General information, not legal advice. Talk to a licensed attorney in your state.

Independent guide · not a government website

Glossary

Designated record set

The records a health care provider or health plan keeps about you and uses to make decisions, including medical and billing records. Your HIPAA right of access covers these records.

Quick answer

A designated record set is the group of records a health care provider or health plan keeps about you and uses to make decisions about you. For a provider, it means medical records and billing records. Under HIPAA, you have the right to see and get copies of these records.

In a car accident claim#

A crash claim depends on two kinds of paperwork: records that prove the injury and itemized bills that prove the cost. Because the HIPAA right of access covers your whole designated record set, you can ask for billing and payment records, not just your chart.

The rules give you some leverage. A provider must act on your request within 30 days, with one extension of up to 30 days if it explains the delay in writing. It must give you access in the form and format you ask for if it is readily producible, including an electronic copy of records kept electronically. Copy fees are limited to a reasonable, cost-based amount. Psychotherapy notes are handled separately: psychotherapy notes generally need their own separate authorization. Our guide to medical records explains what to request from each provider and how the records fit into the claim process.

Example#

Questions people ask

Does the designated record set include my medical bills?

Yes. For a health care provider, it includes billing records as well as medical records, so you can request itemized bills and payment records under your HIPAA right of access.

How long does a provider have to send my records?

Under HIPAA, a provider must act within 30 days of receiving your request. It may take one extension of up to 30 days if it tells you in writing why.

Sources

  1. eCFR, 45 CFR 164.501 Definitions — definition of designated record set
  2. eCFR, 45 CFR 164.524 Access of individuals to protected health information — the right of access, form and fees
  3. U.S. Department of Health and Human Services, HIPAA right of access timing — time to provide records
  4. eCFR, 45 CFR 164.508 Uses and disclosures for which an authorization is required — as of October 2026

Last reviewed October 29, 2026 by the Accident Claim Facts editorial team. Found an error? Tell us.

Keep reading

  1. GlossaryGlossaryShort, plain-English definitions of the legal and insurance terms that come up after a crash, each with an example, related terms and the sources behind it.Reviewed
  2. The claim processMedical recordsYour HIPAA right to copies of your medical records and bills, how fast providers must answer and what they may charge, what to request for a claim, and what…Reviewed
  3. The claim processThe claim processFrom the police report and medical records to insurer calls, the demand letter, negotiation, a lawsuit and trial, with the deadlines that apply at each stage.Reviewed
  4. GlossaryDiminished valueThe drop in a car's market value after it has been damaged and repaired, because buyers often pay less for a car with a crash history.Reviewed
  5. GlossaryDiscoveryThe stage of a lawsuit in which each side must share documents and answer questions under oath.Reviewed
  6. GlossaryDisfigurementA lasting change to how a person looks, such as scarring from burns, wounds or surgery. Some state laws name it as a type of non-economic damages or as a…Reviewed

    Try “deadline”, “Texas” or “demand letter”. Press Enter to open a result.