticut Bar Association page listing ways to find a lawyer to hire", "period": "2026", "source_name": "Connecticut Bar Association, Find a Lawyer to Hire", "source_url": "https://www.ctbar.org/public/pro-bono-legal-aid-services/find-lawyer", "as_of": "2026-10-29" }, { "key": "ct.hartford_bar_referral_phone", "value": "(860) 525-6052", "unit": "text", "region": "CT", "label": "Hartford County Bar Association lawyer referral service phone", "period": "2026", "source_name": "Connecticut Bar Association, Find a Lawyer to Hire", "source_url": "https://www.ctbar.org/public/pro-bono-legal-aid-services/find-lawyer", "as_of": "2026-10-29" }, { "key": "ct.new_haven_bar_referral_phone", "value": "(203) 562-5750", "unit": "text", "region": "CT", "label": "New Haven County Bar Association lawyer referral service phone", "period": "2026", "source_name": "Connecticut Bar Association, Find a Lawyer to Hire", "source_url": "https://www.ctbar.org/public/pro-bono-legal-aid-services/find-lawyer", "as_of": "2026-10-29" }, { "key": "ct.new_london_bar_referral_phone", "value": "(860) 889-9384", "unit": "text", "region": "CT", "label": "New London County Bar Association lawyer referral service phone", "period": "2026", "source_name": "Connecticut Bar Association, Find a Lawyer to Hire", "source_url": "https://www.ctbar.org/public/pro-bono-legal-aid-services/find-lawyer", "as_of": "2026-10-29" }, { "key": "ct.bar_directory_url", "value": "https://www.ctbar.org/public/find-a-lawyer-ct", "unit": "text", "region": "CT", "label": "Connecticut Bar Association Find a Lawyer directory", "period": "2026", "source_name": "Connecticut Bar Association, Find a Lawyer to Hire", "source_url": "https://www.ctbar.org/public/pro-bono-legal-aid-services/find-lawyer", "as_of": "2026-10-29" }, { "key": "ct.bar_lookup_url", "value": "https://www.jud.ct.gov/attorneyfirminquiry/AttorneyFirmInquiry.aspx", "unit": "text", "region": "CT", "label": "Connecticut Judicial Branch Attorney Firm Look-up (attorneys admitted to practice in Connecticut)", "period": "2026", "source_name": "Connecticut Judicial Branch, Attorney Firm Look-up", "source_url": "https://www.jud.ct.gov/attorneyfirminquiry/AttorneyFirmInquiry.aspx", "as_of": "2026-10-29" }, { "key": "de.minor_tolling", "value": "Delaware's infancy rule (§ 8116) pauses the deadline while the injured person is a minor, but by its terms it covers only claims under §§ 8101-8115 and not the two-year injury statute (§ 8119)", "unit": "text", "region": "DE", "label": "How Delaware's lawsuit deadlines work for injured minors (10 Del. C. § 8116)", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 10 § 8116", "source_url": "https://delcode.delaware.gov/title10/c081/index.html", "as_of": "2026-10-29" }, { "key": "de.crash_report_duty", "value": "the driver must immediately report the crash to the police agency for that location if anyone is hurt or killed, if property damage on a public highway appears to be $2,000 or more, or if a driver's ability is impaired by alcohol or drugs", "unit": "text", "region": "DE", "label": "Duty to report a crash to police in Delaware (21 Del. C. § 4203)", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 21 § 4203", "source_url": "https://delcode.delaware.gov/title21/c042/index.html", "as_of": "2026-10-29" }, { "key": "de.crash_report_threshold", "value": 2000, "unit": "USD", "region": "DE", "label": "Apparent property damage on a public highway that requires a Delaware driver to report a crash to police", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 21 § 4203(a)(2)", "source_url": "https://delcode.delaware.gov/title21/c042/index.html", "as_of": "2026-10-29" }, { "key": "de.crash_report_copy", "value": "request a Delaware State Police report by mail from the Traffic Operations Section in Dover, with a copy of your collision information exchange form and a check or money order; walk-in requests are not accepted", "unit": "text", "region": "DE", "label": "How to get a copy of a Delaware State Police crash report", "period": "2026", "source_name": "Delaware State Police, Traffic Unit: Request a crash report", "source_url": "https://dsp.delaware.gov/traffic-unit/", "as_of": "2026-10-29" }, { "key": "de.crash_report_fee", "value": 25, "unit": "USD", "region": "DE", "label": "Fee for a standard Delaware State Police collision report", "period": "2026", "source_name": "Delaware State Police, Traffic Unit: Request a crash report", "source_url": "https://dsp.delaware.gov/traffic-unit/", "as_of": "2026-10-29" }, { "key": "de.crash_report_fee_fatal", "value": 60, "unit": "USD", "region": "DE", "label": "Fee for a Delaware State Police fatal collision report", "period": "2026", "source_name": "Delaware State Police, Traffic Unit: Request a crash report", "source_url": "https://dsp.delaware.gov/traffic-unit/", "as_of": "2026-10-29" }, { "key": "de.gov_notice", "value": "there is no general notice-of-claim deadline for claims against counties and cities; a local ordinance may require notice, but it cannot bar a suit if notice is given within 1 year of the crash", "unit": "text", "region": "DE", "label": "Notice rules for claims against Delaware counties and municipalities (10 Del. C. § 4013(c))", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 10 § 4013(c)", "source_url": "https://delcode.delaware.gov/title10/c040/sc02/index.html", "as_of": "2026-10-29" }, { "key": "de.gov_notice_years", "value": 1, "unit": "years", "region": "DE", "label": "Notice given within this time of the occurrence cannot be barred by a Delaware county or city notice ordinance", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 10 § 4013(c)", "source_url": "https://delcode.delaware.gov/title10/c040/sc02/index.html", "as_of": "2026-10-29" }, { "key": "de.local_gov_vehicle", "value": "counties, cities and other local governments are generally immune from tort claims, but not for negligence in their ownership, maintenance or use of a motor vehicle", "unit": "text", "region": "DE", "label": "Motor vehicle exception to local government immunity in Delaware (10 Del. C. §§ 4011-4012)", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 10 §§ 4011-4012", "source_url": "https://delcode.delaware.gov/title10/c040/sc02/index.html", "as_of": "2026-10-29" }, { "key": "de.local_gov_cap", "value": 300000, "unit": "USD", "region": "DE", "label": "Limit on damages against a Delaware county or municipality for all claims from one occurrence (higher if it buys more insurance)", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 10 § 4013(a)", "source_url": "https://delcode.delaware.gov/title10/c040/sc02/index.html", "as_of": "2026-10-29" }, { "key": "de.state_immunity_waiver", "value": "the State cannot raise sovereign immunity as a defense to any risk or loss covered by the state insurance coverage program", "unit": "text", "region": "DE", "label": "Waiver of sovereign immunity for insured risks in Delaware (18 Del. C. § 6511)", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 18 § 6511", "source_url": "https://delcode.delaware.gov/title18/c065/sc01/index.html", "as_of": "2026-10-29" }, { "key": "de.pip_offset", "value": "you cannot claim from the at-fault driver the losses your PIP coverage is available to pay, even if you chose lower PIP limits or never collect them", "unit": "text", "region": "DE", "label": "Delaware rule barring PIP-covered damages in a lawsuit against the at-fault driver (21 Del. C. § 2118(h))", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 21 § 2118(h)", "source_url": "https://delcode.delaware.gov/title21/c021/sc01/index.html", "as_of": "2026-10-29" }, { "key": "de.pip_expense_years", "value": 2, "unit": "years", "region": "DE", "label": "Period after the crash in which expenses must be incurred to be paid by Delaware PIP", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 21 § 2118", "source_url": "https://delcode.delaware.gov/title21/c021/sc01/index.html", "as_of": "2026-10-29" }, { "key": "de.pip_funeral", "value": 5000, "unit": "USD", "region": "DE", "label": "Most Delaware's minimum PIP pays toward funeral expenses", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 21 § 2118", "source_url": "https://delcode.delaware.gov/title21/c021/sc01/index.html", "as_of": "2026-10-29" }, { "key": "de.seatbelt_evidence", "value": "not wearing a seat belt is not evidence of negligence and cannot be introduced at the trial of a civil case or insurance claim", "unit": "text", "region": "DE", "label": "Seat belt evidence rule in Delaware (21 Del. C. § 4802(i))", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 21 § 4802(i)", "source_url": "https://delcode.delaware.gov/title21/c048/index.html", "as_of": "2026-10-29" }, { "key": "de.bar_referral_name", "value": "Online Lawyer Referral Service", "unit": "text", "region": "DE", "label": "Delaware State Bar Association lawyer referral service (online only)", "period": "2026", "source_name": "Delaware State Bar Association, Public Resources", "source_url": "https://www.dsba.org/resources/public-resources/", "as_of": "2026-10-29" }, { "key": "de.bar_referral_url", "value": "https://www.dsba.org/online-lawyer-referral-service", "unit": "text", "region": "DE", "label": "Delaware State Bar Association Online Lawyer Referral Service request page", "period": "2026", "source_name": "Delaware State Bar Association, Public Resources", "source_url": "https://www.dsba.org/resources/public-resources/", "as_of": "2026-10-29" }, { "key": "de.bar_referral_fee", "value": 35, "unit": "USD", "region": "DE", "label": "Fee for the first interview with a lawyer through the Delaware State Bar Association referral service", "period": "2026", "source_name": "Delaware State Bar Association, Public Resources", "source_url": "https://www.dsba.org/resources/public-resources/", "as_of": "2026-10-29" }, { "key": "de.bar_referral_minutes", "value": 30, "unit": "minutes", "region": "DE", "label": "Length of the first interview through the Delaware State Bar Association referral service", "period": "2026", "source_name": "Delaware State Bar Association, Public Resources", "source_url": "https://www.dsba.org/resources/public-resources/", "as_of": "2026-10-29" }, { "key": "de.bar_lookup_url", "value": "https://rp470541.doelegal.com", "unit": "text", "region": "DE", "label": "Public Lawyer Database linked by the Delaware Supreme Court (the Court keeps the list of active attorneys)", "period": "2026", "source_name": "Delaware Supreme Court, home page (Public Lawyer Database link)", "source_url": "https://courts.delaware.gov/supreme/", "as_of": "2026-10-29" }, { "key": "de.sol_start", "value": "the date the injuries were sustained", "unit": "text", "region": "DE", "label": "When Delaware's two-year personal injury deadline starts (10 Del. C. § 8119)", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 10 § 8119", "source_url": "https://delcode.delaware.gov/title10/c081/index.html", "as_of": "2026-10-29" }, { "key": "de.crash_stop_duty", "value": "stop at the scene, make reasonable efforts to find out whether anyone was hurt or killed, and give your name, address and vehicle registration number and show your license to the other people involved", "unit": "text", "region": "DE", "label": "Duty to stop and give information after a crash in Delaware (21 Del. C. § 4201)", "period": "2026", "source_name": "Delaware General Assembly, Delaware Code Title 21 § 4201", "source_url": "https://delcode.delaware.gov/title21/c042/index.html", "as_of": "2026-10-29" }, { "key": "dc.gov_notice", "value": "written notice to the Mayor giving the approximate time, place, cause and circumstances of the injury or damage; a written report by the Metropolitan Police Department can count as notice", "unit": "text", "region": "DC", "label": "Notice needed before suing the District of Columbia for unliquidated damages", "period": "2026", "source_name": "Code of the District of Columbia, § 12-309", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/12-309", "as_of": "2026-10-29" }, { "key": "dc.gov_notice_months", "value": 6, "unit": "months", "region": "DC", "label": "Months after the injury or damage to give written notice to the Mayor before suing the District", "period": "2026", "source_name": "Code of the District of Columbia, § 12-309", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/12-309", "as_of": "2026-10-29" }, { "key": "dc.minor_tolling", "value": "the deadline generally does not run while the injured person is under 18; the usual time limit then starts when they turn 18", "unit": "text", "region": "DC", "label": "How DC limitation periods apply to people injured as minors", "period": "2026", "source_name": "Code of the District of Columbia, § 12-302(a)", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/12-302", "as_of": "2026-10-29" }, { "key": "dc.crash_report_duty", "value": "stop immediately; if anyone is hurt, call 911, stay until police arrive and give your identifying information to police and the injured person", "unit": "text", "region": "DC", "label": "What a driver must do after a collision in DC", "period": "2026", "source_name": "Code of the District of Columbia, § 50-2201.05c", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/50-2201.05c", "as_of": "2026-10-29" }, { "key": "dc.crash_report_fee_rule", "value": "free for the people involved and their lawyers", "unit": "text", "region": "DC", "label": "Fee for a DC police crash report (PD-10) requested by a party to the crash", "period": "2026", "source_name": "Metropolitan Police Department, Request an Accident Report (PD-10) or Incident/Offense Report (PD-251)", "source_url": "https://mpdc.dc.gov/service/request-accident-report-pd-10-or-incidentoffense-report-pd-251", "as_of": "2026-10-29" }, { "key": "dc.pip_election_days", "value": 60, "unit": "days", "region": "DC", "label": "Days after a crash for a DC victim with personal injury protection to choose PIP benefits instead of a liability claim", "period": "2026", "source_name": "Code of the District of Columbia, § 31-2405", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/31-2405", "as_of": "2026-10-29" }, { "key": "dc.tort_threshold", "value": "substantial permanent scarring or disfigurement; a substantial, medically demonstrable permanent impairment that significantly affects work or usual daily activities; an impairment that prevents usual daily activities for more than 180 continuous days; or medical, rehabilitation or work-loss costs above the PIP benefits available", "unit": "text", "region": "DC", "label": "When a DC victim who elected PIP benefits can still sue the at-fault driver", "period": "2026", "source_name": "Code of the District of Columbia, § 31-2405", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/31-2405", "as_of": "2026-10-29" }, { "key": "dc.pip_medical_min", "value": 50000, "unit": "USD", "region": "DC", "label": "Minimum medical and rehabilitation benefit limit of DC personal injury protection when it is bought", "period": "2026", "source_name": "Code of the District of Columbia, § 31-2404", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/31-2404", "as_of": "2026-10-29" }, { "key": "dc.vulnerable_user", "value": "a bicycle, motorcycle, motorized bicycle, scooter, skateboard, electric mobility device, all-terrain vehicle, dirt bike or similar device", "unit": "text", "region": "DC", "label": "Devices whose users count as \"vulnerable users\" under DC's contributory negligence limit", "period": "2026", "source_name": "Code of the District of Columbia, § 50-2204.51", "source_url": "https://code.dccouncil.gov/us/dc/council/code/sections/50-2204.51", "as_of": "2026-10-29" }, { "key": "dc.bar_referral_name", "value": "MyDCLawyer", "unit": "text", "region": "DC", "label": "Lawyer referral service of the D.C. Bar", "period": "2026", "source_name": "District of Columbia Bar, Hiring a Lawyer", "source_url": "https://www.dcbar.org/for-the-public/hiring-a-lawyer", "as_of": "2026-10-29" }, { "key": "dc.bar_referral_url", "value": "https://mydclawyer.org", "unit": "text", "region": "DC", "label": "Website of the D.C. Bar's MyDCLawyer referral service", "period": "2026", "source_name": "District of Columbia Bar, Hiring a Lawyer", "source_url": "https://www.dcbar.org/for-the-public/hiring-a-lawyer", "as_of": "2026-10-29" }, { "key": "dc.bar_lookup_url", "value": "https://my.dcbar.org/memberdirectory", "unit": "text", "region": "DC", "label": "D.C. Bar Find a Member directory (license lookup)", "period": "2026", "source_name": "District of Columbia Bar, Hiring a Lawyer", "source_url": "https://www.dcbar.org/for-the-public/hiring-a-lawyer", "as_of": "2026-10-29" }, { "key": "fl.property_injury_years", "value": 4, "unit": "years", "region": "FL", "label": "Florida limitations period for an action for injuring personal property", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 95.11(3)(g)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/95.11", "as_of": "2026-10-29" }, { "key": "fl.sol_old_negligence_years", "value": 4, "unit": "years", "region": "FL", "label": "Florida negligence limitations period before the 2023 civil remedies law (HB 837)", "period": "2023", "source_name": "Florida Legislature, CS/CS/HB 837 (2023), enrolled text, sections 3 and 28", "source_url": "https://www.flsenate.gov/Session/Bill/2023/837/BillText/er/PDF", "as_of": "2026-10-29" }, { "key": "fl.sol_change_date", "value": "March 24, 2023", "unit": "text", "region": "FL", "label": "Effective date of Florida's 2023 civil remedies law (HB 837); the shorter negligence deadline applies to claims that arose after it", "period": "2023", "source_name": "Florida Senate, CS/CS/HB 837 (2023) Civil Remedies", "source_url": "https://www.flsenate.gov/Session/Bill/2023/837", "as_of": "2026-10-29" }, { "key": "fl.minor_tolling", "value": "a child's deadline is paused only while the child has no parent or guardian, or the parent or guardian has interests adverse to the child or is legally incapacitated; otherwise it runs as usual", "unit": "text", "region": "FL", "label": "How Florida limitation periods apply to injured minors", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 95.051(1)(i) and (2)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/95.051", "as_of": "2026-10-29" }, { "key": "fl.crash_report_duty", "value": "report it immediately, by the quickest means, to the city police department or, outside a city, to the sheriff's office or the nearest Florida Highway Patrol station", "unit": "text", "region": "FL", "label": "Duty of a Florida driver to report a crash to police", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 316.065(1)", "source_url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0300-0399/0316/Sections/0316.065.html", "as_of": "2026-10-29" }, { "key": "fl.crash_report_threshold", "value": 2000, "unit": "USD", "region": "FL", "label": "Apparent property damage at which a Florida crash must be reported to police", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 316.065(1)", "source_url": "https://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0300-0399/0316/Sections/0316.065.html", "as_of": "2026-10-29" }, { "key": "fl.crash_report_copy", "value": "buy it from FLHSMV through the Florida Crash Portal", "unit": "text", "region": "FL", "label": "How to get a copy of a Florida crash report", "period": "2026", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Traffic crash reports", "source_url": "https://www.flhsmv.gov/traffic-crash-reports/", "as_of": "2026-10-29" }, { "key": "fl.gov_notice", "value": "a written claim to the agency involved, and for a state agency also to the Department of Financial Services, before any lawsuit", "unit": "text", "region": "FL", "label": "Notice needed before suing a Florida state agency, county or city", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 768.28(6)(a)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/768.28", "as_of": "2026-10-29" }, { "key": "fl.bar_referral_name", "value": "The Florida Bar Lawyer Referral Service", "unit": "text", "region": "FL", "label": "Statewide lawyer referral service of The Florida Bar", "period": "2026", "source_name": "The Florida Bar, Lawyer Referral Service", "source_url": "https://www.floridabar.org/public/lrs/", "as_of": "2026-10-29" }, { "key": "fl.bar_referral_phone", "value": "1-800-342-8011", "unit": "text", "region": "FL", "label": "Phone number of The Florida Bar Lawyer Referral Service", "period": "2026", "source_name": "The Florida Bar, Lawyer Referral Service", "source_url": "https://www.floridabar.org/public/lrs/", "as_of": "2026-10-29" }, { "key": "fl.bar_referral_url", "value": "https://www.floridabar.org/public/lrs/", "unit": "text", "region": "FL", "label": "Website of The Florida Bar Lawyer Referral Service", "period": "2026", "source_name": "The Florida Bar, Lawyer Referral Service", "source_url": "https://www.floridabar.org/public/lrs/", "as_of": "2026-10-29" }, { "key": "fl.um", "value": "must be part of any policy that includes bodily injury liability coverage, unless the named insured rejects it in writing", "unit": "text", "region": "FL", "label": "Uninsured motorist (UM) coverage rule in Florida", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.727(1)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/627.727", "as_of": "2026-10-29" }, { "key": "fl.uim", "value": "included in uninsured motorist coverage, which also pays when the at-fault driver's bodily injury limits are less than your damages", "unit": "text", "region": "FL", "label": "Underinsured motorist coverage in Florida", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 627.727(3)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/627.727", "as_of": "2026-10-29" }, { "key": "fl.fr_bi_person", "value": 10000, "unit": "USD", "region": "FL", "label": "Florida financial responsibility amount: bodily injury or death of one person in one crash", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 324.021(7)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/324.021", "as_of": "2026-10-29" }, { "key": "fl.fr_bi_crash", "value": 20000, "unit": "USD", "region": "FL", "label": "Florida financial responsibility amount: bodily injury or death of two or more people in one crash", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 324.021(7)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/324.021", "as_of": "2026-10-29" }, { "key": "fl.fr_pd", "value": 10000, "unit": "USD", "region": "FL", "label": "Florida financial responsibility amount: property damage in one crash", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 324.021(7)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/324.021", "as_of": "2026-10-29" }, { "key": "fl.fr_suspension", "value": "the state can suspend the license and all vehicle registrations of a driver or owner who had no liability policy, unless an exemption applies, such as a release from the injured people or a security deposit", "unit": "text", "region": "FL", "label": "What can happen in Florida after a police-reported crash without liability insurance", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 324.051(2)", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/324.051", "as_of": "2026-10-29" }, { "key": "fl.dui_bi_person", "value": 100000, "unit": "USD", "region": "FL", "label": "Bodily injury liability per person required after a Florida DUI conviction", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 324.023", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/324.023", "as_of": "2026-10-29" }, { "key": "fl.dui_bi_crash", "value": 300000, "unit": "USD", "region": "FL", "label": "Bodily injury liability per crash required after a Florida DUI conviction", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 324.023", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/324.023", "as_of": "2026-10-29" }, { "key": "fl.dui_pd", "value": 50000, "unit": "USD", "region": "FL", "label": "Property damage liability required after a Florida DUI conviction", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 324.023", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/324.023", "as_of": "2026-10-29" }, { "key": "fl.dui_fr_years", "value": 3, "unit": "years", "region": "FL", "label": "Minimum years the higher post-DUI liability limits must be carried in Florida", "period": "2026", "source_name": "Florida Legislature, Florida Statutes § 324.023", "source_url": "https://www.flsenate.gov/Laws/Statutes/2026/324.023", "as_of": "2026-10-29" }, { "key": "dc.crash_report_copy", "value": "request the crash report (PD-10) from MPD's Public Documents Section by email, by mail or in person by appointment", "unit": "text", "region": "DC", "label": "How to get a copy of a DC police crash report", "period": "2026", "source_name": "Metropolitan Police Department, Request an Accident Report (PD-10) or Incident/Offense Report (PD-251)", "source_url": "https://mpdc.dc.gov/service/request-accident-report-pd-10-or-incidentoffense-report-pd-251", "as_of": "2026-10-29" }, { "key": "dc.crash_report_mail_time", "value": "about six weeks", "unit": "text", "region": "DC", "label": "Processing time MPD gives for mailed crash report requests", "period": "2026", "source_name": "Metropolitan Police Department, Request an Accident Report (PD-10) or Incident/Offense Report (PD-251)", "source_url": "https://mpdc.dc.gov/service/request-accident-report-pd-10-or-incidentoffense-report-pd-251", "as_of": "2026-10-29" }, { "key": "fl.required_coverage", "value": "personal injury protection (PIP) and property damage liability (PDL)", "unit": "text", "region": "FL", "label": "Insurance coverages required to register a Florida vehicle with four or more wheels", "period": "2026", "source_name": "Florida Department of Highway Safety and Motor Vehicles, Florida Insurance Requirements", "source_url": "https://www.flhsmv.gov/insurance/", "as_of": "2026-10-29" }, { "key": "ga.sol_property", "value": 4, "unit": "years", "region": "GA", "label": "Statute of limitations: damage to personal property, Georgia", "period": "2026", "source_name": "Justia (Official Code of Georgia Annotated, 2024 edition), O.C.G.A. § 9-3-31", "source_url": "https://law.justia.com/codes/georgia/2024/title-9/chapter-3/article-2/section-9-3-31/", "as_of": "2026-10-29" }, { "key": "ga.sol_property_cite", "value": "O.C.G.A. § 9-3-31", "unit": "text", "region": "GA", "label": "Statute of limitations citation: property damage, Georgia", "period": "2026", "source_name": "Justia (Official Code of Georgia Annotated, 2024 edition), O.C.G.A. § 9-3-31", "source_url": "https://law.justia.com/codes/georgia/2024/title-9/chapter-3/article-2/section-9-3-31/", "as_of": "2026-10-29" }, { "key": "ga.minor_tolling", "value": "a person injured before turning 18 gets the usual time to sue, counted from their 18th birthday", "unit": "text", "region": "GA", "label": "How Georgia limitation periods apply to people injured as minors", "period": "2026", "source_name": "Justia (Official Code of Georgia Annotated, 2025 edition), O.C.G.A. § 9-3-90(b)", "source_url": "https://law.justia.com/codes/georgia/title-9/chapter-3/article-5/section-9-3-90/", "as_of": "2026-10-29" }, { "key": "ga.crime_tolling", "value": "the deadline for a crime victim's injury claim is paused from the crime until the prosecution ends", "unit": "text", "region": "GA", "label": "Georgia tolling of tort deadlines while a related criminal prosecution is pending", "period": "2026", "source_name": "Justia (Official Code of Georgia Annotated, 2025 edition), O.C.G.A. § 9-3-99", "source_url": "https://law.justia.com/codes/georgia/title-9/chapter-3/article-5/section-9-3-99/", "as_of": "2026-10-29" }, { "key": "ga.crime_tolling_max_years", "value": 6, "unit": "years", "region": "GA", "label": "Maximum tolling of a Georgia crime victim's tort deadline during prosecution", "period": "2026", "source_name": "Justia (Official Code of Georgia Annotated, 2025 edition), O.C.G.A. § 9-3-99", "source_url": "https://law.justia.com/codes/georgia/title-9/chapter-3/article-5/section-9-3-99/", "as_of": "2026-10-29" }, { "key": "ga.gov_notice", "value": "written ante litem notice to the Risk Management Division of the Department of Administrative Services, with a copy to the state agency involved", "unit": "text", "region": "GA", "label": "Notice needed before suing the State of Georgia in tort", "period": "2026", "source_name": "Justia (Official Code of Georgia Annotated, 2025 edition), O.C.G.A. § 50-21-26(a)", "source_url": "https://law.justia.com/codes/georgia/title-50/chapter-21/article-2/section-50-21-26/", "as_of": "2026-10-29" }, { "key": "ga.gov_notice_months", "value": 12, "unit": "months", "region": "GA", "label": "Months to give written ante litem notice of a tort claim against the State of Georgia", "period": "2026", "source_name": "Justia (Official Code of Georgia Annotated, 2025 edition), O.C.G.A. § 50-21-26(a)(1)", "source_url": "https://law.justia.com/codes/georgia/title-50/chapter-21/article-2/section-50-21-26/", "as_of": "2026-10-29" }, { "key": "ga.county_notice_months", "value": 12, "unit": "months", "region": "GA", "label": "Months to present a claim against a Georgia county", "period": "2026", "source_name": "Justia (Official Code of Georgia Annotated, 2025 edition), O.C.G.A. § 36-11-1", "source_url": "https://law.justia.com/codes/georgia/title-36/provisions-applicable-to-counties-only/chapter-11/section-36-11-1/", "as_of": "2026-10-29" }, { "key": "ga.city_notice_months", "value": 6, "unit": "months", "region": "GA", "label": "Months to present a written claim to a Georgia city (municipal corporation) for injury or damage", "period": "2026", "source_name": "Justia (Official Code of Georgia Annotated, 2025 edition), O.C.G.A. § 36-33-5(b)", "source_url": "https://law.justia.com/codes/georgia/title-36/provisions-applicable-to-municipal-corporations-only/chapter-33/section-36-33-5/", "as_of": "2026-10-29" }, { "key": "ga.city_notice_amount", "value": "the specific amount of money damages being sought", "unit": "text", "region": "GA", "label": "What a Georgia city claim notice must state about money", "period": "2026", "source_name": "Justia (Official Code of Georgia Annotated, 2025 edition), O.C.G.A. § 36-33-5(e)", "source_url": "https://law.justia.com/codes/georgia/title-36/provisions-applicable-to-municipal-corporations-only/chapter-33/section-36-33-5/", "as_of": "2026-10-29" }, { "key": "ga.crash_report_duty", "value": "give notice immediately, by the quickest means, to the city police department or, outside a city, to the county sheriff or the nearest State Patrol post", "unit": "text", "region": "GA", "label": "Duty of a Georgia driver to report a crash to police", "period": "2026", "source_name": "Justia (Official Code of Georgia Annotated, 2025 edition), O.C.G.A. § 40-6-273", "source_url": "https://law.justia.com/codes/georgia/title-40/chapter-6/article-12/section-40-6-273/", "as_of": "2026-10-29" }, { "key": "ga.crash_report_threshold", "value": 500, "unit": "USD", "region": "GA", "label": "Apparent property damage at which a Georgia crash must be reported to police", "period": "2026", "source_name": "Justia (Official Code of Georgia Annotated, 2025 edition), O.C.G.A. § 40-6-273", "source_url": "https://law.justia.com/codes/georgia/title-40/chapter-6/article-12/section-40-6-273/", "as_of": "2026-10-29" }, { "key": "ga.crash_report_copy", "value": "buy it online through BuyCrash, or request it from GDOT by mail with GDOT's request form", "unit": "text", "region": "GA", "label": "How to get a copy of a Georgia police crash report", "period": "2026", "source_name": "Georgia Department of Transportation, Crash Reporting", "source_url": "https://dot.ga.gov/GDOT/Pages/CrashReporting.aspx", "as_of": "2026-10-29" }, { "key": "ga.bar_referral_rule", "value": "does not refer clients itself; it points people to local and voluntary bar associations", "unit": "text", "region": "GA", "label": "How the State Bar of Georgia handles lawyer referrals", "period": "2026", "source_name": "State Bar of Georgia, Find a Lawyer", "source_url": "https://www.gabar.org/public/find-a-lawyer", "as_of": "2026-10-29" }, { "key": "ga.um_rule", "value": "is part of every auto liability policy unless a named insured rejects it in writing", "unit": "text", "region": "GA", "label": "Georgia uninsured motorist coverage offer and rejection rule", "period": "2026", "source_name": "Justia (Official Code of Georgia Annotated, 2025 edition), O.C.G.A. § 33-7-11(a)", "source_url": "https://law.justia.com/codes/georgia/title-33/chapter-7/section-33-7-11/", "as_of": "2026-10-29" }, { "key": "ga.um_types", "value": "either added on top of the at-fault driver's available liability coverage or reduced by it", "unit": "text", "region": "GA", "label": "The two kinds of Georgia uninsured motorist coverage", "period": "2026", "source_name": "Justia (Official Code of Georgia Annotated, 2025 edition), O.C.G.A. § 33-7-11(b)(1)(D)(ii)", "source_url": "https://law.justia.com/codes/georgia/title-33/chapter-7/section-33-7-11/", "as_of": "2026-10-29" }, { "key": "hi.tort_threshold", "value": "death, a significant permanent loss of use of a part or function of the body, or permanent and serious disfigurement that causes mental or emotional suffering", "unit": "text", "region": "HI", "label": "Injuries that let a Hawaii crash victim sue outside the no-fault system", "period": "2026", "source_name": "Hawaii Revised Statutes, § 431:10C-306(b)", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0010C-0306.htm", "as_of": "2026-10-29" }, { "key": "hi.tort_threshold_pip", "value": 5000, "unit": "USD", "region": "HI", "label": "Personal injury protection benefits incurred at which a Hawaii crash victim may sue outside no-fault", "period": "2026", "source_name": "Hawaii Revised Statutes, § 431:10C-306(b)(4)", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0010C-0306.htm", "as_of": "2026-10-29" }, { "key": "hi.sol_payment_rule", "value": "two years after the crash, or after the last payment of no-fault (PIP) or optional added benefits, workers' compensation or public assistance for the crash, whichever is later", "unit": "text", "region": "HI", "label": "When the Hawaii deadline for a motor vehicle tort lawsuit ends", "period": "2026", "source_name": "Hawaii Revised Statutes, § 431:10C-315(b)", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol09_Ch0431-0435H/HRS0431/HRS_0431-0010C-0315.htm", "as_of": "2026-10-29" }, { "key": "hi.minor_tolling", "value": "a person injured before 18 can sue within the usual time after turning 18, or at any time before", "unit": "text", "region": "HI", "label": "How Hawaii limitation periods apply to people injured as minors", "period": "2026", "source_name": "Hawaii Revised Statutes, § 657-13", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0657/HRS_0657-0013.htm", "as_of": "2026-10-29" }, { "key": "hi.state_suit_years", "value": 2, "unit": "years", "region": "HI", "label": "Years after a tort claim against the State of Hawaii accrues to start a lawsuit", "period": "2026", "source_name": "Hawaii Revised Statutes, § 662-4", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0662/HRS_0662-0004.htm", "as_of": "2026-10-29" }, { "key": "hi.gov_notice", "value": "written notice to the official named in the county charter (or the council chair or county clerk), saying when, where and how the injuries happened, their extent and the amount claimed", "unit": "text", "region": "HI", "label": "Notice needed for an injury or damage claim against a Hawaii county", "period": "2026", "source_name": "Hawaii Revised Statutes, § 46-72", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol02_Ch0046-0115/HRS0046/HRS_0046-0072.htm", "as_of": "2026-10-29" }, { "key": "hi.gov_notice_years", "value": 2, "unit": "years", "region": "HI", "label": "Years after the injuries to give written notice of a claim to a Hawaii county", "period": "2026", "source_name": "Hawaii Revised Statutes, § 46-72", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol02_Ch0046-0115/HRS0046/HRS_0046-0072.htm", "as_of": "2026-10-29" }, { "key": "hi.crash_report_duty", "value": "give notice immediately, by the quickest means, to the nearest police officer", "unit": "text", "region": "HI", "label": "Duty of a Hawaii driver to report a collision to police", "period": "2026", "source_name": "Hawaii Revised Statutes, § 291C-16", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol05_Ch0261-0319/HRS0291C/HRS_0291C-0016.htm", "as_of": "2026-10-29" }, { "key": "hi.crash_report_threshold", "value": 3000, "unit": "USD", "region": "HI", "label": "Apparent total property damage at which a Hawaii collision must be reported to police", "period": "2026", "source_name": "Hawaii Revised Statutes, § 291C-16", "source_url": "https://data.capitol.hawaii.gov/hrscurrent/Vol05_Ch0261-0319/HRS0291C/HRS_0291C-0016.htm", "as_of": "2026-10-29" }, { "key": "hi.crash_report_copy", "value": "request it from the Records Division by email, by mail or in person at 801 South Beretania Street, with a copy of your government-issued ID", "unit": "text", "region": "HI", "label": "How to get a Honolulu Police Department motor vehicle collision report", "period": "2026", "source_name": "Honolulu Police Department, Police Reports", "source_url": "https://www.honolulupd.org/police-services/police-reports/", "as_of": "2026-10-29" }, { "key": "hi.honolulu_report_fee_first_page", "value": 0.5, "unit": "USD", "region": "HI", "label": "Honolulu Police Department fee for the first page of a report copy", "period": "2026", "source_name": "Honolulu Police Department, Police Reports", "source_url": "https://www.honolulupd.org/police-services/police-reports/", "as_of": "2026-10-29" }, { "key": "hi.honolulu_report_fee_extra_page", "value": 0.25, "unit": "USD", "region": "HI", "label": "Honolulu Police Department fee for each additional page of a report copy", "period": "2026", "source_name": "Honolulu Police Department, Police Reports", "source_url": "https://www.honolulupd.org/police-services/police-reports/", "as_of": "2026-10-29" }, { "key": "hi.bar_referral_name", "value": "Lawyer Referral & Information Service (LRIS)", "unit": "text", "region": "HI", "label": "Lawyer referral service of the Hawaii State Bar Association", "period": "2026", "source_name": "Hawaii State Bar Association, Lawyer Referral & Information Service", "source_url": "https://hsba.org/find-a-lawyer/attorney-client-relations/lris", "as_of": "2026-10-29" }, { "key": "hi.bar_referral_phone", "value": "(808) 537-9140", "unit": "text", "region": "HI", "label": "Phone number of the Hawaii State Bar Association lawyer referral service", "period": "2026", "source_name": "Hawaii State Bar Association, Lawyer Referral & Information Service", "source_url": "https://hsba.org/find-a-lawyer/attorney-client-relations/lris", "as_of": "2026-10-29" }, { "key": "hi.bar_referral_url", "value": "https://hsba.org/find-a-lawyer/attorney-client-relations/lris", "unit": "text", "region": "HI", "label": "Web page of the Hawaii State Bar Association lawyer referral service", "period": "2026", "source_name": "Hawaii State Bar Association, Lawyer Referral & Information Service", "source_url": "https://hsba.org/find-a-lawyer/attorney-client-relations/lris", "as_of": "2026-10-29" }, { "key": "hi.bar_lookup_url", "value": "https://hsba.org/member-directory", "unit": "text", "region": "HI", "label": "Hawaii State Bar Association member directory (license lookup)", "period": "2026", "source_name": "Hawaii State Bar Association, Lawyer Referral & Information Service", "source_url": "https://hsba.org/find-a-lawyer/attorney-client-relations/lris", "as_of": "2026-10-29" }, { "key": "id.crash_report_duty", "value": "immediately notify the local police (inside a city) or the county sheriff or nearest state police office (outside a city)", "unit": "text", "region": "ID", "label": "Driver's duty to report an injury or damage crash in Idaho", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 49-1305", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title49/T49CH13/SECT49-1305/", "as_of": "2026-10-29" }, { "key": "id.crash_report_threshold", "value": 1500, "unit": "USD", "region": "ID", "label": "Property damage to any one person above which an Idaho crash must be reported to police", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 49-1305", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title49/T49CH13/SECT49-1305/", "as_of": "2026-10-29" }, { "key": "id.crash_report_copy", "value": "order it online from the Idaho Transportation Department's Office of Highway Safety, which keeps the state's collision database", "unit": "text", "region": "ID", "label": "How to get a copy of an Idaho crash report", "period": "2026", "source_name": "Idaho Transportation Department, Order a Crash Report", "source_url": "https://itd.idaho.gov/service/order-a-crash-report/", "as_of": "2026-10-29" }, { "key": "id.crash_report_fee", "value": 7, "unit": "USD", "region": "ID", "label": "Fee for a copy of an Idaho crash report from the Office of Highway Safety (plus a transaction fee)", "period": "2026", "source_name": "Idaho Transportation Department, Order a Crash Report", "source_url": "https://itd.idaho.gov/service/order-a-crash-report/", "as_of": "2026-10-29" }, { "key": "id.gov_notice_days", "value": 180, "unit": "days", "region": "ID", "label": "Deadline to file a written claim against the State of Idaho or a city, county or other political subdivision, from when the claim arose or reasonably should have been discovered", "period": "2026", "source_name": "Idaho Legislature, Idaho Code §§ 6-905 and 6-906 (Idaho Tort Claims Act)", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title6/T6CH9/SECT6-906/", "as_of": "2026-10-29" }, { "key": "id.gov_notice", "value": "a written claim filed within 180 days with the Secretary of State (for the state) or with the clerk or secretary of the city, county or other political subdivision", "unit": "text", "region": "ID", "label": "Notice-of-claim rule for claims against Idaho government bodies", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 6-905 (claims against the state)", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title6/T6CH9/SECT6-905/", "as_of": "2026-10-29" }, { "key": "id.gov_notice_minor", "value": "within 180 days after the child reaches the age of majority, or six years after the claim arose or should reasonably have been discovered, whichever is earlier", "unit": "text", "region": "ID", "label": "Deadline for a minor's notice of claim against an Idaho government body", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 6-906A", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title6/T6CH9/SECT6-906A/", "as_of": "2026-10-29" }, { "key": "id.itca_limit", "value": 500000, "unit": "USD", "region": "ID", "label": "Combined limit on what an Idaho government body and its employees pay per occurrence under the Tort Claims Act, unless it bought more insurance", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 6-926", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title6/T6CH9/SECT6-926/", "as_of": "2026-10-29" }, { "key": "id.minor_tolling", "value": "the time before a child reaches the age of majority is not counted, but minority can pause the deadline for no more than six years", "unit": "text", "region": "ID", "label": "Limitations tolling for minors in Idaho", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 5-230", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title5/T5CH2/SECT5-230/", "as_of": "2026-10-29" }, { "key": "id.minor_tolling_max", "value": 6, "unit": "years", "region": "ID", "label": "Longest period an Idaho limitations deadline can be paused because the injured person is a minor", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 5-230", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title5/T5CH2/SECT5-230/", "as_of": "2026-10-29" }, { "key": "id.noneconomic_cap", "value": 509013.28, "unit": "USD", "region": "ID", "label": "Idaho cap on noneconomic damages in personal injury and wrongful death cases, effective July 1, 2025 (latest figure published by the Idaho Industrial Commission)", "period": "2025", "source_name": "Idaho Industrial Commission, Calculation: Non-economic Damages Caps (effective 7-01-25)", "source_url": "https://iic.idaho.gov/wp-content/uploads/2025/07/Benefits-Non-economic-caps-effective-07_01_25.pdf", "as_of": "2026-10-29" }, { "key": "id.noneconomic_cap_base", "value": 250000, "unit": "USD", "region": "ID", "label": "Starting amount of Idaho's noneconomic damages cap before annual wage adjustments", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 6-1603", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title6/T6CH16/SECT6-1603/", "as_of": "2026-10-29" }, { "key": "id.punitive_cap", "value": "the greater of $250,000 or three times the compensatory damages", "unit": "text", "region": "ID", "label": "Idaho cap on punitive damages", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 6-1604", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title6/T6CH16/SECT6-1604/", "as_of": "2026-10-29" }, { "key": "id.seatbelt_evidence", "value": "cannot be used as evidence of comparative negligence or admitted on the question of negligence in a civil case", "unit": "text", "region": "ID", "label": "How Idaho treats a failure to wear a seat belt in a civil case", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 49-673", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title49/T49CH6/SECT49-673/", "as_of": "2026-10-29" }, { "key": "id.dram_shop", "value": "only if the drinker was under the legal drinking age or obviously intoxicated, and the seller knew or reasonably should have known it", "unit": "text", "region": "ID", "label": "When an Idaho seller or server of alcohol can be liable for a drunk driver's crash", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 23-808", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title23/T23CH8/SECT23-808/", "as_of": "2026-10-29" }, { "key": "id.dram_shop_notice_days", "value": 180, "unit": "days", "region": "ID", "label": "Deadline for written notice by certified mail to an Idaho alcohol seller before a dram shop claim", "period": "2026", "source_name": "Idaho Legislature, Idaho Code § 23-808(5)", "source_url": "https://legislature.idaho.gov/statutesrules/idstat/Title23/T23CH8/SECT23-808/", "as_of": "2026-10-29" }, { "key": "id.bar_referral_name", "value": "Lawyer Referral Service", "unit": "text", "region": "ID", "label": "Idaho State Bar lawyer referral service", "period": "2026", "source_name": "Idaho State Bar, Lawyer Referral Service", "source_url": "https://isb.idaho.gov/lawyer-referral-service/", "as_of": "2026-10-29" }, { "key": "id.bar_referral_phone", "value": "(208) 334-4500", "unit": "text", "region": "ID", "label": "Idaho State Bar phone (Lawyer Referral Service contact)", "period": "2026", "source_name": "Idaho State Bar, Lawyer Referral Service", "source_url": "https://isb.idaho.gov/lawyer-referral-service/", "as_of": "2026-10-29" }, { "key": "id.bar_referral_url", "value": "https://isb.idaho.gov/lawyer-referral-service/", "unit": "text", "region": "ID", "label": "Idaho State Bar Lawyer Referral Service web page (online referral requests)", "period": "2026", "source_name": "Idaho State Bar, Lawyer Referral Service", "source_url": "https://isb.idaho.gov/lawyer-referral-service/", "as_of": "2026-10-29" }, { "key": "id.bar_referral_fee", "value": 35, "unit": "USD", "region": "ID", "label": "Idaho State Bar referral fee (personal injury, medical malpractice and workers' compensation referrals are free)", "period": "2026", "source_name": "Idaho State Bar, Lawyer Referral Service", "source_url": "https://isb.idaho.gov/lawyer-referral-service/", "as_of": "2026-10-29" }, { "key": "id.bar_lookup_url", "value": "https://isb.idaho.gov/licensing-mcle/attorney-roster-search/", "unit": "text", "region": "ID", "label": "Idaho State Bar attorney roster search (license lookup)", "period": "2026", "source_name": "Idaho State Bar, Attorney Roster Search", "source_url": "https://isb.idaho.gov/licensing-mcle/attorney-roster-search/", "as_of": "2026-10-29" }, { "key": "il.crash_report_duty", "value": "notify the local police (inside a city) or the nearest county sheriff's office or Illinois State Police headquarters by the fastest available means", "unit": "text", "region": "IL", "label": "Driver's duty to give immediate notice of an Illinois crash when no police officer is present", "period": "2026", "source_name": "Illinois General Assembly, 625 ILCS 5/11-407", "source_url": "https://www.ilga.gov/Documents/legislation/ilcs/documents/062500050K11-407.htm", "as_of": "2026-10-29" }, { "key": "il.crash_report_copy", "value": "request it online through the Illinois State Police E-Pay service, which e-mails a redacted copy, or by mail", "unit": "text", "region": "IL", "label": "How to get a copy of an Illinois State Police crash report", "period": "2026", "source_name": "Illinois State Police, Obtain a Crash Report Online", "source_url": "https://isp.illinois.gov/CrashReports/Online", "as_of": "2026-10-29" }, { "key": "il.gov_notice", "value": "written notice to the Attorney General and the Clerk of the Court of Claims within one year of the injury, unless the claim itself is filed within that year", "unit": "text", "region": "IL", "label": "Notice rule for injury claims against the State of Illinois (Court of Claims)", "period": "2026", "source_name": "Illinois General Assembly, 705 ILCS 505/22-1 (Court of Claims Act)", "source_url": "https://www.ilga.gov/Documents/legislation/ilcs/documents/070505050K22-1.htm", "as_of": "2026-10-29" }, { "key": "il.gov_notice_years", "value": 1, "unit": "years", "region": "IL", "label": "Deadline for written notice of an injury claim against the State of Illinois, from the injury", "period": "2026", "source_name": "Illinois General Assembly, 705 ILCS 505/22-1 (Court of Claims Act)", "source_url": "https://www.ilga.gov/Documents/legislation/ilcs/documents/070505050K22-1.htm", "as_of": "2026-10-29" }, { "key": "il.court_of_claims_years", "value": 2, "unit": "years", "region": "IL", "label": "Deadline 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"Limitations rule for minors in Illinois", "period": "2026", "source_name": "Illinois General Assembly, 735 ILCS 5/13-211", "source_url": "https://www.ilga.gov/Documents/legislation/ilcs/documents/073500050K13-211.htm", "as_of": "2026-10-29" }, { "key": "il.joint_several_pct", "value": 25, "unit": "%", "region": "IL", "label": "Share of total fault at or above which an Illinois defendant is jointly and severally liable for all damages (below it, only for its share of non-medical damages)", "period": "2026", "source_name": "Illinois General Assembly, 735 ILCS 5/2-1117", "source_url": "https://www.ilga.gov/Documents/legislation/ilcs/documents/073500050K2-1117.htm", "as_of": "2026-10-29" }, { "key": "il.seatbelt_evidence", "value": "is not evidence of negligence and does not reduce your recovery", "unit": "text", "region": "IL", "label": "How Illinois treats a failure to wear a seat belt in a civil case", "period": "2026", "source_name": "Illinois General Assembly, 625 ILCS 5/12-603.1(c)", "source_url": "https://www.ilga.gov/Documents/legislation/ilcs/documents/062500050K12-603.1.htm", "as_of": "2026-10-29" }, { "key": "il.bar_referral_name", "value": "Illinois Lawyer Finder", "unit": "text", "region": "IL", "label": "Illinois State Bar Association lawyer referral program", "period": "2026", "source_name": "Illinois State Bar Association, Illinois Lawyer Finder", "source_url": "https://www.isba.org/public/illinoislawyerfinder", "as_of": "2026-10-29" }, { "key": "il.bar_referral_phone", "value": "(217) 525-5297", "unit": "text", "region": "IL", "label": "Illinois State Bar Association phone referral service", "period": "2026", "source_name": "Illinois State Bar Association, Phone Referral Service", "source_url": "https://www.isba.org/public/phonereferral", "as_of": "2026-10-29" }, { "key": "il.bar_referral_url", "value": "https://www.isba.org/public/illinoislawyerfinder", "unit": "text", "region": "IL", "label": "Illinois State Bar Association Illinois Lawyer Finder web page", "period": "2026", "source_name": "Illinois State Bar Association, Illinois Lawyer Finder", "source_url": "https://www.isba.org/public/illinoislawyerfinder", "as_of": "2026-10-29" }, { "key": "il.bar_referral_fee", "value": 25, "unit": "USD", "region": "IL", "label": "Most a lawyer referred by the ISBA phone referral service charges for a 30-minute first consultation", "period": "2026", "source_name": "Illinois State Bar Association, Illinois Lawyer Finder", "source_url": "https://www.isba.org/public/illinoislawyerfinder", "as_of": "2026-10-29" }, { "key": "il.bar_lookup_url", "value": "https://www.iardc.org/Lawyer/Search", "unit": "text", "region": "IL", "label": "Attorney Registration and Disciplinary Commission lawyer search (license and discipline lookup)", "period": "2026", "source_name": "Attorney Registration and Disciplinary Commission, Lawyer Search", "source_url": "https://www.iardc.org/Lawyer/Search", "as_of": "2026-10-29" }, { "key": "in.crash_report_duty", "value": "immediately notify the local police (inside a city or town), the county sheriff or nearest state police post (outside one), or a 911 operator", "unit": "text", "region": "IN", "label": "Driver's duty to notify police after an Indiana crash that injures or kills someone", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 9-26-1-1.1 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-9/article-26/chapter-1/section-9-26-1-1-1/", "as_of": "2026-10-29" }, { "key": "in.crash_report_copy", "value": "buy it online through BuyCrash; the Indiana State Police keeps the central repository of all Indiana crash reports", "unit": "text", "region": "IN", "label": "How to get a copy of an Indiana crash report", "period": "2026", "source_name": "Indiana State Police, Crash Reports", "source_url": "https://www.in.gov/isp/crash-reports", "as_of": "2026-10-29" }, { "key": "in.gov_notice_days", "value": 180, "unit": "days", "region": "IN", "label": "Deadline for written notice of a claim against an Indiana city, county or other political subdivision, from the loss", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 34-13-3-8 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-34/article-13/chapter-3/section-34-13-3-8/", "as_of": "2026-10-29" }, { "key": "in.gov_notice", "value": "filed with the governing body of the city, county or other political subdivision and with the Indiana political subdivision risk management commission", "unit": "text", "region": "IN", "label": "Where notice of a claim against an Indiana political subdivision is filed", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 34-13-3-8 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-34/article-13/chapter-3/section-34-13-3-8/", "as_of": "2026-10-29" }, { "key": "in.gov_notice_days_state", "value": 270, "unit": "days", "region": "IN", "label": "Deadline for written notice of a claim against the State of Indiana, from the loss", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 34-13-3-6 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-34/article-13/chapter-3/section-34-13-3-6/", "as_of": "2026-10-29" }, { "key": "in.itca_cap_person", "value": 700000, "unit": "USD", "region": "IN", "label": "Most an Indiana government body and its employees pay for injury or death of one person (causes of action accruing on or after January 1, 2008)", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 34-13-3-4 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-34/article-13/chapter-3/section-34-13-3-4/", "as_of": "2026-10-29" }, { "key": "in.itca_cap_occurrence", "value": 5000000, "unit": "USD", "region": "IN", "label": "Most an Indiana government body and its employees pay for injury or death of all persons in one occurrence", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 34-13-3-4 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-34/article-13/chapter-3/section-34-13-3-4/", "as_of": "2026-10-29" }, { "key": "in.minor_tolling", "value": "a child injured before age 18 is under a legal disability and may sue within two years after turning 18", "unit": "text", "region": "IN", "label": "Limitations rule for minors in Indiana", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 34-11-6-1 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-34/article-11/chapter-6/section-34-11-6-1/", "as_of": "2026-10-29" }, { "key": "in.punitive_cap", "value": "the greater of three times the compensatory damages or $50,000", "unit": "text", "region": "IN", "label": "Indiana cap on punitive damages", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 34-51-3-4 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-34/article-51/chapter-3/section-34-51-3-4/", "as_of": "2026-10-29" }, { "key": "in.punitive_state_pct", "value": 75, "unit": "%", "region": "IN", "label": "Share of an Indiana punitive damages award paid to the state's violent crime victims compensation fund (the plaintiff receives 25%)", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 34-51-3-6 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-34/article-51/chapter-3/section-34-51-3-6/", "as_of": "2026-10-29" }, { "key": "in.dram_shop", "value": "only if they actually knew the drinker was visibly intoxicated when served and the intoxication was a proximate cause of the injury", "unit": "text", "region": "IN", "label": "When an Indiana seller or server of alcohol can be liable for a drunk driver's crash", "period": "2026", "source_name": "Indiana General Assembly, Ind. Code § 7.1-5-10-15.5 (2025 Code via Justia)", "source_url": "https://law.justia.com/codes/indiana/title-7-1/article-5/chapter-10/section-7-1-5-10-15-5/", "as_of": "2026-10-29" }, { "key": "in.bar_referral_name", "value": "Indy Lawyer Finder", "unit": "text", "region": "IN", "label": "Indianapolis Bar Association online lawyer referral program (Indianapolis area)", "period": "2026", "source_name": "Indianapolis Bar Association, Indy Lawyer Finder", "source_url": "https://www.indybar.org/?pg=LawyerReferralService-HomePage", "as_of": "2026-10-29" }, { "key": "in.bar_referral_url", "value": "https://www.indybar.org/?pg=LawyerReferralService-HomePage", "unit": "text", "region": "IN", "label": "Indy Lawyer Finder web page", "period": "2026", "source_name": "Indianapolis Bar Association, Indy Lawyer Finder", "source_url": "https://www.indybar.org/?pg=LawyerReferralService-HomePage", "as_of": "2026-10-29" }, { "key": "in.bar_lookup_url", "value": "https://courtapps.in.gov/rollofattorneys", "unit": "text", "region": "IN", "label": "Indiana Roll of Attorneys (license status lookup)", "period": "2026", "source_name": "Indiana Judicial Branch, Home page", "source_url": "https://www.in.gov/courts/", "as_of": "2026-10-29" }, { "key": "ia.crash_report_duty", "value": "immediately notify the county sheriff, the nearest State Patrol office or another peace officer near the scene", "unit": "text", "region": "IA", "label": "Driver's duty to give immediate notice of an Iowa crash that injures or kills someone", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 321.266 (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/321.266.pdf", "as_of": "2026-10-29" }, { "key": "ia.crash_report_threshold", "value": 1500, "unit": "USD", "region": "IA", "label": "Total property damage at or above which an Iowa driver must send a written crash report to the Iowa DOT", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 321.266 (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/321.266.pdf", "as_of": "2026-10-29" }, { "key": "ia.crash_report_hours", "value": 72, "unit": "hours", "region": "IA", "label": "Deadline for a driver's written crash report to the Iowa DOT when no law enforcement agency investigated", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 321.266 (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/321.266.pdf", "as_of": "2026-10-29" }, { "key": "ia.crash_report_copy", "value": "view State Patrol crash reports free at accidentreports.iowa.gov for 15 days, or get older ones from a State Patrol district office", "unit": "text", "region": "IA", "label": "How to get a copy of an Iowa State Patrol crash report", "period": "2026", "source_name": "Iowa Department of Public Safety, Iowa State Patrol crash reports", "source_url": "https://accidentreports.iowa.gov/", "as_of": "2026-10-29" }, { "key": "ia.gov_notice", "value": "a written claim filed with the director of the Department of Management within two years after the claim accrues", "unit": "text", "region": "IA", "label": "First step for a tort claim against the State of Iowa", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 669.13 (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/669.13.pdf", "as_of": "2026-10-29" }, { "key": "ia.municipal_suit_years", "value": 2, "unit": "years", "region": "IA", "label": "Deadline to sue an Iowa city, county or other municipality or its employee, from the death, loss or injury", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 670.5 (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/670.5.pdf", "as_of": "2026-10-29" }, { "key": "ia.minor_tolling", "value": "a child has at least until one year after turning 18 to file", "unit": "text", "region": "IA", "label": "Limitations extension for minors in Iowa", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 614.8 (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/614.8.pdf", "as_of": "2026-10-29" }, { "key": "ia.seatbelt_evidence", "value": "is not evidence of comparative fault, but if it contributed to the injuries a jury may reduce the damages by up to 25%", "unit": "text", "region": "IA", "label": "How Iowa treats a failure to wear a seat belt in a crash lawsuit", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 321.445(4)(b) (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/321.445.pdf", "as_of": "2026-10-29" }, { "key": "ia.seatbelt_reduction_max", "value": 25, "unit": "%", "region": "IA", "label": "Most a jury may reduce an Iowa plaintiff's damages for not wearing a seat belt (after comparative fault reductions)", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 321.445(4)(b) (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/321.445.pdf", "as_of": "2026-10-29" }, { "key": "ia.dram_shop", "value": "a licensed seller that sold and served alcohol to a person who was visibly intoxicated at the time", "unit": "text", "region": "IA", "label": "Who can be liable under Iowa dram shop law", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 123.92 (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/123.92.pdf", "as_of": "2026-10-29" }, { "key": "ia.dram_shop_noneconomic_cap", "value": 250000, "unit": "USD", "region": "IA", "label": "Cap on noneconomic damages per injury or death in an Iowa dram shop claim (unless the jury finds substantial or permanent impairment, substantial disfigurement or death warrants more)", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 123.92(1)(c) (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/123.92.pdf", "as_of": "2026-10-29" }, { "key": "ia.dram_shop_notice_months", "value": 6, "unit": "months", "region": "IA", "label": "Deadline for written notice to the licensee or its insurer before an Iowa dram shop claim, from the injury", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 123.93 (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/123.93.pdf", "as_of": "2026-10-29" }, { "key": "ia.cmv_noneconomic_cap", "value": 5000000, "unit": "USD", "region": "IA", "label": "Cap per plaintiff on noneconomic damages against the owner or operator of a commercial motor vehicle that requires a CDL (with exceptions)", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 668.15A (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/668.pdf", "as_of": "2026-10-29" }, { "key": "ia.bar_referral_name", "value": "Iowa Find-A-Lawyer", "unit": "text", "region": "IA", "label": "Iowa State Bar Association lawyer-finding program", "period": "2026", "source_name": "Iowa State Bar Association, Ways to get legal help", "source_url": "https://www.iowabar.org/?pg=Waystogetlegalhelp", "as_of": "2026-10-29" }, { "key": "ia.bar_referral_url", "value": "https://www.iowabar.org/?pg=Find-A-LawyerHP", "unit": "text", "region": "IA", "label": "Iowa Find-A-Lawyer web page", "period": "2026", "source_name": "Iowa State Bar Association, Home page", "source_url": "https://www.iowabar.org/", "as_of": "2026-10-29" }, { "key": "ia.bar_referral_phone", "value": "(515) 243-3179", "unit": "text", "region": "IA", "label": "Iowa State Bar Association general phone line", "period": "2026", "source_name": "Iowa State Bar Association, Ways to get legal help", "source_url": "https://www.iowabar.org/?pg=Waystogetlegalhelp", "as_of": "2026-10-29" }, { "key": "ia.bar_referral_fee", "value": 25, "unit": "USD", "region": "IA", "label": "Most an Iowa Find-A-Lawyer participating lawyer charges for up to 30 minutes of initial consultation", "period": "2026", "source_name": "Iowa State Bar Association, Ways to get legal help", "source_url": "https://www.iowabar.org/?pg=Waystogetlegalhelp", "as_of": "2026-10-29" }, { "key": "ia.bar_lookup_url", "value": "https://www.iowacourts.gov/opr", "unit": "text", "region": "IA", "label": "Iowa Judicial Branch Office of Professional Regulation (Search Iowa Attorneys, discipline)", "period": "2026", "source_name": "Iowa Judicial Branch, Office of Professional Regulation", "source_url": "https://www.iowacourts.gov/opr", "as_of": "2026-10-29" }, { "key": "ia.state_claim_years", "value": 2, "unit": "years", "region": "IA", "label": "Deadline to file a written tort claim against the State of Iowa with the director of the Department of Management, after the claim accrues", "period": "2026", "source_name": "Iowa Legislature, Iowa Code § 669.13 (2026 Code)", "source_url": "https://www.legis.iowa.gov/docs/code/669.13.pdf", "as_of": "2026-10-29" }, { "key": "ny.crash_report_duty", "value": "every driver in a crash that kills or injures anyone, or damages any one person's property by more than $1,000, must send a written report (form MV-104) to the DMV", "unit": "text", "region": "NY", "label": "Who must file a driver's crash report with the New York DMV", "period": "2026", "source_name": "New York State Senate, Vehicle and Traffic Law § 605(a)(1)", "source_url": "https://www.nysenate.gov/legislation/laws/VAT/605", "as_of": "2026-10-29" }, { "key": "ny.injury_police_report_rule", "value": "a driver who knows or should know someone was hurt must stop, show their license and give their name, address and insurer to the injured person and to a police officer, or report to the nearest police station if no officer is there", "unit": "text", "region": "NY", "label": "New York duty to stop and report when a crash injures someone", "period": "2026", "source_name": "New York State Senate, Vehicle and Traffic Law § 600(2)(a)", "source_url": "https://www.nysenate.gov/legislation/laws/VAT/600", "as_of": "2026-10-29" }, { "key": "ny.crash_report_copy", "value": "order it from the New York DMV online, through the DMV's Records Request Navigator, or by mail with form MV-198C", "unit": "text", "region": "NY", "label": "How to get a copy of a New York crash report", "period": "2026", "source_name": "New York State DMV, Order and access motor vehicle crash (accident) reports", "source_url": "https://dmv.ny.gov/records/order-and-access-motor-vehicle-crash-accident-reports", "as_of": "2026-10-29" }, { "key": "ny.crash_report_paper_days", "value": 30, "unit": "days", "region": "NY", "label": "Minimum time before a paper police crash report is available from the New York DMV", "period": "2026", "source_name": "New York State DMV, Order and access motor vehicle crash (accident) reports", "source_url": "https://dmv.ny.gov/records/order-and-access-motor-vehicle-crash-accident-reports", "as_of": "2026-10-29" }, { "key": "ny.crash_report_motorist_days", "value": 60, "unit": "days", "region": "NY", "label": "Minimum time before a driver's own crash report (MV-104) is available from the New York DMV", "period": "2026", "source_name": "New York State DMV, Order and access motor vehicle crash (accident) reports", "source_url": "https://dmv.ny.gov/records/order-and-access-motor-vehicle-crash-accident-reports", "as_of": "2026-10-29" }, { "key": "ny.gov_notice", "value": "a notice of claim, served within 90 days, before suing a city, county, town, village, fire district or school district", "unit": "text", "region": "NY", "label": "Notice rule for New York claims against local governments", "period": "2026", "source_name": "New York State Senate, General Municipal Law §§ 50-e and 50-i", "source_url": "https://www.nysenate.gov/legislation/laws/GMU/50-E", "as_of": "2026-10-29" }, { "key": "ny.state_claim_days", "value": 90, "unit": "days", "region": "NY", "label": "Deadline to file and serve a claim (or a notice of intention) on the Attorney General for negligence by a New York State employee", "period": "2026", "source_name": "New York State Senate, Court of Claims Act § 10(3)", "source_url": "https://www.nysenate.gov/legislation/laws/CTC/10", "as_of": "2026-10-29" }, { "key": "ny.state_claim_notice_years", "value": 2, "unit": "years", "region": "NY", "label": "Deadline to file a claim against New York State after serving a timely notice of intention", "period": "2026", "source_name": "New York State Senate, Court of Claims Act § 10(3)", "source_url": "https://www.nysenate.gov/legislation/laws/CTC/10", "as_of": "2026-10-29" }, { "key": "ny.minor_tolling", "value": "the deadline is generally extended to three years after the child turns 18", "unit": "text", "region": "NY", "label": "How the New York injury deadline works for injured children", "period": "2026", "source_name": "New York State Senate, CPLR 208(a) and CPLR 105(j)", "source_url": "https://www.nysenate.gov/legislation/laws/CVP/208", "as_of": "2026-10-29" }, { "key": "ny.tort_threshold", "value": "you can sue another driver for pain and suffering only if you have a serious injury, and for economic losses only beyond what no-fault pays", "unit": "text", "region": "NY", "label": "When a New York crash victim can sue outside no-fault", "period": "2026", "source_name": "New York State Senate, Insurance Law § 5104(a)", "source_url": "https://www.nysenate.gov/legislation/laws/ISC/5104", "as_of": "2026-10-29" }, { "key": "ny.bar_referral_name", "value": "New York State Bar Association Lawyer Referral Service", "unit": "text", "region": "NY", "label": "Statewide bar lawyer referral service in New York", "period": "2026", "source_name": "New York State Bar Association, Lawyer Referral Service", "source_url": "https://nysba.org/new-york-state-bar-association-lawyer-referral-service/", "as_of": "2026-10-29" }, { "key": "ny.bar_referral_url", "value": "https://nysba.org/new-york-state-bar-association-lawyer-referral-service/", "unit": "text", "region": "NY", "label": "New York State Bar Association Lawyer Referral Service page", "period": "2026", "source_name": "New York State Bar Association, Lawyer Referral Service", "source_url": "https://nysba.org/new-york-state-bar-association-lawyer-referral-service/", "as_of": "2026-10-29" }, { "key": "ny.bar_referral_pi_consult", "value": "free", "unit": "text", "region": "NY", "label": "Cost of the first consultation in a personal injury case through the New York State Bar Association Lawyer Referral Service", "period": "2026", "source_name": "New York State Bar Association, Lawyer Referral Attorney Application", "source_url": "https://nysba.org/lawyer-referral/", "as_of": "2026-10-29" }, { "key": "ny.bar_referral_excluded_counties", "value": "Bronx, Dutchess, Erie, Kings, Monroe, Nassau, New York, Oneida, Onondaga, Orange, Putnam, Queens, Richmond, Rockland, Suffolk and Westchester", "unit": "text", "region": "NY", "label": "Counties the New York State Bar Association Lawyer Referral Service does not serve", "period": "2026", "source_name": "New York State Bar Association, Lawyer Referral Attorney Application", "source_url": "https://nysba.org/lawyer-referral/", "as_of": "2026-10-29" }, { "key": "nc.crash_report_duty", "value": "the driver must immediately tell the police: the local police department inside a city or town, or the State Highway Patrol or sheriff's office outside one", "unit": "text", "region": "NC", "label": "Who a North Carolina driver must notify after a reportable crash", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 20-166.1(a)", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_20/GS_20-166.1.html", "as_of": "2026-10-29" }, { "key": "nc.crash_report_threshold", "value": 1000, "unit": "USD", "region": "NC", "label": "Total property damage at or above which a North Carolina crash is reportable (any death or injury also makes it reportable)", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 20-4.01(33b)", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_20/GS_20-4.01.html", "as_of": "2026-10-29" }, { "key": "nc.officer_report_hours", "value": 24, "unit": "hours", "region": "NC", "label": "Time an investigating officer has to write a report of a reportable North Carolina crash", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 20-166.1(e)", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_20/GS_20-166.1.html", "as_of": "2026-10-29" }, { "key": "nc.parked_car_report_hours", "value": 48, "unit": "hours", "region": "NC", "label": "Time a North Carolina driver who hits a parked or unattended vehicle has to report it to the owner", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 20-166.1(c)", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_20/GS_20-166.1.html", "as_of": "2026-10-29" }, { "key": "nc.crash_report_copy", "value": "order a redacted copy from the NC Division of Motor Vehicles with form TR-67A, by mail or in person in Raleigh or Huntersville", "unit": "text", "region": "NC", "label": "How a person involved in a North Carolina crash gets a copy of the report from NCDMV", "period": "2026", "source_name": "North Carolina Division of Motor Vehicles, Crash reports", "source_url": "https://www.ncdot.gov/dmv/offices-services/records-reports/Pages/crash-reports.aspx", "as_of": "2026-10-29" }, { "key": "nc.crash_report_mail_business_days", "value": 10, "unit": "business days", "region": "NC", "label": "Processing time NCDMV asks people to allow for a mailed crash report request", "period": "2026", "source_name": "North Carolina Division of Motor Vehicles, Crash reports", "source_url": "https://www.ncdot.gov/dmv/offices-services/records-reports/Pages/crash-reports.aspx", "as_of": "2026-10-29" }, { "key": "nc.gov_notice", "value": "a tort claim against a state department or agency is filed with the North Carolina Industrial Commission, which acts as the court for these claims", "unit": "text", "region": "NC", "label": "Where North Carolina claims against the State are filed", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 143-291(a)", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_143/GS_143-291.html", "as_of": "2026-10-29" }, { "key": "nc.minor_tolling", "value": "the usual deadline generally starts to run only when the child turns 18", "unit": "text", "region": "NC", "label": "How the North Carolina injury deadline works for injured children", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 1-17(a)", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-17.html", "as_of": "2026-10-29" }, { "key": "nc.seatbelt_evidence", "value": "evidence that someone was not wearing a seat belt is not admissible in a civil trial", "unit": "text", "region": "NC", "label": "North Carolina rule on seat-belt evidence in civil cases", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 20-135.2A(d)", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_20/GS_20-135.2A.html", "as_of": "2026-10-29" }, { "key": "nc.dram_shop", "value": "a seller that negligently sells or furnishes alcohol to an underage person can be liable for injuries the underage driver causes while impaired", "unit": "text", "region": "NC", "label": "North Carolina dram shop rule (underage sales)", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 18B-121", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_18B/GS_18B-121.html", "as_of": "2026-10-29" }, { "key": "nc.dram_shop_cap", "value": 500000, "unit": "USD", "region": "NC", "label": "Limit on total damages per occurrence in a North Carolina underage dram shop claim", "period": "2026", "source_name": "North Carolina General Assembly, G.S. 18B-123", "source_url": "https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_18B/GS_18B-123.html", "as_of": "2026-10-29" }, { "key": "nc.bar_referral_name", "value": "North Carolina Bar Association Lawyer Referral Service", "unit": "text", "region": "NC", "label": "Lawyer referral service of the North Carolina Bar Association", "period": "2026", "source_name": "North Carolina Bar Association, Find an NC lawyer", "source_url": "https://www.ncbar.org/public/find-an-nc-lawyer/", "as_of": "2026-10-29" }, { "key": "nc.bar_referral_url", "value": "https://www.ncbar.org/public/find-an-nc-lawyer/", "unit": "text", "region": "NC", "label": "North Carolina Bar Association Lawyer Referral Service page", "period": "2026", "source_name": "North Carolina Bar Association, Find an NC lawyer", "source_url": "https://www.ncbar.org/public/find-an-nc-lawyer/", "as_of": "2026-10-29" }, { "key": "nc.bar_referral_fee", "value": 50, "unit": "USD", "region": "NC", "label": "Most a North Carolina Bar Association referral lawyer charges for a first 30-minute consultation", "period": "2026", "source_name": "North Carolina Bar Association, Find an NC lawyer", "source_url": "https://www.ncbar.org/public/find-an-nc-lawyer/", "as_of": "2026-10-29" }, { "key": "nd.tort_threshold", "value": "you can sue another driver for pain and suffering only after a serious injury, and for economic losses only beyond your basic no-fault benefits", "unit": "text", "region": "ND", "label": "When a North Dakota crash victim can sue outside no-fault", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 26.1-41-08(1)", "source_url": "https://ndlegis.gov/cencode/t26-1c41.pdf", "as_of": "2026-10-29" }, { "key": "nd.serious_injury", "value": "death, dismemberment, serious and permanent disfigurement, disability beyond 60 days, or medical expenses over $2,500", "unit": "text", "region": "ND", "label": "Injuries that meet North Dakota's \"serious injury\" definition", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 26.1-41-01(21)", "source_url": "https://ndlegis.gov/cencode/t26-1c41.pdf", "as_of": "2026-10-29" }, { "key": "nd.serious_injury_medical_min", "value": 2500, "unit": "USD", "region": "ND", "label": "Medical expenses above which an injury counts as a serious injury under North Dakota no-fault law", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 26.1-41-01(21)", "source_url": "https://ndlegis.gov/cencode/t26-1c41.pdf", "as_of": "2026-10-29" }, { "key": "nd.serious_injury_disability_days", "value": 60, "unit": "days", "region": "ND", "label": "Length of disability beyond which an injury counts as a serious injury under North Dakota no-fault law", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 26.1-41-01(21)", "source_url": "https://ndlegis.gov/cencode/t26-1c41.pdf", "as_of": "2026-10-29" }, { "key": "nd.nofault_work_loss_pct", "value": 85, "unit": "%", "region": "ND", "label": "Share of lost income counted as work loss under North Dakota no-fault law", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 26.1-41-01", "source_url": "https://ndlegis.gov/cencode/t26-1c41.pdf", "as_of": "2026-10-29" }, { "key": "nd.nofault_work_loss_week", "value": 150, "unit": "USD", "region": "ND", "label": "Most North Dakota basic no-fault benefits pay per week for work loss", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 26.1-41-01(2)", "source_url": "https://ndlegis.gov/cencode/t26-1c41.pdf", "as_of": "2026-10-29" }, { "key": "nd.nofault_funeral", "value": 3500, "unit": "USD", "region": "ND", "label": "Most North Dakota basic no-fault benefits pay for funeral and burial expenses", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 26.1-41-01(2)", "source_url": "https://ndlegis.gov/cencode/t26-1c41.pdf", "as_of": "2026-10-29" }, { "key": "nd.crash_report_duty", "value": "the driver must immediately notify the local police department inside a city, or the county sheriff or the State Highway Patrol outside one", "unit": "text", "region": "ND", "label": "Who a North Dakota driver must notify after a crash with injury or major damage", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 39-08-09", "source_url": "https://ndlegis.gov/cencode/t39c08.pdf", "as_of": "2026-10-29" }, { "key": "nd.crash_report_threshold", "value": 4000, "unit": "USD", "region": "ND", "label": "Apparent property damage at or above which a North Dakota driver must notify police (any injury or death also requires notice)", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 39-08-09", "source_url": "https://ndlegis.gov/cencode/t39c08.pdf", "as_of": "2026-10-29" }, { "key": "nd.crash_report_copy", "value": "buy it online through the North Dakota Department of Transportation's Purchase Crash Report portal", "unit": "text", "region": "ND", "label": "How to get a copy of a North Dakota crash report", "period": "2026", "source_name": "North Dakota Department of Transportation, Purchase a crash report", "source_url": "https://www.dot.nd.gov/travel-and-safety/safety/purchase-crash-report", "as_of": "2026-10-29" }, { "key": "nd.crash_report_fee", "value": 7, "unit": "USD", "region": "ND", "label": "Fee to locate and provide a North Dakota crash report online", "period": "2026", "source_name": "North Dakota Department of Transportation, Purchase a crash report", "source_url": "https://www.dot.nd.gov/travel-and-safety/safety/purchase-crash-report", "as_of": "2026-10-29" }, { "key": "nd.crash_report_wait_days", "value": 10, "unit": "days", "region": "ND", "label": "Time after a crash during which a North Dakota crash report may not yet be available online", "period": "2026", "source_name": "North Dakota Department of Transportation, Purchase a crash report", "source_url": "https://www.dot.nd.gov/travel-and-safety/safety/purchase-crash-report", "as_of": "2026-10-29" }, { "key": "nd.gov_notice", "value": "written notice of the claim to the director of the Office of Management and Budget within 180 days after the injury is discovered, or within one year for a serious injury", "unit": "text", "region": "ND", "label": "Notice rule for North Dakota claims against the State", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 32-12.2-04(1)", "source_url": "https://ndlegis.gov/cencode/t32c12-2.pdf", "as_of": "2026-10-29" }, { "key": "nd.gov_notice_days", "value": 180, "unit": "days", "region": "ND", "label": "Deadline to give written notice of a claim against the State of North Dakota (one year for a serious injury)", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 32-12.2-04(1)(a)", "source_url": "https://ndlegis.gov/cencode/t32c12-2.pdf", "as_of": "2026-10-29" }, { "key": "nd.state_claim_years", "value": 3, "unit": "years", "region": "ND", "label": "Deadline to sue the State of North Dakota under the state tort claims law", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 28-01-22.1", "source_url": "https://ndlegis.gov/cencode/t28c01.pdf", "as_of": "2026-10-29" }, { "key": "nd.state_cap_person", "value": 500000, "unit": "USD", "region": "ND", "label": "Most the State of North Dakota pays per person on a tort claim", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 32-12.2-02(2)", "source_url": "https://ndlegis.gov/cencode/t32c12-2.pdf", "as_of": "2026-10-29" }, { "key": "nd.state_cap_occurrence", "value": 2000000, "unit": "USD", "region": "ND", "label": "Most the State of North Dakota pays for all claims from one occurrence", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 32-12.2-02(2)", "source_url": "https://ndlegis.gov/cencode/t32c12-2.pdf", "as_of": "2026-10-29" }, { "key": "nd.political_sub_suit_years", "value": 3, "unit": "years", "region": "ND", "label": "Deadline to sue a North Dakota political subdivision, such as a city or county", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 32-12.1-10", "source_url": "https://ndlegis.gov/cencode/t32c12-1.pdf", "as_of": "2026-10-29" }, { "key": "nd.political_sub_cap_person", "value": 500000, "unit": "USD", "region": "ND", "label": "Most a North Dakota political subdivision, such as a city or county, pays per person", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 32-12.1-03(2)", "source_url": "https://ndlegis.gov/cencode/t32c12-1.pdf", "as_of": "2026-10-29" }, { "key": "nd.political_sub_cap_occurrence", "value": 2000000, "unit": "USD", "region": "ND", "label": "Most a North Dakota political subdivision pays for all claims from one occurrence", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 32-12.1-03(2)", "source_url": "https://ndlegis.gov/cencode/t32c12-1.pdf", "as_of": "2026-10-29" }, { "key": "nd.minor_tolling", "value": "the time a child is under 18 is not counted, but the extension cannot run longer than one year after the child turns 18", "unit": "text", "region": "ND", "label": "How the North Dakota deadline works for injured children", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 28-01-25", "source_url": "https://ndlegis.gov/cencode/t28c01.pdf", "as_of": "2026-10-29" }, { "key": "nd.several_liability", "value": "each party at fault pays only its own percentage of the damages, unless they acted in concert", "unit": "text", "region": "ND", "label": "North Dakota rule on several liability among people at fault", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 32-03.2-02", "source_url": "https://ndlegis.gov/cencode/t32c03-2.pdf", "as_of": "2026-10-29" }, { "key": "nd.punitive_cap", "value": "two times compensatory damages or $250,000, whichever is greater", "unit": "text", "region": "ND", "label": "Cap on exemplary (punitive) damages in North Dakota", "period": "2026", "source_name": "North Dakota Legislative Assembly, N.D.C.C. § 32-03.2-11(4)", "source_url": "https://ndlegis.gov/cencode/t32c03-2.pdf", "as_of": "2026-10-29" }, { "key": "nd.bar_lookup_url", "value": "https://www.ndcourts.gov/lawyers", "unit": "text", "region": "ND", "label": "North Dakota Supreme Court lawyer search (the State Bar Association's Find a Lawyer link leads here)", "period": "2026", "source_name": "North Dakota Court System, Lawyers", "source_url": "https://www.ndcourts.gov/lawyers", "as_of": "2026-10-29" }, { "key": "oh.crash_report_duty", "value": "a driver in a crash on a public road must stop, stay at the scene and give their name, address and vehicle registration number to anyone injured, the other drivers or owners, and any police officer at the scene", "unit": "text", "region": "OH", "label": "Ohio duty to stop and give information after a crash", "period": "2026", "source_name": "Ohio Revised Code, § 4549.02(A)(1)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-4549.02", "as_of": "2026-10-29" }, { "key": "oh.crash_report_police_rule", "value": "if an injured person cannot understand or record the information, the driver must notify the nearest police authority and stay until an officer arrives", "unit": "text", "region": "OH", "label": "Ohio duty to call police when an injured person cannot take the driver's information", "period": "2026", "source_name": "Ohio Revised Code, § 4549.02(A)(2)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-4549.02", "as_of": "2026-10-29" }, { "key": "oh.crash_report_copy", "value": "search the Ohio Department of Public Safety's online Crash Report Search, or ask the agency that investigated the crash, which keeps the official report", "unit": "text", "region": "OH", "label": "How to get a copy of an Ohio crash report", "period": "2026", "source_name": "Ohio Department of Public Safety, Ohio Crash Report Search", "source_url": "https://ohtrafficdata.dps.ohio.gov/CrashRetrieval", "as_of": "2026-10-29" }, { "key": "oh.crash_report_online_wait", "value": "up to 6 weeks", "unit": "text", "region": "OH", "label": "Time it can take a crash report to appear on Ohio's online Crash Report Search", "period": "2026", "source_name": "Ohio Department of Public Safety, Ohio Crash Report Search", "source_url": "https://ohtrafficdata.dps.ohio.gov/CrashRetrieval", "as_of": "2026-10-29" }, { "key": "oh.state_claim_years", "value": 2, "unit": "years", "region": "OH", "label": "Deadline to sue the State of Ohio in the Court of Claims", "period": "2026", "source_name": "Ohio Revised Code, § 2743.16(A)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2743.16", "as_of": "2026-10-29" }, { "key": "oh.political_sub_suit_years", "value": 2, "unit": "years", "region": "OH", "label": "Deadline to sue an Ohio political subdivision, such as a city or county, for injury, death or property loss", "period": "2026", "source_name": "Ohio Revised Code, § 2744.04(A)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2744.04", "as_of": "2026-10-29" }, { "key": "oh.political_sub_noneconomic_cap", "value": 250000, "unit": "USD", "region": "OH", "label": "Most an Ohio political subdivision pays one person for damages that are not actual economic loss (wrongful death excluded)", "period": "2026", "source_name": "Ohio Revised Code, § 2744.05(C)(1)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2744.05", "as_of": "2026-10-29" }, { "key": "oh.minor_tolling", "value": "the injury deadline generally starts to run only when the child turns 18", "unit": "text", "region": "OH", "label": "How the Ohio injury deadline works for injured children", "period": "2026", "source_name": "Ohio Revised Code, § 2305.16 (with § 3109.01)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2305.16", "as_of": "2026-10-29" }, { "key": "oh.noneconomic_cap_exclusions", "value": "wrongful death actions, suits against the State in the Court of Claims, and suits against political subdivisions such as cities and counties", "unit": "text", "region": "OH", "label": "Cases the Ohio noneconomic damages cap does not apply to", "period": "2026", "source_name": "Ohio Revised Code, § 2315.18(H)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2315.18", "as_of": "2026-10-29" }, { "key": "oh.noneconomic_cap_scope", "value": "a civil action for damages for injury or loss to person or property, which includes an ordinary car-crash injury lawsuit", "unit": "text", "region": "OH", "label": "What counts as a tort action under the Ohio noneconomic damages cap", "period": "2026", "source_name": "Ohio Revised Code, § 2315.18(A)(7)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2315.18", "as_of": "2026-10-29" }, { "key": "oh.economic_loss_cap", "value": "no limit", "unit": "text", "region": "OH", "label": "Cap on compensatory damages for economic loss in an Ohio tort action", "period": "2026", "source_name": "Ohio Revised Code, § 2315.18(B)(1)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2315.18", "as_of": "2026-10-29" }, { "key": "oh.seatbelt_evidence", "value": "not wearing a seat belt cannot be used as evidence of negligence, but a jury that finds it contributed to the harm may reduce damages for non-economic loss", "unit": "text", "region": "OH", "label": "Ohio rule on seat-belt evidence in injury lawsuits", "period": "2026", "source_name": "Ohio Revised Code, § 4513.263(F)(1)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-4513.263", "as_of": "2026-10-29" }, { "key": "oh.punitive_cap", "value": "two times the compensatory damages", "unit": "text", "region": "OH", "label": "Cap on punitive damages in Ohio tort actions", "period": "2026", "source_name": "Ohio Revised Code, § 2315.21(D)(2)(a)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2315.21", "as_of": "2026-10-29" }, { "key": "oh.punitive_cap_individual", "value": "the lesser of two times the compensatory damages or 10% of the defendant's net worth, up to $350,000", "unit": "text", "region": "OH", "label": "Cap on punitive damages against an individual or small employer in Ohio", "period": "2026", "source_name": "Ohio Revised Code, § 2315.21(D)(2)(b)", "source_url": "https://codes.ohio.gov/ohio-revised-code/section-2315.21", "as_of": "2026-10-29" }, { "key": "oh.bar_referral_name", "value": "Ohio State Bar Association's Find a Lawyer attorney search", "unit": "text", "region": "OH", "label": "Ohio State Bar Association public attorney search", "period": "2026", "source_name": "Ohio State Bar Association, Find a Lawyer in Ohio", "source_url": "https://www.ohiobar.org/public-resources/find-a-lawyer/", "as_of": "2026-10-29" }, { "key": "oh.bar_referral_url", "value": "https://www.ohiobar.org/public-resources/find-a-lawyer/", "unit": "text", "region": "OH", "label": "Ohio State Bar Association Find a Lawyer page", "period": "2026", "source_name": "Ohio State Bar Association, Find a Lawyer in Ohio", "source_url": "https://www.ohiobar.org/public-resources/find-a-lawyer/", "as_of": "2026-10-29" }, { "key": "oh.bar_lookup_url", "value": "https://www.supremecourt.ohio.gov/AttorneySearch/", "unit": "text", "region": "OH", "label": "Supreme Court of Ohio Attorney Search", "period": "2026", "source_name": "Supreme Court of Ohio, Attorney Search", "source_url": "https://www.supremecourt.ohio.gov/AttorneySearch/", "as_of": "2026-10-29" }, { "key": "ks.tort_threshold", "value": "permanent disfigurement, a fracture to a weight-bearing bone, a compound, comminuted, displaced or compressed fracture, loss of a body member, a permanent injury, permanent loss of a bodily function, or death", "unit": "text", "region": "KS", "label": "Injuries that let a Kansas claimant sue for pain and suffering without meeting the medical-cost threshold", "period": "2026", "source_name": "Kansas Office of Revisor of Statutes, K.S.A. 40-3117", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch40/040_031_0017.html", "as_of": "2026-10-29" }, { "key": "ks.crash_report_duty", "value": "immediately, by the quickest available means, to the nearest police agency when no officer is at the scene and someone is hurt or killed or property damage appears to be $1,000 or more", "unit": "text", "region": "KS", "label": "When Kansas drivers must report a crash to the police", "period": "2026", "source_name": "Kansas Office of Revisor of Statutes, K.S.A. 8-1604(b)", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch08/008_016_0004.html", "as_of": "2026-10-29" }, { "key": "ks.crash_report_threshold", "value": 1000, "unit": "USD", "region": "KS", "label": "Apparent property damage that requires a Kansas crash to be reported to the police", "period": "2026", "source_name": "Kansas Office of Revisor of Statutes, K.S.A. 8-1604(b)", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch08/008_016_0004.html", "as_of": "2026-10-29" }, { "key": "ks.crash_report_copy", "value": "through the Kansas Highway Patrol's online Records Portal, in person or by written request to its Records Department in Topeka", "unit": "text", "region": "KS", "label": "How to get a copy of a Kansas Highway Patrol crash report", "period": "2026", "source_name": "Kansas Highway Patrol, Records Requests / Crash Reports", "source_url": "https://kansashighwaypatrol.gov/find-a-troop/troop-location-map/general-headquarters/legal-counsel/records-2/", "as_of": "2026-10-29" }, { "key": "ks.crash_report_fee", "value": 5, "unit": "USD", "region": "KS", "label": "Kansas Highway Patrol fee per crash report", "period": "2026", "source_name": "Kansas Highway Patrol, Records Requests / Crash Reports", "source_url": "https://kansashighwaypatrol.gov/find-a-troop/troop-location-map/general-headquarters/legal-counsel/records-2/", "as_of": "2026-10-29" }, { "key": "ks.gov_notice", "value": "a written notice of claim filed with the clerk or governing body of the city, county or other municipality before a lawsuit can be filed", "unit": "text", "region": "KS", "label": "Notice rule for Kansas Tort Claims Act claims against a municipality", "period": "2026", "source_name": "Kansas Office of Revisor of Statutes, K.S.A. 12-105b(d)", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch12/012_001_0005b.html", "as_of": "2026-10-29" }, { "key": "ks.gov_claim_response_days", "value": 120, "unit": "days", "region": "KS", "label": "Days a Kansas municipality has to act on a notice of claim before the claim is treated as denied", "period": "2026", "source_name": "Kansas Office of Revisor of Statutes, K.S.A. 12-105b(d)", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch12/012_001_0005b.html", "as_of": "2026-10-29" }, { "key": "ks.gov_claim_cap", "value": 500000, "unit": "USD", "region": "KS", "label": "Kansas Tort Claims Act limit for all claims from one occurrence", "period": "2026", "source_name": "Kansas Office of Revisor of Statutes, K.S.A. 75-6105(a)", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch75/075_061_0005.html", "as_of": "2026-10-29" }, { "key": "ks.minor_tolling", "value": "a child may sue within one year after turning 18, but never more than eight years after the crash", "unit": "text", "region": "KS", "label": "How the Kansas filing deadline works for an injured child", "period": "2026", "source_name": "Kansas Office of Revisor of Statutes, K.S.A. 60-515(a)", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch60/060_005_0015.html", "as_of": "2026-10-29" }, { "key": "ks.wrongful_death_cap", "value": 250000, "unit": "USD", "region": "KS", "label": "Kansas cap on wrongful death damages other than the heirs' financial (pecuniary) loss", "period": "2026", "source_name": "Kansas Office of Revisor of Statutes, K.S.A. 60-1903(a)", "source_url": "https://www.ksrevisor.gov/statutes/chapters/ch60/060_019_0003.html", "as_of": "2026-10-29" }, { "key": "ks.bar_referral_name", "value": "KBA Lawyer Referral Service", "unit": "text", "region": "KS", "label": "Kansas Bar Association lawyer referral service", "period": "2026", "source_name": "Kansas Bar Association, Lawyer Referral Service", "source_url": "https://ksbar.org/?pg=lrs_public", "as_of": "2026-10-29" }, { "key": "ks.bar_referral_phone", "value": "785-861-8826", "unit": "text", "region": "KS", "label": "Phone help for the Kansas Bar Association lawyer referral service", "period": "2026", "source_name": "Kansas Bar Association, Lawyer Referral Service", "source_url": "https://ksbar.org/?pg=lrs_public", "as_of": "2026-10-29" }, { "key": "ks.bar_referral_url", "value": "https://ksbar.org/?pg=lrs_public", "unit": "text", "region": "KS", "label": "Kansas Bar Association lawyer referral page", "period": "2026", "source_name": "Kansas Bar Association, Lawyer Referral Service", "source_url": "https://ksbar.org/?pg=lrs_public", "as_of": "2026-10-29" }, { "key": "ks.bar_lookup_url", "value": "https://directory-kard.kscourts.gov/", "unit": "text", "region": "KS", "label": "Kansas Supreme Court online attorney directory", "period": "2026", "source_name": "Kansas Judicial Branch, Online Attorney Directory", "source_url": "https://directory-kard.kscourts.gov/", "as_of": "2026-10-29" }, { "key": "ky.tort_threshold_medical", "value": 1000, "unit": "USD", "region": "KY", "label": "Medical expenses that must be exceeded before a Kentucky claimant can sue for pain and suffering (unless a listed serious injury applies)", "period": "2026", "source_name": "Kentucky General Assembly, KRS 304.39-060(2)(b)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=30030", "as_of": "2026-10-29" }, { "key": "ky.tort_threshold", "value": "permanent disfigurement, a broken bone, loss of a body member, a permanent injury, permanent loss of bodily function, or death", "unit": "text", "region": "KY", "label": "Injuries that let a Kentucky claimant sue for pain and suffering without meeting the medical-expense threshold", "period": "2026", "source_name": "Kentucky General Assembly, KRS 304.39-060(2)(b)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=30030", "as_of": "2026-10-29" }, { "key": "ky.tort_rejection", "value": "a written or electronic rejection form, on the Department of Insurance's form, filed with the department before any crash", "unit": "text", "region": "KY", "label": "How a Kentucky driver keeps full tort rights by rejecting the no-fault limits", "period": "2026", "source_name": "Kentucky General Assembly, KRS 304.39-060(4)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=30030", "as_of": "2026-10-29" }, { "key": "ky.crash_report_duty", "value": "immediately notify a law enforcement officer with jurisdiction after a crash that injures or kills someone or leaves a vehicle unable to be driven", "unit": "text", "region": "KY", "label": "When Kentucky drivers must report a crash to the police", "period": "2026", "source_name": "Kentucky General Assembly, KRS 189.635(3)(a)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=54793", "as_of": "2026-10-29" }, { "key": "ky.crash_report_threshold", "value": 500, "unit": "USD", "region": "KY", "label": "Property damage above which a Kentucky driver must file a written report if no officer investigates", "period": "2026", "source_name": "Kentucky General Assembly, KRS 189.635(5)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=54793", "as_of": "2026-10-29" }, { "key": "ky.crash_report_days", "value": 10, "unit": "days", "region": "KY", "label": "Days a Kentucky driver has to file a written crash report with Kentucky State Police when no officer investigates", "period": "2026", "source_name": "Kentucky General Assembly, KRS 189.635(5)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=54793", "as_of": "2026-10-29" }, { "key": "ky.crash_report_copy", "value": "online through BuyCrash, linked by Kentucky State Police, or by a written open records request to the KSP custodian of records", "unit": "text", "region": "KY", "label": "How to get a copy of a Kentucky crash report", "period": "2026", "source_name": "Kentucky State Police, Open Records Requests", "source_url": "https://kentuckystatepolice.ky.gov/open-records-requests/", "as_of": "2026-10-29" }, { "key": "ky.crash_report_who", "value": "the people involved, parents of an injured minor, their lawyers and insurers, and a few others named in the law", "unit": "text", "region": "KY", "label": "Who may get a copy of a Kentucky crash report", "period": "2026", "source_name": "Kentucky General Assembly, KRS 189.635", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=54793", "as_of": "2026-10-29" }, { "key": "ky.gov_notice", "value": "claims against state agencies are filed with the Kentucky Board of Claims, which has exclusive jurisdiction over them", "unit": "text", "region": "KY", "label": "Where negligence claims against the Commonwealth of Kentucky are filed", "period": "2026", "source_name": "Kentucky General Assembly, KRS 49.040", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=51453", "as_of": "2026-10-29" }, { "key": "ky.gov_claim_years", "value": 1, "unit": "years", "region": "KY", "label": "Deadline to file a negligence claim with the Kentucky Board of Claims", "period": "2026", "source_name": "Kentucky General Assembly, KRS 49.120(1)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=51461", "as_of": "2026-10-29" }, { "key": "ky.gov_claim_cap_person", "value": 250000, "unit": "USD", "region": "KY", "label": "Most one claimant can receive from the Kentucky Board of Claims for a single negligent act", "period": "2026", "source_name": "Kentucky General Assembly, KRS 49.040", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=51453", "as_of": "2026-10-29" }, { "key": "ky.gov_claim_cap_occurrence", "value": 400000, "unit": "USD", "region": "KY", "label": "Most the Kentucky Board of Claims can award for all claims from a single negligent act", "period": "2026", "source_name": "Kentucky General Assembly, KRS 49.040", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=51453", "as_of": "2026-10-29" }, { "key": "ky.bar_referral_name", "value": "local bar lawyer referral services listed by the Kentucky Bar Association", "unit": "text", "region": "KY", "label": "Lawyer referral in Kentucky (the KBA lists local services and does not run its own)", "period": "2026", "source_name": "Kentucky Bar Association, Lawyer Referral Services", "source_url": "https://kybar.org/For-Public/Lawyer-Referral-Services", "as_of": "2026-10-29" }, { "key": "ky.bar_referral_url", "value": "https://kybar.org/For-Public/Lawyer-Referral-Services", "unit": "text", "region": "KY", "label": "Kentucky Bar Association page listing local lawyer referral services", "period": "2026", "source_name": "Kentucky Bar Association, Lawyer Referral Services", "source_url": "https://kybar.org/For-Public/Lawyer-Referral-Services", "as_of": "2026-10-29" }, { "key": "ky.bar_referral_phone", "value": "(502) 583-1801", "unit": "text", "region": "KY", "label": "Kentucky Lawyer Referral Service phone (Jefferson County, Louisville area and nearby counties)", "period": "2026", "source_name": "Kentucky Bar Association, Lawyer Referral Services", "source_url": "https://kybar.org/For-Public/Lawyer-Referral-Services", "as_of": "2026-10-29" }, { "key": "ky.bar_referral_phone_central", "value": "(859) 225-8644", "unit": "text", "region": "KY", "label": "Central Kentucky Lawyer Referral Service phone (Fayette, Franklin and nearby counties)", "period": "2026", "source_name": "Kentucky Bar Association, Lawyer Referral Services", "source_url": "https://kybar.org/For-Public/Lawyer-Referral-Services", "as_of": "2026-10-29" }, { "key": "ky.bar_referral_phone_northern", "value": "(859) 781-1525", "unit": "text", "region": "KY", "label": "Northern Kentucky Bar Association lawyer referral phone (Boone, Campbell, Kenton and nearby counties)", "period": "2026", "source_name": "Kentucky Bar Association, Lawyer Referral Services", "source_url": "https://kybar.org/For-Public/Lawyer-Referral-Services", "as_of": "2026-10-29" }, { "key": "ky.bar_lookup_url", "value": "https://kybar.org/For-Public/Find-a-Lawyer", "unit": "text", "region": "KY", "label": "Kentucky Bar Association Find a Lawyer search", "period": "2026", "source_name": "Kentucky Bar Association, Find a Lawyer", "source_url": "https://kybar.org/For-Public/Find-a-Lawyer", "as_of": "2026-10-29" }, { "key": "ky.pip_claim_years", "value": 2, "unit": "years", "region": "KY", "label": "Deadline to sue your own insurer for Kentucky no-fault (basic reparation) benefits, from the loss or the last benefit payment", "period": "2026", "source_name": "Kentucky General Assembly, KRS 304.39-230(1)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=45816", "as_of": "2026-10-29" }, { "key": "ky.pip_claim_outer_years", "value": 4, "unit": "years", "region": "KY", "label": "Outer limit for suing for Kentucky no-fault benefits when none have been paid, counted from the accident", "period": "2026", "source_name": "Kentucky General Assembly, KRS 304.39-230(1)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=45816", "as_of": "2026-10-29" }, { "key": "ky.crash_report_wait_days", "value": 10, "unit": "days", "region": "KY", "label": "How long Kentucky State Police say to allow before an officer's collision report is available", "period": "2026", "source_name": "Kentucky State Police, Civilian Collision Reports", "source_url": "https://kentuckystatepolice.ky.gov/civilian-collision-reports/", "as_of": "2026-10-29" }, { "key": "ky.minor_tolling", "value": "for deadlines in KRS 413.090 to 413.160, a child gets the same number of years to sue after coming of age", "unit": "text", "region": "KY", "label": "How Kentucky's general tolling rule works for injured children", "period": "2026", "source_name": "Kentucky General Assembly, KRS 413.170(1)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=17873", "as_of": "2026-10-29" }, { "key": "ky.gov_claim_minors", "value": "a child's representative must file within the normal one-year deadline, or the claim is barred", "unit": "text", "region": "KY", "label": "How the Kentucky Board of Claims deadline applies to an injured child", "period": "2026", "source_name": "Kentucky General Assembly, KRS 49.120(5)", "source_url": "https://apps.legislature.ky.gov/law/statutes/statute.aspx?id=51461", "as_of": "2026-10-29" }, { "key": "la.sol_change_date", "value": "July 1, 2024", "unit": "text", "region": "LA", "label": "Date after which Louisiana crash claims get the two-year prescriptive period (Act 423 of 2024 applies prospectively)", "period": "2026", "source_name": "Louisiana Legislature, Act 423 of 2024 (HB 315), Sections 3 and 4", "source_url": "https://legis.la.gov/legis/ViewDocument.aspx?d=1381901", "as_of": "2026-10-29" }, { "key": "la.sol_injury_before_2024", "value": 1, "unit": "years", "region": "LA", "label": "Louisiana prescriptive period for delictual (tort) actions under prior law (Civil Code art. 3492)", "period": "2024", "source_name": "Louisiana Legislature, Resume digest of Act 423 of 2024 (HB 315)", "source_url": "https://legis.la.gov/legis/ViewDocument.aspx?d=1385674", "as_of": "2026-10-29" }, { "key": "la.fault_change_date", "value": "January 1, 2026", "unit": "text", "region": "LA", "label": "Effective date of Louisiana's 51% comparative fault bar (Acts 2025 No. 15)", "period": "2026", "source_name": "Louisiana State Legislature, Civil Code art. 2323 (history note)", "source_url": "https://legis.la.gov/Legis/Law.aspx?d=109387&p=y", "as_of": "2026-10-29" }, { "key": "la.minor_tolling", "value": "the deadline generally keeps running against minors unless a law makes an exception", "unit": "text", "region": "LA", "label": "How Louisiana's prescriptive period works for injured children", "period": "2026", "source_name": "Louisiana State Legislature, Civil Code art. 3468", "source_url": "https://legis.la.gov/Legis/Law.aspx?d=110491", "as_of": "2026-10-29" }, { "key": "la.crash_report_duty", "value": "immediately notify the local police department (inside a city or town) or the nearest sheriff's office or state police station (outside one) after a crash that causes injury, death or property damage over $500", "unit": "text", "region": "LA", "label": "When Louisiana drivers must report a crash and to whom", "period": "2026", "source_name": "Louisiana State Legislature, R.S. 32:398(A)", "source_url": "https://legis.la.gov/Legis/Law.aspx?d=88361", "as_of": "2026-10-29" }, { "key": "la.crash_report_threshold", "value": 500, "unit": "USD", "region": "LA", "label": "Property damage above which a Louisiana crash must be reported to the police", "period": "2026", "source_name": "Louisiana State Legislature, R.S. 32:398(A)", "source_url": "https://legis.la.gov/Legis/Law.aspx?d=88361", "as_of": "2026-10-29" }, { "key": "la.crash_report_who", "value": "the people involved, parents of a minor involved, their lawyers and insurers, health care providers and a few others named in the law", "unit": "text", "region": "LA", "label": "Who may get a copy of a Louisiana crash report", "period": "2026", "source_name": "Louisiana State Legislature, R.S. 32:398(I)", "source_url": "https://legis.la.gov/Legis/Law.aspx?d=88361", "as_of": "2026-10-29" }, { "key": "la.crash_report_fee_cap", "value": "no more than $5 for a report of two pages or less, and no more than $20 for a longer report", "unit": "text", "region": "LA", "label": "Most a Louisiana police department or sheriff's office may charge for a crash report copy", "period": "2026", "source_name": "Louisiana State Legislature, R.S. 32:398(D)(1)", "source_url": "https://legis.la.gov/Legis/Law.aspx?d=88361", "as_of": "2026-10-29" }, { "key": "la.crash_report_copy", "value": "online through the Louisiana State Police crash report site, linked from the LSP home page", "unit": "text", "region": "LA", "label": "How to request a Louisiana State Police crash report", "period": "2026", "source_name": "Louisiana State Police, Home page", "source_url": "https://www.lsp.org/", "as_of": "2026-10-29" }, { "key": "la.gov_damages_cap", "value": 500000, "unit": "USD", "region": "LA", "label": "Louisiana cap on damages for personal injury to one person in suits against the state or a political subdivision (excluding property damage, medical care and lost earnings)", "period": "2026", "source_name": "Louisiana State Legislature, R.S. 13:5106(B)", "source_url": "https://legis.la.gov/Legis/Law.aspx?d=77934", "as_of": "2026-10-29" }, { "key": "la.no_pay_no_play_bi", "value": 100000, "unit": "USD", "region": "LA", "label": "Bodily injury damages an uninsured Louisiana driver or owner cannot recover (no pay, no play)", "period": "2026", "source_name": "Louisiana State Legislature, R.S. 32:866(A)(1)", "source_url": "https://legis.la.gov/Legis/Law.aspx?d=88612", "as_of": "2026-10-29" }, { "key": "la.no_pay_no_play_pd", "value": 100000, "unit": "USD", "region": "LA", "label": "Property damage an uninsured Louisiana driver or owner cannot recover (no pay, no play)", "period": "2026", "source_name": "Louisiana State Legislature, R.S. 32:866(A)(1)", "source_url": "https://legis.la.gov/Legis/Law.aspx?d=88612", "as_of": "2026-10-29" }, { "key": "la.no_pay_no_play_date", "value": "August 1, 2025", "unit": "text", "region": "LA", "label": "Effective date of Act 16 of 2025 (HB 434) raising Louisiana's no-pay-no-play amounts", "period": "2026", "source_name": "Louisiana Legislature, HB 434 (2025 Regular Session) bill history", "source_url": "https://legis.la.gov/legis/BillInfo.aspx?s=25RS&b=HB434", "as_of": "2026-10-29" }, { "key": "la.regulator_name", "value": "Louisiana Department of Insurance", "unit": "text", "region": "LA", "label": "State insurance regulator", "period": "2026", "source_name": "Louisiana Department of Insurance, Contact us", "source_url": "https://ldi.la.gov/contact-us", "as_of": "2026-10-29" }, { "key": "la.regulator_url", "value": "https://ldi.la.gov/", "unit": "text", "region": "LA", "label": "State insurance regulator website", "period": "2026", "source_name": "Louisiana Department of Insurance, Contact us", "source_url": "https://ldi.la.gov/contact-us", "as_of": "2026-10-29" }, { "key": "la.regulator_phone", "value": "1-800-259-5300 (toll-free); (225) 342-5900", "unit": "text", "region": "LA", "label": "State insurance regulator phone numbers", "period": "2026", "source_name": "Louisiana Department of Insurance, Contact us", "source_url": "https://ldi.la.gov/contact-us", "as_of": "2026-10-29" }, { "key": "la.bar_referral_name", "value": "Lawyer Referral and Information page", "unit": "text", "region": "LA", "label": "Louisiana State Bar Association lawyer referral information page", "period": "2026", "source_name": "Louisiana State Bar Association, Lawyer Referral and Information", "source_url": "https://www.lsba.org/Public/LawyerReferral.aspx", "as_of": "2026-10-29" }, { "key": "la.bar_referral_url", "value": "https://www.lsba.org/Public/LawyerReferral.aspx", "unit": "text", "region": "LA", "label": "Louisiana State Bar Association lawyer referral information page", "period": "2026", "source_name": "Louisiana State Bar Association, Lawyer Referral and Information", "source_url": "https://www.lsba.org/Public/LawyerReferral.aspx", "as_of": "2026-10-29" }, { "key": "la.bar_referral_phone", "value": "(800) 421-5722 or (504) 566-1600", "unit": "text", "region": "LA", "label": "Louisiana State Bar Association main phone numbers", "period": "2026", "source_name": "Louisiana State Bar Association, Lawyer Referral and Information", "source_url": "https://www.lsba.org/Public/LawyerReferral.aspx", "as_of": "2026-10-29" }, { "key": "la.bar_lookup_url", "value": "https://www.lsba.org/MD321654/MembershipDirectory.aspx", "unit": "text", "region": "LA", "label": "Louisiana State Bar Association membership directory", "period": "2026", "source_name": "Louisiana State Bar Association, Home page", "source_url": "https://www.lsba.org/", "as_of": "2026-10-29" }, { "key": "me.crash_report_duty", "value": "immediately, by the quickest means, to a state police officer, the county sheriff's office or the local police department, after a crash that injures or kills someone or causes apparent property damage of $2,000 or more", "unit": "text", "region": "ME", "label": "When Maine drivers must report a crash and to whom", "period": "2026", "source_name": "Maine Legislature, 29-A M.R.S. § 2251", "source_url": "https://legislature.maine.gov/statutes/29-A/title29-Asec2251.html", "as_of": "2026-10-29" }, { "key": "me.crash_report_threshold", "value": 2000, "unit": "USD", "region": "ME", "label": "Apparent property damage that makes a Maine crash reportable", "period": "2026", "source_name": "Maine Legislature, 29-A M.R.S. § 2251", "source_url": "https://legislature.maine.gov/statutes/29-A/title29-Asec2251.html", "as_of": "2026-10-29" }, { "key": "me.crash_report_officer_days", "value": 5, "unit": "days", "region": "ME", "label": "Days a Maine investigating officer has to send the crash report to the Chief of the State Police", "period": "2026", "source_name": "Maine Legislature, 29-A M.R.S. § 2251(4)(B)", "source_url": "https://legislature.maine.gov/statutes/29-A/title29-Asec2251.html", "as_of": "2026-10-29" }, { "key": "me.crash_report_copy", "value": "on written request to the Chief of the State Police, who may provide a photocopy of the investigating officer's report at the requester's expense", "unit": "text", "region": "ME", "label": "How to get a copy of a Maine crash report", "period": "2026", "source_name": "Maine Legislature, 29-A M.R.S. § 2251(7)", "source_url": "https://legislature.maine.gov/statutes/29-A/title29-Asec2251.html", "as_of": "2026-10-29" }, { "key": "me.gov_notice", "value": "a written notice of claim with your name, the basis of the claim, the injuries and the amount claimed; for state claims it goes to the agency involved and the Attorney General", "unit": "text", "region": "ME", "label": "Notice rule for Maine Tort Claims Act claims", "period": "2026", "source_name": "Maine Legislature, 14 M.R.S. § 8107", "source_url": "https://legislature.maine.gov/statutes/14/title14sec8107.html", "as_of": "2026-10-29" }, { "key": "me.gov_notice_days", "value": 365, "unit": "days", "region": "ME", "label": "Deadline to file a written notice of claim against a Maine governmental entity", "period": "2026", "source_name": "Maine Legislature, 14 M.R.S. § 8107(1)", "source_url": "https://legislature.maine.gov/statutes/14/title14sec8107.html", "as_of": "2026-10-29" }, { "key": "me.gov_suit_years", "value": 2, "unit": "years", "region": "ME", "label": "Deadline to sue a Maine governmental entity under the Maine Tort Claims Act", "period": "2026", "source_name": "Maine Legislature, 14 M.R.S. § 8110", "source_url": "https://legislature.maine.gov/statutes/14/title14sec8110.html", "as_of": "2026-10-29" }, { "key": "me.gov_minor", "value": "within 2 years after the child turns 18", "unit": "text", "region": "ME", "label": "Maine Tort Claims Act deadline for a claimant who was a minor", "period": "2026", "source_name": "Maine Legislature, 14 M.R.S. § 8110", "source_url": "https://legislature.maine.gov/statutes/14/title14sec8110.html", "as_of": "2026-10-29" }, { "key": "me.gov_claim_cap", "value": 400000, "unit": "USD", "region": "ME", "label": "Maine Tort Claims Act limit on damages for all claims from one occurrence", "period": "2026", "source_name": "Maine Legislature, 14 M.R.S. § 8105(1)", "source_url": "https://legislature.maine.gov/statutes/14/title14sec8105.html", "as_of": "2026-10-29" }, { "key": "me.minor_tolling", "value": "the time limit is counted from when the child is no longer a minor, not from the crash", "unit": "text", "region": "ME", "label": "How the Maine filing deadline works for an injured child", "period": "2026", "source_name": "Maine Legislature, 14 M.R.S. § 853", "source_url": "https://legislature.maine.gov/statutes/14/title14sec853.html", "as_of": "2026-10-29" }, { "key": "me.wrongful_death_noneconomic_cap", "value": 1000000, "unit": "USD", "region": "ME", "label": "Maine wrongful death cap on damages for loss of comfort, society and companionship (adjusted for inflation)", "period": "2026", "source_name": "Maine Legislature, 18-C M.R.S. § 2-807(2)", "source_url": "https://legislature.maine.gov/statutes/18-C/title18-Csec2-807.html", "as_of": "2026-10-29" }, { "key": "me.wrongful_death_punitive_cap", "value": 500000, "unit": "USD", "region": "ME", "label": "Maine wrongful death cap on punitive damages", "period": "2026", "source_name": "Maine Legislature, 18-C M.R.S. § 2-807(2)", "source_url": "https://legislature.maine.gov/statutes/18-C/title18-Csec2-807.html", "as_of": "2026-10-29" }, { "key": "me.dram_shop", "value": "a server who negligently serves liquor to a minor or a visibly intoxicated person is liable for damages caused by that person's drinking", "unit": "text", "region": "ME", "label": "Maine Liquor Liability Act rule for servers", "period": "2026", "source_name": "Maine Legislature, 28-A M.R.S. § 2506", "source_url": "https://legislature.maine.gov/statutes/28-A/title28-Asec2506.html", "as_of": "2026-10-29" }, { "key": "me.dram_shop_cap", "value": 350000, "unit": "USD", "region": "ME", "label": "Maine Liquor Liability Act cap on damages (other than medical expenses) for all claims from one occurrence", "period": "2026", "source_name": "Maine Legislature, 28-A M.R.S. § 2509", "source_url": "https://legislature.maine.gov/statutes/28-A/title28-Asec2509.html", "as_of": "2026-10-29" }, { "key": "me.bar_referral_name", "value": "MSBA Lawyer Referral Service", "unit": "text", "region": "ME", "label": "Maine State Bar Association lawyer referral service", "period": "2026", "source_name": "Maine Judicial Branch, Legal help", "source_url": "https://www.courts.maine.gov/help/legal/index.html", "as_of": "2026-10-29" }, { "key": "me.bar_referral_fee", "value": 35, "unit": "USD", "region": "ME", "label": "Administrative fee charged by the Maine State Bar Association Lawyer Referral Service", "period": "2026", "source_name": "Maine Judicial Branch, Legal help", "source_url": "https://www.courts.maine.gov/help/legal/index.html", "as_of": "2026-10-29" }, { "key": "me.bar_referral_free", "value": "the first half-hour of a consultation", "unit": "text", "region": "ME", "label": "Consultation time referred Maine lawyers do not charge for", "period": "2026", "source_name": "Maine Judicial Branch, Legal help", "source_url": "https://www.courts.maine.gov/help/legal/index.html", "as_of": "2026-10-29" }, { "key": "me.bar_referral_url", "value": "https://www.mainebar.org/page/LawyerReferralService", "unit": "text", "region": "ME", "label": "Maine State Bar Association lawyer referral page (as linked by the Maine Judicial Branch)", "period": "2026", "source_name": "Maine Judicial Branch, Legal help", "source_url": "https://www.courts.maine.gov/help/legal/index.html", "as_of": "2026-10-29" }, { "key": "me.bar_lookup_url", "value": "https://apps.web.maine.gov/cgi-bin/online/maine_bar/attorney_directory.pl", "unit": "text", "region": "ME", "label": "Maine Board of Overseers of the Bar attorney directory", "period": "2026", "source_name": "Maine Board of Overseers of the Bar, Home page", "source_url": "https://www.mebaroverseers.org/", "as_of": "2026-10-29" }, { "key": "us.frcp6_first_day_rule", "value": "the day of the event that starts the period is not counted", "unit": "text", "region": "US", "label": "Federal court rule for counting a period stated in days or longer: the trigger day is excluded", "period": "2026", "source_name": "Legal Information Institute (Cornell), Federal Rules of Civil Procedure, Rule 6(a)(1)", "source_url": "https://www.law.cornell.edu/rules/frcp/rule_6", "as_of": "2026-10-29" }, { "key": "us.frcp6_weekend_rule", "value": "if the last day falls on a Saturday, Sunday or legal holiday, the period runs until the end of the next day that is not one", "unit": "text", "region": "US", "label": "Federal court rule for a last day that falls on a weekend or legal holiday", "period": "2026", "source_name": "Legal Information Institute (Cornell), Federal Rules of Civil Procedure, Rule 6(a)(1)", "source_url": "https://www.law.cornell.edu/rules/frcp/rule_6", "as_of": "2026-10-29" }, { "key": "tx.time_days_rule", "value": "the first day is excluded and the last day is included", "unit": "text", "region": "TX", "label": "How Texas statutes count a period of days (Code Construction Act)", "period": "2026", "source_name": "Texas Legislature, Government Code § 311.014", "source_url": "https://tcss.legis.texas.gov/resources/GV/htm/GV.311.htm", "as_of": "2026-10-29" }, { "key": "tx.time_weekend_rule", "value": "if the last day is a Saturday, Sunday or legal holiday, the period is extended to the next day that is not", "unit": "text", "region": "TX", "label": "How Texas statutes treat a last day that falls on a weekend or legal holiday", "period": "2026", "source_name": "Texas Legislature, Government Code § 311.014", "source_url": "https://tcss.legis.texas.gov/resources/GV/htm/GV.311.htm", "as_of": "2026-10-29" }, { "key": "tx.time_months_rule", "value": "a period of months ends on the same numbered day of the last month, or on that month's last day if it is shorter", "unit": "text", "region": "TX", "label": "How Texas statutes count a period of months", "period": "2026", "source_name": "Texas Legislature, Government Code § 311.014", "source_url": "https://tcss.legis.texas.gov/resources/GV/htm/GV.311.htm", "as_of": "2026-10-29" } ] }